TAKE CHARGE AMERICA INC: Form 990, tax year 2013
View the entire original 990 at ProPublica ↗
- Organization
- TAKE CHARGE AMERICA INC (EIN 86-0593598)
- Tax period
- 2013-07-01 to 2014-06-30
- Filed
- 2014-11-13
- IRS object ID
- 201403179349301220
- Schema version
- 2013v3.0
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return | 2014-11-13T14:23:00-06:00 | ReturnTs |
| Tax Period End | 2014-06-30 | TaxPeriodEndDt |
Preparer Firm PreparerFirmGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Firm EIN | 410746749 | PreparerFirmEIN |
Preparer Firm Name PreparerFirmName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CLIFTONLARSONALLEN LLP | BusinessNameLine1 |
Preparer US Address PreparerUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 20 E THOMAS RD STE 2300 | AddressLine1 |
| City | PHOENIX | City |
| State | AZ | State |
| ZIP Code | 85012 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnTypeCd |
| Tax Period Begin | 2013-07-01 | TaxPeriodBeginDt |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 860593598 | EIN |
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TAKE CHARGE AMERICA INC | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Control | TAKE | BusinessNameControlTxt |
| Phone | 6232666100 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 41910 | AddressLine1 |
| City | PHOENIX | City |
| State | AZ | State |
| ZIP Code | 850801910 | ZIPCode |
Business Officer BusinessOfficerGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Person | DAVID H RICHARDSON | PersonNm |
| Person Title | CEO | PersonTitleTxt |
| Phone | 6232666100 | PhoneNum |
| Signature | 2014-11-11 | SignatureDt |
| Discuss With Paid Preparer | Yes (1) | DiscussWithPaidPreparerInd |
Preparer Person PreparerPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Preparer Person | PHIL MCCOLLUM | PreparerPersonNm |
| PTIN | P00129716 | PTIN |
| Phone | 6022662248 | PhoneNum |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax | 2013 | TaxYr |
| Build TS | 2015-11-30 17:44:51Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Principal Officer | DAVID H RICHARDSON | PrincipalOfficerNm |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 41910 | AddressLine1 |
| City | PHOENIX | City |
| State | AZ | State |
| ZIP Code | 850801910 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | $17,585,702 | GrossReceiptsAmt |
| Group Return For Affiliates | 0 | GroupReturnForAffiliatesInd |
| Organization501c3 | Yes (X) | Organization501c3Ind |
| Website Address | WWW.TAKECHARGEAMERICA.ORG | WebsiteAddressTxt |
| Type Of Organization Corp | Yes (X) | TypeOfOrganizationCorpInd |
| Formation | 1987 | FormationYr |
| Legal Domicile State | AZ | LegalDomicileStateCd |
| Activity Or Mission | TAKE CHARGE AMERICA, INC. (TCA) PROVIDES EDUCATIONAL CREDIT COUNSELING, HOUSING COUNSELING, BANKRUPTCY COUNSELING, AND DEBT MANAGEMENT PROGRAMS TO THE PUBLIC, ANNUALLY SERVING APPROXIMATELY 35,000 PEOPLE THROUGHOUT THE UNITED STATES. TCA ALSO PROVIDES FINANCIAL EDUCATION TO THE PUBLIC THROUGH A VARIETY OF METHODS. | ActivityOrMissionDesc |
| Voting Members Governing Body | 6 | VotingMembersGoverningBodyCnt |
| Voting Members Independent | 6 | VotingMembersIndependentCnt |
| Total Employee | 173 | TotalEmployeeCnt |
| Total Volunteers | 15 | TotalVolunteersCnt |
| Total Gross UBI | -$85,962 | TotalGrossUBIAmt |
| Net Unrelated Bus Txbl Incm | -$85,962 | NetUnrelatedBusTxblIncmAmt |
| PY Contributions Grants | $5,100 | PYContributionsGrantsAmt |
| CY Contributions Grants | $203,500 | CYContributionsGrantsAmt |
| PY Program Service Revenue | $18,931,968 | PYProgramServiceRevenueAmt |
| CY Program Service Revenue | $16,707,322 | CYProgramServiceRevenueAmt |
| PY Investment Income | $72,661 | PYInvestmentIncomeAmt |
| CY Investment Income | $73,088 | CYInvestmentIncomeAmt |
| PY Other Revenue | $12,322 | PYOtherRevenueAmt |
| CY Other Revenue | -$503,027 | CYOtherRevenueAmt |
| PY Total Revenue | $19,022,051 | PYTotalRevenueAmt |
| CY Total Revenue | $16,480,883 | CYTotalRevenueAmt |
| PY Grants And Similar Paid | $865,359 | PYGrantsAndSimilarPaidAmt |
| CY Grants And Similar Paid | $151,200 | CYGrantsAndSimilarPaidAmt |
| PY Benefits Paid To Members | $0 | PYBenefitsPaidToMembersAmt |
| CY Benefits Paid To Members | $0 | CYBenefitsPaidToMembersAmt |
| PY Salaries Comp Emp Bnft Paid | $11,495,331 | PYSalariesCompEmpBnftPaidAmt |
| CY Salaries Comp Emp Bnft Paid | $9,400,455 | CYSalariesCompEmpBnftPaidAmt |
| PY Total Prof Fndrsng Expns | $1,800 | PYTotalProfFndrsngExpnsAmt |
| CY Total Prof Fndrsng Expns | $10,500 | CYTotalProfFndrsngExpnsAmt |
| CY Total Fundraising Expense | $49,800 | CYTotalFundraisingExpenseAmt |
| PY Other Expenses | $5,258,071 | PYOtherExpensesAmt |
| CY Other Expenses | $5,869,226 | CYOtherExpensesAmt |
| PY Total Expenses | $17,620,561 | PYTotalExpensesAmt |
| CY Total Expenses | $15,431,381 | CYTotalExpensesAmt |
| PY Revenues Less Expenses | $1,401,490 | PYRevenuesLessExpensesAmt |
| CY Revenues Less Expenses | $1,049,502 | CYRevenuesLessExpensesAmt |
| Total Assets BOY | $32,122,973 | TotalAssetsBOYAmt |
| Total Assets EOY | $30,468,489 | TotalAssetsEOYAmt |
| Total Liabilities BOY | $9,813,461 | TotalLiabilitiesBOYAmt |
| Total Liabilities EOY | $7,109,475 | TotalLiabilitiesEOYAmt |
| Net Assets Or Fund Balances BOY | $22,309,512 | NetAssetsOrFundBalancesBOYAmt |
| Net Assets Or Fund Balances EOY | $23,359,014 | NetAssetsOrFundBalancesEOYAmt |
| Info In Schedule O Part III | Yes (X) | InfoInScheduleOPartIIIInd |
| Mission | THE MISSION OF TAKE CHARGE AMERICA, INC. IS TO EDUCATE OUR CLIENTS AND THE GENERAL PUBLIC TO HELP THEM ACHIEVE SELF-RELIANCE, FINANCIAL STABILITY AND FINANCIAL INDEPENDENCE. WE PURSUE THIS MISSION THROUGH A HIGHLY TRAINED PROFESSIONAL STAFF THAT PROVIDES QUALITY EDUCATIONAL PROGRAMS, CREDIT COUNSELING, HOUSING COUNSELING, BANKRUPTCY COUNSELING, AND DEBT MANAGEMENT PROGRAMS. IN PURSUIT OF THIS MISSION WE PLEDGE TO EMPLOY SOUND AND ETHICAL BUSINESS PRACTICES AND PRINCIPLES IN OUR DEALINGS WITH ALL STAKEHOLDERS, INCLUDING CLIENTS AND THEIR CREDITORS, AS WELL AS OUR EMPLOYEES, VENDORS AND THE GENERAL PUBLIC. | MissionDesc |
