NATIONAL FOUNDATION FOR CREDIT COUNSELING INC: Form 990, tax year 2019
View the entire original 990 at ProPublica ↗
- Organization
- NATIONAL FOUNDATION FOR CREDIT COUNSELING INC (EIN 53-0132493)
- Tax period
- 2019-01-01 to 2019-12-31
- Filed
- 2020-07-08
- IRS object ID
- 202021909349300937
- Schema version
- 2019v5.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2020-07-08T15:22:02-05:00 | ReturnTs |
| Tax Period End | 2019-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 420714325 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RSM US LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2021 L STREET NW STE 400 | AddressLine1Txt |
| City | WASHINGTON | CityNm |
| State Abbreviation | DC | StateAbbreviationCd |
| ZIP | 20036 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2019-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 530132493 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | NATIONAL FOUNDATION FOR CREDIT | BusinessNameLine1Txt |
| Business Name Line2 | COUNSELING INC | BusinessNameLine2Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | NATI | BusinessNameControlTxt |
| Phone | 2026774300 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2000 M STREET NW NO 505 | AddressLine1Txt |
| City | WASHINGTON | CityNm |
| State Abbreviation | DC | StateAbbreviationCd |
| ZIP | 200363358 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | REBECCA STEELE | PersonNm |
| Person Title | PRESIDENT/CEO | PersonTitleTxt |
| Phone | 2026774300 | PhoneNum |
| Signature | 2020-07-08 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | ELIZABETH W HELLER | PreparerPersonNm |
| PTIN | P00397829 | PTIN |
| Phone | 2022932200 | PhoneNum |
Filing Security Information FilingSecurityInformation
IP Address IPAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| I Pv4 Address | 173.79.17.121 | IPv4AddressTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IP | 2020-07-08 | IPDt |
| IP Tm | 15:17:53 | IPTm |
| IP Timezone | ED | IPTimezoneCd |
| Filing License Type | P | FilingLicenseTypeCd |
| At Submission Creation Device Id | DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 | AtSubmissionCreationDeviceId |
| At Submission Filing Device Id | 907A16943A5AE6BD468F5755AE9454C37C362E74 | AtSubmissionFilingDeviceId |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2019 | TaxYr |
| Build TS | 2020-11-06 18:47:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | REBECCA STEELE | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2000 M STREET NW NO 505 | AddressLine1Txt |
| City | WASHINGTON | CityNm |
| State Abbreviation | DC | StateAbbreviationCd |
| ZIP | 200363358 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $9,771,544 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c3 | Yes (X) | Organization501c3Ind |
| Website Address | WWW.NFCC.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1970 | FormationYr |
| Legal Domicile State | DC | LegalDomicileStateCd |
| Activity Or Mission | THE NFCC MISSION IS TO SUPPORT THE NONPROFIT CREDIT COUNSELING FIELD. (SEE FULL MISSION ON SCH O) | ActivityOrMissionDesc |
| Voting Members Governing Body | 14 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 14 | VotingMembersIndependentCnt |
| Total Employee | 0 | TotalEmployeeCnt |
| Total Volunteers | 14 | TotalVolunteersCnt |
| Total Gross UBI | $0 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $2,844,700 | PYContributionsGrantsAmt |
| CY Contributions Grants | $6,452,638 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $3,183,090 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $3,298,171 | CYProgramServiceRevenueAmt |
| PY Investment Income | $4,191 | PYInvestmentIncomeAmt |
| CY Investment Income | $14,994 | CYInvestmentIncomeAmt |
| PY Other Revenue | $11,865 | PYOtherRevenueAmt |
| CY Other Revenue | $5,741 | CYOtherRevenueAmt |
| PY Total Revenue | $6,043,846 | PYTotalRevenueAmt |
| CY Total Revenue | $9,771,544 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $3,036,224 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $2,104,145 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $2,604,843 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $2,887,726 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $277,671 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $4,099,854 | PYOtherExpensesAmt |
| CY Other Expenses | $3,355,104 | CYOtherExpensesAmt |
| PY Total Expenses | $9,740,921 | PYTotalExpensesAmt |
| CY Total Expenses | $8,346,975 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | -$3,697,075 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $1,424,569 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $5,472,477 | TotalAssetsBOYAmt |
| Total Assets EOY | $6,410,619 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $1,490,747 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $1,004,320 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $3,981,730 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $5,406,299 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | TO PROMOTE THE NATIONAL AGENDA FOR FINANCIALLY RESPONSIBLE BEHAVIOR AND BUILD CAPACITY FOR ITS MEMBERS TO DELIVER THE HIGHEST QUALITY FINANCIAL EDUCATION AND COUNSELING SERVICES. (PLEASE NOTE THAT THIS STATEMENT IS CONTINUED ON SCHEDULE O)THE NFCC IS THE NATION'S LARGEST AND LONGEST SERVING NATIONAL NONPROFIT CREDIT COUNSELING NETWORK, WITH NEARLY 60 MEMBER AGENCIES AND OVER 370 OFFICES IN COMMUNITIES THROUGHOUT THE UNITED STATES AND ITS TERRITORIES. EACH YEAR, NFCC MEMBERS ASSIST MILLIONS OF CONSUMERS, HELPING MANY TO DRIVE DOWN THEIR DEBT AND TAKE CONTROL OF THEIR FINANCES. | MissionDesc |
| Significant New Program Srvc | Yes (1) | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Expense | $2,303,592 | ExpenseAmt |
| Grant | $11,904 | GrantAmt |
| Revenue | $1,294,163 | RevenueAmt |
