STATE CHARTERED CREDIT UNIONS IN FLORIDA: Form 990, tax year 2018
View the entire original 990 at ProPublica ↗
- Organization
- STATE CHARTERED CREDIT UNIONS IN FLORIDA (EIN 59-0729366)
- Tax period
- 2018-01-01 to 2018-12-31
- Filed
- 2019-11-15
- IRS object ID
- 201923199349315867
- Schema version
- 2018v3.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2019-11-15T17:33:33-06:00 | ReturnTs |
| Tax Period End | 2018-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 382492570 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | DOEREN MAYHEW | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 12060 S W 129TH COURT STE 201 | AddressLine1Txt |
| City | MIAMI | CityNm |
| State Abbreviation | FL | StateAbbreviationCd |
| ZIP | 331864582 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2018-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 590729366 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | STATE CHARTERED CREDIT UNIONS IN FLORIDA | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | STAT | BusinessNameControlTxt |
| Phone | 7274317311 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 1500 | AddressLine1Txt |
| City | DUNEDIN | CityNm |
| State Abbreviation | FL | StateAbbreviationCd |
| ZIP | 34697 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | JANICE HOLLAR | PersonNm |
| Person Title | CFO | PersonTitleTxt |
| Phone | 7274317311 | PhoneNum |
| Signature | 2019-11-15 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | DOUGLAS J ORTH | PreparerPersonNm |
| PTIN | P01076394 | PTIN |
| Phone | 3052328272 | PhoneNum |
Filing Security Information FilingSecurityInformation
IP Address IPAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| I Pv4 Address | 64.95.240.2 | IPv4AddressTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IP | 2019-11-15 | IPDt |
| IP Tm | 17:32:34 | IPTm |
| IP Timezone | ES | IPTimezoneCd |
| Filing License Type | P | FilingLicenseTypeCd |
| At Submission Creation Device Id | A7DB26C3BB201601930FCFA0C4651552B54C26A2 | AtSubmissionCreationDeviceId |
| At Submission Filing Device Id | A7DB26C3BB201601930FCFA0C4651552B54C26A2 | AtSubmissionFilingDeviceId |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2018 | TaxYr |
| Build TS | 2020-03-31 21:24:44Z | BuildTS |
Form 990 IRS990
Doing Business As Name DoingBusinessAsName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ACHIEVA CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | GARY REGOLI | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 1500 | AddressLine1Txt |
| City | DUNEDIN | CityNm |
| State Abbreviation | FL | StateAbbreviationCd |
| ZIP | 34697 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $88,458,457 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.ACHIEVACU.COM | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1937 | FormationYr |
| Legal Domicile State | FL | LegalDomicileStateCd |
| Activity Or Mission | NOT-FOR-PROFIT ORGANIZATION - STATE CHARTERED CREDIT UNION | ActivityOrMissionDesc |
| Voting Members Governing Body | 9 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 9 | VotingMembersIndependentCnt |
| Total Employee | 586 | TotalEmployeeCnt |
| Total Volunteers | 12 | TotalVolunteersCnt |
| Total Gross UBI | $76,576 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $31,175 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $75,078,304 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $83,296,072 | CYProgramServiceRevenueAmt |
| PY Investment Income | $6,404,972 | PYInvestmentIncomeAmt |
| CY Investment Income | $5,162,385 | CYInvestmentIncomeAmt |
| PY Other Revenue | $3,012,562 | PYOtherRevenueAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $84,495,838 | PYTotalRevenueAmt |
| CY Total Revenue | $88,458,457 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $0 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $28,903,045 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $29,655,637 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $40,489,060 | PYOtherExpensesAmt |
