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APPALACHIAN COMMUNITY CAPITAL CORPORATION: Form 990, tax year 2024

View the entire original 990 at ProPublica ↗

Organization
APPALACHIAN COMMUNITY CAPITAL CORPORATION (EIN 46-2815132)
Tax period
2024-01-01 to 2024-12-31
Filed
2025-10-14
IRS object ID
202522879349300122
Schema version
2024v5.2
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2025-10-14T07:50:01-05:00ReturnTs
Tax Period End2024-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN540504608PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1BROWN EDWARDS & COMPANY LLPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line13906 ELECTRIC ROADAddressLine1Txt
CityROANOKECityNm
State AbbreviationVAStateAbbreviationCd
ZIP24018ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2024-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN462815132EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1APPALACHIAN COMMUNITY CAPITALBusinessNameLine1Txt
Business Name Line2CORPORATIONBusinessNameLine2Txt
FieldValueIRS element (for citing)
Business Name ControlAPPABusinessNameControlTxt
Phone2027793083PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1110 PEPPERS FERRY ROAD NWAddressLine1Txt
CityCHRISTIANSBURGCityNm
State AbbreviationVAStateAbbreviationCd
ZIP24073ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonDONNA GAMBRELLPersonNm
Person TitlePRESIDENT & CEOPersonTitleTxt
Phone5402603503PhoneNum
Signature2025-09-29SignatureDt
Discuss With Paid PreparerYes (1)DiscussWithPaidPreparerInd
FieldValueIRS element (for citing)
IRS Responsible Prty Info CurrYes (1)IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonPATRICK PITTMANPreparerPersonNm
PTINP00587461PTIN
Phone5403450936PhoneNum
Preparation2025-09-24PreparationDt
FieldValueIRS element (for citing)
Tax2024TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerDONNA GAMBRELLPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line1110 PEPPERS FERRY ROAD NWAddressLine1Txt
CityCHRISTIANSBURGCityNm
State AbbreviationVAStateAbbreviationCd
ZIP24073ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$6,174,804GrossReceiptsAmt
Group Return For Affiliates0GroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website AddressWWW.APPALACHIANCOMMUNITYCAPITALCDFI.ORGWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation2013FormationYr
Legal Domicile StateVALegalDomicileStateCd
Activity Or MissionAID COMMUNITY AND ECONOMIC DEVELOPMENT IN APPALACHIA.ActivityOrMissionDesc
Voting Members Governing Body8VotingMembersGoverningBodyCnt
Voting Members Independent7VotingMembersIndependentCnt
Total Employee4TotalEmployeeCnt
Total Volunteers7TotalVolunteersCnt
Total Gross UBI$0TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm$0NetUnrelatedBusTxblIncmAmt
PY Contributions Grants$3,621,059PYContributionsGrantsAmt
CY Contributions Grants$5,050,135CYContributionsGrantsAmt
PY Program Service Revenue$0PYProgramServiceRevenueAmt
CY Program Service Revenue$0CYProgramServiceRevenueAmt
PY Investment Income$690,136PYInvestmentIncomeAmt
CY Investment Income$1,098,450CYInvestmentIncomeAmt
PY Other Revenue$33,458PYOtherRevenueAmt
CY Other Revenue$26,219CYOtherRevenueAmt
PY Total Revenue$4,344,653PYTotalRevenueAmt
CY Total Revenue$6,174,804CYTotalRevenueAmt
PY Grants And Similar Paid$0PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$0CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members$0PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$424,847PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$637,021CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns$0PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$3,839,035PYOtherExpensesAmt
CY Other Expenses$5,363,478CYOtherExpensesAmt
PY Total Expenses$4,263,882PYTotalExpensesAmt
CY Total Expenses$6,000,499CYTotalExpensesAmt
PY Revenues Less Expenses$80,771PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$174,305CYRevenuesLessExpensesAmt
Total Assets BOY$29,141,159TotalAssetsBOYAmt
Total Assets EOY$543,339,761TotalAssetsEOYAmt
