STATE CHARTERED CREDIT UNIONS IN FLORIDA: Form 990, tax year 2020

View the entire original 990 at ProPublica ↗

Organization: STATE CHARTERED CREDIT UNIONS IN FLORIDA (EIN 59-0637646)
Tax period: 2020-01-01 to 2020-12-31
Filed: 2021-10-26
IRS object ID: 202112999349300836
Schema version: 2020v4.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule I
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2021-10-26T10:28:48-05:00	ReturnTs
Tax Period End	2020-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	382492570	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	DOEREN MAYHEW	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	12060 SW 129 CT STE 201	AddressLine1Txt
City	MIAMI	CityNm
State Abbreviation	FL	StateAbbreviationCd
ZIP	33186	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2020-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	590637646	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CAMPUS USA CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	CAMP	BusinessNameControlTxt
Phone	3523359090	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	14007 NW 1ST ROAD	AddressLine1Txt
City	JONESVILLE	CityNm
State Abbreviation	FL	StateAbbreviationCd
ZIP	32669	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	JENNIFER HUNT	PersonNm
Person Title	CFO	PersonTitleTxt
Phone	3523359090	PhoneNum
Signature	2021-09-28	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	JENNIFER	PersonFirstNm
Person Last	HUNT	PersonLastNm

Field	Value	IRS element (for citing)
SSN	999009999	SSN

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	DOUGLAS J ORTH	PreparerPersonNm
PTIN	P01076394	PTIN
Phone	3052328272	PhoneNum

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

Field	Value	IRS element (for citing)
Trusted Customer	2	TrustedCustomerCd
Authentication Assurance Level	AAL1	AuthenticationAssuranceLevelCd
Identity Assurance Level	IAL1	IdentityAssuranceLevelCd

