1389 SUPERIOR CREDIT UNION INC: Form 990, tax year 2020
View the entire original 990 at ProPublica ↗
- Organization
- 1389 SUPERIOR CREDIT UNION INC (EIN 34-4455780)
- Tax period
- 2020-01-01 to 2020-12-31
- Filed
- 2021-11-15
- IRS object ID
- 202103199349301140
- Schema version
- 2020v4.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2021-11-15T07:56:33-06:00 | ReturnTs |
| Tax Period End | 2020-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 202122306 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | GBQ PARTNERS LLC | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4030 SMITH ROAD SUITE 400 | AddressLine1Txt |
| City | CINCINNATI | CityNm |
| State Abbreviation | OH | StateAbbreviationCd |
| ZIP | 45209 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2020-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 344455780 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SUPERIOR CREDIT UNION INC | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | SUPE | BusinessNameControlTxt |
| Phone | 4198793524 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4230 ELIDA ROAD | AddressLine1Txt |
| City | LIMA | CityNm |
| State Abbreviation | OH | StateAbbreviationCd |
| ZIP | 45807 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | PHILLIP BUELL | PersonNm |
| Person Title | PRESIDENT/CEO | PersonTitleTxt |
| Phone | 4198793524 | PhoneNum |
| Signature | 2021-11-15 | SignatureDt |
Signing Officer SigningOfficerGrp
Person Full Name PersonFullName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person First | PHILLIP | PersonFirstNm |
| Person Last | BUELL | PersonLastNm |
| Field | Value | IRS element (for citing) |
|---|---|---|
| SSN | 999009999 | SSN |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | GREGORY HEIMKREITER | PreparerPersonNm |
| PTIN | P01331287 | PTIN |
| Phone | 5138713033 | PhoneNum |
| Preparation | 2021-11-15 | PreparationDt |
Additional Filer Information AdditionalFilerInformation
Trusted Customer TrustedCustomerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Trusted Customer | 2 | TrustedCustomerCd |
| Authentication Assurance Level | AAL1 | AuthenticationAssuranceLevelCd |
| Identity Assurance Level | IAL1 | IdentityAssuranceLevelCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2020 | TaxYr |
| Build TS | 2022-09-23 18:48:47Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | PHILLIP BUELL | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4230 ELIDA ROAD | AddressLine1Txt |
| City | LIMA | CityNm |
| State Abbreviation | OH | StateAbbreviationCd |
| ZIP | 45807 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $61,710,472 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.SUPERIORCU.COM | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1954 | FormationYr |
| Legal Domicile State | OH | LegalDomicileStateCd |
| Activity Or Mission | TO PROMOTE THRIFT AND CREDIT TO ITS MEMBERS. | ActivityOrMissionDesc |
| Voting Members Governing Body | 9 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 9 | VotingMembersIndependentCnt |
| Total Employee | 310 | TotalEmployeeCnt |
| Total Volunteers | 9 | TotalVolunteersCnt |
| Total Gross UBI | $3,270,662 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $41,644,819 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $54,506,784 | CYProgramServiceRevenueAmt |
| PY Investment Income | $10,082,064 | PYInvestmentIncomeAmt |
| CY Investment Income | $7,203,688 | CYInvestmentIncomeAmt |
| PY Other Revenue | $0 | PYOtherRevenueAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $51,726,883 | PYTotalRevenueAmt |
| CY Total Revenue | $61,710,472 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $0 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $17,220,940 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $20,562,303 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $19,814,137 | PYOtherExpensesAmt |
| CY Other Expenses | $20,251,404 | CYOtherExpensesAmt |
| PY Total Expenses | $37,035,077 | PYTotalExpensesAmt |
| CY Total Expenses | $40,813,707 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $14,691,806 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $20,896,765 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $1,032,562,892 | TotalAssetsBOYAmt |
