BNOS MELECH OF LAKEWOOD INC: Form 990, tax year 2011

View the entire original 990 at ProPublica ↗

Organization: BNOS MELECH OF LAKEWOOD INC (EIN 20-0701009)
Tax period: 2011-07-01 to 2012-06-30
Filed: 2013-04-25
IRS object ID: 201341159349300219
Schema version: 2011v1.5
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule A
Schedule B
Schedule D
Schedule E
Schedule I
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2013-04-25T10:24:50-05:00	Timestamp
Tax Period End Date	2012-06-30	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	GERSHON BIEGELEISEN & CO CPAS	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	111 MADISON AVE	AddressLine1
City	LAKEWOOD	City
State	NJ	State
ZIP Code	08701	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2011-07-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	200701009	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	BNOS MELECH OF LAKEWOOD INC	BusinessNameLine1

Field	Value	IRS element (for citing)
Name Control	BNOS	NameControl
Phone	7325474501	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	685 RIVER AVENUE	AddressLine1
City	LAKEWOOD	City
State	NJ	State
ZIP Code	08701	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	ZEV HESS	Name
Title	PRESIDENT	Title
Phone	7325474501	Phone
Date Signed	2013-03-20	DateSigned

Preparer Preparer

Field	Value	IRS element (for citing)
Name	GERSHON BIEGELEISEN	Name
Phone	7328866311	Phone
Date Prepared	2013-03-20	DatePrepared
Self Employed	X	SelfEmployed

Field	Value	IRS element (for citing)
Tax Year	2011	TaxYear
Build TS	2016-02-25 16:41:14Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	ZEV HESS	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	120 ROSEBANK STREET	AddressLine1
City	LAKEWOOD	City
State	NJ	State
ZIP Code	08701	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	1847417	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Organization501c3	X	Organization501c3
Web Site	N/A	WebSite
Type Of Organization Corporation	X	TypeOfOrganizationCorporation
Year Formation	2004	YearFormation
State Legal Domicile	NJ	StateLegalDomicile
Activity Or Mission Description	EDUCATIONAL-OPERATION OF PRIVATE GIRLS' ELEMENTARY SCHOOL.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	3	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	3	NbrIndependentVotingMembers
Total Nbr Employees	69	TotalNbrEmployees
Total Nbr Volunteers	8	TotalNbrVolunteers
Total Gross UBI	0	TotalGrossUBI
Contributions Grants Prior Year	62852	ContributionsGrantsPriorYear
Contributions Grants Current Year	246548	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	1170551	ProgramServiceRevenuePriorYear
Program Service Revenue CY	1600869	ProgramServiceRevenueCY
Investment Income Current Year	0	InvestmentIncomeCurrentYear
Other Revenue Current Year	0	OtherRevenueCurrentYear
Total Revenue Prior Year	1233403	TotalRevenuePriorYear
Total Revenue Current Year	1847417	TotalRevenueCurrentYear
Grants And Similar Amnts Prior Year	2714	GrantsAndSimilarAmntsPriorYear
Grants And Similar Amnts CY	6850	GrantsAndSimilarAmntsCY
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	702126	SalariesEtcPriorYear
Salaries Etc Current Year	846088	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	9408	TotalFundrsngExpCurrentYear
Other Expense Prior Year	242149	OtherExpensePriorYear
Other Expenses Current Year	291663	OtherExpensesCurrentYear
Total Expenses Prior Year	946989	TotalExpensesPriorYear
Total Expenses Current Year	1144601	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	286414	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	702816	RevenuesLessExpensesCY
Total Assets BOY	499043	TotalAssetsBOY
Total Assets EOY	3813967	TotalAssetsEOY
Total Liabilities BOY	16813	TotalLiabilitiesBOY
Total Liabilities EOY	2628921	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	482230	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	1185046	NetAssetsOrFundBalancesEOY
Mission Description	EDUCATIONAL-OPERATION OF PRIVATE GIRLS' ELEMENTARY SCHOOL.	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Expense	938134	Expense
Grants	6850	Grants
Description	PROVISION OF RELIGIOUS AND SECULAR EDUCATION FOR ELEMENTARY SCHOOL AGE GIRLS.	Description
Total Program Service Expense	938134	TotalProgramServiceExpense
Described In501 C3	true	DescribedIn501C3
Schedule B Required	true	ScheduleBRequired
Political Activities	false	PoliticalActivities
Lobbying Activities	false	LobbyingActivities
Subject To Proxy Tax	false	SubjectToProxyTax
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	false	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	false	ReportFin48Footnote
Independent Audit Financial Stmt	false	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	false	ConsolidatedAuditFinancialStmt
School	true	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	true	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	false	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Excess Benefit Transaction	false	ExcessBenefitTransaction
Prior Excess Benefit Transaction	false	PriorExcessBenefitTransaction
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	false	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	false	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	false	DisregardedEntity
Related Entity	false	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Transaction Related Entity	false	TransactionRelatedEntity
Transfers To Exempt Non Chrtbl Org	false	TransfersToExemptNonChrtblOrg
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	0	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Number Of Employees	69	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	false	UnrelatedBusinessIncome
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	false	NonDeductibleContributions
Quid Pro Quo Contributions	false	QuidProQuoContributions
Form8282 Property Disposed Of	false	Form8282PropertyDisposedOf
Funds To Pay Premiums	false	FundsToPayPremiums
Premiums Paid	false	PremiumsPaid
Form8899 Filed	false	Form8899Filed
Form1098 C Filed	false	Form1098CFiled
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	3	NbrVotingGoverningBodyMembers
Number Independent Voting Members	3	NumberIndependentVotingMembers
Family Or Business Relationship	true	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	false	MembersOrStockholders
Election Of Board Members	false	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	true	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	true	RegularMonitoringEnforcement
Whistleblower Policy	false	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	true	CompensationProcessCEO
Compensation Process Other	true	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	TAXPAYER	NamePerson
Telephone Number	7325474501	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	120 ROSEBANK STREET	AddressLine1
City	LAKEWOOD	City
State	NJ	State
ZIP Code	08701	ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (3 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	OfficerOfficer	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation
ZEV HESS
PRESIDENT	40.00	X	X	25000	0	0
ELI ROSEN
TREASURER	1.00	X		0	0	0
AVROHOM B AUERBACH
SECRETARY	1.00	X		0	0	0

