BREWERY CREDIT UNION: Form 990, tax year 2016

View the entire original 990 at ProPublica ↗

Organization: BREWERY CREDIT UNION (EIN 39-0181775)
Tax period: 2016-01-01 to 2016-12-31
Filed: 2017-11-14
IRS object ID: 201723189349305422
Schema version: 2016v3.0
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Return	2017-11-14T13:14:20-05:00	ReturnTs
Tax Period End	2016-12-31	TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

Field	Value	IRS element (for citing)
Preparer Firm EIN	391127312	PreparerFirmEIN

Preparer Firm Name PreparerFirmName

Field	Value	IRS element (for citing)
Business Name Line1	WCUL Services Corp	BusinessNameLine1Txt

Preparer US Address PreparerUSAddress

Field	Value	IRS element (for citing)
Address Line1	N25W2313 Paul Rd Suite 500	AddressLine1Txt
City	Pewaukee	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	53072	ZIPCd

Field	Value	IRS element (for citing)
Return Type	990	ReturnTypeCd
Tax Period Begin	2016-01-01	TaxPeriodBeginDt

Filer Filer

Field	Value	IRS element (for citing)
EIN	390181775	EIN

Business Name BusinessName

Field	Value	IRS element (for citing)
Business Name Line1	Brewery Credit Union	BusinessNameLine1Txt

Field	Value	IRS element (for citing)
Business Name Control	BREW	BusinessNameControlTxt

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1351 N Dr Martin Luther King	AddressLine1Txt
City	Milwaukee	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	53212	ZIPCd

Business Officer BusinessOfficerGrp

Field	Value	IRS element (for citing)
Person	Steven Janssen	PersonNm
Person Title	Vice President	PersonTitleTxt
Phone	4142733170	PhoneNum
Signature	2017-11-13	SignatureDt
Discuss With Paid Preparer	false	DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

Field	Value	IRS element (for citing)
Preparer Person	Cari Thompson	PreparerPersonNm
PTIN	P01025704	PTIN
Phone	2625490200	PhoneNum
Preparation	2017-11-14	PreparationDt

Filing Security Information FilingSecurityInformation

IP Address IPAddress

Field	Value	IRS element (for citing)
I Pv4 Address	74.219.136.146	IPv4AddressTxt

Field	Value	IRS element (for citing)
IP	2017-11-14	IPDt
IP Tm	13:56:09	IPTm
Federal Original Submission Id	3922392017318jxsridt	FederalOriginalSubmissionId
Federal Original Submission Id	2017-11-14	FederalOriginalSubmissionIdDt
Filing License Type	P	FilingLicenseTypeCd
At Submission Creation Device Id	110D63440C42215569A41D88634943DBED7962F4	AtSubmissionCreationDeviceId
At Submission Filing Device Id	110D63440C42215569A41D88634943DBED7962F4	AtSubmissionFilingDeviceId

