IDAHO COMMUNITY REINVESTMENT CORPORATION: Form 990, tax year 2014
View the entire original 990 at ProPublica ↗
- Organization
- IDAHO COMMUNITY REINVESTMENT CORPORATION (EIN 82-0461980)
- Tax period
- 2014-05-01 to 2015-04-30
- Filed
- 2015-10-06
- IRS object ID
- 201522799349300962
- Schema version
- 2014v5.0
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2015-10-06T17:14:43-05:00 | ReturnTs |
| Tax Period End | 2015-04-30 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 450250958 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | EIDE BAILLY LLP | BusinessNameLine1Txt |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 877 W MAIN ST STE 800 | AddressLine1Txt |
| City | BOISE | CityNm |
| State Abbreviation | ID | StateAbbreviationCd |
| ZIP | 83702 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2014-05-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 820461980 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | IDAHO COMMUNITY REINVESTMENT CORPORATION | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | IDAH | BusinessNameControlTxt |
| Phone | 2088507893 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 763 N ASHTREE WAY | AddressLine1Txt |
| City | BOISE | CityNm |
| State Abbreviation | ID | StateAbbreviationCd |
| ZIP | 83712 | ZIPCd |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | MARK JENSEN | PersonNm |
| Person Title | PRESIDENT & CHAIRMAN | PersonTitleTxt |
| Phone | 2088507893 | PhoneNum |
| Signature | 2015-10-06 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | KIM HUNWARDSEN CPA | PreparerPersonNm |
| PTIN | P00484560 | PTIN |
| Phone | 2083447150 | PhoneNum |
| Preparation | 2015-10-06 | PreparationDt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2014 | TaxYr |
| Build TS | 2016-02-25 16:41:14Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | MARK JENSEN | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 763 N ASHTREE WAY | AddressLine1Txt |
| City | BOISE | CityNm |
| State Abbreviation | ID | StateAbbreviationCd |
| ZIP | 83712 | ZIPCd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $1,999,728 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c3 | Yes (X) | Organization501c3Ind |
| Website Address | N/A | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1993 | FormationYr |
| Legal Domicile State | ID | LegalDomicileStateCd |
| Activity Or Mission | TO PROVIDE FINANCING AND TECHNICAL ASSISTANCE TO FACILITATE DEVELOPMENT OF AFFORDABLE HOUSING | ActivityOrMissionDesc |
| Voting Members Governing Body | 15 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 14 | VotingMembersIndependentCnt |
| Total Employee | 0 | TotalEmployeeCnt |
| Total Volunteers | 27 | TotalVolunteersCnt |
| Total Gross UBI | $0 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | $0 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $60,000 | PYContributionsGrantsAmt |
| CY Contributions Grants | $0 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $1,819,837 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $1,760,324 | CYProgramServiceRevenueAmt |
| PY Investment Income | $3,602 | PYInvestmentIncomeAmt |
| CY Investment Income | $3,156 | CYInvestmentIncomeAmt |
| PY Other Revenue | $0 | PYOtherRevenueAmt |
| CY Other Revenue | $0 | CYOtherRevenueAmt |
| PY Total Revenue | $1,883,439 | PYTotalRevenueAmt |
| CY Total Revenue | $1,763,480 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $120,000 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $0 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $40,000 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $40,000 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $0 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $0 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $0 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $1,767,917 | PYOtherExpensesAmt |
| CY Other Expenses | $1,712,450 | CYOtherExpensesAmt |
| PY Total Expenses | $1,927,917 | PYTotalExpensesAmt |
