HEAT AND FROST INSULATORS ST LOUIS WELFARE FUND: Form 990, tax year 2019
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- Organization
- HEAT AND FROST INSULATORS ST LOUIS WELFARE FUND (EIN 43-6158894)
- Tax period
- 2019-01-01 to 2019-12-31
- Filed
- 2020-08-16
- IRS object ID
- 202042299349300509
- Schema version
- 2019v5.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2020-08-16T14:49:58-04:00 | ReturnTs |
| Tax Period End | 2019-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 431555780 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MICHAEL CUMMINS CPA PC | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2 City Place Dr Ste 200 | AddressLine1Txt |
| City | Saint Louis | CityNm |
| State Abbreviation | MO | StateAbbreviationCd |
| ZIP | 63141 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2019-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 436158894 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | HEAT AND FROST INSULATORS ST LOUIS | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | HEAT | BusinessNameControlTxt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 502 EARTH CITY EXPRESSWAY | AddressLine1Txt |
| City | Earth City | CityNm |
| State Abbreviation | MO | StateAbbreviationCd |
| ZIP | 63045 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | GARY PAYUER | PersonNm |
| Person Title | CHAIRMAN | PersonTitleTxt |
| Signature | 2020-08-06 | SignatureDt |
| Discuss With Paid Preparer | false | DiscussWithPaidPreparerInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | MICHAEL CUMMINS CPA | PreparerPersonNm |
| PTIN | P00845049 | PTIN |
| Phone | 3147163543 | PhoneNum |
| Preparation | 2020-08-16 | PreparationDt |
Filing Security Information FilingSecurityInformation
IP Address IPAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| I Pv4 Address | 108.206.223.115 | IPv4AddressTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IP | 2020-08-16 | IPDt |
| IP Tm | 14:50:51 | IPTm |
| Federal Original Submission Id | 4301482020229awv0u3r | FederalOriginalSubmissionId |
| Federal Original Submission Id | 2020-08-16 | FederalOriginalSubmissionIdDt |
| Filing License Type | P | FilingLicenseTypeCd |
| At Submission Creation Device Id | 0E07AF5911D95ADEA75CE506DEFA6429E4DF8B05 | AtSubmissionCreationDeviceId |
| At Submission Filing Device Id | 0E07AF5911D95ADEA75CE506DEFA6429E4DF8B05 | AtSubmissionFilingDeviceId |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2019 | TaxYr |
| Build TS | 2020-09-22 18:59:49Z | BuildTS |
Form 990 IRS990
Doing Business As Name DoingBusinessAsName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | WELFARE FUND | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $10,546,871 | GrossReceiptsAmt |
| Group Return For Affiliates | false | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Type Of Organization Trust | Yes (X) | TypeOfOrganizationTrustInd |
| Formation | 1953 | FormationYr |
| Legal Domicile State | MO | LegalDomicileStateCd |
| Activity Or Mission | The Heat and Frost Insulators St. Louis Welfare Fund is a Taft-Hartley Trust established to provide hospital, medical, dental, disability, and life insurance benefits to eligible members of the International Association of Heat and Frost Insulators and Allied Workers Local No. 1 | ActivityOrMissionDesc |
| Voting Members Governing Body | 6 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 1 | VotingMembersIndependentCnt |
| Total Employee | 0 | TotalEmployeeCnt |
| Total Gross UBI | $0 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $8,861,230 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $8,583,918 | CYProgramServiceRevenueAmt |
| PY Investment Income | $235,649 | PYInvestmentIncomeAmt |
| CY Investment Income | $235,597 | CYInvestmentIncomeAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $9,096,879 | PYTotalRevenueAmt |
| CY Total Revenue | $8,819,515 | CYTotalRevenueAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $7,461,029 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $6,832,018 | CYBenefitsPaidToMembersAmt |
| CY Salaries Comp Emp Bnft Paid | $0 | CYSalariesCompEmpBnftPaidAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $748,228 | PYOtherExpensesAmt |
| CY Other Expenses | $984,999 | CYOtherExpensesAmt |
| PY Total Expenses | $8,209,257 | PYTotalExpensesAmt |
