SUNCOAST CREDIT UNION: Form 990, tax year 2018
View the entire original 990 at ProPublica ↗
- Organization
- SUNCOAST CREDIT UNION (EIN 59-0291451)
- Tax period
- 2018-01-01 to 2018-12-31
- Filed
- 2019-11-08
- IRS object ID
- 201933129349303213
- Schema version
- 2018v3.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2019-11-08T15:55:01-06:00 | ReturnTs |
| Tax Period End | 2018-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 910189318 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | MOSS ADAMS LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2707 COLBY AVENUE SUITE 801 | AddressLine1Txt |
| City | EVERETT | CityNm |
| State Abbreviation | WA | StateAbbreviationCd |
| ZIP | 98201 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2018-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 590291451 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SUNCOAST CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | SUNC | BusinessNameControlTxt |
| Phone | 8009995887 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 6801 EAST HILLSBOROUGH AVE | AddressLine1Txt |
| City | TAMPA | CityNm |
| State Abbreviation | FL | StateAbbreviationCd |
| ZIP | 33610 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | JULIE RENDEROS | PersonNm |
| Person Title | EVP/CFO | PersonTitleTxt |
| Phone | 8009995887 | PhoneNum |
| Signature | 2019-10-28 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | COLLEEN RAMIRES | PreparerPersonNm |
| PTIN | P01251320 | PTIN |
| Phone | 4252597227 | PhoneNum |
| Preparation | 2019-10-28 | PreparationDt |
Filing Security Information FilingSecurityInformation
IP Address IPAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| I Pv4 Address | 12.129.4.211 | IPv4AddressTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IP | 2019-10-28 | IPDt |
| IP Tm | 14:48:19 | IPTm |
| IP Timezone | PD | IPTimezoneCd |
| Filing License Type | P | FilingLicenseTypeCd |
| At Submission Creation Device Id | DA39A3EE5E6B4B0D3255BFEF95601890AFD80709 | AtSubmissionCreationDeviceId |
| At Submission Filing Device Id | 07D962CAD7C2343BC8DC703B9E740CE903356D52 | AtSubmissionFilingDeviceId |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2018 | TaxYr |
| Build TS | 2020-04-17 16:48:07Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | KEVIN JOHNSON | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 6801 EAST HILLSBOROUGH AVE | AddressLine1Txt |
| City | TAMPA | CityNm |
| State Abbreviation | FL | StateAbbreviationCd |
| ZIP | 33610 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $445,036,485 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.SUNCOASTCREDITUNION.COM | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1934 | FormationYr |
| Legal Domicile State | FL | LegalDomicileStateCd |
| Activity Or Mission | TO IMPROVE THE QUALITY OF OUR MEMBERS' LIVES THROUGH STRENGTH, SECURITY, AND INNOVATION. | ActivityOrMissionDesc |
| Voting Members Governing Body | 11 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 11 | VotingMembersIndependentCnt |
| Total Employee | 1920 | TotalEmployeeCnt |
| Total Volunteers | 11 | TotalVolunteersCnt |
| Total Gross UBI | $2,320,943 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $807,853 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $353,432,476 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $416,647,172 | CYProgramServiceRevenueAmt |
| PY Investment Income | $25,429,160 | PYInvestmentIncomeAmt |
| CY Investment Income | $25,941,148 | CYInvestmentIncomeAmt |
| PY Other Revenue | $1,765,361 | PYOtherRevenueAmt |
| CY Other Revenue | $2,320,943 | CYOtherRevenueAmt |
