INDEPENDENT HEALTH ASSOCIATION INC: Form 990, tax year 2024

View the entire original 990 at ProPublica ↗

Organization: INDEPENDENT HEALTH ASSOCIATION INC (EIN 16-1080163)
Tax period: 2024-01-01 to 2024-12-31
Filed: 2025-11-17
IRS object ID: 202503219349311350
Schema version: 2024v5.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule F
Schedule I
Schedule J
Schedule L
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2025-11-17T12:36:09-06:00	ReturnTs
Tax Period End	2024-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	861065772	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	DELOITTE TAX LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	111 MONUMENT CIRCLE SUITE 4200	AddressLine1Txt
City	INDIANAPOLIS	CityNm
State Abbreviation	IN	StateAbbreviationCd
ZIP	462045108	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2024-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	161080163	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	INDEPENDENT HEALTH ASSOCIATION INC	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	INDE	BusinessNameControlTxt
Phone	7166313001	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	511 FARBER LAKES DRIVE	AddressLine1Txt
City	BUFFALO	CityNm
State Abbreviation	NY	StateAbbreviationCd
ZIP	14221	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	MICHAEL W CROPP MD	PersonNm
Person Title	CEO	PersonTitleTxt
Phone	7166313001	PhoneNum
Signature	2025-11-17	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Field	Value	IRS element (for citing)
IRS Responsible Prty Info Curr	0	IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	SHAWNA M JANSONS	PreparerPersonNm
PTIN	P01222873	PTIN
Phone	3174648600	PhoneNum

Field	Value	IRS element (for citing)
Tax	2024	TaxYr
Build TS	2025-03-06 01:10:19Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	MICHAEL W CROPP MD	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	511 FARBER LAKES DRIVE	AddressLine1Txt
City	BUFFALO	CityNm
State Abbreviation	NY	StateAbbreviationCd
ZIP	14221	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$1,971,463,532	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.INDEPENDENTHEALTH.COM	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1980	FormationYr
Legal Domicile State	NY	LegalDomicileStateCd
Activity Or Mission	PROVIDES HEALTH-RELATED PRODUCTS AND SERVICES THAT ENABLE AFFORDABLE ACCESS TO QUALITY HEALTH CARE.	ActivityOrMissionDesc
Voting Members Governing Body	16	VotingMembersGoverningBodyCnt
Voting Members Independent	15	VotingMembersIndependentCnt
Total Employee	1492	TotalEmployeeCnt
Total Volunteers	421	TotalVolunteersCnt
Total Gross UBI	$0	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	$0	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$1,595,103,340	PYProgramServiceRevenueAmt
CY Program Service Revenue	$1,696,804,673	CYProgramServiceRevenueAmt
PY Investment Income	$4,776,817	PYInvestmentIncomeAmt
CY Investment Income	$35,225,370	CYInvestmentIncomeAmt
PY Other Revenue	$538,143	PYOtherRevenueAmt
CY Other Revenue	$689,859	CYOtherRevenueAmt
PY Total Revenue	$1,600,418,300	PYTotalRevenueAmt
CY Total Revenue	$1,732,719,902	CYTotalRevenueAmt
PY Grants And Similar Paid	$4,588,733	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$3,219,750	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$1,455,999,102	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$1,538,084,777	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$93,907,275	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$90,602,767	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$121,707,425	PYOtherExpensesAmt
CY Other Expenses	$115,908,035	CYOtherExpensesAmt
PY Total Expenses	$1,676,202,535	PYTotalExpensesAmt
CY Total Expenses	$1,747,815,329	CYTotalExpensesAmt
PY Revenues Less Expenses	-$75,784,235	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	-$15,095,427	CYRevenuesLessExpensesAmt
Total Assets BOY	$840,495,742	TotalAssetsBOYAmt
Total Assets EOY	$776,718,863	TotalAssetsEOYAmt
Total Liabilities BOY	$382,413,621	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$351,262,992	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$458,082,121	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$425,455,871	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	PROVIDES HEALTH-RELATED PRODUCTS AND SERVICES THAT ENABLE AFFORDABLE ACCESS TO QUALITY HEALTH CARE.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Expense	$1,594,522,390	ExpenseAmt
Grant	$3,219,750	GrantAmt
Revenue	$1,696,804,673	RevenueAmt
Desc	INDEPENDENT HEALTH ASSOCIATION (IHA) COORDINATES THE DELIVERY OF QUALITY HEALTH CARE COVERAGE THROUGH CONTRACTS WITH THE INDIVIDUAL PRACTICE ASSOCIATION OF WESTERN NEW YORK (IPAWNY), A TAXABLE NON-PROFIT, FOR ITS COMMERCIAL AND MEDICARE HMO PRODUCTS WITHIN THE EIGHT COUNTIES OF WESTERN NEW YORK (WNY). IHA ALSO PROVIDES COVERAGE AND COORDINATES SERVICES TO ITS MEDICAID HMO PRODUCT (WHICH INCLUDES TRADITIONAL MEDICAID (MA) OFFERINGS, THE CHILD HEALTH PLUS (CHP) PROGRAM, AS WELL AS THE ESSENTIAL PLAN (EFFECTIVE JANUARY 1, 2016), AND THE HEALTH AND RECOVERY PLAN (HARP) (EFFECTIVE JULY 1, 2016) FOR THE ARRANGEMENT OF PHYSICIAN, HOSPITAL, MEDICALLY NECESSARY HEALTH SERVICES, DIAGNOSTIC AND PREVENTIVE HEALTH SERVICES TO THE COMMUNITIES LOCATED IN ERIE AND NIAGARA COUNTY. (SEE SCH O FOR ADDITIONAL DETAIL).	Desc
Total Program Service Expenses	$1,594,522,390	TotalProgramServiceExpensesAmt
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	Yes (1)	CreditCounselingInd
Donor Rstr Or Quasi Endowments	0	DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	Yes (1)	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	Yes (1)	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	Yes (1)	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Engaged In Excess Benefit Trans	0	EngagedInExcessBenefitTransInd
PY Excess Benefit Trans	0	PYExcessBenefitTransInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent	Yes (1)	BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	Yes (1)	RelatedEntityInd
Related Organization Ctrl Ent	Yes (1)	RelatedOrganizationCtrlEntInd
Transaction With Control Ent	Yes (1)	TransactionWithControlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	151	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	1492	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	0	UnrelatedBusIncmOverLimitInd
Foreign Financial Account	Yes (1)	ForeignFinancialAccountInd
Foreign Country	BD	ForeignCountryCd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt	Yes (1)	SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc	0	SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	16	GoverningBodyVotingMembersCnt
Independent Voting Member	15	IndependentVotingMemberCnt
Family Or Business Rln	Yes (1)	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	0	MembersOrStockholdersInd
Election Of Board Members	0	ElectionOfBoardMembersInd
Decisions Subject To Approva	0	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	Yes (1)	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (1)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	Yes (1)	InvestmentInJointVentureInd
Written Policy Or Procedure	0	WrittenPolicyOrProcedureInd
States Where Copy Of Return Is Fld	NY	StatesWhereCopyOfReturnIsFldCd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	JARED GROSS	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	7166313001	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	511 FARBER LAKES DRIVE	AddressLine1Txt
City	BUFFALO	CityNm
State Abbreviation	NY	StateAbbreviationCd
ZIP	14221	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (45 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Key EmployeeKeyEmployeeInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd	Former Ofcr Director TrusteeFormerOfcrDirectorTrusteeInd
MICHAEL W CROPP MD
PRESIDENT (END 02/24) & CEO	32.00	20.00	Yes (X)	Yes (X)	$1,908,011	$0	$583,975
KATHLEEN MYLOTTE MD
CHAIRPERSON	10.00	0.00	Yes (X)	Yes (X)	$115,100	$0	$0
DANIEL B WEINTRAUB CPA
BOARD MEMBER	4.00	0.00	Yes (X)		$83,500	$0	$8,030
DONALD K BOSWELL
VICE CHAIRPERSON	4.00	0.00	Yes (X)	Yes (X)	$67,500	$0	$411
PATRICIA SMITH
BOARD MEMBER	4.00	0.00	Yes (X)		$64,750	$0	$411
DAVID J MCNAMARA ESQ
BOARD MEMBER	4.00	0.00	Yes (X)		$56,750	$0	$3,597
DANIEL GAGLIARDO
BOARD MEMBER	4.00	0.00	Yes (X)		$48,500	$0	$10,790
LISA MENDONZA MD
BOARD MEMBER	4.00	0.00	Yes (X)		$44,500	$0	$10,790
GERARD T MAZURKIEWICZ CPA
BOARD MEMBER	4.00	0.00	Yes (X)		$54,500	$0	$411
PAMELA D REED MD
BOARD MEMBER	4.00	0.00	Yes (X)		$54,500	$0	$0
DAVID PAWLOWSKI MD
BOARD MEMBER	4.00	0.00	Yes (X)		$42,500	$0	$10,790
FUAD SHERIFF MD
BOARD MEMBER	4.00	0.00	Yes (X)		$43,500	$0	$8,030
ANDREW DORN JR
BOARD MEMBER (BEG 04/24)	4.00	0.00	Yes (X)		$48,750	$0	$0
YVONNE S MINOR-RAGAN PHD
BOARD MEMBER	4.00	1.00	Yes (X)		$46,500	$0	$411
MANSI DEMLA
BOARD MEMBER	4.00	0.00	Yes (X)		$44,500	$0	$0
THOMAS J FOELS MD
BOARD MEMBER	4.00	0.00	Yes (X)		$44,500	$0	$0
ANTHONY BAYNES
BOARD MEMBER (END 4/24)	4.00	0.00	Yes (X)		$0	$0	$10,790
JAMES DUNLOP
TREAS, EVP CFO/PRES. (END/BEG 02/24)	33.00	14.00		Yes (X)	$914,891	$0	$335,008
ANTHONY BILLITTIER
EVP-CHF MEDICAL OFCR	22.00	21.00		Yes (X)	$718,300	$0	$436,862
KENNETH SODARO
SEC -EVP-GENERAL COUNSEL	26.00	15.00		Yes (X)	$508,805	$0	$119,851
JARED GROSS
EVP-CFO/TREASURER (BEG 02/24)	27.00	10.00		Yes (X)	$439,427	$0	$18,871
NICOLE BRITTON
VP-CHIEF COMPLIANCE OFFICER	32.00	11.00		Yes (X)	$211,405	$0	$31,923
JOHN REID RODGERS
EVP-CHIEF OPERATING OFFICER	34.00	17.00			$1,455,354	$0	$497,886	Yes (X)
PATRICIA C CLABEAUX
EVP-CHIEF HR OFFICER	28.00	18.00			$898,576	$0	$377,220	Yes (X)
ERIC J DECKER
SVP-INFORMATION TECHNOLOGY CIO	33.00	14.00			$535,298	$0	$88,413	Yes (X)
RICHARD M ARGENTIERI
SVP-CHIEF SALES & MARKETING OFFICER	33.00	15.00			$442,461	$0	$165,249	Yes (X)
ROBERTA D RIFKIN
SVP-GOVT AFFAIRS & STRAT PRTNRSHPS	27.00	16.00			$392,814	$0	$200,392	Yes (X)
CHERYL FRIEDMAN
SVP-HEALTH CARE SRVCS. (END 9/24)	21.00	13.00			$541,665	$0	$27,730	Yes (X)
MARGARET STEFFAN
SVP-FINANCE & CAO (END 11/24)	20.00	14.00			$402,320	$0	$165,147	Yes (X)
AMIN M SEREHALI
SVP-CHIEF DATA & ANALYTICS OFFICER	38.00	14.00			$455,836	$0	$75,843	Yes (X)
ANTHONY MONTAGNA
SVP-CHIEF NETWORK OFFICER	29.00	19.00			$361,799	$0	$137,579	Yes (X)
ANNE O'NEILL
SVP-CHIEF RISK OFFICER	32.00	12.00			$339,011	$0	$128,059	Yes (X)
DAVID SHUTE
SVP-OPERATIONS - (END 11/24)	22.00	9.00			$406,083	$0	$40,081	Yes (X)
ROBERT TRACY
SVP-GOVERNMENT PROGRAMS	33.00	13.00			$361,109	$0	$77,920	Yes (X)
DAVE MIKA
SVP-BUSINESS SERVICES & OPERATIONS	32.00	16.00			$353,712	$0	$61,356	Yes (X)
PETER GHIL
SVP-CHIEF ACTUARIAL OFFICER	42.00	16.00			$314,272	$0	$75,756	Yes (X)
MIKE REILLY
SVP-CHF HC INNV. & STRAT. (END 7/24)	14.00	11.00			$341,893	$0	$18,471	Yes (X)
PETER JABRUCKI
VP-CHIEF INFORMATION SECURITY OFFICER	32.00	13.00			$242,501	$0	$44,812	Yes (X)
GEORGE WANDS
VP-CHIEF AUDIT OFFICER	31.00	11.00			$210,287	$0	$42,514	Yes (X)
TIMOTHY HALEY
MEDICAL DIRECTOR-MEDICAL POLICY & UM	12.00	29.00			$377,089	$0	$42,295		Yes (X)
DEIRDRE WHEAT
MED DIR-QUALITY & POP. HEALTH MGMT	19.00	26.00			$366,192	$0	$46,681		Yes (X)
JOSHUA ZALEN
VP-IT SERVICE OPERATIONS	29.00	24.00			$338,141	$0	$44,807		Yes (X)
JONATHAN BUROW
VP-CUST EXPERIENCE & DIGITAL TRANS	33.00	13.00			$338,627	$0	$40,896		Yes (X)
LESLEY HAAK
VP-IT APPLICATION DELIVERY	30.00	17.00			$330,441	$0	$18,723		Yes (X)
JOHN MINEO
FORMER OFFICER (END 04/23)	0.00	0.00			$597,516	$0	$439			Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$15,963,686	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$4,009,220	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	405	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	Yes (1)	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
INDEPENDENT PRACTICE ASSOCIATION OF WNY
511 FARBER LAKES DRIVE	BUFFALO	NY	14221	MEDICAL & PHARMACY	$1,111,614,121
LIBERTY DENTAL NEW YORK IPA LLC
340 COMMERCE STE 100	IRVINE	CA	92602	DENTAL BENEFITS COMPANY	$29,203,769
WNY COORDINATED MEDICAL CARE PC
511 FARBER LAKES DRIVE	BUFFALO	NY	14221	MEDICAL SERVICES	$18,160,000
VATICA HEALTH INC
11800 AMBERPARK DRIVE SUITE 230	ALPHARETTA	GA	30009	MEDICAL SERVICES	$16,120,226
ATOS SYNTEL INC
4581 REGENT BLVD	IRVING	TX	75063	INFORMATION TECHNOLOGY	$13,335,148