| CY Total Expenses | $7,817,017 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $887,622 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $1,002,498 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $25,166,422 | TotalAssetsBOYAmt |
| Total Assets EOY | $30,409,965 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $164,350 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $184,782 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $25,002,072 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $30,225,183 | NetAssetsOrFundBalancesEOYAmt |
| Mission | The Heat and Frost Insulators St. Louis Welfare Fund is a Taft-Hartley Trust established to provide hospital, medical, dental, disability, and life insurance benefits to eligible members of the International Association of Heat and Frost Insulators and Allied Workers Local No. 1 | MissionDesc |
| Desc | The Heat and Frost Insulators St. Louis Welfare Fund is a Taft-Hartley Trust established to provide hospital, medical, dental, disability, and life insurance benefits to eligible members of the International Association of Heat and Frost Insulators and Allied Workers Local No. 1 | Desc |
| Described In Section501c3 | false | DescribedInSection501c3Ind |
| Schedule B Required | false | ScheduleBRequiredInd |
| Political Campaign Acty | false | PoliticalCampaignActyInd |
| Subject To Proxy Tax | false | SubjectToProxyTaxInd |
| Donor Advised Fund | false | DonorAdvisedFundInd |
| Conservation Easements | false | ConservationEasementsInd |
| Collections Of Art | false | CollectionsOfArtInd |
| Credit Counseling | false | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | false | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | false | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | false | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | false | ReportProgramRelatedInvstInd |
| Report Other Assets | Yes (true) | ReportOtherAssetsInd |
| Report Other Liabilities | false | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | false | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | Yes (true) | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | false | ConsolidatedAuditFinclStmtInd |
| School Operating | false | SchoolOperatingInd |
| Foreign Office | false | ForeignOfficeInd |
| Foreign Activities | false | ForeignActivitiesInd |
| More Than5000 K To Org | false | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividualsInd |
| Professional Fundraising | false | ProfessionalFundraisingInd |
| Fundraising Activities | false | FundraisingActivitiesInd |
| Gaming Activities | false | GamingActivitiesInd |
| Operate Hospital | false | OperateHospitalInd |
| Grants To Organizations | false | GrantsToOrganizationsInd |
| Grants To Individuals | false | GrantsToIndividualsInd |
| Schedule J Required | Yes (true) | ScheduleJRequiredInd |
| Tax Exempt Bonds | false | TaxExemptBondsInd |
| Loan Outstanding | false | LoanOutstandingInd |
| Grant To Related Person | false | GrantToRelatedPersonInd |
| Business Rln With Org Mem | false | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | false | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | false | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | false | DeductibleNonCashContriInd |
| Deductible Art Contribution | false | DeductibleArtContributionInd |
| Terminate Operations | false | TerminateOperationsInd |
| Partial Liquidation | false | PartialLiquidationInd |
| Disregarded Entity | false | DisregardedEntityInd |
| Related Entity | Yes (true) | RelatedEntityInd |
| Related Organization Ctrl Ent | false | RelatedOrganizationCtrlEntInd |
| Transaction With Control Ent | false | TransactionWithControlEntInd |
| Activities Conducted Prtshp | false | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (true) | ScheduleORequiredInd |
| Info In Schedule O Part V | Yes (X) | InfoInScheduleOPartVInd |
| IRP Document | 490 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (true) | BackupWthldComplianceInd |
| Employee | 0 | EmployeeCnt |
| Employment Tax Returns Filed | false | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | false | UnrelatedBusIncmOverLimitInd |
| Foreign Financial Account | false | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | false | TaxablePartyNotificationInd |
| Nondeductible Contributions | false | NondeductibleContributionsInd |
| DAF Excess Business Holdings | false | DAFExcessBusinessHoldingsInd |