| PY Total Revenue | $380,626,997 | PYTotalRevenueAmt |
| CY Total Revenue | $444,909,263 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $637,067 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $610,352 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $97,329,411 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $109,900,151 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $209,521,317 | PYOtherExpensesAmt |
| CY Other Expenses | $233,443,156 | CYOtherExpensesAmt |
| PY Total Expenses | $307,487,795 | PYTotalExpensesAmt |
| CY Total Expenses | $343,953,659 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $73,139,202 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $100,955,604 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $8,739,586,217 | TotalAssetsBOYAmt |
| Total Assets EOY | $9,290,333,449 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $7,983,298,665 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $8,432,890,884 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $756,287,552 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $857,442,565 | NetAssetsOrFundBalancesEOYAmt |
| Mission | THE CREDIT UNION'S MISSION IS TO IMPROVE THE QUALITY OF OUR MEMBERS' LIVES BY MAINTAINING A STRONG, SECURE, AND INNOVATIVE CREDIT UNION THAT BUILDS TRUST, SHOWS RESPECT, AND MAXIMIZES EFFICIENCY. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | THE CREDIT UNION OFFERS OUR MEMBERS A SOURCE OF CREDIT THROUGH VARIOUS TYPES OF LOANS, INCLUDING MORTGAGE, AUTO, AND PERSONAL. INTEREST RATE FOR OUR LOANS ARE COMPETITIVE IN OUR LOCAL MARKETS. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | THE CREDIT UNION OFFERS COMPETITIVE SAVINGS PRODUCTS TO OUR MEMBERS WITH INTEREST RATES THAT ARE COMPETITIVE WITHIN OUR LOCAL MARKETS ON INTEREST BEARING ACCOUNTS AND CERTIFICATES OF DEPOSIT. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | SERVICE FEES CHARGED BY THE CREDIT UNION FOR OUR PRODUCTS ARE GENERALLY LOWER THAN OUR LOCAL COMPETITION OR HAVE BEEN ELIMINATED. | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Temp Or Permanent Endowments | 0 | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (1) | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | 0 | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | Yes (1) | DisregardedEntityInd |
| Related Entity | Yes (1) | RelatedEntityInd |
| Related Organization Ctrl Ent | Yes (1) | RelatedOrganizationCtrlEntInd |
| Transaction With Control Ent | 0 | TransactionWithControlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 219734 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 1920 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Rcv Fnds To Pay Prsnl Bnft Cntrct | 0 | RcvFndsToPayPrsnlBnftCntrctInd |
| Pay Premiums Prsnl Bnft Cntrct | 0 | PayPremiumsPrsnlBnftCntrctInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | 0 | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 11 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 11 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | Yes (1) | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (1) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | JULIE RENDEROS EVPCFO | PersonNm |
| Phone | 8009995887 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 6801 EAST HILLSBOROUGH AVE | AddressLine1Txt |
| City | TAMPA | CityNm |
| State Abbreviation | FL | StateAbbreviationCd |
| ZIP | 33610 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (24 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|---|
| ANTHONY SACHEL | ||||||||
| CHAIR OF THE BOARD | 1.00 | 1.00 | Yes (X) | Yes (X) | $2,737 | $0 | $0 | |