| Significant New Program Srvc | 0 | SignificantNewProgramSrvcInd |
| Significant Change | 0 | SignificantChangeInd |
| Expense | $12,270,692 | ExpenseAmt |
| Grant | $151,200 | GrantAmt |
| Revenue | $16,257,950 | RevenueAmt |
| Desc | TAKE CHARGE AMERICA, INC. (TCA) PROVIDES EDUCATIONAL CREDIT COUNSELING AND DEBT MANAGEMENT PLANS THROUGHOUT THE U.S., SERVING OVER 31,000 CLIENTS IN FISCAL YEAR 2014. TCA'S COMPREHENSIVE PROGRAMS PROVIDE FREE COUNSELING AND EDUCATIONAL MATERIALS TO EVERY INDIVIDUAL WHO SEEKS ASSISTANCE. TCA IS DEDICATED TO PROVIDING OPTIMUM EDUCATIONAL SERVICES AND CLIENT CARE AND ACHIEVES THIS GOAL BY EMBRACING TECHNOLOGY, STRIVING FOR EXCELLENCE AND NEVER FORGETTING THAT EVERY CLIENT DESERVES TIMELY, INDIVIDUALIZED, PROFESSIONAL ASSISTANCE. WE PROVIDE EDUCATION, EDUCATIONAL MATERIALS AND A VARIETY OF COUNSELING SERVICES WITHOUT COST TO ALL CONSUMERS WHO SEEK OUR ASSISTANCE WITHOUT REGARD TO ACTUAL PLAN PARTICIPATION. WE ALSO FUND SUBSTANTIAL COMMUNITY ORIENTED FINANCIAL LITERACY PROGRAMS THAT CAN ULTIMATELY BENEFIT ALL CONSUMERS. WE USE A VARIETY OF MEDIA INCLUDING ONE-ON-ONE COUNSELING, COMPUTER SOFTWARE, WEB-BASED MATERIALS, ELECTRONIC TEXTBOOKS, FINANCIAL LITERACY CURRICULUM DEVELOPMENT AND DISSEMINATION, AS WELL AS SPECIAL POPULATION PROGRAMS TO FULFILL OUR EDUCATIONAL MISSION. | Desc |
Prog Srvc Accom Acty2 ProgSrvcAccomActy2Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $509,120 | ExpenseAmt |
| Revenue | $433,657 | RevenueAmt |
| Desc | TCA PROVIDES HOUSING COUNSELING SERVICES TO ARIZONA RESIDENTS, AND SERVED NEARLY 2,500 CLIENTS IN FISCAL 2014. THE ORGANIZATION OBTAINED HUD APPROVAL IN APRIL 2008 AND EMPLOYS A TEAM OF DEDICATED HOUSING COUNSELORS TO ASSIST INDIVIDUALS WHO ARE CONSIDERING BUYING A HOME, OR WHO HAVE FALLEN ON DIFFICULT TIMES AND ARE NOW BEHIND ON THEIR MORTGAGE PAYMENTS. TCA'S COMPREHENSIVE PROGRAM PROVIDES COUNSELING TO EVERY ARIZONA INDIVIDUAL WHO SEEKS ASSISTANCE. THE ORGANIZATION WAS SELECTED BY THE ARIZONA DEPARTMENT OF HOUSING AS A SUB-GRANTEE TO PROVIDE NATIONAL FORECLOSURE MITIGATION COUNSELING SERVICES AND TO PROVIDE SUPPORT TO ARIZONA RESIDENTS UNDER THE SAVE OUR HOME ARIZONA PROGRAM. CONSUMERS ARE REFERRED TO TCA VIA A TOLL-FREE NUMBER. HOUSING COUNSELORS ARE ACTIVELY INVOLVED IN A VARIETY OF COMMUNITY EVENTS AND COMMUNITY OUTREACH IS CONDUCTED THROUGH DIFFERENT MEDIA, INCLUDING TELEVISION AND NEWSPAPER ARTICLES. | Desc |
Prog Srvc Accom Acty3 ProgSrvcAccomActy3Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | $216,249 | ExpenseAmt |
| Revenue | $13,985 | RevenueAmt |
| Desc | TCA PROVIDES STUDENT LOAN COUNSELING TO CONSUMERS THROUGH A COMPREHENSIVE EVALUATION OF SOLUTIONS THAT HELPS THEM IDENTIFY THE BEST OPTION FOR PAYING OFF THEIR STUDENT LOANS. IN FISCAL YEAR 2014, TCA SERVED OVER 1,100 CLIENTS. THE ORGANIZATION INITIATED SERVICES IN 2013, AND HAS A SMALL TEAM OF COUNSELORS WHO WORK WITH CONSUMERS TO COMPLETE NECESSARY PAPERWORK AND TO ACT AS AN ADVOCATE WHEN ASSISTANCE IS REQUIRED FROM STUDENT LOAN SERVICES. | Desc |
Prog Srvc Accom Acty Other ProgSrvcAccomActyOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Revenue | $1,730 | RevenueAmt |
| Desc | BANKRUPTCY COUNSELING | Desc |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Prog Srvc Revenue | $1,730 | TotalOtherProgSrvcRevenueAmt |
| Total Program Service Expenses | $12,996,061 | TotalProgramServiceExpensesAmt |
| Described In Section501c3 | Yes (1) | DescribedInSection501c3Ind |
| Schedule B Required | Yes (1) | ScheduleBRequiredInd |
| Political Campaign Acty | 0 | PoliticalCampaignActyInd |
| Lobbying Activities | 0 | LobbyingActivitiesInd |
| Subject To Proxy Tax | 0 | SubjectToProxyTaxInd |
| Donor Advised Fund | 0 | DonorAdvisedFundInd |
| Conservation Easements | 0 | ConservationEasementsInd |
| Collections Of Art | 0 | CollectionsOfArtInd |
| Credit Counseling | Yes (1) | CreditCounselingInd |
| Temp Or Permanent Endowments | 0 | TempOrPermanentEndowmentsInd |
| Report Land Building Equipment | Yes (1) | ReportLandBuildingEquipmentInd |
| Report Investments Other Sec | 0 | ReportInvestmentsOtherSecInd |
| Report Program Related Invst | 0 | ReportProgramRelatedInvstInd |
| Report Other Assets | 0 | ReportOtherAssetsInd |
| Report Other Liabilities | Yes (1) | ReportOtherLiabilitiesInd |
| Include FIN48 Footnote | Yes (1) | IncludeFIN48FootnoteInd |
| Independent Audit Fincl Stmt | 0 | IndependentAuditFinclStmtInd |
| Consolidated Audit Fincl Stmt | Yes (1) | ConsolidatedAuditFinclStmtInd |
| School Operating | 0 | SchoolOperatingInd |
| Foreign Office | 0 | ForeignOfficeInd |
| Foreign Activities | 0 | ForeignActivitiesInd |
| More Than5000 K To Org | 0 | MoreThan5000KToOrgInd |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividualsInd |
| Professional Fundraising | 0 | ProfessionalFundraisingInd |
| Fundraising Activities | 0 | FundraisingActivitiesInd |
| Gaming Activities | 0 | GamingActivitiesInd |
| Operate Hospital | 0 | OperateHospitalInd |
| Grants To Organizations | Yes (1) | GrantsToOrganizationsInd |
| Grants To Individuals | 0 | GrantsToIndividualsInd |
| Schedule J Required | Yes (1) | ScheduleJRequiredInd |
| Tax Exempt Bonds | 0 | TaxExemptBondsInd |
| Engaged In Excess Benefit Trans | 0 | EngagedInExcessBenefitTransInd |
| PY Excess Benefit Trans | 0 | PYExcessBenefitTransInd |
| Loan Outstanding | 0 | LoanOutstandingInd |
| Grant To Related Person | 0 | GrantToRelatedPersonInd |
| Business Rln With Org Mem | 0 | BusinessRlnWithOrgMemInd |
| Business Rln With Fam Mem | 0 | BusinessRlnWithFamMemInd |
| Business Rln With Officer Ent | 0 | BusinessRlnWithOfficerEntInd |
| Deductible Non Cash Contri | 0 | DeductibleNonCashContriInd |
| Deductible Art Contribution | 0 | DeductibleArtContributionInd |
| Terminate Operations | 0 | TerminateOperationsInd |
| Partial Liquidation | 0 | PartialLiquidationInd |
| Disregarded Entity | Yes (1) | DisregardedEntityInd |
| Related Entity | Yes (1) | RelatedEntityInd |
| Related Organization Ctrl Ent | 0 | RelatedOrganizationCtrlEntInd |
| Trnsfr Exmpt Non Chrtbl Rltd Org | 0 | TrnsfrExmptNonChrtblRltdOrgInd |
