STRATEGY STUDIO / PUBLIC DATA EXPLORER

ADJUSTERS GIVE BACK INC: Form 990, tax year 2024

View the entire original 990 at ProPublica ↗

Organization
ADJUSTERS GIVE BACK INC (EIN 46-3455441)
Tax period
2024-01-01 to 2024-12-31
Filed
2025-11-05
IRS object ID
202503099349301835
Schema version
2024v5.0
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2025-11-05T12:23:15-05:00ReturnTs
Tax Period End2024-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1PF TAX AND ACCOUNTING LLCBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line11055 HILLCREST RD STE F-1AddressLine1Txt
CityMOBILECityNm
State AbbreviationALStateAbbreviationCd
ZIP366953957ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2024-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN463455441EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1ADJUSTERS GIVE BACK INCBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlADJUBusinessNameControlTxt
Phone2516077810PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 91206AddressLine1Txt
CityMOBILECityNm
State AbbreviationALStateAbbreviationCd
ZIP366911206ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonTRAVIS B GOODLOE JRPersonNm
Person TitleDIRECTORPersonTitleTxt
Phone2516077810PhoneNum
Signature2025-11-05SignatureDt
Discuss With Paid PreparerYes (true)DiscussWithPaidPreparerInd
FieldValueIRS element (for citing)
IRS Responsible Prty Info CurrfalseIRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonSANDRA BLOUNTPreparerPersonNm
PTINP00381766PTIN
Phone2516345287PhoneNum
Preparation2025-11-05PreparationDt
FieldValueIRS element (for citing)
Tax2024TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerTRAVIS B GOODLOE JRPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 91206AddressLine1Txt
CityMOBILECityNm
State AbbreviationALStateAbbreviationCd
ZIP366911206ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$183,510GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
Organization501c3Yes (X)Organization501c3Ind
Website AddressWWW.ADJUSTERSGIVEBACK.ORGWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation2013FormationYr
Legal Domicile StateALLegalDomicileStateCd
Activity Or MissionAS A MEANS TO GIVE BACK TO THE LOCAL COMMUNITIES, THE ENTITY CONDUCTS VARIOUS FUNDRAISERS, PRIMARILY AMONG THE EMPLOYEES OF PILOT CATASTROPHE SERVICES, INC. AND CATASTROPHE MANAGEMENT SOLUTIONS, INC. THE FUNDS RAISED ARE THEN DISTRIBUTED TO 501(C)(3) ORGANIZATIONS IN THE LOCAL COMMUNITIES.ActivityOrMissionDesc
Voting Members Governing Body5VotingMembersGoverningBodyCnt
Voting Members Independent5VotingMembersIndependentCnt
Total Employee0TotalEmployeeCnt
Total Gross UBI$0TotalGrossUBIAmt
PY Contributions Grants$28,000PYContributionsGrantsAmt
CY Contributions Grants$26,600CYContributionsGrantsAmt
PY Program Service Revenue$153,515PYProgramServiceRevenueAmt
CY Program Service Revenue$155,554CYProgramServiceRevenueAmt
PY Investment Income$1,322PYInvestmentIncomeAmt
CY Investment Income$1,356CYInvestmentIncomeAmt
CY Other Revenue$0CYOtherRevenueAmt
PY Total Revenue$182,837PYTotalRevenueAmt
CY Total Revenue$183,510CYTotalRevenueAmt
PY Grants And Similar Paid$126,811PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$119,901CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
CY Salaries Comp Emp Bnft Paid$0CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$54,095PYOtherExpensesAmt
CY Other Expenses$46,492CYOtherExpensesAmt
PY Total Expenses$180,906PYTotalExpensesAmt
CY Total Expenses$166,393CYTotalExpensesAmt
PY Revenues Less Expenses$1,931PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$17,117CYRevenuesLessExpensesAmt
Total Assets BOY$123,518TotalAssetsBOYAmt
Total Assets EOY$140,635TotalAssetsEOYAmt
Total Liabilities EOY$0TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$123,518NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$140,635NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part IIIYes (X)InfoInScheduleOPartIIIInd
MissionAS A MEANS TO GIVE BACK TO THE LOCAL COMMUNITIES, THE ENTITY CONDUCTS VARIOUS FUNDRAISERS, PRIMARILY AMONG THE EMPLOYEES OF PILOT CATASTROPHE SERVICES, INC. AND CATASTROPHE MANAGEMENT SOLUTIONS, INC. THE FUNDS RAISED ARE THEN DISTRIBUTED TO 501(C)(3) ORGANIZATIONS IN THE LOCAL COMMUNITIES.MissionDesc
Significant New Program SrvcfalseSignificantNewProgramSrvcInd
Significant ChangefalseSignificantChangeInd
Expense$76,460ExpenseAmt
Grant$47,343GrantAmt
Revenue$74,724RevenueAmt
DescST. JUDE CHILDREN'S HOSPITALDesc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

