MAINE COMMUNITY HEALTH OPTIONS: Form 990, tax year 2020

View the entire original 990 at ProPublica ↗

Organization: MAINE COMMUNITY HEALTH OPTIONS (EIN 45-3416923)
Tax period: 2020-01-01 to 2020-12-31
Filed: 2021-11-15
IRS object ID: 202123199349327867
Schema version: 2020v4.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule L
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2021-11-15T18:01:28-06:00	ReturnTs
Tax Period End	2020-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	135565207	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	KPMG LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	60 SOUTH STREET TWO FINANCIAL	AddressLine1Txt
Address Line2	CENTER	AddressLine2Txt
City	BOSTON	CityNm
State Abbreviation	MA	StateAbbreviationCd
ZIP	02111	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2020-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	453416923	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	MAINE COMMUNITY HEALTH OPTIONS	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	MAIN	BusinessNameControlTxt
Phone	2074023330	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	150 MILL STREET THIRD FLOOR	AddressLine1Txt
City	LEWISTON	CityNm
State Abbreviation	ME	StateAbbreviationCd
ZIP	04240	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	JOANNE LAUTERBACH	PersonNm
Person Title	CHIEF FINANCIAL OFFICER	PersonTitleTxt
Phone	2073302390	PhoneNum
Signature	2021-11-15	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

Field	Value	IRS element (for citing)
Person First	JOANNE	PersonFirstNm
Person Last	LAUTERBACH	PersonLastNm

Field	Value	IRS element (for citing)
SSN	999009999	SSN

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	STEPHANIE LONCZAK	PreparerPersonNm
PTIN	P01880207	PTIN
Phone	6179881000	PhoneNum
Preparation	2021-11-15	PreparationDt

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

Field	Value	IRS element (for citing)
Trusted Customer	3	TrustedCustomerCd
Authentication Assurance Level	AAL1	AuthenticationAssuranceLevelCd
Identity Assurance Level	IAL1	IdentityAssuranceLevelCd