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	188	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp

Field	Value	IRS element (for citing)
Desc	PREMIUMS,REINSURANCE,&	Desc
Business	524114	BusinessCd
Total Revenue Column	$1,696,804,673	TotalRevenueColumnAmt
Related Or Exempt Func Income	$1,696,804,673	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Total Program Service Revenue	$1,696,804,673	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$8,596,579	TotalRevenueColumnAmt
Exclusion	$8,596,579	ExclusionAmt

Royalties Revenue RoyaltiesRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$551,480	TotalRevenueColumnAmt
Exclusion	$551,480	ExclusionAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$157,862	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$19,483	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$138,379	RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$138,379	TotalRevenueColumnAmt
Exclusion	$138,379	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Securities	$265,336,938	SecuritiesAmt
Other	$16,000	OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Securities	$238,471,185	SecuritiesAmt
Other	$252,962	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Securities	$26,865,753	SecuritiesAmt
Other	-$236,962	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$26,628,791	TotalRevenueColumnAmt
Exclusion	$26,628,791	ExclusionAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$1,732,719,902	TotalRevenueColumnAmt
Related Or Exempt Func Income	$1,696,804,673	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$0	UnrelatedBusinessRevenueAmt
Exclusion	$35,915,229	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$3,219,750	TotalAmt
Program Services	$3,219,750	ProgramServicesAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$1,538,084,777	TotalAmt
Program Services	$1,538,084,777	ProgramServicesAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$17,431,059	TotalAmt
Management And General	$17,431,059	ManagementAndGeneralAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$47,136,869	TotalAmt
Program Services	$19,024,763	ProgramServicesAmt
Management And General	$28,112,106	ManagementAndGeneralAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	-$5,123,043	TotalAmt
Program Services	$746,705	ProgramServicesAmt
Management And General	-$5,869,748	ManagementAndGeneralAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$21,792,321	TotalAmt
Program Services	$4,412,329	ProgramServicesAmt
Management And General	$17,379,992	ManagementAndGeneralAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$9,365,561	TotalAmt
Program Services	$1,497,544	ProgramServicesAmt
Management And General	$7,868,017	ManagementAndGeneralAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$2,514,618	TotalAmt
Management And General	$2,514,618	ManagementAndGeneralAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$466,740	TotalAmt
Management And General	$466,740	ManagementAndGeneralAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

Field	Value	IRS element (for citing)
Total	$90,265	TotalAmt
Management And General	$90,265	ManagementAndGeneralAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

Field	Value	IRS element (for citing)
Total	$579,629	TotalAmt
Management And General	$579,629	ManagementAndGeneralAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$35,285,822	TotalAmt
Program Services	$54,726	ProgramServicesAmt
Management And General	$35,231,096	ManagementAndGeneralAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$5,216,420	TotalAmt
Program Services	$699	ProgramServicesAmt
Management And General	$5,215,721	ManagementAndGeneralAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$9,083,895	TotalAmt
Program Services	$227,820	ProgramServicesAmt
Management And General	$8,856,075	ManagementAndGeneralAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$19,666,265	TotalAmt
Management And General	$19,666,265	ManagementAndGeneralAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$1,584,889	TotalAmt
Management And General	$1,584,889	ManagementAndGeneralAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$147,370	TotalAmt
Program Services	$14,995	ProgramServicesAmt
Management And General	$132,375	ManagementAndGeneralAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$14,057	TotalAmt
Program Services	$1,145	ProgramServicesAmt
Management And General	$12,912	ManagementAndGeneralAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	-$1,811,227	TotalAmt
Management And General	-$1,811,227	ManagementAndGeneralAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$10,761,849	TotalAmt
Management And General	$10,761,849	ManagementAndGeneralAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$1,853,489	TotalAmt
Program Services	$717,875	ProgramServicesAmt
Management And General	$1,135,614	ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt	Program ServicesProgramServicesAmt	Management And GeneralManagementAndGeneralAmt
GME SURCHARGE	$24,025,037	$24,025,037
NYS ASSESSMENT/ACA	$1,615,383		$1,615,383
WELLNESS REWARDS	$1,229,090	$1,229,090
DUES	$587,744	$24,555	$563,189

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$2,996,700	TotalAmt
Program Services	$1,240,580	ProgramServicesAmt
Management And General	$1,756,120	ManagementAndGeneralAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,747,815,329	TotalAmt
Program Services	$1,594,522,390	ProgramServicesAmt
Management And General	$153,292,939	ManagementAndGeneralAmt
Fundraising	$0	FundraisingAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$6,438,163	BOYAmt
EOY	$12,443,218	EOYAmt

Accounts Receivable AccountsReceivableGrp

Field	Value	IRS element (for citing)
BOY	$267,492,258	BOYAmt
EOY	$242,582,100	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$35,174,596	BOYAmt
EOY	$50,324,472	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$137,963,974	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$90,219,144	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$55,270,662	BOYAmt
EOY	$47,744,830	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$284,780,010	BOYAmt
EOY	$135,078,927	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,563,750	BOYAmt
EOY	$1,520,000	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$189,776,303	BOYAmt
EOY	$287,025,316	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$840,495,742	BOYAmt
EOY	$776,718,863	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$107,704,389	BOYAmt
EOY	$86,730,573	EOYAmt

Deferred Revenue DeferredRevenueGrp

Field	Value	IRS element (for citing)
BOY	$8,247,971	BOYAmt
EOY	$13,017,230	EOYAmt

Escrow Account Liability EscrowAccountLiabilityGrp

Field	Value	IRS element (for citing)
BOY	$4,599,506	BOYAmt
EOY	$5,023,191	EOYAmt

Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp

Field	Value	IRS element (for citing)
BOY	$78,850,000	BOYAmt
EOY	$85,900,000	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$183,011,755	BOYAmt
EOY	$160,591,998	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$382,413,621	BOYAmt
EOY	$351,262,992	EOYAmt

Field	Value	IRS element (for citing)
Organization Follows FASB117	Yes (X)	OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$284,473,061	BOYAmt
EOY	$238,209,656	EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

Field	Value	IRS element (for citing)
BOY	$173,609,060	BOYAmt
EOY	$187,246,215	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$458,082,121	BOYAmt
EOY	$425,455,871	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$840,495,742	BOYAmt
EOY	$776,718,863	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	-$15,095,427	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	-$17,530,823	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Consol And Sep Basis Fincl Stmt	Yes (X)	ConsolAndSepBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	Yes (1)	FederalGrantAuditRequiredInd
Federal Grant Audit Performed	Yes (1)	FederalGrantAuditPerformedInd

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Agent Trustee Etc	0	AgentTrusteeEtcInd
Incl Escrow Custodial Acct Liab	Yes (1)	InclEscrowCustodialAcctLiabInd
Explanation Provided	Yes (X)	ExplanationProvidedInd

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$542,713	OtherCostOrOtherBasisAmt
Book Value	$542,713	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$23,772,167	OtherCostOrOtherBasisAmt
Depreciation	$11,135,848	DepreciationAmt
Book Value	$12,636,319	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$19,072,584	OtherCostOrOtherBasisAmt
Depreciation	$15,419,138	DepreciationAmt
Book Value	$3,653,446	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$37,112,186	OtherCostOrOtherBasisAmt
Depreciation	$27,641,989	DepreciationAmt
Book Value	$9,470,197	BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$57,464,324	OtherCostOrOtherBasisAmt
Depreciation	$36,022,169	DepreciationAmt
Book Value	$21,442,155	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$47,744,830	TotalBookValueLandBuildingsAmt

Other Assets Org OtherAssetsOrgGrp (2 entries)

DescDesc	Book ValueBookValueAmt
INVESTMENTS HELD IN ESCROW PER NYSDOH REGULATION 98-1.11CF	$79,226,124
INVESTMENT IN AFFILIATES	$207,799,192

Field	Value	IRS element (for citing)
Total Book Value Other Assets	$287,025,316	TotalBookValueOtherAssetsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (4 entries)

DescDesc	AmtAmt
BENEFITS PAYABLE	$67,893,888
CAPITATION PAYABLE	$17,564,712
INTERCOMPANY PAYABLE	$46,733,398
LEGAL SETTLEMENT PAYABLE	$28,400,000

Field	Value	IRS element (for citing)
Total Liability	$160,591,998	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$1,709,032,018	TotalRevEtcAuditedFinclStmtAmt
Net Unrealized Gains Invst	-$17,530,821	NetUnrealizedGainsInvstAmt
Other Revenue	$4,368,137	OtherRevenueAmt
Revenue Not Reported	-$13,162,684	RevenueNotReportedAmt
Revenue Subtotal	$1,722,194,702	RevenueSubtotalAmt
Other Revenues Not Included	$10,525,200	OtherRevenuesNotIncludedAmt
Revenue Not Reported Fincl Stmt	$10,525,200	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$1,732,719,902	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$1,750,647,272	TotExpnsEtcAuditedFinclStmtAmt
Other Expenses Included	-$10,525,200	OtherExpensesIncludedAmt
Expenses Not Reported	-$10,525,200	ExpensesNotReportedAmt
Expenses Subtotal	$1,761,172,472	ExpensesSubtotalAmt
Other Expenses Not Included	-$13,357,143	OtherExpensesNotIncludedAmt
Expenses Not Rpt Fincl Stmt	-$13,357,143	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$1,747,815,329	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART IV, LINE 2B:	LONG-TERM INCENTIVE DEFERRED COMPENSATION PLAN(S) ARE OFFERED TO KEY EXECUTIVES. FUTURE PAYMENT IS BASED ON PERFORMANCE AND HISTORICAL COMPENSATION, ASSETS ARE UNDER CUSTODIAL ARRANGEMENT WITH M&T BANK.
PART X, LINE 2:	INDEPENDENT HEALTH ASSOCIATION & AFFILIATES (THE ASSOCIATION) RECOGNIZED NO LIABILITY FOR UNRECOGNIZED INCOME TAX BENEFITS AT DECEMBER 31, 2024 AND 2023. THE ASSOCIATION DID NOT RECORD INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS IN 2024 AND 2023. THE ASSOCIATION IS SUBJECT TO U.S. FEDERAL INCOME TAX AND INCOME TAX IN VARIOUS STATE JURISDICTIONS. AS OF DECEMBER 31, 2024, THE ASSOCIATION'S TAX YEARS FOR 2021, 2022, AND 2023 ARE SUBJECT TO EXAMINATIONS BY FEDERAL TAX AUTHORITIES.
PART XI, LINE 2D - OTHER ADJUSTMENTS:	BANK CHARGES & INVESTMENT FEES NETTED AGAINST OTHER INCOME 977,926. NON-SERVICE NET PERIODIC PENSION COSTS NETTED AGAINST OTHER INCOME 2,914,662. ENCOUNTER PENALTY NETTED AGAINST INCOME 2,486,727. NON COMPLIANCE PENALTY NETTED AGAINST INCOME -11,178. OPERATING GRANT NETTED AGAINST INCOME -2,000,000.
PART XI, LINE 4B - OTHER ADJUSTMENTS:	REINSURANCE RECOVERIES 4,092,037. RX REBATE 6,452,646. RENTAL EXPENSE INCLUDED ON PART VIII, LINE 6B -19,483.
PART XII, LINE 2D - OTHER ADJUSTMENTS:	REINSURANCE RECOVERIES -4,092,037. RX REBATE -6,452,646. RENTAL EXPENSE INCLUDED ON PART VIII, LINE 6B 19,483.
PART XII, LINE 4B - OTHER ADJUSTMENTS:	BANK CHARGES & INVESTMENT FEES NETTED AGAINST OTHER INCOME 3,092,351. PENSION RELATED CHARGES AND NON-SERVICE NET PERIODIC PENSION COST -11,903,668. ENCOUNTER PENALTY NETTED AGAINST OTHER INCOME -2,486,727. LEGAL SETTLEMENT INTEREST EXPENSE NETTED AGAINST OTHER INCOME -4,070,277. OPERATING GRANT EXPENSE NETTED AGAINST OTHER INCOME 2,000,000. NONCOMPLIANCE PENALTY INCLUDED NETTED AGAINST OTHER INCOME 11,178.

