EDUCATIONAL EMPLOYEES CREDIT UNION: Form 990, tax year 2012
View the entire original 990 at ProPublica ↗
- Organization
- EDUCATIONAL EMPLOYEES CREDIT UNION (EIN 94-1031345)
- Tax period
- 2012-01-01 to 2012-12-31
- Filed
- 2013-08-21
- IRS object ID
- 201332339349300413
- Schema version
- 2012v2.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2013-08-21T11:20:30-05:00 | Timestamp |
| Tax Period End Date | 2012-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 954083485 | EIN |
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TURNER WARREN HWANG & CONRAD ACCTCY | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 100 NORTH FIRST ST STE 202 | AddressLine1 |
| City | BURBANK | City |
| State | CA | State |
| ZIP Code | 91502 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2012-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 941031345 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | EDUCATIONAL EMPLOYEES CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | EDUC | NameControl |
| Phone | 5594377731 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2222 WEST SHAW AVENUE | AddressLine1 |
| City | FRESNO | City |
| State | CA | State |
| ZIP Code | 93711 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | ELIZABETH DOOLEY | Name |
| Title | CEO | Title |
| Phone | 5594377731 | Phone |
| Date Signed | 2013-08-12 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| PTIN | P01054153 | PTIN |
| Phone | 8189549700 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2012 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | ELIZABETH DOOLEY | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2222 WEST SHAW AVENUE | AddressLine1 |
| City | FRESNO | City |
| State | CA | State |
| ZIP Code | 93711 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 95418763 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | WWW.MYEECU.ORG | WebSite |
| Type Of Organization Other | X | TypeOfOrganizationOther |
| Type Of Org Other Description | CREDIT UNION | TypeOfOrgOtherDescription |
| Year Formation | 1934 | YearFormation |
| State Legal Domicile | CA | StateLegalDomicile |
| Activity Or Mission Description | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 9 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 9 | NbrIndependentVotingMembers |
| Total Nbr Employees | 446 | TotalNbrEmployees |
| Total Nbr Volunteers | 18 | TotalNbrVolunteers |
| Total Gross UBI | 747535 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | -301479 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 71700607 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 69036427 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 25727076 | InvestmentIncomePriorYear |
| Investment Income Current Year | 24062254 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 0 | OtherRevenuePriorYear |
| Other Revenue Current Year | 0 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 97427683 | TotalRevenuePriorYear |
| Total Revenue Current Year | 93098681 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 362028 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 494944 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 23003011 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 23877064 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 53780230 | OtherExpensePriorYear |
| Other Expenses Current Year | 39894276 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 77145269 | TotalExpensesPriorYear |
| Total Expenses Current Year | 64266284 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 20282414 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 28832397 | RevenuesLessExpensesCY |
| Total Assets BOY | 1902934649 | TotalAssetsBOY |
| Total Assets EOY | 2034650857 | TotalAssetsEOY |
| Total Liabilities BOY | 1698740658 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 1801318599 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 204193991 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 233332258 | NetAssetsOrFundBalancesEOY |
| Info In Schedule O Part III | X | InfoInScheduleOPartIII |