Field	Value	IRS element (for citing)
Tax	2016	TaxYr
Build TS	2021-01-29 14:40:06Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Principal Officer	Steven Janssen	PrincipalOfficerNm
Gross Receipts	$3,490,417	GrossReceiptsAmt
Group Return For Affiliates	false	GroupReturnForAffiliatesInd
Organization501c	Yes (X)	Organization501cInd
Website Address	www.brewerycu.com	WebsiteAddressTxt
Type Of Organization Corp	Yes (X)	TypeOfOrganizationCorpInd
Formation	1934	FormationYr
Legal Domicile State	WI	LegalDomicileStateCd
Activity Or Mission	Providing superior financial services while economically empowering our members and community.	ActivityOrMissionDesc
Voting Members Governing Body	7	VotingMembersGoverningBodyCnt
Voting Members Independent	7	VotingMembersIndependentCnt
Total Employee	31	TotalEmployeeCnt
Total Volunteers	8	TotalVolunteersCnt
Total Gross UBI	$31,569	TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm	-$5,917	NetUnrelatedBusTxblIncmAmt
CY Contributions Grants	$5,861	CYContributionsGrantsAmt
PY Program Service Revenue	$3,525,535	PYProgramServiceRevenueAmt
CY Program Service Revenue	$3,375,632	CYProgramServiceRevenueAmt
PY Investment Income	$31,311	PYInvestmentIncomeAmt
CY Investment Income	$80,796	CYInvestmentIncomeAmt
PY Other Revenue	$13,929	PYOtherRevenueAmt
CY Other Revenue	$28,128	CYOtherRevenueAmt
PY Total Revenue	$3,570,775	PYTotalRevenueAmt
CY Total Revenue	$3,490,417	CYTotalRevenueAmt
CY Grants And Similar Paid	$0	CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members	$0	CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid	$1,198,426	PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid	$1,178,283	CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns	$0	CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense	$0	CYTotalFundraisingExpenseAmt
PY Other Expenses	$1,608,201	PYOtherExpensesAmt
CY Other Expenses	$1,782,357	CYOtherExpensesAmt
PY Total Expenses	$2,806,627	PYTotalExpensesAmt
CY Total Expenses	$2,960,640	CYTotalExpensesAmt
PY Revenues Less Expenses	$764,148	PYRevenuesLessExpensesAmt
CY Revenues Less Expenses	$529,777	CYRevenuesLessExpensesAmt
Total Assets BOY	$43,435,403	TotalAssetsBOYAmt
Total Assets EOY	$42,336,279	TotalAssetsEOYAmt
Total Liabilities BOY	$35,638,169	TotalLiabilitiesBOYAmt
Total Liabilities EOY	$34,009,268	TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY	$7,797,234	NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY	$8,327,011	NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part III	Yes (X)	InfoInScheduleOPartIIIInd
Mission	Providing superior financial services while economically empowering our members and community.	MissionDesc
Significant New Program Srvc	Yes (true)	SignificantNewProgramSrvcInd
Significant Change	Yes (true)	SignificantChangeInd
Desc	We funded 2234 loans during 2016. As of 12/31/16, we had 349 mortgages/home equity lines, 2332 consumer loans, and 55 member business loans. We also had 1354 credit card accounts with members.	Desc

Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp

Field	Value	IRS element (for citing)
Desc	We have deposit, transaction, and investment accounts with 8617 members at 12/31. During 2016, we opened 2755 new deposit, transaction and investment accounts.	Desc