| Desc | MEMBERSHIP SUPPORT: BEGAN DEVELOPMENT OF NEW PRODUCTS AND SERVICES FOR MEMBER AGENCIES TO BETTER SERVE CONSUMERS, INCLUDING THE DEBT REDUCTION PROGRAM WHICH EXPANDS DEBT MANAGEMENT PLAN PRODUCTS, AND ENVISIONING HOMEOWNERSHIP, A NEW APPROACH TO PRE-PURCHASE HOUSING COUNSELING. CONVENE ANNUAL MEMBER MEETING AND CONFERENCE, DEVELOP AND REVISE EXISTING COUNSELOR CERTIFICATION AND MEMBER ACCREDITATION RESOURCES. BUILD CONSUMER AWARENESS OF MEMBER SERVICES AND FACILITATE LOCATOR CONNECTIONS TO MEMBERS. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $1,646,650 | ExpenseAmt |
| Grant | $601,724 | GrantAmt |
| Desc | HOUSING COUNSELING: DEVELOP AND MAINTAIN PARTNERSHIPS WITH THE FEDERAL GOVERNMENT AND INDUSTRY LEADERS, INCLUDING MORTGAGE LENDERS AND SERVICERS, TO HELP NFCC MEMBERS PROVIDE INDIVIDUAL AND GROUP EDUCATION SESSION ON WIDE VARIETY OF HOUSING ISSUES, FROM HOMELESS AND RENTAL COUNSELING TO PRE-HOME OWNERSHIP, DEFAULT AND REVERSE MORTGAGE COUNSELING. IN 2018, THE NFCC STARTED A PROGRAM SPECIFICALLY FOCUSED ON EXPANDED PRE-PURCHASE COUNSELING FOR PROSPECTIVE HOMEBUYERS. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $838,335 | ExpenseAmt |
| Grant | $415,292 | GrantAmt |
| Desc | SMALL BUSINESS OWNER COUNSELING: IN 2017, THE NFCC BEGAN DEVELOPMENT OF A NATIONAL SMALL BUSINESS OWNER COUNSELING PROGRAM WHICH WAS INITIALLY INTEGRATED INTO THE SHARPEN YOUR FINANCIAL FOCUS INITIATIVE. IN 2018, THE NFCC EXPANDED THE PROGRAM TO A MULTI-PART COACHING PROGRAM. EXPENSES RELATING TO THIS INITIATIVE, TO INCLUDE PROGRAM DEVELOPMENT, MANAGEMENT AND TRAINING OF MEMBER AGENCIES ARE INCLUDED IN THIS SERVICE LINE. | Desc |
Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp (4 entries)
| ExpenseExpenseAmt | GrantGrantAmt | RevenueRevenueAmt | DescDesc |
|---|---|---|---|
| $560,325 | $407,217 | $1,989,090 | GENERAL FINANCIAL EDUCATION: DEVELOP AND DISTRIBUTE EDUCATIONAL MATERIALS ON THE RESPONSIBLE USE OF CREDIT; SUPPORT COALITIONS OF ORGANIZATIONS NATIONALLY TO ADDRESS NEED FOR PERSONAL FINANCIAL LITERACY. SINCE 2013, THE FOUNDATION HAS DEVELOPED AND SUPPORTED THE USE OF THE SHARPEN YOUR FINANCIAL FOCUS INITIATIVE TO ASSIST CONSUMERS WITH DEBT RESOLUTION AND OTHER FINANCIAL CHALLENGES. IN 2015, THE FOUNDATION EXPANDED THE INITIATIVE TO ASSIST CONSUMERS WITH STUDENT LOAN DEBT IN MANAGING THEIR FINANCIAL BURDENS. IN 2018, THE FOUNDATION DEVELOPED A MULTI-PART PROGRAM DEDICATED TO SMALL BUSINESS OWNERS ON FINANCIAL LITERACY AND BUSINESS MANAGEMENT. |
| $496,492 | $348,042 | MILITARY FINANCIAL EDUCATION: DEVELOP AND UPDATE EDUCATIONAL MATERIALS AVAILABLE TO SERVICEMEMBERS NATIONWIDE, MILITARY DEPENDENTS, AND THE VETERAN COMMUNITY TO ADDRESS AND IMPROVE FINANCIAL READINESS THROUGH THE RESPONSIBLE USE OF CREDIT. PROGRAM UTILIZES THE SHARPEN YOUR FINANCIAL FOCUS INITIATIVE. CONTINUE SUPPORT AND DEVELOPMENT OF NATIONAL COALITION OF MISSION-ALIGNED ORGANIZATIONS TO SUPPORT MILITARY FINANCIAL EDUCATION. | |
| $311,662 | $151,924 | $14,918 | STUDENT LOANS COUNSELING: PROVIDE A NATIONAL STUDENT LOAN PROGRAM TO TRAIN AND SUPPORT MEMBER AGENCIES IN COUNSELING CLIENTS WITH STUDENT LOAN DEBT TO REDUCE AND MANAGE THEIR FINANCIAL BURDEN AND HELP THEM ON A PATH TO FINANCIAL SECURITY. |
| $223,650 | $168,041 | HISPANIC FINANCIAL EDUCATION: MAKE AVAILABLE EDUCATIONAL MATERIALS AND SUPPORT TO MEMBER AGENCIES AND CONSUMERS TO ASSIST THE HISPANIC COMMUNITY WITH FINANCIAL LITERACY EDUCATION AND BY ADDRESSING THEIR RESPONSIBLE USE OF CREDIT USING THE SHARPEN YOUR FINANCIAL FOCUS INITIATIVE. COUNSELING IN SPANISH AND BILINGUAL EDUCATION MATERIALS ARE AVAILABLE. DEVELOP AND MAINTAIN PARTNERSHIPS WITH OTHER NATIONAL ORGANIZATIONS. |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Prog Srvc Expense | $1,592,129 | TotalOtherProgSrvcExpenseAmt |
| Total Other Prog Srvc Grant | $1,075,224 | TotalOtherProgSrvcGrantAmt |
| Total Other Prog Srvc Revenue | $2,004,008 | TotalOtherProgSrvcRevenueAmt |
| Total Program Service Expenses | $6,380,706 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | Yes (1) | DescribedInSection501c3Ind |
| Schedule B Required | Yes (1) | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Lobbying Activities | Yes (1) | LobbyingActivitiesInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | 0 | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | 0 | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | Yes (1) | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | 0 | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | 0 | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | 0 | PYExcessBenefitTransInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | 0 | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Trnsfr Exmpt Non Chrtbl Rltd Org | 0 | TrnsfrExmptNonChrtblRltdOrgInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| Info In Schedule O Part V | Yes (X) | InfoInScheduleOPartVInd |
| IRP Document | 26 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 0 | EmployeeCnt |
| Unrelated Bus Incm Over Limit | 0 | UnrelatedBusIncmOverLimitInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributionsInd |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOfInd |
| Rcv Fnds To Pay Prsnl Bnft Cntrct | 0 | RcvFndsToPayPrsnlBnftCntrctInd |
| Pay Premiums Prsnl Bnft Cntrct | 0 | PayPremiumsPrsnlBnftCntrctInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 14 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 14 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (1) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| States Where Copy Of Return Is Fld | NY | StatesWhereCopyOfReturnIsFldCd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MATT RIBE | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 2026774300 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2000 M STREET NW NO 505 | AddressLine1Txt |
| City | WASHINGTON | CityNm |
| State Abbreviation | DC | StateAbbreviationCd |
| ZIP | 200363358 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (21 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|
| DEBBIE BIANUCCI | |||||||
| CHAIR | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| KRISTEN HOLT | |||||||
| VICE CHAIR | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| JOEL GREENBERG | |||||||
| SECRETARY | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| KURT GROSSHEIM | |||||||
