BLAZE CREDIT UNION: Form 990, tax year 2024
View the entire original 990 at ProPublica ↗
- Organization
- BLAZE CREDIT UNION (EIN 41-0585825)
- Tax period
- 2024-01-01 to 2024-12-31
- Filed
- 2025-11-17
- IRS object ID
- 202543219349308094
- Schema version
- 2024v5.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2025-11-17T11:32:15-06:00 | ReturnTs |
| Tax Period End | 2024-12-31 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 410746749 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CLIFTONLARSONALLEN LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 109 N MAIN STREET SUITE 200 | AddressLine1Txt |
| City | AUSTIN | CityNm |
| State Abbreviation | MN | StateAbbreviationCd |
| ZIP | 55912 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2024-01-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 410585825 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | BLAZE CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | BLAZ | BusinessNameControlTxt |
| Phone | 6512153500 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2025 LARPENTEUR AVE W | AddressLine1Txt |
| City | FALCON HEIGHTS | CityNm |
| State Abbreviation | MN | StateAbbreviationCd |
| ZIP | 55113 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | JUSTIN BURLESON | PersonNm |
| Person Title | SVP/CHIEF OPERATING & FINANCIA | PersonTitleTxt |
| Phone | 6512153500 | PhoneNum |
| Signature | 2025-11-14 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| IRS Responsible Prty Info Curr | Yes (1) | IRSResponsiblePrtyInfoCurrInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | TANYA MEDGAARDEN | PreparerPersonNm |
| PTIN | P01717240 | PTIN |
| Phone | 5074347000 | PhoneNum |
| Preparation | 2025-11-14 | PreparationDt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2024 | TaxYr |
| Build TS | 2025-03-06 01:10:19Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Change | Yes (X) | NameChangeInd |
| Principal Officer | DAN STOLTZ | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2025 LARPENTEUR AVE W | AddressLine1Txt |
| City | FALCON HEIGHTS | CityNm |
| State Abbreviation | MN | StateAbbreviationCd |
| ZIP | 55113 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $268,238,891 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c | Yes (X) | Organization501cInd |
| Website Address | WWW.BLAZECU.COM | WebsiteAddressTxt |
| Type Of Organization Other | Yes (X) | TypeOfOrganizationOtherInd |
| Other Organization Dsc | CU | OtherOrganizationDsc |
| Formation | 1934 | FormationYr |
| Legal Domicile State | MN | LegalDomicileStateCd |
| Activity Or Mission | CREATE BETTER LIVES FOR OUR MEMBERS. | ActivityOrMissionDesc |
| Voting Members Governing Body | 17 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 17 | VotingMembersIndependentCnt |
| Total Employee | 862 | TotalEmployeeCnt |
| Total Volunteers | 17 | TotalVolunteersCnt |
| Total Gross UBI | $879,384 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $67,577 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $0 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $104,138,622 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $207,304,772 | CYProgramServiceRevenueAmt |
| PY Investment Income | $12,125,998 | PYInvestmentIncomeAmt |
| CY Investment Income | $60,689,815 | CYInvestmentIncomeAmt |
| PY Other Revenue | $0 | PYOtherRevenueAmt |
| CY Other Revenue | -$2,720 | CYOtherRevenueAmt |
| PY Total Revenue | $116,264,620 | PYTotalRevenueAmt |
| CY Total Revenue | $267,991,867 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $383,084 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $621,457 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $16,969,369 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $61,974,832 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $38,361,310 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $71,615,843 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $57,968,195 | PYOtherExpensesAmt |
| CY Other Expenses | $106,427,293 | CYOtherExpensesAmt |
| PY Total Expenses | $113,681,958 | PYTotalExpensesAmt |
| CY Total Expenses | $240,639,425 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $2,582,662 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $27,352,442 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $2,167,288,625 | TotalAssetsBOYAmt |