| Total Assets EOY | $1,275,888,555 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $887,512,266 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $1,107,439,813 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $145,050,626 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $168,448,742 | NetAssetsOrFundBalancesEOYAmt |
| Mission | TO PROMOTE THRIFT AND CREDIT TO ITS MEMBERS. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. | Desc |
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | 0 | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | 0 | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | Yes (1) | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 15547 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 310 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributionsInd |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOfInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 9 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 9 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | 0 | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | Yes (1) | LocalChaptersInd |
| Policies Reference Chapters | Yes (1) | PoliciesReferenceChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | Yes (1) | InvestmentInJointVentureInd |
| Written Policy Or Procedure | Yes (1) | WrittenPolicyOrProcedureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | STACEY DEITERING | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 5679406301 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4230 ELIDA ROAD | AddressLine1Txt |
| City | LIMA | CityNm |
| State Abbreviation | OH | StateAbbreviationCd |
| ZIP | 45807 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (32 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | OfficerOfficerInd | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd | Former Ofcr Director TrusteeFormerOfcrDirectorTrusteeInd |
|---|---|---|---|---|---|---|---|---|---|
| RONALD SNYDER | |||||||||
| TREASURER | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| RAYMOND HUGHES | |||||||||
| CHAIRMAN | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| RALPH YOUNG | |||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| PAMELA SHAW | |||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| JOEL PARKER | |||||||||
| SUPERVISORY COMMITTEE CHAIR | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| KELLEY RECKER | |||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| GREGORY SCHRADER | |||||||||
| VICE CHAIRMAN | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| CHERYL LAWSON | |||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $8,477 | ||||
| DAVID WATKINS | |||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $19,484 | ||||
| JAMES BACOME | |||||||||
| SECRETARY | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| BRUCE DUKEMAN | |||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| LYNN CARPENTER | |||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||||
| JEFFREY BEINING | |||||||||
| SVP ASSET MANAGEMENT | 40.00 | $182,665 | $0 | $32,868 | Yes (X) | ||||
| KURTIS NEEPER | |||||||||
| CEO OF SFS | 40.00 | $133,328 | $0 | $29,277 | Yes (X) | ||||
| STEVEN BOROFF | |||||||||
| SVP ADMINISTRATION | 40.00 | $145,697 | $0 | $22,699 | Yes (X) | ||||
| STACEY DEITERING | |||||||||
| CFO | 40.00 | $178,375 | $0 | $32,553 | Yes (X) | ||||
| MELANIE WELDY | |||||||||
| COO | 40.00 | $195,047 | $0 | $33,523 | Yes (X) | ||||
| KEITH EIDEN | |||||||||
| EVP SALES & LENDING | 40.00 | $222,439 | $0 | $35,314 | Yes (X) | ||||
| PHILLIP BUELL | |||||||||
| PRESIDENT - CEO | 40.00 | $519,105 | $0 | $39,434 | Yes (X) | ||||
| TRACY STROUS | |||||||||
| VP INVESTMENT SERVICES | 40.00 | $220,229 | $0 | $35,473 | Yes (X) | ||||
| KATIE BURGBACHER | |||||||||
| MORTGAGE ORIGINATOR | 40.00 | $170,765 | $0 | $20,555 | Yes (X) | ||||
| STEPHEN OREN | |||||||||
| VP MORTGAGE LENDING | 40.00 | $251,298 | $0 | $26,101 | Yes (X) | ||||
| JANICE VON DER EMBSE | |||||||||
| VP TRUST SERVICES | 40.00 | $211,336 | $0 | $14,765 | Yes (X) | ||||
| JOSEPH LAUDICK | |||||||||
| FINANCIAL SERVICE OFFICER | 40.00 | $188,732 | $0 | $33,273 | Yes (X) | ||||
| CAROL BUETTNER | |||||||||
| VP PERSONAL BANKING | 40.00 | $206,462 | $0 | $14,479 | Yes (X) | ||||
| SUSAN WAGNER | |||||||||
| DIRECTOR OF SPECIAL PROJECTS | 40.00 | $163,967 | $0 | $11,408 | Yes (X) | ||||
