CONNEXUS CREDIT UNION: Form 990, tax year 2018

View the entire original 990 at ProPublica ↗

Organization: CONNEXUS CREDIT UNION (EIN 39-0263945)
Tax period: 2018-01-01 to 2018-12-31
Filed: 2019-11-13
IRS object ID: 201903179349305475
Schema version: 2018v3.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule L
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2019-11-13T13:52:03-06:00	ReturnTs
Tax Period End	2018-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	410746749	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	CLIFTONLARSONALLEN LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	109 N MAIN STREET SUITE 200	AddressLine1Txt
City	AUSTIN	CityNm
State Abbreviation	MN	StateAbbreviationCd
ZIP	55912	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2018-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	390263945	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CONNEXUS CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	CONN	BusinessNameControlTxt
Phone	7158474700	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1 CORPORATE DRIVE NO 500	AddressLine1Txt
City	WAUSAU	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54401	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	J DAVID CHRISTENSON	PersonNm
Person Title	CEO/PRESIDENT	PersonTitleTxt
Phone	7158474700	PhoneNum
Signature	2019-11-11	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	TANYA MEDGAARDEN	PreparerPersonNm
PTIN	P01717240	PTIN
Phone	5074347000	PhoneNum
Preparation	2019-11-11	PreparationDt

Filing Security Information FilingSecurityInformation

IP Address IPAddress

Field	Value	IRS element (for citing)
I Pv4 Address	67.137.57.251	IPv4AddressTxt

Field	Value	IRS element (for citing)
IP	2019-11-11	IPDt
IP Tm	10:14:32	IPTm
IP Timezone	CS	IPTimezoneCd
Filing License Type	P	FilingLicenseTypeCd
At Submission Creation Device Id	DA39A3EE5E6B4B0D3255BFEF95601890AFD80709	AtSubmissionCreationDeviceId
At Submission Filing Device Id	882631625C917AF9EBBC1D429A06E96E58975401	AtSubmissionFilingDeviceId

Field	Value	IRS element (for citing)
Tax	2018	TaxYr
Build TS	2020-03-31 21:24:44Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	J DAVID CHRISTENSON	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1 CORPORATE DRIVE NO 500	AddressLine1Txt
City	WAUSAU	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54401	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$128,533,433	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	CONNEXUSCU.ORG	WebsiteAddressTxt
Type Of Organization Other	Yes (X)	TypeOfOrganizationOtherInd
Other Organization Dsc	CU	OtherOrganizationDsc
Formation	1935	FormationYr
Legal Domicile State	WI	LegalDomicileStateCd
Activity Or Mission	ENCOURAGE THRIFT AND SELF RELIANCE AMONG MEMBERS BY CREATING A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST IN ORDER TO IMPROVE SOCIAL CONDITIONS OF THE MEMBERSHIP.	ActivityOrMissionDesc
Voting Members Governing Body	10	VotingMembersGoverningBodyCnt
Voting Members Independent	10	VotingMembersIndependentCnt
Total Employee	397	TotalEmployeeCnt
Total Volunteers	0	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$89,135,864	PYProgramServiceRevenueAmt
CY Program Service Revenue	$126,101,319	CYProgramServiceRevenueAmt
PY Investment Income	$2,701,840	PYInvestmentIncomeAmt
CY Investment Income	$2,371,004	CYInvestmentIncomeAmt
PY Other Revenue	$0	PYOtherRevenueAmt
CY Other Revenue	$0	CYOtherRevenueAmt
PY Total Revenue	$91,837,704	PYTotalRevenueAmt
CY Total Revenue	$128,472,323	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$15,780,488	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$24,396,561	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$22,154,347	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$25,667,289	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$28,495,879	PYOtherExpensesAmt
CY Other Expenses	$46,066,349	CYOtherExpensesAmt
PY Total Expenses	$66,430,714	PYTotalExpensesAmt
CY Total Expenses	$96,130,199	CYTotalExpensesAmt
PY Revenues Less Expenses	$25,406,990	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$32,342,124	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,685,748,658	TotalAssetsBOYAmt
Total Assets EOY	$2,274,624,184	TotalAssetsEOYAmt
Total Liabilities BOY	$1,504,486,456	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$2,037,797,562	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$181,262,202	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$236,826,622	NetAssetsOrFundBalancesEOYAmt
Mission	TO HELP OUR MEMBERS ACHIEVE THEIR PERSONAL FINANCIAL OBJECTIVES BY ANTICIPATING THEIR NEEDS AND EXCEEDING THEIR EXPECTATIONS THROUGH SUPERIOR SERVICE AND PRODUCTS.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	PROVIDE OUR MEMBERS DEPOSIT SERVICES FOR THEIR FUNDS TO EARN THEM A FAIR RATE OF RETURN	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	PROVIDE OUR MEMBERS LOAN SERVICES AT A FAIR RATE OF INTEREST	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Desc	PROVIDE OUR MEMBERS ACCESS TO CHECK SERVICES AND OTHER FINANCIAL PRODUCTS.	Desc