| CY Other Expenses | $43,833,846 | CYOtherExpensesAmt |
| PY Total Expenses | $69,392,105 | PYTotalExpensesAmt |
| CY Total Expenses | $73,489,483 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $15,103,733 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $14,968,974 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $1,534,542,513 | TotalAssetsBOYAmt |
| Total Assets EOY | $1,717,085,439 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $1,376,547,574 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $1,545,738,302 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $157,994,939 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $171,347,137 | NetAssetsOrFundBalancesEOYAmt |
| Mission | NOT-FOR-PROFIT ORGANIZATION STATE CHARTERED CREDIT UNION. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | CREDIT UNION FINANCIAL SERVICES. | Desc |
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Temp Or Permanent Endowments | 0 | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (1) | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | 0 | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | 0 | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | Yes (1) | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | Yes (1) | RelatedOrganizationCtrlEntInd |
| Transaction With Control Ent | 0 | TransactionWithControlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 32098 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 586 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 9 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 9 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (1) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | 0 | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | JANICE HOLLAR | PersonNm |
| Phone | 7274317311 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1659 ACHIEVA WAY | AddressLine1Txt |
| City | DUNEDIN | CityNm |
| State Abbreviation | FL | StateAbbreviationCd |
| ZIP | 346987405 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (23 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | OfficerOfficerInd | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| TD HAWKINS | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| LINDA EMANUEL | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| TRELLIS POE | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| TOM OBERHOFER | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| MIKE SILVERNAIL | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| ROHLAND BRYANT | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| BILL WILLIAMSON | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| JAMES DAWSON | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| JANET CANTEES | ||||||||
| BOARD MEMBER | 1.00 | Yes (X) | $0 | $0 | $0 | |||
| GARY REGOLI | ||||||||
| PRESIDENT/CEO | 40.00 | $879,489 | $0 | $27,883 | Yes (X) | |||
| JANICE HOLLAR | ||||||||
| CFO | 40.00 | $268,213 | $0 | $20,750 | Yes (X) | |||
| TARA MURPHY | ||||||||
| CIO | 40.00 | $292,364 | $0 | $27,231 | Yes (X) | |||
| SARA DEPAUW | ||||||||
| CLO | 40.00 | $258,410 | $0 | $33,435 | Yes (X) | |||
| JANET TILL | ||||||||
| CPO | 40.00 | $256,773 | $0 | $25,577 | Yes (X) | |||
| JOHN WINTERMEIER | ||||||||
| CBO | 40.00 | $259,311 | $0 | $24,270 | Yes (X) | |||
| JENNIFER GALLEY | ||||||||
| COO | 40.00 | $199,557 | $0 | $15,288 | Yes (X) | |||
| DAVID OAK | ||||||||
| CMO | 40.00 | $179,601 | $0 | $24,239 | Yes (X) | |||
| LISA SMITH | ||||||||
| CRO | 40.00 | $179,109 | $0 | $22,048 | Yes (X) | |||
| TRACY INGRAM | ||||||||
| CTO | 40.00 | $147,820 | $0 | $12,428 | Yes (X) | |||
| STEVEN NORDBECK | ||||||||
| FINANCIAL PLANNING & TRUST MANAGER | 40.00 | $365,807 | $0 | $30,467 | Yes (X) | |||
| VICTORIA PRAST | ||||||||
| VP REAL ESTATE LENDING | 40.00 | $171,612 | $0 | $21,456 | Yes (X) | |||
| ANDREW DENIS | ||||||||
| FINANCIAL PLANNING & TRUST MANAGER | 40.00 | $151,827 | $0 | $18,227 | Yes (X) | |||