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	25000	TotalReportableCompFromOrg
Formers Listed	false	FormersListed
Total Comp GT150 K	false	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources
All Other Contributions	246548	AllOtherContributions
Total Contributions	246548	TotalContributions

Program Service Revenue ProgramServiceRevenue

Field	Value	IRS element (for citing)
Description	TUITION	Description
Total Revenue Column	1600869	TotalRevenueColumn
Related Or Exempt Function Income	1600869	RelatedOrExemptFunctionIncome

Field	Value	IRS element (for citing)
Total Program Service Revenue	1600869	TotalProgramServiceRevenue

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	1847417	TotalRevenueColumn
Related Or Exempt Function Income	1600869	RelatedOrExemptFunctionIncome

Grants To Domestic Orgs GrantsToDomesticOrgs

Field	Value	IRS element (for citing)
Total	6550	Total
Program Services	6550	ProgramServices

Grants To Domestic Individuals GrantsToDomesticIndividuals

Field	Value	IRS element (for citing)
Total	300	Total
Program Services	300	ProgramServices

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	25000	Total
Management And General	25000	ManagementAndGeneral

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	720213	Total
Program Services	658235	ProgramServices
Management And General	61978	ManagementAndGeneral

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	36733	Total
Program Services	36733	ProgramServices

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	64142	Total
Program Services	56656	ProgramServices
Management And General	7486	ManagementAndGeneral

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	7000	Total
Management And General	7000	ManagementAndGeneral

Advertising Advertising

Field	Value	IRS element (for citing)
Total	1157	Total
Fundraising	1157	Fundraising

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	25542	Total
Management And General	21477	ManagementAndGeneral
Fundraising	4065	Fundraising

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	60829	Total
Program Services	58379	ProgramServices
Management And General	2450	ManagementAndGeneral

Interest Interest

Field	Value	IRS element (for citing)
Total	5150	Total
Management And General	5150	ManagementAndGeneral

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	19698	Total
Program Services	19698	ProgramServices

Insurance Insurance

Field	Value	IRS element (for citing)
Total	18873	Total
Management And General	18873	ManagementAndGeneral

Other Expenses OtherExpenses (4 entries)

DescriptionDescription	TotalTotal	Program ServicesProgramServices	Management And GeneralManagementAndGeneral
SCHOOL SUPPLIES &EXPENSES	35353	35353
REPAIRS AND MAINTENANCE	32298		32298
BOOKS	26820	26820
EQUIPMENT RENTAL	18920	18920