Schedule F IRS990ScheduleF

Account Activities Outside US AccountActivitiesOutsideUSGrp (2 entries)

RegionRegionTxt	OfficesOfficesCnt	EmployeeEmployeeCnt	Type Of Activities ConductedTypeOfActivitiesConductedTxt	Specific Services ProvidedSpecificServicesProvidedTxt	Region Total ExpendituresRegionTotalExpendituresAmt
CENTRAL AMERICA AND THE CARIBBEAN	0	0	PROGRAM SERVICES	REINSURANCE	$717,875
CENTRAL AMERICA AND THE CARIBBEAN	0	0	INVESTMENTS		$37,878,864

Field	Value	IRS element (for citing)
Subtotal Offices	0	SubtotalOfficesCnt
Subtotal Employees	0	SubtotalEmployeesCnt
Continuation Total Office	0	ContinuationTotalOfficeCnt
Continuation Total Employee	0	ContinuationTotalEmployeeCnt
Total Office	0	TotalOfficeCnt
Total Employee	0	TotalEmployeeCnt
Subtotal Spent	$38,596,739	SubtotalSpentAmt
Continuation Spent	$0	ContinuationSpentAmt
Total Spent	$38,596,739	TotalSpentAmt
Transfer To Foreign Corp	0	TransferToForeignCorpInd
Interest In Foreign Trust	0	InterestInForeignTrustInd
Foreign Corp Ownership	Yes (1)	ForeignCorpOwnershipInd
Passive Foreign Investmest Co	0	PassiveForeignInvestmestCoInd
Foreign Partnership	0	ForeignPartnershipInd
Boycott Countries	0	BoycottCountriesInd

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (30 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Non Cash AssistanceNonCashAssistanceAmt	Purpose Of GrantPurposeOfGrantTxt
AMHERST CHAMBER OF COMMERCE
400 ESSJAY ROAD SUITE 150	AMHERST	NY	14221	160959485	501(C)(6)	$24,588	$0	SPONSORSHIP
BISONS BASEBALL INC
ONE JAMES D GRIFFIN PLAZA	BUFFALO	NY	142032729	161193569		$17,468	$0	SPONSORSHIP
BUFFALO BILLS LLC
ONE BILLS DRIVE	ORCHARD PARK	NY	14127	471762470		$140,858	$0	SPONSORSHIP FOR HEALTHY LIVING
BUFFALO SOCIETY OF NATURAL SCIENCES
1020 HUMBOLDT PARKWAY	BUFFALO	NY	14211	166000178	501(C)(3)	$22,999	$0	SPONSORSHIP FOR HEALTHY LIVING
BUFFALO NIAGARA PARTNERSHIP FOUNDATION INC
257 WEST GENESEE STREET SUITE 600	BUFFALO	NY	14202	160761958	501(C)(3)	$13,275	$0	SPONSORSHIP
BUFFALO RIVERWORKS LLC
359 GANSON ST	BUFFALO	NY	14203	463720236		$227,078	$0	SPONSORSHIP FOR HEALTHY LIVING
BUFFALO URBAN LEAGUE INC
15 GENESEE ST	BUFFALO	NY	14203	160743940	501(C)(3)	$7,197	$0	SPONSORSHIP FOR HEALTHY LIVING
CANISIUS UNIVERSITY
2001 MAIN STREET	BUFFALO	NY	14208	160743209	501(C)(3)	$11,290	$0	SPONSORSHIP
CATHOLIC CHARITIES OF BUFFALO NEW YORK
741 DELAWARE AVENUE	BUFFALO	NY	14209	160743251	501(C)(3)	$6,987	$0	SPONSORSHIP FOR HEALTHY LIVING
ECMC FOUNDATION
462 GRIDER ST STE G1	BUFFALO	NY	14215	223283946	501(C)(3)	$72,665	$0	SPONSORSHIP
ENDEAVOR WESTERN NEW YORK INC
211 RUSKIN ROAD	AMHERST	NY	14226	842898352	501(C)(3)	$13,974	$0	SPONSORSHIP
FEEDMORE FOUNDATION OF WESTERN NEW YORK INC
100 JAMES E CASEY DRIVE	BUFFALO	NY	14206	161475486	501(C)(3)	$15,721	$0	SPONSORSHIP FOR HEALTHY LIVING
GREEN OPTIONS BUFFALO (GOBIKESLOW ROLL)
640 ELLICOTT ST SUITE 447	BUFFALO	NY	14203	272501533	501(C)(3)	$40,175	$0	SPONSORSHIP FOR HEALTHY LIVING
HISPANIC HERITAGE COUNCIL OF WNY INC
PO BOX 361	BUFFALO	NY	14201	800719778	501(C)(3)	$13,974	$0	SPONSORSHIP
HORIZON HEALTH SERVICES INC
55 DODGE ROAD	GETZVILLE	NY	14068	166198498	501(C)(3)	$8,734	$0	SPONSORSHIP FOR HEALTHY LIVING
INVEST BUFFALO NIAGARA INC
257 WEST GENESEE STREET SUITE 600	BUFFALO	NY	142031425	161579523	501(C)(3)	$34,935	$0	SPONSORSHIP
INDEPENDENT HEALTH FOUNDATION
777 INTERNATIONAL DRIVE	BUFFALO	NY	14221	161417199	501(C)(3)	$2,000,000	$0	SPONSORSHIP
JERICHO ROAD COMMUNITY HEALTH CENTER
184 BARTON ST	BUFFALO	NY	14213	451571876	501(C)(3)	$61,860	$0	SPONSORSHIP FOR HEALTHY LIVING
LMHF STRIVE TO THRIVE PROGRAM INC
3786 BROADWAY STREET	CHEEKTOWAGA	NY	14227	815207846	501(C)(3)	$122,273	$0	SPONSORSHIP FOR HEALTHY LIVING
LARKIN SQUARE LLC
726 EXCHANGE ST SUITE 825	BUFFALO	NY	14210	454273897		$59,390	$0	SPONSORSHIP
LEADERSHIP BUFFALO
237 MAIN STREET SUITE 1500	BUFFALO	NY	142032720	161363536	501(C)(3)	$5,240	$0	SPONSORSHIP
NIAGARA FRONTIER AUTOMOBILE DEALERS ASSOCIATION (NFADA)
1144 WEHRLE DRIVE	WILLIAMSVILLE	NY	14221	161194880	501(C)(3)	$30,743	$0	SPONSORSHIP
PEOPLE INC
1219 NORTH FOREST ROAD	BUFFALO	NY	14221	161450321	501(C)(3)	$44,018	$0	SPONSORSHIP
POLICE ATHLETIC LEAGUE
65 NIAGARA SQUARE 21ST FLOOR	BUFFALO	NY	14202	161468698	501(C)(3)	$19,464	$0	SPONSORSHIP FOR HEALTHY LIVING
RICH PRODUCTS CORPORATION
1150 NIAGARA ST PO BOX 245	BUFFALO	NY	14240	311387980		$39,302	$0	SPONSORSHIP
SENECA DIABETES FOUNDATION
PO BOX 309	IRVING	NY	140810309	203214056	501(C)(3)	$27,948	$0	SPONSORSHIP
SHARED MOBILITY
640 ELLICOTT ST 441	BUFFALO	NY	14203	465072814	501(C)(3)	$38,429	$0	SPONSORSHIP FOR HEALTHY LIVING
CENTER FOR HOSPICE AND PALLIATIVE CARE INC
225 COMO PARK BLVD	CHEEKTOWAGA	NY	142271416	223141532	501(C)(3)	$5,240	$0	SPONSORSHIP
NATIONAL FEDERATION OF JUST COMMUNITIES OF WNY
360 DELAWARE AVENUE	BUFFALO	NY	14202	203185568	501(C)(3)	$6,987	$0	SPONSORSHIP
THE SUMMIT CENTER INC
150 STAHL ROAD	GETZVILLE	NY	14068	161095750	501(C)(3)	$5,240	$0	SPONSORSHIP FOR HEALTHY LIVING