Field	Value	IRS element (for citing)
Tax	2020	TaxYr
Build TS	2022-09-23 18:48:47Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	JERRY BENTON	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	14007 NW 1ST ROAD	AddressLine1Txt
City	JONESVILLE	CityNm
State Abbreviation	FL	StateAbbreviationCd
ZIP	32669	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$123,664,655	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Group Exemption	2106	GroupExemptionNum
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.CAMPUSCU.COM	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1935	FormationYr
Legal Domicile State	FL	LegalDomicileStateCd
Activity Or Mission	CAMPUS USA IS A NON-PROFIT FINANCIAL INSTITUTION. WE SERVE MEMBERS IN TWELVE COUNTIES OFFERING COMPETITIVE SAVINGS AND LOAN OPTIONS ALONG WITH EXCEPTIONAL MEMBER SERVICE.	ActivityOrMissionDesc
Voting Members Governing Body	7	VotingMembersGoverningBodyCnt
Voting Members Independent	7	VotingMembersIndependentCnt
Total Employee	420	TotalEmployeeCnt
Total Volunteers	11	TotalVolunteersCnt
Total Gross UBI	$198,858	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$95,728,917	PYProgramServiceRevenueAmt
CY Program Service Revenue	$106,743,410	CYProgramServiceRevenueAmt
PY Investment Income	$5,705,913	PYInvestmentIncomeAmt
CY Investment Income	$4,155,402	CYInvestmentIncomeAmt
PY Other Revenue	$5,602,740	PYOtherRevenueAmt
CY Other Revenue	$0	CYOtherRevenueAmt
PY Total Revenue	$107,037,570	PYTotalRevenueAmt
CY Total Revenue	$110,898,812	CYTotalRevenueAmt
PY Grants And Similar Paid	$427,270	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$413,338	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$29,170,498	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$31,206,614	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$53,498,527	PYOtherExpensesAmt
CY Other Expenses	$53,116,458	CYOtherExpensesAmt
PY Total Expenses	$83,096,295	PYTotalExpensesAmt
CY Total Expenses	$84,736,410	CYTotalExpensesAmt
PY Revenues Less Expenses	$23,941,275	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$26,162,402	CYRevenuesLessExpensesAmt
Total Assets BOY	$2,090,847,610	TotalAssetsBOYAmt
Total Assets EOY	$2,368,142,134	TotalAssetsEOYAmt
Total Liabilities BOY	$1,851,914,303	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$2,098,309,219	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$238,933,307	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$269,832,915	NetAssetsOrFundBalancesEOYAmt
Mission	THE MISSION OF OUR CREDIT UNION IS TO RESPOND TO THE NEEDS OF THE MEMBERSHIP BY OFFERING THE BEST FINANCIAL SERVICES. OUR CREDIT UNION IS A NOT-FOR-PROFIT SERVICE ORGANIZATION WHICH MAINTAINS A STRONG FINANCIAL FOUNDATION.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	INCOME FROM THE CREDIT UNION MEMBERSHIP AND INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.	Desc
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	Yes (1)	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	0	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	30384	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	420	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	7	GoverningBodyVotingMembersCnt
Independent Voting Member	7	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	GABE HAMLETT GENERAL COUNSEL	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	3523359090	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	14007 NW 1ST ROAD	AddressLine1Txt
City	JONESVILLE	CityNm
State Abbreviation	FL	StateAbbreviationCd
ZIP	32669	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (17 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
PRINCE HINSON
DIRECTOR	3.00	Yes (X)	$0	$0	$0
MARK WALDORFF
DIRECTOR	3.00	Yes (X)	$0	$0	$0
RUBEN RAMOS
VICE CHAIR	3.00	Yes (X)	$0	$0	$0
JAY HUTTO
DIRECTOR	3.00	Yes (X)	$0	$0	$0
KEITH BIRKETT
CHAIR	3.00	Yes (X)	$0	$0	$0
PAULA WELCH
DIRECTOR	3.00	Yes (X)	$0	$0	$0
RUBY PUCKETT
DIRECTOR	3.00	Yes (X)	$0	$0	$0
JERRY W BENTON
CEO	40.00		$802,030	$0	$197,778	Yes (X)
JENNIFER L HUNT
CFO	40.00		$303,150	$0	$86,694	Yes (X)
JEFFERY A THIEMAN
COO	40.00		$311,106	$0	$92,303	Yes (X)
JILL E HARPER
CHIEF HR OFFICER	40.00		$272,480	$0	$81,997	Yes (X)
GABRIEL W HAMLETT
CHIEF LEGAL OFFICER	40.00		$251,934	$0	$77,650	Yes (X)
FREDERICK E HILTON
INVESTMENT SERVICES MANAGE	40.00		$220,953	$0	$41,544		Yes (X)
DAVID M BARBER
VP COMMERCIAL LENDING	40.00		$195,647	$0	$38,415		Yes (X)
ROSS JONES
VP CONSUMER LENDING	40.00		$199,826	$0	$38,924		Yes (X)
MARLON AWUMA
FINANCIAL ADVISOR	40.00		$171,864	$0	$35,931		Yes (X)
BRIAN FISHER
VP TECHNOLOGY SERVICES	40.00		$163,548	$0	$31,647		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,892,538	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$722,883	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	31	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
PSCU
560 CARILLON PARKWAY	ST PETERSBURG	FL	33716	CREDIT CARD PROCESSOR	$3,583,586
ADVANCED SYSTEMS
11 SW 1 STREET	WILLISTON	FL	32696	SECURITY SYSTEMS/ATM	$1,254,450
Q2 SOFTWARE INC
PO BOX 205970	DALLAS	TX	75320	ONLINE BANKING	$942,743
JACK HENRY AND ASSOCIATES
PO BOX 609	MONETT	MO	65708	CORE SYSTEM SOFTWARE	$933,559
CDW
PO BOX 75723	CHICAGO	IL	60675	IT SOFTWARE/HARDWARE	$856,837

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	38	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST ON LOANS	522100	$84,876,425	$84,876,425
FEES/CHARGES	522100	$21,668,127	$21,668,127
FINANCE AND INSURANCE	520000	$198,858		$198,858

Field	Value	IRS element (for citing)
Total Program Service Revenue	$106,743,410	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$4,708,818	TotalRevenueColumnAmt
Related Or Exempt Func Income	$4,708,818	RelatedOrExemptFuncIncomeAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$12,212,427	SecuritiesAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$12,765,843	SecuritiesAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	-$553,416	SecuritiesAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$553,416	TotalRevenueColumnAmt
Related Or Exempt Func Income	-$553,416	RelatedOrExemptFuncIncomeAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$110,898,812	TotalRevenueColumnAmt
Related Or Exempt Func Income	$110,699,954	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$198,858	UnrelatedBusinessRevenueAmt
Exclusion	$0	ExclusionAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part IX	Yes (X)	InfoInScheduleOPartIXInd

