UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION: Form 990, tax year 2021

View the entire original 990 at ProPublica ↗

Organization: UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION (EIN 37-0560167)
Tax period: 2021-01-01 to 2021-12-31
Filed: 2022-11-14
IRS object ID: 202223189349308917
Schema version: 2021v4.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule I
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2022-11-14T12:29:42-06:00	ReturnTs
Tax Period End	2021-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	410746749	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	CLIFTONLARSONALLEN LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	109 N MAIN STREET SUITE 200	AddressLine1Txt
City	AUSTIN	CityNm
State Abbreviation	MN	StateAbbreviationCd
ZIP	55912	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2021-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	370560167	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	UNIVERSITY OF ILLINOIS COMMUNITY CREDIT	BusinessNameLine1Txt
Business Name Line2	UNION	BusinessNameLine2Txt

Field	Value	IRS element (for citing)
Business Name Control	UNIV	BusinessNameControlTxt
Phone	2172787700	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	2201 S FIRST ST	AddressLine1Txt
City	CHAMPAIGN	CityNm
State Abbreviation	IL	StateAbbreviationCd
ZIP	618207402	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	JENNIFER PEYTON	PersonNm
Person Title	EVP/CFO	PersonTitleTxt
Phone	2172787700	PhoneNum
Signature	2022-11-09	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	JENNIFER	PersonFirstNm
Person Last	PEYTON	PersonLastNm

Field	Value	IRS element (for citing)
SSN	999009999	SSN

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	TANYA MEDGAARDEN	PreparerPersonNm
PTIN	P01717240	PTIN
Phone	5074347000	PhoneNum
Preparation	2022-11-09	PreparationDt

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

Field	Value	IRS element (for citing)
Trusted Customer	3	TrustedCustomerCd
Authentication Assurance Level	AAL1	AuthenticationAssuranceLevelCd
Identity Assurance Level	IAL1	IdentityAssuranceLevelCd

Field	Value	IRS element (for citing)
Tax	2021	TaxYr
Build TS	2022-09-23 18:48:47Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	CHRIS HARLAN	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	2201 S FIRST ST	AddressLine1Txt
City	CHAMPAIGN	CityNm
State Abbreviation	IL	StateAbbreviationCd
ZIP	618207402	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$22,792,231	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.UOFICREDITUNION.ORG	WebsiteAddressTxt
Type Of Organization Other	Yes (X)	TypeOfOrganizationOtherInd
Other Organization Dsc	FINANCIAL COOPERATIVE	OtherOrganizationDsc
Formation	1932	FormationYr
Legal Domicile State	IL	LegalDomicileStateCd
Activity Or Mission	TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS, AND OTHER FINANCIAL SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER.	ActivityOrMissionDesc
Voting Members Governing Body	10	VotingMembersGoverningBodyCnt
Voting Members Independent	10	VotingMembersIndependentCnt
Total Employee	155	TotalEmployeeCnt
Total Volunteers	9	TotalVolunteersCnt
Total Gross UBI	$26,633	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$43,500	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$23,040,254	PYProgramServiceRevenueAmt
CY Program Service Revenue	$16,931,527	CYProgramServiceRevenueAmt
PY Investment Income	$612,534	PYInvestmentIncomeAmt
CY Investment Income	$608,483	CYInvestmentIncomeAmt
PY Other Revenue	$0	PYOtherRevenueAmt
CY Other Revenue	$5,252,221	CYOtherRevenueAmt
PY Total Revenue	$23,696,288	PYTotalRevenueAmt
CY Total Revenue	$22,792,231	CYTotalRevenueAmt
PY Grants And Similar Paid	$367,745	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$210,000	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$1,025,507	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$828,173	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$8,593,859	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$9,383,193	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$11,553,528	PYOtherExpensesAmt
CY Other Expenses	$8,587,603	CYOtherExpensesAmt
PY Total Expenses	$21,540,639	PYTotalExpensesAmt
CY Total Expenses	$19,008,969	CYTotalExpensesAmt
PY Revenues Less Expenses	$2,155,649	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$3,783,262	CYRevenuesLessExpensesAmt
Total Assets BOY	$431,330,426	TotalAssetsBOYAmt
Total Assets EOY	$475,743,912	TotalAssetsEOYAmt
Total Liabilities BOY	$395,469,447	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$436,722,250	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$35,860,979	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$39,021,662	NetAssetsOrFundBalancesEOYAmt
Mission	TO ASSIST OUR MEMBERS IN THE MANAGEMENT OF THEIR FINANCIAL WELL-BEING BY PROVIDING LOANS, SAVINGS ACCOUNTS AND OTHER FINANCIAL SERVICES IN A FRIENDLY AND PROFESSIONAL MANNER.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	CREDIT UNION LOAN PROGRAMS: PROVIDED 17,645 CONSUMER AND REAL ESTATE LOANS TO OUR MEMBERS. PROVIDED 18,331 CREDIT CARDS TO MEMBERS.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	CREDIT UNION SAVINGS AND CHECKING PROGRAMS: SERVICED 18,702 SHARE DRAFT ACCOUNTS, 50,260 SHARE SAVINGS ACCOUNTS, 2,098 MONEY MARKET ACCOUNTS, 1,276 IRA ACCOUNTS, 2,425 SHARE CERTIFICATES.	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Desc	SUPPORT ALL BUSINESS RELATED MEMBER SERVICES.	Desc

