HARBOR CREDIT UNION: Form 990, tax year 2016

View the entire original 990 at ProPublica ↗

Organization: HARBOR CREDIT UNION (EIN 39-6058649)
Tax period: 2017-01-01 to 2017-06-30
Filed: 2017-11-07
IRS object ID: 201713119349302206
Schema version: 2016v3.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule N
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2017-11-07T11:39:36-06:00	ReturnTs
Tax Period End	2017-06-30	TaxPeriodEndDt
Return Type	990	ReturnTypeCd
Tax Period Begin	2017-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	396058649	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	HARBOR CREDIT UNION	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	HARB	BusinessNameControlTxt
Phone	9204316688	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 22430	AddressLine1Txt
City	GREEN BAY	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54305	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	MICHAEL J DEGRAND	PersonNm
Person Title	PRES & BOD SECRETARY	PersonTitleTxt
Phone	9204316695	PhoneNum
Signature	2017-11-03	SignatureDt

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	PETER RASMUSSEN	PreparerPersonNm
PTIN	P01888997	PTIN
Preparation	2017-11-07	PreparationDt

Filing Security Information FilingSecurityInformation

Field	Value	IRS element (for citing)
At Submission Creation Device Id	4C5A70F7A5FDA4811252E2883A9E531D3168B42F	AtSubmissionCreationDeviceId
At Submission Filing Device Id	4C5A70F7A5FDA4811252E2883A9E531D3168B42F	AtSubmissionFilingDeviceId

Field	Value	IRS element (for citing)
Tax	2016	TaxYr
Build TS	2018-03-14 21:41:22Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Final Return	Yes (X)	FinalReturnInd
Principal Officer	MICHAEL J DEGRAND	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 22430	AddressLine1Txt
City	GREEN BAY	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54305	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$2,358,271	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.HARBORCU.COM	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1952	FormationYr
Legal Domicile State	WI	LegalDomicileStateCd
Activity Or Mission	HARBOR CREDIT UNION IS A MEMBER FOCUSED FINANCIAL COOPERATIVE COMMITTED TO BUILDING OUR MEMBERS FINANCIAL WELL-BEING AND BECOMING THEIR PRIMARY FINANCIAL INSTITUTION.	ActivityOrMissionDesc
Contract Termination	Yes (X)	ContractTerminationInd
Voting Members Governing Body	5	VotingMembersGoverningBodyCnt
Voting Members Independent	4	VotingMembersIndependentCnt
Total Employee	38	TotalEmployeeCnt
Total Gross UBI	$4,736	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	-$652	NetUnrelatedBusTxblIncmAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$4,153,858	PYProgramServiceRevenueAmt
CY Program Service Revenue	$2,032,468	CYProgramServiceRevenueAmt
PY Investment Income	$259,203	PYInvestmentIncomeAmt
CY Investment Income	$41,196	CYInvestmentIncomeAmt
PY Other Revenue	$17,735	PYOtherRevenueAmt
CY Other Revenue	$8,653	CYOtherRevenueAmt
PY Total Revenue	$4,430,796	PYTotalRevenueAmt
CY Total Revenue	$2,082,317	CYTotalRevenueAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$1,730,149	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$1,009,370	CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$2,438,971	PYOtherExpensesAmt
CY Other Expenses	$1,360,166	CYOtherExpensesAmt
PY Total Expenses	$4,169,120	PYTotalExpensesAmt
CY Total Expenses	$2,369,536	CYTotalExpensesAmt
PY Revenues Less Expenses	$261,676	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	-$287,219	CYRevenuesLessExpensesAmt
Total Assets BOY	$109,836,696	TotalAssetsBOYAmt
Total Assets EOY	$0	TotalAssetsEOYAmt
Total Liabilities BOY	$99,137,806	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$0	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$10,698,890	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$0	NetAssetsOrFundBalancesEOYAmt
Mission	HARBOR CREDIT UNION IS A MEMBER FOCUSED FINANCIAL COOPERATIVE COMMITTED TO BUILDING OUR MEMBERS FINANCIAL WELL-BEING AND BECOMING THEIR PRIMARY FINANCIAL INSTITUTION.	MissionDesc
Significant New Program Srvc	false	SignificantNewProgramSrvcInd
Significant Change	false	SignificantChangeInd
Desc	THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 1,474 NEW DEPOSIT ACCOUNTS IN 2017. AS OF 06/30/17 WE HAD 11,347 MEMBERS.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 2,170 NEW LOANS TO MEMBERS DURING 2017. AS OF 06/30/17 WE HAD 5,846 LOANS TO OUR MEMBERS.	Desc

Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp

Field	Value	IRS element (for citing)
Desc	.	Desc

Field	Value	IRS element (for citing)
Described In Section501c3	false	DescribedInSection501c3Ind
Schedule B Required	false	ScheduleBRequiredInd
Political Campaign Acty	false	PoliticalCampaignActyInd
Subject To Proxy Tax	false	SubjectToProxyTaxInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	Yes (true)	CreditCounselingInd
Temp Or Permanent Endowments	false	TempOrPermanentEndowmentsInd
Report Land Building Equipment	false	ReportLandBuildingEquipmentInd
Report Investments Other Sec	false	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	false	ReportOtherLiabilitiesInd
Include FIN48 Footnote	false	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	false	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	false	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	false	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	Yes (true)	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	false	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	false	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	Yes (true)	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	false	DisregardedEntityInd
Related Entity	false	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
Info In Schedule O Part V	Yes (X)	InfoInScheduleOPartVInd
IRP Document	0	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (true)	BackupWthldComplianceInd
Employee	38	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (true)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (true)	Form990TFiledInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	5	GoverningBodyVotingMembersCnt
Independent Voting Member	4	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (true)	MembersOrStockholdersInd
Election Of Board Members	Yes (true)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (true)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	false	LocalChaptersInd
Form990 Provided To Gvrn Body	false	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	Yes (true)	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	DEBRA A VANDENBERG	PersonNm
Phone	9204316688	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 22430	AddressLine1Txt
City	GREEN BAY	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	54305	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (6 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt
LINDA C JONET
CHAIR	0.50	Yes (X)	Yes (X)	$0	$0	$0
WILLIAM DYER
VICE-CHAIR	0.50	Yes (X)	Yes (X)	$0	$0	$0
KURTIS LARSON
TREASURER	0.50	Yes (X)	Yes (X)	$0	$0	$0
PERRY SIELOFF
DIRECTOR	0.50	Yes (X)		$0	$0	$0
MICHAEL J DEGRAND
PRES & BOD S	40.00	Yes (X)	Yes (X)	$245,118	$0	$13,067
DEBRA A VANDENBERG
VP-OPERATION	40.00		Yes (X)	$41,945	$0	$8,487

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$287,063	TotalReportableCompFromOrgAmt
Total Other Compensation	$21,554	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	1	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	false	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (true)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (4 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
FISERV SOLUTIONS LLC
75 REMITTANCE DRIVE	CHICAGO	IL	60675	E-BANKING SERVC	$769,090
FISERV SOLUTIONS LLC
75 REMITTANCE DRIVE	CHICAGO	IL	60675	CORE PROCESSING	$386,797
FISERV SOLUTIONS LLC
75 REMITTANCE DRIVE	CHICAGO	IL	60675	CARD PROCESSING	$161,430
FIS
PO BOX 4535	CAROL STREAM	IL	60197	CARD PROCESSING	$103,617

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	4	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (5 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST ON LOANS	522130	$1,401,721	$1,401,721
INTERCHANGE & ATM INCOME	522130	$333,224	$333,224
ACCOUNT FEES AND CHARGES	522130	$229,222	$229,222
OTHER MEMBER RELATED INCOME	522130	$63,565	$63,565
NON MEMBER ATM FEES	522130	$4,736		$4,736

Field	Value	IRS element (for citing)
Total Program Service Revenue	$2,032,468	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$185,750	TotalRevenueColumnAmt
Exclusion	$185,750	ExclusionAmt