| GREGORY NIX | |||||||||
| MORTGAGE ORIGINATOR | 40.00 | $408,260 | $0 | $39,434 | Yes (X) | ||||
| KELLY VOGT | |||||||||
| MORTGAGE ORIGINATOR | 40.00 | $270,800 | $0 | $38,698 | Yes (X) | ||||
| KATHRINE MATHEWS | |||||||||
| MORTGAGE ORIGINATOR | 40.00 | $619,608 | $0 | $28,427 | Yes (X) | ||||
| MARK STECHSCHULTE | |||||||||
| MORTGAGE ORIGINATOR | 40.00 | $343,128 | $0 | $29,060 | Yes (X) | ||||
| MICHELLE SNYDER | |||||||||
| VP MORTGAGE LENDING | 40.00 | $445,922 | $0 | $28,427 | Yes (X) | ||||
| DAVID SEEGER | |||||||||
| FORMER CEO OF GREATLAKES | 1.00 | $107,380 | $0 | $0 | Yes (X) | ||||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $5,184,543 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $573,729 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 20 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | Yes (1) | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| AAA HOTEL MANAGEMENT INC | |||||
| 2207 NW EVANGELINE TRWY | LAFAYETTE | LA | 70501 | CONSTRUCTION | $3,779,000 |
| R E BECKER BUILDERS INC | |||||
| 13999 CEMETERY RD | WAPAK | OH | 45895 | CONSTRUCTION | $2,077,100 |
| MILLER CONSTRUCTION INC | |||||
| 19739 US 224 | FORT JENNINGS | OH | 45844 | CONSTRUCTION | $960,492 |
| NCR CORPORATION | |||||
| PO BOX 740641 | LOS ANGELES | CA | 90074 | ONLINE BANKING | $871,510 |
| MARRIOTT INTL DESIGN AND CONST SERV INC | |||||
| 10400 FERNWOOD RD DEPT 70-105 | BETHESDA | MD | 20817 | CONSTRUCTION | $840,277 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 70 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| INTEREST ON LOANS | 522100 | $28,290,028 | $28,290,028 | |
| FEE INCOME | 522100 | $19,422,086 | $16,151,424 | $3,270,662 |
| OTHER INCOME | 522100 | $6,794,670 | $6,794,670 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $54,506,784 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $7,203,688 | TotalRevenueColumnAmt |
| Exclusion | $7,203,688 | ExclusionAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $61,710,472 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $51,236,122 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $3,270,662 | UnrelatedBusinessRevenueAmt |
| Exclusion | $7,203,688 | ExclusionAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,184,543 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $13,553,165 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $916,774 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $907,821 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $395,635 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,244,239 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,164,106 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,443,699 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,035,933 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,970,413 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| CARD PROCESSING FEES | $1,676,177 |
| PROVISION FOR LOAN LOSS | $1,040,794 |
| DIRECTOR AND DUES | $149,624 |
| OPERATING FEES | $126,992 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,792 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $40,813,707 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $14,009,518 | BOYAmt |
| EOY | $11,983,885 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $74,245,784 | BOYAmt |
| EOY | $170,107,701 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $667,667,274 | BOYAmt |
| EOY | $825,379,314 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $10,511,102 | BOYAmt |
| EOY | $12,710,658 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $29,258,463 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $13,537,686 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $14,979,793 | BOYAmt |
| EOY | $15,720,777 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $209,359,230 | BOYAmt |
| EOY | $208,419,602 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $29,434,350 | BOYAmt |
| EOY | $18,099,773 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,254,963 | BOYAmt |
| EOY | $1,718,428 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $10,100,878 | BOYAmt |
| EOY | $11,748,417 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,032,562,892 | BOYAmt |
| EOY | $1,275,888,555 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,727,243 | BOYAmt |
