COLORADO FINISHING TRADES HEALTH AND WELFARE FUND: Form 990, tax year 2011

View the entire original 990 at ProPublica ↗

Organization: COLORADO FINISHING TRADES HEALTH AND WELFARE FUND (EIN 84-0837011)
Tax period: 2011-07-01 to 2012-06-30
Filed: 2013-02-04
IRS object ID: 201340359349300319
Schema version: 2011v1.5
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule O
Schedule R

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2013-02-04T11:09:21-06:00	Timestamp
Tax Period End Date	2012-06-30	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	NEEDLES & ASSOCIATES INC	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	350 INTERLOCKEN BLVD STE 220	AddressLine1
City	BROOMFIELD	City
State	CO	State
ZIP Code	80021	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2011-07-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	840837011	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	COLORADO FINISHING TRADES H&W FUND	BusinessNameLine1

Field	Value	IRS element (for citing)
Name Control	COLO	NameControl
Phone	3037450147	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	2821 SOUTH PARKER RD	AddressLine1
Address Line2	ROOM/SUITE 1005	AddressLine2
City	AURORA	City
State	CO	State
ZIP Code	80014	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	DOUGLAS MELPHY	Name
Title	TRUSTEE	Title
Phone	3037450147	Phone
Date Signed	2013-01-31	DateSigned
Authorize Third Party	true	AuthorizeThirdParty

Preparer Preparer

Field	Value	IRS element (for citing)
Name	KURT NEEDLES	Name
Phone	3034304225	Phone
Date Prepared	2013-02-04	DatePrepared

Field	Value	IRS element (for citing)
Tax Year	2011	TaxYear
Build TS	2016-02-25 16:41:14Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Gross Receipts	4650580	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Organization501c	X	Organization501c
Type Of Organization Other	X	TypeOfOrganizationOther
Type Of Org Other Description	H & W FUND	TypeOfOrgOtherDescription
Year Formation	2008	YearFormation
State Legal Domicile	CO	StateLegalDomicile
Activity Or Mission Description	HEALTH & WELFARE FUND	ActivityOrMissionDescription
Nbr Voting Members Governing Body	6	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	6	NbrIndependentVotingMembers
Total Nbr Employees	0	TotalNbrEmployees
Total Gross UBI	0	TotalGrossUBI
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	2815852	ProgramServiceRevenuePriorYear
Program Service Revenue CY	3848570	ProgramServiceRevenueCY
Investment Income Prior Year	265167	InvestmentIncomePriorYear
Investment Income Current Year	350925	InvestmentIncomeCurrentYear
Other Revenue Prior Year	257373	OtherRevenuePriorYear
Other Revenue Current Year	184150	OtherRevenueCurrentYear
Total Revenue Prior Year	3338392	TotalRevenuePriorYear
Total Revenue Current Year	4383645	TotalRevenueCurrentYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members Prior Year	2614849	BenefitsPaidToMembersPriorYear
Benefits Paid To Members CY	3822519	BenefitsPaidToMembersCY
Salaries Etc Prior Year	969	SalariesEtcPriorYear
Salaries Etc Current Year	647	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	292427	OtherExpensePriorYear
Other Expenses Current Year	350835	OtherExpensesCurrentYear
Total Expenses Prior Year	2908245	TotalExpensesPriorYear
Total Expenses Current Year	4174001	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	430147	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	209644	RevenuesLessExpensesCY
Total Assets BOY	7793970	TotalAssetsBOY
Total Assets EOY	8590805	TotalAssetsEOY
Total Liabilities BOY	1215696	TotalLiabilitiesBOY
Total Liabilities EOY	1701762	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	6578274	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	6889043	NetAssetsOrFundBalancesEOY
Info In Schedule O Part III	X	InfoInScheduleOPartIII
Mission Description	HEALTH & WELFARE FUND	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Expense	2728470	Expense
Description	SELF FUNDED MEDICAL AND PHARMACEUTICAL BENEFITS PAID.	Description

