CONNEXUS CREDIT UNION: Form 990, tax year 2017

View the entire original 990 at ProPublica ↗

Organization: CONNEXUS CREDIT UNION (EIN 39-0263945)
Tax period: 2017-01-01 to 2017-12-31
Filed: 2018-08-06
IRS object ID: 201822189349301077
Schema version: 2017v2.3
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule L
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2018-08-06T14:41:21-05:00	ReturnTs
Tax Period End	2017-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	410746749	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	CLIFTONLARSONALLEN LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 217	AddressLine1Txt
City	AUSTIN	CityNm
State Abbreviation	MN	StateAbbreviationCd
ZIP	55912	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2017-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	390263945	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CONNEXUS CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	CONN	BusinessNameControlTxt
Phone	7158474700	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	2600 PINE RIDGE BLVD	AddressLine1Txt
City	WAUSAU	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54401	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	J DAVID CHRISTENSON	PersonNm
Person Title	CEO/PRESIDENT	PersonTitleTxt
Phone	7158474700	PhoneNum
Signature	2018-07-24	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	TANYA MEDGAARDEN	PreparerPersonNm
PTIN	P01717240	PTIN
Phone	5074347000	PhoneNum
Preparation	2018-07-24	PreparationDt

Field	Value	IRS element (for citing)
Tax	2017	TaxYr
Build TS	2022-09-23 18:48:47Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	J DAVID CHRISTENSON	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	2600 PINE RIDGE BLVD	AddressLine1Txt
City	WAUSAU	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54401	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$92,285,133	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	CONNEXUSCU.ORG	WebsiteAddressTxt
Type Of Organization Other	Yes (X)	TypeOfOrganizationOtherInd
Other Organization Dsc	CU	OtherOrganizationDsc
Formation	1935	FormationYr
Legal Domicile State	WI	LegalDomicileStateCd
Activity Or Mission	ENCOURAGE THRIFT AND SELF RELIANCE AMONG MEMBERS BY CREATING A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST IN ORDER TO IMPROVE SOCIAL CONDITIONS OF THE MEMBERSHIP.	ActivityOrMissionDesc
Voting Members Governing Body	10	VotingMembersGoverningBodyCnt
Voting Members Independent	10	VotingMembersIndependentCnt
Total Employee	290	TotalEmployeeCnt
Total Volunteers	0	TotalVolunteersCnt
Total Gross UBI	$1,743,633	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	-$2,372,128	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$64,919,835	PYProgramServiceRevenueAmt
CY Program Service Revenue	$89,135,864	CYProgramServiceRevenueAmt
PY Investment Income	$3,137,684	PYInvestmentIncomeAmt
CY Investment Income	$2,701,840	CYInvestmentIncomeAmt
PY Other Revenue	$0	PYOtherRevenueAmt
CY Other Revenue	$0	CYOtherRevenueAmt
PY Total Revenue	$68,057,519	PYTotalRevenueAmt
CY Total Revenue	$91,837,704	CYTotalRevenueAmt
PY Grants And Similar Paid	$0	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$11,635,075	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$15,780,488	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$19,311,633	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$22,154,347	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$19,416,536	PYOtherExpensesAmt
CY Other Expenses	$28,495,879	CYOtherExpensesAmt
PY Total Expenses	$50,363,244	PYTotalExpensesAmt
CY Total Expenses	$66,430,714	CYTotalExpensesAmt
PY Revenues Less Expenses	$17,694,275	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$25,406,990	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,493,922,019	TotalAssetsBOYAmt
Total Assets EOY	$1,685,748,658	TotalAssetsEOYAmt
Total Liabilities BOY	$1,338,068,614	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$1,504,486,456	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$155,853,405	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$181,262,202	NetAssetsOrFundBalancesEOYAmt
Mission	TO HELP OUR MEMBERS ACHIEVE THEIR PERSONAL FINANCIAL OBJECTIVES BY ANTICIPATING THEIR NEEDS AND EXCEEDING EXPECTATIONS WITH SUPERIOR SERVICE AND PRODUCTS.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	PROVIDE OUR MEMBERS DEPOSIT SERVICES FOR THEIR FUNDS TO EARN THEM A FAIR RATE OF RETURN	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	PROVIDE OUR MEMBERS LOAN SERVICES AT A FAIR RATE OF INTEREST	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Desc	PROVIDE OUR MEMBERS ACCESS TO CHECK SERVICES AND OTHER FINANCIAL PRODUCTS.	Desc