Field	Value	IRS element (for citing)
Total501c3 Org	24	Total501c3OrgCnt
Total Other Org	6	TotalOtherOrgCnt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINE 2:	FormAndLineReferenceDesc
Explanation	DONATIONS/CONTRIBUTION: SUPPORT IS PROVIDED TO COLLABORATING COMMUNITY PARTNERS WHO ALIGN WITH OUR MISSION TO IMPROVE THE HEALTH AND WELL-BEING OF THE WNY COMMUNITY. THE GRANTS OR SPONSORSHIPS ARE RECORDED IN THE FINANCIAL SYSTEM'S GENERAL LEDGER AS COMMUNITY PROGRAMS AND COPIES OF ALL PAYMENTS ARE KEPT ON FILE.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Committee	Yes (X)	CompensationCommitteeInd
Independent Consultant	Yes (X)	IndependentConsultantInd
Form990 Of Other Organizations	Yes (X)	Form990OfOtherOrganizationsInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	Yes (1)	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd
Comp Based On Revenue Of Flng Org	0	CompBasedOnRevenueOfFlngOrgInd
Comp Bsd On Rev Related Orgs	0	CompBsdOnRevRelatedOrgsInd
Comp Bsd Net Earns Flng Org	0	CompBsdNetEarnsFlngOrgInd
Comp Bsd Net Earns Rltd Orgs	0	CompBsdNetEarnsRltdOrgsInd
Any Non Fixed Payments	0	AnyNonFixedPaymentsInd
Initial Contract Exception	0	InitialContractExceptionInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (29 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
MICHAEL W CROPP MD
PRESIDENT (END 02/24) & CEO	$1,174,601	$0	$701,649	$0	$31,761	$0	$569,958	$0	$14,017	$0	$2,491,986	$0	$221,450	$0
JOHN REID RODGERS
EVP-CHIEF OPERATING OFFICER	$627,206	$0	$792,305	$0	$35,843	$0	$464,090	$0	$33,796	$0	$1,953,240	$0	$562,013	$0
PATRICIA C CLABEAUX
EVP-CHIEF HR OFFICER	$411,367	$0	$479,381	$0	$7,828	$0	$322,472	$0	$54,748	$0	$1,275,796	$0	$348,467	$0
JAMES DUNLOP
TREAS, EVP CFO/PRES. (END/BEG 02/24)	$713,997	$0	$194,229	$0	$6,665	$0	$261,676	$0	$73,332	$0	$1,249,899	$0	$0	$0
ANTHONY BILLITTIER
EVP-CHF MEDICAL OFCR	$477,750	$0	$230,496	$0	$10,054	$0	$369,907	$0	$66,955	$0	$1,155,162	$0	$77,157	$0
KENNETH SODARO
SEC -EVP-GENERAL COUNSEL	$401,696	$0	$84,502	$0	$22,607	$0	$87,795	$0	$32,056	$0	$628,656	$0	$0	$0
ERIC J DECKER
SVP-INFORMATION TECHNOLOGY CIO	$397,742	$0	$135,508	$0	$2,048	$0	$57,186	$0	$31,227	$0	$623,711	$0	$41,375	$0
RICHARD M ARGENTIERI
SVP-CHIEF SALES & MARKETING OFFICER	$330,713	$0	$108,421	$0	$3,327	$0	$135,403	$0	$29,846	$0	$607,710	$0	$31,597	$0
JOHN MINEO
FORMER OFFICER (END 04/23)	$0	$0	$57,629	$0	$539,887	$0	$0	$0	$439	$0	$597,955	$0	$57,629	$0
ROBERTA D RIFKIN
SVP-GOVT AFFAIRS & STRAT PRTNRSHPS	$291,001	$0	$97,786	$0	$4,027	$0	$168,291	$0	$32,101	$0	$593,206	$0	$28,114	$0
CHERYL FRIEDMAN
SVP-HEALTH CARE SRVCS. (END 9/24)	$250,289	$0	$113,042	$0	$178,334	$0	$6,432	$0	$21,298	$0	$569,395	$0	$32,500	$0
MARGARET STEFFAN
SVP-FINANCE & CAO (END 11/24)	$291,854	$0	$107,998	$0	$2,468	$0	$146,379	$0	$18,768	$0	$567,467	$0	$31,050	$0
AMIN M SEREHALI
SVP-CHIEF DATA & ANALYTICS OFFICER	$337,524	$0	$115,998	$0	$2,314	$0	$48,392	$0	$27,451	$0	$531,679	$0	$36,741	$0
ANTHONY MONTAGNA
SVP-CHIEF NETWORK OFFICER	$270,417	$0	$90,393	$0	$989	$0	$111,225	$0	$26,354	$0	$499,378	$0	$28,438	$0
ANNE O'NEILL
SVP-CHIEF RISK OFFICER	$271,799	$0	$65,053	$0	$2,159	$0	$95,171	$0	$32,888	$0	$467,070	$0	$0	$0
JARED GROSS
EVP-CFO/TREASURER (BEG 02/24)	$387,293	$0	$50,000	$0	$2,134	$0	$0	$0	$18,871	$0	$458,298	$0	$0	$0
DAVID SHUTE
SVP-OPERATIONS - (END 11/24)	$272,053	$0	$98,151	$0	$35,879	$0	$14,291	$0	$25,790	$0	$446,164	$0	$30,000	$0
ROBERT TRACY
SVP-GOVERNMENT PROGRAMS	$268,940	$0	$89,511	$0	$2,658	$0	$49,348	$0	$28,572	$0	$439,029	$0	$27,556	$0
TIMOTHY HALEY
MEDICAL DIRECTOR-MEDICAL POLICY & UM	$342,880	$0	$30,407	$0	$3,802	$0	$12,171	$0	$30,124	$0	$419,384	$0	$0	$0
DAVE MIKA
SVP-BUSINESS SERVICES & OPERATIONS	$293,250	$0	$56,341	$0	$4,121	$0	$29,248	$0	$32,108	$0	$415,068	$0	$0	$0
DEIRDRE WHEAT
MED DIR-QUALITY & POP. HEALTH MGMT	$334,021	$0	$29,738	$0	$2,433	$0	$15,388	$0	$31,293	$0	$412,873	$0	$0	$0
PETER GHIL
SVP-CHIEF ACTUARIAL OFFICER	$260,774	$0	$52,087	$0	$1,411	$0	$14,463	$0	$61,293	$0	$390,028	$0	$0	$0
JOSHUA ZALEN
VP-IT SERVICE OPERATIONS	$266,897	$0	$69,800	$0	$1,444	$0	$13,736	$0	$31,071	$0	$382,948	$0	$0	$0
JONATHAN BUROW
VP-CUST EXPERIENCE & DIGITAL TRANS	$293,300	$0	$44,895	$0	$432	$0	$8,924	$0	$31,972	$0	$379,523	$0	$0	$0
MIKE REILLY
SVP-CHF HC INNV. & STRAT. (END 7/24)	$204,807	$0	$80,542	$0	$56,544	$0	$16,608	$0	$1,863	$0	$360,364	$0	$0	$0
LESLEY HAAK
VP-IT APPLICATION DELIVERY	$262,661	$0	$67,152	$0	$628	$0	$14,241	$0	$4,482	$0	$349,164	$0	$0	$0
PETER JABRUCKI
VP-CHIEF INFORMATION SECURITY OFFICE	$210,344	$0	$30,978	$0	$1,179	$0	$13,907	$0	$30,905	$0	$287,313	$0	$0	$0
GEORGE WANDS
VP-CHIEF AUDIT OFFICER	$182,222	$0	$27,105	$0	$960	$0	$13,446	$0	$29,068	$0	$252,801	$0	$0	$0
NICOLE BRITTON
VP-CHIEF COMPLIANCE OFFICER	$184,023	$0	$27,105	$0	$277	$0	$4,113	$0	$27,810	$0	$243,328	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART I, LINES 4A-B	FormAndLineReferenceDesc
Explanation	PART 1, LINES 4A THE FOLLOWING LISTED PERSON FROM PART VII, SECTION A RECEIVED SEVERANCE PAYMENTS AS PART OF A SEPARATION AGREEMENT WITH INDEPENDENT HEALTH DURING 2024: JOHN MINEO - $537,602 CHERYL FRIEDMAN - $112,245 DAVID SHUTE - $13,568 PART I, LINES 4B ELIGIBLE ASSOCIATES PARTICIPATE IN VARIOUS NON-QUALIFIED DEFERRED COMPENSATION PLANS ORGANIZED UNDER CODE SECTION 457(F), 457(A) AND 409(A). ANY AMOUNT ULTIMATELY PAID UNDER THE PROGRAM TO THE ASSOCIATE IS REPORTED AS COMPENSATION ON FORM 990, SCHEDULE J, PART VII: MICHAEL CROPP, M.D. - $221,450 JOHN RODGERS - $473,175 PATRICIA CLABEAUX - $279,945 ANTHONY BILLITTIER - $77,157 JOHN MINEO - $57,629 ERIC DECKER - $41,375 AMIN SEREHALI - $36,741 MARGARET STEFFAN - $31,050 CHERYL FRIEDMAN - $32,500 ROBERTA RIFKIN - $28,114 RICHARD ARGENTIERI - $31,597 ANTHONY MONTAGNA - $28,438 ROBERT TRACY - $27,556 DAVID SHUTE - $30,000	ExplanationTxt

Schedule L IRS990ScheduleL

Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp

Name Of Interested NameOfInterested

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	WNY COORDINATED MEDICAL CARE PC	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Relationship Description	SEE PART V	RelationshipDescriptionTxt
Transaction	$18,160,000	TransactionAmt
Transaction	SEE PART V	TransactionDesc
Sharing Of Revenues	0	SharingOfRevenuesInd