| TREASURER | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| GLORIA C BANKS | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| JO ANN BAREFOOT | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| GENGER CHARLES | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| MIKE CROXSON | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| JAY DESMARTEAU | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| DUANE ELMER | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| TRISH GEDDES | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| MARY LOFTUS | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| CINDY SEREMEK | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| JEFF WITHERSPOON | |||||||
| TRUSTEE | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| REBECCA STEELE | |||||||
| CEO | 50.00 | Yes (X) | $519,699 | $0 | $150,213 | ||
| JEFFREY FAULKNER | |||||||
| COO/CFO | 50.00 | Yes (X) | $244,950 | $0 | $98,935 | ||
| PETER KLIPA | |||||||
| SVP, CREDITOR RELATIONS | 50.00 | $146,618 | $0 | $24,652 | Yes (X) | ||
| ELLEN GOURY | |||||||
| VP, FINANCE | 50.00 | $138,037 | $0 | $34,749 | Yes (X) | ||
| SHERRILL BERK | |||||||
| SVP, STRATEGIC PARTNERSHIPS | 50.00 | $138,827 | $0 | $21,504 | Yes (X) | ||
| MATT RIBE | |||||||
| GEN. COUNSEL & STRATEGIC PROJECTS | 50.00 | $133,727 | $0 | $24,377 | Yes (X) | ||
| BRUCE MCCLARY | |||||||
| VP,COMMUNICATIONS | 50.00 | $120,391 | $0 | $13,323 | Yes (X) | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $1,442,249 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $367,753 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 11 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| LOGICAL MEDIA GROUP | |||||
| 445 W EIRE STREET 208 | CHICAGO | IL | 60654 | DIRECT MARKETING | $479,174 |
| BLUE FLAME THINKING | |||||
| 801 BROADWAY NW SUITE 300 | GRAND RAPIDS | MI | 49504 | DIRECT MARKETING | $251,157 |
| THE OHIO STATE UNIVERSITY RESEARCH FOUND | |||||
| 1960 KENNY ROAD | COLUMBUS | OH | 43210 | ACADEMIC ANALYSIS & CONSULTING | $185,085 |
| FAEGRE DRINKER BIDDLE & REATH LLP | |||||
| ONE LOGAN SQUARE SUITE 2000 | PHILADELPHIA | PA | 19103 | LEGAL CONSULTING | $147,867 |
| HILLTOP CONSULTANTS INC | |||||
| 1990 K STREET SUITE 600 | WASHINGTON | DC | 20006 | INFORMATION TECHNOLOGY CONSULTING | $144,807 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 7 | CntrctRcvdGreaterThan100KCnt |
| Government Grants | $1,000,081 | GovernmentGrantsAmt |
| All Other Contributions | $5,452,557 | AllOtherContributionsAmt |
| Total Contributions | $6,452,638 | TotalContributionsAmt |
Program Service Revenue ProgramServiceRevenueGrp (5 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| NATIONAL LOCATOR LINE | 900099 | $1,625,132 | $1,625,132 |
| MEMBERSHIP DUES | 900099 | $950,446 | $950,446 |
| SPONSORSHIPS | 900099 | $243,500 | $243,500 |
| FEE FOR SERVICE INCOME | 900099 | $182,345 | $182,345 |
| CERTIFICATION FEES | 900099 | $154,660 | $154,660 |
Total Oth Program Service Rev TotalOthProgramServiceRevGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $142,088 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $142,088 | RelatedOrExemptFuncIncomeAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $3,298,171 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $14,994 | TotalRevenueColumnAmt |
| Exclusion | $14,994 | ExclusionAmt |
Other Revenue Misc OtherRevenueMiscGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | MISCELLANEOUS | Desc |
| Business | 900099 | BusinessCd |
| Total Revenue Column | $5,741 | TotalRevenueColumnAmt |
| Exclusion | $5,741 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $5,741 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $9,771,544 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $3,298,171 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $20,735 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,104,145 | TotalAmt |
| Program Services | $2,104,145 | ProgramServicesAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,016,593 | TotalAmt |
| Program Services | $592,671 | ProgramServicesAmt |
| Management And General | $345,498 | ManagementAndGeneralAmt |
| Fundraising | $78,424 | FundraisingAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,581,986 | TotalAmt |
| Program Services | $918,215 | ProgramServicesAmt |
| Management And General | $541,684 | ManagementAndGeneralAmt |
| Fundraising | $122,087 | FundraisingAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $127,932 | TotalAmt |
| Program Services | $75,585 | ProgramServicesAmt |
| Management And General | $42,489 | ManagementAndGeneralAmt |
| Fundraising | $9,858 | FundraisingAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $161,215 | TotalAmt |
| Program Services | $95,336 | ProgramServicesAmt |
| Management And General | $53,594 | ManagementAndGeneralAmt |
| Fundraising | $12,285 | FundraisingAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $181,069 | TotalAmt |
| Program Services | $115,342 | ProgramServicesAmt |
| Management And General | $65,727 | ManagementAndGeneralAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $41,000 | TotalAmt |
| Program Services | $26,117 | ProgramServicesAmt |
| Management And General | $14,883 | ManagementAndGeneralAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $473,761 | TotalAmt |
| Program Services | $356,223 | ProgramServicesAmt |
| Management And General | $112,331 | ManagementAndGeneralAmt |
| Fundraising | $5,207 | FundraisingAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $905,757 | TotalAmt |
| Program Services | $905,007 | ProgramServicesAmt |
| Management And General | $750 | ManagementAndGeneralAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $367,418 | TotalAmt |
| Program Services | $196,206 | ProgramServicesAmt |
| Management And General | $170,732 | ManagementAndGeneralAmt |
| Fundraising | $480 | FundraisingAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $449,936 | TotalAmt |
| Program Services | $314,607 | ProgramServicesAmt |
| Management And General | $133,003 | ManagementAndGeneralAmt |
| Fundraising | $2,326 | FundraisingAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $362,472 | TotalAmt |