| Activities Conducted Prtshp | 0 | ActivitiesConductedPrtshpInd |
| Schedule O Required | Yes (1) | ScheduleORequiredInd |
| IRP Document | 44 | IRPDocumentCnt |
| IRP Document W2 G | 0 | IRPDocumentW2GCnt |
| Backup Wthld Compliance | Yes (1) | BackupWthldComplianceInd |
| Employee | 173 | EmployeeCnt |
| Employment Tax Returns Filed | Yes (1) | EmploymentTaxReturnsFiledInd |
| Unrelated Bus Incm Over Limit | Yes (1) | UnrelatedBusIncmOverLimitInd |
| Form990 T Filed | Yes (1) | Form990TFiledInd |
| Foreign Financial Account | 0 | ForeignFinancialAccountInd |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTransInd |
| Taxable Party Notification | 0 | TaxablePartyNotificationInd |
| Nondeductible Contributions | 0 | NondeductibleContributionsInd |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributionsInd |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOfInd |
| Rcv Fnds To Pay Prsnl Bnft Cntrct | 0 | RcvFndsToPayPrsnlBnftCntrctInd |
| Pay Premiums Prsnl Bnft Cntrct | 0 | PayPremiumsPrsnlBnftCntrctInd |
| Indoor Tanning Services | 0 | IndoorTanningServicesInd |
| Info In Schedule O Part VI | Yes (X) | InfoInScheduleOPartVIInd |
| Governing Body Voting Members | 6 | GoverningBodyVotingMembersCnt |
| Independent Voting Member | 6 | IndependentVotingMemberCnt |
| Family Or Business Rln | 0 | FamilyOrBusinessRlnInd |
| Delegation Of Mgmt Duties | 0 | DelegationOfMgmtDutiesInd |
| Change To Org Documents | 0 | ChangeToOrgDocumentsInd |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuseInd |
| Members Or Stockholders | 0 | MembersOrStockholdersInd |
| Election Of Board Members | 0 | ElectionOfBoardMembersInd |
| Decisions Subject To Approva | 0 | DecisionsSubjectToApprovaInd |
| Minutes Of Governing Body | Yes (1) | MinutesOfGoverningBodyInd |
| Minutes Of Committees | Yes (1) | MinutesOfCommitteesInd |
| Officer Mailing Address | 0 | OfficerMailingAddressInd |
| Local Chapters | 0 | LocalChaptersInd |
| Form990 Provided To Gvrn Body | Yes (1) | Form990ProvidedToGvrnBodyInd |
| Conflict Of Interest Policy | Yes (1) | ConflictOfInterestPolicyInd |
| Annual Disclosure Covered Prsn | Yes (1) | AnnualDisclosureCoveredPrsnInd |
| Regular Monitoring Enfrc | Yes (1) | RegularMonitoringEnfrcInd |
| Whistleblower Policy | Yes (1) | WhistleblowerPolicyInd |
| Document Retention Policy | Yes (1) | DocumentRetentionPolicyInd |
| Compensation Process CEO | Yes (1) | CompensationProcessCEOInd |
| Compensation Process Other | Yes (1) | CompensationProcessOtherInd |
| Investment In Joint Venture | 0 | InvestmentInJointVentureInd |
| States Where Copy Of Return Is Fld | AZ | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | AL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CA | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | CT | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | IL | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MD | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | MT | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NH | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | NJ | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | OR | StatesWhereCopyOfReturnIsFldCd |
| States Where Copy Of Return Is Fld | VT | StatesWhereCopyOfReturnIsFldCd |
| Upon Request | Yes (X) | UponRequestInd |
Books In Care Of Detail BooksInCareOfDetail
Business Name BusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | DAVID RICHARDSON | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 6232666100 | PhoneNum |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 20620 N 19TH AVE | AddressLine1 |
| City | PHOENIX | City |
| State | AZ | State |
| ZIP Code | 85027 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionAGrp (20 entries)
| TitleTitleTxt | Average Hours Per WeekAverageHoursPerWeekRt | Individual Trustee Or DirectorIndividualTrusteeOrDirectorInd | Reportable Comp From OrgReportableCompFromOrgAmt | Reportable Comp From Rltd OrgReportableCompFromRltdOrgAmt | Other CompensationOtherCompensationAmt | OfficerOfficerInd | Key EmployeeKeyEmployeeInd | Highest Compensated EmployeeHighestCompensatedEmployeeInd | Former Ofcr Director TrusteeFormerOfcrDirectorTrusteeInd |
|---|---|---|---|---|---|---|---|---|---|
| RALPH GILBERTSEN | |||||||||
| BOARD CHAIR | 3.00 | Yes (X) | $0 | $0 | $0 | ||||
| DEBORAH HAYNES | |||||||||
| BOARD MEMBER | 3.00 | Yes (X) | $0 | $0 | $0 | ||||
| ROB LESLIE | |||||||||
| BOARD MEMBER | 3.00 | Yes (X) | $0 | $0 | $0 | ||||
| ANDREA WHITE | |||||||||
| BOARD MEMBER | 3.00 | Yes (X) | $0 | $0 | $0 | ||||
| ALICE SWEENEY | |||||||||
| BOARD MEMBER | 3.00 | Yes (X) | $0 | $0 | $0 | ||||
| KERWIN BROWN | |||||||||
| BOARD MEMBER | 3.00 | Yes (X) | $0 | $0 | $0 | ||||
| DAVID RICHARDSON | |||||||||
| PRESIDENT/CEO | 40.00 | $282,035 | $0 | $24,813 | Yes (X) | ||||
| MICHAEL SULLIVAN | |||||||||
| COO/CHIEF ED OFFICER | 40.00 | $185,250 | $0 | $11,770 | Yes (X) | ||||
| CAROL LOWN | |||||||||
| CHIEF COMPLIANCE OFFICER | 40.00 | $108,202 | $0 | $18,879 | Yes (X) | ||||
| DAVE PADDISON | |||||||||
| DIRECTOR OF FINANCE | 40.00 | $94,543 | $0 | $13,923 | Yes (X) | ||||
| JOHN PAULICK | |||||||||
| CHIEF INFORMATION OFFICER | 40.00 | $202,878 | $0 | $13,786 | Yes (X) | ||||
| KEVIN WEEKS | |||||||||
| VP - NEW SERVICES DEVELOPMENT | 40.00 | $191,499 | $0 | $9,941 | Yes (X) | ||||
| DREW WEST | |||||||||
| DIRECTOR - SOFTWARE ENGINEERING | 40.00 | $148,438 | $0 | $17,641 | Yes (X) | ||||
| CHRIS SURMAN | |||||||||
| DIRECTOR - CLIENT & CREDITOR SERVICES | 40.00 | $142,579 | $0 | $18,230 | Yes (X) | ||||
| RICH MCDANIEL | |||||||||
| DIRECTOR - FACILITIES & SECURITY | 40.00 | $117,998 | $0 | $13,444 | Yes (X) | ||||
| DEREK SAPP | |||||||||
| MANAGER - IT INFRASTRUCTURE | 40.00 | $104,960 | $0 | $2,400 | Yes (X) | ||||
| JOHN FISHER LEFT 1012 | |||||||||
| FORMER PRESIDENT / CEO | 40.00 | $155,500 | $0 | $0 | Yes (X) | ||||
| MARY HALL LEFT 1012 | |||||||||
| FORMER CHIEF OPERATING OFFICER | 40.00 | $106,712 | $0 | $0 | Yes (X) | ||||
| ROBERT FISHER LEFT 613 | |||||||||
| FORMER CHIEF LEGAL COUNSEL | 40.00 | $239,160 | $0 | $11,492 | Yes (X) | ||||
| KEVIN HALL LEFT 413 | |||||||||