| Mission Description | EDUCATIONAL EMPLOYEES CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, EDUCATIONAL EMPLOYEES CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Description | ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH CONSUMER LOANS FROM A BROAD ARRAY OF PRODUCT OFFERINGS, INCLUDING VEHICLE LOANS, CREDIT CARDS AND PERSONAL LINES OF CREDIT. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH MORTGAGE LOANS, INCLUDING FIRST TRUST DEEDS, SECOND TRUST DEEDS AND HOME EQUITY LINES OF CREDIT. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH A BROAD ARRAY OF DEPOSIT PRODUCT OFFERINGS, INCLUDING A HIGH-YIELD CHECKING ACCOUNT PRODUCT AND A PREMIUM-RATE TIERED SAVINGS PRODUCT. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In501 C3 | 0 | DescribedIn501C3 |
| Schedule B Required | 0 | ScheduleBRequired |
| Political Activities | 1 | PoliticalActivities |
| Subject To Proxy Tax | 0 | SubjectToProxyTax |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 0 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 0 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 1 | ReportProgRelInvest |
| Report Other Assets | 0 | ReportOtherAssets |
| Report Other Liabilities | 1 | ReportOtherLiabilities |
| Report Fin48 Footnote | 1 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 0 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 1 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 1 | GrantsToOrganizations |
| Grants To Individuals | 1 | GrantsToIndividuals |
| Schedule J Required | 1 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Loan To Officer Or DQP | 1 | LoanToOfficerOrDQP |
| Grant To Related Person | 1 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 0 | DisregardedEntity |
| Related Entity | 1 | RelatedEntity |
| Related Org Controlled Entity | 1 | RelatedOrgControlledEntity |
| Transaction Related Entity | 0 | TransactionRelatedEntity |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 49863 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | 1 | ComplianceWithBackupWitholding |
| Number Of Employees | 446 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 1 | UnrelatedBusinessIncome |
| Form990-T Filed | 1 | Form990-TFiled |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 9 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 9 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 1 | MembersOrStockholders |
| Election Of Board Members | 1 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 1 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 1 | LocalChapters |
| Policies Reference Chapters | 1 | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | 1 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 1 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| States Where Copy Of Return Is Filed | CA | StatesWhereCopyOfReturnIsFiled |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ELENA MARTIN | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 5594377733 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2222 WEST SHAW AVENUE | AddressLine1 |
| City | FRESNO | City |
| State | CA | State |
| ZIP Code | 93711 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (24 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer | Highest Compensated EmployeeHighestCompensatedEmployee |
|---|---|---|---|---|---|---|---|
| FRANK V POWELL | |||||||
| CHAIRPERSON | 4.00 | X | 186 | 0 | 0 | ||
| CLEO BAUER-PAPAGNI | |||||||
| VICE-CHAIRPERSON | 4.00 | X | 186 | 0 | 0 | ||
| RICK BROWNING | |||||||
| TREASURER | 2.00 | X | 186 | 0 | 0 | ||
| ENRIQUE GUZMAN | |||||||
| SECRETARY | 2.00 | X | 186 | 0 | 0 | ||
| BARBARA THOMAS | |||||||
| BOARD MEMBER | 2.00 | X | 186 | 0 | 0 | ||
| PAUL HOKOKIAN | |||||||
| BOARD MEMBER | 2.00 | X | 186 | 0 | 0 | ||
| CAROL MUNSHOWER | |||||||
| BOARD MEMBER | 2.00 | X | 186 | 0 | 0 | ||
| DAVID A ROBERTS | |||||||
| BOARD MEMBER | 2.00 | X | 186 | 0 | 0 | ||
| DEREK SCHARTON | |||||||
| BOARD MEMBER | 2.00 | X | 186 | 0 | 0 | ||
| DEAN CLARK | |||||||
| BOARD MEMBER (EMERITUS) | 2.00 | X | 186 | 0 | 0 | ||
| WALTER A FRANZELL | |||||||
| SUPV CMTE CHAIR | 2.00 | X | 186 | 0 | 0 | ||
| DAREL MEHRTEN | |||||||
| SUPV CMTE SECRETARY | 2.00 | X | 186 | 0 | 0 | ||
| TOM BORCHARDT | |||||||
| SUPV CMTE MEMBER | 2.00 | X | 186 | 0 | 0 | ||
| STEPHEN CORL | |||||||
| SUPV CMTE MEMBER | 2.00 | X | 186 | 0 | 0 | ||
| WILLIE CLARK | |||||||
| SUPV CMTE MEMBER | 2.00 | X | 186 | 0 | 0 | ||
| ELIZABETH DOOLEY | |||||||
| CEO | 60.00 | 538492 | 0 | 54149 | X | ||