Field	Value	IRS element (for citing)
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	0	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Temp Or Permanent Endowments	0	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	0	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	0	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	Yes (1)	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	0	GrantsToOrganizationsInd
Grants To Individuals	0	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	Yes (1)	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	0	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	Yes (1)	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	20246	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	290	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	10	GoverningBodyVotingMembersCnt
Independent Voting Member	10	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (1)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (1)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Other Website	Yes (X)	OtherWebsiteInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	JANE KITTEL	PersonNm
Phone	7158702650	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	2600 PINE RIDGE BLVD	AddressLine1Txt
City	WAUSAU	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54401	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (25 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	OfficerOfficerInd	Highest Compensated EmployeeHighestCompensatedEmployeeInd
STEVEN ZEINEMAN
DIRECTOR	1.00	Yes (X)	$6,272	$0	$0
RON DINS
CHAIRPERSON	1.00	Yes (X)	$17,680	$0	$0
MARK STEINBERG
VICE CHAIRPERSON	1.00	Yes (X)	$13,308	$0	$0
KIMBERLY SMITH
SECRETARY	1.00	Yes (X)	$10,876	$0	$0
GARY KLINGBEIL
DIRECTOR	1.00	Yes (X)	$3,000	$0	$0
LYLE BECK
DIRECTOR	1.00	Yes (X)	$4,693	$0	$0
TODD MCDONALD
TREASURER	1.00	Yes (X)	$11,638	$0	$0
TOM SEUNTJENS
DIRECTOR	1.00	Yes (X)	$7,085	$0	$0
STEVE DEREBEY
DIRECTOR	1.00	Yes (X)	$9,146	$0	$0
KELSI SEUBERT
DIRECTOR	1.00	Yes (X)	$3,116	$0	$0
JANE KITTEL
CFO	50.00		$203,060	$0	$23,823	Yes (X)
J DAVID CHRISTENSON
CEO/PRESIDENT	55.00		$582,988	$0	$46,660	Yes (X)
BOYD GUSTSKE
COO	50.00		$316,654	$0	$56,984	Yes (X)
DARYL GESSLER
CHIEF RISK OFFICER	50.00		$426,807	$0	$46,373	Yes (X)
MARY BURGOYNE
CIO	50.00		$272,682	$0	$44,996	Yes (X)
CHAD ROGERS
CMO	50.00		$265,610	$0	$53,777	Yes (X)
LYNDA C KEIL
CHIEF HR OFFICER	50.00		$258,663	$0	$35,382	Yes (X)
MARITA HATTEM
EXPERIENCE OFFICER	50.00		$167,929	$0	$21,261	Yes (X)
SANDY WARNER
VP MEMBER SERVICES	50.00		$137,130	$0	$33,487		Yes (X)
ERIC HUSEBY
SR VP LENDING	50.00		$205,700	$0	$33,789		Yes (X)
BEVERLY NOWACKI
SR VP OPERATION	45.00		$157,132	$0	$35,055		Yes (X)
JAMES MCKISSICK
VP MARKETING	45.00		$137,421	$0	$30,910		Yes (X)
CORY JAEGER
VP OF IT	45.00		$127,862	$0	$39,367		Yes (X)
GERALD E BRIGGS
VP OF IT	45.00		$200,061	$0	$40,573		Yes (X)
PATRICIA FLAKER
VP - MCC OPERATIONS & DEVELOPMENT	45.00		$125,768	$0	$12,175		Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$3,672,281	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$554,612	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	16	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
FISERV
PO BOX 300016	DULUTH	GA	30096	NETWORK SERVICES	$1,917,247
CDW DIRECT
PO BOX 75723	CHICAGO	IL	60675	HARDWARE/SOFTWARE	$735,714
CAPITAL DATA
1360 MOORLAND ROAD	BROOKFIELD	WI	53005	HARDWARE/SOFTWARE	$582,846
ATMOSTPHERE COMMERCIAL INTERIORS
PO BOX 86	MINNEAPOLIS	MN	55486	INTERIOR DESIGN/FURNITURE	$568,873
XPRESS DATA
10983 VIA FRONTIERA	SAN DIEGO	CA	90051	MOBILE/INTERNET BANKING	$491,577