| FORMER SVP - BUSINESS DEVELOPMENT | 40.00 | $182,851 | $0 | $11,747 | Yes (X) | ||||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | $2,262,605 | TotalReportableCompFromOrgAmt |
| Tot Reportable Comp Rltd Org | $0 | TotReportableCompRltdOrgAmt |
| Total Other Compensation | $168,066 | TotalOtherCompensationAmt |
| Indiv Rcvd Greater Than100 K | 13 | IndivRcvdGreaterThan100KCnt |
| Former Ofcr Employees Listed | Yes (1) | FormerOfcrEmployeesListedInd |
| Total Comp Greater Than150 K | Yes (1) | TotalCompGreaterThan150KInd |
| Compensation From Other Srcs | 0 | CompensationFromOtherSrcsInd |
Contractor Compensation ContractorCompensationGrp (2 entries)
| Address Line1ContractorAddress/USAddress/AddressLine1 | CityContractorAddress/USAddress/City | StateContractorAddress/USAddress/State | ZIP CodeContractorAddress/USAddress/ZIPCode | ServicesServicesDesc | CompensationCompensationAmt |
|---|---|---|---|---|---|
| OPTIMUM FINANCIAL SERVICES LLC | |||||
| 20620 N 19TH AVENUE SUITE 101 | PHOENIX | AZ | 85027 | BUSINESS DEVELOPMENT, MARKETING, AND ADV | $198,317 |
| VENABLE LLP | |||||
| PO BOX 62727 | BALTIMORE | MD | 21264 | LEGAL SERVICES | $149,477 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Cntrct Rcvd Greater Than100 K | 2 | CntrctRcvdGreaterThan100KCnt |
| Government Grants | $100,000 | GovernmentGrantsAmt |
| All Other Contributions | $103,500 | AllOtherContributionsAmt |
| Total Contributions | $203,500 | TotalContributionsAmt |
Program Service Revenue ProgramServiceRevenueGrp (4 entries)
| DescDesc | BusinessBusinessCd | Total Revenue ColumnTotalRevenueColumnAmt | Related Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt |
|---|---|---|---|
| CREDIT COUNSELING | 611600 | $16,257,950 | $16,257,950 |
| HOUSING COUNSELING | 611600 | $433,657 | $433,657 |
| STUDENT LOAN COUNSELING | 611600 | $13,985 | $13,985 |
| BANKRUPTCY COUNSELING | 611600 | $1,730 | $1,730 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | $16,707,322 | TotalProgramServiceRevenueAmt |
Investment Income InvestmentIncomeGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $73,098 | TotalRevenueColumnAmt |
| Exclusion | $73,098 | ExclusionAmt |
Gross Rents GrossRentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $575,488 | RealAmt |
Less Rental Expenses LessRentalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | $1,104,809 | RealAmt |
Rental Income Or Loss RentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | -$529,321 | RealAmt |
Net Rental Income Or Loss NetRentalIncomeOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -$529,321 | TotalRevenueColumnAmt |
| Unrelated Business Revenue | -$85,962 | UnrelatedBusinessRevenueAmt |
| Exclusion | -$443,359 | ExclusionAmt |
Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | $10 | OtherAmt |
Gain Or Loss GainOrLossGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | -$10 | OtherAmt |
Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -$10 | TotalRevenueColumnAmt |
| Exclusion | -$10 | ExclusionAmt |
Other Revenue Misc OtherRevenueMiscGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Desc | VENDING MACHINE/OTHER INCOME | Desc |
| Business | 541990 | BusinessCd |
| Total Revenue Column | $26,294 | TotalRevenueColumnAmt |
| Exclusion | $26,294 | ExclusionAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Revenue Total | $26,294 | OtherRevenueTotalAmt |
Total Revenue TotalRevenueGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | $16,480,883 | TotalRevenueColumnAmt |
| Related Or Exempt Func Income | $16,707,322 | RelatedOrExemptFuncIncomeAmt |
| Unrelated Business Revenue | -$85,962 | UnrelatedBusinessRevenueAmt |
| Exclusion | -$343,977 | ExclusionAmt |
Grants To Domestic Orgs GrantsToDomesticOrgsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $151,200 | TotalAmt |
| Program Services | $151,200 | ProgramServicesAmt |
Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $956,079 | TotalAmt |
| Program Services | $596,780 | ProgramServicesAmt |
| Management And General | $359,299 | ManagementAndGeneralAmt |
Other Salaries And Wages OtherSalariesAndWagesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $7,457,577 | TotalAmt |
| Program Services | $6,372,690 | ProgramServicesAmt |
| Management And General | $1,052,713 | ManagementAndGeneralAmt |
| Fundraising | $32,174 | FundraisingAmt |
Pension Plan Contributions PensionPlanContributionsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $141,430 | TotalAmt |
| Program Services | $117,947 | ProgramServicesAmt |
| Management And General | $23,483 | ManagementAndGeneralAmt |
Other Employee Benefits OtherEmployeeBenefitsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $260,915 | TotalAmt |
| Program Services | $237,964 | ProgramServicesAmt |
| Management And General | $22,114 | ManagementAndGeneralAmt |
| Fundraising | $837 | FundraisingAmt |
Payroll Taxes PayrollTaxesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $584,454 | TotalAmt |
| Program Services | $494,162 | ProgramServicesAmt |
| Management And General | $87,821 | ManagementAndGeneralAmt |
| Fundraising | $2,471 | FundraisingAmt |
Fees For Services Management FeesForServicesManagementGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $440,591 | TotalAmt |
| Program Services | $338,420 | ProgramServicesAmt |
| Management And General | $102,171 | ManagementAndGeneralAmt |
Fees For Services Legal FeesForServicesLegalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $112,749 | TotalAmt |
| Management And General | $112,749 | ManagementAndGeneralAmt |
Fees For Services Accounting FeesForServicesAccountingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $71,988 | TotalAmt |
| Program Services | $200 | ProgramServicesAmt |
| Management And General | $71,788 | ManagementAndGeneralAmt |
Fees For Services Prof Fundraising FeesForServicesProfFundraising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $10,500 | TotalAmt |
| Fundraising | $10,500 | FundraisingAmt |
Fees For Services Other FeesForServicesOtherGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $131,250 | TotalAmt |
| Program Services | $118,570 | ProgramServicesAmt |