Total Liabilities BOY$24,164,965TotalLiabilitiesBOYAmt
Total Liabilities EOY$538,189,262TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$4,976,194NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$5,150,499NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part IIIYes (X)InfoInScheduleOPartIIIInd
MissionAPPALACHIAN COMMUNITY CAPITAL'S (ACC) MISSION IS TO INCREASE SMALL BUSINESS LENDING BY PROVIDING APPALACHIAN MEMBER INSTITUTIONS THAT SERVE UNDERSERVED PEOPLE AND COMMUNITIES WITH NEW SOURCES OF CAPITAL. OUR WORK ENABLES RELIABLE AND SUFFICIENT CAPITAL FOR ALL OF ITS MEMBERS, LEADING TO A GROWING ECONOMY, INCREASED ENTREPRENEURSHIP, HIGHER QUALITY JOBS, AND INCREASED LOCAL WEALTH IN THE APPALACHIAN REGION.MissionDesc
Significant New Program Srvc0SignificantNewProgramSrvcInd
Significant Change0SignificantChangeInd
Expense$4,848,027ExpenseAmt
Revenue$26,219RevenueAmt
DescAPPALACHIAN COMMUNITY CAPITAL (ACC) ENJOYED ANOTHER IMPACTFUL YEAR IN 2024, LEADING INNOVATIVE INITIATIVES AND BRINGING SIGNIFICANT NEW CAPITAL TO THE REGION. THE DESCRIPTION BELOW HIGHLIGHTS MAJOR ACHIEVEMENTS THAT OCCURRED IN 2024. ACC CAPITAL RAISING ACTIVITY FOR CDFIS AND SMALL BUSINESSESAS A WHOLESALE COMMUNITY DEVELOPMENT LENDER, ACC AGGREGATES CAPITAL AND PASSES THE CAPITAL TO ITS MEMBERS (NUMBERING 41 AT THE END OF 2024).. ACC RAISED $9M IN DEBT CAPITAL AND FUNDED $8.75M IN NEW LOANS DURING 2024, AN AVERAGE DEPLOYMENT AMOUNT. CDFI BORROWERS FINANCED 20 SMALL BUSINESSES, WHICH USED THE LOANS FOR WORKING CAPITAL, TO BUY EQUIPMENT, AND TO EXPAND THEIR BUSINESS, TO NAME A FEW USES. AS WITH CAPITAL IT RECEIVES FROM OTHER SOURCES, CDFI MEMBERS LEVERAGE ACC CAPITAL TO ATTRACT ADDITIONAL INVESTMENTS FOR UNDERSERVED COMMUNITIES IN ITS FOOTPRINT. SINCE IT BEGAN LENDING IN 2015, ACC HAS RAISED AND DEPLOYED OVER $50 MILLION TO MEMBERS. IN ADDITION , IT HAS OBTAINED $80M IN GRANTS ($3.3M ACQUIRED IN 2024).DEVELOPMENT SERVICES IN 2024, BASED ON SURVEY RESULTS FROM MEMBERS, ACC OFFERED BUSINESS LENDING TRAINING, INTRODUCTORY CDFI COURSES, ALTERNATIVE ENERGY FINANCING TRAINING, AND SMALL BUSINESS LENDING DATA ANALYSES FOR MEMBERS WHO ARE PURSUING PRACTICES THAT WILL HAVE GREATER IMPACT FOR THEIR SMALL BUSINESS CUSTOMERS AND BUILD THE ORGANIZATIONS' CAPACITY. CLOSE TO 100 STAFF FROM REGIONAL CDFIS ATTENDED THESE SESSIONS.CLEAN COMMUNITIES INVESTMENT ACCELERATOR ON APRIL 4, UNDER THE PREVIOUS ADMINISTRATION, THE U.S. ENVIRONMENTAL PROTECTION AGENCY (EPA) ANNOUNCED THAT ACC WAS ONE OF EIGHT RECIPIENTS OF ITS GREENHOUSE GAS REDUCTION FUND GRANTS. ACC WAS SELECTED FOR A $500 MILLION AWARD FOR ITS WHOLLY-OWNED SUBSIDIARY, THE GREEN BANK FOR RURAL AMERICA, UNDER THE CLEAN COMMUNITIES INVESTMENT ACCELERATOR PROGRAM.ACC INTENDED TO USE THE AWARD TO 1) CATALYZE RENEWABLE ENERGY INVESTMENTS IN HARD-HIT COMMUNITIES IN APPALACHIA AND IN RURAL COMMUNITIES ON OTHER PARTS OF THE COUNTRY, 2) LEVERAGE PRIVATE CAPITAL TO FINANCE AN ANTICIPATED $2.25 BILLION IN 2,750 RENEWABLE ENERGY PROJECTS, 3) CREATE 18,000 QUALITY JOBS, 4) REDUCE ENERGY GENERATION FROM CARBON-BASED SOURCES BY 1.4M MWH ANNUALLY, AND 5) REDUCE CARBON EMISSIONS BY 12M TONS ANNUALLY.IN MARCH 2025, THE NEW EPA ADMINISTRATOR ANNOUNCED THE AGENCY'S INTENT TO CANCEL THE $20B IN CONTRACTS AWARDED TO THE EIGHT ORGANIZATIONS. ALL GRANTS WERE FROZEN, AND THE COURTS ARE NOW REVIEWING EPA'S EFFORTS. OPPORTUNITY APPALACHIA OPPORTUNITY APPALACHIA (OA) PROVIDES ACCESS TO TECHNICAL ASSISTANCE AND SUPPORTS CAPITAL RAISE ACTIVITIES FOR PROJECTS IN CENTRAL APPALACHIA. THE TARGET GEOGRAPHY INCLUDES APPALACHIAN COMMUNITIES IN KY, NC, OH, TN, VA, AND WV. IN 2024, 27 PROJECTS WERE AWARDED $1.9 MILLION IN TECHNICAL ASSISTANCE FUNDING FOR PRE-DEVELOPMENT ON A DIVERSE ARRAY OF DEVELOPMENTS.ALSO IN NOVEMBER 2024, OPPORTUNITY APPALACHIA HOSTED A LOCAL DEVELOPERS FORUM WITH OVER 60 ATTENDEES - MAINLY CURRENT AND FORMER OA PROJECT SPONSORS - WHO ENGAGED IN DISCUSSIONS ABOUT HOW SUCCESSFUL PROJECTS ARE CREATED, ORGANIZED, FINANCED, AND DELIVERED. THE EVENT WAS