| ZAMIR L ODE | ||||||||
| VICE CHAIR OF THE BOARD | 1.00 | 1.00 | Yes (X) | Yes (X) | $984 | $0 | $0 | |
| JOUNICE NEALY-BROWN | ||||||||
| SECRETARY OF THE BOARD | 1.00 | 1.00 | Yes (X) | Yes (X) | $1,259 | $0 | $0 | |
| GARY C GRESHAM | ||||||||
| TREASURER OF THE BOARD | 1.00 | 1.00 | Yes (X) | Yes (X) | $754 | $0 | $0 | |
| VICTOR ARIAS | ||||||||
| DIRECTOR | 2.00 | 0.00 | Yes (X) | $1,536 | $0 | $0 | ||
| ANDREA FALVEY | ||||||||
| DIRECTOR | 2.00 | 0.00 | Yes (X) | $0 | $0 | $0 | ||
| MILDRED HARVEY | ||||||||
| DIRECTOR | 2.00 | 0.00 | Yes (X) | $1,736 | $0 | $0 | ||
| MARC JOHNSON | ||||||||
| DIRECTOR | 2.00 | 0.00 | Yes (X) | $0 | $0 | $0 | ||
| VELIA PEDRERO | ||||||||
| DIRECTOR | 2.00 | 0.00 | Yes (X) | $2,761 | $0 | $0 | ||
| SUSAN C TURNER | ||||||||
| DIRECTOR | 2.00 | 0.00 | Yes (X) | $600 | $0 | $0 | ||
| MANUEL LOPEZ | ||||||||
| DIRECTOR | 2.00 | 0.00 | Yes (X) | $0 | $0 | $0 | ||
| BRIAN FELDMAN | ||||||||
| DIRECTOR - THRU 5/18 | 2.00 | 0.00 | Yes (X) | $0 | $0 | $0 | ||
| PETER FLYNN | ||||||||
| DIRECTOR - THRU 1/18 | 2.00 | 0.00 | Yes (X) | $0 | $0 | $0 | ||
| KEVIN D JOHNSON | ||||||||
| PRESIDENT/CEO | 50.00 | 1.00 | Yes (X) | $609,292 | $0 | $112,887 | ||
| JULIE A RENDEROS | ||||||||
| EXECUTIVE VP/CFO | 50.00 | 0.00 | Yes (X) | $436,324 | $0 | $76,570 | ||
| VICTORIA G LOVETT | ||||||||
| CHIEF LENDING OFFICER | 50.00 | 1.00 | Yes (X) | $264,410 | $0 | $61,856 | ||
| GARY J VIEN | ||||||||
| CHIEF ADMINISTRATION OFFICER | 50.00 | 0.00 | Yes (X) | $255,038 | $0 | $75,504 | ||
| HAROLD E HASSENFELT | ||||||||
| CHIEF INFORMATION OFFICER | 50.00 | 0.00 | Yes (X) | $206,767 | $0 | $54,516 | ||
| DARLENE A JOHNSON | ||||||||
| CHIEF OPERATING OFFICER | 50.00 | 0.00 | Yes (X) | $237,203 | $0 | $70,522 | ||
| MELVA L MCKAY-BASS | ||||||||
| SR VP BUSINESS DEVELOPMENT | 38.00 | 2.00 | $241,523 | $0 | $71,467 | Yes (X) | ||
| DAVID A EVANS | ||||||||
| SR FINANCIAL ADVISOR | 40.00 | 0.00 | $226,210 | $0 | $33,861 | Yes (X) | ||
| ROY W ECHOLS | ||||||||
| VP OF TRUST & INVESTMENT SERVICES | 40.00 | 0.00 | $221,618 | $0 | $33,847 | Yes (X) | ||
| DONALD D BURT | ||||||||
| SR FINANCIAL ADVISOR | 40.00 | 0.00 | $294,729 | $0 | $38,289 | Yes (X) | ||
| SHERI L EATON | ||||||||
| SR VP SERVICE CENTER OPERATIONS | 40.00 | 0.00 | $217,603 | $0 | $50,787 | Yes (X) | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $3,223,084 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $680,106 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 56 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| KASS SHULER PA | |||||
| PO BOX 800 | TAMPA | FL | 33601 | LEGAL SERVICE ATTORNEY | $911,525 |
| GCA SERVICES GROUP | |||||
| PO BOX 534198 | ATLANTA | GA | 303534198 | JANITORIAL SERVICES | $732,349 |
| HEPNER ARCHITECTS | |||||
| 601 SOUTH BOULEVARD - SUITE 101 | TAMPA | FL | 33606 | ARCHITECTS | $623,642 |
| WETHERINGTON HAMILTON & HARRISON PA | |||||
| 812 W DR MLK JR BLVD - SUITE 101 | TAMPA | FL | 33603 | ATTORNEY | $391,191 |
| LAW OFFICES OF DANIEL CONSUEGRA | |||||
| 9204 KING PALM DR | TAMPA | FL | 336191328 | COLLECTIONS ATTORNEYS | $347,912 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 12 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (4 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| INTEREST ON LOANS | 522100 | $280,405,167 | $280,405,167 |
| SERVICE FEES & MISC | 522100 | $135,724,007 | $135,724,007 |
| GAIN ON REAL ESTATE | 531390 | $513,299 | $513,299 |
| GAIN ON SALE OF LOANS | 523000 | $4,699 | $4,699 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $416,647,172 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $25,451,842 | TotalRevenueColumnAmt |