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$413,338	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$2,477,122	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$19,914,185	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$3,812,177	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$3,536,853	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$1,466,277	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$10,444	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$249,110	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$127,633	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$588,643	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$1,533,688	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$3,241,423	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$5,762,040	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$20,685,562	TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

Field	Value	IRS element (for citing)
Total	$175,673	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$3,197,729	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$359,665	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
PROVISION FOR LOAN LOSS	$9,550,005
LOAN SERVICING	$3,547,366
DEBIT CARD SERVICES	$1,842,865
MISCELLANEOUS	$904,426

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,340,186	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$84,736,410	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$11,483,233	BOYAmt
EOY	$12,176,043	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$95,559,833	BOYAmt
EOY	$115,655,055	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$12,315,972	BOYAmt
EOY	$11,309,229	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$1,719,043,389	BOYAmt
EOY	$1,886,723,716	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$3,020,068	BOYAmt
EOY	$2,504,273	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$79,951,353	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$28,935,598	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$48,752,479	BOYAmt
EOY	$51,015,755	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$148,266,237	BOYAmt
EOY	$197,766,747	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$32,302,769	BOYAmt
EOY	$67,510,017	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$20,103,630	BOYAmt
EOY	$23,481,299	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$2,090,847,610	BOYAmt
EOY	$2,368,142,134	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$22,890,027	BOYAmt
EOY	$29,984,094	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$15,000,000	BOYAmt
EOY	$20,000,000	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,814,024,276	BOYAmt
EOY	$2,048,325,125	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,851,914,303	BOYAmt
EOY	$2,098,309,219	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow FASB117	Yes (X)	OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$238,933,307	BOYAmt
EOY	$269,832,915	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$238,933,307	BOYAmt
EOY	$269,832,915	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$2,090,847,610	BOYAmt
EOY	$2,368,142,134	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$26,162,402	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	$4,930,111	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	-$192,905	OtherChangesInNetAssetsAmt
Info In Schedule O Part XII	Yes (X)	InfoInScheduleOPartXIIInd
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	$7,500	PoliticalExpendituresAmt
Internal Funds Contributed	$7,500	InternalFundsContributedAmt
Total Exempt Function Expend	$7,500	TotalExemptFunctionExpendAmt
Form1120 POL Filed	Yes (1)	Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp

Organization Business Name OrganizationBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	FLORIDA CREDIT UNION POLITICAL ACTION COMMITTEE	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	3692 COOLIDGE COURT	AddressLine1Txt
City	TALLAHASSEE	CityNm
State Abbreviation	FL	StateAbbreviationCd
ZIP	32311	ZIPCd

Field	Value	IRS element (for citing)
Paid Internal Funds	$7,500	PaidInternalFundsAmt

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$19,446,715	OtherCostOrOtherBasisAmt
Book Value	$19,446,715	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$39,659,768	OtherCostOrOtherBasisAmt
Depreciation	$13,869,180	DepreciationAmt
Book Value	$25,790,588	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$3,426,072	OtherCostOrOtherBasisAmt
Depreciation	$3,051,504	DepreciationAmt
Book Value	$374,568	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$16,817,973	OtherCostOrOtherBasisAmt
Depreciation	$11,417,097	DepreciationAmt
Book Value	$5,400,876	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$600,825	OtherCostOrOtherBasisAmt
Depreciation	$597,817	DepreciationAmt
Book Value	$3,008	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$51,015,755	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)

DescDesc	AmtAmt
SHARE DRAFTS	$356,958,282
SHARE AND EQUIVALENTS	$722,821,987
MONEY MARKET ACCOUNTS	$320,605,970
IRA SHARES	$34,891,848
SHARE AND IRA CERTIFICATES	$613,047,038