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	12	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST INCOME ON LOANS	522100	$75,117,243	$75,117,243
OTHER INCOME	522100	$10,765,940	$10,765,940
FEE INCOME	522100	$3,252,681	$1,509,048	$1,743,633

Field	Value	IRS element (for citing)
Total Program Service Revenue	$89,135,864	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$2,705,308	TotalRevenueColumnAmt
Exclusion	$2,705,308	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Other	$443,961	OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Other	$447,429	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Other	-$3,468	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$3,468	TotalRevenueColumnAmt
Exclusion	-$3,468	ExclusionAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$91,837,704	TotalRevenueColumnAmt
Related Or Exempt Func Income	$87,392,231	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$1,743,633	UnrelatedBusinessRevenueAmt
Exclusion	$2,701,840	ExclusionAmt

Benefits To Members BenefitsToMembersGrp

Field	Value	IRS element (for citing)
Total	$15,780,488	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$4,421,898	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$11,636,595	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$831,289	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$4,135,755	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$1,128,810	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$344,529	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$144,903	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$1,664,125	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$844,919	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,715,990	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$7,654	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$1,904,810	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$647,207	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$938,954	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$1,607,766	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
LOAN SERVICING	$10,479,558
PROVISION FOR LOAN LOSS	$4,319,794
OTHER EXPENSES	$3,685,256
OPERATING FEES	$190,414

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$66,430,714	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$45,564,240	BOYAmt
EOY	$90,776,450	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$71,312,095	BOYAmt
EOY	$39,967,085	EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

Field	Value	IRS element (for citing)
BOY	$13,562,533	BOYAmt
EOY	$14,391,407	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$1,275,075,061	BOYAmt
EOY	$1,453,099,792	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$492,757	BOYAmt
EOY	$702,096	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$17,994,043	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$9,689,940	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$6,842,163	BOYAmt
EOY	$8,304,103	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$11,207,077	BOYAmt
EOY	$6,197,265	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$3,519,736	BOYAmt
EOY	$3,316,400	EOYAmt

Intangible Assets IntangibleAssetsGrp

Field	Value	IRS element (for citing)
BOY	$6,724,389	BOYAmt
EOY	$5,802,510	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$59,621,968	BOYAmt
EOY	$63,191,550	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,493,922,019	BOYAmt
EOY	$1,685,748,658	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$13,950,983	BOYAmt
EOY	$17,901,263	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$46,455,347	BOYAmt
EOY	$45,536,902	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,277,662,284	BOYAmt
EOY	$1,441,048,291	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,338,068,614	BOYAmt
EOY	$1,504,486,456	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$155,853,405	BOYAmt
EOY	$181,262,202	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$155,853,405	BOYAmt
EOY	$181,262,202	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,493,922,019	BOYAmt
EOY	$1,685,748,658	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	$25,406,990	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	$1,807	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Info In Schedule O Part XII	Yes (X)	InfoInScheduleOPartXIIInd
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Consolidated Basis Fincl Stmt	Yes (X)	ConsolidatedBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$1,691,683	OtherCostOrOtherBasisAmt
Book Value	$1,691,683	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$5,500,516	OtherCostOrOtherBasisAmt
Depreciation	$2,684,085	DepreciationAmt
Book Value	$2,816,431	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$1,272,388	OtherCostOrOtherBasisAmt
Depreciation	$142,332	DepreciationAmt
Book Value	$1,130,056	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$9,529,456	OtherCostOrOtherBasisAmt
Depreciation	$6,863,523	DepreciationAmt
Book Value	$2,665,933	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$8,304,103	TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (5 entries)