| CY Total Expenses | $1,752,450 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | -$44,478 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $11,030 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $26,111,021 | TotalAssetsBOYAmt |
| Total Assets EOY | $22,917,432 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $24,851,378 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $21,646,759 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $1,259,643 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $1,270,673 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | THE CORPORATION SHALL EXIST TO PROVIDE FINANCING AND TECHNICAL ASSISTANCE TO FACILITATE DEVELOPMENT AND PRESERVATION OF AFFORDABLE HOUSING IN THE STATE OF IDAHO AND TO OTHERWISE SUPPORT COMMUNITY DEVELOPMENT AND REDEVELOPMENT NEEDS. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | Yes (1) | SignificantChangeInd |
| Expense | $1,679,496 | ExpenseAmt |
| Revenue | $1,760,324 | RevenueAmt |
| Desc | SINCE INCEPTION, ICRC HAS PROVIDED LONG-TERM FINANCING FOR 2,033 MULTI-FAMILY AFFORDABLE HOUSING UNITS. THE PRIMARY FOCUS FOR THESE APARTMENTS IS FOR TENANTS EARNING FROM 30% TO 60% OF AREA MEDIAN INCOME. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $0 | ExpenseAmt |
| Desc | THE HOME SAFETY GRANT PROGRAM PROVIDES ICRC AND IHFA FUNDING FOR SAFETY REPAIRS TO PRE-1976 MOBILE HOMES OWNED BY FAMILIES WITH INCOMES BELOW 200% OF NATIONAL POVERTY INCOME LEVEL. SINCE INCEPTION IN 2001 THE PROGRAM HAS DISTRIBUTED $1,183,645 FOR THE IMPROVEMENT OF 549 HOMES, BENEFITING 1,272 FAMILY MEMBERS. | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Expenses | $1,679,496 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | Yes (1) | DescribedInSection501c3Ind |
| Schedule B Required | 0 | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Lobbying Activities | 0 | LobbyingActivitiesInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | 0 | CreditCounselingInd |
| Temp Or Permanent Endowments | 0 | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | 0 | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | Yes (1) | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | Yes (1) | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | 0 | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | 0 | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | 0 | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | 0 | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | 0 | PYExcessBenefitTransInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | 0 | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | 0 | DisregardedEntityInd |
| Related Entity | 0 | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Trnsfr Exmpt Non Chrtbl Rltd Org | 0 | TrnsfrExmptNonChrtblRltdOrgInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 5 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 0 | EmployeeCnt |
| Unrelated Bus Incm Over Limit | 0 | UnrelatedBusIncmOverLimitInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributionsInd |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOfInd |
| Rcv Fnds To Pay Prsnl Bnft Cntrct | 0 | RcvFndsToPayPrsnlBnftCntrctInd |
| Pay Premiums Prsnl Bnft Cntrct | 0 | PayPremiumsPrsnlBnftCntrctInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 15 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 14 | IndependentVotingMemberCnt |
| Family Or Business Rln | Yes (1) | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | Yes (1) | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | Yes (1) | MembersOrStockholdersInd |
| Election Of Board Members | Yes (1) | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | Yes (1) | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | Yes (1) | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | 0 | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | KAREN MOORE | BusinessNameLine1Txt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 2088507893 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 763 N ASHTREE WAY | AddressLine1Txt |
| City | BOISE | CityNm |
| State Abbreviation | ID | StateAbbreviationCd |
| ZIP | 83712 | ZIPCd |