| GINA FRANCISCO | ||||||||
| FINANCIAL PLANNING & TRUST MANAGER | 40.00 | $140,044 | $0 | $11,889 | Yes (X) | |||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $3,749,937 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $315,188 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 14 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| PSCU FINANCIAL SERVICES | |||||
| 560 CARILLON PARKWAY | ST PETERSBURG | FL | 33716 | FINANCIAL SERVICES | $1,815,204 |
| SCHERER CONSTRUCTION | |||||
| 2504 NW 71ST PLACE | GAINESVILLE | FL | 32653 | CONTRACTOR | $1,709,138 |
| PERSHING LLC | |||||
| 399 PARK AVENU | NEW YORK | NY | 10022 | FINANCIAL SERVICES | $1,529,500 |
| NATIONAL FINANCIAL SERVICES | |||||
| 499 WASHINGTON BLVD 5TH FL | JERSEY CITY | NJ | 073102010 | BROKERAGE SERVICES | $1,460,672 |
| STARBOARD FUND FOR NEW BANC | |||||
| 880 CARILLON PARKWAY | ST PETERSBURG | FL | 33716 | INVESTMENT | $1,250,865 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 103 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (4 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| LOANS TO MEMBERS | 522100 | $54,659,101 | $54,659,101 | |
| FEES/CHARGES/OTHER | 522100 | $28,560,395 | $28,560,395 | |
| NON MEMBER ATMS | 900099 | $43,151 | $43,151 | |
| WARRANTY COMMISSION | 524298 | $33,425 | $33,425 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $83,296,072 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $5,162,385 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $5,162,385 | RelatedOrExemptFuncIncomeAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $88,458,457 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $88,381,881 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $76,576 | UnrelatedBusinessRevenueAmt |
| Exclusion | $0 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part IX | Yes (X) | InfoInScheduleOPartIXInd |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,993,548 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $21,147,762 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,479,435 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,360,821 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,674,071 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $222,498 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $145,570 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,235,309 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,700,654 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,836,151 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,659,393 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,097,125 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $428,959 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $21,041 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,806,152 | TotalAmt |
Payments To Affiliates PaymentsToAffiliatesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $164,650 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $3,801,660 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $355,646 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| PROVISION FOR LOAN LOSS | $10,216,138 |
| DEBIT/CREDIT EXPENSES | $3,670,299 |
| MAINTENANCE | $2,896,800 |
| LOAN SERVICING | $1,642,494 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,933,307 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $73,489,483 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,872,215 | BOYAmt |
| EOY | $11,756,119 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $162,392,702 | BOYAmt |
| EOY | $144,378,532 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,664,796 | BOYAmt |
| EOY | $1,592,731 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,144,956,259 | BOYAmt |
| EOY | $1,294,901,721 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,441,544 | BOYAmt |
| EOY | $1,693,834 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $88,100,866 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $29,645,677 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $52,036,957 | BOYAmt |