Field	Value	IRS element (for citing)
Described In Section501c3	false	DescribedInSection501c3Ind
Schedule B Required	false	ScheduleBRequiredInd
Political Campaign Acty	false	PoliticalCampaignActyInd
Donor Advised Fund	false	DonorAdvisedFundInd
Conservation Easements	false	ConservationEasementsInd
Collections Of Art	false	CollectionsOfArtInd
Credit Counseling	false	CreditCounselingInd
Temp Or Permanent Endowments	false	TempOrPermanentEndowmentsInd
Report Land Building Equipment	Yes (true)	ReportLandBuildingEquipmentInd
Report Investments Other Sec	false	ReportInvestmentsOtherSecInd
Report Program Related Invst	false	ReportProgramRelatedInvstInd
Report Other Assets	false	ReportOtherAssetsInd
Report Other Liabilities	Yes (true)	ReportOtherLiabilitiesInd
Include FIN48 Footnote	false	IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt	false	IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt	false	ConsolidatedAuditFinclStmtInd
School Operating	false	SchoolOperatingInd
Foreign Office	false	ForeignOfficeInd
Foreign Activities	false	ForeignActivitiesInd
More Than5000 K To Org	false	MoreThan5000KToOrgInd
More Than5000 K To Individuals	false	MoreThan5000KToIndividualsInd
Professional Fundraising	false	ProfessionalFundraisingInd
Fundraising Activities	false	FundraisingActivitiesInd
Gaming Activities	false	GamingActivitiesInd
Operate Hospital	false	OperateHospitalInd
Grants To Organizations	false	GrantsToOrganizationsInd
Grants To Individuals	false	GrantsToIndividualsInd
Schedule J Required	Yes (true)	ScheduleJRequiredInd
Tax Exempt Bonds	false	TaxExemptBondsInd
Loan Outstanding	false	LoanOutstandingInd
Grant To Related Person	false	GrantToRelatedPersonInd
Business Rln With Org Mem	false	BusinessRlnWithOrgMemInd
Business Rln With Fam Mem	false	BusinessRlnWithFamMemInd
Business Rln With Officer Ent	false	BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri	false	DeductibleNonCashContriInd
Deductible Art Contribution	false	DeductibleArtContributionInd
Terminate Operations	false	TerminateOperationsInd
Partial Liquidation	false	PartialLiquidationInd
Disregarded Entity	false	DisregardedEntityInd
Related Entity	false	RelatedEntityInd
Related Organization Ctrl Ent	false	RelatedOrganizationCtrlEntInd
Transaction With Control Ent	false	TransactionWithControlEntInd
Activities Conducted Prtshp	false	ActivitiesConductedPrtshpInd
Schedule O Required	Yes (true)	ScheduleORequiredInd
Info In Schedule O Part V	Yes (X)	InfoInScheduleOPartVInd
IRP Document	595	IRPDocumentCnt
IRP Document W2 G	0	IRPDocumentW2GCnt
Backup Wthld Compliance	Yes (true)	BackupWthldComplianceInd
Employee	31	EmployeeCnt
Employment Tax Returns Filed	Yes (true)	EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit	Yes (true)	UnrelatedBusIncmOverLimitInd
Form990 T Filed	false	Form990TFiledInd
Foreign Financial Account	false	ForeignFinancialAccountInd
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTransInd
Taxable Party Notification	false	TaxablePartyNotificationInd
Nondeductible Contributions	false	NondeductibleContributionsInd
Indoor Tanning Services	false	IndoorTanningServicesInd
Info In Schedule O Part VI	Yes (X)	InfoInScheduleOPartVIInd
Governing Body Voting Members	7	GoverningBodyVotingMembersCnt
Independent Voting Member	7	IndependentVotingMemberCnt
Family Or Business Rln	false	FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties	false	DelegationOfMgmtDutiesInd
Change To Org Documents	false	ChangeToOrgDocumentsInd
Material Diversion Or Misuse	false	MaterialDiversionOrMisuseInd
Members Or Stockholders	Yes (true)	MembersOrStockholdersInd
Election Of Board Members	Yes (true)	ElectionOfBoardMembersInd
Decisions Subject To Approva	Yes (true)	DecisionsSubjectToApprovaInd
Minutes Of Governing Body	Yes (true)	MinutesOfGoverningBodyInd
Minutes Of Committees	Yes (true)	MinutesOfCommitteesInd
Officer Mailing Address	false	OfficerMailingAddressInd
Local Chapters	false	LocalChaptersInd
Form990 Provided To Gvrn Body	Yes (true)	Form990ProvidedToGvrnBodyInd
Conflict Of Interest Policy	Yes (true)	ConflictOfInterestPolicyInd
Annual Disclosure Covered Prsn	Yes (true)	AnnualDisclosureCoveredPrsnInd
Regular Monitoring Enfrc	Yes (true)	RegularMonitoringEnfrcInd
Whistleblower Policy	Yes (true)	WhistleblowerPolicyInd
Document Retention Policy	Yes (true)	DocumentRetentionPolicyInd
Compensation Process CEO	Yes (true)	CompensationProcessCEOInd
Compensation Process Other	false	CompensationProcessOtherInd
Investment In Joint Venture	false	InvestmentInJointVentureInd
Upon Request	Yes (X)	UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Field	Value	IRS element (for citing)
Person	Kritin Brojanac	PersonNm
Phone	4142778414	PhoneNum

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1351 N Dr Martin Luther King	AddressLine1Txt
City	Milwaukee	CityNm
State Abbreviation	WI	StateAbbreviationCd
ZIP	53212	ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (9 entries)