Field	Value	IRS element (for citing)
Tax	2020	TaxYr
Build TS	2022-09-23 18:48:47Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	KEVIN LEWIS	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	150 MILL STREET THIRD FLOOR	AddressLine1Txt
City	LEWISTON	CityNm
State Abbreviation	ME	StateAbbreviationCd
ZIP	04240	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$230,534,833	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.HEALTHOPTIONS.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	2011	FormationYr
Legal Domicile State	ME	LegalDomicileStateCd
Activity Or Mission	SEE SCHEDULE O	ActivityOrMissionDesc
Voting Members Governing Body	17	VotingMembersGoverningBodyCnt
Voting Members Independent	17	VotingMembersIndependentCnt
Total Employee	190	TotalEmployeeCnt
Total Volunteers	17	TotalVolunteersCnt
Total Gross UBI	$17,054	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$13,380	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$314,606,284	PYProgramServiceRevenueAmt
CY Program Service Revenue	$228,677,518	CYProgramServiceRevenueAmt
PY Investment Income	$3,559,190	PYInvestmentIncomeAmt
CY Investment Income	$1,857,315	CYInvestmentIncomeAmt
PY Other Revenue	$0	PYOtherRevenueAmt
CY Other Revenue	$0	CYOtherRevenueAmt
PY Total Revenue	$318,165,474	PYTotalRevenueAmt
CY Total Revenue	$230,534,833	CYTotalRevenueAmt
PY Grants And Similar Paid	$500,000	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$5,000	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$249,484,693	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$126,374,419	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$21,532,012	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$19,582,760	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$21,461,925	PYOtherExpensesAmt
CY Other Expenses	$28,070,189	CYOtherExpensesAmt
PY Total Expenses	$292,978,630	PYTotalExpensesAmt
CY Total Expenses	$174,032,368	CYTotalExpensesAmt
PY Revenues Less Expenses	$25,186,844	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$56,502,465	CYRevenuesLessExpensesAmt
Total Assets BOY	$182,400,877	TotalAssetsBOYAmt
Total Assets EOY	$218,975,407	TotalAssetsEOYAmt
Total Liabilities BOY	$98,211,956	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$78,835,404	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$84,188,921	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$140,140,003	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	ESTABLISHING AND OPERATING A CONSUMER OPERATED AND ORIENTED PLAN ("CO-OP") IN ACCORDANCE WITH THE PROVISIONS OF SECTION 1322 OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. AS A CONSUMER - GOVERNED NONPROFIT HEALTH INSURANCE ISSUER THAT WILL PROMOTE INTEGRATED MODELS OF CARE AND ENHANCE COMPETITION BY OFFERING ONE OR MORE QUALIFIED HEALTH PLANS IN THE AFFORDABLE INSURANCE EXCHANGES. CREATING AND DEVELOPING INNOVATIVE FORMS OF HEALTHCARE DELIVERY FOR THE PURPOSE OF CREATING BETTER HEALTHCARE VALUE THROUGH IMPROVED HEALTH OUTCOMES AT LOWER COSTS. PROMOTING THE HEALTH OF THE PEOPLE OF MAINE AND NEW HAMPSHIRE AND EDUCATING THE PUBLIC ABOUT HEALTH, HEALTH CARE AND RELATED TOPICS.FORM 990, PART V, LINE 13MCHO IS LICENSED TO ISSUE QUALIFIED HEALTH PLANS IN THE FOLLOWING STATES:ME, NHMCHO MAINTAINS AND REPORTS THE FULL AMOUNT OF RESERVES REQUIRED BY MAINE AND NEW HAMPSHIRE STATE LAW OF $100,000 AND $0, RESPECTIVELY.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	ESTABLISHING AND OPERATING A CONSUMER OPERATED AND ORIENTED PLAN ("CO-OP") IN ACCORDANCE WITH THE PROVISIONS OF THE SECTION 1322 OF THE PATIENT PROTECTION AND AFFORDABLE CARE ACT. AS A CONSUMER-GOVERNED NONPROFIT HEALTH INSURANCE ISSUER THAT WILL PROMOTE INTEGRATED MODELS OF CARE AND ENHANCE COMPETITION BY OFFERING ONE OR MORE QUALIFIED HEALTH PLANS IN THE AFFORDABLE INSURANCE EXCHANGES. PROMOTING THE HEALTH OF THE PEOPLE OF MAINE AND EDUCATING THE PUBLIC ABOUT HEALTH, HEALTH CARE AND RELATED TOPICS.	Desc