| EOY | $58,455,189 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $41,015,249 | BOYAmt |
| EOY | $69,726,449 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,604,406 | BOYAmt |
| EOY | $7,567,414 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $31,227,390 | BOYAmt |
| EOY | $43,289,391 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $85,330,995 | BOYAmt |
| EOY | $83,724,059 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,534,542,513 | BOYAmt |
| EOY | $1,717,085,439 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $25,790,901 | BOYAmt |
| EOY | $24,310,014 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $743,392 | BOYAmt |
| EOY | $1,117,293 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $20,000,000 | BOYAmt |
| EOY | $15,000,000 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,330,013,281 | BOYAmt |
| EOY | $1,505,310,995 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,376,547,574 | BOYAmt |
| EOY | $1,545,738,302 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow SFAS117 | Yes (X) | OrgDoesNotFollowSFAS117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $157,994,939 | BOYAmt |
| EOY | $171,347,137 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $157,994,939 | BOYAmt |
| EOY | $171,347,137 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,534,542,513 | BOYAmt |
| EOY | $1,717,085,439 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $14,968,974 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$1,616,776 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Separate Basis Fincl Stmt | Yes (X) | SeparateBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | 0 | InclEscrowCustodialAcctLiabInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $14,628,472 | OtherCostOrOtherBasisAmt |
| Book Value | $14,628,472 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $50,347,679 | OtherCostOrOtherBasisAmt |
| Depreciation | $12,969,884 | DepreciationAmt |
| Book Value | $37,377,795 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $23,124,715 | OtherCostOrOtherBasisAmt |
| Depreciation | $16,675,793 | DepreciationAmt |
| Book Value | $6,448,922 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $58,455,189 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)
| DescDesc | AmtAmt |
|---|---|
| SHARE DRAFTS | $383,595,961 |
| REGULAR SHARES | $503,405,569 |
| MONEY MARKET | $260,381,616 |
| IRA ACCOUNTS | $27,575,156 |
| CERTIFICATE OF DEPOSITS | $330,352,693 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $1,505,310,995 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART X, LINE 2: | FormAndLineReferenceDesc |
| Explanation | THE CREDIT UNION IS EXEMPT FROM MOST FEDERAL AND STATE INCOME TAXES. THE INCOME TAXES TOPIC OF THE FASB ASC CLARIFIES ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES REPORTED IN THE FINANCIAL STATEMENTS. THE INTERPRETATION PROVIDES CRITERIA FOR ASSESSMENT OF INDIVIDUAL TAX POSITIONS AND A PROCESS FOR RECOGNITION AND MEASUREMENT OF UNCERTAIN TAX POSITIONS. TAX POSITIONS ARE EVALUATED ON WHETHER THEY MEET THE "MORE LIKELY THAN NOT" STANDARD FOR SUSTAINABILITY UPON EXAMINATION BY TAX AUTHORITIES. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION AS DEFINED IN INTERNAL REVENUE CODE (IRC) SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES DIRECTLY RELATED TO ITS EXEMPT PURPOSES. HOWEVER, IRC SECTION 511 IMPOSES A TAX ON THE UNRELATED BUSINESS INCOME (UBI) DERIVED BY STATE-CHARTERED CREDIT UNIONS. BEGINNING IN MARCH 2008, THE INTERNAL REVENUE SERVICE (IRS) RELEASED TECHNICAL ADVICE MEMORANDUMS (TAMS) TO SPECIFIC STATE-CHARTERED CREDIT UNIONS SPECIFYING THE REVENUE SOURCES SUBJECT TO UNRELATED BUSINESS INCOME TAX (UBIT). MANAGEMENT HAS ASSESSED THE CREDIT UNION'S ACTIVITIES AND ANY POTENTIAL FEDERAL OR STATE INCOME TAX LIABILITY AND DETERMINED THAT THE CREDIT UNION HAS NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS. ADDITIONALLY, NO INTEREST AND PENALTIES HAVE BEEN RECORDED IN THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS RELATED TO UNCERTAIN TAX POSITIONS. CURRENTLY, THE 2017, 2016, AND 2015 FEDERAL INCOME TAX RETURNS ARE OPEN FOR EXAMINATION BY THE IRS. THE FILING YEARS OPEN FOR EXAMINATION BY THE STATE, IF APPLICABLE, MAY BE EQUAL TO, GREATER THAN OR LESS THAN THE YEARS OPEN FOR EXAMINATION BY THE IRS. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (14 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| GARY REGOLI | ||||||||||||||