| Management And General | $12,680 | ManagementAndGeneralAmt |
Advertising AdvertisingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,223,265 | TotalAmt |
| Program Services | $1,219,665 | ProgramServicesAmt |
| Management And General | $3,600 | ManagementAndGeneralAmt |
Office Expenses OfficeExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $457,264 | TotalAmt |
| Program Services | $345,043 | ProgramServicesAmt |
| Management And General | $111,947 | ManagementAndGeneralAmt |
| Fundraising | $274 | FundraisingAmt |
Information Technology InformationTechnologyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $178,344 | TotalAmt |
| Program Services | $146,836 | ProgramServicesAmt |
| Management And General | $31,205 | ManagementAndGeneralAmt |
| Fundraising | $303 | FundraisingAmt |
Occupancy OccupancyGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $343,318 | TotalAmt |
| Program Services | $306,501 | ProgramServicesAmt |
| Management And General | $36,760 | ManagementAndGeneralAmt |
| Fundraising | $57 | FundraisingAmt |
Travel TravelGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $81,042 | TotalAmt |
| Program Services | $58,778 | ProgramServicesAmt |
| Management And General | $22,211 | ManagementAndGeneralAmt |
| Fundraising | $53 | FundraisingAmt |
Conferences Meetings ConferencesMeetingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $29,792 | TotalAmt |
| Program Services | $17,017 | ProgramServicesAmt |
| Management And General | $12,775 | ManagementAndGeneralAmt |
Interest InterestGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $56,332 | TotalAmt |
| Program Services | $43,161 | ProgramServicesAmt |
| Management And General | $13,171 | ManagementAndGeneralAmt |
Depreciation Depletion DepreciationDepletionGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $787,995 | TotalAmt |
| Program Services | $708,221 | ProgramServicesAmt |
| Management And General | $78,747 | ManagementAndGeneralAmt |
| Fundraising | $1,027 | FundraisingAmt |
Insurance InsuranceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $1,037,461 | TotalAmt |
| Program Services | $912,913 | ProgramServicesAmt |
| Management And General | $124,592 | ManagementAndGeneralAmt |
| Fundraising | -$44 | FundraisingAmt |
Other Expenses OtherExpensesGrp (4 entries)
| DescDesc | TotalTotalAmt | Program ServicesProgramServicesAmt | Management And GeneralManagementAndGeneralAmt | FundraisingFundraisingAmt |
|---|---|---|---|---|
| SMALL EQUIPMENT | $340,924 | $304,792 | $34,394 | $1,738 |
| TELEPHONE & UTILITIES | $303,253 | $268,113 | $34,882 | $258 |
| LICENSES, FEES, AND PER | $109,553 | $96,008 | $13,527 | $18 |
| BAD DEBT EXPENSE | $94,219 | $94,219 |
All Other Expenses AllOtherExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $69,886 | TotalAmt |
| Program Services | $46,861 | ProgramServicesAmt |
| Management And General | $22,891 | ManagementAndGeneralAmt |
| Fundraising | $134 | FundraisingAmt |
Total Functional Expenses TotalFunctionalExpensesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $15,431,381 | TotalAmt |
| Program Services | $12,996,061 | ProgramServicesAmt |
| Management And General | $2,385,520 | ManagementAndGeneralAmt |
| Fundraising | $49,800 | FundraisingAmt |
Cash Non Interest Bearing CashNonInterestBearingGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $5,589,806 | BOYAmt |
| EOY | $5,666,618 | EOYAmt |
Savings And Temp Cash Invst SavingsAndTempCashInvstGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $7,676,920 | BOYAmt |
| EOY | $5,676,178 | EOYAmt |
Accounts Receivable AccountsReceivableGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $525,513 | BOYAmt |
| EOY | $619,226 | EOYAmt |
Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $386,478 | BOYAmt |
| EOY | $927,307 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Bldg Equip Cost Or Other Bss | $37,075,326 | LandBldgEquipCostOrOtherBssAmt |
| Land Bldg Equip Accum Deprec | $19,959,988 | LandBldgEquipAccumDeprecAmt |
Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $17,828,187 | BOYAmt |
| EOY | $17,115,338 | EOYAmt |
Other Assets Total OtherAssetsTotalGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $116,069 | BOYAmt |
| EOY | $463,822 | EOYAmt |
Total Assets TotalAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $32,122,973 | BOYAmt |
| EOY | $30,468,489 | EOYAmt |
Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $1,886,274 | BOYAmt |
| EOY | $2,155,382 | EOYAmt |
Escrow Account Liability EscrowAccountLiabilityGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $4,303,985 | BOYAmt |
| EOY | $2,303,242 | EOYAmt |
Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $3,217,706 | BOYAmt |
| EOY | $2,366,775 | EOYAmt |
Other Liabilities OtherLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $405,496 | BOYAmt |
| EOY | $284,076 | EOYAmt |
Total Liabilities TotalLiabilitiesGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $9,813,461 | BOYAmt |
| EOY | $7,109,475 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Organization Follows SFAS117 | Yes (X) | OrganizationFollowsSFAS117Ind |
Unrestricted Net Assets UnrestrictedNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $22,293,560 | BOYAmt |
| EOY | $23,359,014 | EOYAmt |
Temporarily Rstr Net Assets TemporarilyRstrNetAssetsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $15,952 | BOYAmt |
| EOY | $0 | EOYAmt |
Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $22,309,512 | BOYAmt |
| EOY | $23,359,014 | EOYAmt |
Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | $32,122,973 | BOYAmt |
| EOY | $30,468,489 | EOYAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expnss | $1,049,502 | ReconcilationRevenueExpnssAmt |
| Other Changes In Net Assets | $0 | OtherChangesInNetAssetsAmt |
| Info In Schedule O Part XII | Yes (X) | InfoInScheduleOPartXIIInd |
| Method Of Accounting Accrual | Yes (X) | MethodOfAccountingAccrualInd |
| Accountant Compile Or Review | 0 | AccountantCompileOrReviewInd |
| FS Audited | Yes (1) | FSAuditedInd |