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	0	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	0	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Engaged In Excess Benefit Trans	0	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	0	PYExcessBenefitTransInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	Yes (1)	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	Yes (1)	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
Info In Schedule O Part V	Yes (X)	InfoInScheduleOPartVInd
IRP Document	1883	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	190	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Quid Pro Quo Contributions	0	QuidProQuoContributionsInd
Form8282 Property Disposed Of	0	Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct	0	RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct	0	PayPremiumsPrsnlBnftCntrctInd
Licensed More Than One State	Yes (1)	LicensedMoreThanOneStateInd
State Required Reserves	$100,000	StateRequiredReservesAmt
Reserves Maintained	$100,000	ReservesMaintainedAmt
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	17	GoverningBodyVotingMembersCnt
Independent Voting Member	17	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (1)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
States Where Copy Of Return Is Fld	ME	StatesWhereCopyOfReturnIsFldCd
States Where Copy Of Return Is Fld	NH	StatesWhereCopyOfReturnIsFldCd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	JOANNE LAUTERBACH	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	2073302390	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	150 MILL STREET THIRD FLOOR	AddressLine1Txt
City	LEWISTON	CityNm
State Abbreviation	ME	StateAbbreviationCd
ZIP	04240	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (28 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
REBECCA CONRAD
DIRECTOR (AS OF 1/1/2020)	2.00	Yes (X)	$0	$0	$0
FREDERIC C GRAIGIE JR
DIRECTOR	2.00	Yes (X)	$0	$0	$0
SARAH HINES
DIRECTOR	2.00	Yes (X)	$0	$0	$0
HOLLY KORDA
DIRECTOR	2.00	Yes (X)	$0	$0	$0
ASHER KRAMER
DIRECTOR (AS OF 1/1/2020)	2.00	Yes (X)	$0	$0	$0
ROBERT LORENZO
DIRECTOR	2.00	Yes (X)	$0	$0	$0
HEIDI LUKAS
DIRECTOR	2.00	Yes (X)	$0	$0	$0
ROCELL MARCELLINO
DIRECTOR	2.00	Yes (X)	$0	$0	$0
JEFF NORRIS
PRESIDENT	2.00	Yes (X)	$0	$0	$0
MICHAEL POULIN
DIRECTOR (1/1/20 - 7/16/20)	2.00	Yes (X)	$0	$0	$0
SHARON REISHUS
DIRECTOR	2.00	Yes (X)	$0	$0	$0
DAVID SHIPMAN
DIRECTOR	2.00	Yes (X)	$0	$0	$0
DAVID SHULTZ
DIRECTOR	2.00	Yes (X)	$0	$0	$0
JUDIANN FERRETTI SMITH
DIRECTOR	2.00	Yes (X)	$0	$0	$0
MITCHELL STEIN
DIRECTOR	2.00	Yes (X)	$0	$0	$0
LISA TAPERT
DIRECTOR	2.00	Yes (X)	$0	$0	$0
RHONDA WESTON
DIRECTOR	2.00	Yes (X)	$0	$0	$0
DOUGLAS WILSON
DIRECTOR	2.00	Yes (X)	$0	$0	$0
KEVIN LEWIS
CHIEF EXECUTIVE OFFICER	40.00		$470,170	$0	$25,626	Yes (X)
WILLIAM KILBRETH
CHIEF INFORMATION OFFICER	40.00		$283,842	$0	$38,256	Yes (X)
EDWARD VOZZO
CHIEF FINANCIAL OFFICER (THRU AUG 2020)	40.00		$229,472	$0	$6,717	Yes (X)
ROBERT HILLMAN
CHIEF OPERATING OFFICER	40.00		$398,212	$0	$35,926	Yes (X)
JOANNE LAUTERBACH
CHIEF FINANCIAL OFFICER	40.00		$170,953	$0	$6,343	Yes (X)
MARGARET KELLEY
AVP OF MEDICAL SERVICES	40.00		$264,262	$0	$34,728		Yes (X)
NANCY JOHNSON
AVP COMPLIANCE & REG. AFFAIRS	40.00		$164,062	$0	$31,817		Yes (X)
GRAYSON STUNTZ
DIRECTOR OF INFO. TECHNOLOGY	40.00		$157,306	$0	$34,313		Yes (X)
JANE CARIELLO
AVP SERVICE OPERATIONS	40.00		$155,073	$0	$29,893		Yes (X)
KIRK MIKLAVIC
VP OF HUMAN RESOURCES	40.00		$166,269	$0	$32,239		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,459,621	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$275,858	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	31	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
UST GLOBAL INC
PO BOX 31001-1967	PASADENA	CA	911101967	CLAIMS PLATFORM VEND	$3,118,751
EVICORE
400 BUCKWATER PLACE BLVD	BLUFFTON	SC	29910	UTILITZATION MGMT	$2,381,662
FREEPORT METRICS INC
15 FRANKLIN STREET 2ND FLOOR	PORTLAND	ME	04101	SOFTWARE DEVELOPMENT	$1,261,635
MILLIMAN
ATTN ANNA ORTIZ 80 LAMBERTON RD	WINDSOR	CT	06095	PRINT/MAIL VENDOR	$856,529
SUMMIT REINSURANCE SERVICES INC
7030 POINTE INVERNESS WAY STE 350	FORT WAYNE	IN	46804	REINSURANCE PREM.	$781,092