TitleTitleTxt	Average Hours Per WeekAverageHoursPerWeekRt	Average Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt	Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd	OfficerOfficerInd	Reportable Comp From OrgReportableCompFromOrgAmt	Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt	Other CompensationOtherCompensationAmt
Barry Pittelman
Vice Chair	1.00	0.00	Yes (X)	Yes (X)	$0	$0	$0
Matthew Ploetz
Chair	1.00	0.00	Yes (X)	Yes (X)	$0	$0	$0
Mikal Gilliat
Director	1.00	0.00	Yes (X)		$0	$0	$0
William Druck
Treasurer	1.00	0.00	Yes (X)	Yes (X)	$0	$0	$0
Stella Borum Patterson
Director	1.00	0.00	Yes (X)		$0	$0	$0
Maria Britt-Sharpe
Secretary	1.00	0.00	Yes (X)	Yes (X)	$0	$0	$0
Dale Klingbeil
Director	1.00	0.00	Yes (X)		$0	$0	$0
Laura George
Associate Director	1.00	0.00	Yes (X)		$0	$0	$0
Steven Janssen
PresidentCEO	40.00	0.00		Yes (X)	$113,000	$0	$39,492

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	$113,000	TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org	$0	TotReportableCompRltdOrgAmt
Total Other Compensation	$39,492	TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K	1	IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed	false	FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K	Yes (true)	TotalCompGreaterThan150KInd
Compensation From Other Srcs	false	CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (2 entries)

Address Line1ContractorAddress/USAddress/AddressLine1Txt	CityContractorAddress/USAddress/CityNm	State AbbreviationContractorAddress/USAddress/StateAbbreviationCd	ZIPContractorAddress/USAddress/ZIPCd	ServicesServicesDesc	CompensationCompensationAmt
CUAnswers
6000 28th Street NE	Grand Rapids	MI	49546	Data Processing	$244,964
Vantiv
8500 Governors Hill Drive	Cincinnati	OH	45249	Card Processor	$206,993

Field	Value	IRS element (for citing)
Cntrct Rcvd Greater Than100 K	2	CntrctRcvdGreaterThan100KCnt
All Other Contributions	$5,861	AllOtherContributionsAmt
Noncash Contributions	$5,861	NoncashContributionsAmt
Total Contributions	$5,861	TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (5 entries)

DescDesc	BusinessBusinessCd	Total Revenue ColumnTotalRevenueColumnAmt	Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt	Unrelated Business RevenueUnrelatedBusinessRevenueAmt
Interest on Loans	522100	$1,969,905	$1,969,905
Member Fees & Charges	522100	$1,223,110	$1,223,110
Non-Member ATM & Wrnty	519100	$31,094		$31,094
Insurance Sales	524298	$141,103	$141,103
Non-Member Check Cashng	519100	$475		$475

Total Oth Program Service Rev TotalOthProgramServiceRevGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$9,945	TotalRevenueColumnAmt
Related Or Exempt Func Income	$9,945	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Total Program Service Revenue	$3,375,632	TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$80,796	TotalRevenueColumnAmt
Exclusion	$80,796	ExclusionAmt

Royalties Revenue RoyaltiesRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$10,505	TotalRevenueColumnAmt
Exclusion	$10,505	ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

Field	Value	IRS element (for citing)
Desc	Other Non-Operating Inc	Desc
Business	522100	BusinessCd
Total Revenue Column	$17,623	TotalRevenueColumnAmt
Related Or Exempt Func Income	$17,623	RelatedOrExemptFuncIncomeAmt

Field	Value	IRS element (for citing)
Other Revenue Total	$17,623	OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

Field	Value	IRS element (for citing)
Total Revenue Column	$3,490,417	TotalRevenueColumnAmt
Related Or Exempt Func Income	$3,361,686	RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue	$31,569	UnrelatedBusinessRevenueAmt
Exclusion	$91,301	ExclusionAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

Field	Value	IRS element (for citing)
Total	$113,000	TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

Field	Value	IRS element (for citing)
Total	$803,606	TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

Field	Value	IRS element (for citing)
Total	$85,273	TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

