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OREGON COMMUNITY CREDIT UNION: Form 990, tax year 2017

View the entire original 990 at ProPublica ↗

Organization
OREGON COMMUNITY CREDIT UNION (EIN 93-0492535)
Tax period
2017-01-01 to 2017-12-31
Filed
2018-11-14
IRS object ID
201813189349312391
Schema version
2017v2.3
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2018-11-14T19:06:40-06:00ReturnTs
Tax Period End2017-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN910189318PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1MOSS ADAMS LLPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1805 SW BROADWAY STE 1200AddressLine1Txt
CityPORTLANDCityNm
State AbbreviationORStateAbbreviationCd
ZIP97205ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2017-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN930492535EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1OREGON COMMUNITY CREDIT UNIONBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlOREGBusinessNameControlTxt
Phone8664557438PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line12880 CHAD DRIVEAddressLine1Txt
CityEUGENECityNm
State AbbreviationORStateAbbreviationCd
ZIP97408ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonRON NEUMANNPersonNm
Person TitleCEOPersonTitleTxt
Phone8664557438PhoneNum
Signature2018-11-08SignatureDt
Discuss With Paid PreparerYes (1)DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonWENDY CAMPOSPreparerPersonNm
PTINP00448102PTIN
Phone5032421447PhoneNum
Preparation2018-11-06PreparationDt