Field	Value	IRS element (for citing)
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	Yes (1)	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	0	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	45	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	155	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	10	GoverningBodyVotingMembersCnt
Independent Voting Member	10	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	Yes (1)	LocalChaptersInd
Policies Reference Chapters	Yes (1)	PoliciesReferenceChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	0	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
States Where Copy Of Return Is Fld	IL	StatesWhereCopyOfReturnIsFldCd
Own Website	Yes (X)	OwnWebsiteInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	JENNIFER PEYTON	PersonNm
Phone	2172787700	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	2201 S FIRST ST	AddressLine1Txt
City	CHAMPAIGN	CityNm
State Abbreviation	IL	StateAbbreviationCd
ZIP	618207402	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (22 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Highest Compensated EmployeeHighestCompensatedEmployeeInd
ANNI MCCLELLAN
CHAIRPERSON	1.00	Yes (X)	Yes (X)	$0	$0	$0
NAPOLEON KNIGHT
VICE CHAIRPERSON	1.00	Yes (X)	Yes (X)	$0	$0	$0
AARON CARTER
SECRETARY	1.00	Yes (X)	Yes (X)	$0	$0	$0
JANE SOLON
TREASURER	1.00	Yes (X)	Yes (X)	$0	$0	$0
JASON HIRSBRUNNER
BOARD MEMBER	1.00	Yes (X)		$0	$0	$0
M CHRIS HANSEN
BOARD MEMBER	1.00	Yes (X)		$0	$0	$0
CHRIS RANDLES
BOARD MEMBER	1.00	Yes (X)		$0	$0	$0
SHARON ALLEN
BOARD MEMBER	1.00	Yes (X)		$0	$0	$0
SARAH CRANE
BOARD MEMBER	1.00	Yes (X)		$0	$0	$0
SUZANNE SAMPSON
SUPERVISORY COMMITTEE	1.00	Yes (X)		$0	$0	$0
CHRIS HARLAN
PRESIDENT/CEO	40.00		Yes (X)	$255,166	$0	$30,220
JENNIFER PEYTON
EVP/CFO	40.00		Yes (X)	$203,209	$0	$21,720
KIM CHEEK
SVP/CHIEF ADMIN OFFICER	40.00		Yes (X)	$190,177	$0	$21,366
GREG ANDERSON
SVP/CHIEF RELATIONSHIP OFF	40.00		Yes (X)	$173,779	$0	$15,447
STACEY RUSSELL
SVP/CHIEF LENDING OFFICER	40.00		Yes (X)	$152,640	$0	$14,589
KATE RODGERS
VP OF DIGITAL SERVICES & P	40.00		Yes (X)	$125,438	$0	$22,345
TRAVIS VERMILLION
SVP/CHIEF RISK OFFICER	40.00		Yes (X)	$148,215	$0	$23,826
ZACH GRITTON
VP OF INFORMATION TECHNOLO	40.00		Yes (X)	$123,901	$0	$17,727
LISA PAUL
VP OF MEMBER EXPERIENCE	40.00		Yes (X)	$120,921	$0	$12,639
SUSAN TOALSON
SVP/BUSINESS DEVELOPMENT	40.00		Yes (X)	$128,580	$0	$11,884
MATTHEW WALDROP
VP OF MORTGAGE	40.00			$181,065	$0	$16,670	Yes (X)
PHILIP DYKSTRA
MORTGAGE LOAN OFFICER	40.00			$136,730	$0	$12,086	Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$1,939,821	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$220,519	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	12	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (3 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
PSCU
560 CARILLON PARKWAY	ST PETERSBURG	FL	33716	DEBIT/CREDIT CARD PROCESSOR	$1,810,342
LUMIN DIGITAL
560 CARILLON PARKWAY	ST PETERSBURG	FL	33716	DIGITAL BANKING	$527,760
JACK HENRY & ASSOCIATES
663 W HIGHWAY 60	MONETT	MO	65708	CORE PROVIDER	$469,597