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	52	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp

Field	Value	IRS element (for citing)
Desc	PREMIUM REVENUE	Desc
Business	900099	BusinessCd
Total Revenue Column	$228,677,518	TotalRevenueColumnAmt
Related Or Exempt Func Income	$228,677,518	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Total Program Service Revenue	$228,677,518	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$1,857,315	TotalRevenueColumnAmt
Unrelated Business Revenue	$17,054	UnrelatedBusinessRevenueAmt
Exclusion	$1,840,261	ExclusionAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$230,534,833	TotalRevenueColumnAmt
Related Or Exempt Func Income	$228,677,518	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$17,054	UnrelatedBusinessRevenueAmt
Exclusion	$1,840,261	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$5,000	TotalAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$126,374,419	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$2,735,474	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$13,804,620	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$345,680	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$1,837,943	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$859,043	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$9,387,378	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$547,795	TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

Field	Value	IRS element (for citing)
Total	$50,200	TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$259,212	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$3,494,077	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$537,560	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$724,383	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$3,734,613	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$401,992	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$32,801	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$23,630	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$514,181	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$383,450	TotalAmt

Other Expenses OtherExpensesGrp (2 entries)

DescDesc	TotalTotalAmt
GOVERNMENT MANDATED FEE	$7,792,652
DUES, ASSOC. AND MEMBER	$186,265

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$174,032,368	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$10,109,643	BOYAmt
EOY	$61,990,275	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$103,777,257	BOYAmt
EOY	$77,646,032	EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$4,626,942	BOYAmt
EOY	$3,892,800	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$0	LandBldgEquipCostOrOtherBssAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$51,384,627	BOYAmt
EOY	$68,950,865	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$12,502,408	BOYAmt
EOY	$6,495,435	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$182,400,877	BOYAmt
EOY	$218,975,407	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$68,295,297	BOYAmt
EOY	$54,115,719	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$450,565	BOYAmt
EOY	$324,702	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$29,466,094	BOYAmt
EOY	$24,394,983	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$98,211,956	BOYAmt
EOY	$78,835,404	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows FASB117	Yes (X)	OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$84,188,921	BOYAmt
EOY	$140,140,003	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$84,188,921	BOYAmt
EOY	$140,140,003	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$182,400,877	BOYAmt
EOY	$218,975,407	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$56,502,465	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	-$551,383	OtherChangesInNetAssetsAmt
Info In Schedule O Part XII	Yes (X)	InfoInScheduleOPartXIIInd
Method Of Accounting Other	Yes (X)	MethodOfAccountingOtherInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	Yes (1)	FederalGrantAuditRequiredInd
Federal Grant Audit Performed	Yes (1)	FederalGrantAuditPerformedInd

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$0	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)