| Program Services | $210,386 | ProgramServicesAmt |
| Management And General | $124,113 | ManagementAndGeneralAmt |
| Fundraising | $27,973 | FundraisingAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $200,671 | TotalAmt |
| Program Services | $164,384 | ProgramServicesAmt |
| Management And General | $28,611 | ManagementAndGeneralAmt |
| Fundraising | $7,676 | FundraisingAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $84,234 | TotalAmt |
| Program Services | $81,139 | ProgramServicesAmt |
| Fundraising | $3,095 | FundraisingAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $83,366 | TotalAmt |
| Program Services | $52,739 | ProgramServicesAmt |
| Management And General | $24,560 | ManagementAndGeneralAmt |
| Fundraising | $6,067 | FundraisingAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt | Program ServicesProgramServicesAmt | Management And GeneralManagementAndGeneralAmt | FundraisingFundraisingAmt |
|---|---|---|---|---|
| FEE FOR SERVICE | $135,121 | $135,121 | ||
| DUES & SUBSCRIPTIONS | $51,963 | $21,297 | $28,485 | $2,181 |
| ONLINE EDUCATION | $12,740 | $12,740 | ||
| TAXES | $4,790 | $3,051 | $1,739 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $806 | TotalAmt |
| Program Services | $395 | ProgramServicesAmt |
| Management And General | $399 | ManagementAndGeneralAmt |
| Fundraising | $12 | FundraisingAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,346,975 | TotalAmt |
| Program Services | $6,380,706 | ProgramServicesAmt |
| Management And General | $1,688,598 | ManagementAndGeneralAmt |
| Fundraising | $277,671 | FundraisingAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,163,825 | BOYAmt |
| EOY | $1,924,840 | EOYAmt |
Pledges And Grants Receivable PledgesAndGrantsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,267,748 | BOYAmt |
| EOY | $3,394,440 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $195,481 | BOYAmt |
| EOY | $403,837 | EOYAmt |
Inventories For Sale Or Use InventoriesForSaleOrUseGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $14,954 | BOYAmt |
| EOY | $10,052 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $317,798 | BOYAmt |
| EOY | $304,137 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $1,449,443 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $1,216,905 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $193,545 | BOYAmt |
| EOY | $232,538 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $319,126 | BOYAmt |
| EOY | $140,775 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,472,477 | BOYAmt |
| EOY | $6,410,619 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $312,294 | BOYAmt |
| EOY | $109,858 | EOYAmt |
Grants Payable GrantsPayableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $939,566 | BOYAmt |
| EOY | $737,159 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $238,887 | BOYAmt |
| EOY | $157,303 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,490,747 | BOYAmt |
| EOY | $1,004,320 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Organization Follows FASB117 | Yes (X) | OrganizationFollowsFASB117Ind |
No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,004,567 | BOYAmt |
| EOY | $1,321,363 | EOYAmt |
Donor Restriction Net Assets DonorRestrictionNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,977,163 | BOYAmt |
| EOY | $4,084,936 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,981,730 | BOYAmt |
| EOY | $5,406,299 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,472,477 | BOYAmt |
| EOY | $6,410,619 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $1,424,569 | ReconcilationRevenueExpnssAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Separate Basis Fincl Stmt | Yes (X) | SeparateBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | Yes (1) | FederalGrantAuditRequiredInd |
| Federal Grant Audit Performed | Yes (1) | FederalGrantAuditPerformedInd |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Organization170 | Yes (X) | PublicOrganization170Ind |
Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $10,517,992 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $7,408,659 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $10,019,762 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $3,874,846 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $7,403,084 | CurrentTaxYearAmt |
| Total | $39,224,343 | TotalAmt |
Total Calendar Year170 TotalCalendarYear170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $10,517,992 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $7,408,659 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $10,019,762 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $3,874,846 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $7,403,084 | CurrentTaxYearAmt |
| Total | $39,224,343 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Substantial Contributors Tot | $13,034,954 | SubstantialContributorsTotAmt |
| Public Support Total170 | $26,189,389 | PublicSupportTotal170Amt |
Gross Investment Income170 GrossInvestmentIncome170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $61,922 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $65,404 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $17,921 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $4,191 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $14,994 | CurrentTaxYearAmt |
| Total | $164,432 | TotalAmt |
Other Income170 OtherIncome170Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $1,801 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $27,967 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $33,895 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $11,865 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $5,741 | CurrentTaxYearAmt |
| Total | $81,269 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Support | $39,470,044 | TotalSupportAmt |
| Gross Receipts Rltd Activities | $11,558,290 | GrossReceiptsRltdActivitiesAmt |
| Public Support CY170 | 0.66350 | PublicSupportCY170Pct |
| Public Support PY170 | 0.75540 | PublicSupportPY170Pct |
| Thirty Thr Pct Suprt Tests CY170 | Yes (X) | ThirtyThrPctSuprtTestsCY170Ind |