| EOY | $9,044,027 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $10,679,795 | BOYAmt |
| EOY | $13,085,843 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | $25,000,000 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $870,105,228 | BOYAmt |
| EOY | $1,060,309,943 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $887,512,266 | BOYAmt |
| EOY | $1,107,439,813 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $145,050,626 | BOYAmt |
| EOY | $168,448,742 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $145,050,626 | BOYAmt |
| EOY | $168,448,742 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,032,562,892 | BOYAmt |
| EOY | $1,275,888,555 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | Yes (X) | InfoInScheduleOPartXIInd |
| Reconcilation Revenue Expnss | $20,896,765 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $2,325,315 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $176,036 | OtherChangesInNetAssetsAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $3,920,247 | OtherCostOrOtherBasisAmt |
| Book Value | $3,920,247 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $15,890,851 | OtherCostOrOtherBasisAmt |
| Depreciation | $5,275,904 | DepreciationAmt |
| Book Value | $10,614,947 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $149,657 | OtherCostOrOtherBasisAmt |
| Depreciation | $121,100 | DepreciationAmt |
| Book Value | $28,557 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $8,817,566 | OtherCostOrOtherBasisAmt |
| Depreciation | $7,660,540 | DepreciationAmt |
| Book Value | $1,157,026 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $480,142 | OtherCostOrOtherBasisAmt |
| Depreciation | $480,142 | DepreciationAmt |
| Book Value | $0 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $15,720,777 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)
| DescDesc | AmtAmt |
|---|---|
| MEMBER'S SHARE ACCOUNTS | $1,059,815,214 |
| DIVIDENDS PAYABLE | $494,729 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $1,060,309,943 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART IV, LINE 2B: | THE CREDIT UNION SERVICES 1ST MORTGAGE LOANS AND AS PART OF PROVIDING THIS SERVICE, COLLECTS PROPERTY INSURANCE AND REAL ESTATE TAX PAYMENTS MONTHLY FROM HOME OWNERS. THE CREDIT UNION HOLDS THE FUNDS IN ESCROW UNTIL THE INSURANCE PREMIUMS OR TAX BILLS ARE DUE. |
| PART X, LINE 2: | THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ITS FINANCIAL STATEMENTS AS REQUIRED UNDER FASB ASC, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE STANDARD PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE STANDARD ALSO PROVIDES GUIDANCE ON DE-RECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES, ACCOUNTING IN INTERIM PERIODS, DISCLOSURE AND TRANSITION ACCOUNTING. MANAGEMENT DETERMINED THERE WERE NO MATERIAL UNCERTAIN POSITION TAKEN BY THE CREDIT UNION IN ITS TAX RETURNS. |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Club Dues Or Fees | Yes (X) | ClubDuesOrFeesInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Form990 Of Other Organizations | Yes (X) | Form990OfOtherOrganizationsInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | Yes (1) | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (20 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KATHRINE MATHEWS | ||||||||||||||
| MORTGAGE ORIGINATOR | $18,447 | $0 | $601,161 | $0 | $0 | $0 | $19,950 | $0 | $8,477 | $0 | $648,035 | $0 | $0 | $0 |
| PHILLIP BUELL | ||||||||||||||
| PRESIDENT - CEO | $405,124 | $0 | $113,981 | $0 | $0 | $0 | $19,950 | $0 | $19,484 | $0 | $558,539 | $0 | $0 | $0 |
| MICHELLE SNYDER | ||||||||||||||
| VP MORTGAGE LENDING | $54,450 | $0 | $391,472 | $0 | $0 | $0 | $19,950 | $0 | $8,477 | $0 | $474,349 | $0 | $0 | $0 |
| GREGORY NIX | ||||||||||||||
| MORTGAGE ORIGINATOR | $10,528 | $0 | $397,732 | $0 | $0 | $0 | $19,950 | $0 | $19,484 | $0 | $447,694 | $0 | $0 | $0 |
| MARK STECHSCHULTE | ||||||||||||||
| MORTGAGE ORIGINATOR | $19,136 | $0 | $323,992 | $0 | $0 | $0 | $19,950 | $0 | $9,110 | $0 | $372,188 | $0 | $0 | $0 |
| KELLY VOGT | ||||||||||||||
| MORTGAGE ORIGINATOR | $15,974 | $0 | $254,826 | $0 | $0 | $0 | $19,214 | $0 | $19,484 | $0 | $309,498 | $0 | $0 | $0 |
| STEPHEN OREN | ||||||||||||||