DescDesc	AmtAmt
UNPAID CLAIMS AND LOSS	$20,459,204
UNEARNED PREMIUMS	$3,935,779

Field	Value	IRS element (for citing)
Total Liability	$24,394,983	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$244,824,808	TotalRevEtcAuditedFinclStmtAmt
Other Revenue	$51,605,864	OtherRevenueAmt
Revenue Not Reported	$51,605,864	RevenueNotReportedAmt
Revenue Subtotal	$193,218,944	RevenueSubtotalAmt
Investment Expenses Not Incld	$259,212	InvestmentExpensesNotIncldAmt
Other Revenues Not Included	$37,056,677	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$37,315,889	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$230,534,833	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$188,322,343	TotExpnsEtcAuditedFinclStmtAmt
Other Expenses Included	-$37,056,677	OtherExpensesIncludedAmt
Expenses Not Reported	-$37,056,677	ExpensesNotReportedAmt
Expenses Subtotal	$225,379,020	ExpensesSubtotalAmt
Investment Expenses Not Incld2	$259,212	InvestmentExpensesNotIncld2Amt
Other Expenses Not Included	-$51,605,864	OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt	-$51,346,652	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$174,032,368	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (5 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART X, LINE 2:	EXPLANATION: MAINE COMMUNITY HEALTH OPTIONS HAS BEEN RECOGNIZED BY THE INTERNAL REVENUE SERVICE AS AN ORGANIZATION DESCRIBED IN INTERNAL REVENUE CODE SECTION 501(C)(29) AND IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(A) OF THE CODE. ACCORDINGLY NO PROVISION FOR INCOME TAXES HAS BEEN MADE IN THE ACCOMPANYING FINANCIAL STATEMENTS. THE ORGANIZATION FOLLOWS THE PROVISIONS OF ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES AS PROVIDED FOR IN THE INCOME TAXES TOPIC OF THE FASB ACCOUNTING STANDARDS CODIFICATION, WHICH CLARIFIES THE CRITERIA THAT AN INDIVIDUAL TAX POSITION MUST BE RECOGNIZED IN AN ENTITY'S FINANCIAL STATEMENTS. IT ALSO PRESCRIBES A RECOGNITION THRESHOLD OF MORE LIKELY THAN NOT, AND A MEASUREMENT ATTRIBUTE FOR ALL TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN ON A TAX RETURN, IN ORDER FOR THOSE TAX POSITIONS TO BE RECOGNIZED IN THE FINANCIAL STATEMENTS. THERE WAS NO CUMULATIVE EFFECT ON THE ORGANIZATION'S FINANCIAL STATEMENTS RELATED TO FOLLOWING THESE PROVISIONS, AND NO INTEREST OR PENALTIES RELATED TO UNCERTAIN TAX POSITIONS WERE ACCRUED. THE ORGANIZATION IS CURRENTLY OPEN TO AUDIT UNDER THE STATUTE OF LIMITATIONS BY THE INTERNAL REVENUE SERVICE AND STATE TAXING AUTHORITIES FOR THE YEARS ENDED DECEMBER 31, 2017 THROUGH 2019.
PART XI, LINE 2D - OTHER ADJUSTMENTS:	CONTRA-PREMIUMS AND REINSURANCE PREMIUMS
PART XI, LINE 4B - OTHER ADJUSTMENTS:	OTHER REIMBURSEMENTS AND REBATES
PART XII, LINE 2D - OTHER ADJUSTMENTS:	OTHER REIMBURSEMENTS AND REBATES
PART XII, LINE 4B - OTHER ADJUSTMENTS:	CONTRA-PREMIUMS AND REINSURANCE PREMIUMS

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	0	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd
Comp Based On Revenue Of Flng Org	0	CompBasedOnRevenueOfFlngOrgInd
Comp Bsd On Rev Related Orgs	0	CompBsdOnRevRelatedOrgsInd
Comp Bsd Net Earns Flng Org	0	CompBsdNetEarnsFlngOrgInd
Comp Bsd Net Earns Rltd Orgs	0	CompBsdNetEarnsRltdOrgsInd
Any Non Fixed Payments	Yes (1)	AnyNonFixedPaymentsInd
Initial Contract Exception	0	InitialContractExceptionInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (10 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
KEVIN LEWIS
CHIEF EXECUTIVE OFFICER	$379,568	$0	$90,602	$0	$0	$0	$7,631	$0	$17,995	$0	$495,796	$0	$0	$0
ROBERT HILLMAN
CHIEF OPERATING OFFICER	$320,519	$0	$77,693	$0	$0	$0	$8,167	$0	$27,759	$0	$434,138	$0	$0	$0
WILLIAM KILBRETH
CHIEF INFORMATION OFFICER	$228,899	$0	$54,943	$0	$0	$0	$8,008	$0	$30,248	$0	$322,098	$0	$0	$0
MARGARET KELLEY
AVP OF MEDICAL SERVICES	$230,277	$0	$33,985	$0	$0	$0	$9,465	$0	$25,263	$0	$298,990	$0	$0	$0
EDWARD VOZZO
CHIEF FINANCIAL OFFICER (THRU AUG 20	$168,445	$0	$61,027	$0	$0	$0	$6,717	$0	$0	$0	$236,189	$0	$0	$0
KIRK MIKLAVIC
VP OF HUMAN RESOURCES	$166,269	$0	$0	$0	$0	$0	$6,690	$0	$25,549	$0	$198,508	$0	$0	$0
NANCY JOHNSON
AVP COMPLIANCE & REG. AFFAIRS	$164,062	$0	$0	$0	$0	$0	$6,651	$0	$25,166	$0	$195,879	$0	$0	$0
GRAYSON STUNTZ
DIRECTOR OF INFO. TECHNOLOGY	$157,306	$0	$0	$0	$0	$0	$5,921	$0	$28,392	$0	$191,619	$0	$0	$0
JANE CARIELLO
AVP SERVICE OPERATIONS	$155,073	$0	$0	$0	$0	$0	$6,292	$0	$23,601	$0	$184,966	$0	$0	$0
JOANNE LAUTERBACH
CHIEF FINANCIAL OFFICER	$170,953	$0	$0	$0	$0	$0	$3,367	$0	$2,976	$0	$177,296	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 7	FormAndLineReferenceDesc
Explanation	CERTAIN INDIVIDUALS RECEIVED A NON-FIXED BONUS PAYMENT. THESE PAYMENTS WERE DISCRETIONARY AND REQUIRED BOARD APPROVAL.	ExplanationTxt