DescDesc	AmtAmt
REGULAR SHARE ACCOUNTS	$286,714,203
MONEY MARKET ACCOUNTS	$246,100,532
SHARE DRAFT ACCOUNTS	$209,940,932
IRA SHARE ACCOUNTS	$58,106,615
SHARE AND IRA CERTIFICATES	$640,186,009

Field	Value	IRS element (for citing)
Total Liability	$1,441,048,291	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	PART X, LINE 2:	FormAndLineReferenceDesc
Explanation	THE CREDIT UNION IS EXEMPT, UNDER IRC 501 (C) (14), FROM FEDERAL AND STATE INCOME TAXES. CERTAIN PRODUCTS AND SERVICES PROVIDED BY SELECT STATE CHARTERED CREDIT UNIONS HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE (IRS), IN TECHNICAL ADVICE MEMORANDUMS (TAMS) RELEASED IN 2007, TO BE UNRELATED TO THE SPECIFIC ENTITY'S EXEMPT PURPOSE. AS PRESENTED IN THE TECHNICAL ADVICE MEMORANDUMS, THE NET TAXABLE INCOME FROM THESE PRODUCTS AND SERVICES WOULD BE SUBJECT TO INCOME TAXES. CREDIT UNIONS HAVE LITIGATED AGAINST THE IRS POSITIONS NOTED IN THE TAMS AND HAVE BEEN SUCCESSFUL IN HAVING COURTS DECLARE IN 2009 AND 2010 THAT REVENUE FROM INSURANCE PRODUCTS SOLD TO MEMBERS, HELPING THEM PROTECT THEIR FINANCIAL WELLBEING, QUALIFIES AS EXEMPT PURPOSE INCOME, CONTRARY TO THE IRS POSITION IN THE TAMS. THE CREDIT UNION HAS FILED TAX RETURNS IN THE PAST FOR ACTIVITIES IT HAS DEEMED TAXABLE AND HAS A NET OPERATING LOSS CARRYFORWARD. THE TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES POTENTIALLY DEEMED TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S CONSOLIDATED FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2017 AND 2016. THE CREDIT UNION'S 2014 THROUGH 2016 TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES. THE INCOME FROM THE CUSO, ORGANIZED AS AN LLC, FLOWS THROUGH TO THE CREDIT UNION.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Travel For Companions	Yes (X)	TravelForCompanionsInd
Written Policy Ref T And E Expnss	Yes (1)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Compensation Committee	Yes (X)	CompensationCommitteeInd
Independent Consultant	Yes (X)	IndependentConsultantInd
Form990 Of Other Organizations	Yes (X)	Form990OfOtherOrganizationsInd
