ADVANTIS CREDIT UNION: Form 990, tax year 2016

View the entire original 990 at ProPublica ↗

Organization: ADVANTIS CREDIT UNION (EIN 93-0251640)
Tax period: 2016-01-01 to 2016-12-31
Filed: 2017-11-15
IRS object ID: 201713199349317556
Schema version: 2016v3.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule C
Schedule D
Schedule I
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2017-11-15T17:39:35-06:00	ReturnTs
Tax Period End	2016-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	910189318	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	Moss Adams LLP	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	805 SW Broadway Ste 1200	AddressLine1Txt
City	Portland	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97205	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2016-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	930251640	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	Advantis Credit Union	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	ADVA	BusinessNameControlTxt
Phone	5037852528	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	9200 SE Sunnybrook Blvd No 300	AddressLine1Txt
City	Clackamas	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97015	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	LAURIE WILSON	PersonNm
Person Title	SVP/Chief Financial Officer	PersonTitleTxt
Phone	5037852528	PhoneNum
Signature	2017-11-15	SignatureDt
Discuss With Paid Preparer	Yes (1)	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	Wendy Campos	PreparerPersonNm
PTIN	P00448102	PTIN
Phone	5032421447	PhoneNum
Preparation	2017-11-14	PreparationDt

Filing Security Information FilingSecurityInformation

IP Address IPAddress

Field	Value	IRS element (for citing)
I Pv4 Address	12.129.7.100	IPv4AddressTxt

Field	Value	IRS element (for citing)
IP	2017-11-15	IPDt
IP Tm	11:03:40	IPTm
IP Timezone	PS	IPTimezoneCd
Filing License Type	P	FilingLicenseTypeCd
At Submission Creation Device Id	DA39A3EE5E6B4B0D3255BFEF95601890AFD80709	AtSubmissionCreationDeviceId
At Submission Filing Device Id	D054F4EF093A01A5BE70ECC55B3094991D2B5D96	AtSubmissionFilingDeviceId

Field	Value	IRS element (for citing)
Tax	2016	TaxYr
Build TS	2017-02-10 21:41:12Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	PATRICK HAGER	PrincipalOfficerNm

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	9200 SE Sunnybrook Blvd No 300	AddressLine1Txt
City	Clackamas	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97015	ZIPCd