| BEVERLY RYAN | |||||||
| CFO | 50.00 | 214268 | 0 | 13497 | X | ||
| DENDA MATTHEWS | |||||||
| COO | 50.00 | 228342 | 0 | 21540 | X | ||
| MARK PEREZ | |||||||
| CLO | 50.00 | 210624 | 0 | 25748 | X | ||
| BRADLEY TOWERS | |||||||
| FINANCIAL REP | 40.00 | 248439 | 0 | 22220 | X | ||
| THOMAS GRAY | |||||||
| SVP HR & FACILITIES | 50.00 | 187058 | 0 | 30946 | X | ||
| DICK ASHJIAN | |||||||
| SVP RISK MGMT | 50.00 | 178046 | 0 | 31719 | X | ||
| JULIE MATTERN | |||||||
| SVP BRANCHES | 50.00 | 168848 | 0 | 18712 | X | ||
| ELENA MARTIN | |||||||
| CONTROLLER | 50.00 | 162254 | 0 | 18341 | X | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 2139161 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 236872 | TotalOtherCompensation |
| Number Individuals GT100 K | 15 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 1 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| PSCU FINANCIAL SERVICES | |||||
| 560 CARILLON PARKWAY | ST PETERSBURG | FL | 33716 | VISA PROCESSOR | 4048096 |
| DIEBOLD | |||||
| PO BOX 643543 | PITTSBURGH | PA | 15264 | ATM EQUIPMENT AND MAINTENANCE | 1384969 |
| CATALYST (FORMERLY THIELEN IDEACORP) | |||||
| 970 VAN NESS AVENUE | FRESNO | CA | 93721 | MARKETING | 1365276 |
| VISA USA | |||||
| PO BOX 60000-FILE 2953 | SAN FRANCISCO | CA | 94160 | VISA/DEBIT CARD | 1183721 |
| DATA STATEMENT | |||||
| 23120 ALICIA PKWY SUITE 200 | MISSION VIEJO | CA | 92692 | MEMBER STATEMENTS | 1164031 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 34 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Unrelated Business RevenueUnrelatedBusinessRevenue |
|---|---|---|---|---|
| INTEREST ON LOANS | 522100 | 45251042 | 45251042 | |
| OTHER OPERATING INCOME | 522100 | 13382559 | 13009982 | 372577 |
| FEE INCOME | 522100 | 10402826 | 10027868 | 374958 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 69036427 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 23929263 | TotalRevenueColumn |
| Related Or Exempt Function Income | 23929263 | RelatedOrExemptFunctionIncome |
Gross Amount Sales Assets GrossAmountSalesAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | 2453073 | Other |
Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | 2320082 | Other |
Gain Or Loss GainOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | 132991 | Other |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 132991 | TotalRevenueColumn |
| Related Or Exempt Function Income | 132991 | RelatedOrExemptFunctionIncome |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 93098681 | TotalRevenueColumn |
| Related Or Exempt Function Income | 92351146 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 747535 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Grants To Domestic Orgs GrantsToDomesticOrgs
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 374944 | Total |
Grants To Domestic Individuals GrantsToDomesticIndividuals
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 120000 | Total |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2139161 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 15108061 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1440463 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3741687 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1447692 | Total |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 121917 | Total |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 340506 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1969798 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3710234 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 5629417 | Total |
Information Technology InformationTechnology
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1612418 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2178439 | Total |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 426364 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 8823533 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2003469 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1633273 | Total |
Other Expenses OtherExpenses (3 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| LOAN SERVICING EXPENSE | 5829992 |
| PROV. FOR LOAN LOSSES | 5177109 |
| MISC OPERATING EXPENSE | 437807 |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 64266284 | Total |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 13010260 | BOY |