ORGANIZED AND CURATED IN COLLABORATION WITH BUILDING SMALL, WHICH HOSTS FORUMS AROUND THE COUNTRY FOCUSED ON SMALL-SCALE DEVELOPMENT.HURRICANE HELENE AND DISASTER RELIEFTO SUPPORT VERY SMALL BUSINESSES IN WESTERN NORTH CAROLINA THAT SUSTAINED PHYSICAL DAMAGE FROM HURRICANE HELENE IN SEPTEMBER 2024, ACC AND THE DOGWOOD HEALTH TRUST LAUNCHED THE WESTERN NORTH CAROLINA SMALL BUSINESS INITIATIVE TO PROVIDE RELIEF GRANTS OF UP TO $25,000. ACC WORKED WITH ACC MEMBER COMMUNITY REINVESTMENT FUND AND NC CDFI PARTNERS AND BY THE END OF THE YEAR HAD DISBURSED OVER $5,935,000 MILLION TO 281 TO SMALL BUSINESSES. ADDITIONAL FUNDING SUPPORT FROM THE STATE OF NORTH CAROLINA, THE DUKE ENDOWMENT, THE FORD FOUNDATION, AND THE SILICON VALLEY COMMUNITY FOUNDATION FOLLOWED.CUMULATIVELY, FUNDING TOTALED OVER $55M, WITH ACC POISED TO DISBURSE ALL THE FUNDS IN THE FIRST QUARTER OF 2025.DATA ANALYTICS HUB ACC CONTINUES TO LEAD THE APPALACHIAN COMMUNITY CAPITAL DATA HUB, A CUSTOMIZED PLATFORM DESIGNED TO SUPPORT CDFIS THROUGH REAL-TIME MAPPING, MARKET INSIGHTS, AND LEAD GENERATION TOOLS. SINCE LAUNCHING IN AUGUST 2022, ACC HAS ADVANCED THE DEVELOPMENT OF A CENTRALIZED DATA INFRASTRUCTURE DESIGNED TO STRENGTHEN CLIMATE-ALIGNED INVESTMENT AND FINANCIAL INCLUSION ACROSS THE APPALACHIAN REGION. IN 2024, THE DATA HUB TEAM WORKED CLOSELY WITH THE GREEN BANK FOR RURAL AMERICA TO LEAD DEVELOPMENT OF A NATIONAL MAPPING TOOL, EXPANDING THE HUB'S FUNCTIONALITY TO REACH SMALL BUSINESSES ACROSS ALL 50 STATES IN COLLABORATION WITH FUNDING PARTNERS MASTERCARD CENTER FOR INCLUSIVE GROWTH, JP MORGAN CHASE, IN IDENTIFYING AND DEPLOYING CAPITAL IN HIGH-IMPACT, UNDERSERVED COMMUNITIES, WHILE REINFORCING CLIMATE RESILIENCE AND DATA TRANSPARENCY.Desc
Total Program Service Expenses$4,848,027TotalProgramServiceExpensesAmt
Described In Section501c30DescribedInSection501c3Ind
Schedule B RequiredYes (1)ScheduleBRequiredInd
Political Campaign Acty0PoliticalCampaignActyInd
Subject To Proxy Tax0SubjectToProxyTaxInd
Donor Advised Fund0DonorAdvisedFundInd
Conservation Easements0ConservationEasementsInd
Collections Of Art0CollectionsOfArtInd
Credit Counseling0CreditCounselingInd
Donor Rstr Or Quasi Endowments0DonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentYes (1)ReportLandBuildingEquipmentInd
Report Investments Other Sec0ReportInvestmentsOtherSecInd
Report Program Related Invst0ReportProgramRelatedInvstInd
Report Other Assets0ReportOtherAssetsInd
Report Other LiabilitiesYes (1)ReportOtherLiabilitiesInd
Include FIN48 Footnote0IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt0IndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtYes (1)ConsolidatedAuditFinclStmtInd
School Operating0SchoolOperatingInd
Foreign Office0ForeignOfficeInd
Foreign Activities0ForeignActivitiesInd
More Than5000 K To Org0MoreThan5000KToOrgInd
More Than5000 K To Individuals0MoreThan5000KToIndividualsInd
Professional Fundraising0ProfessionalFundraisingInd
Fundraising Activities0FundraisingActivitiesInd
Gaming Activities0GamingActivitiesInd
Operate Hospital0OperateHospitalInd
Grants To Organizations0GrantsToOrganizationsInd
Grants To Individuals0GrantsToIndividualsInd
Schedule J RequiredYes (1)ScheduleJRequiredInd
Tax Exempt Bonds0TaxExemptBondsInd
Engaged In Excess Benefit Trans0EngagedInExcessBenefitTransInd
PY Excess Benefit Trans0PYExcessBenefitTransInd
Loan Outstanding0LoanOutstandingInd
Grant To Related Person0GrantToRelatedPersonInd
Business Rln With Org Mem0BusinessRlnWithOrgMemInd
Business Rln With Fam Mem0BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent0BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri0DeductibleNonCashContriInd
Deductible Art Contribution0DeductibleArtContributionInd
Terminate Operations0TerminateOperationsInd
Partial Liquidation0PartialLiquidationInd
Disregarded Entity0DisregardedEntityInd
Related EntityYes (1)RelatedEntityInd
Related Organization Ctrl Ent0RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp0ActivitiesConductedPrtshpInd
Schedule O RequiredYes (1)ScheduleORequiredInd