| PRESIDENT/CEO | $644,489 | $0 | $235,000 | $0 | $0 | $0 | $12,792 | $0 | $15,091 | $0 | $907,372 | $0 | $0 | $0 |
| JANICE HOLLAR | ||||||||||||||
| CFO | $246,213 | $0 | $22,000 | $0 | $0 | $0 | $14,283 | $0 | $6,467 | $0 | $288,963 | $0 | $0 | $0 |
| TARA MURPHY | ||||||||||||||
| CIO | $262,364 | $0 | $30,000 | $0 | $0 | $0 | $21,315 | $0 | $5,916 | $0 | $319,595 | $0 | $0 | $0 |
| SARA DEPAUW | ||||||||||||||
| CLO | $227,410 | $0 | $31,000 | $0 | $0 | $0 | $21,428 | $0 | $12,007 | $0 | $291,845 | $0 | $0 | $0 |
| JANET TILL | ||||||||||||||
| CPO | $224,773 | $0 | $32,000 | $0 | $0 | $0 | $18,053 | $0 | $7,524 | $0 | $282,350 | $0 | $0 | $0 |
| JOHN WINTERMEIER | ||||||||||||||
| CBO | $233,311 | $0 | $26,000 | $0 | $0 | $0 | $20,189 | $0 | $4,081 | $0 | $283,581 | $0 | $0 | $0 |
| JENNIFER GALLEY | ||||||||||||||
| COO | $167,935 | $0 | $31,622 | $0 | $0 | $0 | $15,288 | $0 | $0 | $0 | $214,845 | $0 | $0 | $0 |
| DAVID OAK | ||||||||||||||
| CMO | $174,601 | $0 | $5,000 | $0 | $0 | $0 | $14,991 | $0 | $9,248 | $0 | $203,840 | $0 | $0 | $0 |
| LISA SMITH | ||||||||||||||
| CRO | $174,109 | $0 | $5,000 | $0 | $0 | $0 | $14,522 | $0 | $7,526 | $0 | $201,157 | $0 | $0 | $0 |
| TRACY INGRAM | ||||||||||||||
| CTO | $142,820 | $0 | $5,000 | $0 | $0 | $0 | $11,454 | $0 | $974 | $0 | $160,248 | $0 | $0 | $0 |
| STEVEN NORDBECK | ||||||||||||||
| FINANCIAL PLANNING & TRUST MANAGER | $42,541 | $0 | $323,266 | $0 | $0 | $0 | $21,600 | $0 | $8,867 | $0 | $396,274 | $0 | $0 | $0 |
| VICTORIA PRAST | ||||||||||||||
| VP REAL ESTATE LENDING | $130,422 | $0 | $41,190 | $0 | $0 | $0 | $11,947 | $0 | $9,509 | $0 | $193,068 | $0 | $0 | $0 |
| ANDREW DENIS | ||||||||||||||
| FINANCIAL PLANNING & TRUST MANAGER | $43,355 | $0 | $108,472 | $0 | $0 | $0 | $8,795 | $0 | $9,432 | $0 | $170,054 | $0 | $0 | $0 |
| GINA FRANCISCO | ||||||||||||||
| FINANCIAL PLANNING & TRUST MANAGER | $31,278 | $0 | $108,766 | $0 | $0 | $0 | $8,960 | $0 | $2,929 | $0 | $151,933 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 4B | FormAndLineReferenceDesc |
| Explanation | THE CREDIT UNION MAINTAINS A DEFERRED COMPENSATION PLAN FOR THE CEO. THE LIABILITY AS OF DECEMBER 31, 2018 APPROXIMATED $4,619,000. THE CREDIT UNION'S EXPENSE RELATED TO THIS PLAN APPROXIMATED $615,000 FOR THE YEAR ENDED DECEMBER 31, 2018. | ExplanationTxt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (9 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | WE HAVE MEMBERS AND OUR CURRENT FIELD OF MEMBERSHIP IS AS FOLLOWS: MEMBERSHIP IN ACHIEVA CREDIT UNION IS LIMITED TO INDIVIDUALS, TRUSTS, ASSOCIATES, ORGANIZATIONS, AND LEGAL ENTITIES RESIDING OR EMPLOYED IN PINELLAS, PASCO, HERNANDO, DESOTO, MANATEE, SARASOTA, CHARLOTTE, LEE, COLLIER, AND HILLSBOROUGH COUNTIES AND IMMEDIATE FAMILY MEMBERS OF SUCH DEFINED TO INCLUDE PARENTS, CHILDREN, SPOUSE, OR SURVIVING SPOUSE OR THE MEMBER OR ANY OTHER RELATIVE BY BLOOD, MARRIAGE OR ADOPTION EVEN THOUGH SUCH INDIVIDUALS DO NOT RESIDE IN THE SAME HOUSEHOLD WITH THE MEMBER AND ASSOCIATIONS AND ORGANIZATIONS OF SUCH PERSONS AND EMPLOYEES OF THESE ASSOCIATIONS AND ORGANIZATIONS. ADDITIONALLY, PERSONS THAT HAVE CONTRIBUTED AT LEAST TEN DOLLARS TO ACHIEVA FOUNDATION ARE ELIGIBLE FOR MEMBERSHIP REGARDLESS OF WHERE THEY RESIDE. |