| EOY | 14481745 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 121877628 | BOY |
| EOY | 147096461 | EOY |
Receivables From Officers Etc ReceivablesFromOfficersEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1560500 | BOY |
| EOY | 1331008 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3414709 | BOY |
| EOY | 3955785 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 40685685 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 27452348 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 13464371 | BOY |
| EOY | 13233337 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 940300775 | BOY |
| EOY | 1040722063 | EOY |
Investments Program Related InvestmentsProgramRelated
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 764989943 | BOY |
| EOY | 773371599 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 44316463 | BOY |
| EOY | 40458859 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1902934649 | BOY |
| EOY | 2034650857 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 15982260 | BOY |
| EOY | 20349787 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1682758398 | BOY |
| EOY | 1780968812 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1698740658 | BOY |
| EOY | 1801318599 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 204193991 | BOY |
| EOY | 233332258 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 204193991 | BOY |
| EOY | 233332258 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1902934649 | BOY |
| EOY | 2034650857 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | 28832397 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | 305870 | ReconcilationOtherChanges |
| Info In Schedule O Part XII | X | InfoInScheduleOPartXII |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
FS Audited Basis FSAuditedBasis
| Field | Value | IRS element (for citing) |
|---|---|---|
| Financial Statement Consolidated | X | FinancialStatementConsolidated |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | 1 | AuditCommittee |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | 10000 | PoliticalExpenditures |
| Amt Of Internal Funds Contributed | 10000 | AmtOfInternalFundsContributed |
| Total Exmpt Function Expenditures | 10000 | TotalExmptFunctionExpenditures |
| Form1120 Pol Filed | 1 | Form1120PolFiled |
Sec527 Pol Orgs Sec527PolOrgs
Name Of527 Organization NameOf527Organization
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CCUL PAC | BusinessNameLine1 |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1201 K STREET 1050 | AddressLine1 |
| City | SACRAMENTO | City |
| State | CA | State |
| ZIP Code | 95814 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 940357265 | EIN |
| Amt Pd From Internal Funds | 10000 | AmtPdFromInternalFunds |
Form990 Schedule C Part IV Form990ScheduleCPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | ORGANIZATIONS DIRECT AND INDIRECT POLITICAL CAMPAIGN ACTIVITIES: | Identifier |
| Return Reference | PART I-A, LINE 1: | ReturnReference |
| Explanation | CONTRIBUTION TO CCUL - PAC | Explanation |
Schedule D IRS990ScheduleD
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 4328636 | OtherCostOrOtherBasis |
| Book Value | 4328636 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 8433290 | OtherCostOrOtherBasis |
| Depreciation | 3683635 | Depreciation |
| Book Value | 4749655 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 10129816 | OtherCostOrOtherBasis |
| Depreciation | 8145677 | Depreciation |
| Book Value | 1984139 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 17793943 | OtherCostOrOtherBasis |
| Depreciation | 15623036 | Depreciation |
| Book Value | 2170907 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 13233337 | TotalOfBookValueLandBuildings |
Investments Program Related InvestmentsProgramRelated (4 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| ALL OTHER INVESTMENTS | 968668 | F |
| LOANS AND LEASES | 749985952 | F |
| NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT | 17192351 | F |
| DEPOSITS IN COMMERCIAL BANKS | 5224628 | F |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Program Related | 773371599 | TotalOfBookValueProgramRelated |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | TOTAL SHARES AND DEPOSITS | Description |