Field	Value	IRS element (for citing)
Gross Receipts	$61,664,092	GrossReceiptsAmt
Group Return For Affiliates	0	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	WWW.ADVANTISCU.ORG	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1928	FormationYr
Legal Domicile State	OR	LegalDomicileStateCd
Activity Or Mission	PROVIDING FINANCIAL SERVICES TO MEMBERS	ActivityOrMissionDesc
Voting Members Governing Body	9	VotingMembersGoverningBodyCnt
Voting Members Independent	9	VotingMembersIndependentCnt
Total Employee	252	TotalEmployeeCnt
Total Volunteers	13	TotalVolunteersCnt
Total Gross UBI	$903,437	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	-$191,960	NetUnrelatedBusTxblIncmAmt
PY Contributions Grants	$0	PYContributionsGrantsAmt
CY Contributions Grants	$0	CYContributionsGrantsAmt
PY Program Service Revenue	$51,618,045	PYProgramServiceRevenueAmt
CY Program Service Revenue	$56,252,422	CYProgramServiceRevenueAmt
PY Investment Income	$1,459,704	PYInvestmentIncomeAmt
CY Investment Income	$1,527,530	CYInvestmentIncomeAmt
PY Other Revenue	$6,895	PYOtherRevenueAmt
CY Other Revenue	$5,857	CYOtherRevenueAmt
PY Total Revenue	$53,084,644	PYTotalRevenueAmt
CY Total Revenue	$57,785,809	CYTotalRevenueAmt
PY Grants And Similar Paid	$98,065	PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid	$108,150	CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members	$0	PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$14,018,330	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$15,338,628	CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns	$0	PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$27,080,862	PYOtherExpensesAmt
CY Other Expenses	$31,880,757	CYOtherExpensesAmt
PY Total Expenses	$41,197,257	PYTotalExpensesAmt
CY Total Expenses	$47,327,535	CYTotalExpensesAmt
PY Revenues Less Expenses	$11,887,387	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$10,458,274	CYRevenuesLessExpensesAmt
Total Assets BOY	$1,226,519,011	TotalAssetsBOYAmt
Total Assets EOY	$1,319,728,290	TotalAssetsEOYAmt
Total Liabilities BOY	$1,095,370,196	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$1,177,792,075	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$131,148,815	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$141,936,215	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	To promote thrift among its members by affording them the opportunity for accumulating their savings, to create for them a source of credit at a fair and reasonable rate of interest and to provide the opportunity for the members to use and control their money in order to improve their economic and social condition.	MissionDesc
Significant New Program Srvc	0	SignificantNewProgramSrvcInd
Significant Change	0	SignificantChangeInd
Desc	THE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 67,615 MEMBERS. SERVICES INCLUDE SHARE DEPOSITS AND LOANS TO MEMBERS.	Desc
Described In Section501c3	0	DescribedInSection501c3Ind
Schedule B Required	0	ScheduleBRequiredInd
Political Campaign Acty	Yes (1)	PoliticalCampaignActyInd
Subject To Proxy Tax	0	SubjectToProxyTaxInd
Donor Advised Fund	0	DonorAdvisedFundInd
Conservation Easements	0	ConservationEasementsInd
Collections Of Art	0	CollectionsOfArtInd
Credit Counseling	0	CreditCounselingInd
Temp Or Permanent Endowments	0	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (1)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	0	ReportInvestmentsOtherSecInd
Report Program Related Invst	0	ReportProgramRelatedInvstInd
Report Other Assets	Yes (1)	ReportOtherAssetsInd
Report Other Liabilities	Yes (1)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	Yes (1)	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	Yes (1)	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	0	ConsolidatedAuditFinclStmtInd
School Operating	0	SchoolOperatingInd
Foreign Office	0	ForeignOfficeInd
Foreign Activities	0	ForeignActivitiesInd
More Than5000 K To Org	0	MoreThan5000KToOrgInd
More Than5000 K To Individuals	0	MoreThan5000KToIndividualsInd
Professional Fundraising	0	ProfessionalFundraisingInd
Fundraising Activities	0	FundraisingActivitiesInd
Gaming Activities	0	GamingActivitiesInd
Operate Hospital	0	OperateHospitalInd
Grants To Organizations	Yes (1)	GrantsToOrganizationsInd
Grants To Individuals	Yes (1)	GrantsToIndividualsInd
Schedule J Required	Yes (1)	ScheduleJRequiredInd
Tax Exempt Bonds	0	TaxExemptBondsInd