FieldValueIRS element (for citing)
Expense$37,923ExpenseAmt
Grant$37,923GrantAmt
Revenue$38,355RevenueAmt
DescMOBILE COUNTY DEPARTMENT OF HUMAN RESOURCES FOSTER CHILDREN CHRISTMASDesc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

FieldValueIRS element (for citing)
Expense$7,850ExpenseAmt
Revenue$14,940RevenueAmt
DescT-SHIRT AND RAFFLE TICKET SALESDesc

Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp

FieldValueIRS element (for citing)
Expense$44,085ExpenseAmt
Grant$34,635GrantAmt
Revenue$27,535RevenueAmt
DescNUMEROUS COMMUNITY AND NATIONAL CHARITIES BENEFITED FROM THE FUNDRAISING EFFORTS OF VARIOUS OFFICE LOCATIONS.Desc
FieldValueIRS element (for citing)
Total Other Prog Srvc Expense$44,085TotalOtherProgSrvcExpenseAmt
Total Other Prog Srvc Grant$34,635TotalOtherProgSrvcGrantAmt
Total Other Prog Srvc Revenue$27,535TotalOtherProgSrvcRevenueAmt
Total Program Service Expenses$166,318TotalProgramServiceExpensesAmt
Described In Section501c3Yes (true)DescribedInSection501c3Ind
Schedule B RequiredYes (true)ScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Lobbying ActivitiesfalseLobbyingActivitiesInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Donor Rstr Or Quasi EndowmentsfalseDonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentfalseReportLandBuildingEquipmentInd
Report Investments Other SecfalseReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesfalseReportOtherLiabilitiesInd
Include FIN48 FootnotefalseIncludeFIN48FootnoteInd
Independent Audit Fincl StmtfalseIndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtfalseConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesfalseFundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsYes (true)GrantsToOrganizationsInd
Grants To IndividualsfalseGrantsToIndividualsInd
Schedule J RequiredfalseScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Engaged In Excess Benefit TransfalseEngagedInExcessBenefitTransInd
PY Excess Benefit TransfalsePYExcessBenefitTransInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With35 Ctrl EntfalseBusinessRlnWith35CtrlEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityfalseDisregardedEntityInd
Related EntityfalseRelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd OrgfalseTrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredfalseScheduleORequiredInd
IRP Document0IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Employee0EmployeeCnt
Unrelated Bus Incm Over LimitfalseUnrelatedBusIncmOverLimitInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Quid Pro Quo ContributionsfalseQuidProQuoContributionsInd
Form8282 Property Disposed OffalseForm8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft CntrctfalseRcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft CntrctfalsePayPremiumsPrsnlBnftCntrctInd
Form8899 FiledindfalseForm8899Filedind
Form1098 C FiledfalseForm1098CFiledInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst IncfalseSubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members5GoverningBodyVotingMembersCnt
Independent Voting Member5IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersfalseMembersOrStockholdersInd
Election Of Board MembersfalseElectionOfBoardMembersInd
Decisions Subject To ApprovafalseDecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (true)MinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyfalseForm990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyfalseConflictOfInterestPolicyInd
Whistleblower PolicyfalseWhistleblowerPolicyInd
Document Retention PolicyfalseDocumentRetentionPolicyInd
Compensation Process CEOfalseCompensationProcessCEOInd
Compensation Process OtherfalseCompensationProcessOtherInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonTRAVIS B GOODLOE JRPersonNm
Phone2516077810PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line11055 HILLCREST RD STE F1AddressLine1Txt
CityMOBILECityNm
State AbbreviationALStateAbbreviationCd
ZIP36695ZIPCd
FieldValueIRS element (for citing)
No Listed Persons CompensatedYes (X)NoListedPersonsCompensatedInd

Form990 Part VII Section A Form990PartVIISectionAGrp (4 entries)

TitleTitleTxtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmt
BELINDA K PEACE
DIRECTORYes (X)$0$0$0
MICHAEL D WALSH
DIRECTORYes (X)$0$0$0
JOHN C BELL
DIRECTORYes (X)$0$0$0
TRAVIS B GOODLOE JR
DIRECTORYes (X)$0$0$0
FieldValueIRS element (for citing)
Former Ofcr Employees ListedfalseFormerOfcrEmployeesListedInd
Total Comp Greater Than150 KfalseTotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd
All Other Contributions$26,600AllOtherContributionsAmt
Total Contributions$26,600TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (5 entries)

DescDescTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
ST JUDE RESEARCH HOSPITAL$74,724$74,724
DEC THE HALL CHRISTMAS$38,355$38,355
RAFFLES$14,940$14,940
T-SHIRT SALES$10,112$10,112
ALL OTHER EVENTS$9,321$9,321

