MOBILITY CREDIT UNION: Form 990, tax year 2012
View the entire original 990 at ProPublica ↗
- Organization
- MOBILITY CREDIT UNION (EIN 75-1248359)
- Tax period
- 2012-01-01 to 2012-12-31
- Filed
- 2014-03-01
- IRS object ID
- 201430609349300213
- Schema version
- 2012v2.3
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2014-03-01T21:19:04-06:00 | Timestamp |
| Tax Period End Date | 2012-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SCHWARTZ COLE AND ASSOCIATES LLC | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 11776 W SAMPLE RD STE 106 | AddressLine1 |
| City | CORAL SPRINGS | City |
| State | FL | State |
| ZIP Code | 330653180 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2012-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 751248359 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | YOUR COMMUNITY CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | YOUR | NameControl |
| Phone | 2145742000 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 8384 N BELT LINE RD | AddressLine1 |
| City | IRVING | City |
| State | TX | State |
| ZIP Code | 75063 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | STEVE MARTIN | Name |
| Title | CFO | Title |
| Phone | 2145742000 | Phone |
| Date Signed | 2014-02-08 | DateSigned |
| Authorize Third Party | false | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | DANIEL J COLE | Name |
| Phone | 9547551760 | Phone |
| Date Prepared | 2014-02-08 | DatePrepared |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2012 | TaxYear |
| Build TS | 2016-02-25 16:41:14Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Amended Return | X | AmendedReturn |
| Name Of Principal Officer Person | STEVE MARTIN | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 8384 N BELT LINE RD | AddressLine1 |
| City | IRVING | City |
| State | TX | State |
| ZIP Code | 75063 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 5853872 | GrossReceipts |
| Group Return For Affiliates | false | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | WWW.YCCU.COM | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1965 | YearFormation |
| Activity Or Mission Description | PROVIDING PERSONAL FINANCIAL SERVICE AND VALUE TO MEMBERS. THESE SERVICES INCLUDE BANKING, LOANS, AND INVESTMENTS THAT ARE NOT AVAILABLE TO NON- MEMBERS. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 14 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 10 | NbrIndependentVotingMembers |
| Total Nbr Employees | 60 | TotalNbrEmployees |
| Total Gross UBI | 17524 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | -22953 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 5799098 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 5376595 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 1092680 | InvestmentIncomePriorYear |
| Investment Income Current Year | 477277 | InvestmentIncomeCurrentYear |
| Other Revenue Current Year | 0 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 6891778 | TotalRevenuePriorYear |
| Total Revenue Current Year | 5853872 | TotalRevenueCurrentYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 2421395 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 2072226 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 4274536 | OtherExpensePriorYear |
| Other Expenses Current Year | 3394181 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 6695931 | TotalExpensesPriorYear |
| Total Expenses Current Year | 5466407 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 195847 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 387465 | RevenuesLessExpensesCY |
| Total Assets BOY | 157078456 | TotalAssetsBOY |
| Total Assets EOY | 163065822 | TotalAssetsEOY |
| Total Liabilities BOY | 144941472 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 149678734 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 12136984 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 13387088 | NetAssetsOrFundBalancesEOY |
| Mission Description | PROVIDING PERSONAL FINANCIAL SERVICE AND VALUE TO MEMBERS. THESE SERVICES INCLUDE BANKING, LOANS, AND INVESTMENTS THAT ARE NOT AVAILABLE TO NON- MEMBERS. | MissionDescription |
| Significant New Program Services | false | SignificantNewProgramServices |
| Significant Change | false | SignificantChange |
| Description | SHARE ACCOUNTS THE CREDIT UNION OFFERS SERVICES TO MEMBERS OF ALL AGES. THE NUMBER INCLUDES BASIC SHARES AND SHARE ACCOUNTS DESIGNED FOR HOLIDAY AND VACATION SAVINGS. THESE ACCOUNTS CAN BE ACCESSED BY HOMEBANKING, AUDIO RESPONSE, AND A FREE DEBIT CARD. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | CHECKING ACCOUNTS THE CREDIT UNION PROVIDES CHECKING ACCOUNTS FOR MEMBERS TO ACCESS WITH VARIOUS FEATURES. WE OFFER FREE CHECKING, AS WELL AS ACCOUNTS THAT PAY DIVIDENDS. THESE ACCOUNTS COME WITH FREE BILL PAY, A FREE DEBIT CARD, ACCESS TO FREE SHARED BRANCHING FACILITIES, AND SURCHARGE FREE ATM'S NATIONWIDE. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | CONSUMER LOANS AND CREDIT CARDS THE CREDIT UNION OFFERS CONSUMER LOANS TO INCLUDE AUTOMOBILES, RECEREATIONAL VEHICLES, EQUIPMENT, AND UNSECURED LOAN PRODUCTS TO MEMBERS. THE CREDIT UNION ALSO OFFERS A VISA CREDIT CARD TO MEMBERS. ALL LOAN PRODUCTS OFFER REASONABLE RATES WITH DIFFERENT METHODS OF PAYBACK FOR MEMBERS. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In501 C3 | false | DescribedIn501C3 |