| VP MORTGAGE LENDING | $61,003 | $0 | $190,295 | $0 | $0 | $0 | $17,624 | $0 | $8,477 | $0 | $277,399 | $0 | $0 | $0 |
| KEITH EIDEN | ||||||||||||||
| EVP SALES & LENDING | $187,715 | $0 | $34,724 | $0 | $0 | $0 | $15,830 | $0 | $19,484 | $0 | $257,753 | $0 | $0 | $0 |
| TRACY STROUS | ||||||||||||||
| VP INVESTMENT SERVICES | $31,898 | $0 | $188,331 | $0 | $0 | $0 | $15,989 | $0 | $19,484 | $0 | $255,702 | $0 | $0 | $0 |
| MELANIE WELDY | ||||||||||||||
| COO | $182,280 | $0 | $12,767 | $0 | $0 | $0 | $14,039 | $0 | $19,484 | $0 | $228,570 | $0 | $0 | $0 |
| JANICE VON DER EMBSE | ||||||||||||||
| VP TRUST SERVICES | $82,559 | $0 | $128,777 | $0 | $0 | $0 | $14,765 | $0 | $0 | $0 | $226,101 | $0 | $0 | $0 |
| JOSEPH LAUDICK | ||||||||||||||
| FINANCIAL SERVICE OFFICER | $108,857 | $0 | $79,875 | $0 | $0 | $0 | $13,789 | $0 | $19,484 | $0 | $222,005 | $0 | $0 | $0 |
| CAROL BUETTNER | ||||||||||||||
| VP PERSONAL BANKING | $133,036 | $0 | $73,426 | $0 | $0 | $0 | $14,479 | $0 | $0 | $0 | $220,941 | $0 | $0 | $0 |
| JEFFREY BEINING | ||||||||||||||
| SVP ASSET MANAGEMENT | $114,700 | $0 | $67,965 | $0 | $0 | $0 | $13,384 | $0 | $19,484 | $0 | $215,533 | $0 | $0 | $0 |
| STACEY DEITERING | ||||||||||||||
| CFO | $166,810 | $0 | $11,565 | $0 | $0 | $0 | $13,069 | $0 | $19,484 | $0 | $210,928 | $0 | $0 | $0 |
| KATIE BURGBACHER | ||||||||||||||
| MORTGAGE ORIGINATOR | $35,329 | $0 | $135,436 | $0 | $0 | $0 | $12,078 | $0 | $8,477 | $0 | $191,320 | $0 | $0 | $0 |
| SUSAN WAGNER | ||||||||||||||
| DIRECTOR OF SPECIAL PROJECTS | $158,909 | $0 | $5,058 | $0 | $0 | $0 | $11,408 | $0 | $0 | $0 | $175,375 | $0 | $0 | $0 |
| STEVEN BOROFF | ||||||||||||||
| SVP ADMINISTRATION | $136,320 | $0 | $9,377 | $0 | $0 | $0 | $10,553 | $0 | $12,146 | $0 | $168,396 | $0 | $0 | $0 |
| KURTIS NEEPER | ||||||||||||||
| CEO OF SFS | $123,033 | $0 | $10,295 | $0 | $0 | $0 | $9,793 | $0 | $19,484 | $0 | $162,605 | $0 | $0 | $0 |
| DAVID SEEGER | ||||||||||||||
| FORMER CEO OF GREATLAKES | $0 | $0 | $107,380 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $107,380 | $0 | $0 | $0 |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (7 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | MEMBERSHIP IS REQUIRED BY THE CREDIT UNION. |
| FORM 990, PART VI, SECTION A, LINE 7A | THE ORGANIZATION HAS MEMBERS WHO ELECT THE BOARD OF DIRECTORS AT INTERVALS DESCRIBED IN THE BYLAWS. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE ORGANIZATIONS PROVIDES A COPY OF THE 990 TO THE BOARD OF DIRECTORS TO REVIEW BEFORE FILING. |
| FORM 990, PART VI, SECTION B, LINE 12C | ANNUALLY, ALL MEMBERS OF MANAGEMENT COMPLETE AND SIGN A CONFLICT OF INTEREST STATEMENT AND DISCLOSE ALL OUTSIDE POSITIONS HELD. THIS FORM IS THEN AUDITED BY OUR INTERNAL AUDITOR. |
| FORM 990, PART VI, SECTION B, LINE 15 | CEO AND EXECUTIVE VP SALARIES ARE REVIEWED BY AHO CONSULTING. THE BOARD OF DIRECTORS REVIEWS THE CEO COMPENSATION REPORTS AND APPROVES INCREASES BASED ON PERFORMANCE AND THE INFORMATION. THE CEO REVIEWS THE EXECUTIVE VP COMPENSATION REPORTS AND APPROVES INCREASES BASED ON PERFORMANCE AND THE INFORMATION. ALL OTHER MANAGEMENT POSITIONS ARE REVIEWED BY THE SVP ADMINISTRATION BY USING SALARY SURVEYS FROM CUNA AND THE AMERICAN BANKERS ASSOCIATION ON A BI-ANNUAL BASIS. THE SALARY REVIEW IS PRESENTED TO THE CEO AND DISCUSSED. A MERIT PAY INCREASE TABLE IS APPROVED BY THE CEO AND PAY INCREASES FOR MANAGEMENT ARE BASED ON A PERFORMANCE EVALUATION. THE EVALUATION SCORE IS COMPARED TO THE MERIT PAY INCREASE TABLE FOR A PAY INCREASE. |
| FORM 990, PART VI, SECTION C, LINE 19 | THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST. |
| FORM 990, PART XI, LINE 9: | EQUITY ACQUIRED IN MERGER 176,036. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SUPERIOR FINANCIAL SOLUTIONS LLC | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4230 ELIDA ROAD | AddressLine1Txt |
| City | LIMA | CityNm |
| State Abbreviation | OH | StateAbbreviationCd |
| ZIP | 45807 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 205799048 | EIN |
| Primary Activities | FINANCIAL SERVICES | PrimaryActivitiesTxt |
| Legal Domicile State | OH | LegalDomicileStateCd |
| Total Income | $2,012,050 | TotalIncomeAmt |
| End Of Year Assets | $11,137,499 | EndOfYearAssetsAmt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SUPERIOR CREDIT UNION INC | BusinessNameLine1Txt |