| Total Assets EOY | $4,260,893,844 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $2,009,012,154 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $3,962,936,215 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $158,276,471 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $297,957,629 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | BLAZE CREDIT UNION'S PURPOSE IS TO CREATE BETTER LIVES FOR OUR MEMBERS. OUR CORE VALUE IS TO BE THOUGHTFULLY COMPASSIONATE FOR OUR MEMBERS. OUR CORE VISION IS TO BE MINNESOTA'S BEST FOR OUR MEMBERS. OUR CORE ACTION IS TO GIVE BACK TO OUR MEMBERS, MINNESOTA-BASED ORGANIZATIONS, AND THE COMMUNITIES WE SERVE. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Desc | PROVIDING SAVINGS DEPOSIT SERVICES, CHECKING ACCOUNTS, ORIGINATING NEW LOANS, AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | DIVIDENDS PAID TO MEMBERS ON 516,354 DEPOSIT ACCOUNTS. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | RECORDING MEMBER ACCOUNT ACTIVITY AND PROVIDING MEMBERS ACCESS TO THEIR ACCOUNTS VIA HOME BANKING, ATM NETWORKS, AND IN PERSON AT THE CU OFFICE. | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In Section501c3 | 0 | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | 0 | CreditCounselingInd |
| Donor Rstr Or Quasi Endowments | 0 | DonorRstrOrQuasiEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | Yes (1) | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | 0 | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | Yes (1) | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Loan Outstanding | Yes (1) | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With35 Ctrl Ent | 0 | BusinessRlnWith35CtrlEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | 0 | DisregardedEntityInd |
| Related Entity | Yes (1) | RelatedEntityInd |
| Related Organization Ctrl Ent | Yes (1) | RelatedOrganizationCtrlEntInd |
| Transaction With Control Ent | 0 | TransactionWithControlEntInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 161803 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 862 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributionsInd |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOfInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Subj To Tax Rmnrtn Ex Prcht Pymt | Yes (1) | SubjToTaxRmnrtnExPrchtPymtInd |
| Subject To Excs Tax Net Invst Inc | 0 | SubjectToExcsTaxNetInvstIncInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 17 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 17 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | Yes (1) | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (1) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | 0 | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | Yes (1) | InvestmentInJointVentureInd |
| Written Policy Or Procedure | 0 | WrittenPolicyOrProcedureInd |
| States Where Copy Of Return Is Fld | MN | StatesWhereCopyOfReturnIsFldCd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | JUSTIN BURLESON | PersonNm |
| Phone | 6512153500 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2025 LARPENTEUR AVE W | AddressLine1Txt |
| City | FALCON HEIGHTS | CityNm |
| State Abbreviation | MN | StateAbbreviationCd |
| ZIP | 55119 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (35 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | Highest Compensated EmployeeHighestCompensatedEmployeeInd |
|---|---|---|---|---|---|---|---|
| DAN STOLTZ | |||||||
| CEO | 40.00 | Yes (X) | Yes (X) | $1,591,777 | $0 | $61,718 | |
| TOM HEINZEN | |||||||
| CHAIR | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| LYNN KOTHE | |||||||
| DIRECTOR | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| BOB OEHRLEIN | |||||||
| SECRETARY | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| LEE BRUCKER | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| CARL ANDERSON | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| PAUL MILLER | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| JIM TAGLIA | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| JIM NIMLOS | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| JEFF SCHWALEN | |||||||
| VICE CHAIR | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| LORI HODAPP | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| PAM TSCHIDA | |||||||
| TREASURER | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 | |
| KIM COLLINS | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| JOHN DILLINGHAM | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| LEONARD LEITNER | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| PATRICK MCGUINESS | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| SUE MULVIHILL | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| SOPHIA XIONG-YANG | |||||||
| DIRECTOR | 1.00 | Yes (X) | $0 | $0 | $0 | ||
| CLIFF WANTZ | |||||||