Form990 Schedule A Part VI Form990ScheduleAPartVIGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: | FormAndLineReferenceDesc |
| Explanation | INCOME FROM ACTIVITIES NOT REGULARLY CARRIED ON | ExplanationTxt |
Schedule B IRS990ScheduleB
Contributor Information ContributorInformationGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Contributor | RESTRICTED | ContributorNum |
Contributor Business Name ContributorBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RESTRICTED | BusinessNameLine1 |
Contributor US Address ContributorUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | RESTRICTED | AddressLine1 |
| Address Line2 | RESTRICTED | AddressLine2 |
| City | RESTRICTED | City |
| State | RESTRICTED | State |
| ZIP Code | RESTRICTED | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Contributions | RESTRICTED | TotalContributionsAmt |
Schedule C IRS990ScheduleC
Total Direct Lobbying TotalDirectLobbyingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $20,978 | FilingOrganizationsTotalAmt |
Total Lobbying Expend TotalLobbyingExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $20,978 | FilingOrganizationsTotalAmt |
Other Exempt Purpose Expend OtherExemptPurposeExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $8,367,953 | FilingOrganizationsTotalAmt |
Total Exempt Purpose Expend TotalExemptPurposeExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $8,388,931 | FilingOrganizationsTotalAmt |
Lobbying Nontaxable Amount LobbyingNontaxableAmountGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $569,447 | FilingOrganizationsTotalAmt |
Grassroots Nontaxable GrassrootsNontaxableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $142,362 | FilingOrganizationsTotalAmt |
Tot Lbbyng Grassroot Mns Non Tx TotLbbyngGrassrootMnsNonTxGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $0 | FilingOrganizationsTotalAmt |
Tot Lbby Expend Mns Lbbyng Non Tx TotLbbyExpendMnsLbbyngNonTxGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Filing Organizations Total | $0 | FilingOrganizationsTotalAmt |
Avg Lobbying Nontaxable Amount AvgLobbyingNontaxableAmountGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $672,539 | CurrentYearMinus3Amt |
| Current Year Minus2 | $748,402 | CurrentYearMinus2Amt |
| Current Year Minus1 | $637,046 | CurrentYearMinus1Amt |
| Current Year | $569,447 | CurrentYearAmt |
| Total | $2,627,434 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Lobbying Ceiling | $3,941,151 | LobbyingCeilingAmt |
Avg Total Lobbying Expend AvgTotalLobbyingExpendGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $31,657 | CurrentYearMinus3Amt |
| Current Year Minus2 | $85,246 | CurrentYearMinus2Amt |
| Current Year Minus1 | $23,343 | CurrentYearMinus1Amt |
| Current Year | $20,978 | CurrentYearAmt |
| Total | $161,224 | TotalAmt |
Avg Grassroots Nontaxable AvgGrassrootsNontaxableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Year Minus3 | $168,135 | CurrentYearMinus3Amt |
| Current Year Minus2 | $187,101 | CurrentYearMinus2Amt |
| Current Year Minus1 | $159,262 | CurrentYearMinus1Amt |
| Current Year | $142,362 | CurrentYearAmt |
| Total | $656,860 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grassroots Ceiling | $985,290 | GrassrootsCeilingAmt |
Schedule D IRS990ScheduleD
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $520,866 | OtherCostOrOtherBasisAmt |
| Depreciation | $438,302 | DepreciationAmt |
| Book Value | $82,564 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $61,514 | OtherCostOrOtherBasisAmt |
| Depreciation | $50,441 | DepreciationAmt |
| Book Value | $11,073 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $867,063 | OtherCostOrOtherBasisAmt |
| Depreciation | $728,162 | DepreciationAmt |
| Book Value | $138,901 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $232,538 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)
| DescDesc | AmtAmt |
|---|---|
| DEFERRED RENT | $75,763 |
| DEFERRED TI ALLOWANCE | $81,540 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $157,303 | TotalLiabilityAmt |
| Total Rev Etc Audited Fincl Stmt | $9,771,544 | TotalRevEtcAuditedFinclStmtAmt |
| Revenue Not Reported | $0 | RevenueNotReportedAmt |
| Revenue Subtotal | $9,771,544 | RevenueSubtotalAmt |
| Revenue Not Reported Fincl Stmt | $0 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $9,771,544 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $8,346,975 | TotExpnsEtcAuditedFinclStmtAmt |
| Expenses Not Reported | $0 | ExpensesNotReportedAmt |
| Expenses Subtotal | $8,346,975 | ExpensesSubtotalAmt |
| Expenses Not Rpt Fincl Stmt | $0 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $8,346,975 | TotalExpensesPerForm990Amt |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (1) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (42 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Purpose Of GrantPurposeOfGrantTxt | Address Line2USAddress/AddressLine2Txt |
|---|---|---|---|---|---|---|---|---|
| INCHARGE DEBT SOLUTION | ||||||||
| 5750 MAJOR BLVD SUITE 300 | ORLANDO | FL | 32819 | 330770440 | 501 (C) (3) | $189,281 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF PUERTO RICO | ||||||||
| 1607 PONCE DELEON COBIANS PLAZA STE | SAN JUAN | PR | 00909 | 660471798 | 501 (C) (3) | $158,507 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | GM09 |
| TAKE CHARGE AMERICA | ||||||||
| 20620 N 19TH AVE | PHOENIX | AZ | 85027 | 860593598 | 501 (C) (3) | $149,020 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| MONEY MANAGEMENT INTERNATIONAL | ||||||||
| 14141 SOUTHWEST FREEWAY SUITE 1000 | SUGAR LAND | TX | 77478 | 541837741 | 501 (C) (3) | $143,010 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF CENTRAL OHIO | ||||||||
| 690 TAYLOR RD STE 110 | GAHANNA | OH | 43230 | 310731111 | 501 (C) (3) | $115,087 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| FAMILY SERVICE ASSOCIATION | ||||||||
| 1930 N 8TH ST STE 100 | SHEBOYGAN | WI | 53081 | 391945061 | 501 (C) (3) | $102,668 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| NORTH SEATTLE COMMUNITY COLLEGE FOUNDATION | ||||||||