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCH L, PART IV, BUSINESS TRANSACTIONS INVOLVING INTERESTED PERSONS:	FormAndLineReferenceDesc
Explanation	(A) NAME OF INTERESTED PERSON: WNY COORDINATED CARE, PC(B) RELATIONSHIP BETWEEN INTERESTED PERSON AND THE ORGANIZATION: GREATER THAN 35% CONTROLLED ENTITY BY ANTHONY BILLITIER, CURRENT OFFICER(D) DESCRIPTION OF TRANSACTION: INDEPENDENT CONTRACT ARRANGEMENT, DELIVERY OF HEALTHCARE.	ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (10 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART III, LINE 4A, DESCRIPTION OF PROGRAM SERVICE:	HEADQUARTERED IN BUFFALO, INDEPENDENT HEALTH BEGAN OPERATIONS IN 1980 AND HAS CONSISTENTLY BEEN RATED AMONG THE TOP HEALTH PLANS IN THE COUNTRY FOR CUSTOMER SERVICE AND MEMBER SATISFACTION. INDEPENDENT HEALTH'S COMPREHENSIVE PORTFOLIO OF PROGRESSIVE PRODUCTS INCLUDES HMO, POS, PPO AND EPO PRODUCTS, MEDICARE AND MEDICAID PLANS, TRADITIONAL INDEMNITY INSURANCE, INDIVIDUAL AND SMALL GROUP EXCHANGE PRODUCTS, AND CONSUMER-DIRECTED PLANS, PLUS COVERAGE FOR SELF-FUNDED EMPLOYERS.INDEPENDENT HEALTH'S SUBSIDIARY COMPANIES INCLUDE PHARMACY BENEFIT DIMENSIONS, RELIANCE RX AND NOVA HEALTHCARE ADMINISTRATORS, INC. IHA OFFERS A VARIETY OF RESOURCES AND SELF-HELP TOOLS TO ITS MEMBERS, INCLUDING AN ONLINE HEALTH RISK ASSESSMENT TO GIVE THEM THE INFORMATION THEY NEED TO HELP CONTROL CURRENT AND PREVENT FUTURE PROBLEMS. PROGRAMS FOR MEMBERS, AS WELL AS THEIR EMPLOYERS, HELP THEM MAKE GOOD HEALTH A PART OF THEIR CULTURE. IHA OFFERS A 24-HOUR MEDICAL HELP LINE WITH ACCESS TO A REGISTERED NURSE WHO HELPS MEMBERS EXPLORE TREATMENT OPTIONS, DISCUSS NEEDED HEALTH SCREENINGS AND HELP DETERMINE APPROPRIATE CARE. IN ADDITION, INDEPENDENT HEALTH OFFERS ACCESS TO HEALTHWISE, WHICH HAS HEALTH DECISION TOOLS, A HEALTH TOPIC LIBRARY, A SYMPTOM CHECKER AND MEDICATION INFORMATION. MEMBERS MAY ALSO DOWNLOAD INDEPENDENT HEALTH'S MYIH APP TO THEIR SMARTPHONES, WHICH THEY CAN USE TO SEARCH FOR PROVIDERS, ACCESS THEIR MEMBER ID CARD, AND CHECK THEIR BENEFITS. AS A RESOURCE TO ENGAGE WITH MEMBERS AT ANY POINT IN THEIR DAY OR ANY STAGE OF HEALTH, BROOK DIGITAL HEALTH COMPANION IS A DIGITAL PERSONAL ASSISTANT TO HELP PEOPLE WITH CHRONIC CONDITIONS, AS WELL AS PEOPLE LOOKING TO MAINTAIN THEIR GENERAL WELL-BEING AND BETTER MANAGE THEIR HEALTH VIA THEIR SMARTPHONE. THE FIRST CHRONIC CONDITION BROOK ADDRESSED WAS DIABETES. FOR MEMBERS DIAGNOSED WITH THE DISEASE, BROOK CAN HELP USERS TRACK THEIR DAILY BLOOD GLUCOSE LEVELS, MEALS, MEDICATIONS, SLEEPING PATTERNS AND EXERCISE. BASED ON A USER'S DATA INPUT AND ACTIVITY, BROOK CAN PROVIDE INSIGHT ON WHAT IS WORKING ALONG WITH RECOMMENDATIONS TO KEEP BLOOD SUGAR LEVELS IN A SAFE ZONE, ALLOWING MEMBERS TO TAKE THE GUESSWORK OUT OF UNDERSTANDING HOW DAILY DECISIONS AFFECT THEIR HEALTH. USERS CAN ACCESS BROOK 24 HOURS A DAY, SEVEN DAYS A WEEK, WHETHER THEY ARE IN BETWEEN DOCTOR VISITS, AT THE GROCERY STORE OR TRAVELING. BROOK BLENDS INTELLIGENT, TECHNOLOGY-BASED RESPONSES WITH THE INTERACTION AND HUMAN TOUCH THAT CAN ONLY COME FROM COMPASSIONATE, UNDERSTANDING EXPERTS. IHA'S MEDICARE FAMILY CHOICE PLAN IS A MEDICARE ADVANTAGE SPECIAL NEEDS PLAN OFFERED IN NURSING FACILITIES IN WESTERN NEW YORK. FAMILY CHOICE OF NEW YORK IS A CARE MANAGEMENT COMPANY THAT WORKS IN PARTNERSHIP WITH AREA NURSING HOMES, PHYSICIANS AND HOSPITALS TO BRING ADDITIONAL CARE - INCLUDING ENHANCED HEALTH CARE AND SOCIAL SERVICES - TO THE PATIENTS WHO NEED SPECIALIZED MEDICAL AND NURSE MANAGEMENT. THE PROGRAM ACCOMPLISHES THIS BY ASSIGNING A NURSE PRACTITIONER WHO IS SPECIALLY TRAINED IN GERIATRICS TO NURSING HOME RESIDENTS. THE GOAL IS TO IMPROVE NOT ONLY THE MEMBER'S QUALITY OF CARE, BUT ALSO THEIR QUALITY OF LIFE. FAMILY CHOICE'S SPECIALLY TRAINED NURSE PRACTITIONERS AND PHYSICIAN ASSISTANTS ARE ON CALL 24 HOURS A DAY, SEVEN DAYS A WEEK TO PROVIDE CARE AND SUPPORT AS NEEDED. THEY WORK IN COLLABORATION WITH THE MEMBER'S PHYSICIANS AND THE NURSING FACILITY'S STAFF TO IDENTIFY POTENTIAL PROBLEMS BEFORE THEY BECOME SERIOUS AND MINIMIZE UNNECESSARY AND DISRUPTIVE EMERGENCY ROOM VISITS AND HOSPITAL STAYS WHENEVER IT'S SAFE AND APPROPRIATE. IHA ALSO OFFERS ASSURE ADVANTAGE HMO C-SNP. THIS IS A MEDICARE ADVANTAGE CHRONIC SPECIAL NEEDS PLAN SPECIFICALLY DEVELOPED FOR ELIGIBLE MEDICARE BENEFICIARIES WHO HAVE BEEN DIAGNOSED WITH CHRONIC HEART FAILURE AND RESIDE IN ERIE COUNTY. THIS PLAN INCLUDES PROVIDERS WHO SPECIALIZE IN TREATING CHRONIC HEART FAILURE. IT INCLUDES BENEFITS AND HEALTH PROGRAMS DESIGNED TO SERVE THE SPECIALIZED NEEDS OF PEOPLE WITH THIS CONDITION. IN ADDITION, ASSURE ADVANTAGE COVERS PRESCRIPTION DRUGS TO TREAT MOST MEDICAL CONDITIONS, INCLUDING THE DRUGS THAT ARE USUALLY USED TO TREAT CHRONIC HEART FAILURE. PART OF THE AFFORDABLE CARE ACT AND MEDICAID REFORM EFFORTS, HEALTH HOMES ARE COMMUNITY NETWORKS OF PROVIDERS DESIGNATED BY THE STATE TO COORDINATE CARE AND SOCIAL NEEDS FOR MEDICAID MEMBERS WITH CHRONIC CONDITIONS, SUCH AS HIV/AIDS, SERIOUS MENTAL ILLNESS OR MULTIPLE CHRONIC HEALTH PROBLEMS. IHA ASSIGNS MEMBERS TO HEALTH HOMES AND SUPPORTS THESE NETWORKS ADMINISTRATIVELY, BILLING FOR SERVICES RENDERED AND REIMBURSING THEM. IHA OFFERS AN ADDITIONAL LEVEL OF SUPPORT AT NO COST TO MEMBERS FACING SERIOUS ILLNESS AND THEIR FAMILIES THROUGH OUR PALLIATIVE CARE PROGRAM. THE PALLIATIVE CARE TEAM, WHICH INCLUDES A REGISTERED NURSE, SOCIAL WORKER AND MEDICAL DIRECTOR, PARTNERS WITH THE MEMBER'S PHYSICIAN TO COORDINATE CARE AND REDUCE AVOIDABLE HOSPITAL VISITS AND ADMISSIONS. THE PALLIATIVE CARE PROFESSIONALS HAVE OPEN AND SUPPORTIVE DISCUSSIONS ABOUT TREATMENT CHOICES WITH THE MEMBER AND PROVIDE THE SAME OUTREACH AND SERVICES AS CAREPARTNERS WITH THE GOAL OF HELPING MEMBERS LIVE MORE COMFORTABLY BY MANAGING SYMPTOMS IN ACCORDANCE WITH THEIR HEALTH CARE WISHES TO PROVIDE A BETTER QUALITY OF LIFE. IN ADDITION, IHA DEVELOPS AND CONDUCTS EXTENSIVE COMMUNITY WELLNESS AND BENEFIT INITIATIVES THAT HELP MEMBERS LEAD HEALTHIER LIVES AND HELP EMPLOYERS CONTROL HEALTH CARE COSTS. IN 2021, INDEPENDENT HEALTH INTRODUCED THE CARE FOR YOU PROGRAM TO HELP ITS MEMBERS WITH CHRONIC HEALTH CONDITIONS GET THE MEDICAL CARE AND ASSISTANCE THEY NEED WITHOUT HAVING TO NAVIGATE THE HEALTH CARE SYSTEM ALONE. IN PARTNERSHIP WITH WESTERN NEW YORK COORDINATED MEDICAL CARE PC, A PERSONAL CARE TEAM OF DOCTORS, NURSE PRACTITIONERS, NURSES, PHARMACISTS, DIETITIANS, AND OTHER PROVIDERS ALL WORK TOGETHER WITH THE MEMBERS' DOCTORS THROUGH ONE CENTRAL CONTACT WITH A GOAL OF PROVIDING THE RIGHT CARE, AT THE RIGHT TIME, IN THE RIGHT PLACE. DEPENDING ON AN INDIVIDUAL'S SPECIFIC LEVEL OF NEED, THE CARE FOR YOU PROGRAM MAY INCLUDE SUCH SERVICES AS COORDINATION OF URGENT CARE VISITS AND POST-HOSPITALIZATION NEEDS, PALLIATIVE CARE, AND OTHER SUPPORT WHEN NECESSARY. THROUGH ITS PARTNERSHIP WITH JERICHO ROAD COMMUNITY HEALTH CENTER, THE INDEPENDENT HEALTH GYM AND WELLNESS CENTER AT JERICHO ROAD IS HELPING THE COMMUNITY STAY FIT AND ACTIVE. LOCATED INSIDE JERICHO ROAD'S COMMUNITY HEALTH CENTER IN BUFFALO, THIS FACILITY IS DIFFERENT THAN TRADITIONAL GYMS AND IS SPECIFICALLY DESIGNED FOR EVERY PERSON AND BODY WITH SPECIAL SERVICES AND AMENITIES TO HELP LEAD A HEALTHIER LIFE. THE FACILITY IS LOCATED IN A ZIP CODE WITH SOME OF THE HIGHEST RATES OF DIABETES AND HIGH BLOOD PRESSURE IN THE REGION. IN JANUARY 2024, INDEPENDENT HEALTH AND JERICHO ROAD COMMUNITY HEALTH CENTER ANNOUNCED THE RENAMING OF THE MOG TO BE THE INDEPENDENT HEALTH GYM AND WELLNESS CENTER AT JERICHO ROAD DURING A SPECIAL RIBBON-CUTTING EVENT. AS ONE OF ONLY TWO FITNESS CENTERS ON BUFFALO'S EAST SIDE, THE RIBBON-CUTTING AND REDEDICATION EVENT MARKED A MILESTONE IN PROMOTING WELL-BEING AND ACCESSIBILITY TO FITNESS RESOURCES FOR PATIENTS OF JERICHO ROAD AND THE ENTIRE BUFFALO COMMUNITY. IN EARLY 2021, INDEPENDENT HEALTH BEGAN A REFRESH OF ITS FIVE-YEAR STRATEGIC PLAN, ENTITLED IH2025: DESTINATION EXCELLENCE, TO HELP ENVISION WHAT THE FUTURE OF HEALTH CARE LOOKS LIKE AND THE CAPABILITIES THAT ARE NEEDED TO BE SUCCESSFUL. IH2025: DESTINATION EXCELLENCE WILL FOCUS ON SEVERAL AREAS INCLUDING ADVANCED CARE MODELS, THE ENHANCED DIGITAL EXPERIENCE FOR MEMBERS THROUGH REDSHIRT 2.0 AND OPERATIONAL EXCELLENCE. THE HOPE IS IH2025: DESTINATION EXCELLENCE WILL IMPROVE THE HEALTH OF OUR MEMBERS, STRENGTHEN OUR POSITION AS THE LEADING HEALTH PLAN IN OUR COMMUNITY AND EMPOWER ASSOCIATES TO CONTINUE PROVIDING THE BEST REDSHIRT EXPERIENCE FOR OUR MEMBERS. IN FEBRUARY 2024, THE RMA STEERING COMMITTEE WAS FORMED AS PART OF A NEW PROCESS TO PLACE ORGANIZATIONAL FOCUS ON THE KEY AREAS OF (R) REVENUE, (M) MEDICAL EXPENSE AND (A) ADMINISTRATIVE SPEND IS A CRITICAL EVOLUTION TO THE BUSINESS MODEL. THIS OPPORTUNITY PRESENTS INDEPENDENT HEALTH WITH A RENEWED WAY FORWARD AND RIGOR TO PRIORITIZE WORK AND BETTER SUSTAIN THE FINANCIAL PERFORMANCE OF THE ORGANIZATION. IHA ALSO SUBSIDIZES INDIGENT CARE AND HEALTH CARE INITIATIVES UNDER HCRA AND CONTRIBUTES TO A PROFESSIONAL EDUCATION POOL, LARGELY TO FUND GRADUATE MEDICAL EDUCATION EXPENSES. IHA IS ALSO RESPONSIBLE FOR THE COVERED LIVES ASSESSMENT BASED ON THE REGION IN WHICH THE MEMBER RESIDES AND HIS/HER ENROLLMENT STATUS (FAMILY OR INDIVIDUAL). SURCHARGES AND COVERED LIVES REMITTANCES ARE REQUIRED MONTHLY AND TOTALED APPROXIMATELY $23.3 MILLION DURING 2024.