| Taxable Distributions | false | TaxableDistributionsInd |
| Distribution To Donor | false | DistributionToDonorInd |
| Indoor Tanning Services | false | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | false | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | false | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 6 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 1 | IndependentVotingMemberCnt |
| Family Or Business Rln | false | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | Yes (true) | DelegationOfMgmtDutiesInd |
| Change To Org Documents | Yes (true) | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (true) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (true) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | false | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (true) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (true) | MinutesOfCommitteesInd |
| Officer Mailing Address | false | OfficerMailingAddressInd |
| Local Chapters | false | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (true) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (true) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (true) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (true) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (true) | WhistleblowerPolicyInd |
| Document Retention Policy | false | DocumentRetentionPolicyInd |
| Compensation Process CEO | false | CompensationProcessCEOInd |
| Compensation Process Other | false | CompensationProcessOtherInd |
| Investment In Joint Venture | false | InvestmentInJointVentureInd |
| Other Website | Yes (X) | OtherWebsiteInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | ZENITH ADMINISTRATORS | PersonNm |
| Phone | 3143448899 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 502 EARTH CITY EXPRESSWAY SUITE 203 | AddressLine1Txt |
| City | Earth City | CityNm |
| State Abbreviation | MO | StateAbbreviationCd |
| ZIP | 63045 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part VII | Yes (X) | InfoInScheduleOPartVIIInd |
Form990 Part VII Section A Form990PartVIISectionAGrp (7 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Former Ofcr Director TrusteeFormerOfcrDirectorTrusteeInd |
|---|---|---|---|---|---|---|---|
| Robert Ackman | |||||||
| Trustee | 1.00 | 0.00 | Yes (X) | $8,084 | $0 | $0 | |
| Johnny Thornburgh | |||||||
| Trustee | 1.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |
| Thomas P Leahy | |||||||
| Trustee | 1.00 | 0.00 | Yes (X) | $4,151 | $0 | $0 | |
| Chris Lyles | |||||||
| Trustee | 1.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |
| Gary Payeur | |||||||
| Chairman | 1.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |
| Dan Eaker | |||||||
| Trustee | 1.00 | 0.00 | Yes (X) | $0 | $0 | $0 | |
| Tom Walsh | |||||||
| Trustee | 1.00 | 0.00 | $0 | $0 | $0 | Yes (X) | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $12,235 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $0 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 0 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | Yes (true) | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | false | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | false | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (2 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS | |||||
| 502 EARTH CITY EXPRESSWAY | Earth City | MO | 63045 | ADMINSTRATION | $286,485 |
| AETNA | |||||
| 151 Farmington Ave | Hartford | CT | 06156 | PPO | $197,153 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 2 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (2 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| EMPLOYER CONTRIBUTIONS | 525100 | $7,274,034 | $7,274,034 |
| MEMBER CONTRIBUTIONS | 525100 | $1,309,884 | $1,309,884 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $8,583,918 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $228,613 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $228,613 | RelatedOrExemptFuncIncomeAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $1,734,340 | SecuritiesAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $1,727,356 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $1,734,340 | SecuritiesAmt |