| 2815 2ND AVENUE SUITE 280 | SEATTLE | WA | 98121 | 911163554 | 501 (C) (3) | $97,633 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| AMERICAN CONSUMER CREDIT COUNSELING | ||||||||
| 130 RUMFORD AVE SUITE 202 | AUBURNDALE | MA | 02466 | 043166982 | 501 (C) (3) | $87,362 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| GARDEN STATE CONSUMER CREDIT COUNSELING INC | ||||||||
| 225 WILLOWBROOK RD | FREEHOLD | NJ | 07728 | 223120920 | 501 (C) (3) | $81,070 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER DEBT COUNSELORS INC | ||||||||
| 831 W MORSE BLVD | WINTER PARK | FL | 32789 | 593458266 | 501 (C) (3) | $61,114 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY | ||||||||
| 1608 WALNUT ST 10TH FLR | PHILADELPHIA | PA | 19103 | 231671903 | 501 (C) (3) | $53,227 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF BUFFALO | ||||||||
| 40 GARDENVILLE PKWY STE 300 | WEST SENECA | NY | 14224 | 160909583 | 501 (C) (3) | $48,910 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| GREENPATH INC | ||||||||
| 7442 SOLUTION CENTER | CHICAGO | IL | 60677 | 386142925 | 501 (C) (3) | $47,772 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER EDUCATION SERVICES INC | ||||||||
| 3700 BARRETT DR | RALEIGH | NC | 27609 | 562106758 | 501 (C) (3) | $42,004 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| SPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC | ||||||||
| 4351 LATHAM STREET | RIVERSIDE | CA | 92501 | 330656671 | 501 (C) (3) | $41,617 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC | ||||||||
| 13707 W JACKSON ST SUITE B | WOODSTOCK | IL | 60098 | 363185383 | 501 (C) (3) | $41,296 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| ADVANTAGE CREDIT COUNSELING SERVICE INC | ||||||||
| 2403 SIDNEY ST STE 400 | PITTSBURGH | PA | 15203 | 251201741 | 501 (C) (3) | $39,782 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| HOUSING AND CREDIT COUNSELING INC | ||||||||
| 1195 SW BUCHANAN STE 101 | TOPEKA | KS | 66604 | 480822466 | 501 (C) (3) | $37,299 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF MARYLAND AND DELAWARE | ||||||||
| 757 FREDERICK RD 2ND FLR | BALTIMORE | MD | 21228 | 520846275 | 501 (C) (3) | $37,022 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| LUTHERAN SOCIAL SERVICE OF MINNESOTA | ||||||||
| 424 W SUPERIOR ST STE 600 | DULUTH | MN | 55802 | 410872993 | 501 (C) (3) | $33,252 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CREDIT ADVISORS FOUNDATION | ||||||||
| 1818 S 72ND ST | OMAHA | NE | 68124 | 470751100 | 501 (C) (3) | $31,563 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE INC | ||||||||
| 1201 W WALNUT | SALINA | KS | 67401 | 480995970 | 501 (C) (3) | $29,775 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA INC | ||||||||
| 7505 WATERS AVE PARK SOUTH STE C-11 | SAVANNAH | GA | 31406 | 580958705 | 501 (C) (3) | $26,183 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | C-11 |
| FAMILY FOUNDATIONS OF NORTHEAST FLORIDA INC | ||||||||
| 1639 ATLANTIC BLVD | JACKSONVILLE | FL | 32207 | 590768265 | 501 (C) (3) | $25,639 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING OF SPRINGFIELD MISSOURI INC | ||||||||
| 1515 S GLENSTONE | SPRINGFIELD | MO | 65804 | 431483251 | 501 (C) (3) | $23,275 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| TABOR COMMUNITY SERVICES INC | ||||||||
| 308 EAST KING STREET | LANCASTER | PA | 17602 | 231731792 | 501 (C) (3) | $21,682 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF ROCHESTER | ||||||||
| 1000 UNIVERSITY AVENUE SUITE 900 | ROCHESTER | NY | 14607 | 160972260 | 501 (C) (3) | $20,276 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| FAMILY COUNSELING CENTER OF MOBILE | ||||||||
| 705 OAK CIRCLE DRIVE EAST | MOBILE | AL | 36609 | 630388685 | 501 (C) (3) | $20,005 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| JC VISION AND ASSOCIATES INC | ||||||||
| PO BOX 1972 | HINESVILLE | GA | 31313 | 582525433 | 501 (C) (3) | $19,910 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| TRIANGLE FAMILY SERVICES | ||||||||
| 3937 WESTERN BLVD | RALEIGH | NC | 27606 | 560547491 | 501 (C) (3) | $16,381 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CREDIT COUNSELING OF ARKANSAS | ||||||||
| 1111 ZION ROAD | FAYETTEVILLE | AR | 72703 | 710772094 | 501 (C) (3) | $15,583 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF SOUTHERN OREGON INC | ||||||||
| 820 CRATER LK AVE STE 202 | MEDFORD | OR | 97440 | 930585893 | 501 (C) (3) | $15,178 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF FORSYTH COUNTY | ||||||||
| 7820 N POINT BLVD STE 100 | WINSTON SALEM | NC | 27106 | 561015074 | 501 (C) (3) | $14,423 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| GRACEWORKS LUTHERAN SERVICES | ||||||||
| 660 S MAIN ST STE 1S061 | DAYTON | OH | 45402 | 311325015 | 501 (C) (3) | $13,352 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| LUTHERAN SOCIAL SERVICES OF SOUTH DAKOTA INC | ||||||||
| 705 E 41ST ST STE 100 | SIOUX FALLS | SD | 57105 | 460224731 | 501 (C) (3) | $12,916 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC | ||||||||
| 50 S FRENCH BROAD AVE STE 212 | ASHEVILLE | NC | 28801 | 561056077 | 501 (C) (3) | $11,094 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CONSUMER CREDIT COUNSELING SERVICE OF NORTHEASTERN IOWA | ||||||||
| 1003 W 4TH ST | WATERLOO | IA | 50702 | 421236403 | 501 (C) (3) | $10,949 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| CHESTNUT HEALTH SYSTEMS INC | ||||||||
| 1003 MARTIN LUTHER KING DR | BLOOMINGTON | IL | 61701 | 421692441 | 501 (C) (3) | $9,741 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| FAMILY GUIDANCE CENTER | ||||||||
| 17 HWY 70 SE | HICKORY | NC | 28602 | 566020417 | 501 (C) (3) | $8,195 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| FAMILYMEANS | ||||||||
| 1875 NORTHWESTERN AVENUE | STILLWATER | MN | 55082 | 416045574 | 501 (C) (3) | $6,625 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| GOODWILL INDUSTRIES OF NORTH CENTRAL WISCONSIN | ||||||||
| 1800 APPLETON RD PO BOX 335 | MENASHA | WI | 54952 | 391496649 | 501 (C) (3) | $5,735 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| THE FAMILY CENTER OF COLUMBUS INC | ||||||||