| Exclusion | $25,451,842 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $616,528 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $127,222 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $489,306 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $489,306 | TotalRevenueColumnAmt |
| Exclusion | $489,306 | ExclusionAmt |
Other Revenue Misc OtherRevenueMiscGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | UNRELATED BUSINESS INCOME | Desc |
| Business | 522100 | BusinessCd |
| Total Revenue Column | $2,320,943 | TotalRevenueColumnAmt |
| Unrelated Business Revenue | $2,320,943 | UnrelatedBusinessRevenueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $2,320,943 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $444,909,263 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $416,647,172 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $2,320,943 | UnrelatedBusinessRevenueAmt |
| Exclusion | $25,941,148 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $610,352 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,473,257 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $83,004,345 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,185,083 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $14,064,463 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $6,173,003 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $356,710 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $282,519 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $138,163 | TotalAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,421,830 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,169,723 | TotalAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $9,681,089 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $12,210,216 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $653,784 | TotalAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $556,415 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $66,031,811 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $14,154,724 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,752,693 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| LOAN LOSS | $50,720,000 |
| CREDIT CARD & REWARD FE | $26,011,929 |
| FRAUD EXPENSE | $8,429,677 |
| ATM FEES | $4,413,361 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $25,458,512 | TotalAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $343,953,659 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $213,365,354 | BOYAmt |
| EOY | $180,404,360 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $111,553,241 | BOYAmt |
| EOY | $226,141,567 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $21,017,798 | BOYAmt |
| EOY | $15,318,788 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $6,348,256,873 | BOYAmt |
| EOY | $7,299,160,481 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $19,511,554 | BOYAmt |
| EOY | $20,823,529 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $302,121,779 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $127,213,066 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $148,883,562 | BOYAmt |
| EOY | $174,908,713 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,612,976,838 | BOYAmt |
| EOY | $1,135,126,720 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $128,005,994 | BOYAmt |
| EOY | $124,530,431 | EOYAmt |
Intangible Assets IntangibleAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $4,760,417 | BOYAmt |
| EOY | $4,635,417 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $131,254,586 | BOYAmt |