FS Audited Basis FSAuditedBasisGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Consolidated Basis Fincl Stmt | Yes (X) | ConsolidatedBasisFinclStmtInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | Yes (1) | AuditCommitteeInd |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequiredInd |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Publicly Supported Org509a2 | Yes (X) | PubliclySupportedOrg509a2Ind |
Gifts Grants Contris Rcvd509 GiftsGrantsContrisRcvd509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $70,705 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $23,087 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $35,368 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $5,100 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $203,500 | CurrentTaxYearAmt |
| Total | $337,760 | TotalAmt |
Tax Rev Levied Orgnztnl Bnft509 TaxRevLeviedOrgnztnlBnft509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $29,581,964 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $29,182,622 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $25,057,493 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $18,931,968 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $16,707,322 | CurrentTaxYearAmt |
| Total | $119,461,369 | TotalAmt |
Total509 Total509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $29,652,669 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $29,205,709 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $25,092,861 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $18,937,068 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $16,910,822 | CurrentTaxYearAmt |
| Total | $119,799,129 | TotalAmt |
Amounts Rcvd Dsqlfy Person AmountsRcvdDsqlfyPersonGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Substantial Contributors Amt SubstantialContributorsAmtGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
Subst And Dsqlfy Prsns Tot SubstAndDsqlfyPrsnsTotGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | $0 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support Total509 | $119,799,129 | PublicSupportTotal509Amt |
Gross Investment Income509 GrossInvestmentIncome509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $113,474 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $120,805 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $94,864 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $72,568 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $555,127 | CurrentTaxYearAmt |
| Total | $956,838 | TotalAmt |
Investment Income And UBTI InvestmentIncomeAndUBTIGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $113,474 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $120,805 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $94,864 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $72,568 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $555,127 | CurrentTaxYearAmt |
| Total | $956,838 | TotalAmt |
Other Income509 OtherIncome509Grp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $9,552 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $51,159 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $745,618 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $12,322 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $26,294 | CurrentTaxYearAmt |
| Total | $844,945 | TotalAmt |
Total Support Calendar Year TotalSupportCalendarYearGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | $29,775,695 | CurrentTaxYearMinus4YearsAmt |
| Current Tax Year Minus3 Years | $29,377,673 | CurrentTaxYearMinus3YearsAmt |
| Current Tax Year Minus2 Years | $25,933,343 | CurrentTaxYearMinus2YearsAmt |
| Current Tax Year Minus1 Year | $19,021,958 | CurrentTaxYearMinus1YearAmt |
| Current Tax Year | $17,492,243 | CurrentTaxYearAmt |
| Total | $121,600,912 | TotalAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support CY509 | 0.98520 | PublicSupportCY509Pct |
| Public Support PY509 | 0.98890 | PublicSupportPY509Pct |
| Investment Income CY | 0.00790 | InvestmentIncomeCYPct |
| Investment Income PY | 0.00440 | InvestmentIncomePYPct |
| Thirty Thr Pct Suprt Tests CY509 | Yes (X) | ThirtyThrPctSuprtTestsCY509Ind |
Form990 Schedule A Part IV Form990ScheduleAPartIVGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME: | FormAndLineReferenceDesc |
| Explanation | VENDING MACHING/OTHER INCOME | ExplanationTxt |
Schedule B IRS990ScheduleB
Contributor Information ContributorInformationGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Contributor | RESTRICTED | ContributorNum |
Contributor Business Name ContributorBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RESTRICTED | BusinessNameLine1 |
Contributor US Address ContributorUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | RESTRICTED | AddressLine1 |
| Address Line2 | RESTRICTED | AddressLine2 |
| City | RESTRICTED | City |
| State | RESTRICTED | State |
| ZIP Code | RESTRICTED | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Contributions | RESTRICTED | TotalContributionsAmt |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtcInd |
| Incl Escrow Custodial Acct Liab | Yes (1) | InclEscrowCustodialAcctLiabInd |
| Explanation Provided | Yes (X) | ExplanationProvidedInd |
Land LandGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $7,422,247 | OtherCostOrOtherBasisAmt |
| Book Value | $7,422,247 | BookValueAmt |
Buildings BuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $15,145,777 | OtherCostOrOtherBasisAmt |
| Depreciation | $6,638,593 | DepreciationAmt |
| Book Value | $8,507,184 | BookValueAmt |
Equipment EquipmentGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $7,208,311 | OtherCostOrOtherBasisAmt |
| Depreciation | $6,328,862 | DepreciationAmt |
| Book Value | $879,449 | BookValueAmt |
Other Land Buildings OtherLandBuildingsGrp
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | $7,298,991 | OtherCostOrOtherBasisAmt |
| Depreciation | $6,992,533 | DepreciationAmt |
| Book Value | $306,458 | BookValueAmt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Land Buildings | $17,115,338 | TotalBookValueLandBuildingsAmt |
Other Liabilities Org OtherLiabilitiesOrgGrp (3 entries)
| DescDesc | AmtAmt |
|---|---|
| COMMITMENT TO GIVE | $150,000 |
| OTHER LIABILITIES | $129,989 |