Field	Value	IRS element (for citing)
Total Liability	$2,048,325,125	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$111,967,203	TotalRevEtcAuditedFinclStmtAmt
Net Unrealized Gains Invst	$1,068,391	NetUnrealizedGainsInvstAmt
Revenue Not Reported	$1,068,391	RevenueNotReportedAmt
Revenue Subtotal	$110,898,812	RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$110,898,812	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$84,736,410	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$84,736,410	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$84,736,410	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART X, LINE 2:	FormAndLineReferenceDesc
Explanation	FEDERAL AND STATE TAX EXEMPTION THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL, STATE AND LOCAL INCOME TAXES UNDER THE PROVISIONS OF THE INTERNAL REVENUE CODE (IRC) AND STATE TAX LAWS. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME DERIVED BY STATE-CHARTERED CREDIT UNIONS. GENERALLY, THESE TAXES ARE INSIGNIFICANT TO THE CREDIT UNION.	ExplanationTxt

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (9 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Purpose Of GrantPurposeOfGrantTxt
MARCH OF DIMES OF NORTH FLORIDA
1831 NW 13 STREET	GAINESVILLE	FL	32609	131846366	501(C)(3)	$9,407	CHARITABLE CONTRIBUTION/SPONSORSHIPS
CHILDREN'S MIRACLE NETWORK
PO BOX 100386	GAINESVILLE	FL	32610	591943502	501(C)(3)	$137,225	CHARITABLE CONTRIBUTION
ELDERCARE OF ALACHUA COUNTY INC
5701 NW 34 BLVD	GAINESVILLE	FL	32653	593051104	501(C)(3)	$7,500	SPONSORSHIPS
AMERICAN CANCER SOCIETY
2119 SW 16 STREET	GAINESVILLE	FL	32608	131788491	501(C)(3)	$9,036	CHARITABLE CONTRIBUTION/SPONSORSHIPS
JUNIOR ACHIEVEMENT OF TAMPA BAY INC
13707 N 22ND ST	TAMPA	FL	33613	591098499	501(C)(3)	$37,235	CHARITABLE CONTRIBUTION/SPONSORSHIPS
COLLEGE OF CENTRAL FLORIDA FOUNDATION INC
3001 SW COLLEGE RD	OCALA	FL	344744415	596139037	501(C)(3)	$65,400	SPONSORSHIPS
UNITED WAY OF NORTH CENTRAL FLORIDA
PO BOX 2829	LAKE CITY	FL	32056	590808855	501(C)(3)	$7,463	CHARITABLE CONTRIBUTION/SPONSORSHIPS
THE EDUCATION FOUNDATION OF ALACHUA COUNTY INC
2802 NW 8TH AVE	GAINESVILLE	FL	32641	592751952	501(C)(3)	$23,000	SPONSORSHIPS
CASE CREATIVITY LABS INC
904 S MAIN ST	GAINESVILLE	FL	32601	811234271	501(C)(3)	$26,000	SPONSORSHIPS