| EOY | $109,283,443 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,739,586,217 | BOYAmt |
| EOY | $9,290,333,449 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $123,466,572 | BOYAmt |
| EOY | $383,011,260 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,245,592 | BOYAmt |
| EOY | $12,779,860 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $250,000,000 | BOYAmt |
| EOY | $100,000,000 | EOYAmt |
Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,000,000 | BOYAmt |
| EOY | $600,000 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,599,586,501 | BOYAmt |
| EOY | $7,936,499,764 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,983,298,665 | BOYAmt |
| EOY | $8,432,890,884 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow SFAS117 | Yes (X) | OrgDoesNotFollowSFAS117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $756,287,552 | BOYAmt |
| EOY | $857,442,565 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $756,287,552 | BOYAmt |
| EOY | $857,442,565 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $8,739,586,217 | BOYAmt |
| EOY | $9,290,333,449 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $100,955,604 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | $199,410 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $34,095,970 | OtherCostOrOtherBasisAmt |
| Book Value | $34,095,970 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $149,865,695 | OtherCostOrOtherBasisAmt |
| Depreciation | $44,038,073 | DepreciationAmt |
| Book Value | $105,827,622 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $6,395,826 | OtherCostOrOtherBasisAmt |
| Depreciation | $5,130,558 | DepreciationAmt |
| Book Value | $1,265,268 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $98,347,254 | OtherCostOrOtherBasisAmt |
| Depreciation | $68,232,083 | DepreciationAmt |
| Book Value | $30,115,171 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $13,417,034 | OtherCostOrOtherBasisAmt |
| Depreciation | $9,812,352 | DepreciationAmt |
| Book Value | $3,604,682 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $174,908,713 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)
| DescDesc | AmtAmt |
|---|---|
| MEMBERS SHARE AND SAVINGS ACCOUNTS | $7,932,640,437 |
| OTHER LIABILITIES | $2,342,688 |
| DIVIDENDS PAYABLE | $1,516,639 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $7,936,499,764 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART IV, LINE 2B: | THE CREDIT UNION HOLDS ESCROWED FUNDS FOR THE PAYMENT OF PROPERTY TAXES AND HOMEOWNERS' INSURANCE AS A SERVICE TO OUR MEMBERS WHO HAVE MORTGAGES WITH THE CREDIT UNION OR HAVE MORTGAGES SERVICED BY THE CREDIT UNION. |
| PART X, LINE 2: | THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL AND STATE INCOME TAXES UNDER INTERNAL REVENUE CODE (IRC) 501(C)(14). ACCORDINGLY, A PROVISION FOR INCOME TAXES HAS NOT BEEN MADE. THE CREDIT UNION ALSO WHOLLY OWNS MEMBERS TITLE AGENCY, LLC; MEMBERS INSURANCE CENTER, LLC; AND SUNCOAST REALTY SOLUTIONS, LLC. UNDER CURRENT INTERNAL REVENUE SERVICE REGULATIONS, THE INCOME OF THE LLC ACCRUES TO THE OWNER, SUNCOAST CREDIT UNION, AND, THEREFORE, IS NOT SUBJECT TO INCOME TAX. HOWEVER, WITH THE CONVERSION TO STATE CHARTER FROM FEDERAL CHARTER EFFECTIVE DECEMBER 31, 2013, THE CREDIT UNION IS NOW SUBJECT TO THE PROVISIONS OF THE FEDERAL INCOME TAX CODE RELATED TO UNRELATED BUSINESS INCOME TAX. THE CREDIT UNION WAS CONTACTED BY THE INTERNAL REVENUE SERVICE (IRS) IN AUGUST 2017 REGARDING A SUBSTANTIAL PROPOSED PENALTY FOR THE 2015 INFORMATION RETURNS. THE CREDIT UNION DETERMINED THAT THE FORMS WERE SENT TO ITS MEMBERS, BUT A SYSTEM ERROR OCCURRED WITH THE