| SR VP OF LENDING AND PRODU | 40.00 | Yes (X) | $777,001 | $0 | $78,646 | ||
| JAMES GANGER | |||||||
| SR VP RELATIONSHIP & SERVI | 40.00 | Yes (X) | $824,789 | $0 | $56,919 | ||
| JUSTIN BURLESON | |||||||
| SVP/CHIEF OPS & FINANCIAL OFFICER | 40.00 | Yes (X) | $407,753 | $0 | $78,646 | ||
| CASEY CARLSON | |||||||
| SVP CHIEF MARKETING OFFICER | 40.00 | Yes (X) | $753,984 | $0 | $55,620 | ||
| PAUL ZYLA | |||||||
| SVP/CHIEF INFORMATION OFFICER | 40.00 | Yes (X) | $657,156 | $0 | $60,972 | ||
| WILLIAM BODEN | |||||||
| PRESIDENT/CHIEF TRANSFORMATION OFFICER | 40.00 | Yes (X) | $694,091 | $0 | $32,490 | ||
| TARA GRAFF | |||||||
| SVP CHIEF COMMUNICATIONS OFFICER | 40.00 | Yes (X) | $232,480 | $0 | $17,163 | ||
| GLEN DURBAHN | |||||||
| SVP/CHIEF DELIVERY OFFICER | 40.00 | Yes (X) | $273,767 | $0 | $8,405 | ||
| AARON KASTNER | |||||||
| SVP/CHIEF FINANCIAL OFFICER | 40.00 | Yes (X) | $317,923 | $0 | $21,103 | ||
| BRIAN WHITE | |||||||
| SVP/CHIEF INFORMATION OFFICER | 40.00 | Yes (X) | $323,786 | $0 | $26,512 | ||
| DEAN WARZALA | |||||||
| SVP/CHIEF MARKETING OFFICER | 40.00 | Yes (X) | $318,637 | $0 | $54,348 | ||
| CHRISTINE CORDELL | |||||||
| SVP/CHIEF PROJECT & LEARNING OFFICER | 40.00 | Yes (X) | $253,292 | $0 | $40,765 | ||
| TOM LANGSETH | |||||||
| INVESTMENT SERVICE ADVISOR | 40.00 | $510,161 | $0 | $69,988 | Yes (X) | ||
| STEVE CARLSON | |||||||
| FINANCIAL EXECUTIVE | 40.00 | $323,451 | $0 | $55,798 | Yes (X) | ||
| WINDY MACZKO | |||||||
| WEALTH MANAGEMENT | 40.00 | $288,805 | $0 | $63,042 | Yes (X) | ||
| DAVID ENGLER | |||||||
| VP WEALTH MANAGEMENT | 40.00 | $417,687 | $0 | $56,205 | Yes (X) | ||
| SCOTT EKHOLM | |||||||
| FINANCIAL ADVISOR | 40.00 | $365,440 | $0 | $51,499 | Yes (X) | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $9,331,980 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $889,839 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 136 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (5 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1Txt | CityContractorAddress/USAddress/CityNm | State AbbreviationContractorAddress/USAddress/StateAbbreviationCd | ZIPContractorAddress/USAddress/ZIPCd | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| GREINER CONSTRUCTION INC | |||||
| 121 SOUTH 8TH ST SUITE 1200 | MINNEAPOLIS | MN | 55402 | BUILDING MAINTENANCE/CONSTRUCTION | $16,246,055 |
| LEROY SIGNS INC | |||||
| 6325 WELCOME AVENUE NORTH | MINNEAPOLIS | MN | 55429 | BUIDLING SIGNAGE CONSTRUCTION | $4,293,621 |
| ALKAMI TECHNOLOGY INC | |||||
| DEPT 2223 PO BOX 122223 | DALLAS | TX | 753122223 | DIGITAL BANKING SOFTWARE | $3,191,863 |
| Q2 SOFTWARE INC | |||||
| PO BOX 205970 | DALLAS | TX | 753205970 | DIGITAL BANKING SOFTWARE | $3,081,076 |
| FISERV INC | |||||
| PO BOX 934057 | ATLANTA | GA | 311934057 | VARIOUS HARDWARE/SOFTWARE | $2,735,933 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 94 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (3 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt | Unrelated Business RevenueUnrelatedBusinessRevenueAmt |
|---|---|---|---|---|
| LOAN INTEREST INCOME | 522100 | $157,606,899 | $156,998,689 | $608,210 |
| OTHER OPERATING INCOME | 522100 | $32,577,842 | $32,310,822 | $267,020 |
| FEE INCOME | 522100 | $17,120,031 | $17,115,877 | $4,154 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $207,304,772 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $59,116,022 | TotalRevenueColumnAmt |
| Exclusion | $59,116,022 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $1,785,748 | SecuritiesAmt |
| Other | $35,069 | OtherAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $243,319 | SecuritiesAmt |
| Other | $3,705 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $1,542,429 | SecuritiesAmt |
| Other | $31,364 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $1,573,793 | TotalRevenueColumnAmt |
| Exclusion | $1,573,793 | ExclusionAmt |
Other Revenue Misc OtherRevenueMiscGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | OTHER NON-INTEREST INCOME | Desc |
| Business | 900099 | BusinessCd |
| Total Revenue Column | -$2,720 | TotalRevenueColumnAmt |
| Exclusion | -$2,720 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | -$2,720 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $267,991,867 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $206,425,388 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $879,384 | UnrelatedBusinessRevenueAmt |
| Exclusion | $60,687,095 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $621,457 | TotalAmt |