Total Oth Program Service Rev TotalOthProgramServiceRevGrp

FieldValueIRS element (for citing)
Total Revenue Column$8,102TotalRevenueColumnAmt
Related Or Exempt Func Income$8,102RelatedOrExemptFuncIncomeAmt
FieldValueIRS element (for citing)
Total Program Service Revenue$155,554TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,356TotalRevenueColumnAmt
Related Or Exempt Func Income$1,356RelatedOrExemptFuncIncomeAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$183,510TotalRevenueColumnAmt
Related Or Exempt Func Income$156,910RelatedOrExemptFuncIncomeAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$119,901TotalAmt
Program Services$119,901ProgramServicesAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$6,467TotalAmt
Program Services$6,392ProgramServicesAmt
Management And General$75ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp (3 entries)

DescDescTotalTotalAmtProgram ServicesProgramServicesAmt
ST JUDE COSTS$29,117$29,117
RAFFLE EXPENSES$7,850$7,850
COST OF T-SHIRTS$3,058$3,058

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$166,393TotalAmt
Program Services$166,318ProgramServicesAmt
Management And General$75ManagementAndGeneralAmt
Fundraising$0FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$71,792BOYAmt
EOY$87,589EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$51,726BOYAmt
EOY$53,046EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$123,518BOYAmt
EOY$140,635EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt
FieldValueIRS element (for citing)
Organization Follows FASB117Yes (X)OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$123,518BOYAmt
EOY$140,635EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$123,518BOYAmt
EOY$140,635EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$123,518BOYAmt
EOY$140,635EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss$17,117ReconcilationRevenueExpnssAmt
Method Of Accounting CashYes (X)MethodOfAccountingCashInd
Accountant Compile Or ReviewfalseAccountantCompileOrReviewInd
FS AuditedfalseFSAuditedInd

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Public Organization170Yes (X)PublicOrganization170Ind

Gifts Grants Contri Rcvd170 GiftsGrantsContriRcvd170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$28,290CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$150,845CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$27,000CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$28,000CurrentTaxYearMinus1YearAmt
Current Tax Year$26,600CurrentTaxYearAmt
Total$260,735TotalAmt

Total Calendar Year170 TotalCalendarYear170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$28,290CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$150,845CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$27,000CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$28,000CurrentTaxYearMinus1YearAmt
Current Tax Year$26,600CurrentTaxYearAmt
Total$260,735TotalAmt
FieldValueIRS element (for citing)
Public Support Total170$260,735PublicSupportTotal170Amt

Gross Investment Income170 GrossInvestmentIncome170Grp

FieldValueIRS element (for citing)
Current Tax Year Minus1 Year$1,322CurrentTaxYearMinus1YearAmt
Current Tax Year$1,356CurrentTaxYearAmt
Total$2,678TotalAmt
FieldValueIRS element (for citing)
Total Support$263,413TotalSupportAmt
Gross Receipts Rltd Activities$636,527GrossReceiptsRltdActivitiesAmt
Public Support CY1700.98980PublicSupportCY170Pct
Public Support PY1700.99520PublicSupportPY170Pct
Thirty Thr Pct Suprt Tests CY170Yes (X)ThirtyThrPctSuprtTestsCY170Ind

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule I IRS990ScheduleI

FieldValueIRS element (for citing)
Grant Records MaintainedfalseGrantRecordsMaintainedInd

Recipient Table RecipientTable (3 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdIRC SectionIRCSectionDescCash GrantCashGrantAmtValuation Method UsedValuationMethodUsedDescNon Cash AssistanceNonCashAssistanceDescPurpose Of GrantPurposeOfGrantTxtRecipient EINRecipientEIN
MOBILE CO DHR FOSTER CARE
3103 AIRPORT BLVDMOBILEAL36606GOV$37,923COSTCHRISTMAS GIFTSCHRISTMAS FOR FOSTER
ST JUDE RESEARCH HOSPITAL
262 DANNY THOMAS PLMEMPHISTN38105501C3$47,343GENERAL FUND
COPSFORKIDS INC
5631 HIGHWAY 90 UNIT 1571THEODOREAL36590501C3$6,000GENERAL FUND841815834

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (4 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990 - ORGANIZATION'S MISSIONAS A MEANS TO GIVE BACK TO THE LOCAL COMMUNITIES, THE ENTITY CONDUCTS VARIOUS FUNDRAISERS, PRIMARILY AMONG THE EMPLOYEES OF PILOT CATASTROPHE SERVICES, INC. AND CATASTROPHE MANAGEMENT SOLUTIONS, INC. THE FUNDS RAISED ARE THEN DISTRIBUTED TO 501(C)(3) ORGANIZATIONS IN THE LOCAL COMMUNITIES.
FORM 990, PAGE 2, PART III, LINE 4DNUMEROUS COMMUNITY AND NATIONAL CHARITIES BENEFITED FROM THE FUNDRAISING EFFORTS OF VARIOUS OFFICE LOCATIONS.
FORM 990, PAGE 6, PART VI, LINE 11BNO REVIEW WAS OR WILL BE CONDUCTED.
FORM 990, PAGE 6, PART VI, LINE 19DOCUMENTS ARE AVAILABLE BY WRITTEN REQUEST.