PLACEMENT OF THE INFORMATION ON THE FORM. AS THE CREDIT UNION HAS TIMELY FILED ALL REQUIRED DOCUMENTS, WITH THE ERRORS BEING INCONSEQUENTIAL AND NO INTENTIONAL NEGLIGENCE, THE IRS AGREED WITH THE CREDIT UNION'S POSITION AND DID NOT IMPOSE THIS PENALTY. IN AUGUST 2018, THE CREDIT UNION RECEIVED A SIMILAR PENALTY ASSESSMENT LETTER FROM THE IRS FOR THE 2016 INFORMATION RETURNS FOR THE SAME SYSTEM ERROR. THE CREDIT UNION AGAIN REPLIED TO THE IRS REQUESTING AN ABATEMENT TO THE PENALTY FOR THE SAME REASONS AND WAS SUCCESSFUL IN GETTING THE IRS TO WAIVE THE FULL PENALTY FOR THE 2016 TAX YEAR. |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | 0 | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (9 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Purpose Of GrantPurposeOfGrantTxt |
|---|---|---|---|---|---|---|---|
| UNITED WAY | |||||||
| 5201 W KENNEDY BLVD | TAMPA | FL | 33609 | 593725701 | 501( C) 3 | $100,000 | FUND PROGRAM TO IMPROVE CONSUMERS FINANCIAL LIVES THROUGH CREDIT UNIONS |
| ARBOR DAY FOUNDATION | |||||||
| 211 NORTH 12TH STREET | LINCOLN | NE | 68508 | 237169265 | 501( C) 3 | $25,000 | FUNDS TO PLANT TREES TO REDUCE CARBON EMISSIONS |
| SUNCOAST CU FOUNDATION | |||||||
| 6801 E HILLSBOROUGH AVE | TAMPA | FL | 33610 | 593037324 | 501( C) 3 | $217,661 | FUNDING EDUCATION & MEDICAL NEEDS OF CHILDREN IN FLORIDA |
| LEAGUE OF SOUTHEASTERN CU FOUNDATION | |||||||
| 3692 COOLIDGE COURT | TALLAHASSEE | FL | 32311 | 592252733 | 501( C) 3 | $36,277 | TO PROVIDE ASSISTANCE TO SMALLER CREDIT UNIONS |
| NATIONAL CREDIT UNION FOUNDATION | |||||||
| 5710 MINERAL POINT RD | MADISON | WI | 53705 | 391383650 | 501( C) 3 | $123,830 | TO FUND PROGRAMS THAT HELP IMPROVE CONSUMER'S FINANCIAL LIVES |
| WORLD WIDE FOUNDATION FOR CUS | |||||||
| PO BOX 2982 | MADISON | WI | 53701 | 396093210 | 501( C) 3 | $10,000 | TO CREATE LONG LASTING OPPORTUNIES FOR THE WORLD'S WORKING POOR |
| AMERICAN CANCER SOCIETY | |||||||
| 3709 W JETTON AVE | TAMPA | FL | 33609 | 131788491 | 501( C) 3 | $17,500 | TO RAISE FUNDS FOR CANCER RESEARCH |
| CREDIT UNION MIRACLE DAY INC | |||||||
| 8975 GUILFORD RD | COLUMBIA | MD | 21046 | 532341329 | 501( C) 3 | $10,000 | CREDIT UNIONS SUPPORTING CHILDREN'S MIRACLE NETWORK HOSPITALS. |
| TAMPA BAY AREA CREDIT UNION FOR KIDS INC | |||||||
| 6801 E HILLSBOROUGH AVE | TAMPA | FL | 33610 | 203068168 | 501( C) 3 | $50,000 | TO RAISE FUNDS FOR THE AUTISM CENTER AT ALL CHILDREN'S HOSPITAL |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 9 | Total501c3OrgCnt |
| Total Other Org | 0 | TotalOtherOrgCnt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | Yes (X) | TravelForCompanionsInd |
| Written Policy Ref T And E Expnss | Yes (1) | WrittenPolicyRefTAndEExpnssInd |
| Substantiation Required | Yes (1) | SubstantiationRequiredInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | 0 | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (11 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| KEVIN D JOHNSON | ||||||||||||||
| PRESIDENT/CEO | $534,789 | $0 | $36,355 | $0 | $38,148 | $0 | $92,529 | $0 | $20,358 | $0 | $722,179 | $0 | $29,661 | $0 |
| JULIE A RENDEROS | ||||||||||||||
| EXECUTIVE VP/CFO | $289,785 | $0 | $132,100 | $0 | $14,439 | $0 | $55,786 | $0 | $20,784 | $0 | $512,894 | $0 | $26,321 | $0 |
| VICTORIA G LOVETT | ||||||||||||||
| CHIEF LENDING OFFICER | $227,029 | $0 | $27,530 | $0 | $9,851 | $0 | $51,908 | $0 | $9,948 | $0 | $326,266 | $0 | $22,283 | $0 |
| GARY J VIEN | ||||||||||||||
| CHIEF ADMINISTRATION OFFICER | $216,892 | $0 | $27,160 | $0 | $10,986 | $0 | $46,624 | $0 | $28,880 | $0 | $330,542 | $0 | $21,955 | $0 |
