ANABAPTIST FINANCIAL: Form 990, tax year 2012

View the entire original 990 at ProPublica ↗

Organization: ANABAPTIST FINANCIAL (EIN 32-0158554)
Tax period: 2012-07-01 to 2013-06-30
Filed: 2013-08-30
IRS object ID: 201302429349300225
Schema version: 2012v2.1
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule A
Schedule B
Schedule D
Schedule L
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2013-08-30T15:10:05-04:00	Timestamp
Tax Period End Date	2013-06-30	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	BYERLEY PAYNE AND WHITE CPA PA	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	114 W NORTH FIRST STREET	AddressLine1
City	SENECA	City
State	SC	State
ZIP Code	29678	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2012-07-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	320158554	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	Anabaptist Financial	BusinessNameLine1

Field	Value	IRS element (for citing)
Name Control	ANAB	NameControl

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	1245 Old Route 15	AddressLine1
City	New Columbia	City
State	PA	State
ZIP Code	17856	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	Tim Stoltzfus	Name
Title	Operations Offi	Title
Phone	8006539817	Phone
Date Signed	2013-08-26	DateSigned
Authorize Third Party	false	AuthorizeThirdParty

Preparer Preparer

Field	Value	IRS element (for citing)
Name	MARK A PAYNE CPA	Name
PTIN	P00057582	PTIN
Phone	8648821937	Phone
Date Prepared	2013-08-30	DatePrepared

Field	Value	IRS element (for citing)
Tax Year	2012	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	Merle Herr	NameOfPrincipalOfficerPerson
Gross Receipts	5672020	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Organization501c3	X	Organization501c3
Web Site	www.afweb.org	WebSite
Type Of Organization Corporation	X	TypeOfOrganizationCorporation
Year Formation	2005	YearFormation
State Legal Domicile	PA	StateLegalDomicile
Activity Or Mission Description	Anabaptist Financial has been established to advance conservative Amish, Mennonite, and Brethen (Anabaptists) religious beliefs, cultural traditions and lifestyles. Anabaptist Financial was created to generate a source of funds for making (continued)	ActivityOrMissionDescription
Nbr Voting Members Governing Body	10	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	6	NbrIndependentVotingMembers
Total Nbr Employees	13	TotalNbrEmployees
Total Gross UBI	0	TotalGrossUBI
Net Unrelated Business Txbl Income	0	NetUnrelatedBusinessTxblIncome
Contributions Grants Prior Year	12460	ContributionsGrantsPriorYear
Contributions Grants Current Year	30050	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	4485786	ProgramServiceRevenuePriorYear
Program Service Revenue CY	5450704	ProgramServiceRevenueCY
Investment Income Prior Year	51411	InvestmentIncomePriorYear
Investment Income Current Year	64852	InvestmentIncomeCurrentYear
Other Revenue Prior Year	129763	OtherRevenuePriorYear
Other Revenue Current Year	126414	OtherRevenueCurrentYear
Total Revenue Prior Year	4679420	TotalRevenuePriorYear
Total Revenue Current Year	5672020	TotalRevenueCurrentYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	279410	SalariesEtcPriorYear
Salaries Etc Current Year	370281	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	20943	TotalFundrsngExpCurrentYear
Other Expense Prior Year	4052943	OtherExpensePriorYear
Other Expenses Current Year	4904488	OtherExpensesCurrentYear
Total Expenses Prior Year	4332353	TotalExpensesPriorYear
Total Expenses Current Year	5274769	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	347067	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	397251	RevenuesLessExpensesCY
Total Assets BOY	114284112	TotalAssetsBOY
Total Assets EOY	150679554	TotalAssetsEOY
Total Liabilities BOY	113738587	TotalLiabilitiesBOY
Total Liabilities EOY	149736778	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	545525	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	942776	NetAssetsOrFundBalancesEOY
Mission Description	Anabaptist Financial has been established to advance conservative Amish, Mennonite, and Brethen (Anabaptists) religious beliefs, cultural traditions and lifestyles. Anabaptist Financial was created to generate a source of funds for making (continued)	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Expense	4991877	Expense
Revenue	5531157	Revenue
Description	Loan Program: AF makes loans to Anabaptist individuals, businesses, and charitable organizations. Loans include business real estate, business operating, and home mortgages. As of its current year end, AF had 703 outstanding loans in its loan portfolio, totaling loan receivables of $140,534,231. These loans assist Anabaptists in maintaining their religious beliefs and cultural lifestyles.	Description
Total Program Service Expense	4991877	TotalProgramServiceExpense
Described In501 C3	true	DescribedIn501C3
Schedule B Required	true	ScheduleBRequired
Political Activities	false	PoliticalActivities
Lobbying Activities	false	LobbyingActivities
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	false	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	true	ReportFin48Footnote
Independent Audit Financial Stmt	true	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	false	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	false	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	false	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Excess Benefit Transaction	false	ExcessBenefitTransaction
Prior Excess Benefit Transaction	false	PriorExcessBenefitTransaction
Loan To Officer Or DQP	true	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	false	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	false	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	false	DisregardedEntity
Related Entity	true	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Transfers To Exempt Non Chrtbl Org	false	TransfersToExemptNonChrtblOrg
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	1442	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Compliance With Backup Witholding	true	ComplianceWithBackupWitholding
Number Of Employees	13	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	false	UnrelatedBusinessIncome
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	false	NonDeductibleContributions
Quid Pro Quo Contributions	false	QuidProQuoContributions
Form8282 Property Disposed Of	false	Form8282PropertyDisposedOf
Funds To Pay Premiums	false	FundsToPayPremiums
Premiums Paid	false	PremiumsPaid
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	10	NbrVotingGoverningBodyMembers
Number Independent Voting Members	6	NumberIndependentVotingMembers
Family Or Business Relationship	false	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	false	MembersOrStockholders
Election Of Board Members	false	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	true	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	true	RegularMonitoringEnforcement
Whistleblower Policy	false	WhistleblowerPolicy
Document Retention Policy	false	DocumentRetentionPolicy
Compensation Process CEO	true	CompensationProcessCEO
Compensation Process Other	true	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
States Where Copy Of Return Is Filed	PA	StatesWhereCopyOfReturnIsFiled
States Where Copy Of Return Is Filed	VA	StatesWhereCopyOfReturnIsFiled
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	Tim R Stoltzfus	NamePerson
Telephone Number	8006539817	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	1245 Old Route 15	AddressLine1
City	New Columbia	City
State	PA	State
ZIP Code	17856	ZIPCode