Schedule L IRS990ScheduleL

Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp

Name Of Interested NameOfInterested

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	DFD RUSSELL MEDICAL CENTER	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Relationship Description	KEVIN LEWIS, CEO OF MCHO	RelationshipDescriptionTxt
Transaction	$56,376	TransactionAmt
Transaction	CLAIMS PAID	TransactionDesc
Sharing Of Revenues	Yes (1)	SharingOfRevenuesInd

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCHEDULE L, PART IV	FormAndLineReferenceDesc
Explanation	KEVIN LEWIS, CEO OF ORGANIZATION'S WIFE IS CEO OF DFD RUSSELL MEDICAL.	ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (11 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART I, LINE 1:	TO PARTNER WITH MAINE PEOPLE, BUSINESSES AND HEALTH PROFESSIONALS TO PROVIDE AFFORDABLE, HIGH QUALITY BENEFITS THAT PROMOTE HEALTH AND WELL BEING.
FORM 990, PART VI, SECTION A, LINE 6	EXPLANATION: THIS CORPORATION HAS ONE CLASS OF MEMBERS CONSISTING OF ALL INDIVIDUALS COVERED UNDER HEALTH INSURANCE POLICIES ISSUED BY THE CORPORATION.
FORM 990, PART VI, SECTION A, LINE 7A	EXPLANATION: EACH MEMBER 18 YEARS AND OLDER SHALL HAVE A SINGLE VOTE. ALL DECISIONS OF THE MEMBERS SHALL BE BY A MAJORITY VOTE. THE MEMBERS SHALL BE LISTED ON A SCHEDULE THAT SHALL BE MAINTAINED WITH THIS CORPORATION'S OTHER BOOKS AND RECORDS. THE MEMBERS SHALL HAVE THE SOLE AND EXCLUSIVE POWER AND AUTHORITY: TO AMEND THIS CORPORATION'S ARTICLES OF INCORPORATION; TO ELECT OR REMOVE DIRECTORS OF THIS CORPORATION; AND TO APPROVE THE MERGER, CONSOLIDATION, DISSOLUTION, OR SALE OF ALL OR SUBSTANTIALLY ALL OF THE ASSETS OF THIS CORPORATION.
FORM 990, PART VI, SECTION A, LINE 7B	EXPLANATION: EACH MEMBER 18 YEARS AND OLDER SHALL HAVE A SINGLE VOTE. ALL DECISIONS OF THE MEMBERS SHALL BE BY A MAJORITY VOTE. THE MEMBERS SHALL BE LISTED ON A SCHEDULE THAT SHALL BE MAINTAINED WITH THIS CORPORATION'S OTHER BOOKS AND RECORDS. THE MEMBERS SHALL HAVE THE SOLE AND EXCLUSIVE POWER AND AUTHORITY: TO AMEND THIS CORPORATION'S ARTICLES OF INCORPORATION; TO ELECT OR REMOVE DIRECTORS OF THIS CORPORATION; AND TO APPROVE THE MERGER, CONSOLIDATION, DISSOLUTION, OR SALE OF ALL OR SUBSTANTIALLY ALL OF THE ASSETS OF THIS CORPORATION.
FORM 990, PART VI, SECTION B, LINE 11B	EXPLANATION: A COPY OF THE FORM 990 IS PROVIDED TO BOARD MEMBERS FOR REVIEW AND APPROVAL PRIOR TO FILING.