Form990 Part VII Section A Form990PartVIISectionAGrp (20 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | OfficerOfficerInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt |
|---|---|---|---|---|---|---|
| MARK JENSEN | ||||||
| PRESIDENT | 4.00 | Yes (X) | Yes (X) | $0 | $0 | $0 |
| JANE PAVEK | ||||||
| VICE PRESIDENT | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 |
| WILLIS ROBINETTE | ||||||
| SECRETARY/TREASURER | 2.00 | Yes (X) | Yes (X) | $0 | $0 | $0 |
| ROY KYLE | ||||||
| PAST PRESIDENT | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 |
| MATTHEW GILGEN | ||||||
| AUDIT CHAIR | 1.00 | Yes (X) | Yes (X) | $0 | $0 | $0 |
| ERIK PRAY | ||||||
| DIRECTOR & LOAN COMM. CHAIR | 3.00 | Yes (X) | $0 | $0 | $0 | |
| TERRY PITKIN | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| GARY GRIBBEN | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| MELANIE GYGLI | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| MIKE MORRISON | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| BLAKE RITCHIE | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| KEN ROBINETTE | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| JENNIFER SEAMONS | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| CLINT SHIFLET | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| KEVIN SMITH | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| JEFF JONES | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| CHERYL SIMPKINS | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| DEANNA WATSON | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| JENNIFER YOST | ||||||
| DIRECTOR | 0.20 | Yes (X) | $0 | $0 | $0 | |
| KAREN MOORE | ||||||
| EXECUTIVE DIRECTOR | 23.40 | Yes (X) | Yes (X) | $40,000 | $0 | $0 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $40,000 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $0 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 0 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | 0 | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | 0 | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
| Cntrct Rcvd Greater Than100 K | 0 | CntrctRcvdGreaterThan100KCnt |
Program Service Revenue ProgramServiceRevenueGrp (2 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| LOAN INTEREST INCOME | 523000 | $1,655,616 | $1,655,616 |
| LOAN & SERVICING FEES | 624200 | $104,708 | $104,708 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $1,760,324 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $3,156 | TotalRevenueColumnAmt |
| Exclusion | $3,156 | ExclusionAmt |
Gross Amount Sales Assets GrossAmountSalesAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $236,248 | SecuritiesAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $236,248 | SecuritiesAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | $0 | SecuritiesAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $0 | TotalRevenueColumnAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $1,763,480 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $1,760,324 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | $0 | UnrelatedBusinessRevenueAmt |
| Exclusion | $3,156 | ExclusionAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $40,000 | TotalAmt |
| Management And General | $40,000 | ManagementAndGeneralAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $11,096 | TotalAmt |
| Management And General | $11,096 | ManagementAndGeneralAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $12,565 | TotalAmt |
| Management And General | $12,565 | ManagementAndGeneralAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,501 | TotalAmt |
| Management And General | $1,501 | ManagementAndGeneralAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $2,328 | TotalAmt |
| Management And General | $2,328 | ManagementAndGeneralAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,602,111 | TotalAmt |
| Program Services | $1,602,111 | ProgramServicesAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $5,464 | TotalAmt |
| Management And General | $5,464 | ManagementAndGeneralAmt |
Other Expenses OtherExpensesGrp (2 entries)
| DescDesc | TotalTotalAmt | Program ServicesProgramServicesAmt |
|---|---|---|
| LOAN SERVICING COSTS | $55,380 | $55,380 |
| LOAN PORTFOLIO MONITOR | $22,005 | $22,005 |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,752,450 | TotalAmt |
| Program Services | $1,679,496 | ProgramServicesAmt |
| Management And General | $72,954 | ManagementAndGeneralAmt |
| Fundraising | $0 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $155,728 | BOYAmt |
| EOY | $389,951 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,125,036 | BOYAmt |
| EOY | $892,104 | EOYAmt |
Investments Program Related InvestmentsProgramRelatedGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $24,685,684 | BOYAmt |
| EOY | $21,509,746 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $144,573 | BOYAmt |
| EOY | $125,631 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $26,111,021 | BOYAmt |
| EOY | $22,917,432 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,045 | BOYAmt |
| EOY | $2,131 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $24,709,976 | BOYAmt |
| EOY | $21,523,722 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $138,357 | BOYAmt |
| EOY | $120,906 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $24,851,378 | BOYAmt |
| EOY | $21,646,759 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Organization Follows SFAS117 | Yes (X) | OrganizationFollowsSFAS117Ind |
Unrestricted Net Assets UnrestrictedNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,259,643 | BOYAmt |
| EOY | $1,270,673 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,259,643 | BOYAmt |
| EOY | $1,270,673 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $26,111,021 | BOYAmt |
| EOY | $22,917,432 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $11,030 | ReconcilationRevenueExpnssAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Separate Basis Fincl Stmt | Yes (X) | SeparateBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Publicly Supported Org509a2 | Yes (X) | PubliclySupportedOrg509a2Ind |
Gifts Grants Contris Rcvd509 GiftsGrantsContrisRcvd509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus2 Years | $60,000 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $60,000 | CurrentTaxYearMinus1YearAmt |
| Total | $120,000 | TotalAmt |
Gross Receipts Admissions GrossReceiptsAdmissionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $2,131,686 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $2,087,988 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $1,994,192 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $1,819,837 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $1,760,324 | CurrentTaxYearAmt |
| Total | $9,794,027 | TotalAmt |
Total509 Total509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $2,131,686 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $2,087,988 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $2,054,192 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $1,879,837 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $1,760,324 | CurrentTaxYearAmt |
| Total | $9,914,027 | TotalAmt |
Amounts Rcvd Dsqlfy Person AmountsRcvdDsqlfyPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Substantial Contributors Amt SubstantialContributorsAmtGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Subst And Dsqlfy Prsns Tot SubstAndDsqlfyPrsnsTotGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support Total509 | $9,914,027 | PublicSupportTotal509Amt |
Gross Investment Income509 GrossInvestmentIncome509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $9,561 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $3,561 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $3,568 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $3,602 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $3,156 | CurrentTaxYearAmt |
| Total | $23,448 | TotalAmt |
Investment Income And UBTI InvestmentIncomeAndUBTIGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $9,561 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $3,561 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $3,568 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $3,602 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $3,156 | CurrentTaxYearAmt |
| Total | $23,448 | TotalAmt |
Total Support Calendar Year TotalSupportCalendarYearGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $2,141,247 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $2,091,549 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $2,057,760 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $1,883,439 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $1,763,480 | CurrentTaxYearAmt |
| Total | $9,937,475 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support CY509 | 0.99760 | PublicSupportCY509Pct |
| Public Support PY509 | 0.99660 | PublicSupportPY509Pct |
| Investment Income CY | 0.00240 | InvestmentIncomeCYPct |
| Investment Income PY | 0.00340 | InvestmentIncomePYPct |
| Thirty Thr Pct Suprt Tests CY509 | Yes (X) | ThirtyThrPctSuprtTestsCY509Ind |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $0 | TotalBookValueLandBuildingsAmt |
Invst Program Related Org InvstProgramRelatedOrgGrp (2 entries)
| DescDesc | Book ValueBookValueAmt | Method ValuationMethodValuationCd |
|---|---|---|
| REAL ESTATE LOANS RECEIVABLE | $21,477,424 | C |
| INFRASTRUCTURE LOANS RECEIVABLE | $32,322 | C |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Program Rltd | $21,509,746 | TotalBookValueProgramRltdAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)
| DescDesc | AmtAmt |
|---|---|
| SERVICING FEE PAYABLE | $3,863 |
| INTEREST PAYABLE | $117,043 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $120,906 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
| Total Rev Etc Audited Fincl Stmt | $1,763,480 | TotalRevEtcAuditedFinclStmtAmt |
| Revenue Not Reported | $0 | RevenueNotReportedAmt |
| Revenue Subtotal | $1,763,480 | RevenueSubtotalAmt |
| Revenue Not Reported Fincl Stmt | $0 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $1,763,480 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $1,752,450 | TotExpnsEtcAuditedFinclStmtAmt |
| Expenses Not Reported | $0 | ExpensesNotReportedAmt |
| Expenses Subtotal | $1,752,450 | ExpensesSubtotalAmt |
| Expenses Not Rpt Fincl Stmt | $0 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $1,752,450 | TotalExpensesPerForm990Amt |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART X, LINE 2: | FormAndLineReferenceDesc |
| Explanation | THE CORPORATION HAS OBTAINED APPROVAL FROM THE INTERNAL REVENUE SERVICE TO OPERATE AS A NON-PROFIT 501(C)(3) ORGANIZATION, NOT SUBJECT TO THE FEDERAL OR STATE INCOME TAXES. THEREFORE, NO PROVISION FOR INCOME TAXES HAS BEEN MADE IN THESE FINANCIAL STATEMENTS. THE CORPORATION IS SUBJECT TO INCOME TAX ON NET INCOME THAT IS DERIVED FROM BUSINESS ACTIVITIES THAT ARE UNRELATED TO ITS EXEMPT PURPOSE. THE CORPORATION HAS DETERMINED THAT IT IS NOT SUBJECT TO UNRELATED BUSINESS INCOME TAX AND HAS NOT FILED AN EXEMPT ORGANIZATION BUSINESS INCOME TAX RETURN (FORM 990-T) WITH THE IRS. THE CORPORATION HAS ADOPTED THE PROVISIONS OF FASB ACCOUNTING STANDARDS CODIFICATION TOPIC ASC 740-10. AS OF APRIL 30, 2015 AND 2014, THE UNRECOGNIZED TAX BENEFIT ACCRUAL WAS ZERO. THE CORPORATION WILL RECOGNIZE FUTURE ACCRUED INTEREST AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS IN INCOME TAX EXPENSE AS INCURRED. THE CORPORATION IS NO LONGER SUBJECT TO FEDERAL AND STATE TAX EXAMINATIONS BY TAX AUTHORITIES FOR YEARS BEFORE 2011. | ExplanationTxt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (13 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART III, LINE 3 | THERE WAS A DECISION MADE AT THE JANUARY 21, 2015 ANNUAL MEETING TO NOT FUND THE HOME SAFETY GRANT PROGRAM IN CALENDAR YEAR 2015. THE 2014 FUNDING TOOK PLACE ON JANUARY 31, 2014, WITH FUNDS TO BE USED BY DECEMBER 31, 2014. FUNDING OF THE PROGRAM IS DECIDED ANNUALLY. |