| ACCRUED INTEREST PAYABLE | $4,087 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Liability | $284,076 | TotalLiabilityAmt |
| Footnote Text | Yes (X) | FootnoteTextInd |
| Total Rev Etc Audited Fincl Stmt | $17,598,587 | TotalRevEtcAuditedFinclStmtAmt |
| Other Revenue | $1,117,704 | OtherRevenueAmt |
| Revenue Not Reported | $1,117,704 | RevenueNotReportedAmt |
| Revenue Subtotal | $16,480,883 | RevenueSubtotalAmt |
| Revenue Not Reported Fincl Stmt | $0 | RevenueNotReportedFinclStmtAmt |
| Total Revenue Per Form990 | $16,480,883 | TotalRevenuePerForm990Amt |
| Tot Expns Etc Audited Fincl Stmt | $16,542,586 | TotExpnsEtcAuditedFinclStmtAmt |
| Other Expenses Included | $1,111,205 | OtherExpensesIncludedAmt |
| Expenses Not Reported | $1,111,205 | ExpensesNotReportedAmt |
| Expenses Subtotal | $15,431,381 | ExpensesSubtotalAmt |
| Expenses Not Rpt Fincl Stmt | $0 | ExpensesNotRptFinclStmtAmt |
| Total Expenses Per Form990 | $15,431,381 | TotalExpensesPerForm990Amt |
Supplemental Information Detail SupplementalInformationDetail (4 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART IV, LINE 2B: | THE ORGANIZATION PROVIDES EDUCATIONAL CREDIT COUNSELING SERVICES AND FACILIATES DEBT MANAGEMENT PAYMENTS ON BEHALF OF ITS CLIENTS. CLIENT PAYMENTS ARE HELD IN TRUST AND SUBSEQUENTLY FORWARDED TO CREDITORS. |
| PART X, LINE 2: | THE INCOME TAX FOOTNOTE CONTAINS A DETAILED DISCUSSION OF THE SETTLEMENT REACHED WITH THE IRS WHEREBY THE ORGANIZATION AGREED TO A REVOCATION OF ITS TAX-EXEMPT STATUS FOR TAX YEARS 2001-2011 AND MADE A PAYMENT TO THE IRS IN-LIEU OF INCOME TAXES FOR THIS PERIOD. THE ORGANIZATION WAS THEN ALLOWED TO SUBMIT A NEW FORM 1023 BASED UPON THE CHANGES IT MADE IN ITS OPERATIONS TO COMPLY WITH THE INTERNAL REVENUE CODE. THE FORM 1023 WAS APPROVED BY THE IRS ON JANUARY 31, 2014. THE ORGANIZATION IS IN SETTLEMENT DISCUSSIONS WITH THE AZ DEPT. OF REVENUE REGARDING THE STATE INCOME TAXES OWED DURING THE OPEN YEARS THAT THE ORGANIZATION'S TAX-EXEMPT STATUS WAS REVOKED. THE ORGANIZATION BELIEVES, UNDER THE "MORE-LIKELY-THAN-NOT" STANDARD, THAT IT WILL BE ABLE TO NEGOTIATE A SETTLEMENT FOR THE DISPUTED TAXES OWED TO THE STATE OF ARIZONA AND HAS ACCRUED, IN A PRIOR YEAR, A LIABILITY OF APPROXIMATELY $400,000 FOR THE SETTLEMENT BALANCE BELIEVED TO BE DUE. |
| PART XI, LINE 2D - OTHER ADJUSTMENTS: | RENTAL EXPENSES 1,104,809. OTHER LOSSES 10. CCSI REVENUES 12,885. |
| PART XII, LINE 2D - OTHER ADJUSTMENTS: | RENTAL EXPENSES 1,104,809. CCSI EXPENSES 6,396. |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | Yes (1) | GrantRecordsMaintainedInd |
Recipient Table RecipientTable
Recipient Business Name RecipientBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | UNIVERSITY OF ARIZONA | BusinessNameLine1 |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | PO BOX 3520 | AddressLine1 |
| City | TUCSON | City |
| State | AZ | State |
| ZIP Code | 857223520 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Recipient EIN | 742652689 | RecipientEIN |
| Cash Grant | $150,000 | CashGrantAmt |
| Purpose Of Grant | TCAI SUPPORT | PurposeOfGrantTxt |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total501c3 Org | 2 | Total501c3OrgCnt |
Supplemental Information Detail SupplementalInformationDetail (2 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| PART I, LINE 2: | THE ORGANIZATION PROVIDES ANNUAL OPERATING SUPPORT TO TCAI (TAKE CHARGE AMERICA INSTITUTE) FOR THE FINANCIAL ECONOMIC AND FINANCIAL EDUCATION PROJECT AND MADE CONTRIBUTIONS TO THE U OF A ENDOWMENT AND BUILDING FUNDS. THE ORGANIZATION HAS SIX (6) SEATS ON THE TCAI BOARD, AND REVIEWS AND APPROVES THE ANNUAL BUDGET AND MONITORS ACTUAL VS. BUDGETED EXPENDITURES. |
| PART II, LINE 1: | THE ORGANIZATION MADE TOTAL CASH CONTRIBUTIONS TO TCAI OF $400,000 DURING TAX YEAR 2013. THE ORGANIZATION MADE AN ADDITIONAL $150,000 COMMITMENT IN TAX YEAR 2013 TO BE PAID IN TAX YEAR 2014. |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | Yes (X) | CompensationCommitteeInd |
| Independent Consultant | Yes (X) | IndependentConsultantInd |
| Form990 Of Other Organizations | Yes (X) | Form990OfOtherOrganizationsInd |
| Written Employment Contract | Yes (X) | WrittenEmploymentContractInd |
| Compensation Survey | Yes (X) | CompensationSurveyInd |
| Board Or Committee Approval | Yes (X) | BoardOrCommitteeApprovalInd |
| Severance Payment | Yes (1) | SeverancePaymentInd |
| Supplemental Nonqual Rtr Plan | 0 | SupplementalNonqualRtrPlanInd |
| Equity Based Comp Arrngm | 0 | EquityBasedCompArrngmInd |
| Comp Based On Revenue Of Flng Org | 0 | CompBasedOnRevenueOfFlngOrgInd |
| Comp Bsd On Rev Related Orgs | 0 | CompBsdOnRevRelatedOrgsInd |
| Comp Bsd Net Earns Flng Org | 0 | CompBsdNetEarnsFlngOrgInd |
| Comp Bsd Net Earns Rltd Orgs | 0 | CompBsdNetEarnsRltdOrgsInd |
| Any Non Fixed Payments | 0 | AnyNonFixedPaymentsInd |
| Initial Contract Exception | 0 | InitialContractExceptionInd |
Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (10 entries)
| TitleTitleTxt | Base Compensation Filing OrgBaseCompensationFilingOrgAmt | Compensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmt | Bonus Filing OrganizationBonusFilingOrganizationAmount | Bonus Related OrganizationsBonusRelatedOrganizationsAmt | Other Compensation Filing OrgOtherCompensationFilingOrgAmt | Other Compensation Rltd OrgsOtherCompensationRltdOrgsAmt | Deferred Compensation Flng OrgDeferredCompensationFlngOrgAmt | Deferred Comp Rltd OrgsDeferredCompRltdOrgsAmt | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmt | Nontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmt | Total Compensation Filing OrgTotalCompensationFilingOrgAmt | Total Compensation Rltd OrgsTotalCompensationRltdOrgsAmt | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmt | Comp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DAVID RICHARDSON | ||||||||||||||
| PRESIDENT/CEO | $222,035 | $0 | $60,000 | $0 | $0 | $0 | $8,750 | $0 | $16,063 | $0 | $306,848 | $0 | $0 | $0 |
| MICHAEL SULLIVAN | ||||||||||||||
| COO/CHIEF ED OFFICER | $175,250 | $0 | $10,000 | $0 | $0 | $0 | $7,019 | $0 | $4,751 | $0 | $197,020 | $0 | $0 | $0 |
| JOHN PAULICK | ||||||||||||||