Benefits To Members BenefitsToMembersGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $61,974,832 | TotalAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,019,743 | TotalAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $45,579,336 | TotalAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,249,406 | TotalAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $8,644,909 | TotalAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $4,122,449 | TotalAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $489,578 | TotalAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $314,783 | TotalAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $11,587,068 | TotalAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $24,276,287 | TotalAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,719,773 | TotalAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,412,765 | TotalAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $21,568,971 | TotalAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,959,731 | TotalAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $17,207 | TotalAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt |
|---|---|
| CREDIT LOSS EXPENSE | $19,128,654 |
| EDUCATIONAL & PROMOTION | $8,112,323 |
| LOAN SERVICING EXPENSES | $5,497,787 |
| MISC. OPERATING EXPENSE | $2,342,366 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $240,639,425 | TotalAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $20,809,966 | BOYAmt |
| EOY | $31,513,468 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $147,127,664 | BOYAmt |
| EOY | $660,892,252 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,315,133 | BOYAmt |
| EOY | $1,462,588 | EOYAmt |
Receivables From Officers Etc ReceivablesFromOfficersEtcGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,255,065 | BOYAmt |
| EOY | $30,976,686 | EOYAmt |
Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,485,667,627 | BOYAmt |
| EOY | $2,475,828,972 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,144,848 | BOYAmt |
| EOY | $6,042,170 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $135,105,137 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $30,220,062 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $76,098,452 | BOYAmt |
| EOY | $104,885,075 | EOYAmt |
Investments Pub Traded Sec InvestmentsPubTradedSecGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $154,802,752 | BOYAmt |
| EOY | $519,993,283 | EOYAmt |
Investments Other Securities InvestmentsOtherSecuritiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $213,035,871 | BOYAmt |
| EOY | $206,711,772 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $56,031,247 | BOYAmt |
| EOY | $222,587,578 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,167,288,625 | BOYAmt |
| EOY | $4,260,893,844 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $24,536,822 | BOYAmt |
| EOY | $31,882,722 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,984,475,332 | BOYAmt |
| EOY | $3,931,053,493 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,009,012,154 | BOYAmt |
| EOY | $3,962,936,215 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Org Does Not Follow FASB117 | Yes (X) | OrgDoesNotFollowFASB117Ind |
Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $0 | BOYAmt |
| EOY | $0 | EOYAmt |
Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $158,276,471 | BOYAmt |
| EOY | $297,957,629 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $158,276,471 | BOYAmt |
| EOY | $297,957,629 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $2,167,288,625 | BOYAmt |
| EOY | $4,260,893,844 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | Yes (X) | InfoInScheduleOPartXIInd |
| Reconcilation Revenue Expnss | $27,352,442 | ReconcilationRevenueExpnssAmt |
| Net Unrlzd Gains Losses Invst | -$3,380,531 | NetUnrlzdGainsLossesInvstAmt |
| Other Changes In Net Assets | $115,709,247 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | 0 | FSAuditedInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule D IRS990ScheduleD
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $35,939,099 | OtherCostOrOtherBasisAmt |
| Book Value | $35,939,099 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $78,096,345 | OtherCostOrOtherBasisAmt |
| Depreciation | $18,988,160 | DepreciationAmt |
| Book Value | $59,108,185 | BookValueAmt |
Leasehold Improvements LeaseholdImprovementsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $2,114,155 | OtherCostOrOtherBasisAmt |
| Depreciation | $604,521 | DepreciationAmt |
| Book Value | $1,509,634 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $7,216,123 | OtherCostOrOtherBasisAmt |