Field	Value	IRS element (for citing)
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Temp Or Permanent Endowments	0	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	0	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	Yes (1)	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	0	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	Yes (1)	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	0	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	Yes (1)	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	27257	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	397	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	0	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	10	GoverningBodyVotingMembersCnt
Independent Voting Member	10	IndependentVotingMemberCnt
Family Or Business Rln	Yes (1)	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Other Website	Yes (X)	OtherWebsiteInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	MARY BURGOYNE	PersonNm
Phone	7158474721	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	ONE CORPORATE DRIVE STE 700	AddressLine1Txt
City	WAUSAU	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54401	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (22 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
STEVEN ZEINEMAN
DIRECTOR	1.00	Yes (X)	$6,000	$0	$0
RON DINS
CHAIRPERSON	1.00	Yes (X)	$12,000	$0	$0
MARK STEINBERG
VICE CHAIRPERSON	1.00	Yes (X)	$10,540	$0	$0
KIMBERLY SMITH
SECRETARY	1.00	Yes (X)	$9,000	$0	$0
SHANNA YONKE
DIRECTOR	1.00	Yes (X)	$3,000	$0	$0
ALITA LOBNER
DIRECTOR	1.00	Yes (X)	$0	$0	$0
TODD MCDONALD
TREASURER	1.00	Yes (X)	$9,000	$0	$0
TOM SEUNTJENS
DIRECTOR	1.00	Yes (X)	$6,000	$0	$0
STEVE DEREBEY
DIRECTOR	1.00	Yes (X)	$6,000	$0	$0
KELSI SEUBERT
DIRECTOR	1.00	Yes (X)	$6,000	$0	$0
JANE KITTEL
CFO	50.00		$196,956	$0	$26,776	Yes (X)
J DAVID CHRISTENSON
CEO/PRESIDENT	55.00		$758,982	$0	$50,733	Yes (X)
BOYD GUSTSKE
COO	50.00		$337,722	$0	$56,666	Yes (X)
DARYL GESSLER
CHIEF RISK OFFICER	50.00		$319,827	$0	$44,757	Yes (X)
MARY BURGOYNE
CFO	50.00		$278,707	$0	$49,880	Yes (X)
CHAD ROGERS
CMO	50.00		$285,330	$0	$58,017	Yes (X)
ERIC HUSEBY
CLO	50.00		$214,322	$0	$51,072	Yes (X)
SANDY WARNER
VP MEMBER SERVICES	50.00		$140,888	$0	$35,583		Yes (X)
JAMES MCKISSICK
VP MARKETING	45.00		$140,683	$0	$36,319		Yes (X)
JESSICA HUGGENVIK
SVP HUMAN RESOURCES	45.00		$155,165	$0	$41,628		Yes (X)
CORY JAEGER
VP OF IT	45.00		$147,944	$0	$44,565		Yes (X)
GERALD E BRIGGS
PRESIDENT FILO CUSO	45.00		$192,678	$0	$48,103		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$3,236,744	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$544,099	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	24	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
FISERV
PO BOX 300016	DULUTH	GA	30096	NETWORK SERVICES	$1,297,389
XPRESS DATA
10983 VIA FRONTIERA	SAN DIEGO	CA	92127	STATEMENT PROCESSING	$836,540
CDW DIRECT
PO BOX 75723	CHICAGO	IL	60675	HARDWARE/SOFTWARE	$825,570
ALKAMI TECHNOLOGY INC
5601 GRANITE PARKWAY STE 120	PLANO	TX	75024	DIGITAL BANKING	$547,592
OFFICE ENTERPRISES
6002 MUNICIPAL ST	WESTON	WI	54476	FURNITURE/EQUIPMENT	$450,440

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	33	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
INTEREST INCOME ON LOANS	522100	$104,288,934	$104,288,934
OTHER INCOME	522100	$17,900,608	$17,900,608
FEE INCOME	522100	$3,911,777	$3,911,777

Field	Value	IRS element (for citing)
Total Program Service Revenue	$126,101,319	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$2,432,114	TotalRevenueColumnAmt
Exclusion	$2,432,114	ExclusionAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Other	$61,110	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Other	-$61,110	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$61,110	TotalRevenueColumnAmt
Exclusion	-$61,110	ExclusionAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$128,472,323	TotalRevenueColumnAmt
Related Or Exempt Func Income	$126,101,319	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$2,371,004	ExclusionAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$24,396,561	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$2,797,287	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$15,268,534	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$746,328	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$5,415,145	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$1,439,995	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$237,346	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$155,014	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$2,148,629	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$784,406	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$2,276,211	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$9,039	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$2,471,681	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$645,449	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$800,927	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$1,629,695	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
LOAN SERVICING	$24,833,742
PROVISION FOR LOAN LOSS	$5,802,669
OTHER EXPENSES	$4,138,278
OPERATING FEES	$133,263

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$96,130,199	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$90,776,450	BOYAmt
EOY	$201,074,295	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$39,967,085	BOYAmt
EOY	$27,117,055	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
BOY	$14,391,407	BOYAmt
EOY	$14,611,722	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$1,453,099,792	BOYAmt
EOY	$1,912,201,108	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$702,096	BOYAmt
EOY	$1,107,872	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$22,025,755	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$9,038,321	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$8,304,103	BOYAmt
EOY	$12,987,434	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$6,197,265	BOYAmt
EOY	$12,935,159	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$3,316,400	BOYAmt
EOY	$4,830,065	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$5,802,510	BOYAmt
EOY	$11,018,291	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$63,191,550	BOYAmt
EOY	$76,741,183	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,685,748,658	BOYAmt
EOY	$2,274,624,184	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$17,901,263	BOYAmt
EOY	$15,678,997	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$45,536,902	BOYAmt
EOY	$30,043,391	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,441,048,291	BOYAmt
EOY	$1,992,075,174	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,504,486,456	BOYAmt
EOY	$2,037,797,562	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$181,262,202	BOYAmt
EOY	$236,826,622	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$181,262,202	BOYAmt
EOY	$236,826,622	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,685,748,658	BOYAmt
EOY	$2,274,624,184	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$32,342,124	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	$222,296	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$23,000,000	OtherChangesInNetAssetsAmt
Info In Schedule O Part XII	Yes (X)	InfoInScheduleOPartXIIInd
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Consolidated Basis Fincl Stmt	Yes (X)	ConsolidatedBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,463,783	OtherCostOrOtherBasisAmt
Book Value	$2,463,783	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$8,522,707	OtherCostOrOtherBasisAmt
Depreciation	$2,947,824	DepreciationAmt
Book Value	$5,574,883	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$2,400,186	OtherCostOrOtherBasisAmt
Depreciation	$340,489	DepreciationAmt
Book Value	$2,059,697	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$8,639,079	OtherCostOrOtherBasisAmt
Depreciation	$5,750,008	DepreciationAmt
Book Value	$2,889,071	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$12,987,434	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)

DescDesc	AmtAmt
REGULAR SHARE ACCOUNTS	$327,439,493
MONEY MARKET ACCOUNTS	$223,696,920
SHARE DRAFT ACCOUNTS	$246,496,409
IRA SHARE ACCOUNTS	$43,884,934
SHARE AND IRA CERTIFICATES	$1,150,557,418

Field	Value	IRS element (for citing)
Total Liability	$1,992,075,174	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$128,533,433	TotalRevEtcAuditedFinclStmtAmt
Other Revenue	$61,110	OtherRevenueAmt
Revenue Not Reported	$61,110	RevenueNotReportedAmt
Revenue Subtotal	$128,472,323	RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$128,472,323	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$96,191,309	TotExpnsEtcAuditedFinclStmtAmt
Other Expenses Included	$61,110	OtherExpensesIncludedAmt
Expenses Not Reported	$61,110	ExpensesNotReportedAmt
Expenses Subtotal	$96,130,199	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$96,130,199	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (3 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART X, LINE 2:	THE CREDIT UNION IS EXEMPT, UNDER IRC 501 (C) (14), FROM FEDERAL AND STATE INCOME TAXES. CERTAIN PRODUCTS AND SERVICES PROVIDED BY SELECT STATE CHARTERED CREDIT UNIONS HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE (IRS), IN TECHNICAL ADVICE MEMORANDUMS (TAMS) RELEASED IN 2007, TO BE UNRELATED TO THE SPECIFIC ENTITY'S EXEMPT PURPOSE. AS PRESENTED IN THE TECHNICAL ADVICE MEMORANDUMS, THE NET TAXABLE INCOME FROM THESE PRODUCTS AND SERVICES WOULD BE SUBJECT TO INCOME TAXES. CREDIT UNIONS HAVE LITIGATED AGAINST THE IRS POSITIONS NOTED IN THE TAMS AND HAVE BEEN SUCCESSFUL IN HAVING COURTS DECLARE IN 2009 AND 2010 THAT REVENUE FROM INSURANCE PRODUCTS SOLD TO MEMBERS, HELPING THEM PROTECT THEIR FINANCIAL WELLBEING, QUALIFIES AS EXEMPT PURPOSE INCOME, CONTRARY TO THE IRS POSITION IN THE TAMS. THE CREDIT UNION HAS FILED TAX RETURNS IN THE PAST FOR ACTIVITIES IT HAS DEEMED TAXABLE AND HAS A NET OPERATING LOSS CARRYFORWARD. THE TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES POTENTIALLY DEEMED TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S CONSOLIDATED FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2018 AND 2017. THE CREDIT UNION'S 2015 THROUGH 2017 TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES. THE INCOME FROM THE CUSO, ORGANIZED AS AN LLC, FLOWS THROUGH TO THE CREDIT UNION.
PART XI, LINE 2D - OTHER ADJUSTMENTS:	LOSS ON SALES OF FORECLOSED ASSETS
PART XII, LINE 2D - OTHER ADJUSTMENTS:	LOSS ON SALES OF FORECLOSED ASSETS

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Travel For Companions	Yes (X)	TravelForCompanionsInd
Written Policy Ref T And E Expnss	Yes (1)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Compensation Committee	Yes (X)	CompensationCommitteeInd
Independent Consultant	Yes (X)	IndependentConsultantInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	Yes (1)	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (12 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
JANE KITTEL
CFO	$116,131	$0	$34,017	$0	$46,808	$0	$11,080	$0	$15,696	$0	$223,732	$0	$0	$0
J DAVID CHRISTENSON
CEO/PRESIDENT	$647,815	$0	$110,447	$0	$720	$0	$26,700	$0	$24,033	$0	$809,715	$0	$0	$0
BOYD GUSTSKE
COO	$284,339	$0	$51,563	$0	$1,820	$0	$24,220	$0	$32,446	$0	$394,388	$0	$0	$0
DARYL GESSLER
CHIEF RISK OFFICER	$270,355	$0	$48,752	$0	$720	$0	$24,563	$0	$20,194	$0	$364,584	$0	$0	$0
MARY BURGOYNE
CFO	$234,092	$0	$43,600	$0	$1,015	$0	$24,734	$0	$25,146	$0	$328,587	$0	$0	$0
CHAD ROGERS
CMO	$237,879	$0	$45,938	$0	$1,513	$0	$26,673	$0	$31,344	$0	$343,347	$0	$0	$0
ERIC HUSEBY
CLO	$178,394	$0	$34,556	$0	$1,372	$0	$21,436	$0	$29,636	$0	$265,394	$0	$0	$0
SANDY WARNER
VP MEMBER SERVICES	$125,849	$0	$14,444	$0	$595	$0	$14,416	$0	$21,167	$0	$176,471	$0	$0	$0
JAMES MCKISSICK
VP MARKETING	$126,010	$0	$14,332	$0	$341	$0	$14,304	$0	$22,015	$0	$177,002	$0	$0	$0
JESSICA HUGGENVIK
SVP HUMAN RESOURCES	$130,211	$0	$24,375	$0	$579	$0	$12,247	$0	$29,381	$0	$196,793	$0	$0	$0
CORY JAEGER
VP OF IT	$132,214	$0	$15,188	$0	$542	$0	$14,595	$0	$29,970	$0	$192,509	$0	$0	$0
GERALD E BRIGGS
PRESIDENT FILO CUSO	$173,736	$0	$18,942	$0	$0	$0	$5,661	$0	$42,442	$0	$240,781	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART I, LINE 1A	J DAVID CHRISTENSON - TRAVEL FOR COMPANION
PART I, LINES 4A-B	JANE KITTEL - SEVERANCE PAYMENT - $42,809 J DAVID CHRISTENSON - NONQUALIFIED PLAN - PARTICIPATED, NO DISTRIBUTIONS BOYD GUSTKE - NONQUALIFIED PLAN - PARTICIPATED, NO DISTRIBUTIONS DARYL GESSLER - NON-QUALIFIED PLAN - PARTICIPATED, NO DISTRIBUTIONS MARY BURGOYNE - NON-QUALIFIED PLAN - PARTICIPATED, NO DISTRIBUTIONS

Schedule L IRS990ScheduleL

Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (4 entries)

Relationship With OrgRelationshipWithOrgTxt	Loan PurposeLoanPurposeTxt	Loan From OrganizationLoanFromOrganizationInd	Original PrincipalOriginalPrincipalAmt	Balance DueBalanceDueAmt	DefaultDefaultInd	Board Or Committee ApprovalBoardOrCommitteeApprovalInd	Written AgreementWrittenAgreementInd
DOUGLAS YOUNG
FORMER CEO/PRESIDENT	SPLIT DOLLAR	Yes (X)	$5,080,241	$5,289,482	0	Yes (1)	Yes (1)
J DAVID CHRISTENSON
CEO/PRESIDENT	SPLIT DOLLAR	Yes (X)	$6,300,000	$6,260,287	0	Yes (1)	Yes (1)
BOYD GUSTKE
COO	SPLIT DOLLAR	Yes (X)	$1,350,000	$1,354,540	0	Yes (1)	Yes (1)
CHAD ROGERS
CMO	SPLIT DOLLAR	Yes (X)	$1,700,000	$1,707,413	0	Yes (1)	Yes (1)

Field	Value	IRS element (for citing)
Total Balance Due	$14,611,722	TotalBalanceDueAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (10 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 2	MARY BURGOYNE (CFO) AND JESSICA HEGGENVIK (SVP HUMAN RESOURCES) ARE MOTHER AND DAUGHTER. J DAVID CHRISTENSON (CEO) AND WILLIAM MECH (VP-ENTERPRISE RISK CONTROL) ARE BROTHER-IN-LAWS.
FORM 990, PART VI, SECTION A, LINE 6	CONNEXUS CREDIT UNION IS OWNED AND OPERATED BY ITS MEMBERS. A MEMBER MUST MEET FIELD OF MEMBERSHIP RESTRICTIONS AND DEPOSIT AT LEAST FIVE DOLLARS IN THEIR SHARE ACCOUNT.
FORM 990, PART VI, SECTION A, LINE 7A	THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERSHIP AT THE ANNUAL MEETING.
FORM 990, PART VI, SECTION A, LINE 7B	THE MEMBERS WOULD NEED TO APPROVE CERTAIN DECISIONS SUCH AS NAME CHANGE OR MERGER.
FORM 990, PART VI, SECTION B, LINE 11B	FORM 990 IS PREPARED BY AN OUTSIDE ACCOUNTING FIRM AND THEN REVIEWED INTERNALLY PRIOR TO SUBMISSION.
FORM 990, PART VI, SECTION B, LINE 12C	NOTICES ARE SENT TO ALL EMPLOYEES AND DIRECTORS REQUESTING INFORMATION ON ALL POSSIBLE CONFLICTS OF INTEREST THAT MAY EXIST. IN ADDITION, EACH EMPLOYEE MUST REVIEW A PRESENTATION ON CONFLICTS OF INTEREST SO THEY UNDERSTAND THE ISSUE.
FORM 990, PART VI, SECTION B, LINE 15	CONNEXUS OBTAINS A SALARY SURVEY BASED ON JOB DUTIES AND GEOGRAPHIC LOCATION, ALONG WITH INDUSTRY SPECIFIC SALARY STUDIES. CONNEXUS MESHES ALL OF THIS INFORMATION WITH JOB PERFORMANCE AND GOAL ACHIEVEMENT TO OBTAIN A POTENTIAL SALARY INCREASE RANGE FOR THAT POSITION GRADE LEVEL. THIS INFORMATION IS REVIEWED BY THE CEO AND THE COMPENSATION DEPARTMENT FOR APPROVAL.
FORM 990, PART VI, SECTION C, LINE 19	FINANCIAL STATEMENTS ARE POSTED IN THE LOBBIES OF THE ORGANIZATION AND PROVIDED IN THE ANNUAL REPORTS AND ANNUAL MEETING. FINANCIAL INFORMATION IS ALSO PROVIDED TO OUR FEDERAL REGULATOR, NCUA, WHO POSTS THIS INFORMATION ON THE NCUA WEBSITE FOR PUBLIC VIEWING. OTHER DOCUMENTS SUCH AS HMDA, CONFLICT OF INTEREST, AND GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST, SOME OF WHICH ARE MAINTAINED BY THE WISCONSIN OFFICE OF CREDIT UNIONS.
FORM 990, PART XI, LINE 9:	EQUITY ACQUIRED BY ACQUISITION 23,000,000.
FORM 990, PART XII, LINE 2C:	PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	FINANCIAL INSTITUTION LENDING OPTIONS LLC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	550 BAY VIEW ROAD SUITE A	AddressLine1Txt
City	MUKWONAGO	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	53149	ZIPCd

Field	Value	IRS element (for citing)
EIN	870771221	EIN
Primary Activities	LOAN ORIGINATOR	PrimaryActivitiesTxt
Legal Domicile State	WI	LegalDomicileStateCd
Total Income	$4,401,550	TotalIncomeAmt
End Of Year Assets	$8,203,924	EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	CONNEXUS CREDIT UNION	BusinessNameLine1Txt