| Amount | $1,780,968,812 | Amount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 1780968812 | TotalOfAmounts |
| Footnote In Part XIII | X | FootnoteInPartXIII |
Form990 Schedule D Part XIII Form990ScheduleDPartXIII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: | Identifier |
| Return Reference | PART X, LINE 2: | ReturnReference |
| Explanation | FASB ASC TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED, AND PRESENTED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE-LIKELY-THAN-NOT OF BEING SUSTAINED WHEN CHALLENGED OR WHEN EXAMINED BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED DECEMBER 31, 2012 AND 2011, MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. | Explanation |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Records Maintained | 1 | RecordsMaintained |
Recipient Table RecipientTable (36 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EIN Of RecipientEINOfRecipient | IRC SectionIRCSection | Amount Of Cash GrantAmountOfCashGrant | Method Of ValuationMethodOfValuation | Purpose Of GrantPurposeOfGrant |
|---|---|---|---|---|---|---|---|---|
| CSU FRESNO FOUNDATION | ||||||||
| 4910 N CHESTNUT | FRESNO | CA | 93726 | 946003272 | 501(C)(3) | 26000 | FMV | PROMOTE EDUCATION OF TEACHERS |
| ACTIVE 20-30 CLUB OF MERCED #53 | ||||||||
| 3144 NORTH G ST STE 125-327 | MERCED | CA | 95340 | 320148898 | 501(C)(3) | 5500 | FMV | SUPPORT ACTIVITIES FOR LOCAL YOUTH |
| FRESNO HISTORICAL SOCIETY | ||||||||
| 7160 W KEARNEY AVE | FRESNO | CA | 93706 | 941531568 | 501(C)(3) | 16000 | FMV | PROMOTION OF HISTORY |
| FOUNDATION FOR CLOVIS SCHOOLS | ||||||||
| 1450 HERNDON AVENUE | CLOVIS | CA | 93611 | 770140576 | 501(C)(3) | 10000 | FMV | SUPPORT PROGRAMS OF CLOVIS SCHOOLS |
| SAN JOAQUIN VALLEY TOWN HALL | ||||||||
| PO BOX 5149 | FRESNO | CA | 93755 | 941210921 | 501(C)(3) | 10400 | FMV | SUPPORT SAN JOAQUIN VALLEY EDUCATION PROGRAMS |
| CALIFORNIA CLASSIC WEEKEND | ||||||||
| 7075 N SHARON AVENUE | FRESNO | CA | 93710 | 453776425 | 501(C)(3) | 7500 | FMV | SUPPORT OF COMMUNITY REVITALIZATION AND LOCAL CHARITIES |
| AMERICAN CANCER SOCIETY - FRESNO | ||||||||
| 2222 W SHAW AVE | FRESNO | CA | 937113204 | 941170350 | 501(C)(3) | 10652 | FMV | TREATMENT AND PREVENTION OF CANCER |
| VALLEY PUBLIC TELEVISION | ||||||||
| 1544 VAN NESS AVE | FRESNO | CA | 93721 | 770162617 | 501(C)(3) | 9668 | FMV | SUPPORT PUBLIC TELEVISION |
| CLOVIS RODEO | ||||||||
| 748 RODEO DRIVE | CLOVIS | CA | 93612 | 941135185 | 501(C)(3) | 5000 | FMV | SUPPORT OF LOCAL SCHOOLS, CHARITIES, AND ORGANIZATIONS |
| DINUBA UNIFIED SCHOOL DISTRICT | ||||||||
| 1327 E EL MONTE WAY | DINUBA | CA | 93618 | 942911905 | 501(C)(3) | 9500 | FMV | SUPPORT DINUBA UNIFIED SCHOOL DISTRICT EDUCATION PROGRAMS |
| AMERICAN RED CROSS | ||||||||
| 2002 N FINE AVENUE | FRESNO | CA | 93727 | 942240541 | 501(C)(3) | 11043 | FMV | LOCAL ASSISTANCE WITH DISASTERS |
| MERCED COLLEGE FOUNDATION | ||||||||
| 3600 M STREET | MERCED | CA | 95348 | 770362218 | 501(C)(3) | 9200 | FMV | SUPPORT FOR MERCED COLLEGE PROGRAMS |
| FRESNO ATHLETIC HALL OF FAME | ||||||||
| 9423 N FORT WASHINGTON 105 | FRESNO | CA | 93730 | 770111207 | 501(C)(3) | 5000 | FMV | SUPPORT CENTRAL HIGH SCHOOL PROGRAMS |
| FOUNDATION FOR CENTRAL SCHOOLS | ||||||||
| 4605 N POLK | FRESNO | CA | 93722 | 562316616 | 501(C)(3) | 5000 | FMV | SUPPORT CENTRAL UNIFIED SCHOOL PROGRAMS |
| VALLEY CRIME STOPPERS | ||||||||
| 7576 N INGRAM | FRESNO | CA | 93711 | 770329094 | 501(C)(3) | 5000 | FMV | CRIME PREVENTION |
| FRESNO UNIFIED SCHOOL DISTRICT | ||||||||
| 2309 TULARE STREET | FRESNO | CA | 93721 | 946002206 | 501(C)(3) | 5000 | FMV | SUPPORT FRESNO COUNTY EDUCATION |
| UC REGENTS | ||||||||
| 5200 LAKE ST | MERCED | CA | 95343 | 270093858 | 501(C)(3) | 8781 | FMV | PROMOTION OF UC MERCED CAMPUS PROGRAMS |
| CALIFORNIA OPERA | ||||||||
| 41885 YOSEMITE PINES DR | OAKHURST | CA | 93644 | 263671215 | 501(C)(3) | 5000 | FMV | PROMOTION OF OPERA |
| FRESNO COMMUNITY FOOD BANK | ||||||||
| 3403 E CENTRAL AVENUE | FRESNO | CA | 93725 | 770320851 | 501(C)(3) | 5000 | FMV | PROVIDE SUPPORT TO FAMILIES IN NEED |
| FCOE | ||||||||
| 1111 VAN NESS AVE | FRESNO | CA | 93721 | 946002210 | 501(C)(3) | 15000 | FMV | SUPPORT EDUCATION |