IRP Document22IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (1)BackupWthldComplianceInd
Employee4EmployeeCnt
Employment Tax Returns FiledYes (1)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over Limit0UnrelatedBusIncmOverLimitInd
Foreign Financial Account0ForeignFinancialAccountInd
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTransInd
Taxable Party Notification0TaxablePartyNotificationInd
Nondeductible Contributions0NondeductibleContributionsInd
Quid Pro Quo Contributions0QuidProQuoContributionsInd
Form8282 Property Disposed Of0Form8282PropertyDisposedOfInd
Indoor Tanning Services0IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt0SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc0SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members8GoverningBodyVotingMembersCnt
Independent Voting Member7IndependentVotingMemberCnt
Family Or Business Rln0FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties0DelegationOfMgmtDutiesInd
Change To Org Documents0ChangeToOrgDocumentsInd
Material Diversion Or Misuse0MaterialDiversionOrMisuseInd
Members Or Stockholders0MembersOrStockholdersInd
Election Of Board Members0ElectionOfBoardMembersInd
Decisions Subject To Approva0DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (1)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (1)MinutesOfCommitteesInd
Officer Mailing Address0OfficerMailingAddressInd
Local Chapters0LocalChaptersInd
Form990 Provided To Gvrn BodyYes (1)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (1)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (1)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (1)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (1)WhistleblowerPolicyInd
Document Retention PolicyYes (1)DocumentRetentionPolicyInd
Compensation Process CEOYes (1)CompensationProcessCEOInd
Compensation Process Other0CompensationProcessOtherInd
Investment In Joint Venture0InvestmentInJointVentureInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1DONNA GAMBRELLBusinessNameLine1Txt
FieldValueIRS element (for citing)
Phone5402603503PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1110 PEPPERS FERRY ROAD NWAddressLine1Txt
CityCHRISTIANSBURGCityNm
State AbbreviationVAStateAbbreviationCd
ZIP24073ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (9 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtAverage Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRt
DONNA GAMBRELL
PRESIDENT & CEO40.00Yes (X)Yes (X)$382,965$0$0
CLINTON B GWIN
CHAIR3.00Yes (X)Yes (X)$0$0$01.50
MARTEN JENKINS
TREASURER3.00Yes (X)Yes (X)$0$0$01.50
NEILL S WRIGHT
SECRETARY3.00Yes (X)Yes (X)$0$0$01.50
RAYMOND CHRISTMAN
DIRECTOR3.00Yes (X)$0$0$01.50
CLYDE CORNETT
DIRECTOR3.00Yes (X)$0$0$01.50
GRACE FRICKS
DIRECTOR3.00Yes (X)$0$0$01.50
MATT RAKER
DIRECTOR3.00Yes (X)$0$0$01.50
JULIA J PARKER
CHIEF LENDING OFFICER40.00Yes (X)$167,200$0$10,737
FieldValueIRS element (for citing)
Total Reportable Comp From Org$550,165TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org$0TotReportableCompRltdOrgAmt
Total Other Compensation$10,737TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K2IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed0FormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (1)TotalCompGreaterThan150KInd
Compensation From Other Srcs0CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (3 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmt
SHINING ROCK VENTURES
PO BOX 1597ASHEVILLENC28802PROGRAM CONSULTING$694,803
SAIS
555 PENNSYLVANIA AVENUEWASHINGTONDC20001PROGRAM CONSULTING$314,227
MARCUM LLP
730 3RD AVENUENEW YORKNY10017PROGRAM CONSULTING$110,977
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K3CntrctRcvdGreaterThan100KCnt
Government Grants$2,921,709GovernmentGrantsAmt
All Other Contributions$2,128,426AllOtherContributionsAmt
Total Contributions$5,050,135TotalContributionsAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,098,450TotalRevenueColumnAmt
Exclusion$1,098,450ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

FieldValueIRS element (for citing)
DescOTHER INCOMEDesc
Business522291BusinessCd
Total Revenue Column$26,219TotalRevenueColumnAmt
Related Or Exempt Func Income$26,219RelatedOrExemptFuncIncomeAmt
FieldValueIRS element (for citing)
Other Revenue Total$26,219OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$6,174,804TotalRevenueColumnAmt
Related Or Exempt Func Income$26,219RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$0UnrelatedBusinessRevenueAmt
Exclusion$1,098,450ExclusionAmt
FieldValueIRS element (for citing)
Info In Schedule O Part IXYes (X)InfoInScheduleOPartIXInd

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$550,166TotalAmt
Program Services$467,641ProgramServicesAmt
Management And General$82,525ManagementAndGeneralAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$59,469TotalAmt
Program Services$54,406ProgramServicesAmt
Management And General$5,063ManagementAndGeneralAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$13,674TotalAmt
Program Services$11,623ProgramServicesAmt
Management And General$2,051ManagementAndGeneralAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$13,712TotalAmt
Program Services$11,655ProgramServicesAmt
Management And General$2,057ManagementAndGeneralAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$46,572TotalAmt
Program Services$41,478ProgramServicesAmt
Management And General$5,094ManagementAndGeneralAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$41,811TotalAmt
Program Services$27,875ProgramServicesAmt
Management And General$13,936ManagementAndGeneralAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$3,065,005TotalAmt
Program Services$2,127,786ProgramServicesAmt
Management And General$937,219ManagementAndGeneralAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$264TotalAmt
Program Services$264ProgramServicesAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$5,012TotalAmt
Program Services$4,260ProgramServicesAmt
Management And General$752ManagementAndGeneralAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$11,346TotalAmt
Program Services$9,644ProgramServicesAmt
Management And General$1,702ManagementAndGeneralAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$66,597TotalAmt
Program Services$56,955ProgramServicesAmt
Management And General$9,642ManagementAndGeneralAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$707,246TotalAmt
Program Services$707,246ProgramServicesAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$1,195TotalAmt
Program Services$1,016ProgramServicesAmt
Management And General$179ManagementAndGeneralAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$4,321TotalAmt
Program Services$3,673ProgramServicesAmt
Management And General$648ManagementAndGeneralAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDescTotalTotalAmtProgram ServicesProgramServicesAmtManagement And GeneralManagementAndGeneralAmt
PASSTHROUGH GRANT EXPEN$1,097,000$1,097,000
DUES & SUBSCRIPTIONS$87,103$74,373$12,730
PROVISION FOR LOAN LOSS$81,000$81,000
DATA PROCESSING$65,051$55,293$9,758

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$83,955TotalAmt
Program Services$14,839ProgramServicesAmt
Management And General$69,116ManagementAndGeneralAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$6,000,499TotalAmt
Program Services$4,848,027ProgramServicesAmt
Management And General$1,152,472ManagementAndGeneralAmt
Fundraising$0FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$3,203,628BOYAmt
EOY$506,356,282EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

FieldValueIRS element (for citing)
BOY$801,649BOYAmt
EOY$1,092,713EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
EOY$1,483,098EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$25,032,306BOYAmt
EOY$32,151,415EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$39,848BOYAmt
EOY$21,920EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$8,534LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$3,818LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$2,296BOYAmt
EOY$4,716EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$61,432BOYAmt
EOY$2,229,617EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$29,141,159BOYAmt
EOY$543,339,761EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$99,559BOYAmt
EOY$2,054,852EOYAmt

Deferred Revenue DeferredRevenueGrp

FieldValueIRS element (for citing)
BOY$1,398,327BOYAmt
EOY$503,265,045EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

FieldValueIRS element (for citing)
BOY$22,603,112BOYAmt
EOY$31,718,352EOYAmt

Other Liabilities OtherLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$63,967BOYAmt
EOY$1,151,013EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$24,164,965BOYAmt
EOY$538,189,262EOYAmt
FieldValueIRS element (for citing)
Organization Follows FASB117Yes (X)OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$1,989,194BOYAmt
EOY$2,163,499EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$2,987,000BOYAmt
EOY$2,987,000EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$4,976,194BOYAmt
EOY$5,150,499EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$29,141,159BOYAmt
EOY$543,339,761EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss$174,305ReconcilationRevenueExpnssAmt
Other Changes In Net Assets$0OtherChangesInNetAssetsAmt
Info In Schedule O Part XIIYes (X)InfoInScheduleOPartXIIInd
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or Review0AccountantCompileOrReviewInd
FS AuditedYes (1)FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

FieldValueIRS element (for citing)
Consolidated Basis Fincl StmtYes (X)ConsolidatedBasisFinclStmtInd
FieldValueIRS element (for citing)
Audit CommitteeYes (1)AuditCommitteeInd
Federal Grant Audit Required0FederalGrantAuditRequiredInd

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule D IRS990ScheduleD

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$8,534OtherCostOrOtherBasisAmt
Depreciation$3,818DepreciationAmt
Book Value$4,716BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$4,716TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)

DescDescAmtAmt
PAYROLL TAX LIABILITIES$30,196
ACCRUED INTEREST PAYABLE$67,817
OTHER LIABILITIES-RF CATALYTIC$1,053,000
FieldValueIRS element (for citing)
Total Liability$1,151,013TotalLiabilityAmt

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART X, LINE 2:FormAndLineReferenceDesc
ExplanationTHE COMPANY IS A NOT-FOR-PROFIT ORGANIZATION THAT IS EXEMPT FROM INCOME TAXES UNDER SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE. MANAGEMENT IS NOT AWARE OF ANY UNCERTAIN TAX POSITIONS AND HAS NOT ACCRUED ANY EXPENSE FOR THE EFFECT OF AN UNCERTAIN TAX POSITION AS OF DECEMBER 31, 2024. TAX YEARS BEGINNING IN 2019 ARE OPEN TO EXAMINATION BY TAXING AUTHORITIES.ExplanationTxt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Board Or Committee ApprovalYes (X)BoardOrCommitteeApprovalInd
Severance Payment0SeverancePaymentInd
Supplemental Nonqual Rtr Plan0SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm0EquityBasedCompArrngmInd
Comp Based On Revenue Of Flng Org0CompBasedOnRevenueOfFlngOrgInd
Comp Bsd On Rev Related Orgs0CompBsdOnRevRelatedOrgsInd
Comp Bsd Net Earns Flng Org0CompBsdNetEarnsFlngOrgInd
Comp Bsd Net Earns Rltd Orgs0CompBsdNetEarnsRltdOrgsInd
Any Non Fixed Payments0AnyNonFixedPaymentsInd
Initial Contract Exception0InitialContractExceptionInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (2 entries)

TitleTitleTxtBase Compensation Filing OrgBaseCompensationFilingOrgAmtCompensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmtBonus Filing OrganizationBonusFilingOrganizationAmountBonus Related OrganizationsBonusRelatedOrganizationsAmtOther Compensation Filing OrgOtherCompensationFilingOrgAmtOther Compensation Rltd OrgsOtherCompensationRltdOrgsAmtDeferred Compensation Flng OrgDeferredCompensationFlngOrgAmtDeferred Comp Rltd OrgsDeferredCompRltdOrgsAmtNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmtNontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmtTotal Compensation Filing OrgTotalCompensationFilingOrgAmtTotal Compensation Rltd OrgsTotalCompensationRltdOrgsAmtComp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmtComp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
DONNA GAMBRELL
PRESIDENT & CEO$382,965$0$0$0$0$0$0$0$0$0$382,965$0$0$0
JULIA J PARKER
CHIEF LENDING OFFICER$167,200$0$0$0$0$0$0$0$10,737$0$177,937$0$0$0