Field	Value	IRS element (for citing)
Total	$100,193	TotalAmt

Payroll Taxes PayrollTaxesGrp

Field	Value	IRS element (for citing)
Total	$76,211	TotalAmt

Fees For Services Other FeesForServicesOtherGrp

Field	Value	IRS element (for citing)
Total	$123,751	TotalAmt

Advertising AdvertisingGrp

Field	Value	IRS element (for citing)
Total	$46,685	TotalAmt

Office Expenses OfficeExpensesGrp

Field	Value	IRS element (for citing)
Total	$159,467	TotalAmt

Information Technology InformationTechnologyGrp

Field	Value	IRS element (for citing)
Total	$209,336	TotalAmt

Occupancy OccupancyGrp

Field	Value	IRS element (for citing)
Total	$68,098	TotalAmt

Travel TravelGrp

Field	Value	IRS element (for citing)
Total	$3,377	TotalAmt

Conferences Meetings ConferencesMeetingsGrp

Field	Value	IRS element (for citing)
Total	$14,574	TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

Field	Value	IRS element (for citing)
Total	$26,159	TotalAmt

Depreciation Depletion DepreciationDepletionGrp

Field	Value	IRS element (for citing)
Total	$28,085	TotalAmt

Insurance InsuranceGrp

Field	Value	IRS element (for citing)
Total	$42,746	TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDesc	TotalTotalAmt	Management And GeneralManagementAndGeneralAmt
Dividends to Members	$196,165	$196,165
Provision for Loan Loss	$332,658	$332,658
Loan Servicing Expense	$165,536	$165,536
Member Account Card Costs	$320,558	$320,558

All Other Expenses AllOtherExpensesGrp

Field	Value	IRS element (for citing)
Total	$45,162	TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

Field	Value	IRS element (for citing)
Total	$2,960,640	TotalAmt
Program Services	$0	ProgramServicesAmt
Management And General	$0	ManagementAndGeneralAmt
Fundraising	$0	FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

Field	Value	IRS element (for citing)
BOY	$819,673	BOYAmt
EOY	$41,501	EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

Field	Value	IRS element (for citing)
BOY	$9,415,293	BOYAmt
EOY	$9,950,362	EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

Field	Value	IRS element (for citing)
BOY	$31,863,694	BOYAmt
EOY	$31,045,173	EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

Field	Value	IRS element (for citing)
BOY	$195,065	BOYAmt
EOY	$106,546	EOYAmt

Field	Value	IRS element (for citing)
Land Bldg Equip Cost Or Other Bss	$955,458	LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec	$817,953	LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

Field	Value	IRS element (for citing)
BOY	$145,047	BOYAmt
EOY	$137,505	EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

Field	Value	IRS element (for citing)
BOY	$106,700	BOYAmt
EOY	$57,400	EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

Field	Value	IRS element (for citing)
BOY	$603,783	BOYAmt
EOY	$667,624	EOYAmt

Other Assets Total OtherAssetsTotalGrp

Field	Value	IRS element (for citing)
BOY	$286,148	BOYAmt
EOY	$330,168	EOYAmt

Total Assets TotalAssetsGrp

Field	Value	IRS element (for citing)
BOY	$43,435,403	BOYAmt
EOY	$42,336,279	EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

Field	Value	IRS element (for citing)
BOY	$935,005	BOYAmt
EOY	$474,929	EOYAmt

Other Liabilities OtherLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$34,703,164	BOYAmt
EOY	$33,534,339	EOYAmt

Total Liabilities TotalLiabilitiesGrp

Field	Value	IRS element (for citing)
BOY	$35,638,169	BOYAmt
EOY	$34,009,268	EOYAmt

Field	Value	IRS element (for citing)
Org Does Not Follow SFAS117	Yes (X)	OrgDoesNotFollowSFAS117Ind

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

Field	Value	IRS element (for citing)
BOY	$7,797,234	BOYAmt
EOY	$8,327,011	EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$7,797,234	BOYAmt
EOY	$8,327,011	EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

Field	Value	IRS element (for citing)
BOY	$43,435,403	BOYAmt
EOY	$42,336,279	EOYAmt