Activity2 Activity2

Field	Value	IRS element (for citing)
Expense	565696	Expense
Description	INSURANCE PREMIUM PAID BY THE PLAN.	Description

Activity3 Activity3

Field	Value	IRS element (for citing)
Expense	528353	Expense
Description	THIS BALANCE REPRESENTS THE CHANGE IN IBNR IN ADDITION TO THE CHANGE IN HOUR BANK LIABILITY.	Description

Activity Other ActivityOther

Field	Value	IRS element (for citing)
Expense	14140	Expense
Description	SELF FUNDED MEDICAL AND PHARMACEUTICAL BENEFITS PAID AND INSURANCE PREMIUM PAID BY THE PLAN.	Description

Field	Value	IRS element (for citing)
Total Of Other Program Service Exp	14140	TotalOfOtherProgramServiceExp
Total Program Service Expense	3836659	TotalProgramServiceExpense
Described In501 C3	false	DescribedIn501C3
Schedule B Required	false	ScheduleBRequired
Political Activities	false	PoliticalActivities
Subject To Proxy Tax	false	SubjectToProxyTax
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	false	ReportLandBldgEquip
Report Invest Oth Securities	false	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	true	ReportFin48Footnote
Independent Audit Financial Stmt	true	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	false	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	false	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	false	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	false	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	false	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	false	DisregardedEntity
Related Entity	true	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Transaction Related Entity	false	TransactionRelatedEntity
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	0	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Compliance With Backup Witholding	false	ComplianceWithBackupWitholding
Number Of Employees	0	NumberOfEmployees
Unrelated Business Income	false	UnrelatedBusinessIncome
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	false	NonDeductibleContributions
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	6	NbrVotingGoverningBodyMembers
Number Independent Voting Members	6	NumberIndependentVotingMembers
Family Or Business Relationship	false	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	false	MembersOrStockholders
Election Of Board Members	false	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	true	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	true	RegularMonitoringEnforcement
Whistleblower Policy	true	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	false	CompensationProcessCEO
Compensation Process Other	false	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	BOARD OF TRUSTEES	NamePerson
Telephone Number	3037451941	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	2821 SOUTH PARKER RD	AddressLine1
Address Line2	SUITE 1005	AddressLine2
City	AURORA	City
State	CO	State
ZIP Code	80014	ZIPCode

Field	Value	IRS element (for citing)
No Listed Persons Compensated	X	NoListedPersonsCompensated

Form990 Part VII Section A Form990PartVIISectionA (6 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation
BRUCE PLOCHER
SECRETARY	1.00	X	0	0	0
DOUGLAS MELPHY
CHAIRMAN	1.00	X	0	0	0
MIKE OLSEN
TRUSTEE	1.00	X	0	0	0
KEVIN CROSHAL
TRUSTEE	1.00	X	0	0	0
MARK WEST
TRUSTEE	1.00	X	0	0	0
MIKE WILLIAMS
TRUSTEE	1.00	X	0	0	0

Field	Value	IRS element (for citing)
Formers Listed	false	FormersListed
Total Comp GT150 K	false	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources

Contractor Compensation ContractorCompensation (2 entries)

Business Name Line2NameOfContractor/NameBusiness/BusinessNameLine2	Address Line1AddressOfContractor/AddressUS/AddressLine1	Address Line2AddressOfContractor/AddressUS/AddressLine2	CityAddressOfContractor/AddressUS/City	StateAddressOfContractor/AddressUS/State	ZIP CodeAddressOfContractor/AddressUS/ZIPCode	Description Of ServicesDescriptionOfServices	CompensationCompensation
CIGNA
CIGNA	900 COTTAGE GROVE ROAD	900 COTTAGE GROVE ROAD	BLOOMFIELD	CT	06002	PPO MGR SVC FEE	114366
COMPUSYS COLORADO
COMPUSYS COLORADO	2821 S PARKER ROAD	2821 S PARKER ROAD	AURORA	CO	80014	ADMINISTRATOR	114000