FORM 990, PART III, LINE 4A, DESCRIPTION OF PROGRAM SERVICE:	IHA'S REDSHIRT VOLUNTEER PROGRAM PROVIDES IHA ASSOCIATES AN OPPORTUNITY TO VOLUNTEER IN THEIR COMMUNITY, WHILE PROMOTING IHA AS A COMPANY THAT GIVES BACK TO WNY. REDSHIRT ASSOCIATE VOLUNTEERS PROVIDE THE REDSHIRT TREATMENT TO THE COMMUNITY THROUGH DIRECT ASSOCIATE INTERACTION AND EXHIBIT IHA'S MESSAGE OF QUALITY CARE THROUGHOUT WESTERN NEW YORK. THE REDSHIRT TREATMENT IS A COMPANY-WIDE COMMITMENT TO DEMONSTRATE OUR CORE VALUES OF BEING PASSIONATE, CARING, RESPECTFUL, COLLABORATIVE AND ACCOUNTABLE. TO DATE IN 2024, 406 IHA ASSOCIATES SERVED AS REDSHIRT VOLUNTEERS. IN TOTAL, THESE INDIVIDUALS VOLUNTEERED AT 99 COMMUNITY EVENTS, WHICH REPRESENTED MORE THAN 1,200 HOURS OF VOLUNTEER TIME. IHA ENCOURAGES ITS MANAGEMENT TEAM AND ASSOCIATES TO SUPPORT THE LOCAL COMMUNITY. TO THIS END, WE ARE PROUD TO SAY MORE THAN 84 MEMBERS OF OUR LEADERSHIP FORUM AND JOINT LEADERSHIP TEAMS ARE VOLUNTEERS OR ACTIVE PARTICIPANTS AS DIRECTORS ON COMMUNITY BOARDS. THE INDEPENDENT HEALTH ASSOCIATES SUPPORTING THE COMMUNITY PROGRAM, FORMERLY KNOWN AS THE DRESS DOWN PROGRAM, ALLOWS ASSOCIATES TO MAKE A CHARITABLE CONTRIBUTION TO COMMUNITY ORGANIZATIONS. THIS PROGRAM HAS RESULTED IN SUBSTANTIAL SUPPORT FOR THE CHARITABLE ORGANIZATIONS IN OUR COMMUNITY AND DEMONSTRATES THE GOODWILL OF IHA ASSOCIATES. THE PROGRAM IS ASSOCIATE-DRIVEN WITH A GOAL TO BROADLY SUPPORT MANY 501(C)(3) ORGANIZATIONS THROUGHOUT WESTERN NEW YORK. IN 2024, IHA RAISED $12,376 FOR NON-PROFIT ORGANIZATIONS IN OUR COMMUNITY. IN ADDITION, IHA ASSOCIATES SUPPORT THE UNITED WAY OF BUFFALO AND ERIE COUNTY'S COMMUNITY CARE CAMPAIGN. THE UNITED WAY OF BUFFALO AND ERIE COUNTY WORKS TO ADVANCE THE COMMON GOOD BY FOCUSING ON WELLNESS, INCOME AND EDUCATION. IT PROMOTES LONG-TERM GOOD HEALTH AND INDEPENDENCE AND WORKS TO CREATE LONG-LASTING CHANGES THAT WILL IMPROVE THE LIVES OF PEOPLE LIVING IN POVERTY IN ERIE COUNTY. IHA CONDUCTS A MONTH-LONG CAMPAIGN EACH FALL TO RAISE MONEY FOR UNITED WAY. IHA CARES ABOUT MAKING A DIFFERENCE IN THE LIVES OF INDIVIDUALS IN THE COMMUNITIES WE SERVE. THE 2024 CAMPAIGN RAISED MORE THAN $54,200. THE COMMUNITY ALSO BENEFITS FROM IHA'S SPONSORSHIPS THAT PROMOTE HEALTH AND WELLNESS. SINCE 2014, INDEPENDENT HEALTH HAS SUPPORTED GOBIKE (FORMERLY GOBIKE BUFFALO) IN ITS EFFORTS TO BRING GREATER AWARENESS TO THE HEALTH AND SOCIOECONOMIC BENEFITS OF BICYCLING IN OUR COMMUNITY. THIS SUPPORT INCLUDES PRESENTING SPONSORSHIP OF THE ANNUAL SKYRIDE EVENT, WHICH UNITES APPROXIMATELY 1,200 RIDERS EACH YEAR. GOBIKE CELEBRATED 10 YEARS OF SKYRIDE LAST YEAR, WITH PLANS TO HOST THE 11TH ANNUAL EVENT ON JULY 20, 2025, AT LAKESIDE BIKE PARK, OUTER HARBOR BUFFALO. INDEPENDENT HEALTH WILL ONCE AGAIN SPONSOR THE DISTRIBUTION OF MORE THAN 200 BIKE HELMETS (ADULT AND YOUTH SIZES) THAT GOBIKE WILL OFFER TO COMMUNITY GROUPS AND AT COMMUNITY EVENTS LEADING UP TO SKYRIDE. FOR THE THIRD YEAR IN A ROW, INDEPENDENT HEALTH IS SPONSORING GOBIKE'S BIKE MONTH INITIATIVES DURING THE MONTH OF MAY, WHICH CREATES GREATER BRAND AWARENESS AND VISIBILITY FOR INDEPENDENT HEALTH'S COMMUNITY ENGAGEMENT INITIATIVES. THIS SPONSORSHIP LED TO GREATER INTERNAL EFFORTS BY INDEPENDENT HEALTH TO CAPITALIZE ON THE MONTH-LONG CELEBRATION, WHICH SPURRED THE OFFERING OF A COMMUNITY-WIDE CONTEST. ENTRANTS ARE ONCE AGAIN ASKED TO SUBMIT SHORT STORIES ON WHY THEY LOVE BIKING IN WNY WITH ONE WINNER SET TO RECEIVE A $200 AMAZON.COM GIFT CARD ALONG WITH COMPLIMENTARY SKYRIDE REGISTRATIONS, TWO FREE REDDY BIKESHARE MEMBERSHIPS (OR ADDITIONAL RIDING CREDITS FOR CURRENT MEMBERS) AND A PRIZE PACK FROM INDEPENDENT HEALTH. THE CONTEST RUNS THROUGH THE MONTH OF MAY AND IS PRIMARILY PROMOTED AT COMMUNITY EVENTS AND ON SOCIAL MEDIA, WITH ADDITIONAL SUPPORT FROM SUCH PARTNERS AS GOBIKE AND REDDY BIKESHARE. TO PROVIDE THE COMMUNITY WITH GREATER ACCESS TO BIKES, IHA ENTERED INTO A PARTNERSHIP WITH SHARED MOBILITY, INC. IN 2016 TO ESTABLISH REDDY BIKESHARE. THIS BIKE-SHARING PROGRAM FIRST BROUGHT 200 GPS-ENABLED BIKES TO BUFFALO AND YIELDED SUCH SUCCESS THAT IT EXPANDED INTO THE CITY OF NIAGARA FALLS IN 2019, OFFERING AN ADDITIONAL 150 BIKES TO THE COMMUNITY FOR SHORT-TERM, SHARED USE. REDDY BIKESHARE ALLOWS USERS TO EXPLORE THEIR COMMUNITY WHILE SUPPORTING THEIR HEALTH, LOCAL BUSINESSES, AND THE ENVIRONMENT BY ENHANCING ALTERNATIVE TRANSPORTATION OPTIONS. NOW IN ITS 10TH SEASON, REDDY BIKESHARE OFFERS 500 REDDY AND REDDY+ BIKES AT 110 STATIONS ACROSS BUFFALO AND NIAGARA FALLS. THE REDDY+ BIKES ARE CLASS 1 ELECTRIC PEDAL-ASSIST BIKES, COMMONLY REFERRED TO AS E-BIKES, AND GIVE RIDERS A GENTLE BOOST WHILE PEDALING, MAKING IT POSSIBLE TO RIDE FARTHER AND LONGER. IN 2024, RIDERS USED A REDDY+ BIKE FOR MORE THAN 5,000 TRIPS, TRAVELING NEARLY 187,000 MILES. ADDITIONAL BIKES ARE EXPECTED TO BE ADDED TO THE FLEET IN 2025. BY THE END OF LAST YEAR AS A WRAP ON THE NINTH SEASON, REDDY BIKESHARE REPORTED A TOTAL OF 13,265 RIDERS WHO COLLECTIVELY BURNED 4.9 MILLION CALORIES BY TRAVELING NEARLY 122,000 MILES ACROSS WESTERN NEW YORK. IN JULY 2024, REDDY EXPANDED INTO THE CITY OF TONAWANDA WITH TWO NEW STATIONS AT THE INTERMODAL HUB & TRAIL (36 YOUNG STREET) AND NIAWANDA PARK, ACROSS FROM NIAGARA AND FRANKLIN STREET. SINCE INCEPTION, REDDY BIKESHARE IS RESPONSIBLE FOR HELPING NEARLY 96,000 RIDERS BURN MORE THAN 72.6 MILLION CALORIES BY TRAVELING A TOTAL OF 690,923 MILES. ALSO THIS YEAR, REDDY BIKESHARE IS OFFERING ITS THIRD ANNUAL 100-MILE CHALLENGE, ENCOURAGING RIDERS TO TRAVEL 100 MILES IN A SEASON FOR THE CHANCE TO WIN A PRIZE. MORE THAN 100 RIDERS COMPLETED THE CHALLENGE LAST YEAR AND WERE CELEBRATED AT REDDY'S END-OF-SEASON "BIKETOBER BASH" IN OCTOBER 2024. INDEPENDENT HEALTH PROVIDED PRIZE PACKS FOR THE TOP TEN RIDERS, ALONG WITH A PAIR OF BILLS TICKETS TO THE TOP RIDER. THROUGH THE PARTNERSHIP WITH SHARED MOBILITY, INDEPENDENT HEALTH BECAME A LARGE INVESTOR IN THE WNY E-BIKE LIBRARY PROGRAM IN 2023. THIS UNIQUE PROGRAM AIMS TO PROVIDE UNDERSERVED NEIGHBORHOODS IN BUFFALO AND NIAGARA FALLS WITH REFURBISHED E-BIKES FOR EASY AND FREE ACCESS TO A HEALTHY TRANSPORTATION OPTION. SHARED MOBILITY ACQUIRED NEARLY 3,000 E-BIKES FROM UBER TECHNOLOGIES IN 2020 AND PLANS TO INTEGRATE AT LEAST 250 E-BIKES INTO THE REGION BY 2025. SHARED MOBILITY IS RESPONSIBLE FOR FINDING AND WORKING WITH INDIVIDUAL COMMUNITY GROUPS - KNOWN AS COMMUNITY BUSINESS ORGANIZATIONS, OR CBOS - TO ESTABLISH THEIR OWN E-BIKE LIBRARIES. TWO CBOS WERE ESTABLISHED IN 2023, EAST SIDE BIKE CLUB AND CREATE A HEALTHIER NIAGARA FALLS COLLABORATIVE, WITH THE TOOL LIBRARY BECOMING THE THIRD CBO IN 2024. LAST YEAR, THIS PROGRAM REACHED A MAJOR MILESTONE OF DONATING MORE THAN 100 REFURBISHED E-BIKES FOR COMMUNITY USE IN ADDITION TO HOSTING 15+ GROUP RIDES WHILE TEACHING SAFE RIDING HABITS. THROUGH A UNIQUE PARTNERSHIP WITH YMCA BUFFALO-NIAGARA, A STATE-OF-THE-ART FACILITY OPENED ITS DOORS IN 2013 TO OFFER PERSONAL AND FAMILY FITNESS OPPORTUNITIES TO THE AMHERST COMMUNITY. THE INDEPENDENT HEALTH FAMILY BRANCH YMCA IS A 92,000-SQUARE-FOOT FACILITY OFFERING A VARIETY OF HEALTH AND WELLNESS PROGRAMS THAT TARGET OBESITY AND OTHER HEALTH CONDITIONS. FURTHERMORE, IHA CONTINUES TO PARTNER WITH YMCA BUFFALO-NIAGARA AND JAMESTOWN YMCA ON FITNESS IN THE PARKS. THIS YEAR MARKS THE 14TH YEAR OF OFFERING FREE OUTDOOR FITNESS CLASSES TO THE COMMUNITY, DESIGNED TO ENCOURAGE ALL AGES AND ABILITIES TO TAKE A MORE ACTIVE ROLE IN THEIR HEALTH. THE PROGRAM WILL KICK OFF ON JUNE 1, OFFERING NEARLY 500 CLASSES AT 24 LOCATIONS ACROSS WNY THROUGH THE END OF AUGUST. POPULAR LOCATIONS INCLUDE BUFFALO'S DELAWARE PARK, LARKIN SQUARE AND OUTER HARBOR; ORCHARD PARK'S CHESTNUT RIDGE PARK; WESTWOOD PARK IN LANCASTER; AND LOSSON PARK IN CHEEKTOWAGA. NEW LOCATIONS INCLUDE NIAGARA UNIVERSITY IN NIAGARA FALLS. CLASS STYLES INCLUDE YOGA, ZUMBA, PILATES, BARRE, CIRCUIT TRAINING, AND MORE. TOTAL ATTENDANCE FOR 2024 WAS 5,649.
FORM 990, PART III, LINE 4A, DESCRIPTION OF PROGRAM SERVICE:	UNDERSTANDING HEALTHY HABITS MUST BE NURTURED FROM A YOUNG AGE, IHA JOINED TOGETHER WITH THE BUFFALO MUSEUM OF SCIENCE TO OPEN THE FIRST PERMANENT HEALTH-SCIENCE STUDIO IN 2012. "EXPLORE YOU PRESENTED BY INDEPENDENT HEALTH" ALLOWS VISITORS OF ALL AGES TO EXPLORE ANATOMY AND LEARN ABOUT IMPORTANT CHOICES THAT CAN BE MADE TO IMPROVE AND MAINTAIN ONE'S HEALTH. INDEPENDENT HEALTH'S NAMING RIGHTS AGREEMENT FOR THE EXHIBIT CONCLUDED IN 2023; HOWEVER, EXPLORE YOU CONTINUES TO BE PART OF THE ANNUAL COMMUNITY HEALTH DAY ACTIVITIES UNTIL THE EXHIBIT IS RECONSTRUCTED. AT EACH EVENT, INDEPENDENT HEALTH HOSTS A VARIETY OF ACTIVITIES AND DISTRIBUTES THOUSANDS OF GIVEAWAYS. INDEPENDENT HEALTH ALSO EXTENDS AN INVITE TO ITS COMMUNITY PARTNERS EACH YEAR, WHICH HAS INCLUDED YMCA BUFFALO-NIAGARA WITH FREE FITNESS ACTIVITIES, REDDY BIKESHARE DEMONSTRATIONS AND DISCOUNTED ANNUAL MEMBERSHIPS, PLAYSTREETS PROGRAMMING FROM THE POLICE ATHLETIC LEAGUE OF BUFFALO (PAL), AND SMOOTHIE BIKE DEMONSTRATIONS FROM GOBIKE. INDEPENDENT HEALTH'S PARTICIPATION ALSO INCLUDES ACTIVITIES AND INFORMATION FROM THE STATE PRODUCT/SALES TEAM, WELLNESS, AND THE INDEPENDENT HEALTH FOUNDATION. FOR THE FIFTH YEAR IN A ROW, INDEPENDENT HEALTH IS CONTINUING ITS PRESENTING SPONSORSHIP OF WELLNESS WALKS AT TIFFT NATURE PRESERVE. THIS WEEKLY WALK, HELD EVERY THURSDAY MORNING (WEATHER PENDING), IS FREE AND OPEN TO THE PUBLIC YEAR-ROUND. KNOWLEDGEABLE VOLUNTEERS FROM TIFFT GUIDE PARTICIPANTS ON UNIQUE ROUTES THROUGH THE PRESERVE, OFFERING AN OPPORTUNITY TO GET HEALTHY WHILE TAKING IN THE SIGHTS AND SOUNDS OF NATURE. FROM MAY 1 THROUGH DECEMBER 31, 2024, TIFFT REPORTED 165 PARTICIPANTS FROM BUFFALO AND BEYOND. PARTICIPANTS HAVE EXPRESSED GRATITUDE FOR THE NO-COST NATURE OF THE WALKS, COURTESY OF IHA'S SPONSORSHIP, IN ADDITION TO HAVING A GUIDED GROUP WALK VERSUS NAVIGATING THE TRAILS ALONE. IHA IS ALSO PROUD TO PARTNER WITH LARKIN SQUARE TO SPONSOR MANY COMMUNITY EVENTS AND BRING HEALTHY INITIATIVES TO ITS REVITALIZED PUBLIC GATHERING SPACE ALL YEAR LONG. THROUGH THIS PARTNERSHIP, THE INDEPENDENT HEALTH FOUNDATION WAS ABLE TO IMPLEMENT THE HEALTHY OPTIONS BUFFALO PROGRAM INTO FOOD TRUCK TUESDAYS, REQUIRING EACH PARTICIPATING FOOD TRUCK TO OFFER AT LEAST ONE PRE-APPROVED HEALTHY MENU ITEM CONSIDERED TO BE LOWER IN FAT, SATURATED FAT, CHOLESTEROL AND SODIUM. EACH YEAR, BETWEEN 2,500 AND 3,000 PEOPLE ATTEND FOOD TRUCK TUESDAYS EVERY TUESDAY FROM JUNE THROUGH AUGUST. ADDITIONAL GIVEAWAYS ARE DISTRIBUTED AT INDEPENDENT HEALTH'S TABLE, ALONG WITH INFORMATION ON DIFFERENT HEALTH AND WELLNESS PROGRAMMING AND AN ENTER TO WIN CONTEST. THIS YEAR, PARTICIPANTS WILL HAVE THE CHANCE TO WIN A GRAND PRIZE JUST FOR SIMPLY INTERACTING WITH INDEPENDENT HEALTH, INCLUDING AN AMAZON.COM GIFT CARD AND A "BRINGING HEALTHY TO YOU" PRIZE PACK, BRINGING GREATER EXPOSURE TO INDEPENDENT HEALTH'S WIDE-RANGING COMMUNITY PARTNERSHIPS. INDEPENDENT HEALTH'S PARTNERSHIP WITH BUFFALO RIVERWORKS LAUNCHED IN 2015, OFFERING A WIDE VARIETY OF SEASONAL ACTIVITIES FOR INDIVIDUALS OF ALL AGES AND FITNESS LEVELS. BUILT AROUND PROMOTING HEALTH AND EXERCISE, PARTICIPANTS CAN TRY THEIR HAND AT KAYAKING, WATER BIKES, PADDLE BOARDING, ZIP LINING AND MORE WHEN THE WEATHER IS WARM, AND THEN LACE UP THEIR ICE SKATES OR PARTAKE IN A FRIENDLY GAME OF CURLING WHEN THE COLD WEATHER SETS IN. ADVENTURE-SEEKERS CAN ALSO TEST THEIR AGILITY AND STRENGTH ON THE TWO-LEVEL ROPES COURSE, OPEN YEAR-ROUND (WEATHER PENDING). AS THE OFFICIAL HEALTH AND WELLNESS PARTNER OF BUFFALO RIVERWORKS, IHA MEMBERS CAN SHOW THEIR ID CARDS AND RECEIVE DISCOUNTS FOR ANY HEALTH AND WELLNESS ACTIVITY. ADDITIONALLY, THERE ARE SEVERAL HEALTHY OPTIONS ITEMS ON THE MENU AT RIVERWORKS, MAKING IT EASY TO EAT HEALTHY WHILE DINING OUT. RIVERWORKS ALSO OFFERS OPEN ROLLER SKATING SPONSORED BY INDEPENDENT HEALTH ON SELECT DATES. FURTHER CAPITALIZING ON THE OUTDOOR HEALTH AND WELLNESS OPPORTUNITIES AVAILABLE IN OUR COMMUNITY, IHA BECAME THE OFFICIAL HEALTH AND WELLNESS PARTNER OF OUTER HARBOR BUFFALO IN 