| Depreciation | $3,584,339 | DepreciationAmt |
| Book Value | $3,631,784 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $11,739,415 | OtherCostOrOtherBasisAmt |
| Depreciation | $7,043,042 | DepreciationAmt |
| Book Value | $4,696,373 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $104,885,075 | TotalBookValueLandBuildingsAmt |
Other Assets Org OtherAssetsOrgGrp (6 entries)
| DescDesc | Book ValueBookValueAmt |
|---|---|
| NCUSIF DEPOSIT | $31,341,634 |
| INTANGIBLE ASSETS | $31,857,586 |
| ACCRUED INTEREST | $12,816,079 |
| OTHER ASSETS | $66,117,076 |
| GOODWILL | $78,225,036 |
| LOANS HELD FOR SALE | $2,230,167 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | $222,587,578 | TotalBookValueOtherAssetsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)
| DescDesc | AmtAmt |
|---|---|
| MEMBER SHARES | $3,507,735,767 |
| NONMEMBER DEPOSITS | $23,317,726 |
| BORROWINGS | $400,000,000 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $3,931,053,493 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART X, LINE 2: | FormAndLineReferenceDesc |
| Explanation | PART X: AS ALLOWED BY STATE REGULATORY AUTHORITIES, THE AUDIT IS DONE AS OF JUNE 30. THE REPORTING PERIOD FOR THE AUDIT, THEREFORE, DOES NOT MATCH THE REPORTING PERIOD FOR THE 990. PER FOOTNOTE 1 IN THE CREDIT UNION'S JUNE 30, 2024 FINANCIAL STATEMENTS, THE CREDIT UNION IS EXEMPT, UNDER IRC 501 (C) (14), FROM FEDERAL AND STATE INCOME TAXES. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF JUNE 30, 2024 AND 2023. THE CREDIT UNION'S 2021 AND LATER TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES. THE CUSO (ROCHDALE AGENCY), HOWEVER, IS SUBJECT TO FEDERAL AND STATE INCOME TAXES. THE SUBSIDIARY HAS FILED TAX RETURNS IN THE PAST. THE SUBSIDIARY HAS EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF JUNE 30, 2024 AND 2023. THE SUBSIDIARY'S TAX YEARS 2020 AND FORWARD ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES. | ExplanationTxt |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (1) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable (33 entries)
| Address Line1USAddress/AddressLine1Txt | CityUSAddress/CityNm | State AbbreviationUSAddress/StateAbbreviationCd | ZIPUSAddress/ZIPCd | Recipient EINRecipientEIN | IRC SectionIRCSectionDesc | Cash GrantCashGrantAmt | Non Cash AssistanceNonCashAssistanceAmt | Purpose Of GrantPurposeOfGrantTxt |
|---|---|---|---|---|---|---|---|---|
| SALVATION ARMY NORTHERN DIVISION | ||||||||
| 2445 PRIOR AVE N | ROSEVILLE | MN | 55113 | 410698597 | 501(C)3 | $101,250 | $0 | DONATIONS |
| THE FRIENDS OF THE ST PAUL LIBRARY | ||||||||
| 332 MINNESOTA ST SUITE W1420 | ST PAUL | MN | 55101 | 416029683 | 501(C)3 | $75,000 | $0 | PROGRAM AND EVENT SPONSORSHIP/DONATION |
| ORDWAY CENTER FOR THE PERFORMING ARTS | ||||||||
| 345 WASHINGTON ST | ST PAUL | MN | 55102 | 411428998 | 501(C)3 | $45,000 | $0 | EVENT SPONSORSHIP/DONATION |
| REGIONS HOSPITAL FOUNDATION | ||||||||
| 640 JACKSON ST - MS11202C | ST PAUL | MN | 55101 | 411888902 | 501(C)3 | $40,428 | $0 | DONATIONS |
| THE BOND BETWEEN | ||||||||
| 5959 BAKER ROAD SUITE 390 | MINNETONKA | MN | 55345 | 271296550 | 501(C)3 | $35,000 | $0 | DONATIONS |
| COMO FRIENDS | ||||||||
| 1225 ESTABROOK DRIVE | ST PAUL | MN | 55103 | 411943928 | 501(C)3 | $34,250 | $0 | DONATION/EVENT SPONSORSHIP |
| SPARE KEY | ||||||||
| 480 BROADWAY ST | ST PAUL | MN | 55101 | 411888767 | 501(C)3 | $21,500 | $0 | DONATIONS/EVENT SPONSORSHIPS |
| BECAUSE I SAID I WOULD | ||||||||
| PO BOX 391 | AVON | OH | 44011 | 461262736 | 501(C)3 | $20,000 | $0 | DONATION |
| BESTPREP | ||||||||
| 7100 NORTHLAND CIRCLE N 306 | BROOKLYN PARK | MN | 55428 | 411265355 | 501(C)3 | $17,500 | $0 | EVENT SPONSORSHIP/DONATION |
| UNIVERSITY OF MINNESOTA FOUNDATION | ||||||||
| 200 OAK ST SE SUITE 500 | MINNEAPOLIS | MN | 55455 | 416042488 | 501(C)3 | $15,000 | $0 | EVENT AND PROGRAM SPONSORSHIPS (BELL MUSEUM AND MEDICAL RESEARCH) |
| HUNGER RELATED EVENTS | ||||||||
| 5100 EDEN AVE STE 103 | EDINA | MN | 55435 | 411760359 | 501(C)3 | $11,000 | $0 | EVENT SPONSORSHIPS |
| SMALL SUMS | ||||||||
| 2375 UNIVERSITY AVE W SUITE 150 | ST PAUL | MN | 55114 | 203431326 | 501(C)3 | $11,000 | $0 | DONATION |
| WASECA AREA NEIGHBORHOOD SERVICE CENTER | ||||||||
| 203 3RD AVE NW | WASECA | MN | 56093 | 411452216 | 501(C)3 | $10,050 | $0 | DONATIONS |
| BOYS AND GIRLS CLUBS OF THE NORTHLAND | ||||||||
| PO BOX 16435 | DULUTH | MN | 55816 | 410969947 | 501(C)3 | $10,000 | $0 | DONATION |
| ANGEL FOUNDATION | ||||||||
| 1155 CENTRE POINTE DRIVE SUITE 7 | MENDOTA HEIGHTS | MN | 55120 | 411990883 | 501(C)3 | $10,000 | $0 | DONATION |