Filing Security Information FilingSecurityInformation

IP Address IPAddress

FieldValueIRS element (for citing)
I Pv4 Address12.129.7.100IPv4AddressTxt
FieldValueIRS element (for citing)
IP2018-11-08IPDt
IP Tm10:51:52IPTm
IP TimezonePSIPTimezoneCd
Filing License TypePFilingLicenseTypeCd
At Submission Creation Device Id08DD87ECE05DEEEFD37E5D16ABB9D50D08622471AtSubmissionCreationDeviceId
At Submission Filing Device IdED716621312A2F2E2D48E4C4B9956A35163A7570AtSubmissionFilingDeviceId
FieldValueIRS element (for citing)
Tax2017TaxYr
Build TS2019-02-21 02:37:17ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerRON NEUMANNPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line12880 CHAD DRIVEAddressLine1Txt
CityEUGENECityNm
State AbbreviationORStateAbbreviationCd
ZIP97408ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$83,372,165GrossReceiptsAmt
Group Return For Affiliates0GroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website AddressWWW.MYOCCU.ORGWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1956FormationYr
Legal Domicile StateORLegalDomicileStateCd
Activity Or MissionTO ASSIST OUR MEMBERS IN MAKING BENEFICIAL LONG-TERM FINANCIAL DECISIONS.ActivityOrMissionDesc
Voting Members Governing Body7VotingMembersGoverningBodyCnt
Voting Members Independent7VotingMembersIndependentCnt
Total Employee400TotalEmployeeCnt
Total Volunteers0TotalVolunteersCnt
Total Gross UBI$961,633TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm$0NetUnrelatedBusTxblIncmAmt
PY Contributions Grants$0PYContributionsGrantsAmt
CY Contributions Grants$0CYContributionsGrantsAmt
PY Program Service Revenue$72,446,541PYProgramServiceRevenueAmt
CY Program Service Revenue$80,986,535CYProgramServiceRevenueAmt
PY Investment Income$2,063,135PYInvestmentIncomeAmt
CY Investment Income$2,385,630CYInvestmentIncomeAmt
PY Other Revenue$0PYOtherRevenueAmt
CY Other Revenue$0CYOtherRevenueAmt
PY Total Revenue$74,509,676PYTotalRevenueAmt
CY Total Revenue$83,372,165CYTotalRevenueAmt
PY Grants And Similar Paid$0PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$300,010CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members$0PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$25,931,714PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$28,850,471CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns$0PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$38,443,718PYOtherExpensesAmt
CY Other Expenses$40,691,218CYOtherExpensesAmt
PY Total Expenses$64,375,432PYTotalExpensesAmt
CY Total Expenses$69,841,699CYTotalExpensesAmt
PY Revenues Less Expenses$10,134,244PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$13,530,466CYRevenuesLessExpensesAmt
Total Assets BOY$1,581,553,833TotalAssetsBOYAmt
Total Assets EOY$1,686,568,182TotalAssetsEOYAmt
Total Liabilities BOY$1,453,771,369TotalLiabilitiesBOYAmt
Total Liabilities EOY$1,545,297,740TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$127,782,464NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$141,270,442NetAssetsOrFundBalancesEOYAmt
MissionTHE PURPOSE OF OREGON COMMUNITY CREDIT UNION IS TO ASSIST OUR MEMBERS IN MAKING BENEFICIAL LONG-TERM FINANCIAL DECISIONS BY PROVIDING THEM WITH COMPETITIVE DEPOSIT AND LOAN PRODUCTS.MissionDesc
Significant New Program Srvc0SignificantNewProgramSrvcInd
Significant Change0SignificantChangeInd
DescPROMOTING THE FINANCIAL WELLBING AND THRIFT OF 150,282 MEMBERS DURING 2017 BY PROVIDING LOAN AND SAVING SERVICES AT COMPETITIVE RATES.Desc
Described In Section501c30DescribedInSection501c3Ind
Schedule B Required0ScheduleBRequiredInd
Political Campaign ActyYes (1)PoliticalCampaignActyInd
Subject To Proxy Tax0SubjectToProxyTaxInd
Donor Advised Fund0DonorAdvisedFundInd
Conservation Easements0ConservationEasementsInd
Collections Of Art0CollectionsOfArtInd
Credit Counseling0CreditCounselingInd
Temp Or Permanent Endowments0TempOrPermanentEndowmentsInd
Report Land Building EquipmentYes (1)ReportLandBuildingEquipmentInd
Report Investments Other Sec0ReportInvestmentsOtherSecInd
Report Program Related Invst0ReportProgramRelatedInvstInd
Report Other Assets0ReportOtherAssetsInd
Report Other LiabilitiesYes (1)ReportOtherLiabilitiesInd
Include FIN48 Footnote0IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt0IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt0ConsolidatedAuditFinclStmtInd
School Operating0SchoolOperatingInd
Foreign Office0ForeignOfficeInd
Foreign Activities0ForeignActivitiesInd
More Than5000 K To Org0MoreThan5000KToOrgInd
More Than5000 K To Individuals0MoreThan5000KToIndividualsInd
Professional Fundraising0ProfessionalFundraisingInd
Fundraising Activities0FundraisingActivitiesInd
Gaming Activities0GamingActivitiesInd
Operate Hospital0OperateHospitalInd
Grants To OrganizationsYes (1)GrantsToOrganizationsInd
Grants To Individuals0GrantsToIndividualsInd
Schedule J RequiredYes (1)ScheduleJRequiredInd
Tax Exempt Bonds0TaxExemptBondsInd
Loan Outstanding0LoanOutstandingInd
Grant To Related Person0GrantToRelatedPersonInd
Business Rln With Org Mem0BusinessRlnWithOrgMemInd
Business Rln With Fam Mem0BusinessRlnWithFamMemInd
Business Rln With Officer Ent0BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri0DeductibleNonCashContriInd
Deductible Art Contribution0DeductibleArtContributionInd
Terminate Operations0TerminateOperationsInd