2016. APPROXIMATELY 350,000 PEOPLE VISIT OUTER HARBOR EACH YEAR. GUESTS CAN VENTURE TO WILKESON POINTE TO RENT KAYAKS AND BIKES; ACCESS THE FREE INDEPENDENT HEALTH KAYAK LAUNCH; TAKE PART IN FREE OUTDOOR FITNESS CLASSES; AND EXPLORE THE 3-MILE INDEPENDENT HEALTH WELLNESS TRAIL CONNECTING THE POINTE TO LAKESIDE BIKE PARK. THE PARK OFFERS A VARIETY OF TRAILS FOR BIKE AND NATURE ENTHUSIASTS ALIKE. ADDITIONALLY, INDEPENDENT HEALTH IS COMMITTED TO SPONSORING "YOGA FEST" ON AN ANNUAL BASIS EACH SEPTEMBER WITH PROCEEDS BENEFITING THE INDEPENDENT HEALTH FOUNDATION. INDEPENDENT HEALTH BEGAN SPONSORING THE POLICE ATHLETIC LEAGUE (PAL) OF BUFFALO'S PLAYSTREETS PROGRAM ANNUALLY IN 2021, WHICH OFFERS SEASONAL PROGRAMMING THROUGHOUT THE YEAR TO YOUTH IN UNDERSERVED COMMUNITIES. PLAYSTREETS PROVIDES OPPORTUNITIES FOR CHILDREN TO ENGAGE IN ORGANIZED PHYSICAL ACTIVITIES, TO LEARN VALUABLE LESSONS ABOUT POSITIVE LIFE CHOICES AND TO ACCESS HELPFUL RESOURCES IN THEIR COMMUNITIES. EVERY CHILD RECEIVES A FREE SPORTS EQUIPMENT KIT, ALONG WITH A SNACK AND BOTTLED DRINK, TO INSPIRE THEM TO STAY ACTIVE AND HEALTHY AT HOME. PAL REPORTEDLY SERVED AN UNDUPLICATED 3,188 YOUTH BETWEEN 2021 AND 2024. THE INDEPENDENT HEALTH MARKETING TEAM IS CONTINUING TO PROMOTE IHA'S COMMUNITY ENGAGEMENT ACTIVITIES UNDER THE "BRINGING HEALTHY TO YOU" THEME THAT WAS DEVELOPED IN 2021 AN EVOLUTION OF THE PREVIOUS "RUN. WALK. BIKE. EAT" CAMPAIGN. THE PURPOSE OF THE CAMPAIGN IS TO HELP SUPPORT THE STRATEGY OF POSITIONING INDEPENDENT HEALTH AS WNY'S LOCAL HEALTH PLAN THAT PROVIDES OPPORTUNITIES FOR EVERYONE TO GET AND STAY HEALTHY. THE CAMPAIGN SHOWCASES THE NUMEROUS PARTNERSHIPS, EVENTS AND PROGRAMS THAT INDEPENDENT HEALTH AND THE INDEPENDENT HEALTH FOUNDATION SPONSOR AND/OR OFFER TO THE COMMUNITY. IN ADDITION TO VARIOUS ADVERTISING AND PROMOTIONAL TACTICS (E.G., PRINT ADS, BILLBOARDS, MEMBER EBLASTS, WEBSITE PROMOS, INCLUSION IN DIRECT MAIL), MARKETING ALSO INTEGRATES THIS CAMPAIGN THEMATIC INTO SEVERAL "ENTER TO WIN" CONTESTS AT VARIOUS EVENTS. WNYHEALTHENET FURTHERS IHA'S COMMITMENT TO REDUCING THE COST OF AND IMPROVING THE QUALITY OF HEALTH CARE IN THE WESTERN NEW YORK COMMUNITY. WNYHEALTHENET OPTIMIZES THE DELIVERY OF PATIENT INFORMATION THAT SPEEDS THE DELIVERY AND ACCURACY OF VITAL ELIGIBILITY, CLAIM STATUS, REFERRAL AND AUTHORIZATION INFORMATION TO THE PROVIDER COMMUNITY, AND WESTERN NEW YORK'S CLINICAL INFORMATION EXCHANGE ("HEALTHELINK") - A 501(C)(3) ORGANIZATION THAT OPERATES AN INFORMATION EXCHANGE TO FACILITATE ACCESS TO CLINICAL INFORMATION AMONG HEALTH CARE PROVIDERS AND HEALTH INSURERS. HEALTHELINK IS PART OF THE STATEWIDE HEALTH INFORMATION NETWORK OF NEW YORK (SHIN-NY), A TECHNOLOGY FRAMEWORK SPANNING THE ENTIRE STATE THAT ALLOWS HEALTH CARE PROVIDERS EFFICIENT ACCESS TO THEIR PATIENTS' DATA. HEALTHELINK HAS BEEN RECOGNIZED FOR ITS WORK IN BUILDING A REGIONAL HEALTH INFORMATION TECHNOLOGY INFRASTRUCTURE AND FOR TESTING INNOVATIVE APPROACHES BY BOTH STATE AND FEDERAL AGENCIES, INCLUDING BEING NAMED A BEACON COMMUNITY, AN EFFORT FUNDED BY THE OFFICE OF THE NATIONAL COORDINATOR FOR HEALTH INFORMATION TECHNOLOGY.
FORM 990, PART III, LINE 4A, DESCRIPTION OF PROGRAM SERVICE:	AS OF MAY 2024, MORE THAN 90 PERCENT OF WESTERN NEW YORK PROVIDER PRACTICES PARTICIPATE WITH HEALTHELINK. MORE THAN 600 DATA SOURCES ARE CONNECTED, APPROXIMATELY 380 MILLION RESULTS (LAB, RADIOLOGY AND TRANSCRIBED REPORTS) ARE AVAILABLE AND MORE THAN 1.5 MILLION COMMUNITY-WIDE CONSENTS HAVE BEEN SIGNED BY PATIENTS AUTHORIZING TREATING PHYSICIANS TO ACCESS THEIR ELECTRONIC MEDICAL RECORDS THROUGH HEALTHELINK. IHA COORDINATES THE DELIVERY OF HEALTH CARE SERVICES FOR 178,000 MEMBERS OF IHA'S COMMERCIAL PRODUCTS UNDER ARTICLE 44 OF THE NEW YORK PUBLIC HEALTH LAW, MEDICAID MANAGED CARE PRODUCTS AS ADMINISTERED BY THE STATE OF NEW YORK, AND MEDICARE MANAGED CARE PRODUCTS AS ADMINISTERED BY CMS AT THE CONCLUSION OF 2024. INDEPENDENT HEALTH PROVIDES HEALTH BENEFITS AND SERVICES TO INDIVIDUALS IN WESTERN NEW YORK AND THROUGHOUT THE COUNTRY. THE COMPANY HAS CONSISTENTLY BEEN RATED AMONG THE TOP HEALTH PLANS IN THE COUNTRY FOR CUSTOMER SERVICE AND MEMBER SATISFACTION. FOR THE SECOND CONSECUTIVE YEAR, IN 2024, INDEPENDENT HEALTH WAS THE ONLY HEALTH PLAN IN NEW YORK STATE TO RECEIVE THE HIGHEST POSSIBLE RATING OF 5 OUT OF 5 STARS FOR CLINICAL QUALITY AND MEMBER SATISFACTION FROM THE NATIONAL COMMITTEE FOR QUALITY ASSURANCE (NCQA) FOR ITS COMMERCIAL HMO/POS LINE OF BUSINESS. INDEPENDENT HEALTH'S MEDICARE ADVANTAGE PLANS RECEIVED A 5 OUT OF 5 STAR RATING FROM THE CENTERS FOR MEDICARE & MEDICAID SERVICES (CMS) FOR 2024. THIS MARKS THE 14TH CONSECUTIVE YEAR THAT INDEPENDENT HEALTH'S HMO PLAN HAS RECEIVED A 4.5 OR 5 STAR RATING AND THE 9TH STRAIGHT YEAR THAT OUR PPO PLAN HAS ACHIEVED IT. INDEPENDENT HEALTH WAS NAMED THE SECOND HIGHEST RANKED HEALTH PLAN FOR MEMBER SATISFACTION IN THE NEW YORK REGION, ACCORDING TO THE J.D. POWER 2024 U.S. COMMERCIAL MEMBER HEALTH PLAN STUDYSM. CONDUCTED THROUGH AN ONLINE SURVEY ACROSS 22 MARKET-BASED REGIONS, J.D. POWER'S ANNUAL SYNDICATED STUDY EXAMINES THE EXPERIENCE OF HEALTH PLAN MEMBERS AND RECOGNIZES HEALTH PLANS IN THE COUNTRY THAT ACHIEVE A HIGH LEVEL OF CUSTOMER SATISFACTION FOR THEIR MEMBERS. THE STUDY RANKS MEMBERS' EXPERIENCES IN SIX CATEGORIES: BILLING AND PAYMENT; COST; COVERAGE AND BENEFITS; CUSTOMER SERVICE; INFORMATION AND COMMUNICATION; AND PROVIDER CHOICE. IN ADDITION, DATING BACK TO 2010, INDEPENDENT HEALTH HAS NOW BEEN RECOGNIZED BY J.D. POWER AS BEING THE TOP-RANKED PLAN FOR MEMBER SATISFACTION IN ITS REGION SIX TIMES (2010-13, 2016 AND 2020) AND THE SECOND HIGHEST RANKED PLAN ANOTHER SIX TIMES (2014-15, 2017, 2018, 2021 AND 2024). FOR THE THIRD STRAIGHT YEAR, INDEPENDENT HEALTH ACHIEVED TIER 1 STATUS AS PART OF THE MEDICAID MANAGED CARE QUALITY INCENTIVE PROGRAM THROUGH THE NEW YORK STATE DEPARTMENT OF HEALTH (NYSDOH). INDEPENDENT HEALTH'S OVERALL SCORE, WHICH WAS BASED ON DATA REPORTING FROM 2022, WAS THE HIGHEST AMONG ALL PARTICIPATING HEALTH PLANS THROUGHOUT NEW YORK STATE. THE NYSDOH MEDICAID MANAGED CARE QUALITY INCENTIVE PROGRAM FOCUSES ON THE PERFORMANCE IN QUALITY AND MEMBER EXPERIENCES OF HEALTH PLANS. IT USES AN ALGORITHM TO AWARD POINTS TO PLANS FOR HIGH QUALITY IN THE CATEGORIES OF EFFECTIVENESS OF CARE, ACCESS AND AVAILABILITY AND USE OF SERVICES. OUR CONSISTENTLY STRONG STAR RATINGS AND THIRD-PARTY ASSESSMENTS ARE A TESTAMENT TO OUR LONG-STANDING COMMITMENT OF DELIVERING HIGH-QUALITY COVERAGE AND OUTSTANDING SERVICE TO OUR MEMBERS. LONG BEFORE THE ENACTMENT OF THE AFFORDABLE CARE ACT (ACA), IHA WAS TAKING STEPS TO TRANSFORM HEALTH CARE IN WESTERN NEW YORK, PROVIDING OUR MEMBERS WITH MANY OF THE QUALITY COVERAGE AND MARKET REFORM PROVISIONS CONTAINED IN THE LAW ($0 COPAY FOR PREVENTIVE SERVICES, AGE-EXTENSION RIDERS UP TO AGE 26, NO LIFETIME LIMITS ON MEMBERS' COVERAGE, AND COMPREHENSIVE INTERNAL AND EXTERNAL REVIEW PROCESSES TO ENSURE OUR MEMBERS RECEIVED NEEDED HEALTH CARE SERVICES). IHA CONTINUES TO LOOK FOR OPPORTUNITIES TO IMPROVE THE QUALITY AND AFFORDABILITY OF HEALTH CARE FOR OUR REGION, AS ACHIEVING HEALTH CARE REFORM WILL REQUIRE COMMUNITY OWNERSHIP, WIDE-RANGING PARTNERSHIPS AND RENEWED COLLABORATION AMONG DIVERSE STAKEHOLDERS. BY FOCUSING ON COLLABORATION AND HEALTH ENGAGEMENT, IHA CAN HELP BUILD A CULTURE OF HEALTH IN OUR REGION. AS A COMMUNITY, WE MUST CONTINUE TO DEVELOP PROGRAMS THAT ENHANCE FITNESS, FOSTER PREVENTION AND ENGAGE PEOPLE IN BETTER HEALTH. THESE EFFORTS WILL HELP PEOPLE MAKE POSITIVE LIFESTYLE CHANGES AND REDUCE CHRONIC DISEASE ESSENTIAL ELEMENTS FOR LOWERING HEALTH CARE COSTS AND IMPROVING THE OVERALL HEALTH STATUS OF OUR COMMUNITY.
FORM 990, PART VI, SECTION A, LINE 2	MICHAEL W. CROPP, KENNETH SODARO, ANTHONY BAYNES, DANIEL WEINTRAUB, JAMES DUNLOP, AND JARED GROSS HAVE A BUSINESS RELATIONSHIP (BOARD MEMBERS OF A RELATED TAXABLE ENTITY). MICHAEL W. CROPP, JAMES DUNLOP, JOHN RODGERS, KENNETH SODARO, DANIEL WEINTRAUB, DAN GAGLIARDO, AND JARED GROSS HAVE A BUSINESS RELATIONSHIP (BOARD MEMBERS OF A RELATED TAXABLE ENTITY). THOMAS J. FOELS & DAVID PAWLOWSKI HAVE A BUSINESS RELATIONSHIP (PRIVATE ENTERPRISE). IHA DOES NOT DO BUSINESS WITH THEIR PRIVATE ENTERPRISE.
FORM 990, PART VI, SECTION B, LINE 11B	PRIOR TO THE FILING OF THE IRS FORM 990, THE FINAL RETURN WAS REVIEWED WITH THE CHAIR OF THE AUDIT AND FINANCE COMMITTEES, MANAGEMENT, AND MADE AVAILABLE TO THE BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION B, LINE 12C	INDEPENDENT HEALTH ASSOCIATION, INC'S (IHA) CONFLICT OF INTEREST REPORTING POLICY ENCOMPASSES ALL CURRENT IHA OFFICERS AND EMPLOYEES (INCLUDING HIGHEST COMPENSATED KEY EMPLOYEES) OF THE ORGANIZATION. EMPLOYEES ARE REQUIRED AS PART OF THEIR EMPLOYMENT WITH IHA TO IMMEDIATELY REPORT CONFLICTS OF INTEREST THAT THEY ARE PARTY TO OR THAT THEY OBSERVE, TO MANAGEMENT OR INDEPENDENT HEALTH'S CHIEF COMPLIANCE OFFICER FOR REVIEW BY THE CONFLICT OF INTEREST COMMITTEE OF INDENDEPENT HEALTH. CONFLICTS ARE ALSO IDENTIFIED ANNUALLY WHEN EMPLOYEES COMPLETE ATTESTATIONS, CONFIDENTIAL QUESTIONAIRES & PLEDGE OF CONFIDENTIALITY AND CONTINUING DISCLOSURES FORM (FORM HIGHEST COMPENSATED EMPLOYEES, KEY EMPLOYEES, OFFICERS, DIRECTORS, AND MEMBERS OF THE BOARD) ARE RECEIVED. IF A CONFLICT OF INTEREST IS IDENTIFIED, THE INDIVIDUAL IS PROHIBITED FROM PARTICIPATING IN THE DELIBERATIONS OR DECISIONS RELATED TO THIS TRANSACTION. THE RESOLUTION OF CONFLICT REVIEW WILL BE DOCUMENTED IN MEETING MINUTES MAINTAINED BY THE CONFLICT OF INTEREST COMMITTEE.
FORM 990, PART VI, SECTION B, LINE 15	THE GOVERNING BOARD OF DIRECTORS OF INDEPENDENT HEALTH ASSOCIATION, INC. (IHA) APPOINTED A GROUP OF BOARD MEMBERS TO ACT AS THE COMPENSATION COMMITTEE. COMPENSATION OF THE CEO IS SUBJECT TO REVIEW AND APPROVAL BY THE COMPENSATION COMMITTEE AND THE BOD ANNUALLY. ADDITIONALLY, THE RECOMMENDATIONS OF THE CEO PERTAINING TO THE COMPENSATION OF HIS/HER DIRECT REPORTS ARE SUBJECT TO REVIEW AND ADVISEMENT BY THE COMPENSATION COMMITTEE.
FORM 990, PART VI, SECTION C, LINE 19	UPON REQUEST, THE ORGANIZATION WILL MAKE AVAILABLE; A COPY OF ITS 990, ITS AUDITED FINANCIAL STATEMENTS AND ANY OTHER DOCUMENTS AS REQUIRED.
FORM 990, PART VII CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETC	JAMES DUNLOP - 16 BIRDSONG PARKWAY, ORCHARD PARK, NY 14127. ERIC J. DECKER - 797 TWO ROD RD., MARILLA, NY 14102. JOHN MINEO - 28 CANTERBURY LN., EAST AURORA, NY 14052. CHERYL FRIEDMAN - 5580 COACHMANS LANE, HAMBURG, NY 14075. MARGARET STEFFAN - 5127 WILLOWBROOK DR. W., CLARENCE, NY 14031. DAVID SHUTE - 25 MONTA VISTA CT., EAST AMHERST, NY 14051. MIKE REILLY - 11 SILVER THORNE DR, WILLIAMSVILLE, NY 14221.