| MINNESOTA WARRIORS | ||||||||
| 1413 THOMPSON AVE SUITE 3 | SOUTH ST PAUL | MN | 55075 | 320331684 | 501(C)3 | $10,000 | $0 | DONATION |
| JIM'S TEAM 4 DIABETES FOUNDATION | ||||||||
| 10956 JOHNSON ST NE | BLAINE | MN | 55434 | 873209358 | 501(C)3 | $10,000 | $0 | PROGRAM SPONSORSHIPS |
| RANDY SHAVER CANCER RESEARCH AND COMMUNITY FUND | ||||||||
| 12800 WHITEWATER DRIVE SUITE 100 | MINNETONKA | MN | 55343 | 270476510 | 501(C)3 | $10,000 | $0 | DONATION |
| ST PAUL PUBLIC SCHOOLSISD #625 | ||||||||
| 360 COLBORNE ST | ST PAUL | MN | 55102 | 410901311 | PUBLIC SCHOOL | $10,000 | $0 | DONATIONS (HIGHLAND, COMO PARK, HARDING, JOHNSON) |
| OPPORTUNITY PARTNERS | ||||||||
| 5500 OPPORTUNITY COURT | MINNETONKA | MN | 55343 | 410737221 | 501(C)3 | $10,000 | $0 | EVENT SPONSORSHIP |
| GILLETTE CHILDREN'S HOSPITAL FOUNDATION | ||||||||
| 200 UNIVERSITY AVE E | ST PAUL | MN | 55101 | 411200302 | 501(C)3 | $9,113 | $0 | DONATIONS |
| CRESCENT COVE | ||||||||
| 4201 BASS LAKE RD | BROOKLYN CENTER | MN | 55429 | 271035515 | 501(C)3 | $9,000 | $0 | DONATION/EVENT SPONSORSHIP |
| TWIN CITIES HABITAT FOR HUMANITY | ||||||||
| 1954 UNIVERSITY AVE W | ST PAUL | MN | 55104 | 363363171 | 501(C)3 | $8,700 | $0 | EVENT SPONSORSHIPS |
| BLAZE FOUNDATION | ||||||||
| 840 WESTMINSTER ST | ST PAUL | MN | 55130 | 814112454 | 501(C)3 | $8,500 | $0 | DONATIONS |
| MINNESOTA TWINS COMMUNITY FUND | ||||||||
| 1 TWINS WAY | MINNEAPOLIS | MN | 55403 | 411697280 | 501(C)3 | $7,500 | $0 | DONATION |
| WILDER FOUNDATION | ||||||||
| 451 LEXINGTON PARKWAY N | ST PAUL | MN | 55104 | 410693889 | 501(C)3 | $7,500 | $0 | DONATION/EVENT SPONSORSHIP |
| WOODBURY COMMUNITY FOUNDATION | ||||||||
| 724 BIELENBERG DRIVE SUITE 129 | WOODBURY | MN | 55125 | 721592506 | 501(C)3 | $7,000 | $0 | EVENT SPONSORSHIPS/DONATION |
| VAIL PLACE | ||||||||
| 23 9TH AVE S | HOPKINS | MN | 55343 | 411394766 | 501(C)3 | $7,000 | $0 | EVENT SPONSORSHIP |
| WINFIELD AWARDS | ||||||||
| 10000 CAROLL AVE | ST PAUL | MN | 55104 | 311766823 | 501(C)3 | $6,666 | $0 | EVENT SPONSORSHIP |
| AMERICAN CANCER SOCIETY NORTH REGION | ||||||||
| 950 BLUE GENTIAN RD - SUITE 100 | EAGAN | MN | 55121 | 131788491 | 501(C)3 | $6,000 | $0 | EVENT SPONSORSHIPS |
| CIRCUS JUVENTAS | ||||||||
| 1270 MONTREAL AVE | ST PAUL | MN | 55116 | 411856160 | 501(C)3 | $6,000 | $0 | EVENT SPONSORSHIP |
| DARTS | ||||||||
| 1645 MARTHALER LANE | WEST ST PAUL | MN | 55118 | 411326631 | 501(C)3 | $6,000 | $0 | DONATION/EVENT SPONSORSHIP |
| URBAN ROOTS | ||||||||
| 1110 PAYNE AVE | ST PAUL | MN | 55130 | 410975429 | 501(C)3 | $5,500 | $0 | DONATIONS/EVENT SPONSORSHIP |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 32 | Total501c3OrgCnt |
| Total Other Org | 1 | TotalOtherOrgCnt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 2: | FormAndLineReferenceDesc |
| Explanation | BLAZE EVALUATES DONATION REQUESTS BASED ON SEVERAL FACTORS, INCLUDING LOCAL IMPACT, NUMBER OF PEOPLE SERVED, HOW WILL AN ORGANIZATION'S MISSION FITS WITH BLAZE'S GIVING PRIORITIES, AND AVAILABLE FUNDS. ALL NONPROFIT ORGANIZATIONS RECEIVING DONATIONS ARE REQUIRED TO PROVIDE A CURRENT W9 AND BE A REGISTERED NONPROFIT WITH THE IRS. ORGANIZATIONS PROVIDE BLAZE WITH A DONATION RECEIPT CONFIRMING THE AMOUNT. | ExplanationTxt |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | 0 | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | Yes (1) | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (18 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DAN STOLTZ | ||||||||||||||
| CEO | $892,223 | $0 | $239,172 | $0 | $460,382 | $0 | $35,200 | $0 | $26,518 | $0 | $1,653,495 | $0 | $0 | $0 |
| JAMES GANGER | ||||||||||||||
| SR VP RELATIONSHIP & SERVI | $322,176 | $0 | $61,480 | $0 | $441,133 | $0 | $43,700 | $0 | $13,219 | $0 | $881,708 | $0 | $0 | $0 |
| CLIFF WANTZ | ||||||||||||||
| SR VP OF LENDING AND PRODU | $316,706 | $0 | $54,780 | $0 | $405,515 | $0 | $43,700 | $0 | $34,946 | $0 | $855,647 | $0 | $0 | $0 |
| CASEY CARLSON | ||||||||||||||
| SVP CHIEF MARKETING OFFICER | $281,456 | $0 | $43,552 | $0 | $428,976 | $0 | $43,700 | $0 | $11,920 | $0 | $809,604 | $0 | $0 | $0 |
| WILLIAM BODEN | ||||||||||||||
| PRESIDENT/CHIEF TRANSFORMATION OFFIC | $296,022 | $0 | $395,665 | $0 | $2,404 | $0 | $18,565 | $0 | $13,925 | $0 | $726,581 | $0 | $0 | $0 |
| PAUL ZYLA | ||||||||||||||
| SVP/CHIEF INFORMATION OFFICER | $119,288 | $0 | $387,150 | $0 | $150,718 | $0 | $43,700 | $0 | $17,272 | $0 | $718,128 | $0 | $0 | $0 |
| TOM LANGSETH | ||||||||||||||
| INVESTMENT SERVICE ADVISOR | $79,836 | $0 | $426,803 | $0 | $3,522 | $0 | $43,700 | $0 | $26,288 | $0 | $580,149 | $0 | $0 | $0 |