| FORM 990, PART VI, SECTION A, LINE 7A | THE BOARD OF DIRECTORS NOMINATING COMMITTEE IS STRUCTURED FOR THE PURPOSE OF SELECTING AND MAINTAINING EFFECTIVE DIRECTORS. THE BOARD OF DIRECTORS NOMINATING COMMITTEE IS ORGANIZED AT THE ANNUAL MEETING FOR EACH ELECTION YEAR AND SERVES THROUGHOUT THE YEAR UNTIL A RECOMMENDED SLATE OF DIRECTORS ARE PRESENTED TO THE BOARD OF DIRECTORS AT THE FOLLOWING ANNUAL MEETING. THE COMMITTEE INCLUDES THREE DIRECTORS WHO ARE NOT CANDIDATES FOR RE-ELECTION THAT YEAR. MEMBERSHIP IN THE COMMITTEE ROTATES ANNUALLY USING AN ESTABLISHED SCHEDULE SO THAT EACH DIRECTOR (REGARDLESS OF OFFICE) WILL SERVE ONE TIME DURING EACH THREE YEAR PERIOD. THE COMMITTEE RECOMMENDS TO THE BOARD OF DIRECTORS A CHAIRPERSON, VICE-CHAIRPERSON AND SECRETARY/TREASURER FOLLOWING THE ANNUAL MEETING AT WHICH DIRECTORS ARE ELECTED AND TAKES INTO CONSIDERATION PERFORMANCE REQUIREMENTS AND ATTENDANCE INFORMATION IN ITS REVIEW OF CANDIDATES FOR RE-ELECTION. |
| FORM 990, PART VI, SECTION A, LINE 7B | THE CREDIT UNION FIELD OF MEMBERSHIP HAS AUTHORITY TO ELECT AND RE-ELECT EVERY TWO YEARS THE BOARD OF DIRECTORS AND THE MEMBERS OF THE SUPERVISORY COMMITTEE. |
| FORM 990, PART VI, SECTION B, LINE 11B | THIS RETURN IS PREPARED BY SUBJECT MATTER EXPERTS AND REVIEWED BY THE ACCOUNTING CONTROLLER AND CHIEF FINANCIAL OFFICERS OF ACHIEVA CREDIT UNION. THE COMPLETED 990 WAS COMPARED TO THE PUBLISHED FINANCIAL REPORTS FOR ACCURACY, AND TO THE PRIOR YEAR'S RETURN FOR REASONABLENESS. |
| FORM 990, PART VI, SECTION B, LINE 12C | ALL VOLUNTEERS ARE REQUIRED TO SIGN AN AGREEMENT STATING THAT THEY WILL NOT KNOWINGLY TAKE ANY ACTION OR MAKE ANY STATEMENT INTENDED TO INFLUENCE THE CONDUCT OF ACHIEVA CREDIT UNION IN SUCH A WAY TO CONFER ANY FINANCIAL BENEFIT ON SUCH VOLUNTEERS, THEIR IMMEDIATE FAMILY MEMBERS OR ANY ORGANIZATION IN WHICH THEY OR THEIR FAMILY MEMBERS HAVE A PERSONAL INTEREST. BOARD MEMBERS ARE REQUIRED TO DISCLOSE ANY POTENTIAL CONFLICT OF INTEREST AND ANY ACTION THAT COMES BEFORE THE BOARD OF DIRECTORS AND WITHDRAW FROM THE MEETING ROOM DURING DISCUSSION, REVIEW, AND VOTING IN CONNECTION WITH THE MATTER. THE DISCLOSURE IS RECORDED IN THE MINUTES OF THE MEETING. ANNUAL DISCLOSURES OF POTENTIAL CONFLICTS ARE FILED BY THE BOARD OF DIRECTORS TO ENSURE COMPLIANCE WITH OUR CONFLICT OF INTEREST POLICY, AND THE INTERNAL AUDITOR CONDUCTS AN ANNUAL REVIEW OF THE OFFICIALS IN ACCORDANCE WITH STATUTE 657 039 PART 1. |
| FORM 990, PART VI, SECTION B, LINE 15 | A SALARY SURVEY AND REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND COMPENSATION COMMITTEE WERE COMPLETED IN 2018 TO DETERMINE THE COMPENSATION FOR THE CEO. THE CEO ENGAGES AN INDEPENDENT THIRD PARTY TO PERFORM A SALARY SURVEY FOR SENIOR MANAGEMENT TEAM MEMBERS THE CEO USES THE SURVEY DATA TO DETERMINE EACH TEAM MEMBER'S COMPENSATION. |
| FORM 990, PART VI, SECTION C, LINE 19 | MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBIES OF OUR BRANCHES, AND ANNUAL FINANCIAL REPORTS ARE PROVIDED AT OUR ANNUAL MEMBER MEETING AND ARE ALSO AVAILABLE UPON REQUEST. THE CONFLICT OF INTEREST POLICY AND GOVERNING DOCUMENTS ARE NOT MADE AVAILABLE TO THE GENERAL PUBLIC. |
| FORM 990, PART IX, LINE 24E | ATM EXPENSES 1,299,917. CORE DEPOSIT INTANGIBLE 722,775. MISCELLANEOUS 696,232. NEGATIVE BALANCE LOSSES 182,990. TRAINING/DEVELOPMENT/EDUCATION 31,393. |
| FORM 990, PART XII, LINE 2C | THERE WERE NO CHANGES IN THE PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY OF THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp (3 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Total IncomeTotalIncomeAmt | End Of Year AssetsEndOfYearAssetsAmt | Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt |
|---|---|---|---|---|---|---|---|---|---|
| COASTAL PROPERTY ASSETS I LLC | |||||||||
| 1659 VIRGINIA STREET | DUNEDIN | FL | 34698 | 030430637 | MORTGAGE SERVICING | FL | $0 | $289 | ACHIEVA CREDIT UNION |
| COASTAL PROPERTY ASSETS III LLC | |||||||||
| 1659 VIRGINIA STREET | DUNEDIN | FL | 34698 | 590729366 | MORTGAGE SERVICING | FL | $1,574 | $488,564 | ACHIEVA CREDIT UNION |
| ACHIEVA MERGER SERVICES LLC | |||||||||
| 1659 VIRGINIA STREET | DUNEDIN | FL | 34698 | 813240251 | MERGER SERVICES | FL | $10,582 | $21,415 | ACHIEVA CREDIT UNION |