Field	Value	IRS element (for citing)
Info In Schedule O Part VII	X	InfoInScheduleOPartVII

Form990 Part VII Section A Form990PartVIISectionA (15 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation	OfficerOfficer
Amos Hurst Jr
At large	1.00	X	0	0	0
Ben A Stoltzfus
At large	1.00	X	0	0	0
David G Martin
At large	1.00	X	0	1054	0
Dennis Martin
Vice Chairman	1.00	X	0	0	0
Dwayne Borkholder
Secretary	1.00	X	0	0	0
Joel Martin
At large	1.00	X	0	0	0
John D Stoltzfus
At large	1.00	X	0	0	0
Kenneth Burkholder
Chairman	1.00	X	0	0	0
Paul A Miller
At large partial year	1.00	X	1747	0	0	X
Richard Hoover
At large	1.00	X	0	0	0
Richard Shank
Board Treasurer	1.00	X	0	7109	0
Merle Herr
Executive Officer	11.00		22875	21875	788	X
Richie Lauer
Foundation Officer	5.00		10108	51614	998	X
Tim R Stoltzfus
Operations Officer	27.00		45702	19158	996	X
Tim Thomas
Financial Officer	28.00		55720	13680	1055	X

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	136152	TotalReportableCompFromOrg
Total Reportable Comp Frm Rltd Orgs	114490	TotalReportableCompFrmRltdOrgs
Total Other Compensation	3837	TotalOtherCompensation
Number Individuals GT100 K	0	NumberIndividualsGT100K
Formers Listed	false	FormersListed
Total Comp GT150 K	false	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources
All Other Contributions	30050	AllOtherContributions
Total Contributions	30050	TotalContributions