Partial Liquidation0PartialLiquidationInd
Disregarded EntityYes (1)DisregardedEntityInd
Related Entity0RelatedEntityInd
Related Organization Ctrl Ent0RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp0ActivitiesConductedPrtshpInd
Schedule O RequiredYes (1)ScheduleORequiredInd
IRP Document38217IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (1)BackupWthldComplianceInd
Employee400EmployeeCnt
Employment Tax Returns FiledYes (1)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitYes (1)UnrelatedBusIncmOverLimitInd
Form990 T FiledYes (1)Form990TFiledInd
Foreign Financial Account0ForeignFinancialAccountInd
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTransInd
Taxable Party Notification0TaxablePartyNotificationInd
Nondeductible Contributions0NondeductibleContributionsInd
Indoor Tanning Services0IndoorTanningServicesInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members7GoverningBodyVotingMembersCnt
Independent Voting Member7IndependentVotingMemberCnt
Family Or Business Rln0FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties0DelegationOfMgmtDutiesInd
Change To Org Documents0ChangeToOrgDocumentsInd
Material Diversion Or Misuse0MaterialDiversionOrMisuseInd
Members Or StockholdersYes (1)MembersOrStockholdersInd
Election Of Board MembersYes (1)ElectionOfBoardMembersInd
Decisions Subject To ApprovaYes (1)DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (1)MinutesOfGoverningBodyInd
Minutes Of Committees0MinutesOfCommitteesInd
Officer Mailing Address0OfficerMailingAddressInd
Local Chapters0LocalChaptersInd
Form990 Provided To Gvrn Body0Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (1)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (1)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (1)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (1)WhistleblowerPolicyInd
Document Retention PolicyYes (1)DocumentRetentionPolicyInd
Compensation Process CEOYes (1)CompensationProcessCEOInd
Compensation Process OtherYes (1)CompensationProcessOtherInd
Investment In Joint Venture0InvestmentInJointVentureInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1DAVE SCHIFFER VP OF FINANCEBusinessNameLine1Txt
FieldValueIRS element (for citing)
Phone5416816062PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line12880 CHAD DRIVEAddressLine1Txt
CityEUGENECityNm
State AbbreviationORStateAbbreviationCd
ZIP97408ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (19 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtKey EmployeeKeyEmployeeIndHighest Compensated EmployeeHighestCompensatedEmployeeInd
BEVERLY ANDERSON
BOARD CHAIR8.00Yes (X)Yes (X)$22,255$0$0
GENEVIEVE PARKER
BOARD VICE CHAIR8.00Yes (X)Yes (X)$15,836$0$0
JEANINE JENSON
BOARD SECRETARY8.00Yes (X)Yes (X)$16,892$0$0
KENNETH HUFFMAN
BOARD MEMBER8.00Yes (X)$6,050$0$0
JEREMY GREEN
BOARD MEMBER8.00Yes (X)$15,050$0$0
BILL INGE
BOARD MEMBER8.00Yes (X)$17,500$0$0
THOMAS LARSON
BOARD MEMBER8.00Yes (X)$15,433$0$0
JOHN GOGOL
BOARD MEMBER8.00Yes (X)$11,186$0$0
D AMANDA JONES
CHIEF EXECUTIVE OFFICER50.00Yes (X)$1,095,752$0$58,007
RONALD NEUMANN
EXECUTIVE VICE PRESIDENT50.00Yes (X)$300,795$0$34,704
DARRELL STARK
CHIEF RETAIL OFFICER50.00$220,809$0$29,855Yes (X)
JERRY LIUDAHL
CHIEF CREDIT OFFICER50.00$257,672$0$33,468Yes (X)
GREGORY SCHUMACHER
CHIEF ADMINISTRATIVE OFFICER50.00$201,568$0$19,783Yes (X)
DEBORAH MERSINO
CHIEF MARKETING OFFICER50.00$238,206$0$43,257Yes (X)
SCOTT ROOTS
VP OF INSURANCE AND INVESTMENTS SERVICES50.00$366,584$0$57,312Yes (X)
KEVIN SCAIFE
DIRECTOR OF REAL ESTATE50.00$192,863$0$37,194Yes (X)
AMY BRADLEY
SENIOR MORTGAGE LOAN OFFICER50.00$185,857$0$38,438Yes (X)
ETHAN NELSON
VP OF LENDING50.00$180,331$0$32,204Yes (X)
JONATHAN HEFFRON
SENIOR MORTGAGE LOAN OFFICER50.00$172,672$0$34,889Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$3,533,311TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org$0TotReportableCompRltdOrgAmt
Total Other Compensation$419,111TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K49IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed0FormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (1)TotalCompGreaterThan150KInd
Compensation From Other Srcs0CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmtAddress Line1ContractorAddress/ForeignAddress/AddressLine1TxtCityContractorAddress/ForeignAddress/CityNmProvince Or StateContractorAddress/ForeignAddress/ProvinceOrStateNmCountryContractorAddress/ForeignAddress/CountryCd
LENDING SOLUTIONS INC
2200 POINT BLVDELGINIL60123CALL CENTER OVERFLOW$1,023,594
FISERV
255 FISERV DRIVEBROOKFIELDWI53045BANKING SERVICE$816,454
FIS
601 RIVERSIDE AVEJACKSONVILLEFL32204CORE SYSTEM SERVICES$705,092
IQ INTERACTIVE
MARKETING SERVICES$695,40110650-113 STREETEDMONTONALBERTACA
THE ELEMENT GROUP INC
307 PASEO TESOROWALNUTCA91789CONTRACTOR SERVICES$652,990
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K30CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (5 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmtUnrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST ON LOANS/VISA522100$54,202,363$54,202,363
FEES AND CHARGES522100$10,302,279$10,302,279
VISA/ATM INTERCHANGE I525990$8,801,393$8,730,860$70,533
CREDIT CARD INTERCHANG525990$1,488,165$1,488,165
CREDIT CARD SERVICES525990$285,989-$605,111$891,100