| Schedule B Required | false | ScheduleBRequired |
| Political Activities | false | PoliticalActivities |
| Subject To Proxy Tax | false | SubjectToProxyTax |
| Donor Advised Funds | false | DonorAdvisedFunds |
| Conservation Easements | false | ConservationEasements |
| Collections Of Art | false | CollectionsOfArt |
| Credit Counseling | false | CreditCounseling |
| Term Or Permanent Endowments | false | TermOrPermanentEndowments |
| Report Land Bldg Equip | true | ReportLandBldgEquip |
| Report Invest Oth Securities | true | ReportInvestOthSecurities |
| Report Prog Rel Invest | false | ReportProgRelInvest |
| Report Other Assets | false | ReportOtherAssets |
| Report Other Liabilities | true | ReportOtherLiabilities |
| Report Fin48 Footnote | false | ReportFin48Footnote |
| Independent Audit Financial Stmt | false | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | false | ConsolidatedAuditFinancialStmt |
| School | false | School |
| Foreign Office | false | ForeignOffice |
| Foreign Activities | false | ForeignActivities |
| More Than5000 K To Organizations | false | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividuals |
| Professional Fundraising | false | ProfessionalFundraising |
| Fundraising Activities | false | FundraisingActivities |
| Gaming | false | Gaming |
| Hospital | false | Hospital |
| Grants To Organizations | false | GrantsToOrganizations |
| Grants To Individuals | false | GrantsToIndividuals |
| Schedule J Required | true | ScheduleJRequired |
| Tax Exempt Bonds | false | TaxExemptBonds |
| Loan To Officer Or DQP | true | LoanToOfficerOrDQP |
| Grant To Related Person | false | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | false | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | false | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | false | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | false | DeductibleNonCashContributions |
| Deductible Contributions Of Art | false | DeductibleContributionsOfArt |
| Terminated | false | Terminated |
| Partial Liquidation | false | PartialLiquidation |
| Disregarded Entity | false | DisregardedEntity |
| Related Entity | false | RelatedEntity |
| Related Org Controlled Entity | false | RelatedOrgControlledEntity |
| Activities Conducted Partnership | false | ActivitiesConductedPartnership |
| Schedule O Required | true | ScheduleORequired |
| Number Forms Transmitted With1096 | 1606 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | true | ComplianceWithBackupWitholding |
| Number Of Employees | 60 | NumberOfEmployees |
| Employment Tax Returns Filed | true | EmploymentTaxReturnsFiled |
| Unrelated Business Income | true | UnrelatedBusinessIncome |
| Form990-T Filed | true | Form990-TFiled |
| Foreign Financial Account | false | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTrans |
| Taxable Party Notification | false | TaxablePartyNotification |
| Non Deductible Contributions | false | NonDeductibleContributions |
| Indoor Tanning Services | false | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 14 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 10 | NumberIndependentVotingMembers |
| Family Or Business Relationship | false | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | false | DelegationOfManagementDuties |
| Changes To Organizing Docs | false | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuse |
| Members Or Stockholders | false | MembersOrStockholders |
| Election Of Board Members | true | ElectionOfBoardMembers |
| Decisions Subject To Approval | true | DecisionsSubjectToApproval |
| Minutes Of Governing Body | true | MinutesOfGoverningBody |
| Minutes Of Committees | true | MinutesOfCommittees |
| Officer Mailing Address | false | OfficerMailingAddress |
| Local Chapters | true | LocalChapters |
| Policies Reference Chapters | true | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | false | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | true | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | false | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | false | RegularMonitoringEnforcement |
| Whistleblower Policy | true | WhistleblowerPolicy |
| Document Retention Policy | true | DocumentRetentionPolicy |
| Compensation Process CEO | true | CompensationProcessCEO |
| Compensation Process Other | false | CompensationProcessOther |
| Investment In Joint Venture | false | InvestmentInJointVenture |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | STEVE MARTIN CFO | NamePerson |
| Telephone Number | 8003887889 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 8384 N BELT LINE | AddressLine1 |
| City | IRVING | City |
| State | TX | State |
| ZIP Code | 75063 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (14 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer |
|---|---|---|---|---|---|---|
| DONNA CARPENTER | ||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | |
| JOHN DANIEL | ||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | |
| ROBERT GANSON | ||||||
| 2.00 | X | 0 | 0 | 0 | ||
| ANTHONY HILL | ||||||
| VICE CHAIRMA | 2.00 | X | 0 | 0 | 0 | |
| KELLY PENNY | ||||||
| SUPERVISORY | 2.00 | X | 0 | 0 | 0 | |
| RON POWELL | ||||||
| TREASUERER | 2.00 | X | 0 | 0 | 0 | |
| STEVE PRATT | ||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | |
| CHRISTA SLEJKO | ||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | |
| CHRIS YARNELL | ||||||
| CHAIRMAN | 2.00 | X | 0 | 0 | 0 | |
| PRABU AYYAGARI | ||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | |
| MARK O'BRYAN | ||||||
| CEO | 45.00 | 194728 | 0 | 0 | X | |
| LISA CONNELL | ||||||
| COO | 45.00 | 116242 | 0 | 0 | X | |
| KEVIN ERICSON | ||||||
| CLO | 45.00 | 113895 | 0 | 0 | X | |
| STEVE MARTIN | ||||||
| CFO | 45.00 | 112217 | 0 | 0 | X | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 537082 | TotalReportableCompFromOrg |
| Number Individuals GT100 K | 4 | NumberIndividualsGT100K |
| Formers Listed | false | FormersListed |
| Total Comp GT150 K | true | TotalCompGT150K |
| Compensation From Other Sources | false | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| UNITED SOLUTIONS COMPANY | |||||
| 1585 SUMMIT LAKE SUITE 300 | TALLAHASSEE | FL | 32317 | CREDIT UN SERV | 286861 |
| AT&T | |||||
| PO BOX 5019 | CAROL STREAM | IL | 60197 | COMMUNICATIONS | 219485 |
| FISERV CARD SERVICES | |||||
| PO BOX 60000 | SAN FRANCISCO | CA | 94160 | CREDIT CARD | 201987 |
| BLUE CROSS BLUE SHIELD | |||||
| 300 E RANDOLPH ST | CHICAGO | IL | 60601 | INSURANCE | 137647 |
| ALLIED SOLUTIONS | |||||
| PO BOX 937 | NILES | MI | 49120 | FINANCIAL SERV | 102067 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 5 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (5 entries)
| DescriptionDescription | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Business CodeBusinessCode | Unrelated Business RevenueUnrelatedBusinessRevenue |
|---|---|---|---|---|
| LOAN INCOME | 4049608 | 4049608 | ||
| FEE INCOME | 1175857 | 1175857 | ||
| OTHER OPERATING INCOME | 110486 | 110486 | ||
| OTHER NON OP INCOME | 23120 | 23120 | ||
| NON MEMBER ATM FEES | 17524 | 522100 | 17524 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 5376595 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 477277 | TotalRevenueColumn |
| Related Or Exempt Function Income | 477277 | RelatedOrExemptFunctionIncome |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 5853872 | TotalRevenueColumn |
| Related Or Exempt Function Income | 5836348 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 17524 | UnrelatedBusinessRevenue |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 537082 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1158567 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 66972 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 135636 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 173969 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 244581 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 114080 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1685035 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 480137 | Total |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 19575 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1303 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 127859 | Total |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| DIVIDENDS | 483789 |
| LOAN LOSS | 122698 |
| MISC OPERATING EXPENSES | 59924 |
| LOAN SERVICING | 33868 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 21332 | Total |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 5466407 | Total |
| Program Services | 0 | ProgramServices |
| Management And General | 0 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 954533 | BOY |
| EOY | 1009026 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 14202416 | BOY |
| EOY | 10812772 | EOY |
Accounts Receivable AccountsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 724314 | BOY |
| EOY | 267980 | EOY |
Receivables From Officers Etc ReceivablesFromOfficersEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 3134872 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 84119226 | BOY |
| EOY | 98449501 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 179319 | BOY |
| EOY | 501839 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 9005746 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 3714310 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 5518112 | BOY |
| EOY | 5291436 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 48897401 | BOY |
| EOY | 41788690 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 2483135 | BOY |
| EOY | 1809706 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 157078456 | BOY |
| EOY | 163065822 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1578492 | BOY |
| EOY | 9989057 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 143362980 | BOY |
| EOY | 139689677 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 144941472 | BOY |
| EOY | 149678734 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 12136984 | BOY |