Loan Outstanding	0	LoanOutstandingInd
Grant To Related Person	0	GrantToRelatedPersonInd
Business Rln With Org Mem	0	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	0	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	0	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	0	DeductibleNonCashContriInd
Deductible Art Contribution	0	DeductibleArtContributionInd
Terminate Operations	0	TerminateOperationsInd
Partial Liquidation	0	PartialLiquidationInd
Disregarded Entity	0	DisregardedEntityInd
Related Entity	0	RelatedEntityInd
Related Organization Ctrl Ent	0	RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp	0	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (1)	ScheduleORequiredInd
IRP Document	25368	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (1)	BackupWthldComplianceInd
Employee	252	EmployeeCnt
Employment Tax Returns Filed	Yes (1)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (1)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	Yes (1)	Form990TFiledInd
Foreign Financial Account	0	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	0	ProhibitedTaxShelterTransInd
Taxable Party Notification	0	TaxablePartyNotificationInd
Nondeductible Contributions	0	NondeductibleContributionsInd
Indoor Tanning Services	0	IndoorTanningServicesInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	9	GoverningBodyVotingMembersCnt
Independent Voting Member	9	IndependentVotingMemberCnt
Family Or Business Rln	0	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	0	DelegationOfMgmtDutiesInd
Change To Org Documents	0	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	0	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (1)	MembersOrStockholdersInd
Election Of Board Members	Yes (1)	ElectionOfBoardMembersInd
Decisions Subject To Approva	0	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (1)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (1)	MinutesOfCommitteesInd
Officer Mailing Address	0	OfficerMailingAddressInd
Local Chapters	0	LocalChaptersInd
Form990 Provided To Gvrn Body	0	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (1)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (1)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	0	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (1)	WhistleblowerPolicyInd
Document Retention Policy	Yes (1)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (1)	CompensationProcessCEOInd
Compensation Process Other	Yes (1)	CompensationProcessOtherInd
Investment In Joint Venture	0	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	LAURIE WILSON	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Phone	5037852528	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	9200 SE Sunnybrook Blvd 300	AddressLine1Txt
City	Clackamas	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97015	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (22 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt	Highest Compensated EmployeeHighestCompensatedEmployeeInd
PATRICK HAGER
Chair	2.00	Yes (X)	Yes (X)	$0	$0	$0
Amanda Owings
Vice Chair	2.00	Yes (X)	Yes (X)	$0	$0	$0
Andy Dolberg
Secretary/Treasurer	2.00	Yes (X)	Yes (X)	$0	$0	$0
CAROLYN BENOLKEN
Director	2.00	Yes (X)		$0	$0	$0
RENEE HALPERN
Director	2.00	Yes (X)		$0	$0	$0
ROGER HEDIGER
Director	2.00	Yes (X)		$0	$0	$0
Jacob V Jensen
Director	2.00	Yes (X)		$0	$0	$0
Tammy Teske
Director	2.00	Yes (X)		$0	$0	$0
Robert G Pearson
Director	2.00	Yes (X)		$0	$0	$0
Rick Veira
Associate Director	2.00	Yes (X)		$0	$0	$0
Tarun Gudz
Associate Director	2.00	Yes (X)		$0	$0	$0
Robert Corwin
CEO/President	40.00		Yes (X)	$519,606	$0	$25,135
Timothy J Clouse
SVP/Chief Innovation Officer	40.00		Yes (X)	$217,097	$0	$19,685
Wendy G Edwards
SVP/Chief Administrative Officer	40.00		Yes (X)	$243,546	$0	$20,850
S Griffith O'Brien
SVP/Chief Membership Officer	40.00		Yes (X)	$202,388	$0	$20,796
Keli Myers
SVP/Chief Credit Officer	40.00		Yes (X)	$183,080	$0	$15,367
Laurie S Wilson
SVP/Chief Financial Officer	40.00		Yes (X)	$237,434	$0	$22,356
Matthew Russell
Financial Advisor - Licensed	40.00			$286,291	$0	$18,084	Yes (X)
Alaina C Baldwin
Mortgage Loan Officer - Commissioned	54.00			$154,504	$0	$11,398	Yes (X)
Jeri C Maher
Mortgage Loan Officer - Commissioned	54.00			$368,647	$0	$21,817	Yes (X)
John Stevenson
Controller	40.00			$123,854	$0	$11,371	Yes (X)
Brady Clifford
Commercial Loan Originator	40.00			$128,747	$0	$12,805	Yes (X)