| CHIEF INFORMATION OFFICER | $187,445 | $0 | $15,433 | $0 | $0 | $0 | $5,718 | $0 | $8,068 | $0 | $216,664 | $0 | $0 | $0 |
| KEVIN WEEKS | ||||||||||||||
| VP - NEW SERVICES DEVELOPMENT | $186,499 | $0 | $5,000 | $0 | $0 | $0 | $5,613 | $0 | $4,328 | $0 | $201,440 | $0 | $0 | $0 |
| DREW WEST | ||||||||||||||
| DIRECTOR - SOFTWARE ENGINEERING | $141,438 | $0 | $7,000 | $0 | $0 | $0 | $2,946 | $0 | $14,695 | $0 | $166,079 | $0 | $0 | $0 |
| CHRIS SURMAN | ||||||||||||||
| DIRECTOR - CLIENT & CREDITOR SERVICE | $129,579 | $0 | $13,000 | $0 | $0 | $0 | $5,355 | $0 | $12,875 | $0 | $160,809 | $0 | $0 | $0 |
| JOHN FISHER LEFT 1012 | ||||||||||||||
| FORMER PRESIDENT / CEO | $155,500 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $155,500 | $0 | $0 | $0 |
| MARY HALL LEFT 1012 | ||||||||||||||
| FORMER CHIEF OPERATING OFFICER | $106,712 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $106,712 | $0 | $0 | $0 |
| ROBERT FISHER LEFT 613 | ||||||||||||||
| FORMER CHIEF LEGAL COUNSEL | $229,160 | $0 | $10,000 | $0 | $0 | $0 | $2,523 | $0 | $8,969 | $0 | $250,652 | $0 | $0 | $0 |
| KEVIN HALL LEFT 413 | ||||||||||||||
| FORMER SVP - BUSINESS DEVELOPMENT | $182,851 | $0 | $0 | $0 | $0 | $0 | $4,473 | $0 | $7,274 | $0 | $194,598 | $0 | $0 | $0 |
Supplemental Information Detail SupplementalInformationDetail
| Field | Value | IRS element (for citing) |
|---|---|---|
| Form And Line Reference | PART I, LINE 4A | FormAndLineReferenceDesc |
| Explanation | SEVERANCE PAYMENTS: JOHN FISHER - $155,500 MARY HALL - $106,712 ROBERT FISHER - $124,801 KEVIN HALL - $124,323 | ExplanationTxt |
Schedule O IRS990ScheduleO
Supplemental Information Detail SupplementalInformationDetail (5 entries)
| Form And Line ReferenceFormAndLineReferenceDesc | ExplanationExplanationTxt |
|---|---|
| FORM 990, PART VI, SECTION B, LINE 11 | THE FORM 990 IS PREPARED BY THE INDEPENDENT ACCOUNTING FIRM BASED ON INFORMATION SUPPLIED BY THE ACCOUNTING AND HUMAN RESOURCE DEPARTMENTS. THE COMPLETED FORM 990 IS REVIEWED BY THE DIRECTOR OF FINANCE, THE ORGANIZATION'S OFFICERS, AND THE FULL BOARD. |
| FORM 990, PART VI, SECTION B, LINE 12C | OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO ANNUALLY DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS OF INTEREST. DISCUSSIONS ABOUT THE POLICY OCCUR ANNUALLY DURING A BOARD MEETING, AND THE DIRECTOR OF FINANCE AND SENIOR ACCOUNTANT MONITOR NEW VENDOR RELATIONSHIPS TO ENSURE COMPLIANCE. |
| FORM 990, PART VI, SECTION B, LINE 15 | COMPENSATION OF THE ORGANIZATION'S CEO IS DETERMINED AND APPROVED BY THE BOARD COMPENSATION COMMITTEE FOLLOWING REVIEWS OF AN INDEPENDENT COMPENSATION CONSULTANT REPORT AND FORM 990'S OF COMPARABLE ORGANIZATIONS. COMPENSATION OF OTHER OFFICERS AND KEY EMPLOYEES ARE DETERMINED AND APPROVED BY THE BOARD COMPENSATION COMMITTEE FOLLOWING REVIEWS OF AN INDEPENDENT COMPENSATION CONSULTANT REPORT AND FORM 990'S OF COMPARABLE ORGANIZATIONS. |
| FORM 990, PART VI, SECTION C, LINE 19 | FINANCIAL STATEMENTS MADE AVAILABLE THROUGH COMPLIANCE WITH STATE FILING REQUIREMENTS. THE ORGANIZATION DOES NOT MAKE ITS GOVERNING DOCUMENTS OR CONFLICT OF INTEREST POLICY AVAILABLE TO THE PUBLIC. |
| FORM 990, PART XII, LINE 2C: | THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. |
Schedule R IRS990ScheduleR
Id Disregarded Entities IdDisregardedEntitiesGrp (2 entries)
| Address Line1USAddress/AddressLine1 | CityUSAddress/City | StateUSAddress/State | ZIP CodeUSAddress/ZIPCode | EINEIN | Primary ActivitiesPrimaryActivitiesTxt | Legal Domicile StateLegalDomicileStateCd | Total IncomeTotalIncomeAmt | End Of Year AssetsEndOfYearAssetsAmt | Business Name Line1DirectControllingEntityName/BusinessNameLine1 |
|---|---|---|---|---|---|---|---|---|---|
| TCA PLAZA I | |||||||||
| 20620 N 19TH AVENUE | PHOENIX | AZ | 85027 | 464471478 | OWN TCA BUILDING | AZ | $0 | $1,000 | TAKE CHARGE AMERICA INC |
| TCA PLAZA II | |||||||||
| 20620 N 19TH AVENUE | PHOENIX | AZ | 85027 | 464882267 | OWN TCA LAND | AZ | $0 | $1,000 | TAKE CHARGE AMERICA INC |
Id Related Tax Exempt Org IdRelatedTaxExemptOrgGrp
Disregarded Entity Name DisregardedEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CREDIT COUNSELING SOLUTIONS INC | BusinessNameLine1 |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 20620 N 19TH AVENUE | AddressLine1 |
| City | PHOENIX | City |
| State | AZ | State |
| ZIP Code | 85027 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 061427317 | EIN |
| Primary Activities | CREDIT COUNSELING | PrimaryActivitiesTxt |
| Legal Domicile State | CT | LegalDomicileStateCd |
| Exempt Code Section | 501(C)(3) | ExemptCodeSectionTxt |
| Public Charity Status | LINE 9 | PublicCharityStatusTxt |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TAKE CHARGE AMERICA INC | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Controlled Organization | 0 | ControlledOrganizationInd |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Annts Rnts Rylts | 0 | ReceiptOfIntAnntsRntsRyltsInd |
| Gift Grnt Or Cap Contri To Oth Org | 0 | GiftGrntOrCapContriToOthOrgInd |
| Gift Grnt Cap Contri From Oth Org | 0 | GiftGrntCapContriFromOthOrgInd |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrgInd |
| Loans Or Guarantees From Oth Org | 0 | LoansOrGuaranteesFromOthOrgInd |
| Div Related Organization | 0 | DivRelatedOrganizationInd |
| Asset Sale To Other Org | 0 | AssetSaleToOtherOrgInd |
| Asset Purchase From Other Org | 0 | AssetPurchaseFromOtherOrgInd |
| Asset Exchange | 0 | AssetExchangeInd |
| Rental Of Facilities To Oth Org | 0 | RentalOfFacilitiesToOthOrgInd |
| Rental Of Fclts From Oth Org | 0 | RentalOfFcltsFromOthOrgInd |
| Perform Of Services For Oth Org | 0 | PerformOfServicesForOthOrgInd |
| Perform Of Services By Other Org | 0 | PerformOfServicesByOtherOrgInd |
| Sharing Of Facilities | 0 | SharingOfFacilitiesInd |
| Paid Employees Sharing | 0 | PaidEmployeesSharingInd |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrgInd |
| Reimbursement Paid By Other Org | 0 | ReimbursementPaidByOtherOrgInd |
| Transfer To Other Org | 0 | TransferToOtherOrgInd |
| Transfer From Other Org | 0 | TransferFromOtherOrgInd |