Field	Value	IRS element (for citing)
Reconcilation Revenue Expnss	$529,777	ReconcilationRevenueExpnssAmt
Other Changes In Net Assets	$0	OtherChangesInNetAssetsAmt
Method Of Accounting Accrual	Yes (X)	MethodOfAccountingAccrualInd
Accountant Compile Or Review	false	AccountantCompileOrReviewInd
FS Audited	false	FSAuditedInd
Federal Grant Audit Required	false	FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$61,373	OtherCostOrOtherBasisAmt
Book Value	$61,373	BookValueAmt

Buildings BuildingsGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$502,317	OtherCostOrOtherBasisAmt
Depreciation	$481,396	DepreciationAmt
Book Value	$20,921	BookValueAmt

Equipment EquipmentGrp

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	$391,768	OtherCostOrOtherBasisAmt
Depreciation	$336,557	DepreciationAmt
Book Value	$55,211	BookValueAmt

Field	Value	IRS element (for citing)
Total Book Value Land Buildings	$137,505	TotalBookValueLandBuildingsAmt

Other Securities OtherSecuritiesGrp

Field	Value	IRS element (for citing)
Desc	FHLB Membership Stock	Desc
Book Value	$57,400	BookValueAmt
Method Valuation	C	MethodValuationCd

Field	Value	IRS element (for citing)
Total Book Value Securities	$57,400	TotalBookValueSecuritiesAmt

Invst Program Related Org InvstProgramRelatedOrgGrp (2 entries)

DescDesc	Book ValueBookValueAmt	Method ValuationMethodValuationCd
NCUA Capitalization	$341,621	C
Corp Central MCS & PIC	$326,003	C

Field	Value	IRS element (for citing)
Total Book Value Program Rltd	$667,624	TotalBookValueProgramRltdAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (4 entries)

DescDesc	AmtAmt
Member Shares & Deposits	$33,304,992
Accrued Dividends	$3,360
457F Deferred Comp	$32,375
457B Deferred Comp	$193,612

Field	Value	IRS element (for citing)
Total Liability	$33,534,339	TotalLiabilityAmt

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Severance Payment	false	SeverancePaymentInd
Supplemental Nonqual Rtr Plan	false	SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm	false	EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp

Field	Value	IRS element (for citing)
Person	Steven Janssen	PersonNm
Title	PresidentCEO	TitleTxt
Base Compensation Filing Org	$113,000	BaseCompensationFilingOrgAmt
Deferred Compensation Flng Org	$2,208	DeferredCompensationFlngOrgAmt
Nontaxable Benefits Filing Org	$37,284	NontaxableBenefitsFilingOrgAmt
Total Compensation Filing Org	$152,492	TotalCompensationFilingOrgAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (10 entries)

Form And Line ReferenceFormAndLineReferenceDesc	ExplanationExplanationTxt
Unrelated business income explanation Part V line 3b	The Form 990-T will be filed by the extended filing due date 11/15/2017.
Members or stockholder classes and rights Part VI line 6	The organization consists of members. To be a member, one must have a share/savings account. Each member has one vote to elect the governing body (Board of Directors).
Member election for additional members Part VI line 7a	The Board of Directors is elected by the membership utilizing their one vote per member.
Governing body decisions Part VI line 7b	Each member has one vote to utilize in ratifying significant decisions beyond the authority of the Board as outlined in the organizations bylaws. Any decision to dissolve or merge the organization requires approval of membership, unless mandated by regulatory agency (i.e., NCUA, Wisconsin Office of Credit Unions).
Form 990 governing body review Part VI line 11	Form 990 is completed by the Vice-President and reviewed by the President.
Conflict of interest policy compliance Part VI line 12c	Employee statements audit monthly/directors discuss during annual policy review.
CEO executive director top management comp Part VI line 15a	Closed session board meeting.
Governing documents etc available to public Part VI line 19	Upon request to members and on common computer drive for employees and directors.
Significant program services not listed on prior year return Part III line 2	CUDL Indirect Lending Program
Cessation of or significant change to any program service Part III line 3	Instant issue debit and ATM cards. Our machine is not capable of printing chip cards.