FORM 990, PART VI, SECTION B, LINE 12C	EXPLANATION: WHEN OFFICERS AND BOARD MEMBERS START, THEY ARE REQUIRED TO SIGN A STATEMENT INDICATING THAT THEY DO NOT HAVE ANY CONFLICTS OF INTEREST. THEY ARE THEN REQUIRED TO RECERTIFY ANNUALLY THAT THEY DO NOT HAVE ANY CONFLICTS OF INTEREST.
FORM 990, PART VI, SECTION B, LINE 15	EXPLANATION: NUMEROUS LEVELS OF OVERSIGHT WERE INVOLVED IN SETTING BOTH CEO AND OFFICERS' COMPENSATION FOR MAINE COMMUNITY HEALTH OPTIONS. FIRST AND FOREMOST, THE FORMATION BOARD OF MCHO WAS CRITICALLY INVOLVED IN THE DECISION ABOUT THE COMPENSATION OF THE CEO. SALARIES OF CEOS OF OTHER NON-PROFIT INSURANCE ORGANIZATIONS WERE PROVIDED TO THE BOARD AND THE CEO SALARY WAS APPROVED. ONCE APPROVED BY THE BOARD, CMS REVIEWED THE SALARY FOR REASONABLENESS AND ADEQUATE COMPARABILITY PRIOR TO EXECUTION OF THE LETTER OF AGREEMENT. TO DETERMINE SALARIES FOR THE REMAINING OFFICERS OF MCHO, THE CEO AND THE CHRO UTILIZED THE 2011 ACAP SURVEY TO UNDERSTAND COMPARABLE SALARIES BASED ON WHAT WOULD BE PAID FOR SERVICES PERFORMED BY AN OFFICER FOR LIKE ENTERPRISES UNDER LIKE CIRCUMSTANCES. ONCE A SALARY WAS DETERMINED, THE CEO PROVIDED THE CONTRACT AND SALARY TO CMS TO ENSURE OVERSIGHT, COMPARABILITY AND REASONABLENESS. ONCE CMS APPROVED THE CONTRACT AND SALARY, THE CONTRACT WAS EXECUTED. ALL COMPENSATION DECISIONS ARE DOCUMENTED.
FORM 990, PART VI, SECTION C, LINE 19	EXPLANATION: MCHO WILL MAKE ITS GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES AVAILABLE TO THE PUBLIC IN PRINT UPON REQUEST. MCHO'S FINANCIAL STATEMENTS ARE MADE PUBLIC WITH THE MAINE BUREAU OF INSURANCE AND THE NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS AS WELL AS THROUGH FORM 990.
FORM 990, PART XI, LINE 9:	CHANGE IN NONADMITTED ASSETS -551,383.
FORM 990, PART XII, LINE 1	MAINE COMMUNITY HEALTH OPTIONS PREPARED ITS 2020 AUDITED FINANCIAL STATEMENTS USING THE STATUTORY BASIS, WHICH IS A COMPREHENSIVE METHOD OTHER THAN U.S. GENERALLY ACCEPTED ACCOUNTING PRINCIPLES (GAAP).
FORM 990, PART XII, LINE 2C:	EXPLANATION: THIS PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	COMMUNITY OPTIONS LLC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 1121	AddressLine1Txt
City	LEWISTON	CityNm
State Abbreviation	ME	StateAbbreviationCd
ZIP	04243	ZIPCd

Field	Value	IRS element (for citing)
EIN	301244131	EIN
Primary Activities	LICENSED RESIDENT PRODUCER AGENCY	PrimaryActivitiesTxt
Legal Domicile State	ME	LegalDomicileStateCd
Total Income	$0	TotalIncomeAmt
End Of Year Assets	$0	EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	MAINE COMMUNITY HEALTH OPTIONS	BusinessNameLine1Txt