Program Service Revenue ProgramServiceRevenue (4 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome
Loan origination fees	900099	119815	119815
Loan program interest	900099	5295582	5295582
Commitment fees	900099	9193	9193
Other program fees	900099	26114	26114

Field	Value	IRS element (for citing)
Total Program Service Revenue	5450704	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	64852	TotalRevenueColumn
Exclusion	$64,852	ExclusionAmount

Other Revenue Misc OtherRevenueMisc (2 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome
Office service fees	900099	45961	45961
Interest from offrdqps	900099	80453	80453

Field	Value	IRS element (for citing)
Total Other Revenue	126414	TotalOtherRevenue

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	5672020	TotalRevenueColumn
Related Or Exempt Function Income	5577118	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	0	UnrelatedBusinessRevenue
Exclusion	$64,852	ExclusionAmount

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	164452	Total
Program Services	83721	ProgramServices
Management And General	76330	ManagementAndGeneral
Fundraising	4401	Fundraising

Comp Disqual Persons CompDisqualPersons

Field	Value	IRS element (for citing)
Total	2101	Total
Management And General	2101	ManagementAndGeneral

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	163382	Total
Program Services	98029	ProgramServices
Management And General	65353	ManagementAndGeneral

Pension Plan Contributions PensionPlanContributions

Field	Value	IRS element (for citing)
Total	4254	Total
Program Services	2552	ProgramServices
Management And General	1702	ManagementAndGeneral

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	36092	Total
Program Services	21655	ProgramServices
Management And General	14437	ManagementAndGeneral

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	37993	Total
Management And General	37993	ManagementAndGeneral

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	21982	Total
Management And General	21982	ManagementAndGeneral

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	7162	Total
Program Services	642	ProgramServices
Management And General	6520	ManagementAndGeneral

Advertising Advertising

Field	Value	IRS element (for citing)
Total	6604	Total
Fundraising	6604	Fundraising

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	37888	Total
Program Services	19701	ProgramServices
Management And General	16855	ManagementAndGeneral
Fundraising	1332	Fundraising

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	9768	Total
Program Services	3897	ProgramServices
Management And General	3265	ManagementAndGeneral
Fundraising	2606	Fundraising

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	13148	Total
Program Services	7889	ProgramServices
Management And General	5259	ManagementAndGeneral

Travel Travel

Field	Value	IRS element (for citing)
Total	13673	Total
Program Services	4693	ProgramServices
Management And General	8980	ManagementAndGeneral

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	6000	Total
Fundraising	6000	Fundraising

Interest Interest

Field	Value	IRS element (for citing)
Total	4486407	Total
Program Services	4486407	ProgramServices

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	156	Total
Program Services	94	ProgramServices
Management And General	62	ManagementAndGeneral

Insurance Insurance

Field	Value	IRS element (for citing)
Total	2723	Total
Program Services	1634	ProgramServices
Management And General	1089	ManagementAndGeneral

Other Expenses OtherExpenses (2 entries)

DescriptionDescription	TotalTotal	Program ServicesProgramServices
Provision for loan losses	252971	252971
Filing and search fees	7962	7962

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	51	Total
Program Services	30	ProgramServices
Management And General	21	ManagementAndGeneral

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	5274769	Total
Program Services	4991877	ProgramServices
Management And General	261949	ManagementAndGeneral
Fundraising	20943	Fundraising

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	734713	BOY
EOY	2408582	EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	7012145	BOY
EOY	8106997	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	26081	BOY
EOY	17323	EOY

Receivables From Officers Etc ReceivablesFromOfficersEtc

Field	Value	IRS element (for citing)
BOY	119335	BOY
EOY	111927	EOY

Receivables From Disqual Persons ReceivablesFromDisqualPersons

Field	Value	IRS element (for citing)
BOY	1316175	BOY
EOY	2373148	EOY

Other Notes Loans Receivable Net OtherNotesLoansReceivableNet

Field	Value	IRS element (for citing)
BOY	104677322	BOY
EOY	137065442	EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
EOY	744	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	9362	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	156	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
EOY	9206	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	398341	BOY
EOY	586185	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	114284112	BOY
EOY	150679554	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	17987	BOY
EOY	29454	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	113720600	BOY
EOY	149707324	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	113738587	BOY
EOY	149736778	EOY

Field	Value	IRS element (for citing)
Follow SFAS117	X	FollowSFAS117

Unrestricted Net Assets UnrestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	545525	BOY
EOY	942776	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	545525	BOY
EOY	942776	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	114284112	BOY
EOY	150679554	EOY

Field	Value	IRS element (for citing)
Reconcilation Revenue Expenses	397251	ReconcilationRevenueExpenses
Reconcilation Other Changes	0	ReconcilationOtherChanges
Info In Schedule O Part XII	X	InfoInScheduleOPartXII
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	true	FSAudited

FS Audited Basis FSAuditedBasis

Field	Value	IRS element (for citing)
Financial Statement Separate	X	FinancialStatementSeparate

Field	Value	IRS element (for citing)
Audit Committee	false	AuditCommittee
Federal Grant Audit Required	false	FederalGrantAuditRequired

Schedule A IRS990ScheduleA

Field	Value	IRS element (for citing)
Publicly Supported Org509a2	X	PubliclySupportedOrg509a2

Gifts Grants Contrib Received509 GiftsGrantsContribReceived509

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	141200	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	21200	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	25045	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	12460	CurrentTaxYearMinus1Year
Current Tax Year	30050	CurrentTaxYear
Total	229955	Total

Gross Receipts From Admissions GrossReceiptsFromAdmissions

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	1355530	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	2217804	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	3470406	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	4582303	CurrentTaxYearMinus1Year
Current Tax Year	5531157	CurrentTaxYear
Total	17157200	Total

Total509 Total509

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	1496730	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	2239004	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	3495451	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	4594763	CurrentTaxYearMinus1Year
Current Tax Year	5561207	CurrentTaxYear
Total	17387155	Total

Amts Recd From Disqual Persons AmtsRecdFromDisqualPersons

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	192813	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	108109	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	82522	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	90629	CurrentTaxYearMinus1Year
Current Tax Year	80453	CurrentTaxYear
Total	554526	Total

Amts From Subst Contributors AmtsFromSubstContributors

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	136094	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	107812	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	14316	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	28311	CurrentTaxYearMinus1Year
Current Tax Year	20908	CurrentTaxYear
Total	307441	Total

Support From DQ Ps Etc SupportFromDQPsEtc

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	328907	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	215921	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	96838	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	118940	CurrentTaxYearMinus1Year
Current Tax Year	101361	CurrentTaxYear
Total	861967	Total

Field	Value	IRS element (for citing)
Public Support Total509	16525188	PublicSupportTotal509

Gross Investment Income509 GrossInvestmentIncome509

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	34679	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	33033	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	40775	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	51411	CurrentTaxYearMinus1Year
Current Tax Year	64852	CurrentTaxYear
Total	224750	Total

Investment Income And UBTI InvestmentIncomeAndUBTI

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	34679	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	33033	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	40775	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	51411	CurrentTaxYearMinus1Year
Current Tax Year	64852	CurrentTaxYear
Total	224750	Total

Other Income509 OtherIncome509

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	16462	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	20985	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	20970	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	33246	CurrentTaxYearMinus1Year
Current Tax Year	45961	CurrentTaxYear
Total	137624	Total

Total Support Total TotalSupportTotal

Field	Value	IRS element (for citing)
Current Tax Year Minus4 Years	1547871	CurrentTaxYearMinus4Years
Current Tax Year Minus3 Years	2293022	CurrentTaxYearMinus3Years
Current Tax Year Minus2 Years	3557196	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	4679420	CurrentTaxYearMinus1Year
Current Tax Year	5672020	CurrentTaxYear
Total	17749529	Total

Field	Value	IRS element (for citing)
Public Support Percentage509	0.93100	PublicSupportPercentage509
Prior Year Support Percentage	0.90180	PriorYearSupportPercentage
Investment Income Percentage	0.01270	InvestmentIncomePercentage
Prior Yr Invest Income Percentage	0.01680	PriorYrInvestIncomePercentage
Thirty Three Percnt Tests CY509	X	ThirtyThreePercntTestsCY509
General Explanation	Other income (Part II, line 10 or Part III, line 12) Detail of Other Income: Office service fees $137,624	GeneralExplanation

Schedule B IRS990ScheduleB

Contributor Info ContributorInfo

Field	Value	IRS element (for citing)
Contributor Number	RESTRICTED	ContributorNumber

Contributor Name Business ContributorNameBusiness

Field	Value	IRS element (for citing)
Business Name Line1	RESTRICTED	BusinessNameLine1

Contributor Address US ContributorAddressUS

Field	Value	IRS element (for citing)
Address Line1	RESTRICTED	AddressLine1
Address Line2	RESTRICTED	AddressLine2
City	RESTRICTED	City
State	RESTRICTED	State
ZIP Code	RESTRICTED	ZIPCode

Field	Value	IRS element (for citing)
Aggregate Contributions	RESTRICTED	AggregateContributions

Schedule D IRS990ScheduleD

Equipment Equipment

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	9362	OtherCostOrOtherBasis
Depreciation	156	Depreciation
Book Value	9206	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	9206	TotalOfBookValueLandBuildings

Other Assets OtherAssets

Field	Value	IRS element (for citing)
Description	Interest Receivable	Description
Book Value	586185	BookValue

Field	Value	IRS element (for citing)
Total Book Value Other Assets	586185	TotalBookValueOtherAssets

Other Liabilities OtherLiabilities (2 entries)

DescriptionDescription	AmountAmount
Investment Agreements Payable	$149,705,448
Deferred Committment Fees	$1,876

Field	Value	IRS element (for citing)
Total Of Amounts	149707324	TotalOfAmounts
Footnote In Part XIII	X	FootnoteInPartXIII
Tot Revenue Etc Audited Fincl Stmt	5672020	TotRevenueEtcAuditedFinclStmt
Revenue Subtotal	5672020	RevenueSubtotal
Total Revenue Per Form990	5672020	TotalRevenuePerForm990
Tot Expenses Etc Audited Fincl Stmt	5274769	TotExpensesEtcAuditedFinclStmt
Expenses Subtotal	5274769	ExpensesSubtotal
Total Expenses Per Form990	5274769	TotalExpensesPerForm990

Form990 Schedule D Part XIII Form990ScheduleDPartXIII

Field	Value	IRS element (for citing)
Identifier	D13	Identifier
Return Reference	Footnote for uncertain tax position under FIN 48 Part X	ReturnReference
Explanation	AF has adopted accounting principles related to accounting for uncertainty in income tax posititons. AF9s policy is to record a liability for any tax position taken that is beneficial to AF, including any related interest and penalties, when it is more than likely than not the position taken by management with respect to a transaction or class or transactions will be overturned by a taxing authority upon examination. Penalties and interest related to underpayment of income taxes are not recorded as income taxes but as penalties and interest expense. Managment believes there are no such positions for either the current year or prior years and, accordingly, no liability has been accrued.	Explanation

Schedule L IRS990ScheduleL

Loan Table LoanTable (10 entries)

Relationship With OrganizationRelationshipWithOrganization	Purpose Of LoanPurposeOfLoan	Loan From OrganizationLoanFromOrganization	Original PrincipalOriginalPrincipalAmount	Balance DueBalanceDue	DefaultDefault	Approved By BoardApprovedByBoard	Written AgreementWrittenAgreement
Dwayne Borkholder
Board member	Business	X	$84,000	73248	false	true	true
Richie Lauer
Officer	Business	X	$49,000	38679	false	true	true
Angela B Nolt
Daughter of bd memb	Business	X	$84,000	17153	false	true	true
Martin Family Reality
Board member busines	Business	X	$475,000	391645	false	true	true
Glenden M Martin
Board member son	Business	X	$175,000	129876	false	true	true
Borkholder Buildings and Supply
Board member busines	Business	X	$627,527	513761	false	true	true
Richard K Herr
Officers parent	Business	X	$250,000	169564	false	true	true
Lorene K Borkholder
Board member sister	Business	X	$80,000	78332	false	true	true
Hebron Enterprises LLC
Ofr parents busines	Business	X	$470,000	374168	false	true	true
KBMB LLC
Board member busines	Business	X	$1,000,000	698649	false	true	true

Field	Value	IRS element (for citing)
Total Balance Due	2485075	TotalBalanceDue

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (8 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
O01	Form 990 governing body review Part VI line 11	AF9s CFO, CEO, and Operation9s Officer review Form 990 for accuracy prior to its filing with the IRS.
O02	Conflict of interest policy compliance Part VI line 12c	Article I: Purpose The purpose of the conflict of interest policy is to protect Anabaptist Financial9s interest when it is contemplating entering into a transaction or arrangement that might benefit the private interest of an officer or director of the organization or might result in possible excess benefit transaction. This policy is intended to supplement but not replace any applicable state and federal laws governing conflict of interest applicable this type of organization. Article II: Definitions Interested Person = Any director, principal officer, or member of a committee with governing board delegated powers, who has a direct or indirect financial interest, as defined below, is an interested person. Financial Interest = A person has a financial interest if the person has, directly or indirectly, through business, investment, or family: a. an ownership or investment interest in any entity with which the organization has a transaction or arrangement, or b. a compensation arrangement with the organization or with any entity or individual with which the organization has a transaction or arrangement, or c. a potential ownership or investment interest in, or compensation arrangement with, any entity or individual with which the organization is negotiating a transaction or arrangement. Compensation includes direct and indirect remuneration as well as gifts or favors that are not insubstantial. A financial interest is not necessarily a conflict of interest. Under Article III, Section 2, a person who has a financial interest may have a conflict of interest only if the appropriate governing board or committee decides that a conflict of interest exists. Article III: Procedures 1. Duty to disclose---In connection with any actual or possible conflict of interest, an interested person must disclose the existence of the financial interest and be given opportunity to disclose all material facts to the directors and members of committees with governing board delegated powers considering the proposed transaction or arrangement. 2. Determining whether a conflict of interest exists---After disclosure of the financial interest and all material facts, and after any discussion with the interested person, he/she shall leave the governing board or committee meeting while the determination of a conflict of interest is discussed and voted upon. The remaining board or committee members shall decide if a conflict of interest exists. 3. Procedures for addressing the conflict of interest---An interested person may make a presentation at the governing board or committee meeting, but he/she shall leave the meeting during the discussion of and vote on the transaction or arrangement involving a possible conflict of interest. The chairperson of the governing board or committee shall, if appropriate, appoint a disinterested person or committee to investigate alternatives to the proposed transaction or arrangement. After exercising due diligence, the governing board or committee shall determine whether the organization can obtain with reasonable efforts a more advantageous transaction or arrangement from a person or entity that would not give rise to a conflict of interest. If such a more advantageous transaction or arrangement is not reasonably possible under circumstances not producing a conflict of interest, the governing board or committee shall determine by a majority vote of the disinterested directors whether the transaction or arrangement is in the organization9s best interest, for its own benefit, and whether it is fair and reasonable. In conformity with the above determination it shall make its decision as to whether to enter into the transaction or arrangement. 4. Violations of the conflicts of interest policy---If the governing board or committee has reasonable caused to believe a member has failed to disclose actual or possible conflicts of interest, it shall inform the member of the basis for such belief and afford the member an opportunity to explain the alleged failure to disclose. If, after hearing the member9s response and after making further investigation as warranted by the circumstances, the governing board or committee determines the member has failed to disclose an actual or possible conflict of interest, it shall take appropriate disciplinary and corrective action. Article IV: Records of Proceedings The minutes of the governing board and all committees with board delegated powers shall contain: a. the names of the persons who disclosed or otherwise were found to have a financial interest in connection with or possible conflict of interest, the nature of the financial interest, any action taken to determine whether a conflict of interest was present, and the governing board9s or committee9s decision as to whether a conflict of interest in fact existed b. the names of the person who were present for discussion and votes relating to the transaction or arrangement, the content
O03	CEO executive director top management comp Part VI line 15a	The compensation of the Executive Director is reviewed annually by the governing board. Comparative and other data is used to determine the proposed level of compensation. The governing board approves the compensation arrangements which is documented in the board minutes.
O04	Other officer or key employee compensation Part VI line 15b	Compensation is determined for Financial9s Operation9s Officer and other Executive Officer following the same procedure as described for Financial9s Executive Director.
O05	Governing documents etc available to public Part VI line 19	Anabaptist Financial includes its financial statments in its annual registration statement with the Pennsylvania Securities Commission. Copies of financial statements and other governing documents are also available upon request. These documents may also be inspected at Financial9s business office located in New Columbia, PA during normal business hours.
O06	Audited by an independent accountant Part XII line 2b	The governing board oversees the selection of the independent accountant and the review of the audited financial statements.
O07	Estimate of average hours per week devoted to related organizations Part VII Col B	AF9s directors and officers worked for related entities as follows: Merle Herr - 10.6 Tim Thomas - 6.9 Tim Stoltzfus - 11.5 Richie Lauer - 29.0 David G. Martin - .5 Richard Shank - 8.9
O08	General explanation attachment	Part I and III, Line 1 (continuation): low interest loans to Anabaptists to further the goals of preserving the Anabaptist religion and way of life.

Schedule R IRS990ScheduleR

Form990 Schedule R Part II Form990ScheduleRPartII (2 entries)

Address Line1AddressUS/AddressLine1	CityAddressUS/City	StateAddressUS/State	ZIP CodeAddressUS/ZIPCode	EINEIN	Primary ActivitiesPrimaryActivities	Legal Domicile StateLegalDomicileState	Exempt Code SectionExemptCodeSection	Public Charity StatusPublicCharityStatus	Direct Controlling Entity NADirectControllingEntityNA	Controlled OrgControlledOrg
Anabaptist Foundation
1245 Old Route 15	New Columbia	PA	17856	753187397	Assistance to public charities	PA	501 c3	7	N/A	false
Open Hands
1245 Old Route 15	New Columbia	PA	17856	455481306	Charitable programs	PA	501c3	7	N/A	false

Form990 Schedule R Part IV Form990ScheduleRPartIV

Name Of Related Org NameOfRelatedOrg

Field	Value	IRS element (for citing)
Business Name Line1	Anabaptist Financial Solutions	BusinessNameLine1

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	1245 Old Route 15	AddressLine1
City	New Columbia	City
State	PA	State
ZIP Code	17856	ZIPCode

Field	Value	IRS element (for citing)
EIN	770688163	EIN
Primary Activity	Business advising and seminars	PrimaryActivity
Legal Domicile State	PA	LegalDomicileState
Direct Controlling Entity NA	N/A	DirectControllingEntityNA
Type Of Entity	C Corp	TypeOfEntity
Percentage Ownership	0.00000	PercentageOwnership
Controlled Org	false	ControlledOrg

Field	Value	IRS element (for citing)
Receipt Of Int Ann Rents Royalties	false	ReceiptOfIntAnnRentsRoyalties
Gift Grant Or Cap Contr To Other Org	false	GiftGrantOrCapContrToOtherOrg
Gift Grant Or Cap Contr Fr Other Org	true	GiftGrantOrCapContrFrOtherOrg
Loans Or Guarantees To Other Org	false	LoansOrGuaranteesToOtherOrg
Loans Or Guarantees From Other Org	false	LoansOrGuaranteesFromOtherOrg
Dividends Related Organization	false	DividendsRelatedOrganization
Sale Of Assets To Other Org	false	SaleOfAssetsToOtherOrg
Purchase Of Assets From Other Org	false	PurchaseOfAssetsFromOtherOrg
Exchange Of Assets	false	ExchangeOfAssets
Rental Of Facilities To Other Orgs	false	RentalOfFacilitiesToOtherOrgs
Rental Of Facilities Fr Other Orgs	true	RentalOfFacilitiesFrOtherOrgs
Perform Of Services For Other Orgs	true	PerformOfServicesForOtherOrgs
Perform Of Services By Other Orgs	false	PerformOfServicesByOtherOrgs
Sharing Of Facilities	true	SharingOfFacilities
Sharing Of Paid Employees	true	SharingOfPaidEmployees
Reimbursement Paid To Other Org	true	ReimbursementPaidToOtherOrg
Reimbursement Paid By Other Org	true	ReimbursementPaidByOtherOrg
Other Transfer To Other Org	false	OtherTransferToOtherOrg
Other Transfer From Other Org	false	OtherTransferFromOtherOrg