| EOY | 13387088 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 12136984 | BOY |
| EOY | 13387088 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 157078456 | BOY |
| EOY | 163065822 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expenses | 387465 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | 862639 | ReconcilationOtherChanges |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | false | AccountantCompileOrReview |
| FS Audited | true | FSAudited |
FS Audited Basis FSAuditedBasis
| Field | Value | IRS element (for citing) |
|---|---|---|
| Financial Statement Separate | X | FinancialStatementSeparate |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | true | AuditCommittee |
| Federal Grant Audit Required | false | FederalGrantAuditRequired |
Schedule D IRS990ScheduleD
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 1121884 | OtherCostOrOtherBasis |
| Book Value | 1121884 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 5218827 | OtherCostOrOtherBasis |
| Depreciation | 1496911 | Depreciation |
| Book Value | 3721916 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 465474 | OtherCostOrOtherBasis |
| Depreciation | 314198 | Depreciation |
| Book Value | 151276 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 2199561 | OtherCostOrOtherBasis |
| Depreciation | 1903201 | Depreciation |
| Book Value | 296360 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 5291436 | TotalOfBookValueLandBuildings |
Financial Derivatives FinancialDerivatives
| Field | Value | IRS element (for citing) |
|---|---|---|
| Book Value | 40194221 | BookValue |
| Method Of Valuation | F | MethodOfValuation |
Other Securities OtherSecurities (2 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| LOANS AND INVESTMENTS TO CU'S | 1113869 | C |
| ALL OTHER INVESTMENTS | 480600 | C |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Securities | 41788690 | TotalOfBookValueSecurities |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | MEMBER SHARES | Description |
| Amount | $139,689,677 | Amount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 139689677 | TotalOfAmounts |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | X | CompensationCommittee |
| Written Employment Contract | X | WrittenEmploymentContract |
| Severance Payment | false | SeverancePayment |
| Supplemental Nonqual Retire Plan | false | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | false | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | MARK O'BRYAN | NamePerson |
| Title | CEO | Title |
| Base Compensation Filing Org | 194728 | BaseCompensationFilingOrg |
| Total Compensation Filing Org | 194728 | TotalCompensationFilingOrg |
Schedule L IRS990ScheduleL
Loan Table LoanTable
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | MARK S O'BRYAN | NamePerson |
| Relationship With Organization | EMPLOYEE | RelationshipWithOrganization |
| Purpose Of Loan | SPLIT DOLLAR LIFE INS. | PurposeOfLoan |
| Loan From Organization | X | LoanFromOrganization |
| Original Principal | $3,082,314 | OriginalPrincipalAmount |
| Balance Due | 3134872 | BalanceDue |
| Default | false | Default |
| Approved By Board | true | ApprovedByBoard |
| Written Agreement | true | WrittenAgreement |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | 3134872 | TotalBalanceDue |
Form990 Schedule L Part V Form990ScheduleLPartV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | ADDITIONAL INFORMATION | Identifier |
| Return Reference | SCHEDULE L PART V | ReturnReference |
| Explanation | LOAN USED TO FUND SPLIT DOLLAR LIFE INSURANCE AS PART OF COMPENSATION | Explanation |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (7 entries)
| IdentifierIdentifier | Return ReferenceReturnReference | ExplanationExplanation |
|---|---|---|
| AMENDED RETURN EXPLANATION | FORM 990, PAGE 1, ITEM B | SCHEDULE L WAS NOT INCLUDED WITH ORIGINAL RETURN. IT IS INCLUDED WITH THIS RETURN. THAT CHANGE ALSO CAUSED THE RECLASSIFICATION OF ONE BALANCE SHEET ITEM. |
| ELECTION OF MEMBERS AND THEIR RIGHTS | FORM 990, PAGE 6, PART VI, LINE 7A | ELECTION OF MEMBERS TO THE BOARD OF DIRECTORS IS BY ELECTION OF MEMBERS AT AN ANNUAL MEETING IN WHICH A QUOREM IS PRESENT. |
| DECISIONS SUBJECT TO APPROVAL OF MEMBERS | FORM 990, PAGE 6, PART VI, LINE 7B | DECISION ARE SUBJECT TO APPROVAL BY BOARD OF DIRECTORS WHO ARE ELECTED BY MEMBERS. |
| ORGANIZATION'S PROCESS USED TO REVIEW FORM 990 | FORM 990, PAGE 6, PART VI, LINE 11B | FORM 990 REVIEWED BY BOARD OF DIRECTORS AT A REGULARLY SCHEDULED MEETING. |
| COMPENSATION PROCESS FOR TOP OFFICIAL | FORM 990, PAGE 6, PART VI, LINE 15A | COMPENSATION OF CEO IS REVIEWED BY COMPENSATION COMMITTEE OF BOARD OF DIRECTORS. THERE IS ALSO A WRITTEN EMPLOYMENT CONTRACT FOR THE CEO. |
| GOVERNING DOCUMENTS DISCLOSURE EXPLANATION | FORM 990, PAGE 6, PART VI, LINE 19 | CREDIT UNION IS REGULATED BY NCUA, AND ALL FINANCIAL INFORMATION IS REPORTED TO NCUA. INFORMATION REPORTED TO NCUA IS PUBLICLY AVAILABLE. THE CHARTER AND BY LAWS OF THE CREDIT UNION ARE AVAILABLE TO MEMBERS UPON REQUEST. |
| OTHER CHANGES IN NET ASSETS EXPLANATION | FORM 990, PART XI, LINE 9 | UNREALIZED GAIN LOSS 862,639 |