| FRESNO PHILHARMONIC | ||||||||
| 2377 W SHAW AVE | FRESNO | CA | 93711 | 941309738 | 501(C)(3) | 5000 | FMV | SUPPORT COMMUNITY ACITIVITIES |
| FRESNO REGIONAL FOUNDATION | ||||||||
| 5250 N PALM AVE 424 | FRESNO | CA | 93704 | 770478025 | 501(C)(3) | 15000 | FMV | SUPPORT FOR INVESTMENT AND LOCAL CONTROL OF PHILANTHROPIC RESOURCES |
| TWO CITIES MARATHON | ||||||||
| 7 RIVER PARK PLACE | FRESNO | CA | 93720 | 770501783 | 501(C)(3) | 5000 | FMV | PROMOTE LONG DISTANCE RUNNING AND HEALTH AND WELLNESS EDUCATION |
| FRESNO FAIR | ||||||||
| 1121 S CHANCE AVENUE | FRESNO | CA | 93702 | 946001554 | 501(C)(3) | 17000 | FMV | SUPPORT COMMUNITY ACITIVITIES |
| FRESNO FIRST STEPS HOME | ||||||||
| 2600 FRESNO STREET | FRESNO | CA | 93721 | 272531998 | 501(C)(3) | 5000 | FMV | SUPPORT FOR HOMELESS |
| FRESNO VETERANS DAY PARADE | ||||||||
| 4877 E NORWICH AVE | FRESNO | CA | 93726 | 711020791 | 501(C)(3) | 5000 | FMV | SUPPORT FOR COMMUNITY ACTIVITIES |
| KINGSBURG JOINT UNION SCHOOL DISTRICT | ||||||||
| 1900 18TH AVENUE | KINGSBURG | CA | 93631 | 770559683 | 501(C)(3) | 10000 | FMV | SUPPORT KINGSBURG JOINT UNION SCHOOL DISTRICT EDUCATION PROGRAMS |
| MADERA COUNTY OFFICE OF EDUCATION | ||||||||
| 1105 SOUTH MADERA AVE | MADERA | CA | 93637 | 946002320 | 501(C)(3) | 36719 | FMV | SUPPORT MADERA COUNTY EDUCATION PROGRAMS |
| MARCH OF DIMES | ||||||||
| 1530 E SHAW SUITE 102 | FRESNO | CA | 93710 | 131846366 | 501(C)(3) | 22285 | FMV | SUPPORT FOR HEALTH AND WELLNESS |
| MERCED COUNTY OFFICE OF EDUCATION | ||||||||
| 632 W 13TH STREET | MERCED | CA | 95341 | 946002379 | 501(C)(3) | 17113 | FMV | SUPPORT MERCED COUNTY EDUCATION PROGRAMS |
| SAM ACADEMY ON WHEELS | ||||||||
| 1231 S WAVERLY LANE | FRESNO | CA | 93727 | 453484626 | 501(C)(3) | 5000 | FMV | SUPPORT FOR SCIENCE AND ARTS |
| SAINT AGNES FOUNDATION | ||||||||
| 1111 E SPRUCE AVE | FRESNO | CA | 93720 | 941437713 | 501(C)(3) | 12000 | FMV | SUPPORT FOR CHILDCARE AND WELLNESS |
| UNITED WAY FRESNO COUNTY | ||||||||
| 4949 KINGS CANYON RD | FRESNO | CA | 93727 | 941156514 | 501(C)(3) | 5682 | FMV | SUPPORT FOR HEALTH AND WELLNESS |
| VISALIA RAWHIDE | ||||||||
| 300 N GIDDINGS ST | VISALIA | CA | 93291 | 954026458 | 501(C)(3) | 5000 | FMV | SUPPORT FOR READING PROGRAM |
| WHCC FOUNDATION | ||||||||
| 9900 CODY AVENUE | COALINGA | CA | 93210 | 770186793 | 501(C)(3) | 10000 | FMV | SUPPORT FOR EDUCATION |
| YOUTH ORCHESTRAS OF FRESNO | ||||||||
| 444 W SHAW AVENUE | FRESNO | CA | 93704 | 770410410 | 501(C)(3) | 5000 | SUPPORT FOR COMMUNITY ACTIVITIES | |
Form990 Schedule I Part III Form990ScheduleIPartIII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Type Of Grant | EDUCATIONAL GRANTS | TypeOfGrant |
| Number Of Recipients | 60 | NumberOfRecipients |
| Amount Of Cash Grant | 120000 | AmountOfCashGrant |
Form990 Schedule I Part IV Form990ScheduleIPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Explanation | SCHEDULE 1, PART 1, LINE 2: ALL RECIPIENTS MUST APPLY FOR THE SCHOLARSHIPS. ONCE AWARDED, STUDENTS MUST PROVIDE PROOF OF ENROLLMENT BEFORE GRANT FUNDS ARE PAID. | Explanation |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | X | TravelForCompanions |
| Written Policy Re T And E Expenses | 1 | WrittenPolicyReTAndEExpenses |
| Substantiation Required | 1 | SubstantiationRequired |
| Compensation Committee | X | CompensationCommittee |
| Independent Consultant | X | IndependentConsultant |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | 0 | SeverancePayment |
| Supplemental Nonqual Retire Plan | 0 | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | 0 | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII (9 entries)
| TitleTitle | Base Compensation Filing OrgBaseCompensationFilingOrg | Comp Based On Related OrgsCompBasedOnRelatedOrgs | Bonus Filing OrgBonusFilingOrg | Bonus Related OrgsBonusRelatedOrgs | Other Compensation Filing OrgOtherCompensationFilingOrg | Other Compensation Related OrgsOtherCompensationRelatedOrgs | Deferred Comp Filing OrgDeferredCompFilingOrg | Deferred Comp Related OrgsDeferredCompRelatedOrgs | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs | Total Compensation Filing OrgTotalCompensationFilingOrg | Total Compensation Related OrgsTotalCompensationRelatedOrgs | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrg | Comp Report Prior990 Related OrgsCompReportPrior990RelatedOrgs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ELIZABETH DOOLEY | ||||||||||||||