Field	Value	IRS element (for citing)
Total501c3 Org	9	Total501c3OrgCnt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 2	FormAndLineReferenceDesc
Explanation	THE AMOUNTS PAID TO THE ORGANIZATIONS ARE CONSIDERED DONATIONS, NOT GRANTS, SO THERE IS NO MONITORING. SOME DONATIONS ARE EVENT SPONSORSHIP BASED.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
First Class Or Charter Travel	Yes (X)	FirstClassOrCharterTravelInd
Travel For Companions	Yes (X)	TravelForCompanionsInd
Club Dues Or Fees	Yes (X)	ClubDuesOrFeesInd
Written Policy Ref T And E Expnss	Yes (1)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Independent Consultant	Yes (X)	IndependentConsultantInd
Form990 Of Other Organizations	Yes (X)	Form990OfOtherOrganizationsInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (10 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
JERRY W BENTON
CEO	$507,794	$0	$261,571	$0	$32,665	$0	$178,225	$0	$19,553	$0	$999,808	$0	$0	$0
JEFFERY A THIEMAN
COO	$248,421	$0	$50,900	$0	$11,785	$0	$73,250	$0	$19,053	$0	$403,409	$0	$0	$0
JENNIFER L HUNT
CFO	$241,236	$0	$50,900	$0	$11,014	$0	$73,250	$0	$13,444	$0	$389,844	$0	$0	$0
JILL E HARPER
CHIEF HR OFFICER	$208,112	$0	$50,900	$0	$13,468	$0	$72,713	$0	$9,284	$0	$354,477	$0	$0	$0
GABRIEL W HAMLETT
CHIEF LEGAL OFFICER	$194,850	$0	$50,900	$0	$6,184	$0	$59,000	$0	$18,650	$0	$329,584	$0	$0	$0
FREDERICK E HILTON
INVESTMENT SERVICES MANAGE	$184,212	$0	$34,463	$0	$2,278	$0	$22,963	$0	$18,581	$0	$262,497	$0	$0	$0
ROSS JONES
VP CONSUMER LENDING	$137,458	$0	$53,390	$0	$8,978	$0	$20,854	$0	$18,070	$0	$238,750	$0	$0	$0
DAVID M BARBER
VP COMMERCIAL LENDING	$138,393	$0	$47,049	$0	$10,205	$0	$20,186	$0	$18,229	$0	$234,062	$0	$0	$0
MARLON AWUMA
FINANCIAL ADVISOR	$167,285	$0	$3,400	$0	$1,179	$0	$17,702	$0	$18,229	$0	$207,795	$0	$0	$0
BRIAN FISHER
VP TECHNOLOGY SERVICES	$158,615	$0	$3,400	$0	$1,533	$0	$17,120	$0	$14,527	$0	$195,195	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 4B	FormAndLineReferenceDesc
Explanation	THE FOLLOWING EXECUTIVES PARTICIPATED IN THE 457F PLAN. THE FOLLOWING REFLECTS THE DOLLAR AMOUNT THE CREDIT UNION CONTRIBUTED TOWARD EACH EXECUTIVE'S PLAN DURING 2020: J. BENTON $152,475; G. HAMLETT $47,500; J. HARPER $47,500; J. HUNT $47,500; J. THIEMAN $47,500.	ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (10 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	THE ORGANIZATION HAS MEMBERS.
FORM 990, PART VI, SECTION A, LINE 7A	THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS.
FORM 990, PART VI, SECTION A, LINE 7B	MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
FORM 990, PART VI, SECTION B, LINE 11B	THE CFO IS RESPONSIBLE FOR THE PREPARATION OF THE RETURN AND USES THE CPA FIRM TO HELP COMPLETE THE FINANCIAL ASPECT OF THE RETURN. THE RETURN IS PRESENTED TO THE CREDIT VP OR HR, VP OF OPERATIONS AND TO THE PRESIDENT/CEO. ONCE ALL HAVE COMPLETED THEIR REVIEW AND ANY CORRECTIONS ARE COMPLETED, THE RETURN IS FILED.
FORM 990, PART VI, SECTION B, LINE 12C	THE CREDIT UNION HAS A CODE OF CONDUCT FOR SENIOR MANAGERS, DIRECTORS AND COMMITTEE MEMBERS WHICH REQUIRES THESE INDIVIDUALS TO ANNUALLY DISCLOSE GIFTS AND POTENTIAL CONFLICTS OF INTEREST. SENIOR MANAGERS, DIRECTORS, AND COMMITTEE MEMBERS ARE REQUIRED ANNUALLY TO SIGN A STATEMENT OF COMPLIANCE, WHICH IS REPORTED TO THE AUDIT COMMITTEE AND THE FULL BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION B, LINE 15	CAMPUS USA CREDIT UNION USES AN EXTERNAL COMPENSATION SYSTEM WITH MARKET DATA FOR ANALAYZING SALARY DATA. IN ADDITION, COMPENSATION DATA IS PULLED FROM CUES EXECUTIVE SALARY REPORT. THE CEO REVIEW PROCESS ALSO UTLIZES 990 SALARY DATA AND IS EVALUATED BY THE BOARD OF DIRECTORS EXECUTIVE COMMITTEE.
FORM 990, PART VI, SECTION C, LINE 19	GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE PUBLIC. CONFLICT OF INTEREST POLICY IS NOT MADE AVAILABLE TO THE PUBLIC. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AVAILABLE FOR PUBLIC VIEWING ON WWW.NCUA.GOV VIA THE QUARTERLY 5300 FILING.
FORM 990, PART IX, LINE 24E	ATM SHARED BRANCHING FEES 892,215. EDUCATION 241,509. PRINTING AND PUBLICATIONS 156,536. NCUA INSURANCE PREMIUM ASSESSMENT 27,092. AUTOMOBILE EXPENSES 22,834.
FORM 990, PART XI, LINE 9:	NET UNREALIZED LOSSES ON DEFINED BENEFIT PLAN ASSETS -192,905.
FORM 990, PART XII, LINE 2C	THERE WERE NO CHANGES IN THE PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR.