SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT INC: Form 990, tax year 2018
View the entire original 990 at ProPublica ↗
- Organization
- SPRINGBOARD NON-PROFIT CONSUMER CREDIT MANAGEMENT INC (EIN 33-0656671)
- Tax period
- 2018-01-01 to 2018-12-31
- Filed
- 2019-05-14
- IRS object ID
- 201911349349307466
- Schema version
- 2018v3.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2019-05-14T14:56:22-05:00 | ReturnTs |
| Tax Period End | 2018-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 464016990 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | THE PUN GROUP LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 200 E SANDPOINTE AVENUE SUITE 600 | AddressLine1Txt |
| City | SANTA ANA | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 92707 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2018-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 330656671 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SPRINGBOARD NONPROFIT CONSUMER | BusinessNameLine1Txt |
| Business Name Line2 | CREDIT MANAGEMENT INC | BusinessNameLine2Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | SPRI | BusinessNameControlTxt |
| Phone | 9517810114 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4351 LATHAM STREET | AddressLine1Txt |
| City | RIVERSIDE | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 925011749 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | TODD EMERSON | PersonNm |
| Person Title | PRESIDENT | PersonTitleTxt |
| Phone | 9517810114 | PhoneNum |
| Signature | 2019-05-14 | SignatureDt |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | FRANCES KUO | PreparerPersonNm |
| PTIN | P02057020 | PTIN |
| Phone | 9497778800 | PhoneNum |
Filing Security Information FilingSecurityInformation
IP Address IPAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| I Pv4 Address | 173.254.195.178 | IPv4AddressTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IP | 2019-05-14 | IPDt |
| IP Tm | 12:57:26 | IPTm |
| IP Timezone | PD | IPTimezoneCd |
| Filing License Type | P | FilingLicenseTypeCd |
| At Submission Creation Device Id | 25B5B3B0ABC4A1E493D45DDD4D0B3EFF5838B6E3 | AtSubmissionCreationDeviceId |
| At Submission Filing Device Id | 19D86D94D03DA3213986CFF9BD0A1C6D9557E984 | AtSubmissionFilingDeviceId |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2018 | TaxYr |
| Build TS | 2019-02-21 02:37:17Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | TODD EMERSON | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4351 LATHAM STREET | AddressLine1Txt |
| City | RIVERSIDE | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 92501 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $19,562,852 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c3 | Yes (X) | Organization501c3Ind |
| Website Address | WWW.CREDIT.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1974 | FormationYr |
| Legal Domicile State | CA | LegalDomicileStateCd |
| Activity Or Mission | TO PROVIDE CREDIT EDUCATION, PROMOTE FINANCIAL LITERACY, PROVIDE HOUSING AND COUNSELING SERVICES, RELIEVE THE BURDENS OF GOVERNMENT AND ASSIST INDIVIDUALS IN FINANCIAL DIFFICULTY. | ActivityOrMissionDesc |
| Voting Members Governing Body | 5 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 4 | VotingMembersIndependentCnt |
| Total Employee | 223 | TotalEmployeeCnt |
| Total Volunteers | 0 | TotalVolunteersCnt |
| Total Gross UBI | $0 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $3,174,792 | PYContributionsGrantsAmt |
| CY Contributions Grants | $1,734,879 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $18,721,574 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $15,193,379 | CYProgramServiceRevenueAmt |
| PY Investment Income | $107,234 | PYInvestmentIncomeAmt |
| CY Investment Income | $155,668 | CYInvestmentIncomeAmt |
| PY Other Revenue | $3,001,318 | PYOtherRevenueAmt |
| CY Other Revenue | $311,860 | CYOtherRevenueAmt |
| PY Total Revenue | $25,004,918 | PYTotalRevenueAmt |
| CY Total Revenue | $17,395,786 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $0 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $18,495,411 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $13,037,894 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $218,941 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $7,339,291 | PYOtherExpensesAmt |
| CY Other Expenses | $5,330,473 | CYOtherExpensesAmt |
| PY Total Expenses | $25,834,702 | PYTotalExpensesAmt |
| CY Total Expenses | $18,368,367 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | -$829,784 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | -$972,581 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $19,732,443 | TotalAssetsBOYAmt |
| Total Assets EOY | $17,056,952 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $16,066,807 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $14,519,085 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $3,665,636 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $2,537,867 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | THE SPECIFIC PURPOSES OF THE CORPORATION SHALL BE TO SERVE THECOMMUNITY AND GENERAL PUBLIC BY PROVIDING EDUCATIONAL COUNSELINGSERVICES RELATING TO PERSONAL FINANCE AND CREDIT REGARDLESS OF ANINDIVIDUAL'S ABILITY TO PAY; THE DEVELOPMENT AND PROVISION OF HOUSINGAND COUNSELING SERVICES FOR THE BENEFIT OF MEMBERS OF AN APPROPRIATECHARITABLE CLASS; RELIEVING THE GOVERNMENTAL BURDENS OF FEDERAL,STATE AND LOCAL GOVERNMENTS AND THEIR POLITICAL SUBDIVIONS; AND BYENGAGING IN OTHER CHARITABLE AND EDUCATIONAL ACTIVITES PERMITTED OFORGANIZATIONS DESCRIBED IN INTERNAL REVENUE CODE 501(C)(3). | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Expense | $11,369,524 | ExpenseAmt |
| Revenue | $12,149,619 | RevenueAmt |
| Desc | KEEP YOUR HOME CALIFORNIA: SPRINGBOARD SOLUTIONS LLC ADMINISTERS CALIFORNIA'S ALLOCATION OF THE FEDERAL HARDEST HIT FUND, A $10BPROGRAM ESTABLISHED BY THE U.S. TREASURY TO SUPPORT HOMEOWNERS INSTATES HIT HARDEST BY THE ECONOMIC CRISIS. CALIFORNIA'S PROGRAMSWHICH ARE COLLECTIVELY CALLED "KEEP YOUR HOME CALIFORNIA" INCLUDEUNEMPLOYMENT MORTGAGE ASSISTANCE, MORTGAGE RESTATEMENT ASSISTANCE,PRINCIPAL REDUCTION AND TRANSITION ASSISTANCE. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $1,083,327 | ExpenseAmt |
| Revenue | $2,316,798 | RevenueAmt |
| Desc | CREDIT AND DEBT COUNSELING: CREDIT.ORG PROVIDES FINANCIAL COACHINGIN THE AREAS OF MONEY MANAGEMENT AND BUDGETING FOR THOSE WITHCREDIT CARD AND OTHER UNSECURED DEBT. ONE POSSIBLE RESULT OF SUCHCOACHING IS ENROLLMENT IN A DEBT MANAGEMENT PROGRAM WHICH IS AMONITORED OR STRUCTURED REPAYMENT PLAN FOR WHICH NOMINAL FEES ARECHARGED. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $960,495 | ExpenseAmt |
| Revenue | $623,172 | RevenueAmt |
| Desc | HOUSING EDUCATION: CREDIT.ORG PROVIDES EDUCATION TO FIRST TIMEHOMEBUYERS AND THOSE HOMEOWNERS SEEKING TO AVOID FORECLOSURE.THESE SERVICES ARE MOSTLY PROVIDED AT NO COST AND ARE FUNDED BYFEDERAL GRANTS FROM THE U.S. DEPARTMENT OF HOUSING AND URBANDEVELOPMENT AS WELL AS OTHER PUBLIC AND PRIVATE SOURCES. | Desc |
Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Revenue | $415,650 | RevenueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Prog Srvc Revenue | $415,650 | TotalOtherProgSrvcRevenueAmt |
| Total Program Service Expenses | $13,413,346 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | Yes (1) | DescribedInSection501c3Ind |
| Schedule B Required | Yes (1) | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Lobbying Activities | 0 | LobbyingActivitiesInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Temp Or Permanent Endowments | 0 | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | Yes (1) | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | Yes (1) | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (1) | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | 0 | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | 0 | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | 0 | PYExcessBenefitTransInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | 0 | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | Yes (1) | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Trnsfr Exmpt Non Chrtbl Rltd Org | 0 | TrnsfrExmptNonChrtblRltdOrgInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 46 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 223 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | 0 | UnrelatedBusIncmOverLimitInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributionsInd |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOfInd |
| Rcv Fnds To Pay Prsnl Bnft Cntrct | 0 | RcvFndsToPayPrsnlBnftCntrctInd |
| Pay Premiums Prsnl Bnft Cntrct | 0 | PayPremiumsPrsnlBnftCntrctInd |
| Form8899 Filedind | 0 | Form8899Filedind |
| Form1098 C Filed | 0 | Form1098CFiledInd |
| DAF Excess Business Holdings | 0 | DAFExcessBusinessHoldingsInd |
| Taxable Distributions | 0 | TaxableDistributionsInd |
| Distribution To Donor | 0 | DistributionToDonorInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 5 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 4 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | 0 | MembersOrStockholdersInd |
| Election Of Board Members | 0 | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | 0 | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | Yes (1) | LocalChaptersInd |
| Policies Reference Chapters | Yes (1) | PoliciesReferenceChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| States Where Copy Of Return Is Fld | AL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | AZ | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | AR | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CT | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | FL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | GA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | IL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | KS | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | KY | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MD | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MI | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MN | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MO | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NH | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NJ | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NM | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NY | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NC | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | OH | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | OK | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | OR | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | PA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | RI | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | SC | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | TN | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | UT | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | VA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | WV | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | WI | StatesWhereCopyOfReturnIsFldCd |
| Other Website | Yes (X) | OtherWebsiteInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TED QUITASOL | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 9517810114 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 4351 LATHAM STREET | AddressLine1Txt |
| City | RIVERSIDE | CityNm |
| State Abbreviation | CA | StateAbbreviationCd |
| ZIP | 92501 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (11 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| TODD EMERSON | ||||||||
| PRESIDENT - CEO | 60.00 | Yes (X) | Yes (X) | $355,310 | $0 | $24,066 | ||
| STACIE ANCTIL | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| MIKE FRASCHILLA | ||||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| MEREDITH CHILLEMI | ||||||||
| SECRETARY | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| ETHAN HORN | ||||||||
| TREASURER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| JOANNE CORDERO | ||||||||
| EXECUTIVE VICE PRESIDENT | 50.00 | $182,927 | $0 | $14,663 | Yes (X) | |||
| MELINDA OPPERMAN | ||||||||
| EXECUTIVE VICE PRESIDENT | 50.00 | $129,817 | $0 | $10,250 | Yes (X) | |||
| RAJESH THAYI | ||||||||
| TECHNOLOGY DIRECTOR | 50.00 | $164,895 | $0 | $4,935 | Yes (X) | |||
| SCOTT KOTULA | ||||||||
| PROGRAM DIRECTOR | 50.00 | $160,867 | $0 | $7,612 | Yes (X) | |||
| JUSTIN WALLER | ||||||||
| SENIOR VICE PRESIDENT OPERATIONS | 50.00 | $150,469 | $0 | $11,273 | Yes (X) | |||
| PHUONG KIM VONG | ||||||||
| BUSINESS & QA ANALYST | 50.00 | $102,632 | $0 | $4,218 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $1,246,917 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $77,017 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 9 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (3 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN | |||||
| WORLDWAY POSTAL CENTER PO BOX 80204 | LOS ANGELES | CA | 90074 | EMPLOYEE BENEFITS/HEALTHCARE | $1,032,469 |
| SPERIDIAN TECHNOLOGIES | |||||
| 2400 LOUISIANA NE BLDG 3 | ALBUQUERQUE | NM | 87110 | IT AND WEBSITE SERVICES | $206,328 |
| MARCUM LLP | |||||
| 2049 CENTURY PARK EAST STE 300 | LOS ANGELES | CA | 90067 | ACCOUNTING SERVICES | $130,819 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 3 | CntrctRcvdGreaterThan100KCnt |
| Government Grants | $1,390,643 | GovernmentGrantsAmt |
| All Other Contributions | $344,236 | AllOtherContributionsAmt |
| Total Contributions | $1,734,879 | TotalContributionsAmt |
Program Service Revenue ProgramServiceRevenueGrp (4 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| STATE PROGRAM ADMINISTRATION | 611600 | $12,149,619 | $12,149,619 |
| CREDIT AND DEBT COUNSELING | 611600 | $2,316,798 | $2,316,798 |
| HOUSING EDUCATION | 611600 | $623,172 | $623,172 |
| BANKRUPTCY COUNSELING | 611600 | $103,790 | $103,790 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $15,193,379 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $155,668 | TotalRevenueColumnAmt |
| Exclusion | $155,668 | ExclusionAmt |
Gross Rents GrossRentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $2,362,349 | RealAmt |
Less Rental Expenses LessRentalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $2,167,066 | RealAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $195,283 | RealAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $195,283 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $195,283 | RelatedOrExemptFuncIncomeAmt |
Other Revenue Misc OtherRevenueMiscGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | OTHER REVENUE | Desc |
| Business | 900099 | BusinessCd |
| Total Revenue Column | $116,577 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $116,577 | RelatedOrExemptFuncIncomeAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $116,577 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $17,395,786 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $15,505,239 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $155,668 | ExclusionAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $576,966 | TotalAmt |
| Management And General | $576,966 | ManagementAndGeneralAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $12,460,928 | TotalAmt |
| Program Services | $10,497,731 | ProgramServicesAmt |
| Management And General | $1,794,907 | ManagementAndGeneralAmt |
| Fundraising | $168,290 | FundraisingAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $270,815 | TotalAmt |
| Program Services | $23,617 | ProgramServicesAmt |
| Management And General | $247,198 | ManagementAndGeneralAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $26,875 | TotalAmt |
| Program Services | $26,598 | ProgramServicesAmt |
| Fundraising | $277 | FundraisingAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $564,890 | TotalAmt |
| Program Services | $239,268 | ProgramServicesAmt |
| Management And General | $325,622 | ManagementAndGeneralAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $633,438 | TotalAmt |
| Program Services | $349,864 | ProgramServicesAmt |
| Management And General | $283,574 | ManagementAndGeneralAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $88,526 | TotalAmt |
| Program Services | $1,874 | ProgramServicesAmt |
| Management And General | $83,398 | ManagementAndGeneralAmt |
| Fundraising | $3,254 | FundraisingAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,369 | TotalAmt |
| Management And General | $1,369 | ManagementAndGeneralAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $237,807 | TotalAmt |
| Management And General | $237,807 | ManagementAndGeneralAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $101,106 | TotalAmt |
| Program Services | $23,785 | ProgramServicesAmt |
| Management And General | $77,321 | ManagementAndGeneralAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt | Program ServicesProgramServicesAmt | Management And GeneralManagementAndGeneralAmt | FundraisingFundraisingAmt |
|---|---|---|---|---|
| TRANSACTION/PROCESSING | $1,372,285 | $1,338,888 | $33,397 | |
| COMMUNICATION | $342,565 | $187,349 | $153,211 | $2,005 |
| UTILITIES | $187,169 | $110,863 | $76,306 | |
| MAINTAINANCE AND REPAIR | $32,961 | $24 | $32,937 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,470,667 | TotalAmt |
| Program Services | $613,485 | ProgramServicesAmt |
| Management And General | $812,067 | ManagementAndGeneralAmt |
| Fundraising | $45,115 | FundraisingAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $18,368,367 | TotalAmt |
| Program Services | $13,413,346 | ProgramServicesAmt |
| Management And General | $4,736,080 | ManagementAndGeneralAmt |
| Fundraising | $218,941 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,515,579 | BOYAmt |
| EOY | $574,145 | EOYAmt |
Pledges And Grants Receivable PledgesAndGrantsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,775,316 | BOYAmt |
| EOY | $690,017 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $328,334 | BOYAmt |
| EOY | $239,927 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $20,558,679 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $7,524,681 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $13,400,097 | BOYAmt |
| EOY | $13,033,998 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,575,426 | BOYAmt |
| EOY | $1,239,191 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,137,691 | BOYAmt |
| EOY | $1,279,674 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $19,732,443 | BOYAmt |
| EOY | $17,056,952 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,139,568 | BOYAmt |
| EOY | $769,159 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,160 | BOYAmt |
| EOY | $2,734 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $13,029,406 | BOYAmt |
| EOY | $12,769,120 | EOYAmt |
Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $765,846 | BOYAmt |
| EOY | $565,846 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,130,827 | BOYAmt |
| EOY | $412,226 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $16,066,807 | BOYAmt |
| EOY | $14,519,085 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Organization Follows SFAS117 | Yes (X) | OrganizationFollowsSFAS117Ind |
Unrestricted Net Assets UnrestrictedNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,665,636 | BOYAmt |
| EOY | $2,537,867 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,665,636 | BOYAmt |
| EOY | $2,537,867 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $19,732,443 | BOYAmt |
| EOY | $17,056,952 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | -$972,581 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$155,188 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Publicly Supported Org509a2 | Yes (X) | PubliclySupportedOrg509a2Ind |
Gifts Grants Contris Rcvd509 GiftsGrantsContrisRcvd509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $4,784,790 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $3,792,811 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $3,141,943 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $3,174,792 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $1,734,879 | CurrentTaxYearAmt |
| Total | $16,629,215 | TotalAmt |
Gross Receipts Admissions GrossReceiptsAdmissionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $24,127,566 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $24,106,929 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $24,122,289 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $21,722,892 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $17,517,117 | CurrentTaxYearAmt |
| Total | $111,596,793 | TotalAmt |
Total509 Total509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $28,912,356 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $27,899,740 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $27,264,232 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $24,897,684 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $19,251,996 | CurrentTaxYearAmt |
| Total | $128,226,008 | TotalAmt |
Amounts Rcvd Dsqlfy Person AmountsRcvdDsqlfyPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Substantial Contributors Amt SubstantialContributorsAmtGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $5,690,834 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $4,116,247 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $2,940,137 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $2,977,473 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $9,221,961 | CurrentTaxYearAmt |
| Total | $24,946,652 | TotalAmt |
Subst And Dsqlfy Prsns Tot SubstAndDsqlfyPrsnsTotGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $5,690,834 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $4,116,247 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $2,940,137 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $2,977,473 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $9,221,961 | CurrentTaxYearAmt |
| Total | $24,946,652 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support Total509 | $103,279,356 | PublicSupportTotal509Amt |
Gross Investment Income509 GrossInvestmentIncome509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $140,882 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $26,292 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $119,099 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $107,234 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $155,668 | CurrentTaxYearAmt |
| Total | $549,175 | TotalAmt |
Investment Income And UBTI InvestmentIncomeAndUBTIGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $140,882 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $26,292 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $119,099 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $107,234 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $155,668 | CurrentTaxYearAmt |
| Total | $549,175 | TotalAmt |
Total Support Calendar Year TotalSupportCalendarYearGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $29,053,238 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $27,926,032 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $27,383,331 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $25,004,918 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $19,407,664 | CurrentTaxYearAmt |
| Total | $128,775,183 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support CY509 | 0.80200 | PublicSupportCY509Pct |
| Public Support PY509 | 0.84790 | PublicSupportPY509Pct |
| Investment Income CY | 0.00430 | InvestmentIncomeCYPct |
| Investment Income PY | 0.00440 | InvestmentIncomePYPct |
| Thirty Thr Pct Suprt Tests CY509 | Yes (X) | ThirtyThrPctSuprtTestsCY509Ind |
Schedule B IRS990ScheduleB
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $3,169,478 | OtherCostOrOtherBasisAmt |
| Book Value | $3,169,478 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $10,038,728 | OtherCostOrOtherBasisAmt |
| Depreciation | $1,698,566 | DepreciationAmt |
| Book Value | $8,340,162 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $866,347 | OtherCostOrOtherBasisAmt |
| Depreciation | $706,977 | DepreciationAmt |
| Book Value | $159,370 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $1,088,827 | OtherCostOrOtherBasisAmt |
| Depreciation | $692,062 | DepreciationAmt |
| Book Value | $396,765 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $5,395,299 | OtherCostOrOtherBasisAmt |
| Depreciation | $4,427,076 | DepreciationAmt |
| Book Value | $968,223 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $13,033,998 | TotalBookValueLandBuildingsAmt |
Other Assets Org OtherAssetsOrgGrp (2 entries)
| DescDesc | Book ValueBookValueAmt |
|---|---|
| OTHER ASSETS | $190,788 |
| RESTRICTED DEPOSITS | $1,088,886 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | $1,279,674 | TotalBookValueOtherAssetsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)
| DescDesc | AmtAmt |
|---|---|
| OTHER LIABILITY | $960 |
| TENANT SECURITY DEPOSIT | $85,067 |
| DEFERRED COMPENSATION | $166,280 |
| DEFERRED GAIN | $157,345 |
| DEFERRED REVENUE | $2,574 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $412,226 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
| Total Rev Etc Audited Fincl Stmt | $19,407,664 | TotalRevEtcAuditedFinclStmtAmt |
| Net Unrealized Gains Invst | -$155,188 | NetUnrealizedGainsInvstAmt |
| Revenue Not Reported | -$155,188 | RevenueNotReportedAmt |
| Revenue Subtotal | $19,562,852 | RevenueSubtotalAmt |
| Other Revenues Not Included | -$2,167,066 | OtherRevenuesNotIncludedAmt |
| Revenue Not Reported Fincl Stmt | -$2,167,066 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $17,395,786 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $20,535,433 | TotExpnsEtcAuditedFinclStmtAmt |
| Other Expenses Included | $2,167,066 | OtherExpensesIncludedAmt |
| Expenses Not Reported | $2,167,066 | ExpensesNotReportedAmt |
| Expenses Subtotal | $18,368,367 | ExpensesSubtotalAmt |
| Expenses Not Rpt Fincl Stmt | $0 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $18,368,367 | TotalExpensesPerForm990Amt |
Supplemental Information Detail SupplementalInformationDetail (4 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART X, LINE 2: | THE ORGANIZATION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE WITH A SIMILAR EXEMPTION UNDER CALIFORNIA STATE LAW. INCLUDED IN TAXES AND LICENSES IN THE CONSOLIDATED STATEMENT OF FUNCTIONAL EXPENSES $13,000 WHICH ARE LLC FEES PAID TO THE STATE OF CALIFORNIA. |
| PART XI, LINE 4B - OTHER ADJUSTMENTS: | RENTAL EXPENSES |
| PART XII, LINE 2D - OTHER ADJUSTMENTS: | RENTAL EXPENSES |
| PART IV, LINE 2B | CLIENTS' FUNDS HELD IN TRUST $ 2,734 |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Form990 Of Other Organizations | Yes (X) | Form990OfOtherOrganizationsInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | 0 | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | 0 | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | 0 | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | 0 | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | 0 | AnyNonFixedPaymentsInd |
| Initial Contract Exception | 0 | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (5 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| TODD EMERSON | ||||||||||||||
| PRESIDENT - CEO | $355,310 | $0 | $0 | $0 | $0 | $0 | $10,800 | $0 | $13,266 | $0 | $379,376 | $0 | $0 | $0 |
| JOANNE CORDERO | ||||||||||||||
| EXECUTIVE VICE PRESIDENT | $182,927 | $0 | $0 | $0 | $0 | $0 | $7,301 | $0 | $7,362 | $0 | $197,590 | $0 | $0 | $0 |
| RAJESH THAYI | ||||||||||||||
| TECHNOLOGY DIRECTOR | $164,895 | $0 | $0 | $0 | $0 | $0 | $4,787 | $0 | $148 | $0 | $169,830 | $0 | $0 | $0 |
| SCOTT KOTULA | ||||||||||||||
| PROGRAM DIRECTOR | $160,867 | $0 | $0 | $0 | $0 | $0 | $5,127 | $0 | $2,485 | $0 | $168,479 | $0 | $0 | $0 |
| JUSTIN WALLER | ||||||||||||||
| SENIOR VICE PRESIDENT OPERATIONS | $150,469 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $11,273 | $0 | $161,742 | $0 | $0 | $0 |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (7 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION B, LINE 11B | PRIOR TO FILING, SPRINGBOARD'S FORM 990 IS REVIEWED INTERNALLY BY THE CEO, AS WELL AS BY AN INDEPENDENT CERTIFIED PUBLIC ACCOUNTING FIRM. ONCE THESE REVIEWS ARE COMPLETE, ONE OF TWO PROCEDURES IS FOLLOWED: A. COPIES OF THE FORM 990 ARE GIVEN TO THE BOARD MEMBERS FOR REVIEW PRIOR TO THE ANNUAL MEETING. AT THE ANNUAL MEETING, FORM 990 IS DISCUSSED AND ANY QUESTIONS OR COMMENTS ARE ADDRESSED; OR B. A COPY OF THE FORM 990 IS GIVEN TO EACH BOARD MEMBER WITH A NOTICE THAT INFORMS THE BOARD MEMBER THEY SHALL HAVE A WEEK TO REVIEW THE FORM 990 AND TO SUBMIT ANY QUESTIONS OR COMMENTS TO THE CEO. THESE QUESTIONS OR COMMENTS ARE THEN ADDRESSED AND CIRCULATED TO THE BOARD MEMBERS, UNLESS THE BOARD CHAIR REQUESTS THAT A BOARD MEETING BE CONVENED AT WHICH ANY AND ALL QUESTIONS OR COMMENTS CAN BE ADDRESSED. |
| FORM 990, PART VI, SECTION B, LINE 12C | EACH BOARD MEMBER IS REQUIRED TO COMPLETE A CONFLICT FORM ANNUALLY. THE FORM CONTAINS THE COMPANY'S CONFLICTS POLICY, AS WELL AS AN AREA IN WHICH THE BOARD MEMBER DISCLOSES ANY AND ALL ORGANIZATIONS IN WHICH THE MEMBER IS A BOARD MEMBER, COMMITTEE MEMBER OR AN EMPLOYEE. ADDITIONALLY, THE MEMBER IS REQUIRED TO CERTIFY THAT, EXCEPT AS DESCRIBED IN THE FORM, THEY ARE NOT AND HAVE NOT IN THE PAST YEAR BEEN: 1.) A PARTICIPANT, DIRECTLY OR INDIRECTLY, IN ANY ARRANGEMENT, AGREEMENT, INVESTMENT, OR OTHER ACTIVITY WITH ANY VENDOR, SUPPLIER, OR OTHER PARTY DOING BUSINESS WITH SPRINGBOARD WHICH HAS RESULTED OR COULD RESULT IN PERSONAL BENEFIT TO THEM. 2.) A RECIPIENT, DIRECTLY OR INDIRECTLY, OF ANY SALARY PAYMENTS OR LOANS OR GIFTS OF ANY KIND OR ANY FREE SERVICE OR DISCOUNTS OR OTHER FEES FROM OR ON BEHALF OF ANY PERSON OR ORGANIZATION ENGAGED IN ANY TRANSACTION WITH SPRINGBOARD. KEY EMPLOYEES REVIEW THE EMPLOYEE CONFLICTS OF INTEREST POLICY ANNUALLY AND ARE REQUIRED TO ANNUALLY CERTIFY THAT THEY HAVE REPORTED IN WRITING ANY CIRCUMSTANCE THAT, SINCE THEIR LAST EXECUTION OF THE POLICY, DID OR MAY HAVE INVOLVED A CONFLICT OF INTEREST IN THE CONDUCT OF SPRINGBOARD'S BUSINESS, OR MAY HAVE CREATED THE APPEARANCE OF INVOLVING A CONFLICT OR IMPROPRIETY. THE KEY EMPLOYEE IS ALSO REQUIRED TO ATTACH TO THE SIGNED POLICY A COPY OF THE WRITING DISCLOSING THE POTENTIAL CONFLICT. |
| FORM 990, PART VI, SECTION B, LINE 15 | THE COMPENSATION PROCESS FOR OFFICERS AND KEY EMPLOYEES IS PERIODICALLY ESTABLISHED BY A BOARD COMPENSATION COMMITTEE. THIS COMMITTEE TAKES INTO CONSIDERATION A NUMBER OF FACTORS INCLUDING: (1) AN INDEPENDENT COMPENSATION STUDY OBTAINED BY THE COMPANY; (2) THE 990S OF OTHER SIMILAR ORGANIZATIONS; (3) INTERNALLY COMPLETED COMPENSATION STUDIES. ANNUAL COMPENSATION AND ANY MERIT INCREASES JUSTIFIED BY PERFORMANCE ARE RECOMMENDED BY THE EMPLOYEE'S DIRECT SUPERVISOR; HOWEVER, THEY ARE SUBJECT TO FINAL APPROVAL BY THE CEO, PROVIDED THEY ARE WITHIN THE COMPENSATION RANGES ESTABLISHED BY THE COMMITTEE. |
| FORM 990, PART VI, SECTION C, LINE 19 | THE ORGANIZATION'S EXEMPT APPLICATION WITH THE SUPPORTING DOCUMENTATION AND THE ANNUAL RETURN ARE MADE AVAILABLE TO THE PUBLIC BY WRITTEN REQUEST. |
| FORM 990, PART XII, LINE 2C: | ALL REVIEW AND PROCESS FOR THE OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND SELECTION OF AN INDEPENDENT AUDITOR REMAINS CONSISTENT BETWEEN YEARS. |
| FORM 990, PART I, SUMMARY | ESTABLISHED IN 1974, CREDIT.ORG FORMERLY KNOWN AS SPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT, INC. IS A NONPROFIT COMMUNITY SERVICE ORGANIZATION WHOSE MISSION IS TO STRENGTHEN COMMUNITIES AND EMPOWER CONSUMERS BY OFFERING EDUCATIONAL SERVICES THAT PROMOTE FINANCIAL LITERACY, QUALITY FINANCIAL COUNSELING, DEBT MANAGEMENT SOLUTIONS, AND PATHWAYS TO AFFORDABLE HOUSING. CREDIT.ORG SERVES ALL SEGMENTS OF THE COMMUNITY, REGARDLESS OF THEIR ECONOMIC STATUS OR ABILITY TO PAY. THE AGENCY IS GOVERNED BY A VOLUNTARY AND DIVERSE COMMUNITY-BASED BOARD OF DIRECTORS AND IS ACCREDITED BY THE COUNCIL ON ACCREDITATION ("COA"), A NATIONALLY RECOGNIZED INDEPENDENT ACCREDITING BODY SIGNIFYING THE HIGHEST STANDARDS FOR AGENCY GOVERNANCE, FISCAL INTEGRITY, COUNSELOR CERTIFICATION AND SERVICE DELIVERY POLICIES. CREDIT.ORG'S TARGET POPULATION IS PREDOMINATELY LOW-TO-MODERATE INCOME ("LMI")LEVEL HOUSEHOLDS WHICH COMPRISES APPROXIMATELY 60% OF THE ORGANIZATION'S CLIENTELE. ADDITIONALLY, 67% OF THE AGENCY'S CLIENTS ARE MINORITIES. IN 2018, CREDIT.ORG PROVIDED DIRECT SERVICES TO 54,141 CONSUMERS, INCLUDING 17,885 IN FINANCIAL LITERACY AND EDUCATION PROGRAMS, 10,818 IN CREDIT AND DEBT MANAGEMENT PROGRAMS, 11,438 IN HOUSING COUNSELING PROGRAMS AND 14,000 IN DISTANCE EDUCATION THAT SERVES PROSPECTIVE HOMEBUYERS NATIONWIDE WITH AN ON-LINE HOMEBUYER COURSE AND A ONE-ON-ONE ADVISORY SESSION THROUGH A TECHNOLOGICALLY-ADVANCED PHONE COUNSELING CENTER TO ADDRESS THE INDIVIDUAL'S UNIQUE HOUSING GOALS. |
| FORM 990, PART III, STATEMENT OF PROGRAM SERVICE | PUBLIC AWARENESS AND EDUCATIONAL MATERIALS CREDIT.ORG PROMOTES AND SEEKS TO RAISE PUBLIC AWARENESS OF ITS COUNSELING SERVICES AND THE AVAILABILITY OF ITS FINANCIAL LITERACY PROGRAMS AND MATERIALS THROUGH VARIOUS FORMS OF MEDIA, INCLUDING PRINTED MATERIALS AND THE INTERNET. IN 2018, THESE EFFORTS RESULTED IN 604,791 UNIQUE VISITORS TO CREDIT.ORG'S EDUCATIONAL CONTENT AND BLOG,AND 54,043 CONSUMERS ACCESSED THE AGENCY'S VARIOUS ONLINE FINANCIAL EDUCATIONAL RESOURCES. IN FURTHERANCE OF ITS EXEMPT MISSION, CREDIT.ORG UNDERTOOK THE FOLLOWING EXEMPT PURPOSE ACTIVITIES: ITEM A COUNSELING AND EDUCATION CREDIT.ORG'S COUNSELING AND EDUCATIONAL SERVICES INCLUDE: BUDGET COUNSELING; EDUCATIONAL PROGRAMS, SEMINARS AND MATERIALS FOR FINANCIALLY DISTRESSED CONSUMERS TO ASSIST WITH MONEY MANAGEMENT, DEBT EDUCATION AND UNDERSTANDING CREDIT; PRE- BANKRUPTCY COUNSELING; PRE-DISCHARGE DEBTOR EDUCATION; REVERSE MORTGAGE AND HOUSING COUNSELING; FORECLOSURE PREVENTION HOUSING COUNSELING; AND GENERAL CREDIT AND DEBT COUNSELING. CREDIT.ORG'S SERVICES ARE FREE, WITH THE EXCEPTION OF PRE-BANKRUPTCY COUNSELING, PRE-DISCHARGE DEBTOR EDUCATION, PRE-PURCHASE HOMEBUYER EDUCATION, CREDIT REPORT REVIEW, SOME HOMEBUYER EDUCATION COURSES AND REVERSE MORTGAGE COUNSELING FOR WHICH A MINIMAL CHARGE IS MADE. AND WITH RESPECT TO THESE FEE SERVICES, CREDIT.ORG COACHES/COUNSELORS HAVE ALWAYS HAD THE DISCRETION TO WAIVE OR REDUCE RELATED CHARGES THROUGH CONSIDERATION OF AN INDIVIDUAL'S PERSONAL FINANCIAL SITUATION AND ABILITY TO PAY BASED ON THE BUDGET ANALYSIS REVIEWED BY THE COUNSELOR. IN 2018, CREDIT.ORG WAIVED FEES OF $13,233 FOR 285 PRE-DISCHARGE DEBTOR EDUCATION FINANCIAL SESSIONS AND 175 PRE-BANKRUPTCY COUNSELING SESSIONS. HOUSING COUNSELING: CREDIT.ORG IS APPROVED BY U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT AS A COMPREHENSIVE HOUSING COUNSELING AGENCY AND PROVIDES FIRST TIME HOMEBUYER EDUCATION, LANDLORD/TENANT COUNSELING, PRE-PURCHASE AND POST-HOME BUYER COUNSELING AS WELL AS REVERSE MORTGAGE COUNSELING. BUDGET AND DEBT COUNSELING: CREDIT.ORG PROVIDES GENERAL FINANCIAL LITERACY COUNSELING DESIGNED TO HELP COUNSELEES UNDERSTAND CAUSES OF FINANCIAL STRESS, TRACK COSTS AND EVALUATE SPENDING. THE COUNSELING SERVICE INCLUDES THE CREATION OF A STEP-BY-STEP PERSONALIZED BUDGET, TIPS TO HELP STAY ON COURSE AND AN ACTION PLAN AND OPTIONS TO HELP COUNSELEES MANAGE THEIR FINANCES MORE EFFECTIVELY. DEBT MANAGEMENT PLAN: CREDIT.ORG OFFERS A DEBT REPAYMENT PLAN (I.E. DEBT MANAGEMENT PLAN ["DMP"]) IN SITUATIONS WHERE SUCH A PLAN IS THE MOST BENEFICIAL COURSE OF ACTION FOR A PARTICULAR COUNSELEE AS AN INCIDENTAL FEATURE OF BUDGET AND DEBT COUNSELING. CREDIT.ORG USES ITS DMP PROGRAM AS AN EDUCATIONAL TOOL THAT PROVIDES INDIVIDUALS WITH AN OPPORTUNITY TO DEVELOP THE DISCIPLINE AND FINANCIAL MANAGEMENT SKILLS NECESSARY TO OVERCOME THEIR FINANCIAL PROBLEMS AND LEARN NEW SPENDING AND FAVORABLE CREDIT MANAGEMENT HABITS. ITEM B COMMUNITY EDUCATION WORKSHOPS IN 2018, THE CREDIT.ORG TEAM CONDUCTED 216 LIVE WORKSHOPS AND EDUCATED 3,124 CONSUMERS IN FACE-TO-FACE SETTINGS IN SOUTHERN CALIFORNIA. THE TEAM REACHED 86 CONSUMERS NATIONWIDE VIA THEIR "LIVE AND INTERACTIVE WEBINARS CONDUCTED OVER THE INTERNET. THROUGH THE AGENCY'S E-LEARNING PORTAL CALLED THE FINANCIAL INSTRUCTIONAL TRAINING ("FIT") ACADEMY, 5,127 CONSUMERS SIGNED ON TO GAIN IMPORTANT FINANCIAL KNOWLEDGE VIA ITS FINANCIAL LITERACY PLATFORM. IN TOTAL, THE TEAM PROVIDED FREE FINANCIAL EDUCATION TO 8,553 CONSUMERS. AWARD WINNING EDUCATION: IN 2018, CREDIT.ORG WON THE NATIONAL FOUNDATION FOR CREDIT COUNSELING "BRIGHTER FINANCIAL FUTURE AWARD: MILITARY/VETERAN" FOR PROVIDING FINANCIAL EDUCATION TO MILITARY, VETERANS AND THEIR FAMILIES. IN ADDITION, CREDIT.ORG WITH SEVERAL OTHER LOCAL NONPROFITS RECEIVED THE 2018 CHAMPIONS OF THE INLAND EMPIRE COMMUNITY HEROES OF THE YEAR AWARD. MOBILE OUTREACH VALUABLE EDUCATION ("MOVE"): CREDIT.ORG PROVIDES AND PROMOTES FINANCIAL LITERACY EDUCATION THROUGH CLASSES AND WORKSHOPS HELD AT CREDIT.ORG LOCATIONS AND THROUGH CREDIT.ORG'S MOVE INITIATIVE. THROUGH THE MOVE INITIATIVE, THE AGENCY TRAVELS TO SOCIAL SERVICE ORGANIZATIONS,COMMUNITY GROUPS,SCHOOL OR COLLEGE CAMPUSES, MILITARY BASES AND BUSINESSES TO CONDUCT FACE-TO-FACE FINANCIAL LITERACY SEMINARS IN COMMUNITY VENUES. THE PARTICIPANTS ARE MOSTLY LMI HOUSEHOLDS AND ARE EDUCATED ON SUCH TOPICS AS BUDGETING, MONEY MANAGEMENT, HOME PRESERVATION FORECLOSURE PREVENTION, UNDERSTANDING CREDIT REPORTS AND SCORES AND IDENTITY THEFT PREVENTION. FIT ACADEMY EDUCATIONAL OUTREACH: THE FIT ACADEMY IS AN ONLINE FINANCIAL EDUCATION CENTER DESIGNED TO HELP CONSUMERS BECOME MORE KNOWLEDGEABLE ABOUT FINANCIAL MATTERS, AND OFFERS THE OPPORTUNITY FOR CONSUMERS TO EXPAND THEIR KNOWLEDGE AND UNDERSTANDING OF MONEY MATTERS FROM THE PRIVACY OF THEIR HOME WHILE WORKING AT THEIR OWN PACE. THE FIT ACADEMY HAS REACHED OVER 23,000 PARTICIPANTS IN THE LAST FIVE(5) YEARS.STATISTICAL ANALYSIS OF THE PRE AND POST-TESTS OF THESE FIT ACADEMY PARTICIPANTS REFLECT AN AVERAGE PERCENTAGE INCREASE OF 26% IN KNOWLEDGE GAINED. PRE-TEST AVERAGE SCORES WERE 69% AND POST-TEST AVERAGE SCORES WERE 91% WHICH TRANSLATES TO GRADES GOING FROM A "D+" TO "A-." AT THE COMPLETION OF THE CLASS, EACH PARTICIPANT RECEIVES RECOGNITION VIA A DOCUMENT OF ACHIEVEMENT. "AMERICA SAVES WEEK 2018" CREDIT.ORG SUPPORTED THE NATIONAL, SOCIAL MARKETING CAMPAIGN "AMERICA SAVES WEEK 2018", THE GOAL OF THIS PROGRAM IS TO PROMOTE AWARENESS OF THE NEED FOR GOOD SAVING HABITS, PARTICULARLY FOR LMI INDIVIDUALS. "MILITARY SAVES WEEK 2018" MILITARY SAVES IS ANOTHER AFFILIATE CAMPAIGN OF AMERICA SAVES (SEE ABOVE). MANY SERVICE MEMBERS AND THEIR FAMILIES STRUGGLE TO MAKE ENDS MEET -- ESPECIALLY DURING DEPLOYMENTS. CREDIT.ORG'S WORKSHOPS ARE GEARED TO HELP MILITARY FAMILIES ADDRESS THE FINANCIAL STRESS AND CHALLENGES OF THOSE WHO SERVE IN UNIFORM. ITEM C - FREE EDUCATIONAL MATERIALS AVAILABLE TO THE PUBLIC CREDIT.ORG NEWSLETTER: THE WEEKLY NEWSLETTER IS SENT OUT TO A MIX OF OPT-IN EMAILS (I.E. THOSE WHO HAVE SIGNED UP ON CREDIT.ORGS WEBSITE), AS WELL AS CLIENTS THAT HAVE RECEIVED COUNSELING. THE NEWSLETTER COVERS A VARIETY OF WAYS TO SAVE MONEY IN MANY AREAS OF EVERYDAY LIFE, INCLUDING FOOD, ENTERTAINMENT, CELEBRATIONS AND HOME IMPROVEMENTS. MAKING CENTS OF FINANCIAL LITERACY: CREDIT.ORGS FREE RESOURCE GUIDE IS AN EIGHT (8) PAGE RESOURCE GUIDE, AND IS AVAILABLE FOR FREE DOWNLOAD FROM THE AGENCYS WEBSITE. CREDIT.ORGS PUBLICATIONS AUTHORED BY THE AGENCY AND AVAILABLE FOR FREE, INCLUDE: HOW AM I GOING TO PAY ALL MY BILLS? COUPLES AND MONEY THE POWER OF PAYCHECK PLANNING SURVIVING THE HOLIDAYS THE WISE USE OF CREDIT RAISING A MONEY-SMART CHILD UNDERSTANDING CREDIT REPORTS AND SCORES ROADMAP TO FINANCIAL FREEDOM IDENTITY THEFT AWARENESS AND PREVENTION PREDATORY LENDING V DONT BE A VICTIM! DEALS FOR WHEELS PRESERVING HOMEOWNERSHIP, FORECLOSURE PREVENTION (ENGLISH) CONSERVE SU CASA EVITE EL EMBARGO HIPOTECARIO (SPANISH) CONSUMER GUIDE TO GOOD CREDIT (ENGLISH) GUIA DEL CONSUMIDOR PARA BUEN CREDITO (SPANISH) |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp (4 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Total IncomeTotalIncomeAmt | End Of Year AssetsEndOfYearAssetsAmt | Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt |
|---|---|---|---|---|---|---|---|---|---|
| SPRINGBOARD AFFORDABLE HOUSING LLC | |||||||||
| 555 CORPORATE DRIVE SUITE 110 | LADERA RANCH | CA | 92694 | 454973595 | MULTIFAMILY PROPERTY DEVELOPMENT | CA | $184,950 | $4,364,996 | SPRINGBOARD HOUSING LLC |
| SPRINGBOARD HOUSING LLC | |||||||||
| 555 CORPORATE DRIVE SUITE 110 | LADERA RANCH | CA | 92694 | 454966244 | MULTIFAMILY PROPERTY INVESTMENT | CA | $0 | $306,470 | SPRINGBOARD NONPROFIT CONSUMER |
| SEMINOLE RIDGE - ORLANDO LLC | |||||||||
| 555 CORPORATE DRIVE SUITE 110 | LADERA RANCH | CA | 92694 | 371697092 | MULTIFAMILY PROPERTY MANAGEMENT | NV | $2,360,927 | $12,591,399 | SPRINGBOARD AFFORDABLE HOUSING LLC |
| SPRINGBOARD SOLUTIONS LLC | |||||||||
| 4351 LATHAM STREET | RIVERSIDE | CA | 92501 | 273130421 | GOVERNMENT CONTRACTING | CA | $12,400,205 | $8,878,154 | SPRINGBOARD NONPROFIT CONSUMER |