Field	Value	IRS element (for citing)
Number Of Contractors GT100 K	2	NumberOfContractorsGT100K

Program Service Revenue ProgramServiceRevenue (5 entries)

DescriptionDescription	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome
EMPLOYER CONTRIBUTION	3461537	3461537
NON BARGAINING CONTRIBUTIONS	196499	196499
SELF PAY RETIREES	185159	185159
SELF PAY ACTIVES	32884	32884
OUT GOING RECIPROCITY	-27509	-27509

Field	Value	IRS element (for citing)
Total Program Service Revenue	3848570	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	234475	TotalRevenueColumn
Exclusion	$234,475	ExclusionAmount

Gross Amount Sales Assets GrossAmountSalesAssets

Field	Value	IRS element (for citing)
Securities	383385	Securities

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

Field	Value	IRS element (for citing)
Securities	266935	Securities

Gain Or Loss GainOrLoss

Field	Value	IRS element (for citing)
Securities	116450	Securities

Net Gain Or Loss Investments NetGainOrLossInvestments

Field	Value	IRS element (for citing)
Total Revenue Column	116450	TotalRevenueColumn
Related Or Exempt Function Income	116450	RelatedOrExemptFunctionIncome

Other Revenue Misc OtherRevenueMisc (3 entries)

DescriptionDescription	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome
STOP LOSS INCOME	171701	171701
COBRA SUBSIDY INCOME	10676	10676
OTHER INCOME	1773	1773

Field	Value	IRS element (for citing)
Total Other Revenue	184150	TotalOtherRevenue

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	4383645	TotalRevenueColumn
Related Or Exempt Function Income	4149170	RelatedOrExemptFunctionIncome
Exclusion	$234,475	ExclusionAmount

Benefits To Members BenefitsToMembers

Field	Value	IRS element (for citing)
Total	3822519	Total
Program Services	3822519	ProgramServices

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	647	Total
Management And General	647	ManagementAndGeneral

Fees For Services Management FeesForServicesManagement

Field	Value	IRS element (for citing)
Total	114000	Total
Management And General	114000	ManagementAndGeneral

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	13845	Total
Management And General	13845	ManagementAndGeneral

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	20201	Total
Management And General	20201	ManagementAndGeneral

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Field	Value	IRS element (for citing)
Total	30780	Total
Management And General	30780	ManagementAndGeneral

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	12697	Total
Management And General	12697	ManagementAndGeneral

Insurance Insurance

Field	Value	IRS element (for citing)
Total	14140	Total
Program Services	14140	ProgramServices

Other Expenses OtherExpenses (4 entries)

DescriptionDescription	TotalTotal	Management And GeneralManagementAndGeneral
PPO FEES	111533	111533
UTILIZATION REVIEW FEE	25760	25760
CASE MANAGEMENT	4291	4291
PPO MULTI PLAN	1662	1662

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	1926	Total
Management And General	1926	ManagementAndGeneral

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	4174001	Total
Program Services	3836659	ProgramServices
Management And General	337342	ManagementAndGeneral
Fundraising	0	Fundraising

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	329115	BOY
EOY	384339	EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	1104026	BOY
EOY	1214138	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	368683	BOY
EOY	308949	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	5992146	BOY
EOY	6683379	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	7793970	BOY
EOY	8590805	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	53437	BOY
EOY	11150	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	1162259	BOY
EOY	1690612	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	1215696	BOY
EOY	1701762	EOY

Field	Value	IRS element (for citing)
Follow SFAS117	X	FollowSFAS117

Unrestricted Net Assets UnrestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	6578274	BOY
EOY	6889043	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	6578274	BOY
EOY	6889043	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	7793970	BOY
EOY	8590805	EOY

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	X	InfoInScheduleOPartXI
Reconcilation Revenue Expenses	209644	ReconcilationRevenueExpenses
Reconcilation Other Changes	101125	ReconcilationOtherChanges
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	true	FSAudited
Audit Committee	true	AuditCommittee
Financial Statement Consolidated	X	FinancialStatementConsolidated