| PO BOX 1825 | COLUMBUS | GA | 31902 | 580828094 | 501 (C) (3) | $5,142 | HOUSING, FINANCIAL EDUCATION, AND PROGRAM SUPPORT | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 42 | Total501c3OrgCnt |
| Total Other Org | 0 | TotalOtherOrgCnt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 2: | FormAndLineReferenceDesc |
| Explanation | THE NFCC PERFORMS PERIODIC COMPLIANCE REVIEWS OF THE SUPPORTING DOCUMENTATION FOR THE FUNDS USED AND TAKES APPROPRIATE CORRECTIVE ACTION IF USAGE DOES COMPLY WITH THE GRANT REQUIREMENTS. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Housing Allowance Or Residence | Yes (X) | HousingAllowanceOrResidenceInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Form990 Of Other Organizations | Yes (X) | Form990OfOtherOrganizationsInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | 0 | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | 0 | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | 0 | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | 0 | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | 0 | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | 0 | AnyNonFixedPaymentsInd |
| Initial Contract Exception | 0 | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (6 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REBECCA STEELE | ||||||||||||||
| CEO | $444,803 | $0 | $45,833 | $0 | $29,063 | $0 | $135,790 | $0 | $14,423 | $0 | $669,912 | $0 | $0 | $0 |
| JEFFREY FAULKNER | ||||||||||||||
| COO/CFO | $244,950 | $0 | $0 | $0 | $0 | $0 | $74,218 | $0 | $27,513 | $0 | $346,681 | $0 | $0 | $0 |
| PETER KLIPA | ||||||||||||||
| SVP, CREDITOR RELATIONS | $143,800 | $0 | $2,818 | $0 | $0 | $0 | $8,846 | $0 | $15,806 | $0 | $171,270 | $0 | $0 | $0 |
| ELLEN GOURY | ||||||||||||||
| VP, FINANCE | $134,912 | $0 | $3,125 | $0 | $0 | $0 | $13,415 | $0 | $21,334 | $0 | $172,786 | $0 | $0 | $0 |
| SHERRILL BERK | ||||||||||||||
| SVP, STRATEGIC PARTNERSHIPS | $135,433 | $0 | $3,046 | $0 | $348 | $0 | $8,466 | $0 | $13,737 | $0 | $161,030 | $0 | $0 | $0 |
| MATT RIBE | ||||||||||||||
| GEN. COUNSEL & STRATEGIC PROJECTS | $115,550 | $0 | $16,129 | $0 | $2,048 | $0 | $7,287 | $0 | $17,091 | $0 | $158,105 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 1A | FormAndLineReferenceDesc |
| Explanation | REBECCA STEELE RECEIVED A FLAT AMOUNT EVERY MONTH FOR A YEAR TO COVER HER TEMPORARY HOUSING AS SHE WAS COMMUTING TO DC. THESE AMOUNTS WERE INCLUDED IN HER W-2 WAGES. | ExplanationTxt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (11 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART III, LINE 2 | THE DEBT REDUCTION PROGRAM EXPANDS THE NUMBER OF DEBT MANAGEMENT PROGRAM PRODUCTS AVAILABLE TO CONSUMERS TO PROVIDE MORE, ACCESSIBLE DEBT MANAGEMENT OPTIONS. THE NEW DEBT MANAGEMENT PLAN PROGRAM TYPES WILL GREATLY EXPAND THE NUMBER OF CONSUMERS WHO HAVE ACCESS TO EDUCATIONAL RESOURCES AND DEBT MANAGEMENT TOOLS TO ADDRESS UNSECURED DEBT. THE DEBT REDUCTION PROGRAM PROVIDES CONSTRUCTIVE ALTERNATIVES TO DEBT SETTLEMENT AND BANKRUPTCY, WHICH CAN SEVERELY HARM CONSUMER FINANCES. THE ENVISIONING HOMEOWNERSHIP PROGRAM USES A NEW, VALUE-DRIVEN FEE MODEL TO INCREASE HOMEOWNERSHIP LEVELS AMONGST LOW TO MODERATE INCOME POPULATIONS. THIS PROGRAM WORKS DIRECTLY WITH INDIVIDUALS TO EDUCATE THEM ON THE HOMEBUYING PROCESS AND DELIVER INDIVIDUAL FINANCIAL COUNSELING AND EDUCATION TO IMPROVE THEIR FINANCES AND CREDIT SO THEY CAN QUALIFY FOR A SUSTAINABLE, SAFE MORTGAGE PRODUCT AND BECOME HOMEOWNERS. |
| FORM 990, PART V, LINE 2B: | NFCC'S EMPLOYEES ARE CONTRACTED THROUGH JUSTWORKS, A PROFESSIONAL EMPLOYER ORGANIZATION. JUSTWORKS IS RESPONSIBLE FOR FILING ALL RELATED EMPLOYMENT TAX FORMS, INCLUDING THE W3. |
| FORM 990, PART VI, SECTION A, LINE 1 | THE BOARD EXECUTIVE COMMITTEE IS RESPONSIBLE FOR CONDUCTING THE BUSINESS OF, AND HAS THE POWER AND AUTHORITY TO ACT ON BEHALF OF, THE BOARD IN BETWEEN THE MEETINGS OF THE BOARD. |
| FORM 990, PART VI, SECTION A, LINE 6 | THE NFCC BYLAWS PROVIDE, IN RELEVANT PART, THE FOLLOWING: CLASSES: THE FOUNDATION SHALL HAVE ONE CLASS OF MEMBERS IN ORDER TO BE A MEMBER AN ORGANIZATION MUST: BE TAX EXEMPT UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. BE DULY QUALIFIED AND EXISTING UNDER THE LAWS OF THE DISTRICT OF COLUMBIA, OR ANY STATES OR TERRITORY OF THE UNITED STATES OF AMERICA. PROVIDE FINANCIAL COUNSELING SERVICES AND ACT IN COMPLIANCE WITH ALL APPLICABLE FEDERAL AND STATE LAWS AND REGULATIONS. BE ACCREDITED BY THE COUNCIL ON ACCREDITATION OR HAVE SUBMITTED APPLICATION AND INITIAL PAYMENT. COMPLY WITH THE NFCC'S MEMBER QUALITY STANDARDS. |
| FORM 990, PART VI, SECTION A, LINE 7A | THE NFCC BYLAWS PROVIDE, IN RELEVANT PART: ARTICLE II, SECTION 7: ANNUAL MEETING: THE ANNUAL MEETING OF MEMBERS SHALL BE HELD PRIOR TO NOVEMBER 1 OF EACH YEAR, AND SHALL BE FOR THE PURPOSE OF ELECTING MEMBER-REPRESENTATIVE TRUSTEES TO THE BOARD, RATIFYING THE ELECTION OF AT-LARGE TRUSTEES TO THE BOARD, ELECTING MEMBERS OF THE COUNCIL ON MEMBER AFFAIRS, AND FOR THE TRANSACTION OF SUCH OTHER BUSINESS AS MAY COME BEFORE THE MEETING. ARTICLE III, SECTION 4: ELECTION OF AT-LARGE TRUSTEES: EXCEPT AS OTHERWISE SET FORTH IN THIS ARTICLE, NOMINEES FOR AT-LARGE TRUSTEES SHALL BE RECOMMENDED TO THE BOARD BY THE NOMINATING COMMITTEE AND SHALL BE ELECTED BY A MAJORITY VOTE OF THE BOARD AND SUBJECT TO RATIFICATION BY MEMBERS AT THE NEXT ANNUAL MEETING OF MEMBERS. THE SLATE OF AT-LARGE TRUSTEES SHALL BE DISTRIBUTED TO MEMBERS AT LEAST FIFTEEN (15) DAYS PRIOR TO THE ANNUAL MEETING OF MEMBERS. AT THE ANNUAL MEETING OF MEMBERS, MEMBERS SHALL BE ENTITLED TO VOTE TO RATIFY THE ELECTION OF AT-LARGE TRUSTEES BY BALLOT LISTING THE AT-LARGE TRUSTEES SUBJECT TO RATIFICATION. MEMBERS MAY VOTE TO RATIFY THE ELECTION OF AT-LARGE TRUSTEES OR WITHHOLD THEIR VOTE TO RATIFY THE ELECTION OF AT-LARGE TRUSTEES EITHER AS A SLATE OF AT-LARGE TRUSTEES OR AS INDIVIDUAL AT-LARGE TRUSTEES. FOR PURPOSES OF SECTION 3 OF THIS ARTICLE, THE TERM OF OFFICE FOR AN AT-LARGE TRUSTEE SHALL BEGIN AT THE CONCLUSION OF THE ANNUAL MEETING OF MEMBERS AT WHICH THE AT-LARGE