Total Oth Program Service Rev TotalOthProgramServiceRevGrp

FieldValueIRS element (for citing)
Total Revenue Column$5,906,346TotalRevenueColumnAmt
Related Or Exempt Func Income$5,906,346RelatedOrExemptFuncIncomeAmt
FieldValueIRS element (for citing)
Total Program Service Revenue$80,986,535TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,610,408TotalRevenueColumnAmt
Exclusion$1,610,408ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

FieldValueIRS element (for citing)
Other$775,222OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

FieldValueIRS element (for citing)
Other$0OtherAmt

Gain Or Loss GainOrLossGrp

FieldValueIRS element (for citing)
Other$775,222OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$775,222TotalRevenueColumnAmt
Exclusion$775,222ExclusionAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$83,372,165TotalRevenueColumnAmt
Related Or Exempt Func Income$80,024,902RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$961,633UnrelatedBusinessRevenueAmt
Exclusion$2,385,630ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$300,010TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$1,451,530TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$21,369,798TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$1,473,247TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$2,711,827TotalAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$1,844,069TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$112,611TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$469,936TotalAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$4,033,136TotalAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$3,230,945TotalAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$1,430,175TotalAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$2,871,204TotalAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$1,707,599TotalAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$219,249TotalAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$68,043TotalAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$7,198,149TotalAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$2,639,959TotalAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$366,650TotalAmt

Other Expenses OtherExpensesGrp (3 entries)

DescDescTotalTotalAmt
LOAN SERVICING EXPENSE$7,312,846
PROVISION FOR LOAN LOSS$7,233,467
BAD DEBT & OPERATING$1,797,249

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$69,841,699TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$19,573,151BOYAmt
EOY$9,279,672EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$205,986,245BOYAmt
EOY$25,401,981EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
BOY$3,615,523BOYAmt
EOY$3,259,951EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$1,270,612,259BOYAmt
EOY$1,569,565,955EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$8,787,687BOYAmt
EOY$10,835,849EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$37,108,608LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$20,878,011LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$15,992,807BOYAmt
EOY$16,230,597EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

FieldValueIRS element (for citing)
BOY$9,534,889BOYAmt
EOY$9,099,423EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$47,451,272BOYAmt
EOY$42,894,754EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$1,581,553,833BOYAmt
EOY$1,686,568,182EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$23,018,316BOYAmt
EOY$27,140,182EOYAmt