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	3	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (2 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
LOAN PROGRAM REVENUE	522100	$14,822,477	$14,822,477
FEE INCOME	522100	$2,109,050	$2,082,417	$26,633

Field	Value	IRS element (for citing)
Total Program Service Revenue	$16,931,527	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$608,483	TotalRevenueColumnAmt
Exclusion	$608,483	ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	OTHER OPERATING INCOME	Desc
Business	522100	BusinessCd
Total Revenue Column	$5,252,221	TotalRevenueColumnAmt
Related Or Exempt Func Income	$5,252,221	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$5,252,221	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$22,792,231	TotalRevenueColumnAmt
Related Or Exempt Func Income	$22,157,115	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$26,633	UnrelatedBusinessRevenueAmt
Exclusion	$608,483	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$210,000	TotalAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$828,173	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$1,813,789	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$6,040,267	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$320,975	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$651,763	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$556,399	TotalAmt

Fees For Services Management FeesForServicesManagementGrp

Field	Value	IRS element (for citing)
Total	$302,630	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	-$11,099	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$74,058	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$224,964	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$4,139,384	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$680,769	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$60,520	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$90,429	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$776,345	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
LOAN SERVICING	$2,886,467
MISC OPERATING EXPENSES	$132,059
OPERATING FEES	$92,136
MERGER EXPENSE	$58,191

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	-$919,250	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$19,008,969	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$4,364,922	BOYAmt
EOY	$3,502,798	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$49,665,330	BOYAmt
EOY	$68,110,893	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$2,837,659	BOYAmt
EOY	$752,041	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$284,735,851	BOYAmt
EOY	$326,217,103	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$1,917,587	BOYAmt
EOY	$3,136,577	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$18,717,838	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$12,155,126	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$6,994,466	BOYAmt
EOY	$6,562,712	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$67,550,697	BOYAmt
EOY	$53,675,268	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$2,056,031	BOYAmt
EOY	$8,908,989	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
EOY	$110,283	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$11,207,883	BOYAmt
EOY	$4,767,248	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$431,330,426	BOYAmt
EOY	$475,743,912	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$5,276,472	BOYAmt
EOY	$5,168,928	EOYAmt

Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp

Field	Value	IRS element (for citing)
BOY	$2,500,000	BOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$387,692,975	BOYAmt
EOY	$431,553,322	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$395,469,447	BOYAmt
EOY	$436,722,250	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$35,860,979	BOYAmt
EOY	$39,021,662	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$35,860,979	BOYAmt
EOY	$39,021,662	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$431,330,426	BOYAmt
EOY	$475,743,912	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$3,783,262	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$659,384	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$36,805	OtherChangesInNetAssetsAmt
Info In Schedule O Part XII	Yes (X)	InfoInScheduleOPartXIIInd
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	$2,250	PoliticalExpendituresAmt
Internal Funds Contributed	$2,250	InternalFundsContributedAmt
Total Exempt Function Expend	$2,250	TotalExemptFunctionExpendAmt
Form1120 POL Filed	Yes (1)	Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp

Organization Business Name OrganizationBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CREDIT UNION POLITICAL ACTION COUNCIL	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1807 W DIEHL ROAD	AddressLine1Txt
City	NAPERVILLE	CityNm
State Abbreviation	IL	StateAbbreviationCd
ZIP	60563	ZIPCd

Field	Value	IRS element (for citing)
EIN	363092340	EIN
Paid Internal Funds	$2,250	PaidInternalFundsAmt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCHEDULE C, PART I-A, LINE 1	FormAndLineReferenceDesc
Explanation	THE ORGANIZATION'S ONLY POLITICAL ACTIVITY IS THE CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COUNCIL, REPORTED IN PARTS I A AND I C OF SCHEDULE C.	ExplanationTxt

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$1,594,255	OtherCostOrOtherBasisAmt
Book Value	$1,594,255	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$7,311,701	OtherCostOrOtherBasisAmt
Depreciation	$3,852,874	DepreciationAmt
Book Value	$3,458,827	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$9,811,882	OtherCostOrOtherBasisAmt
Depreciation	$8,302,252	DepreciationAmt
Book Value	$1,509,630	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$6,562,712	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)

DescDesc	AmtAmt
REGULAR SHARE SAVING	$178,075,148
CHECKING	$106,992,805
MONEY MARKET	$101,766,156
SILVER SHARE CERTIFICATES	$34,279,399
IRA/SHARE AND CERTIFICATE	$10,439,814

Field	Value	IRS element (for citing)
Total Liability	$431,553,322	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$22,792,230	TotalRevEtcAuditedFinclStmtAmt
Revenue Not Reported	$0	RevenueNotReportedAmt
Revenue Subtotal	$22,792,230	RevenueSubtotalAmt
Other Revenues Not Included	$1	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$1	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$22,792,231	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$19,008,968	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$19,008,968	ExpensesSubtotalAmt
Other Expenses Not Included	$1	OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt	$1	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$19,008,969	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (3 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART X, LINE 2:	THE CREDIT UNION IS EXEMPT, UNDER INTERNAL REVENUE CODE (IRC) 501(C)(14), FROM FEDERAL AND STATE INCOME TAXES. THE CREDIT UNION HAS FILED TAX RETURNS IN THE PAST FOR ACTIVITIES IT HAS DEEMED TAXABLE. THE TAX AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES, AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES POTENTIALLY DEEMED TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AT DECEMBER 31, 2021 AND 2020. THE CREDIT UNION'S 2018 THROUGH 2020 TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES.
PART XI, LINE 4B - OTHER ADJUSTMENTS:	ROUNDING 1.
PART XII, LINE 4B - OTHER ADJUSTMENTS:	ROUNDING 1.

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (2 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Non Cash AssistanceNonCashAssistanceAmt	Purpose Of GrantPurposeOfGrantTxt
UNIVERSITY OF ILLINOIS DIA
1700 S FOURTH ST	CHAMPAIGN	IL	61820	376000511	501(C)(3)	$195,000	$0	THE CREDIT UNION HAS A CONTRACT IN PLACE WITH THE UNIVERSITY OF ILLINOIS ALUMNI ASSOCIATION FOR AN AFFINITY CREDIT CARD PROGRAM. PART OF THE CONTRACT IS AN ANNUAL CONTRIBUTION TO THE UNIVERSITY OF ILLINOIS DEPARTMENT OF INTERCOLLEGIATE ATHLETICS.
ALLERTON PARK & RETREAT CENTER
515 OLD TIMBER RD	MONTICELLO	IL	61856	376000511	501(C)(3)	$15,000	$0	THE CREDIT UNION SPONSORS THE UNIVERISTY OF ILLINOIS CONCERT IN THE PARK SERIES AND HOLIDAY GLOW AT ALLERTON PARK AND RETREAT CENTER.