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$2,665,194	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$199,664	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	16	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	0	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (1)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	0	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
FISERV
4550 SW Macadam Ave	Portland	OR	94239	Maintenance Services	$692,654
Loomis
PO BOX 94600	Seattle	WA	97124	ATM CASH SERVICES	$332,213
Equifax
PO BOX 403562	Atlanta	GA	30348	Credit Bureau Reports	$289,093
Integra Telecom
PO BOX 2966	Milwaukee	WI	53201	Maintenance Services	$244,128
Secondary Marketing Resources
55 Cottage St	Wellesley	MA	02482	Maintenance Services	$227,266

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	6	CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (5 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
LOANS	522100	$42,049,430	$42,049,430
NET GAIN ON SALE OF LO	522100	$4,909,755	$4,909,755
Interchange Income	522100	$4,415,379	$4,415,379
SERVICE CHARGES AND FE	522100	$3,722,175	$3,679,715	$42,460
OTHER NON INTEREST INC	522100	$1,155,683	$379,029	$776,654

Field	Value	IRS element (for citing)
Total Program Service Revenue	$56,252,422	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$1,423,438	TotalRevenueColumnAmt
Unrelated Business Revenue	$84,323	UnrelatedBusinessRevenueAmt
Exclusion	$1,339,115	ExclusionAmt

Gross Rents GrossRentsGrp

Field	Value	IRS element (for citing)
Real	$5,857	RealAmt

Less Rental Expenses LessRentalExpensesGrp

Field	Value	IRS element (for citing)
Real	$0	RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Real	$5,857	RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$5,857	TotalRevenueColumnAmt
Exclusion	$5,857	ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

Field	Value	IRS element (for citing)
Other	$3,982,375	OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

Field	Value	IRS element (for citing)
Other	$3,878,283	OtherAmt

Gain Or Loss GainOrLossGrp

Field	Value	IRS element (for citing)
Other	$104,092	OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$104,092	TotalRevenueColumnAmt
Related Or Exempt Func Income	$105,600	RelatedOrExemptFuncIncomeAmt
Exclusion	-$1,508	ExclusionAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$57,785,809	TotalRevenueColumnAmt
Related Or Exempt Func Income	$55,538,908	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$903,437	UnrelatedBusinessRevenueAmt
Exclusion	$1,343,464	ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

Field	Value	IRS element (for citing)
Total	$76,900	TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

Field	Value	IRS element (for citing)
Total	$31,250	TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$1,727,331	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$9,439,669	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$968,089	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$2,134,101	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$1,069,438	TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

Field	Value	IRS element (for citing)
Total	$141,688	TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

Field	Value	IRS element (for citing)
Total	$129,825	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$1,029,931	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$1,072,644	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,185,908	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$2,972,610	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$1,338,169	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$95,888	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$256,207	TotalAmt

Interest InterestGrp

Field	Value	IRS element (for citing)
Total	$8,574,835	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$1,806,147	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$200,105	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt
Provision for Loan Loss	$5,393,778
VISA/ATM Expense	$4,303,850
Lending Expense	$1,542,215
TAXES ON UBI	$7,700

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$1,829,257	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$47,327,535	TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$83,887,143	BOYAmt
EOY	$143,399,670	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$6,225,000	BOYAmt
EOY	$1,743,000	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$1,001,058,543	BOYAmt
EOY	$1,043,448,179	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$627,787	BOYAmt
EOY	$737,655	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$21,795,344	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$12,358,617	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$10,240,051	BOYAmt
EOY	$9,436,727	EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

Field	Value	IRS element (for citing)
BOY	$55,635,823	BOYAmt
EOY	$44,917,175	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$3,848,718	BOYAmt
EOY	$3,444,336	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$64,995,946	BOYAmt
EOY	$72,601,548	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$1,226,519,011	BOYAmt
EOY	$1,319,728,290	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$5,225,575	BOYAmt
EOY	$6,093,604	EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

Field	Value	IRS element (for citing)
BOY	$30,000,000	BOYAmt
EOY	$20,000,000	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,060,144,621	BOYAmt
EOY	$1,151,698,471	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$1,095,370,196	BOYAmt
EOY	$1,177,792,075	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

Field	Value	IRS element (for citing)
BOY	$0	BOYAmt
EOY	$0	EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$131,148,815	BOYAmt
EOY	$141,936,215	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$131,148,815	BOYAmt
EOY	$141,936,215	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$1,226,519,011	BOYAmt
EOY	$1,319,728,290	EOYAmt

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	Yes (X)	InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss	$10,458,274	ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst	$1,112	NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets	$328,014	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	0	AccountantCompileOrReviewInd
FS Audited	Yes (1)	FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