| Other | -$1,727,356 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $6,984 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $6,984 | RelatedOrExemptFuncIncomeAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $8,819,515 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $8,819,515 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part IX | Yes (X) | InfoInScheduleOPartIXInd |
Benefits To Members BenefitsToMembersGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,832,018 | TotalAmt |
Fees For Services Management FeesForServicesManagementGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $286,485 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $28,976 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,300 | TotalAmt |
Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $66,321 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $531,792 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $18,514 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $7,912 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt | Program ServicesProgramServicesAmt |
|---|---|---|
| PRINTING | $13,049 | $13,049 |
| POSTAGE | $12,213 | $12,213 |
| MISCELLANEOUS | $4,113 | $4,113 |
| TRUSTEE FEES | $9,324 | $9,324 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $7,817,017 | TotalAmt |
| Program Services | $0 | ProgramServicesAmt |
| Management And General | $0 | ManagementAndGeneralAmt |
| Fundraising | $0 | FundraisingAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,313,478 | BOYAmt |
| EOY | $4,189,457 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $886,853 | BOYAmt |
| EOY | $667,265 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,611,375 | BOYAmt |
| EOY | $7,915,202 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $14,354,716 | BOYAmt |
| EOY | $17,638,041 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $25,166,422 | BOYAmt |
| EOY | $30,409,965 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $164,350 | BOYAmt |
| EOY | $184,782 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $164,350 | BOYAmt |
| EOY | $184,782 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $25,002,072 | BOYAmt |
| EOY | $30,225,183 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $25,002,072 | BOYAmt |
| EOY | $30,225,183 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $25,166,422 | BOYAmt |
| EOY | $30,409,965 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $1,002,498 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $4,220,613 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | false | AccountantCompileOrReviewInd |
| FS Audited | Yes (true) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Separate Basis Fincl Stmt | Yes (X) | SeparateBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (true) | AuditCommitteeInd |
| Federal Grant Audit Required | false | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
Other Assets Org OtherAssetsOrgGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | 401H ACCOUNT | Desc |
| Book Value | $17,638,041 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | $17,638,041 | TotalBookValueOtherAssetsAmt |
| Total Rev Etc Audited Fincl Stmt | $12,973,807 | TotalRevEtcAuditedFinclStmtAmt |
| Net Unrealized Gains Invst | $4,220,613 | NetUnrealizedGainsInvstAmt |
| Revenue Not Reported | $4,220,613 | RevenueNotReportedAmt |
| Revenue Subtotal | $8,753,194 | RevenueSubtotalAmt |
| Other Revenues Not Included | $66,321 | OtherRevenuesNotIncludedAmt |
| Revenue Not Reported Fincl Stmt | $66,321 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $8,819,515 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $7,750,696 | TotExpnsEtcAuditedFinclStmtAmt |
| Expenses Subtotal | $7,750,696 | ExpensesSubtotalAmt |
| Other Expenses Not Included | $66,321 | OtherExpensesNotIncludedAmt |
| Expenses Not Rpt Fincl Stmt | $66,321 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $7,817,017 | TotalExpensesPerForm990Amt |
Schedule J IRS990ScheduleJ
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | Tom Walsh | PersonNm |
| Title | Trustee | TitleTxt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (11 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| Management duties delegation Part VI line 3 | The plan engages Zenith American Solutions to assist the trustees in managing the plan. |
| Organizational document changes Part VI line 4 | The plan makes various amendments and changes during the year to its benefits which are communicated to the participants. |