Written Employment Contract	Yes (X)	WrittenEmploymentContractInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	Yes (1)	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (14 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
JANE KITTEL
CFO	$174,935	$0	$26,250	$0	$1,875	$0	$5,443	$0	$18,380	$0	$226,883	$0	$0	$0
J DAVID CHRISTENSON
CEO/PRESIDENT	$485,974	$0	$94,478	$0	$2,536	$0	$26,500	$0	$20,160	$0	$629,648	$0	$0	$0
BOYD GUSTSKE
COO	$265,632	$0	$48,150	$0	$2,872	$0	$26,500	$0	$30,484	$0	$373,638	$0	$0	$0
DARYL GESSLER
CHIEF RISK OFFICER	$376,886	$0	$48,150	$0	$1,771	$0	$26,500	$0	$19,873	$0	$473,180	$0	$0	$0
MARY BURGOYNE
CIO	$225,064	$0	$44,084	$0	$3,534	$0	$26,336	$0	$18,660	$0	$317,678	$0	$0	$0
CHAD ROGERS
CMO	$220,228	$0	$43,460	$0	$1,922	$0	$25,793	$0	$27,984	$0	$319,387	$0	$0	$0
LYNDA C KEIL
CHIEF HR OFFICER	$100,942	$0	$37,100	$0	$120,621	$0	$17,606	$0	$17,776	$0	$294,045	$0	$0	$0
MARITA HATTEM
EXPERIENCE OFFICER	$110,612	$0	$42,400	$0	$14,917	$0	$12,432	$0	$8,829	$0	$189,190	$0	$0	$0
SANDY WARNER
VP MEMBER SERVICES	$121,005	$0	$14,638	$0	$1,487	$0	$13,827	$0	$19,660	$0	$170,617	$0	$0	$0
ERIC HUSEBY
SR VP LENDING	$170,910	$0	$33,000	$0	$1,790	$0	$19,661	$0	$14,128	$0	$239,489	$0	$0	$0
BEVERLY NOWACKI
SR VP OPERATION	$129,131	$0	$26,289	$0	$1,712	$0	$14,961	$0	$20,094	$0	$192,187	$0	$0	$0
JAMES MCKISSICK
VP MARKETING	$131,694	$0	$4,490	$0	$1,237	$0	$11,037	$0	$19,873	$0	$168,331	$0	$0	$0
CORY JAEGER
VP OF IT	$127,048	$0	$0	$0	$814	$0	$10,383	$0	$28,984	$0	$167,229	$0	$0	$0
GERALD E BRIGGS
VP OF IT	$163,815	$0	$32,800	$0	$3,446	$0	$0	$0	$40,573	$0	$240,634	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
PART I, LINE 1A	J DAVID CHRISTENSON - TRAVEL FOR COMPANION
PART I, LINES 4A-B	JEANNE WALKLEY - SEVERANCE PAYMENT - $195,010 LYNDA KEIL - SEVERANCE PAYMENT - $85,125 J DAVID CHRISTENSON - NONQUALIFIED PLAN - PARTICIPATED, NO DISTRIBUTIONS BOYD GUSTKE - NONQUALIFIED PLAN - PARTICIPATED, NO DISTRIBUTIONS DARYL GESSLER - NON-QUALIFIED PLAN - PARTICIPATED, NO DISTRIBUTIONS MARY BURGOYNE - NON-QUALIFIED PLAN - PARTICIPATED, NO DISTRIBUTIONS