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Disclosed Orgs Legal Control	false	DisclosedOrgsLegalControl
Disclosed For Charitable Purposes	false	DisclosedForCharitablePurposes
Written Policy Monitoring	false	WrittenPolicyMonitoring
Sect170h Requirements Satisfied	false	Sect170hRequirementsSatisfied
Solicited Assets For Sale	false	SolicitedAssetsForSale
Agent Trustee Etc	false	AgentTrusteeEtc
Included On FS	false	IncludedOnFS
Endowments Held By Unrelated Orgs	false	EndowmentsHeldByUnrelatedOrgs
Endowments Held By Related Orgs	false	EndowmentsHeldByRelatedOrgs
Are Related Orgs Listed Schedule R	false	AreRelatedOrgsListedScheduleR

Other Liabilities OtherLiabilities (4 entries)

DescriptionDescription	AmountAmount
HOUR BANK LIABILITY	$1,415,600
UNREPORTED / UNPAID CLAIMS	$166,679
CLAIMS LIABILITY	$104,461
PREMIUM OBLIGATION	$3,872

Field	Value	IRS element (for citing)
Total Of Amounts	1690612	TotalOfAmounts
Total Revenue	4383645	TotalRevenue
Total Expenses	4174001	TotalExpenses
Excess Or Deficit For Year	209644	ExcessOrDeficitForYear
Net Unrealized GL On Investments	101125	NetUnrealizedGLOnInvestments
Other	$528,353	OtherAmount
Total Adjustments	629478	TotalAdjustments
Excess Or Deficit Per FS	839122	ExcessOrDeficitPerFS
Tot Revenue Etc Audited Fincl Stmt	4484770	TotRevenueEtcAuditedFinclStmt
Net Unrealized Gains Investments	101125	NetUnrealizedGainsInvestments
Revenue Not Rptd F990	101125	RevenueNotRptdF990
Revenue Subtotal	4383645	RevenueSubtotal
Total Revenue Per Form990	4383645	TotalRevenuePerForm990
Tot Expenses Etc Audited Fincl Stmt	3645648	TotExpensesEtcAuditedFinclStmt
Other Expenses Included	-528353	OtherExpensesIncluded
Expenses Not Rptd F990	-528353	ExpensesNotRptdF990
Expenses Subtotal	4174001	ExpensesSubtotal
Total Expenses Per Form990	4174001	TotalExpensesPerForm990

Form990 Schedule D Part XIV Form990ScheduleDPartXIV (3 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
LIABILITY UNDER FIN 48 FOOTNOTE	SCHEDULE D, PAGE 3, PART X	THE TRUST ESTABLISHED UNDER THE FUND TO HOLD THE FUND'S ASSETS IS QUALIFIED UNDER INTERNAL REVENUE CODE SECTION 501(C)(9) AND, ACCORDINGLY, THE TRUST'S NET INVESTMENT INCOME IS EXEMPT FROM INCOME TAXES. THE FUND HAS OBTAINED A FAVORABLE TAX DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE. THE FUND HAS BEEN AMENDED SINCE RECEIVING THE DETERMINATION LETTER. HOWEVER, THE FUND ADMINISTRATOR AND THE FUND'S LEGAL COUNSEL BELIEVE THAT THE FUND IS DESIGNED AND IS CURRENTLY BEING OPERATED IN COMPLIANCE WITH THE APPLICABLE REQUIREMENTS OF THE INTERNAL REVENUE CODE. MANAGEMENT EVALUATED THE PLAN'S TAX POSITIONS AND CONCLUDED THAT THE PLAN HAD MAINTAINED ITS TAX EXEMPT STATUS AND HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRED ADJUSTMENTS TO THE FINANCIAL STATEMENTS.
RECONCILIATION OF CHANGES - OTHER	SCHEDULE D, PAGE 4, PART XI, LINE 8	CHANGE IN HR BANK 482,900 CHANGE IN IBNR 45,453
EXPENSE AMOUNTS INCLUDED IN FINANCIALS - OTHER	SCHEDULE D, PAGE 4, PART XIII, LINE 2D	CHANGE IN HR BANK -482,900 CHANGE IN IBNR -45,453

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (5 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
ALL OTHER ACCOMPLISHMENT DESCRIPTION	FORM 990, PAGE 2, PART III, LINE 4D	SELF FUNDED MEDICAL AND PHARMACEUTICAL BENEFITS PAID AND INSURANCE PREMIUM PAID BY THE PLAN.
ORGANIZATION'S PROCESS USED TO REVIEW FORM 990	FORM 990, PAGE 6, PART VI, LINE 11B	THE FORM 990 WAS PROVIDED TO THE BOARD OF TRUSTEES FOR THEIR REVIEW.
ENFORCEMENT OF CONFLICTS POLICY	FORM 990, PAGE 6, PART VI, LINE 12C	A CONFLICT OF INTEREST POLICY IS PROVIDED TO EACH BOARD MEMBER.
GOVERNING DOCUMENTS DISCLOSURE EXPLANATION	FORM 990, PAGE 6, PART VI, LINE 19	ALL GOVERNING DOCUMENTS ARE AVAILABLE TO PUBLIC UPON REQUEST.
OTHER CHANGES IN NET ASSETS EXPLANATION	FORM 990, PART XI, LINE 5	UNREALIZED GAIN OF 101,125

Schedule R IRS990ScheduleR

Form990 Schedule R Part II Form990ScheduleRPartII (3 entries)

Address Line1AddressUS/AddressLine1	CityAddressUS/City	StateAddressUS/State	ZIP CodeAddressUS/ZIPCode	EINEIN	Direct Controlling Entity NADirectControllingEntityNA	Controlled OrgControlledOrg	Business Name Line2NameOfDisregardedEntity/BusinessNameLine2
COLORADO FINISHING TRADES DISTRICT
2170 S LIPAN ST	DENVER	CO	80223	432067099	N/A	false
GLASSWORKERS AND GLAZIERS VACATION
2170 S LIPAN ST	DENVER	CO	80223	840857273	N/A	false
CARPET AND RESILIENT TILE LAYERS
2821 S PARKER ROAD SUITE 1005	AURORA	CO	80014	846048193	N/A	false	VACATION FUND

Field	Value	IRS element (for citing)
Receipt Of Int Ann Rents Royalties	false	ReceiptOfIntAnnRentsRoyalties
Gift Grant Or Cap Contr To Other Org	false	GiftGrantOrCapContrToOtherOrg
Gift Grant Or Cap Contr Fr Other Org	false	GiftGrantOrCapContrFrOtherOrg
Loans Or Guarantees To Other Org	false	LoansOrGuaranteesToOtherOrg
Loans Or Guarantees From Other Org	false	LoansOrGuaranteesFromOtherOrg
Sale Of Assets To Other Org	false	SaleOfAssetsToOtherOrg
Purchase Of Assets From Other Org	false	PurchaseOfAssetsFromOtherOrg
Exchange Of Assets	false	ExchangeOfAssets
Rental Of Facilities To Other Orgs	false	RentalOfFacilitiesToOtherOrgs
Rental Of Facilities Fr Other Orgs	false	RentalOfFacilitiesFrOtherOrgs
Perform Of Services For Other Orgs	false	PerformOfServicesForOtherOrgs
Perform Of Services By Other Orgs	false	PerformOfServicesByOtherOrgs
Sharing Of Facilities	false	SharingOfFacilities
Sharing Of Paid Employees	false	SharingOfPaidEmployees
Reimbursement Paid To Other Org	false	ReimbursementPaidToOtherOrg
Reimbursement Paid By Other Org	false	ReimbursementPaidByOtherOrg
Other Transfer To Other Org	false	OtherTransferToOtherOrg
Other Transfer From Other Org	false	OtherTransferFromOtherOrg