| HAROLD E HASSENFELT | ||||||||||||||
| CHIEF INFORMATION OFFICER | $201,850 | $0 | $0 | $0 | $4,917 | $0 | $31,395 | $0 | $23,121 | $0 | $261,283 | $0 | $0 | $0 |
| DARLENE A JOHNSON | ||||||||||||||
| CHIEF OPERATING OFFICER | $211,171 | $0 | $21,494 | $0 | $4,538 | $0 | $46,561 | $0 | $23,961 | $0 | $307,725 | $0 | $0 | $0 |
| MELVA L MCKAY-BASS | ||||||||||||||
| SR VP BUSINESS DEVELOPMENT | $206,810 | $0 | $25,757 | $0 | $8,956 | $0 | $42,832 | $0 | $28,635 | $0 | $312,990 | $0 | $20,924 | $0 |
| DAVID A EVANS | ||||||||||||||
| SR FINANCIAL ADVISOR | $44,361 | $0 | $181,666 | $0 | $183 | $0 | $11,626 | $0 | $22,235 | $0 | $260,071 | $0 | $0 | $0 |
| ROY W ECHOLS | ||||||||||||||
| VP OF TRUST & INVESTMENT SERVICES | $122,289 | $0 | $96,500 | $0 | $2,829 | $0 | $11,610 | $0 | $22,237 | $0 | $255,465 | $0 | $0 | $0 |
| DONALD D BURT | ||||||||||||||
| SR FINANCIAL ADVISOR | $44,416 | $0 | $250,230 | $0 | $83 | $0 | $15,328 | $0 | $22,961 | $0 | $333,018 | $0 | $0 | $0 |
| SHERI L EATON | ||||||||||||||
| SR VP SERVICE CENTER OPERATIONS | $183,101 | $0 | $21,042 | $0 | $13,460 | $0 | $42,200 | $0 | $8,587 | $0 | $268,390 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 1A | FormAndLineReferenceDesc |
| Explanation | TRAVEL FOR COMPANIONS AND SPOUSES: INCLUDES SPOUSAL TRAVEL FOR BOARD OF DIRECTORS MEMBERS AND FOUR EXECUTIVE LEVEL EMPLOYEES; ALL OF WHICH IS TAXABLE COMPENSATION. | ExplanationTxt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (8 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 4 | SUNCOAST'S BYLAWS WERE REVISED UPON RECEIVING REGULATORY APPROVAL FOR THE EXPANSION OF OUR FIELD OF MEMBERSHIP INTO 18 ADDITIONAL COUNTIES. |
| FORM 990, PART VI, SECTION A, LINE 6 | THE CREDIT UNION IS OWNED BY ITS MEMBERS. |
| FORM 990, PART VI, SECTION A, LINE 7A | ALL MEMBERS HAVE THE RIGHT TO VOTE TO ELECT THE BOARD OF DIRECTORS |
| FORM 990, PART VI, SECTION A, LINE 7B | A VOTE BY THE MEMBERS IS REQUIRED FOR CHANGES TO THE CREDIT UNION'S CHARTER. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE FORM 990 WILL BE REVIEWED BY SENIOR STAFF AND THE BOARD OF DIRECTORS PRIOR TO FILING. |
| FORM 990, PART VI, SECTION B, LINE 12C | THE CREDIT UNION'S BYLAWS ADDRESS THE PROHIBITION OF CONFLICTS OF INTEREST FOR DIRECTORS, COMMITTEE MEMBERS, OFFICERS, AGENTS, AND EMPLOYEES OF THE CREDIT UNION. BOARD MEMBERS ARE DISQUALIFIED FROM DELIBERATION ON ITEMS IN WHICH THEY HAVE A PERSONAL INTEREST. FURTHER, THE CREDIT UNION HAS A FORMAL VENDOR MANAGEMENT PROGRAM AND POLICY THAT IS MANAGED AND MONITORED BY THE COMPLIANCE VICE PRESIDENT AND PURCHASING DIRECTOR. COMPREHENSIVE DUE DILIGENCE IS PERFORMED WITH EACH NEW VENDOR AND AS AN ONGOING REQUIREMENT FOR VENDORS PAID OVER $300,000 ANNUALLY. EXCEPTIONS TO THE VENDOR MANAGEMENT POLICY ARE REVIEWED AND APPROVED BY THE ALCO COMMITTEE ANNUALLY. |
| FORM 990, PART VI, SECTION B, LINE 15 | THE CEO'S SALARY IS APPROVED BY THE BOARD OF DIRECTORS ANNUALLY. THE CEO APPROVES ALL OFFICER AND KEY EMPLOYEE SALARIES. COMPARABLE SALARY DATA IS PROVIDED BY MERCER CONSULTING GROUP, PAYFACTORS COMPENSATION AND REWARD STRATEGY GROUP AND REVIEWED BY SENIOR STAFF. MERIT INCREASES ARE BASED ON PERFORMANCE RATINGS, CALCULATED AND DISCRETIONARY FACTORS INCLUDING COMPA RATIO, TIME WITH SCU AND TIME IN ROLE. |
| FORM 990, PART VI, SECTION C, LINE 19 | FINANCIAL STATEMENTS ARE UPDATED MONTHLY AND DISPLAYED ON THE LOBBY MONITORS IN ALL BRANCHES, WITH AN ANNUAL REPORT AVAILABLE AT THE ANNUAL MEMBER MEETING AND ON THE SUNCOAST CREDIT UNION WEBSITE. QUARTERLY FINANCIAL DATA IS ALSO AVAILABLE ON THE NCUA'S WEBSITE. THE ORGANIZATION DOES NOT DISCLOSE THEIR GOVERNING DOCUMENTS OR CONFLICT OF INTEREST POLICY. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp (4 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Total IncomeTotalIncomeAmt | End Of Year AssetsEndOfYearAssetsAmt | Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt |
|---|---|---|---|---|---|---|---|---|---|
| MEMBERS TITLE AGENCY LLC | |||||||||
| 6810 E HILLSBOROUGH AVE | TAMPA | FL | 33610 | 593673450 | TITLE INSURANCE | FL | $1,865,067 | $17,128,551 | SUNCOAST CREDIT UNION |
| MEMBERS INSURANCE CENTER LLC | |||||||||
| 6810 E HILLSBOROUGH AVE | TAMPA | FL | 33610 | 201399753 | INSURANCE | FL | $10,402,338 | $29,116,842 | SUNCOAST CREDIT UNION |
| SUNCOAST REALTY SOLUTION LLC | |||||||||
| 6810 E HILLSBOROUGH AVE | TAMPA | FL | 33610 | 475609072 | REAL ESTATE BROKERAGE | FL | $283,948 | $648,259 | SUNCOAST CREDIT UNION |
| SUNCOAST REALTY SOLUTIONS REFERRAL LLC | |||||||||
| 6810 E HILLSBOROUGH AVE | TAMPA | FL | 33610 | 831075751 | REAL ESTATE REFERRAL BROKERAGE | FL | $0 | $0 | SUNCOAST CREDIT UNION |
Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SUNCOAST CREDIT UNION FOUNDATION | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 6801 E HILLSBOROUGH AVE | AddressLine1Txt |
| City | TAMPA | CityNm |
| State Abbreviation | FL | StateAbbreviationCd |
| ZIP | 33610 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 593037324 | EIN |
| Primary Activities | FUNDRAISING, CHARITABLE CONTRIBUTIONS, AND AWARDING SCHOLARSHIPS | PrimaryActivitiesTxt |
| Legal Domicile State | FL | LegalDomicileStateCd |
| Exempt Code Section | 501(C)(3) | ExemptCodeSectionTxt |
| Public Charity Status | LINE 10 | PublicCharityStatusTxt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SUNCOAST CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Controlled Organization | 0 | ControlledOrganizationInd |
Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp (2 entries)
| Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Business Name Line1DirectControllingEntityName/BusinessNameLine1Txt | Controlled OrganizationControlledOrganizationInd | Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Entity TypeEntityTypeTxt | Share Of Total IncomeShareOfTotalIncomeAmt | Share Of EOY AssetsShareOfEOYAssetsAmt | OwnershipOwnershipPct |
|---|---|---|---|---|---|---|---|---|---|---|---|
| CHARITABLE LEAD TRUST | |||||||||||
| TRUST FUND | FL | SUNCOAST CREDIT UNION | 0 | ||||||||
| EMPLOYEE BENEFIT TRUST | |||||||||||
| TRUST FUND | FL | SUNCOAST CREDIT UNION | 0 | 6810 E HILLSBOROUGH AVE | TAMPA | FL | 33610 | T | $321,072 | $35,357,617 | 1.00000 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | 0 | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | Yes (1) | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | 0 | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | 0 | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | 0 | DivRelatedOrganizationInd |
| Asset Sale To Other Org | 0 | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | 0 | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | 0 | AssetExchangeInd |
| Rental Of Facilities To Oth Org | 0 | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | 0 | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | Yes (1) | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | 0 | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | Yes (1) | SharingOfFacilitiesInd |
| Paid Employees Sharing | Yes (1) | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | 0 | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | 0 | TransferToOtherOrgInd |
| Transfer From Other Org | 0 | TransferFromOtherOrgInd |