Deferred Revenue DeferredRevenueGrp

FieldValueIRS element (for citing)
BOY$156,806BOYAmt
EOY$189,674EOYAmt

Other Liabilities OtherLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$1,430,596,247BOYAmt
EOY$1,517,967,884EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$1,453,771,369BOYAmt
EOY$1,545,297,740EOYAmt
FieldValueIRS element (for citing)
Org Does Not Follow SFAS117Yes (X)OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$127,782,464BOYAmt
EOY$141,270,442EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$127,782,464BOYAmt
EOY$141,270,442EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$1,581,553,833BOYAmt
EOY$1,686,568,182EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss$13,530,466ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst-$42,488NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets$0OtherChangesInNetAssetsAmt
Info In Schedule O Part XIIYes (X)InfoInScheduleOPartXIIInd
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or Review0AccountantCompileOrReviewInd
FS Audited0FSAuditedInd
Federal Grant Audit Required0FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

FieldValueIRS element (for citing)
Political Expenditures$60,000PoliticalExpendituresAmt
Internal Funds Contributed$60,000InternalFundsContributedAmt
Total Exempt Function Expend$60,000TotalExemptFunctionExpendAmt
Form1120 POL FiledYes (1)Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp

Organization Business Name OrganizationBusinessName

FieldValueIRS element (for citing)
Business Name Line1CREDIT UNION LEGISLATIVE ACTION FUNDBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line19730 SW NIMBUS AVEAddressLine1Txt
CityBEAVERTONCityNm
State AbbreviationORStateAbbreviationCd
ZIP97005ZIPCd
FieldValueIRS element (for citing)
EIN800043051EIN
Paid Internal Funds$60,000PaidInternalFundsAmt

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART I-A, LINE 1:FormAndLineReferenceDesc
ExplanationTHE CREDIT UNION HAS ONLY INDIRECT POLITICAL CAMPAIGN ACTIVITY: A CONTRIBUTION TO THE CREDIT UNION LEGISLATIVE ACTION FUND.ExplanationTxt

Schedule D IRS990ScheduleD

Land LandGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$3,342,575OtherCostOrOtherBasisAmt
Book Value$3,342,575BookValueAmt

Buildings BuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$12,829,709OtherCostOrOtherBasisAmt
Depreciation$4,121,455DepreciationAmt
Book Value$8,708,254BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$2,195,222OtherCostOrOtherBasisAmt
Depreciation$1,480,300DepreciationAmt
Book Value$714,922BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$18,446,080OtherCostOrOtherBasisAmt
Depreciation$15,030,246DepreciationAmt
Book Value$3,415,834BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$295,022OtherCostOrOtherBasisAmt
Depreciation$246,010DepreciationAmt
Book Value$49,012BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$16,230,597TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

FieldValueIRS element (for citing)
DescMEMBER SHARES & SAVINGSDesc
Amt$1,517,967,884Amt
FieldValueIRS element (for citing)
Total Liability$1,517,967,884TotalLiabilityAmt

Schedule I IRS990ScheduleI

FieldValueIRS element (for citing)
Grant Records MaintainedYes (1)GrantRecordsMaintainedInd

Recipient Table RecipientTable (6 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdRecipient EINRecipientEINIRC SectionIRCSectionDescCash GrantCashGrantAmtNon Cash AssistanceNonCashAssistanceAmtPurpose Of GrantPurposeOfGrantTxt
UNIVERSITY OF OREGON FOUNDATION
1720 E 13TH AVE SUITE 410EUGENEOR97403936015767501(C)(3)$161,667$0GENERAL SUPPORT
UNITED WAY OF LANE COUNTY
3171 GATEWAY LOOPSPRINGFIELDOR97477930394142501(C)(3)$20,300$0GENERAL SUPPORT
EUGENE AREA CHAMBER OF COMMERCE
1401 WILLAMETTE STREETEUGENEOR97401930163290501(C)(6)$12,300$0GENERAL SUPPORT
LANE COMMUNITY COLLEGE
4000 EAST 30TH AVEEUGENEOR97405930546223501(C)(3)$20,000$0GENERAL SUPPORT
OREGON CLUB OF EUGENE SPRINGFIELD
2300 OAKMONT WAY SUITE 108EUGENEOR97401936025585501(C)(3)$7,500$0GENERAL SUPPORT
ST VINCENT DE PAUL SOCIETY
PO BOX 24608EUGENEOR97402930454786501(C)(3)$5,894$0GENERAL SUPPORT
FieldValueIRS element (for citing)
Total501c3 Org5Total501c3OrgCnt
Total Other Org1TotalOtherOrgCnt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Compensation CommitteeYes (X)CompensationCommitteeInd
Independent ConsultantYes (X)IndependentConsultantInd
Compensation SurveyYes (X)CompensationSurveyInd
Severance Payment0SeverancePaymentInd
Supplemental Nonqual Rtr PlanYes (1)SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm0EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (11 entries)