| FORM 990, PART VI, SECTION A, LINE 1 | THE GOVERNING BODY DELEGATES BROAD AUTHORITY TO THE EXECUTIVE COMMITTEE FOR THE DAILY OPERATIONAL MANAGEMENT OF THE ORGANIZATION. THE EXECUTIVE COMMITTEE CONSISTS OF THE PRESIDENT, VICE PRESIDENT, SECRETARY/TREASURER AND THE AUDIT CHAIR. AUTHORIZATION TO COMMIT LOANS TO DEVELOPERS IS THE RESPONSIBILITY OF THE LOAN COMMITTEE. |
| FORM 990, PART VI, SECTION A, LINE 2 | FAMILY RELATIONSHIP - KEN ROBINETTE AND WILLIS ROBINETTE |
| FORM 990, PART VI, SECTION A, LINE 3 | THE EXECUTIVE DIRECTOR DUTIES ARE CONTRACTED TO KAREN MOORE THROUGH APRIL 30, 2015. DAILY OPERATIONAL MANAGEMENT OF THE ORGANIZATION IS PERFORMED BY THE EXECUTIVE COMMITTEE, WHICH CONSISTS OF THE PRESIDENT, VICE PRESIDENT, SECRETARY/TREASURER AND THE AUDIT CHAIR. |
| FORM 990, PART VI, SECTION A, LINE 6 | THE ORGANIZATION HAS ONE CLASS OF MEMBERS. |
| FORM 990, PART VI, SECTION A, LINE 7A | THE MEMBER FINANCIAL INSTITUTIONS ELECT THE MEMBERS OF THE BOARD OF DIRECTORS. VOTING POWER IS WEIGHTED ANNUALLY DEPENDING ON THE PERCENTAGE OF IDAHO DOMESTIC DEPOSIT ACCOUNTS EACH MEMBER REPORTS TO THE FDIC AS OF JUNE 30. |
| FORM 990, PART VI, SECTION A, LINE 7B | WRITTEN MEMBER APPROVAL IS REQUIRED FOR AMENDMENTS TO CERTAIN DEFINITIONS, COMMITMENTS TO FUND LOANS, CONSENT TO BE BOUND BY THE BYLAWS, AND AMENDMENTS TO THE CONSENT SECTION. |
| FORM 990, PART VI, SECTION B, LINE 11 | THE EXECUTIVE DIRECTOR WILL EMAIL THE ENTIRE COMPLETED FORM 990 TO THE BOARD OF DIRECTORS FOR REVIEW PRIOR TO ITS FILING BY EIDE BAILLY, WITH A REQUEST THAT BOARD MEMBERS RESPOND WITHIN A GIVEN TIME FRAME IF THEY HAVE QUESTIONS OR CONCERNS. |
| FORM 990, PART VI, SECTION B, LINE 12C | THE CONFLICT OF INTEREST POLICY COVERS CURRENT BOARD MEMBERS, OFFICERS, AND LOAN COMMITTEE MEMBERS. IF A CONFLICT ARISES DURING THE YEAR, IT IS ADDRESSED AT A BOARD MEETING. IF IT NEEDS IMMEDIATE ATTENTION, THE EXECUTIVE DIRECTOR HANDLES IT. IF THE EMPLOYER OF A LOAN COMMITTEE MEMBER IS FINANCING THE CONSTRUCTION PORTION OF A DEVELOPER LOAN, THAT MEMBER ABSTAINS FROM VOTING ON THE LOAN. |
| FORM 990, PART VI, SECTION B, LINE 15 | THE EXECUTIVE COMMITTEE MAKES COMPENSATION RECOMMENDATIONS TO THE BOARD OF DIRECTORS FOR THE ANNUAL RENEWAL OF THE THREE INDEPENDENT CONTRACTORS. NO COMPENSATION STUDIES OR LABOR MARKET DATA IS USED FOR THE ANALYSIS, RATHER THE EXECUTIVE COMMITTEE USES ITS CUMULATIVE KNOWLEDGE OF THE RELATED LABOR MARKET TO DETERMINE THE PAY OFFERED TO INDEPENDENT CONTRACTORS INCLUDING THE EXECUTIVE DIRECTOR, LOAN PORTFOLIO MONITOR, AND CPA. THE LAST TIME THIS REVIEW/RECOMMENDATION PROCESS TOOK PLACE WAS AT THE APRIL 15, 2015 EXECUTIVE COMMITTEE MEETING. THE BOARD OF DIRECTORS REVIEWS THE RECOMMENDATIONS OF THE EXECUTIVE COMMITTEE ON AN ANNUAL BASIS. |
| FORM 990, PART VI, SECTION C, LINE 19 | THE ORGANIZATION'S ARTICLES OF INCORPORATION ARE FILED WITH THE IDAHO SECRETARY OF STATE. OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST. |
| FORM 990, PART VII | MARK JENSEN - 101 S. CAPITOL BLVD., STE 1400, BOISE, ID 83702. JANE PAVEK - 877 W. MAIN STREET, 2ND FLOOR, BOISE, ID 83702. WILLIS ROBINETTE - 950 W. BANNOCK, BOISE, ID 83702. ROY KYLE - 420 W. MAIN STREET, STE 100, BOISE, ID 83702. TERRY PITKIN - 2560 FAIRVIEW AVENUE, MERIDIAN, ID 83642. GARY GRIBBEN - 420 W. MAIN STREET, STE 100, BOISE, ID 83702. MELANIE GYGLI - P.O. BOX 4169, POCATELLO, ID 83205. MIKE MORRISON - P.O. BOX 1887, IDAHO FALLS, ID 83403. BLAKE RITCHIE - 1750 W. FRONT STREET, SUITE 150, BOISE, ID 83702. KEN ROBINETTE - P.O. BOX 531, TWIN FALLS, ID 83303. JENNIFER SEAMONS - 702 WEST IDAHO STREET, BOISE, ID 83702. CLINT SHIFLET - 30 E. BROADWAY, MERIDIAN, ID 83642. ERIK PRAY - 3251 E PRESIDENTIAL DRIVE, MERIDIAN, ID 83642. KEVIN SMITH - 702 WEST IDAHO STREET, STE 200, BOISE, ID 83702. JEFF JONES - P.O. BOX 1487, IDAHO FALLS, ID 83403-1487. CHERYL SIMPKINS - 9506 N. NEWPORT HIGHWAY, SPOKANE, WA 99218. MATTHEW GILGEN - 3845 WEST STATE STREET, BOISE, ID 83703. DEANNA WATSON - 1276 W. RIVER STREET, SUITE 300, BOISE, ID 83702. JENNIFER YOST - 9 12TH AVE SOUTH, NAMPA, ID 83651. |
| FORM 990, PART XII, LINE 2C: | NO CHANGE IN THE OVERSIGHT PROCESS OR SELECTION PROCESS FROM THE PRIOR TAX YEAR. |