Field	Value	IRS element (for citing)
Separate Basis Fincl Stmt	Yes (X)	SeparateBasisFinclStmtInd

Field	Value	IRS element (for citing)
Audit Committee	Yes (1)	AuditCommitteeInd
Federal Grant Audit Required	0	FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

Field	Value	IRS element (for citing)
Political Expenditures	$20,000	PoliticalExpendituresAmt
Volunteer Hours	0	VolunteerHoursCnt
Expended527 Activities	$0	Expended527ActivitiesAmt
Internal Funds Contributed	$20,000	InternalFundsContributedAmt
Total Exempt Function Expend	$20,000	TotalExemptFunctionExpendAmt
Form1120 POL Filed	Yes (1)	Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp

Organization Business Name OrganizationBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	CREDIT UNION LEGISLATIVE ACTION FUND	BusinessNameLine1Txt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	8205 SW CREEKSIDE PLACE 220	AddressLine1Txt
City	BEAVERTON	CityNm
State Abbreviation	OR	StateAbbreviationCd
ZIP	97008	ZIPCd

Field	Value	IRS element (for citing)
EIN	800043051	EIN
Paid Internal Funds	$20,000	PaidInternalFundsAmt
Contributions Rcvd Dlvr	$0	ContributionsRcvdDlvrAmt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	Part I-A, Line 1:	FormAndLineReferenceDesc
Explanation	THE CREDIT UNION'S ONLY POLITICAL ACTIVITY IS CONTRIBUTIONS TO THE CREDIT UNION LEGISLATIVE ACTION FUND.	ExplanationTxt

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$447,379	OtherCostOrOtherBasisAmt
Book Value	$447,379	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$8,524,216	OtherCostOrOtherBasisAmt
Depreciation	$3,303,847	DepreciationAmt
Book Value	$5,220,369	BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$4,621,408	OtherCostOrOtherBasisAmt
Depreciation	$2,983,612	DepreciationAmt
Book Value	$1,637,796	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$8,202,341	OtherCostOrOtherBasisAmt
Depreciation	$6,071,158	DepreciationAmt
Book Value	$2,131,183	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$9,436,727	TotalBookValueLandBuildingsAmt

Other Assets Org OtherAssetsOrgGrp (6 entries)

DescDesc	Book ValueBookValueAmt
LOANS HELD FOR SALE	$20,295,621
Other Assets	$4,218,781
NATIONAL CREDIT UNION SHARE Insurance Fund	$10,089,965
Accrued Interest Receivable	$3,097,822
SERVICING RIGHTS	$8,443,443
LIFE INSURANCE POLICIES	$26,455,916

Field	Value	IRS element (for citing)
Total Book Value Other Assets	$72,601,548	TotalBookValueOtherAssetsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

Field	Value	IRS element (for citing)
Desc	Members' Share and Savings Accounts	Desc
Amt	$1,151,698,471	Amt

Field	Value	IRS element (for citing)
Total Liability	$1,151,698,471	TotalLiabilityAmt
Footnote Text	Yes (X)	FootnoteTextInd
Total Rev Etc Audited Fincl Stmt	$58,113,823	TotalRevEtcAuditedFinclStmtAmt
Other Revenue	$328,014	OtherRevenueAmt
Revenue Not Reported	$328,014	RevenueNotReportedAmt
Revenue Subtotal	$57,785,809	RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt	$0	RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990	$57,785,809	TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt	$47,327,535	TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported	$0	ExpensesNotReportedAmt
Expenses Subtotal	$47,327,535	ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt	$0	ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990	$47,327,535	TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc

ExplanationExplanationTxt

Part X, Line 2:

FIN 48 (ASC 740) Uncertain Tax Positions Footnote from Financial Statements - The Credit Union has filed tax returns in the past for activities it has deemed taxable that has resulted in no significant income taxes paid. The taxing authorities have the ability to assess taxes, penalties and interest for any years for which no tax return was filed. In the opinion of management, any liability resulting from taxing authorities imposing income taxes on the net taxable income from activities potentially deemed to be unrelated to the Credit Union's exempt purpose is not expected to have a material effect on the Credit Union's financial position or results of operations. The Credit Union evaluated its tax positions and determined no uncertain tax positions exist as of December 31, 2016. The Credit Union's 2012 through 2015 tax years are open for examination by federal and state taxing authorities.