| CEO | 453933 | 0 | 79980 | 0 | 4579 | 0 | 32000 | 0 | 22149 | 0 | 592641 | 0 | 0 | 0 |
| BEVERLY RYAN | ||||||||||||||
| CFO | 203332 | 0 | 10200 | 0 | 736 | 0 | 12860 | 0 | 637 | 0 | 227765 | 0 | 0 | 0 |
| DENDA MATTHEWS | ||||||||||||||
| COO | 217356 | 0 | 10200 | 0 | 786 | 0 | 13837 | 0 | 7703 | 0 | 249882 | 0 | 0 | 0 |
| MARK PEREZ | ||||||||||||||
| CLO | 199688 | 0 | 10200 | 0 | 736 | 0 | 12860 | 0 | 12888 | 0 | 236372 | 0 | 0 | 0 |
| BRADLEY TOWERS | ||||||||||||||
| FINANCIAL REP | 45832 | 0 | 202368 | 0 | 239 | 0 | 15000 | 0 | 7220 | 0 | 270659 | 0 | 0 | 0 |
| THOMAS GRAY | ||||||||||||||
| SVP HR & FACILITIES | 176195 | 0 | 10200 | 0 | 663 | 0 | 11523 | 0 | 19423 | 0 | 218004 | 0 | 0 | 0 |
| DICK ASHJIAN | ||||||||||||||
| SVP RISK MGMT | 167208 | 0 | 10200 | 0 | 638 | 0 | 11046 | 0 | 20673 | 0 | 209765 | 0 | 0 | 0 |
| JULIE MATTERN | ||||||||||||||
| SVP BRANCHES | 158049 | 0 | 10200 | 0 | 599 | 0 | 10309 | 0 | 8403 | 0 | 187560 | 0 | 0 | 0 |
| ELENA MARTIN | ||||||||||||||
| CONTROLLER | 151363 | 0 | 10300 | 0 | 591 | 0 | 9919 | 0 | 8422 | 0 | 180595 | 0 | 0 | 0 |
Schedule L IRS990ScheduleL
Loan Table LoanTable (21 entries)
| Purpose Of LoanPurposeOfLoan | Loan From OrganizationLoanFromOrganization | Original PrincipalOriginalPrincipalAmount | Balance DueBalanceDue | DefaultDefault | Approved By BoardApprovedByBoard | Written AgreementWrittenAgreement |
|---|---|---|---|---|---|---|
| DENDA MATTHEWS | ||||||
| PLATINUM VISA | X | $32,500 | 30410 | 0 | 1 | 1 |
| DENDA MATTHEWS | ||||||
| VEHICLE | X | $45,835 | 17473 | 0 | 1 | 1 |
| DENDA MATTHEWS | ||||||
| HELOC | X | $72,000 | 64731 | 0 | 1 | 1 |
| MARK PEREZ | ||||||
| PLATINUM VISA | X | $35,000 | 35000 | 0 | 1 | 1 |
| BEVERLY RYAN | ||||||
| VEHICLE | X | $25,275 | 24787 | 0 | 1 | 1 |
| BEVERLY RYAN | ||||||
| PLATINUM VISA | X | $35,000 | 711 | 0 | 1 | 1 |
| BEVERLY RYAN | ||||||
| 1ST T/D | X | $335,250 | 305332 | 0 | 1 | 1 |
| THOMAS GRAY | ||||||
| PLATINUM VISA | X | $32,500 | 26992 | 0 | 1 | 1 |
| THOMAS GRAY | ||||||
| 1ST T/D | X | $247,000 | 91304 | 0 | 1 | 1 |
| ELIZABETH DOOLEY | ||||||
| 1ST T/D | X | $417,000 | 352141 | 0 | 1 | 1 |
| ELIZABETH DOOLEY | ||||||
| PLATINUM VISA | X | $35,000 | 4218 | 0 | 1 | 1 |
| JULIE MATTERN | ||||||
| PLATINUM VISA | X | $20,500 | 13610 | 0 | 1 | 1 |
| JULIE MATTERN | ||||||
| GOLD VISA | X | $20,500 | 12888 | 0 | 1 | 1 |
| JULIE MATTERN | ||||||
| LOC | X | $20,000 | 14560 | 0 | 1 | 1 |
| MARK PEREZ | ||||||
| GOLD VISA | X | $25,000 | 14487 | 0 | 1 | 1 |
| MARK PEREZ | ||||||
| OD | X | $1,000 | 171 | 0 | 1 | 1 |
| THOMAS GRAY | ||||||
| HELOC | X | $189,000 | 180788 | 0 | 1 | 1 |
| ELENA MARTIN | ||||||
| VEHICLE | X | $15,480 | 14256 | 0 | 1 | 1 |
| DICK ASHJIAN | ||||||
| PLATINUM VISA | X | $25,000 | 2637 | 0 | 1 | 1 |
| JULIE MATTERN | ||||||
| VEHICLE | X | $32,545 | 32545 | 0 | 1 | 1 |
| ELENA MARTIN | ||||||
| 1ST T/D | X | $96,000 | 91967 | 0 | 1 | 1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | 1331008 | TotalBalanceDue |
Form990 Schedule L Part III Form990ScheduleLPartIII (3 entries)
| Name Of Interested PersonNameOfInterestedPerson | Relationship With OrganizationRelationshipWithOrganization | Amount Of GrantAmountOfGrant | Type Of AssistanceTypeOfAssistance |
|---|---|---|---|
| JESSICA MARTIN | DEPENDENT OF HIGHLY COMPENSATED EMPLOYEE | 2000 | EDUCATION |
| DANIEL MARTIN | DEPENDENT OF HIGHLY COMPENSATED EMPLOYEE | 2000 | EDUCATION |
| CADEN GRAY | DEPENDENT OF HIGHLY COMPENSATED EMPLOYEE | 2000 | EDUCATION |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (9 entries)
| Return ReferenceReturnReference | ExplanationExplanation | IdentifierIdentifier |
|---|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | EDUCATIONAL EMPLOYEES CREDIT UNION IS A COOPERATIVE FINANCIAL INSTITUTION THAT IS OWNED AND CONTROLLED BY ITS MEMBERS, AND OPERATED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS TO ITS MEMBERS. EDUCATIONAL EMPLOYEES CREDIT UNION DOES NOT HAVE STOCKHOLDERS. | |
| FORM 990, PART VI, SECTION A, LINE 7A | THE GOVERNING BOARD OF THE CREDIT UNION IS COMPRISED OF VOLUNTEER MEMBERS WHO ARE DIRECTLY ELECTED BY ITS MEMBERS. EACH MEMBER OF THE GOVERNING BOARD SERVES FOR A PERIOD AS PRESCRIBED BY OUR BY-LAWS. | |