| Members or stockholder classes and rights Part VI line 6 | Participants in the Health and Welfare Plan |
| Member election for additional members Part VI line 7a | Participants may elect Labor Trustees |
| Form 990 governing body review Part VI line 11 | A draft of the form 990 was provided to the trustees prior to the filing. |
| Conflict of interest policy compliance Part VI line 12c | Conflicts of interest if any are addressed by trustees at board meetings |
| Governing documents etc available to public Part VI line 19 | All documents are available to participants of the plan. Confidential information such as medical records and personal information of the participants is not. The form 5500 and form 990 are available to the public. The form 5500 is published on EFAST the Department of Labor Website and the form 990 is published on GuideStar. Also, the form 5500 and form 990 are available by request at the office of Zenith American Solutions. |
| Explanation of other changes in net assets or fund balances Part XI line 9 | Rounding |
| Unable to secure related organizations compensation Part VII Col D E | Compensation paid by related organizations is not reported since the information was not provided to the preparer of the form 990. |
| List of other fees for services expenses Part IX line 11g | PPO access fee 197,153, Consultants 61,940, Actuary 6,750 Pharmacy fee 264,131, Independent Medical Review 768Physical Fees 1,050 |
| Part V response or note to any other line in Part V | PART V line 2aThe fund paid $ 100 gift certificate to 101 members as an incentive to get a Physical. According to the IRS, gift certificates that are redeemable for general merchandise or have a cash equivalent value are not de minimis and are taxable. These were not reported on a form W-2 however the members were informed the amounts were taxable, |
Schedule R IRS990ScheduleR
Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp (3 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Exempt Code SectionExemptCodeSectionTxt | Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt | Controlled OrganizationControlledOrganizationInd | Direct Controlling NADirectControllingNACd |
|---|---|---|---|---|---|---|---|---|---|---|
| INT ASSC HEAT AND FROST INSULA | ||||||||||
| 3325 HOLLENBERG DRIVE | Bridgeton | MO | 63044 | 430337341 | LABOR UNION | MO | 501C5 | NONE | false | |
| INT ASS HEAT AND FROST APPR | ||||||||||
| 3325 HOLLENBERG DRIVE | Bridgeton | MO | 63044 | APPRENTICESHIP FUND | MO | 501C5 | false | N/A | ||
| Master Insulators of St Louis | ||||||||||
| 1020 Fox Chase Industrial Driv | Arnold | MO | 630101302 | 431348081 | Association | MO | 501c5 | false | N/A | |
Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp (42 entries)
| Direct Controlling NADirectControllingNACd | Legal Domicile StateLegalDomicileStateCd |
|---|---|
| ADY INSULATION | |
| N/A | |
| API | |
| N/A | |
| BI STATE INSULATION INC | |
| N/A | |
| FIRESTOP TECHNOLOGIES | |
| N/A | |
| INSUL & SUPPLIES CORP | |
| N/A | |
| INSULATION MASTERS INC | |
| N/A | |
| LMB COMPANIES LLC | |
| N/A | AP |
| LORMAR INSULATION COMPANY | |
| N/A | |
| GRP MECHANICAL CO INC | |
| N/A | |
| M & O INSULATION CO | |
| N/A | |
| MIDWEST MECHANICAL INSUL INC | |
| N/A | |
| PARAGON PIPECOVERERS INC | |
| N/A | |
| PREMIER INSULATION | |
| N/A | |
| PRO FIRE STOP | |
| N/A | |
| PRO INSULATION | |
| N/A | |
| REBEL INC | |
| N/A | |
| SIDNEY INSULATION INC | |
| N/A | |
| SPRINKMANN INSULATION | |
| N/A | |
| TDK MECHANICAL SERVICES | |
| N/A | |
| THERMAL INDUSTRIAL INSULATION | |
| N/A | |
| THORNBURGH INSULATION INC | |
| N/A | |
| TRIANGLE ENTERPRISES INC | |
| N/A | |
| WALSH INSULATION SERVICES | |
| N/A | |
| INTEGRITY INSULATION LLC | |
| N/A | |
| BUDROVICH SPECIALTY GRP LLC | |
| N/A | |
| CENTRAL SERVICES | |
| N/A | |
| CLAY PIPING SYSTEMS | |
| N/A | |
| TRENHOLM MECHANICAL INSULATIO | |
| N/A | |
| UNITED MECHANICAL INSULATI | |
| N/A | |
| EDWARDS-KAMADULSKI LLC | |
| N/A | |
| Allied Power | |
| N/A | |
| Apache | |
| N/A | |
| BHI Energy | |
| N/A | |
| Kaskaskia Mechanical Insulaiton Co | |
| N/A | |
| STL Direct Mechanical | |
| N/A | |
| WCM | |
| N/A | |
| WMC | |
| N/A | |
| BRANDSAFWAY INDUSTRIES LLC | |
| N/A | |
| GALT INDUSTRIES | |
| N/A | |
| MCNAMEE MECHANICAL INSLTN LLC | |
| N/A | |
| SI THERMAL LLC | |
| N/A | |
| THERMAL SOLUTIONS | |
| N/A | |