Part XI, Line 2d - Other Adjustments:

PASSTHROUGH BOOK/TAX DIFFERENCE 328,014.

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Grant Records Maintained	Yes (1)	GrantRecordsMaintainedInd

Recipient Table RecipientTable (7 entries)

Address Line1USAddress/AddressLine1Txt	CityUSAddress/CityNm	State AbbreviationUSAddress/StateAbbreviationCd	ZIPUSAddress/ZIPCd	Recipient EINRecipientEIN	IRC SectionIRCSectionDesc	Cash GrantCashGrantAmt	Non Cash AssistanceNonCashAssistanceAmt	Purpose Of GrantPurposeOfGrantTxt
Sunshine Division
687 N THOMPSON ST	portland	OR	97227	930429354	501(C)(3)	$8,300	$1,200	General Support and Tuna Donation
Central City Concern
232 NW 6th Avenue	Portland	OR	97209	232841032	501(C)(3)	$10,000		Improve environment for women & children living at the Letty Owings Center - New furniture, freezer, safe toy storage.
Kinship House
1823 NE 8th Avenue	Portland	OR	97212	931180331	501(C)(3)	$10,000		Grant was used to create an art therapy room for children
Shadow Project
2154 NE Broadway	Portland	OR	97232	651166066	501(C)(3)	$10,000		Grant provided books for over 400 children at 8 high-needs schools
IQ Credit Union
615-A Chkalov Drive	Vancouver	WA	98683	910576399	501(c)(14)	$7,400		Sponsorship CU for Kids - Doernbechers
First Tech Credit Union
1335 Terra Bella Ave	Mountain View	CA	94043	930412056	501(c)(1)	$15,000		Sponsorship CU for Kids
Childrens' Miracle Network Hospitals
205 West 700 South	Salt Lake City	UT	84101	870387205	501(c)(3)	$10,000		Sponsorship CU for Kids

Field	Value	IRS element (for citing)
Total501c3 Org	5	Total501c3OrgCnt
Total Other Org	2	TotalOtherOrgCnt

Grants Other Asst To Indiv In US GrantsOtherAsstToIndivInUSGrp

Field	Value	IRS element (for citing)
Grant Type	COLLEGE SCHOLARSHIPS	GrantTypeTxt
Recipient	13	RecipientCnt
Cash Grant	$31,250	CashGrantAmt

Supplemental Information Detail SupplementalInformationDetail

Field	Value	IRS element (for citing)
Form And Line Reference	Part I, Line 2:	FormAndLineReferenceDesc
Explanation	THE BOARD OF DIRECTORS REVIEWS AND APPROVES LARGE DONATIONS MADE TO ORGANIZATIONS. THE BOARD OF DIRECTORS APPROVES AN ANNUAL BUDGET FOR COLLEGE SCHOLARSHIPS, AND THERE IS A SCHOLARSHIP COMMITTEE THAT INTERVIEWS CANDIDATES AND DECIDES HOW THE MONEY WILL BE USED. CANDIDATES SUBMIT AN APPLICATION, WRITE AN ESSAY AND MUST MEET MINIMUM GPA REQUIREMENTS.	ExplanationTxt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Travel For Companions	Yes (X)	TravelForCompanionsInd
Written Policy Ref T And E Expnss	Yes (1)	WrittenPolicyRefTAndEExpnssInd
Substantiation Required	Yes (1)	SubstantiationRequiredInd
Compensation Survey	Yes (X)	CompensationSurveyInd
Board Or Committee Approval	Yes (X)	BoardOrCommitteeApprovalInd
Severance Payment	0	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	Yes (1)	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	0	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (9 entries)