Schedule R IRS990ScheduleR

Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	INDEPENDENT HEALTH FOUNDATION	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	777 INTERNATIONAL DRIVE	AddressLine1Txt
City	BUFFALO	CityNm
State Abbreviation	NY	StateAbbreviationCd
ZIP	14221	ZIPCd

Field	Value	IRS element (for citing)
EIN	161417199	EIN
Primary Activities	TO PROMOTE GOOD HEALTH IN WESTERN NEW YORK & SUPPORT THE ACTIVITIES OF IHA	PrimaryActivitiesTxt
Legal Domicile State	NY	LegalDomicileStateCd
Exempt Code Section	501(C)(3)	ExemptCodeSectionTxt
Public Charity Status	12A, I	PublicCharityStatusTxt

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	INDEPENDENT HEALTH ASSOCIATION INC	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Controlled Organization	Yes (1)	ControlledOrganizationInd

Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp (3 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	EINEIN	Primary ActivitiesPrimaryActivitiesTxt	Legal Domicile StateLegalDomicileStateCd	Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt	Entity TypeEntityTypeTxt	Share Of Total IncomeShareOfTotalIncomeAmt	Share Of EOY AssetsShareOfEOYAssetsAmt	OwnershipOwnershipPct	Controlled OrganizationControlledOrganizationInd	Address Line1ForeignAddress/AddressLine1Txt	CityForeignAddress/CityNm	Province Or StateForeignAddress/ProvinceOrStateNm	CountryForeignAddress/CountryCd	Legal Domicile Foreign CountryLegalDomicileForeignCountryCd
INDEPENDENT HEALTH CORPORATION AND SUBSIDIARY
511 FARBER LAKES DRIVE	BUFFALO	NY	14221	161237733	THIRD PARTY CLAIMS ADMINISTRATION	NY	INDEPENDENT HEALTH ASSOCIATION INC	C	-$9,737,381	$227,757,561	1.00000	Yes (1)
INDEPENDENT HEALTH BENEFITS CORPORATION
511 FARBER LAKES DRIVE	BUFFALO	NY	14221	161483784	POS AND INDEMNITY PRODUCT ADMINISTRATION	NY	INDEPENDENT HEALTH ASSOCIATION INC	C	-$61,807,057	$304,741,822	1.00000	Yes (1)
MASON INSURANCE COMPANY LTD
					REINSURANCE		INDEPENDENT HEALTH ASSOCIATION INC	C	$5,277,769	$46,006,220	1.00000	Yes (1)	40 CHURCH ST	HAMILTON HMHX BERMUDA	HM-HX	BD	BD

Field	Value	IRS element (for citing)
Receipt Of Int Annts Rnts Rylts	0	ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org	Yes (1)	GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org	0	GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org	0	LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org	0	LoansOrGuaranteesFromOthOrgInd
Div Related Organization	0	DivRelatedOrganizationInd
Asset Sale To Other Org	0	AssetSaleToOtherOrgInd
Asset Purchase From Other Org	0	AssetPurchaseFromOtherOrgInd
Asset Exchange	0	AssetExchangeInd
Rental Of Facilities To Oth Org	0	RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org	0	RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org	Yes (1)	PerformOfServicesForOthOrgInd
Perform Of Services By Other Org	Yes (1)	PerformOfServicesByOtherOrgInd
Sharing Of Facilities	Yes (1)	SharingOfFacilitiesInd
Paid Employees Sharing	Yes (1)	PaidEmployeesSharingInd
Reimbursement Paid To Other Org	Yes (1)	ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org	Yes (1)	ReimbursementPaidByOtherOrgInd
Transfer To Other Org	Yes (1)	TransferToOtherOrgInd
Transfer From Other Org	Yes (1)	TransferFromOtherOrgInd

Transactions Related Org TransactionsRelatedOrgGrp (21 entries)

Transaction TypeTransactionTypeTxt	InvolvedInvolvedAmt	Method Of Amount DeterminationMethodOfAmountDeterminationTxt
INDEPENDENT HEALTH FOUNDATION
B	$2,000,000	FMV
INDEPENDENT HEALTH BENEFITS CORPORATION
B	$96,218,064	FMV
INDEPENDENT HEALTH CORPORATION AND SUBSIDIARY
L	$1,188,852,116	FMV
INDEPENDENT HEALTH BENEFITS CORPORATION
L	$724,792,415	FMV
INDEPENDENT HEALTH BENEFITS CORPORATION
M	$42,405,169	FMV
INDEPENDENT HEALTH CORPORATION AND SUBSIDIARY
M	$1,555,733,964	FMV
INDEPENDENT HEALTH FOUNDATION
M	$196,324	FMV
INDEPENDENT HEALTH CORPORATION AND SUBSIDIARY
N	$8,231,038	FMV
INDEPENDENT HEALTH BENEFITS CORPORATION
N	$28,326,632	FMV
INDEPENDENT HEALTH CORPORATION AND SUBSIDIARY
O	$19,015,364	FMV
INDEPENDENT HEALTH FOUNDATION
O	$305,906	FMV
INDEPENDENT HEALTH BENEFITS CORPORATION
O	$46,474,660	FMV
INDEPENDENT HEALTH FOUNDATION
P	$194,382	FMV
INDEPENDENT HEALTH CORPORATION AND SUBSIDIARY
P	$487,774,448	FMV
INDEPENDENT HEALTH BENEFITS CORPORATION
Q	$754,905,775	FMV
INDEPENDENT HEALTH FOUNDATION
Q	$214,572	FMV
INDEPENDENT HEALTH CORPORATION AND SUBSIDIARY
Q	$1,756,876	FMV
MASON INSURANCE COMPANY LTD
Q	$70,764	FMV
MASON INSURANCE COMPANY LTD
R	$686,140	FMV
INDEPENDENT HEALTH CORPORATION AND SUBSIDIARY
S	$99,100,000	FMV
MASON INSURANCE COMPANY LTD
S	$757,033	FMV