TRUSTEE IS RATIFIED BY MEMBERS. SECTION 5: ELECTION OF MEMBER-REPRESENTATIVE TRUSTEES: EXCEPT AS OTHERWISE SET FORTH IN THIS ARTICLE, MEMBER-REPRESENTATIVE TRUSTEES SHALL BE ELECTED BY MEMBERS AT THE ANNUAL MEETING OF MEMBERS FROM A LIST OF ELIGIBLE CANDIDATES WHO HAVE EXPRESSED THEIR WRITTEN INTENTION TO STAND FOR ELECTION TO THE SECRETARY OF THE OPERATING COMMITTEE AT LEAST THIRTY (30) DAYS PRIOR TO THE ANNUAL MEETING OF MEMBERS. THAT LIST SHALL BE DISTRIBUTED TO MEMBERS AT LEAST FIFTEEN (15) DAYS PRIOR TO THE ANNUAL MEETING OF MEMBERS. ALL ELIGIBLE CANDIDATES SHALL APPEAR ON A SINGLE BALLOT, AND THE CANDIDATES RECEIVING THE HIGHEST TOTAL NUMBER OF VOTES SHALL BE ELECTED TO THE OPEN POSITIONS, RESPECTIVELY, FOR THE TERM DESIGNATED BY THIS ARTICLE. TO BE AN ELIGIBLE CANDIDATE UNDER THIS SECTION, A CANDIDATE MUST BE THE VOTING REPRESENTATIVE OF A MEMBER IN GOOD STANDING. MEMBERS OF THE OPERATING COMMITTEE ARE NOT ELIGIBLE TO BE CANDIDATES FOR ELECTION AS MEMBER-REPRESENTATIVE TRUSTEES. |
| FORM 990, PART VI, SECTION A, LINE 7B | SEE LINE 7A. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE IRS FORM 990 IS INITIALLY PREPARED BY THE NFCC'S PUBLIC ACCOUNTING FIRM, WITH INPUT AND REVIEW BY COUNSEL. NFCC STAFF THEN FINALIZES THE FORM WITH INPUT FROM THE BOARD TREASURER. THE FINALIZED FORM IS THEN PRESENTED TO THE BOARD OF TRUSTEES. |
| FORM 990, PART VI, SECTION B, LINE 12C | PLEASE NOTE THAT ALL TRUSTEES, OFFICERS AND COMMITTEE MEMBERS ("INTERESTED PERSONS") ARE SUBJECT TO THE CONFLICT OF INTEREST POLICY AND ARE REQUIRED TO ANNUALLY AFFIRM HAVING RECEIVED, READ AND UNDERSTOOD THE POLICY AND HAVE AGREED TO COMPLY WITH THE POLICY. THE POLICY, IN RELEVANT PART, REQUIRES: DISCLOSURE REQUIREMENT: IN CONNECTION WITH ANY ACTUAL OR POSSIBLE CONFLICT, AN INTERESTED PERSON MUST DISCLOSE THE EXISTENCE OF THE FINANCIAL INTEREST AND BE GIVEN THE OPPORTUNITY TO DISCLOSE ALL MATERIAL FACTS TO THE TRUSTEES AND/OR COMMITTEE MEMBERS CONSIDERING THE PROPOSED TRANSACTION OR ARRANGEMENT. CONFLICT DETERMINATION BY BOARD: FOLLOWING FULL DISCLOSURE OF AN ACTUAL OR POSSIBLE CONFLICT, AND AFTER ANY DISCUSSION WITH THE INTERESTED PERSON, HE/SHE SHALL LEAVE THE BOARD OR COMMITTEE MEETING, AS THE CASE MAY BE, WHILE THE DETERMINATION OF A CONFLICT IS DISCUSSED AND VOTED UPON. THE REMAINING BOARD OR COMMITTEE MEMBERS SHALL DECIDE IF A CONFLICT EXISTS. THE POLICY FURTHER SPECIFIES THE PROCEDURE FOR ADDRESSING CONFLICTS THAT ARISE AND VIOLATIONS OF THE POLICY. PROCEDURES FOR ADDRESSING POSSIBLE CONFLICTS: (A) AN INTERESTED PERSON MAY MAKE A PRESENTATION AT THE BOARD OR COMMITTEE MEETING, BUT AFTER THE PRESENTATION, HE/SHE SHALL LEAVE THE MEETING DURING THE DISCUSSION OF, AND THE VOTE ON, THE TRANSACTION OR ARRANGEMENT INVOLVING THE ACTUAL OR POSSIBLE CONFLICT. (B) THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, MAY, IF APPROPRIATE, APPOINT ONE OR MORE DISINTERESTED PERSONS OR COMMITTEE TO INVESTIGATE ALTERNATIVES TO THE PROPOSED TRANSACTION OR ARRANGEMENT. (C) AFTER EXERCISING DUE DILIGENCE, THE BOARD OR COMMITTEE, AS THE CASE MAY BE, WILL DETERMINE WHETHER THE NFCC CAN OBTAIN WITH REASONABLE EFFORTS A MORE ADVANTAGEOUS TRANSACTION OR ARRANGEMENT FROM A PERSON OR ENTITY THAT WOULD NOT GIVE RISE TO A CONFLICT. (D) IF A MORE ADVANTAGEOUS TRANSACTION OR ARRANGEMENT IS NOT REASONABLY POSSIBLE UNDER THE CIRCUMSTANCES WITHOUT PRODUCING A CONFLICT, THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, WILL DETERMINE, BY A MAJORITY VOTE OF THE DISINTERESTED MEMBERS, (I) WHETHER THE TRANSACTION OR ARRANGEMENT IS IN THE NFCC'S BEST INTEREST FOR ITS OWN BENEFIT, AND (II) WHETHER ITS TERMS AND CONDITIONS ARE FAIR AND REASONABLE. IN CONFORMITY WITH THE ABOVE DETERMINATIONS, THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, WILL MAKE ITS DECISION AS TO WHETHER TO AUTHORIZE THE NFCC TO ENTER INTO THE TRANSACTION OR ARRANGEMENT. VIOLATIONS OF THE CONFLICTS OF INTEREST POLICY: (A) IF THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, HAS REASONABLE CAUSE TO BELIEVE A PERSON HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT, IT WILL INFORM THE PERSON OF THE BASIS FOR THAT BELIEF AND AFFORD THE PERSON AN OPPORTUNITY TO EXPLAIN THE ALLEGED FAILURE TO DISCLOSE. (B) IF, AFTER HEARING THE PERSON'S RESPONSE AND MAKING FURTHER INVESTIGATION AS WARRANTED BY THE CIRCUMSTANCES, THE BOARD OR THE COMMITTEE, AS THE CASE MAY BE, DETERMINES THAT THE PERSON HAS FAILED TO DISCLOSE AN ACTUAL OR POSSIBLE CONFLICT, IT WILL TAKE APPROPRIATE DISCIPLINARY AND CORRECTIVE ACTION. |
| FORM 990, PART VI, SECTION B, LINE 15 | THE NATIONAL FOUNDATION FOR CREDIT COUNSELING'S BOARD OF TRUSTEES ENACTED THE FOLLOWING POLICY ON THE PROCESS OF DETERMINING COMPENSATION FOR THE NFCC'S PRESIDENT AND CHIEF EXECUTIVE OFFICER; AND OTHER OFFICERS AND KEY EMPLOYEES OF THE NFCC WHOSE COMPENSATION IS REQUIRED TO BE DISCLOSED ON FORM 990. THE PROCESS INCLUDES ALL OF THE FOLLOWING ELEMENTS: 1. REVIEW AND APPROVAL: (A) COMPENSATION OF THE PRESIDENT AND CHIEF EXECUTIVE OFFICER IS REVIEWED AND APPROVED BY THE NFCC'S PERSONNEL COMMITTEE, PROVIDED THAT PERSONS WITH CONFLICTS OF INTEREST WITH RESPECT TO THE COMPENSATION ARRANGEMENT AT ISSUE ARE NOT INVOLVED IN THIS REVIEW AND APPROVAL. (B) COMPENSATION OF THE OTHER OFFICERS AND KEY EMPLOYEES IS APPROVED BY THE PRESIDENT AND CHIEF EXECUTIVE OFFICER AND OVERALL STAFF COMPENSATION IS REVIEWED ON AN ANNUAL BASIS BY THE NFCC'S BOARD OF TRUSTEES OR THE PERSONNEL COMMITTEE. 2. USE OF DATA AS TO COMPARABLE COMPENSATION: THE COMPENSATION OF THE PERSON IS REVIEWED AND APPROVED USING DATA AS TO COMPARABLE COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN FUNCTIONALLY COMPARABLE POSITIONS AT SIMILARLY SITUATED ORGANIZATIONS. 3. CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING: THERE IS CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING WITH RESPECT TO THE DELIBERATIONS AND DECISIONS REGARDING THE COMPENSATION ARRANGEMENT. |
| FORM 990, PART VI, SECTION C, LINE 19 | NFCC DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC. |
| FORM 990, PART XII, LINE 2C: | THE AUDIT OVERSIGHT PROCESS HAS REMAINED UNCHANGED FROM THE PRIOR YEAR. |