TitleTitleTxtBase Compensation Filing OrgBaseCompensationFilingOrgAmtCompensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmtBonus Filing OrganizationBonusFilingOrganizationAmountBonus Related OrganizationsBonusRelatedOrganizationsAmtOther Compensation Filing OrgOtherCompensationFilingOrgAmtOther Compensation Rltd OrgsOtherCompensationRltdOrgsAmtDeferred Compensation Flng OrgDeferredCompensationFlngOrgAmtDeferred Comp Rltd OrgsDeferredCompRltdOrgsAmtNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmtNontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmtTotal Compensation Filing OrgTotalCompensationFilingOrgAmtTotal Compensation Rltd OrgsTotalCompensationRltdOrgsAmtComp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmtComp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
D AMANDA JONES
CHIEF EXECUTIVE OFFICER$506,284$0$574,719$0$14,749$0$42,300$0$15,707$0$1,153,759$0$0$0
RONALD NEUMANN
EXECUTIVE VICE PRESIDENT$278,509$0$18,686$0$3,600$0$24,300$0$10,404$0$335,499$0$0$0
DARRELL STARK
CHIEF RETAIL OFFICER$202,789$0$14,420$0$3,600$0$19,551$0$10,304$0$250,664$0$0$0
JERRY LIUDAHL
CHIEF CREDIT OFFICER$238,271$0$16,384$0$3,017$0$22,289$0$11,179$0$291,140$0$0$0
GREGORY SCHUMACHER
CHIEF ADMINISTRATIVE OFFICER$186,677$0$11,591$0$3,300$0$3,007$0$16,776$0$221,351$0$0$0
DEBORAH MERSINO
CHIEF MARKETING OFFICER$220,348$0$14,258$0$3,600$0$21,361$0$21,896$0$281,463$0$0$0
SCOTT ROOTS
VP OF INSURANCE AND INVESTMENTS SERV$69,562$0$297,022$0$0$0$42,300$0$15,012$0$423,896$0$0$0
KEVIN SCAIFE
DIRECTOR OF REAL ESTATE$130,669$0$62,194$0$0$0$17,298$0$19,896$0$230,057$0$0$0
AMY BRADLEY
SENIOR MORTGAGE LOAN OFFICER$5,680$0$180,177$0$0$0$16,688$0$21,750$0$224,295$0$0$0
ETHAN NELSON
VP OF LENDING$168,805$0$11,526$0$0$0$25,400$0$6,804$0$212,535$0$0$0
JONATHAN HEFFRON
SENIOR MORTGAGE LOAN OFFICER$3,742$0$168,930$0$0$0$15,513$0$19,376$0$207,561$0$0$0