| JUSTIN BURLESON | ||||||||||||||
| SVP/CHIEF OPS & FINANCIAL OFFICER | $291,898 | $0 | $61,480 | $0 | $54,375 | $0 | $43,700 | $0 | $34,946 | $0 | $486,399 | $0 | $0 | $0 |
| DAVID ENGLER | ||||||||||||||
| VP WEALTH MANAGEMENT | $17,042 | $0 | $399,585 | $0 | $1,060 | $0 | $23,500 | $0 | $32,705 | $0 | $473,892 | $0 | $0 | $0 |
| SCOTT EKHOLM | ||||||||||||||
| FINANCIAL ADVISOR | $63,884 | $0 | $300,850 | $0 | $706 | $0 | $23,500 | $0 | $27,999 | $0 | $416,939 | $0 | $0 | $0 |
| STEVE CARLSON | ||||||||||||||
| FINANCIAL EXECUTIVE | $83,940 | $0 | $237,890 | $0 | $1,621 | $0 | $20,082 | $0 | $35,716 | $0 | $379,249 | $0 | $0 | $0 |
| DEAN WARZALA | ||||||||||||||
| SVP/CHIEF MARKETING OFFICER | $282,001 | $0 | $32,389 | $0 | $4,247 | $0 | $23,000 | $0 | $31,348 | $0 | $372,985 | $0 | $0 | $0 |
| WINDY MACZKO | ||||||||||||||
| WEALTH MANAGEMENT | $81,614 | $0 | $205,155 | $0 | $2,036 | $0 | $40,831 | $0 | $22,211 | $0 | $351,847 | $0 | $0 | $0 |
| BRIAN WHITE | ||||||||||||||
| SVP/CHIEF INFORMATION OFFICER | $216,704 | $0 | $86,679 | $0 | $20,403 | $0 | $0 | $0 | $26,512 | $0 | $350,298 | $0 | $0 | $0 |
| AARON KASTNER | ||||||||||||||
| SVP/CHIEF FINANCIAL OFFICER | $131,366 | $0 | $2,150 | $0 | $184,407 | $0 | $0 | $0 | $21,103 | $0 | $339,026 | $0 | $0 | $0 |
| CHRISTINE CORDELL | ||||||||||||||
| SVP/CHIEF PROJECT & LEARNING OFFICER | $197,852 | $0 | $37,862 | $0 | $17,578 | $0 | $3,200 | $0 | $37,565 | $0 | $294,057 | $0 | $0 | $0 |
| GLEN DURBAHN | ||||||||||||||
| SVP/CHIEF DELIVERY OFFICER | $176,778 | $0 | $8,654 | $0 | $88,335 | $0 | $0 | $0 | $8,405 | $0 | $282,172 | $0 | $0 | $0 |
| TARA GRAFF | ||||||||||||||
| SVP CHIEF COMMUNICATIONS OFFICER | $99,109 | $0 | $1,818 | $0 | $131,553 | $0 | $0 | $0 | $17,163 | $0 | $249,643 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 4B | FormAndLineReferenceDesc |
| Explanation | PARTICIPATED IN 457 (F) AND RECEIVED DISTRIBUTION AMOUNTS: JAMES GANGER $400,000 CLIFF WANTZ $400,000 CASEY CARLSON $400,000 DAN STOLTZ $386,180 | ExplanationTxt |
Schedule L IRS990ScheduleL
Loans Btwn Org Interested Prsn LoansBtwnOrgInterestedPrsnGrp (10 entries)
| Relationship With OrgRelationshipWithOrgTxt | Loan PurposeLoanPurposeTxt | Loan From OrganizationLoanFromOrganizationInd | Original PrincipalOriginalPrincipalAmt | Balance DueBalanceDueAmt | DefaultDefaultInd | Board Or Committee ApprovalBoardOrCommitteeApprovalInd | Written AgreementWrittenAgreementInd |
|---|---|---|---|---|---|---|---|
| DAN STOLTZ | |||||||
| CEO | SPLIT DOLLAR LOAN | Yes (X) | $8,866,000 | $9,255,065 | 0 | Yes (1) | Yes (1) |
| DAN STOLTZ | |||||||
| CEO | SPLIT DOLLAR LOAN | Yes (X) | $11,139,500 | $11,139,500 | 0 | Yes (1) | Yes (1) |
| CHRIS HOLLEN | |||||||
| FORMER CEO | SPLIT DOLLAR LOAN | Yes (X) | $249,976 | $298,621 | 0 | Yes (1) | Yes (1) |
| DAVID BODEN | |||||||
| FORMER PRESIDENT | SPLIT DOLLAR LOAN | Yes (X) | $4,000,000 | $3,938,289 | 0 | Yes (1) | Yes (1) |
| AARON KASTNER | |||||||
| CFO | SPLIT DOLLAR LOAN | Yes (X) | $1,150,000 | $1,204,784 | 0 | Yes (1) | Yes (1) |
| DEAN WARZALA | |||||||
| VP LENDING | SPLIT DOLLAR LOAN | Yes (X) | $1,500,000 | $1,533,878 | 0 | Yes (1) | Yes (1) |
| GLEN DURBAHN | |||||||
| VP MEMBER EXPERIENCE & BRANCH OPERATIONS | SPLIT DOLLAR LOAN | Yes (X) | $1,000,000 | $995,431 | 0 | Yes (1) | Yes (1) |
| TARA GRAFF | |||||||
| VP MARKETING & BUSINESS DEVELOPMENT | SPLIT DOLLAR LOAN | Yes (X) | $600,000 | $607,655 | 0 | Yes (1) | Yes (1) |
| BRIAN WHITE | |||||||
| VP INFORMATION SERVICES & TECHNOLOGY | SPLIT DOLLAR LOAN | Yes (X) | $1,250,000 | $1,294,390 | 0 | Yes (1) | Yes (1) |
| CHRISTINE CORDELL | |||||||
| VP ORGANIZATIONAL EFFECTIVENESS | SPLIT DOLLAR LOAN | Yes (X) | $700,000 | $709,073 | 0 | Yes (1) | Yes (1) |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | $30,976,686 | TotalBalanceDueAmt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (11 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 4 | THE BYLAWS WERE UPDATED TO REFLECT THE MERGER BETWEEN SPIRE AND HI-WAY AND THE NAME CHANGE TO BLAZE CREDIT UNION. |
| FORM 990, PART VI, SECTION A, LINE 6 | THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS. |
| FORM 990, PART VI, SECTION A, LINE 7A | THE MEMBER-OWNERS OF THE CREDIT UNION HAVE THE AUTHORITY TO ELECT THE MEMBERS OF THE BOARD OF DIRECTORS FOR THREE-YEAR TERMS ON A ROTATING BASIS. CANDIDATES ARE ELECTED BY A SIMPLE PLURALITY VOTE. THE SUPERVISORY COMMITTEE IS APPOINTED BY THE BOARD OF DIRECTORS. |