Royalties Revenue RoyaltiesRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$8,653	TotalRevenueColumnAmt
Exclusion	$8,653	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Other	$131,400	OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Other	$275,954	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Other	-$144,554	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	-$144,554	TotalRevenueColumnAmt
Related Or Exempt Func Income	-$144,554	RelatedOrExemptFuncIncomeAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$2,082,317	TotalRevenueColumnAmt
Related Or Exempt Func Income	$1,883,178	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$4,736	UnrelatedBusinessRevenueAmt
Exclusion	$194,403	ExclusionAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$287,063	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$569,024	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$20,233	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$61,719	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$71,331	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$455	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$7,573	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$63,594	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$678,331	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$160,195	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$83,316	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$3,208	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$25,603	TotalAmt

Other Expenses OtherExpensesGrp (3 entries)

DescDesc	TotalTotalAmt
PROV FOR LOAN LOSS	$149,149
DIVIDENDS ON SHARES/CERTI	$102,246
DEPRECIATION EXP	$86,496

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$2,369,536	TotalAmt
Program Services	$0	ProgramServicesAmt
Management And General	$0	ManagementAndGeneralAmt
Fundraising	$0	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$860,917	BOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$20,112,152	BOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$69,406,715	BOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$154,402	BOYAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$2,292,132	BOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$15,003,066	BOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$2,007,312	BOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$109,836,696	BOYAmt
EOY	$0	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$973,933	BOYAmt

Escrow Account Liability EscrowAccountLiabilityGrp

Field	Value	IRS element (for citing)
BOY	$32,883	BOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$98,130,990	BOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$99,137,806	BOYAmt
EOY	$0	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$10,698,890	BOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$10,698,890	BOYAmt
EOY	$0	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$109,836,696	BOYAmt
EOY	$0	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	-$287,219	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	-$10,411,671	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	false	FSAuditedInd

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Agent Trustee Etc	false	AgentTrusteeEtcInd
Incl Escrow Custodial Acct Liab	Yes (true)	InclEscrowCustodialAcctLiabInd
Explanation Provided	Yes (X)	ExplanationProvidedInd

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	SCHEDULE D, PAGE 2, PART IV, LINE 2B	FormAndLineReferenceDesc
Explanation	THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	false	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	false	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	false	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp

Field	Value	IRS element (for citing)
Person	MICHAEL J DEGRAND	PersonNm
Title	PRES & BOD SECRETARY	TitleTxt
Base Compensation Filing Org	$60,895	BaseCompensationFilingOrgAmt
Other Compensation Filing Org	$184,223	OtherCompensationFilingOrgAmt
Deferred Compensation Flng Org	$5,283	DeferredCompensationFlngOrgAmt
Nontaxable Benefits Filing Org	$7,784	NontaxableBenefitsFilingOrgAmt
Total Compensation Filing Org	$258,185	TotalCompensationFilingOrgAmt

Schedule N IRS990ScheduleN

Liquidation Of Assets Table LiquidationOfAssetsTableGrp

Liquidation Of Assets Detail LiquidationOfAssetsDetail (5 entries)

Assets Distri Or Expnss PaidAssetsDistriOrExpnssPaidDesc	DistributionDistributionDt	Fair Market Value Of AssetFairMarketValueOfAssetAmt	Method Of FMV DeterminationMethodOfFMVDeterminationTxt	EINEIN	Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	IRC SectionIRCSectionTxt
FOX COMMUNITIES CREDIT UNION
MEMBER LOANS, NET	2017-06-30	$66,827,824	BOOK VALUE	390738415	3401 E CALUMET ST	APPLETON	WI	54915	501(C)(14)
FOX COMMUNITIES CREDIT UNION
INVESTMENTS	2017-06-30	$32,122,806	BOOK VALUE	390738415	3401 E CALUMET ST	APPLETON	WI	54915	501(C)(14)
FOX COMMUNITIES CREDIT UNION
OTHER ASSETS	2017-06-30	$4,357,973	BOOK VALUE	390738415	3401 E CALUMET ST	APPLETON	WI	54915	501(C)(14)
FOX COMMUNITIES CREDIT UNION
CASH ON HAND	2017-06-30	$939,209	BOOK VALUE	390738415	3401 E CALUMET ST	APPLETON	WI	54915	501(C)(14)
FOX COMMUNITIES CREDIT UNION
CASH ON DEPOSIT	2017-06-30	$6,439,657	BOOK VALUE	390738415	3401 E CALUMET ST	APPLETON	WI	54915	501(C)(14)