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART I, LINE 4B:FormAndLineReferenceDesc
ExplanationD AMANDA JONES, 457B PLAN - $18,000 SCOTT ROOTS, 457B PLAN - $18,000 ETHAN NELSON, 457B PLAN - $9,200ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (9 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6ANY INDIVIDUAL WITH AN ACCOUNT AT THE CREDIT UNION IS CONSIDERED A MEMBER.
FORM 990, PART VI, SECTION A, LINE 7AEACH PRIMARY MEMBER OF THE CREDIT UNION IS GIVEN ONE VOTE AND IS ABLE TO ELECT MEMBERS OF THE GOVERNING BODY.
FORM 990, PART VI, SECTION A, LINE 7BMAJOR DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL BY MEMBERS, HOWEVER, DAY TO DAY DECISIONS ARE NOT SUBJECT TO MEMBER APPROVAL.
FORM 990, PART VI, SECTION A, LINE 8BTHE ORGANIZATION DOES NOT HAVE ANY COMMITTEES WITH THE AUTHORITY TO ACT ON BEHALF OF THE GOVERNING BODY.
FORM 990, PART VI, SECTION B, LINE 11BA COPY OF FORM 990 IS PROVIDED TO THE ORGANIZATION FOR REVIEW PRIOR TO FILING; THE CEO AND CFO/CAO OF THE ORGANIZATION REVIEW THE FORM 990.
FORM 990, PART VI, SECTION B, LINE 12CTHE ORGANIZATION HAS A CONFLICT OF INTEREST POLICY IN PLACE FOR BOTH THE COMPANY AND BOARD. EXPECTATIONS ARE CLEAR AT THE SENIOR MANAGEMENT LEVEL AND ARE COMMUNICATED DOWNWARD. THE ORGANIZATION HAS TRACKING PROCEDURES IN PLACE FOR POSSIBLE AND CONFIRMED CONFLICTS OF INTEREST. IF A CONFLICT OF INTEREST I DETERMINED TO EXIST INVOLVING A BOARD MEMBER, THAT MEMBER WOULD BE REQUIRED TO ABSTAIN FROM VOTING ON THE ISSUE.
FORM 990, PART VI, SECTION B, LINE 15TOTAL COMPENSATION, INCLUDING BASE PAY, INCENTIVES AND OTHER BENEFITS, IS COMPARED AGAINST CUES EXECUTIVE COMPENSATION PROGRAM, MILLIMAN NW FINANCIAL INDUSTRY SURVEY RESULTS AND OTHER EXECUTIVE PUBLICATIONS/REPORTS. CEO COMPENSATION IS REVIEWED BY THE BOARD PERSONNEL COMMITTEE AND APPROVED BY THE FULL BOARD. COMPENSATION AMOUNTS ARE TRACKED FOR FUTURE REFERENCE. THE LAST FORMAL COMPENSATION COMPARISON REVIEW BY THE ORGANIZATION WAS PERFORMED IN 2016.
FORM 990, PART VI, SECTION C, LINE 19THE ORGANIZATION'S FINANCIAL STATEMENTS ARE POSTED ONLINE AND IN CREDIT UNION BRANCHES AND ARE AVAILABLE UPON REQUEST. GOVERNING DOCUMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST.
FORM 990, LINE 2:THE CREDIT UNION IS GOVERNED BY THE NATIONAL CREDIT UNION ADMINISTRATION (NCUA). AS SUCH, REGULATORS REVIEW THE FINANCIAL TRANSACTIONS OF THE CREDIT UNION ON A CONSISTENT BASIS. IN ADDITION, THE CREDIT UNION MAINTAINS A SUPERVISORY COMMITTEE TO OVERSEE THE PERFORMANCE OF AN ANNUAL AUDIT OF THE STATMENTS OF FINANCIAL CONDITION. THESE AUDITED STATEMENTS OF FINANCIAL CONDITION ARE PREPARED ON A SEPTEMBER 30TH YEAR END.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

FieldValueIRS element (for citing)
Business Name Line1OCCU CARD SERVICES LLC DBA CREDIT UNION SERVICE ORGANIZATIONBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line12880 CHAD DRIVEAddressLine1Txt
CityEUGENECityNm
State AbbreviationORStateAbbreviationCd
ZIP97408ZIPCd
FieldValueIRS element (for citing)
EIN930492535EIN
Primary ActivitiesCREDIT CARD SERVICESPrimaryActivitiesTxt
Legal Domicile StateORLegalDomicileStateCd
Total Income$725,493TotalIncomeAmt
End Of Year Assets$14,557,594EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1OREGON COMMUNITY CREDIT UNIONBusinessNameLine1Txt