| FORM 990, PART VI, SECTION A, LINE 7B | AT THE END OF EACH TERM OF THE BOARD MEMBERS, ELECTIONS ARE HELD AND BOARD MEMBERS ARE VOTED BY THE MEMBERS OF THE CREDIT UNION PURSUANT TO ITS BY-LAWS. MEMBER VOTES ARE ALSO REQUIRED TO RATIFY DECISIONS DEALING WITH REORGANIZATIONS AS IN THE CASE OF MERGER OR DISSOLUTION. | |
| FORM 990, PART VI, SECTION B, LINE 11 | THE RETURN IS REVIEWED BY THE CONTROLLER, CFO AND CEO. ADDITIONALLY THE RETURN WILL BE PROVIDED TO THE BOARD MEMBERS BEFORE IT IS SUBMITTED. | |
| FORM 990, PART VI, SECTION B, LINE 12C | ALL DIRECTORS AND EMPLOYEES MUST ANNUALLY ATTEND A CODE OF CONDUCT TRAINING PRESENTATION WHICH INCLUDES CONFLICT OF INTEREST PROVISIONS. THEIR REQUIRED ATTENDANCE IS EVIDENCED THROUGH A SIGNED ACKNOWLEDGEMENT. IN ADDITION, ALL PROSPECTIVE DIRECTORS SIGN AN ADDITIONAL CONFLICT OF INTEREST STATEMENT. | |
| FORM 990, PART VI, SECTION B, LINE 15 | THE BOARD OF DIRECTORS HIRES AN INDEPENDENT OUTSIDE FIRM THAT SPECIALIZES IN THIS AREA FOR BOTH THE ANNUAL REVIEW AND SALARY STRUCTURE FOR THE CEO. IN ADDITION THE CREDIT UNION USES THE RESULTS OF SEVERAL SURVEYS IN SETTING THE CEO'S COMPENSATION. FOR THE SVP'S AND ALL OTHER KEY EMPLOYEES SURVEYS ARE CONSULTED WHICH SUPPORT SALARY LEVELS AND DUTIES. ALL EMPLOYEES RECEIVE ANNUAL REVIEWS. | |
| FORM 990, PART VI, SECTION C, LINE 19 | CERTAIN GOVERNING DOCUMENTS AND POLICIES MAY BE MADE AVAILABLE BY WRITTEN REQUEST THROUGH THE CREDIT UNION'S BOARD APPROVED RECORDS INSPECTION POLICY. FINANCIAL STATEMENTS ARE POSTED AND AVAILABLE TO THE PUBLIC AT EACH CREDIT UNION BRANCH OFFICE ON A MONTHLY BASIS. IN ADDITION, AN ANNUAL REPORT IS MADE AVAILABLE AT THE CREDIT UNION'S ANNUAL MEETING OF MEMBERS. | |
| FORM 990, PART XI, LINE 9: | CHANGE IN OTHER COMPREHENSIVE INCOME -2,982,682. CHANGE IN ACCUM. UNREALIZED GAIN/LOSS 2,977,595. EQUITY ACQUIRED IN 2012 MERGER 310,957. | CHANGES IN NET ASSETS OR FUND BALANCES: |
| FORM 990, PART XII, LINE 2C | THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. |
Schedule R IRS990ScheduleR
Form990 Schedule R Part IV Form990ScheduleRPartIV
Name Of Related Org NameOfRelatedOrg
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | EDUCATORS FINANCIAL & INSURANCE SERVICES | BusinessNameLine1 |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2222 W SHAW AVENUE | AddressLine1 |
| City | FRESNO | City |
| State | CA | State |
| ZIP Code | 93711 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 770244291 | EIN |
| Primary Activity | DORMANT CORPORATION NOT CURRENTLY CONDUCTING BUSINESS | PrimaryActivity |
| Legal Domicile State | CA | LegalDomicileState |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | EDUCATIONAL EMPLOYEES CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Type Of Entity | C | TypeOfEntity |
| Share Of EOY Assets | 5000 | ShareOfEOYAssets |
| Percentage Ownership | 1.00000 | PercentageOwnership |
| Controlled Org | 0 | ControlledOrg |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Ann Rents Royalties | 0 | ReceiptOfIntAnnRentsRoyalties |
| Gift Grant Or Cap Contr To Other Org | 0 | GiftGrantOrCapContrToOtherOrg |
| Gift Grant Or Cap Contr Fr Other Org | 0 | GiftGrantOrCapContrFrOtherOrg |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrg |
| Loans Or Guarantees From Other Org | 0 | LoansOrGuaranteesFromOtherOrg |
| Dividends Related Organization | 0 | DividendsRelatedOrganization |
| Sale Of Assets To Other Org | 0 | SaleOfAssetsToOtherOrg |
| Purchase Of Assets From Other Org | 0 | PurchaseOfAssetsFromOtherOrg |
| Exchange Of Assets | 0 | ExchangeOfAssets |
| Rental Of Facilities To Other Orgs | 0 | RentalOfFacilitiesToOtherOrgs |
| Rental Of Facilities Fr Other Orgs | 0 | RentalOfFacilitiesFrOtherOrgs |
| Perform Of Services For Other Orgs | 0 | PerformOfServicesForOtherOrgs |
| Perform Of Services By Other Orgs | 0 | PerformOfServicesByOtherOrgs |
| Sharing Of Facilities | 0 | SharingOfFacilities |
| Sharing Of Paid Employees | 0 | SharingOfPaidEmployees |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrg |
| Reimbursement Paid By Other Org | 0 | ReimbursementPaidByOtherOrg |
| Other Transfer To Other Org | 0 | OtherTransferToOtherOrg |
| Other Transfer From Other Org | 0 | OtherTransferFromOtherOrg |