Field	Value	IRS element (for citing)
Director Of Successor	false	DirectorOfSuccessorInd
Employee Of Successor	Yes (true)	EmployeeOfSuccessorInd
Owner Of Successor	false	OwnerOfSuccessorInd
Receive Compensation	false	ReceiveCompensationInd
Assets Distributed	Yes (true)	AssetsDistributedInd
Required To Notify AG	Yes (true)	RequiredToNotifyAGInd
Liabilities Paid	Yes (true)	LiabilitiesPaidInd
Bonds Outstanding	false	BondsOutstandingInd

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
SCHEDULE N, PAGE 1, PART I, LINE 2E	MICHAEL DEGRAND, PRESIDENT OF HARBOR CREDIT UNION, WILL HAVE THE POSITION OF ADMINISTRATION WITH FOX COMMUNITES CREDIT UNION AFTER THE MERGER. DEBRA VANDENBERG, VP OPERATIONS OF HARBOR CREDIT UNION, WILL HAVE THE POSITION OF VENDOR RELATIONSHIP MANAGER WITH FOX COMMUNITIES CREDIT UNION AFTER THE MERGER.
SCHEDULE N	HARBOR CREDIT UNION MERGED WITH FOX COMMUNITES CREDIT UNION AFTER THE CLOSE OF BUSINESS JUNE 30, 2017.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (11 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
FORM 990	HARBOR CREDIT UNION MERGED WITH FOX COMMUNITES CREDIT UNION AFTER THE CLOSE OF BUSINESS JUNE 30, 2017. GOVERNMENT AGENCY APPROVAL DOCUMENTS ARE ATTACHED TO THIS RETURN IN A PDF FILE.
FORM 990, PART V	ZERO INFORMATIONAL RETURNS REPORTED ON LINE 1.A. BECAUSE THE SUCCESSOR ORGANIZATION (FOX COMMUNITIES CREDIT UNION) WILL FILE THE 1099'S AND 1098'S FOR THE ENTIRE CALENDAR YEAR OF 2017.
FORM 990, PAGE 6, PART VI, LINE 6	THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION.
FORM 990, PAGE 6, PART VI, LINE 7A	THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE.
FORM 990, PAGE 6, PART VI, LINE 7B	A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE.
FORM 990, PAGE 6, PART VI, LINE 11B	MANAGEMENT PROVIDES NECESSARY DATA TO INDEPENDENT PREPARER WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCURACY, AND THEN AUTHORIZES PREPARER TO E-FILE THE APPROVED RETURN.
FORM 990, PAGE 6, PART VI, LINE 12C	INTERNAL CONTROL REVIEW OF LOANS AND PROCEDURES.
FORM 990, PAGE 6, PART VI, LINE 15A	THE BOARD OF DIRECTORS RECEIVES AND REVIEWS SALARY SURVEYS FROM THE WI CREDIT UNION LEAGUE AND CUNA. SALARIES ARE DISCUSSED BY THE BOARD IN EXECUTIVE SESSION. THE BOARD APPROVES THE SALARIES, AND THIS APPROVAL IS INCLUDED IN THE BOARD MINUTES AS AN APPROVAL OF THE OVERALL WAGE INCREASE.
FORM 990, PAGE 6, PART VI, LINE 15B	THE BOARD OF DIRECTORS RECEIVES AND REVIEWS SALARY SURVEYS FROM THE WI CREDIT UNION LEAGUE AND CUNA. SALARIES ARE DISCUSSED BY THE BOARD IN EXECUTIVE SESSION. THE BOARD APPROVES THE SALARIES, AND THIS APPROVAL IS INCLUDED IN THE BOARD MINUTES AS AN APPROVAL OF THE OVERALL WAGE INCREASE.
FORM 990, PAGE 6, PART VI, LINE 19	THE CREDIT UNION DOES NOT MAKES ITS GOVERNING DOCUMENTS OR CONFLICT OF INTEREST POLICY AVAILABLE TO THE PUBLIC.
FORM 990, PART XI, LINE 9	NET ASSETS TRANSFERRED IN MERGER -10,411,671 HARBOR CREDIT UNION MERGED WITH FOX COMMUNITES CREDIT UNION AFTER THE CLOSE OF BUSINESS JUNE 30, 2017.