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PART VI, SECTION B, LINE 11BA COPY OF THE COMPLETED 990 WILL BE PROVIDED TO THE BOARD PRIOR TO THE FILING DEADLINE. THE RETURN WILL BE REVIEWED AND SIGNED BY THE PRESIDENT & CEO, WHO IS ENTRUSTED BY THE BOARD FOR HER REVIEW.
FORM 990, PART VI, SECTION B, LINE 12CTHERE IS A FORMAL QUESTIONNAIRE ANNUALLY TO DISCLOSE ANY CONFLICTS OF INTEREST. THE PROCESS HAS BEEN DESIGNED TO ACCOMMODATE ALL PRESENT CONFLICT OF INTEREST ISSUES. ANY PERSON WITH A POTENTIAL CONFLICT OF INTEREST RECUSES THEMSELVES FROM ALL DISCUSSION AND OR VOTE ON THE MATTER IN QUESTION. ADDITIONALLY, LENDING DECISIONS ARE MADE BY INDEPENDENT MEMBERS.
FORM 990, PART VI, SECTION B, LINE 15AIN ORDER TO ENSURE REASONABLENESS, COMPENSATION IS BASED ON THE SALARY RANGES FOR ALL COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS ("CDFI") REPRESENTED, ADJUSTED FOR SIZE AND SCOPE. SALARIES ARE ULTIMATELY DETERMINED BY THE INDEPENDENT BOARD AND ALL DISCUSSIONS ARE DOCUMENTED IN THE MEETING MINUTES.
FORM 990, PART VI, SECTION C, LINE 19AVAILABLE UPON REQUEST
FORM 990, PART IX, LINE 11GCONSULTING: PROGRAM SERVICE EXPENSES 2,127,786. MANAGEMENT AND GENERAL EXPENSES 937,219. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 3,065,005.
FORM 990, PART XII, LINE 2C:THERE HAS BEEN NO CHANGE TO THE PROCESS.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

FieldValueIRS element (for citing)
Business Name Line1GREEN BANK FOR APPALACHIA COAL AND ENERGY COMMUNITIES AND UNDERSERVEDBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1110 PEPPERS FERRY ROAD NWAddressLine1Txt
CityCHRISTIANSBURGCityNm
State AbbreviationVAStateAbbreviationCd
ZIP24073ZIPCd
FieldValueIRS element (for citing)
Primary ActivitiesPROVIDE FUNDING FOR LOW- AND ZERO-EMISSION PRODUCTSPrimaryActivitiesTxt
Legal Domicile StateVALegalDomicileStateCd
Total Income$346,983TotalIncomeAmt
End Of Year Assets$1,239,914EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1APPALACHIAN COMMUNITY CAPITAL CORPORATIONBusinessNameLine1Txt

Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp

Disregarded Entity Name DisregardedEntityName

FieldValueIRS element (for citing)
Business Name Line1APPALACHIAN COMMUNITY CAPITAL DEVELOPMENT CORPORATIONBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1110 PEPPERS FERRY ROAD NWAddressLine1Txt
CityCHRISTIANSBURGCityNm
State AbbreviationVAStateAbbreviationCd
ZIP24073ZIPCd
FieldValueIRS element (for citing)
EIN462827486EIN
Primary ActivitiesAID COMMUNITY/ECONOMIC DEVELOPMENT IN APPALACHIAPrimaryActivitiesTxt
Legal Domicile StateVALegalDomicileStateCd
Exempt Code Section501(C)(3)ExemptCodeSectionTxt
Public Charity StatusLINE 12A, IPublicCharityStatusTxt

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1APPALACHIAN COMMUNITY CAPITAL CORPORATIONBusinessNameLine1Txt
FieldValueIRS element (for citing)
Controlled Organization0ControlledOrganizationInd
FieldValueIRS element (for citing)
Receipt Of Int Annts Rnts Rylts0ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org0GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org0GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org0LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org0LoansOrGuaranteesFromOthOrgInd
Div Related Organization0DivRelatedOrganizationInd
Asset Sale To Other Org0AssetSaleToOtherOrgInd
Asset Purchase From Other Org0AssetPurchaseFromOtherOrgInd
Asset Exchange0AssetExchangeInd
Rental Of Facilities To Oth Org0RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org0RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org0PerformOfServicesForOthOrgInd
Perform Of Services By Other Org0PerformOfServicesByOtherOrgInd
Sharing Of Facilities0SharingOfFacilitiesInd
Paid Employees Sharing0PaidEmployeesSharingInd
Reimbursement Paid To Other Org0ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org0ReimbursementPaidByOtherOrgInd
Transfer To Other Org0TransferToOtherOrgInd
Transfer From Other Org0TransferFromOtherOrgInd