Schedule L IRS990ScheduleL

Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (4 entries)

Relationship With OrgRelationshipWithOrgTxt	Loan PurposeLoanPurposeTxt	Loan From OrganizationLoanFromOrganizationInd	Original PrincipalOriginalPrincipalAmt	Balance DueBalanceDueAmt	DefaultDefaultInd	Board Or Committee ApprovalBoardOrCommitteeApprovalInd	Written AgreementWrittenAgreementInd
DOUGLAS YOUNG
FORMER CEO/PRESIDENT	SPLIT DOLLAR	Yes (X)	$5,080,241	$4,994,380	0	Yes (1)	Yes (1)
J DAVID CHRISTENSON
CEO/PRESIDENT	SPLIT DOLLAR	Yes (X)	$6,300,000	$6,337,272	0	Yes (1)	Yes (1)
BOYD GUSTKE
COO	SPLIT DOLLAR	Yes (X)	$1,350,000	$1,359,755	0	Yes (1)	Yes (1)
CHAD ROGERS
CMO	SPLIT DOLLAR	Yes (X)	$1,700,000	$1,700,000	0	Yes (1)	Yes (1)

Field	Value	IRS element (for citing)
Total Balance Due	$14,391,407	TotalBalanceDueAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (8 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6	CONNEXUS CREDIT UNION IS OWNED AND OPERATED BY ITS MEMBERS. A MEMBER MUST MEET FIELD OF MEMBERSHIP RESTRICTIONS AND DEPOSIT AT LEAST FIVE DOLLARS IN THEIR SHARE ACCOUNT.
FORM 990, PART VI, SECTION A, LINE 7A	THE BOARD OF DIRECTORS ARE ELECTED BY THE MEMBERSHIP AT THE ANNUAL MEETING.
FORM 990, PART VI, SECTION A, LINE 7B	THE MEMBERS WOULD NEED TO APPROVE CERTAIN DECISIONS SUCH AS NAME CHANGE OR MERGER.
FORM 990, PART VI, SECTION B, LINE 11B	FORM 990 IS PREPARED BY AN OUTSIDE ACCOUNTING FIRM AND THEN REVIEWED INTERNALLY PRIOR TO SUBMISSION.
FORM 990, PART VI, SECTION B, LINE 12C	NOTICES ARE SENT TO ALL EMPLOYEES AND DIRECTORS REQUESTING INFORMATION ON ALL POSSIBLE CONFLICTS OF INTEREST THAT MAY EXIST. IN ADDITION, EACH EMPLOYEE MUST REVIEW A PRESENTATION ON CONFLICTS OF INTEREST SO THEY UNDERSTAND THE ISSUE.
FORM 990, PART VI, SECTION B, LINE 15	CONNEXUS OBTAINS A SALARY SURVEY BASED ON JOB DUTIES AND GEOGRAPHIC LOCATION, BROKEN DOWN BY ASSET SIZE AND EMPLOYEE COUNTS, ALONG WITH INDUSTRY SPECIFIC SALARY STUDIES. CONNEXUS MESHES ALL OF THIS INFORMATION WITH JOB PERFORMANCE AND GOAL ACHIEVEMENT TO OBTAIN A POTENTIAL SALARY INCREASE RANGE FOR THAT POSITION GRADE LEVEL. THIS INFORMATION IS REVIEWED BY THE PERSONNEL COMMITTEE AND THE COMPENSATION DEPARTMENT FOR APPROVAL. ANY SALARY CHANGES THAT EXCEED ESTABLISHED RANGES FOR A PARTICULAR GRADE LEVEL NEED FURTHER APPROVAL.
FORM 990, PART VI, SECTION C, LINE 19	FINANCIAL STATEMENTS ARE POSTED IN THE LOBBIES OF THE ORGANIZATION AND PROVIDED IN THE ANNUAL REPORTS AND ANNUAL MEETING. FINANCIAL INFORMATION IS ALSO PROVIDED TO OUR FEDERAL REGULATOR, NCUA, WHO POSTS THIS INFORMATION ON THE NCUA WEBSITE FOR PUBLIC VIEWING. OTHER DOCUMENTS SUCH AS HMDA, CONFLICT OF INTEREST, AND GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST, SOME OF WHICH ARE MAINTAINED BY THE WISCONSIN OFFICE OF CREDIT UNIONS.
FORM 990, PART XII, LINE 2C:	PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

Field	Value	IRS element (for citing)
Business Name Line1	FINANCIAL INSTITUTION LENDING OPTIONS LLC	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	550 BAY VIEW ROAD SUITE A	AddressLine1Txt
City	MUKWONAGO	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	53149	ZIPCd

Field	Value	IRS element (for citing)
EIN	870771221	EIN
Primary Activities	LOAN ORIGINATOR	PrimaryActivitiesTxt
Legal Domicile State	WI	LegalDomicileStateCd
Total Income	$5,095,836	TotalIncomeAmt
End Of Year Assets	$8,539,420	EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

Field	Value	IRS element (for citing)
Business Name Line1	THE CREDIT UNION	BusinessNameLine1Txt