TitleTitleTxt	Base Compensation Filing OrgBaseCompensationFilingOrgAmt	Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt	Bonus Filing OrganizationBonusFilingOrganizationAmount	Bonus Related OrganizationsBonusRelatedOrganizationsAmt	Other Compensation Filing OrgOtherCompensationFilingOrgAmt	Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt	Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt	Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt	Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt	Total Compensation Filing OrgTotalCompensationFilingOrgAmt	Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt	Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt	Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
Robert Corwin
CEO/President	$452,053	$0	$67,553	$0	$0	$0	$18,550	$0	$6,585	$0	$544,741	$0	$0	$0
Timothy J Clouse
SVP/Chief Innovation Officer	$188,437	$0	$28,660	$0	$0	$0	$12,330	$0	$7,355	$0	$236,782	$0	$0	$0
Wendy G Edwards
SVP/Chief Administrative Officer	$209,854	$0	$33,692	$0	$0	$0	$14,427	$0	$6,423	$0	$264,396	$0	$0	$0
S Griffith O'Brien
SVP/Chief Membership Officer	$177,167	$0	$25,221	$0	$0	$0	$12,170	$0	$8,626	$0	$223,184	$0	$0	$0
Keli Myers
SVP/Chief Credit Officer	$175,218	$0	$7,862	$0	$0	$0	$7,333	$0	$8,034	$0	$198,447	$0	$0	$0
Laurie S Wilson
SVP/Chief Financial Officer	$203,844	$0	$33,590	$0	$0	$0	$13,586	$0	$8,770	$0	$259,790	$0	$0	$0
Matthew Russell
Financial Advisor - Licensed	$24,472	$0	$0	$0	$261,819	$0	$15,297	$0	$2,787	$0	$304,375	$0	$0	$0
Alaina C Baldwin
Mortgage Loan Officer - Commissioned	$58,524	$0	$0	$0	$95,980	$0	$10,815	$0	$583	$0	$165,902	$0	$0	$0
Jeri C Maher
Mortgage Loan Officer - Commissioned	$76,879	$0	$0	$0	$291,768	$0	$18,550	$0	$3,267	$0	$390,464	$0	$0	$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Part I, Line 1a	TRAVEL FOR COMPANIONS - OCCASIONAL AIRFARE FOR SPOUSES ON CREDIT UNION OFFICIAL BUSINESS. THESE ITEMS WERE INCLUDED IN TAXABLE INCOME.
Part I, Line 4b	THE PRESIDENT/CEO PARTICIPATED IN A 457(F) RETIREMENT PLAN. The SVP/Chief Fianancial Officer, SVP/Chief Innovation Officer and the SVP/Chief Administrative Officer also participated in a 457(F) plan effective 12/1/2016. NO DISTRIBUTIONS WERE MADE FROM THE PLAN IN 2016. CONTRIBUTIONS IN THE AMOUNT OF $432,117 WERE MADE TO THE PLAN DURING 2016.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Form 990, Part VI, Section A, line 6	THE CREDIT UNION HAS MEMBERS.
Form 990, Part VI, Section A, line 7a	EACH MEMBER HAS ONE VOTE IN ANNUAL ELECTIONS OF MEMBERS OF THE GOVERNING BODY.
Form 990, Part VI, Section B, line 11b	FORM 990 IS THOROUGHLY REVIEWED BY THE CFO AND CONTROLLER PRIOR TO FILING.
Form 990, Part VI, Section B, line 15	Compensation process for CEO: The Board of Directors reviews an annual third party salary survey for the CEO position and sets an updated salary range. Compensation process for Officers and Key Employees: Third party surveys are obtained for all staff on an annual basis. Salary ranges for these positions are prepared by the VP of Human Resources and approved by the CEO.
Form 990, Part VI, Section C, line 19	GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
Form 990, Part XI, line 9:	PASSTHROUGH BOOK/TAX DIFFERENCE 328,014.