| FORM 990, PART VI, SECTION A, LINE 7B | ANY CHANGES TO THE ENTITY'S BYLAWS NEED TO BE APPROVED BY THE MEMBERSHIP. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE FORM 990 WILL BE REVIEWED PRIOR TO SUBMISSION BY MANAGEMENT INCLUDING THE CFO. |
| FORM 990, PART VI, SECTION B, LINE 12C | A LISTING OF RELATED BUSINESSES ARE PROVIDED TO BOARD MEMBERS AND THEY ARE ASKED TO REVIEW AND SIGN OFF ANNUALLY. |
| FORM 990, PART VI, SECTION B, LINE 15 | HR PROVIDES THE BOARD SUBCOMMITTEE ANNUAL SURVEY DATA FROM A 3RD PARTY, BALANCED COMP, WHICH DETAILS BOTH EXECUTIVE AND STAFF COMPENSATION. THE BOARD DETERMINES THE CEO COMPENSATION, AND THE CEO DETERMINES SENIOR MANAGEMENT COMPENSATION. THE SENIOR MANAGEMENT TEAM WORKS WITH HR'S 3RD PARTY (BALANCED COMP) RECOMMENDATIONS TO SET SALARY STRUCTURE EACH YEAR AND APPROVES MERIT BUDGET POOL AND INDIVIDUAL INCREASES PER GUIDELINES, WITH CEO SIGNING OFF ON FINAL BUDGET AND SALARY REVIEWS. BUDGETS ARE FINALIZED IN DECEMBER AND FINAL SALARY REVIEWS IN MARCH OF EACH YEAR. IN ADDITION TO PROVIDING COMPETITIVE SALARY DATA, THE 3RD PARTY, BALANCED COMP, PROVIDES COMPA-RATIOS FOR ALL POSTITIONS/PERSONS INDIVIDUALLY, BY POSITION, DEPARTMENT. SALARY RANGES, COMPA RATIO BY POSITION AND PERSON ARE CONSIDERED FOR ALL STATUS CHANGES DURING THE YEAR AND AT ANNUAL SALARY REVIEWS. SENIOR MANAGEMENT REVIEWS ROLL UP DATA BY DEPARTMENT AND ACROSS REGIONS AS WELL ON AN ANNUAL BASIS. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2024. |
| FORM 990, PART VI, SECTION C, LINE 19 | NCUA SHARES DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE POSTED IN THE CU BRANCHES MONTHLY. |
| FORM 990, PART XI, LINE 9: | EQUITY ACQUIRED IN MERGER 115,340,903. OTHER COMPREHENSIVE INCOME 368,344. |
| FORM 990, PART XII, LINE 2B | AUDITED FINANCIAL STATEMENTS - THE AUDIT WAS DONE AS OF 6/30. THEREFORE, THE REPORTING PERIOD FOR THE AUDIT DOES NOT MATCH THE REPORTING PERIOD FOR THE 990. |
| FORM 990, PART XII, LINE 2C: | THE SUPERVISORY COMMITTEE OVERSEES THE AUDIT AND THE SELECTION OF AN INDEPENDENT ACCOUNTANT. |
Schedule R IRS990ScheduleR
Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | BLAZE FOUNDATION | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 840 WESTMINSTER ST | AddressLine1Txt |
| City | ST PAUL | CityNm |
| State Abbreviation | MN | StateAbbreviationCd |
| ZIP | 55130 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 814112454 | EIN |
| Primary Activities | TO PROVIDE THE COMMUNITY ASSISTANCE | PrimaryActivitiesTxt |
| Legal Domicile State | MN | LegalDomicileStateCd |
| Exempt Code Section | 501(C)3 | ExemptCodeSectionTxt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | BLAZE CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Controlled Organization | 0 | ControlledOrganizationInd |
Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp
Related Organization Name RelatedOrganizationName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ROCHDALE AGENCY INC | BusinessNameLine1Txt |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2025 LARPENTEUR AVE | AddressLine1Txt |
| City | FALCON HEIGHTS | CityNm |
| State Abbreviation | MN | StateAbbreviationCd |
| ZIP | 55113 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 410709699 | EIN |
| Primary Activities | INSURANCE | PrimaryActivitiesTxt |
| Legal Domicile State | MN | LegalDomicileStateCd |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | BLAZE CREDIT UNION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Entity Type | C | EntityTypeTxt |
| Share Of EOY Assets | $10 | ShareOfEOYAssetsAmt |
| Ownership | 1.00000 | OwnershipPct |
| Controlled Organization | Yes (1) | ControlledOrganizationInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | 0 | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | 0 | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | 0 | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | 0 | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | 0 | DivRelatedOrganizationInd |
| Asset Sale To Other Org | 0 | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | 0 | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | 0 | AssetExchangeInd |
| Rental Of Facilities To Oth Org | 0 | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | 0 | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | 0 | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | 0 | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | 0 | SharingOfFacilitiesInd |
| Paid Employees Sharing | 0 | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | 0 | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | 0 | TransferToOtherOrgInd |
| Transfer From Other Org | 0 | TransferFromOtherOrgInd |