Field	Value	IRS element (for citing)
Total501c3 Org	2	Total501c3OrgCnt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 2:	FormAndLineReferenceDesc
Explanation	THE CREDIT UNION HAS A FORMAL WRITTEN POLICY THAT HAS ESTABLISHED CRITERIA FOR EVALUATING REQUESTS FOR CONTRIBUTIONS AND DONATIONS. REQUEST IN EXCESS OF $1,000.00 REQUIRE WRITTEN APPROVAL OF TWO OFFICERS OF THE CREDIT UNION. APPROVED REQUESTS OVER $5,000.00 MUST BE REPORTED TO THE BOARD OF DIRECTORS AT LEAST ANNUALLY.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Committee	Yes (X)	CompensationCommitteeInd
Independent Consultant	Yes (X)	IndependentConsultantInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	0	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (7 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
CHRIS HARLAN
PRESIDENT/CEO	$255,166	$0	$0	$0	$0	$0	$0	$0	$30,220	$0	$285,386	$0	$0	$0
JENNIFER PEYTON
EVP/CFO	$193,426	$0	$9,783	$0	$0	$0	$0	$0	$21,720	$0	$224,929	$0	$0	$0
KIM CHEEK
SVP/CHIEF ADMIN OFFICER	$181,176	$0	$9,001	$0	$0	$0	$0	$0	$21,366	$0	$211,543	$0	$0	$0
MATTHEW WALDROP
VP OF MORTGAGE	$176,371	$0	$4,694	$0	$0	$0	$0	$0	$16,670	$0	$197,735	$0	$0	$0
GREG ANDERSON
SVP/CHIEF RELATIONSHIP OFF	$165,702	$0	$8,077	$0	$0	$0	$0	$0	$15,447	$0	$189,226	$0	$0	$0
TRAVIS VERMILLION
SVP/CHIEF RISK OFFICER	$140,965	$0	$7,250	$0	$0	$0	$0	$0	$23,826	$0	$172,041	$0	$0	$0
STACEY RUSSELL
SVP/CHIEF LENDING OFFICER	$145,765	$0	$6,875	$0	$0	$0	$0	$0	$14,589	$0	$167,229	$0	$0	$0

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (8 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	AS A FINANCIAL COOPERATIVE, THE CREDIT UNION HAS MEMBER OWNERS.
FORM 990, PART VI, SECTION A, LINE 7A	THE MEMBER OWNERS ELECT THE 9 MEMBER BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION A, LINE 7B	SOME DECISIONS MADE BY THE BOARD OF DIRECTORS MUST BE APPROVED BY THE MEMBERSHIP.
FORM 990, PART VI, SECTION B, LINE 11B	THE REPORT IS SHARED WITH THE BOARD OF DIRECTORS WHEN FINISHED.
FORM 990, PART VI, SECTION B, LINE 15	COMPENSATION FOR THE CEO IS DEVELOPED BY THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS WITH GUIDANCE FROM AN INDEPENDENT CONSULTANT WITH INPUT FROM AN ANNUAL SALARY REVIEW, COMPENSATION FOR OTHER OFFICERS IS DEVELOPED BY THE CEO OR OTHER OVERSEEING OFFICERS WITH INPUT FROM AN ANNUAL SALARY REVIEW.
FORM 990, PART VI, SECTION C, LINE 19	FINANCIAL STATEMENTS ARE MADE AVAILABLE ON OUR WEBSITE AND UPON REQUEST AT ANY OF OUR BRANCH LOCATIONS.
FORM 990, PART XI, LINE 9:	OTHER COMPREHENSIVE INCOME (POST RETIREMENT HEALTH BENEFITS) 27,674. EQUITY ACQUIRED IN MERGER -49,061. ROUNDING 1. MERGER EXPENSE 58,191.
FORM 990, PART XII, LINE 2C:	NO CHANGE IN PROCESS FROM PRIOR YEAR.