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	40023	Total
Program Services	20490	ProgramServices
Management And General	15347	ManagementAndGeneral
Fundraising	4186	Fundraising

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	1144601	Total
Program Services	938134	ProgramServices
Management And General	197059	ManagementAndGeneral
Fundraising	9408	Fundraising

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	386769	BOY
EOY	244095	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	3625822	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	55950	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	103575	BOY
EOY	3569872	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	8699	BOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	499043	BOY
EOY	3813967	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	16813	BOY
EOY	2628921	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	16813	BOY
EOY	2628921	EOY

Field	Value	IRS element (for citing)
Follow SFAS117	X	FollowSFAS117

Unrestricted Net Assets UnrestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	482230	BOY
EOY	1185046	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	482230	BOY
EOY	1185046	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	499043	BOY
EOY	3813967	EOY

Field	Value	IRS element (for citing)
Reconcilation Revenue Expenses	702816	ReconcilationRevenueExpenses
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	false	FSAudited

Schedule A IRS990ScheduleA

Field	Value	IRS element (for citing)
School170b1 Aii	X	School170b1Aii

Schedule B IRS990ScheduleB

Contributor Info ContributorInfo

Field	Value	IRS element (for citing)
Contributor Number	RESTRICTED	ContributorNumber

Contributor Name Business ContributorNameBusiness

Field	Value	IRS element (for citing)
Business Name Line1	RESTRICTED	BusinessNameLine1

Contributor Address US ContributorAddressUS

Field	Value	IRS element (for citing)
Address Line1	RESTRICTED	AddressLine1
Address Line2	RESTRICTED	AddressLine2
City	RESTRICTED	City
State	RESTRICTED	State
ZIP Code	RESTRICTED	ZIPCode

Field	Value	IRS element (for citing)
Aggregate Contributions	RESTRICTED	AggregateContributions

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Disclosed Orgs Legal Control	false	DisclosedOrgsLegalControl
Disclosed For Charitable Purposes	false	DisclosedForCharitablePurposes
Written Policy Monitoring	false	WrittenPolicyMonitoring
Sect170h Requirements Satisfied	false	Sect170hRequirementsSatisfied
Solicited Assets For Sale	false	SolicitedAssetsForSale
Agent Trustee Etc	false	AgentTrusteeEtc
Included On FS	false	IncludedOnFS
Endowments Held By Unrelated Orgs	false	EndowmentsHeldByUnrelatedOrgs
Endowments Held By Related Orgs	false	EndowmentsHeldByRelatedOrgs
Are Related Orgs Listed Schedule R	false	AreRelatedOrgsListedScheduleR

Land Land

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	3441338	OtherCostOrOtherBasis
Book Value	3441338	BookValue

Other Land Buildings OtherLandBuildings

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	184484	OtherCostOrOtherBasis
Depreciation	55950	Depreciation
Book Value	128534	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	3569872	TotalOfBookValueLandBuildings

Other Liabilities OtherLiabilities (4 entries)

DescriptionDescription	AmountAmount
MORTGAGE PAYABLE	$2,585,873
AUTO LOAN PAYABLE	$23,359
CREDIT CARD PAYABLES	$11,313
PAYROLL TAXES PAYABLE	$8,376

Field	Value	IRS element (for citing)
Total Of Amounts	2628921	TotalOfAmounts

Schedule E IRS990ScheduleE

Field	Value	IRS element (for citing)
Nondiscriminatory Policy Stmt	true	NondiscriminatoryPolicyStmt
Policy Statement In Brochures Etc	true	PolicyStatementInBrochuresEtc
Policy Publ Via Broadcast Media	true	PolicyPublViaBroadcastMedia
Maint Racial Composition Records	true	MaintRacialCompositionRecords
Maint Scholarships Records	true	MaintScholarshipsRecords
Maint Copies Of Brochures Etc	true	MaintCopiesOfBrochuresEtc
Maint Copies Of All Solicitations	true	MaintCopiesOfAllSolicitations
Discriminate Race Students Rights	false	DiscriminateRaceStudentsRights
Discriminate Race Admiss Policies	false	DiscriminateRaceAdmissPolicies
Discriminate Race Emplmn Faculty	false	DiscriminateRaceEmplmnFaculty
Discriminate Race Scholarships	false	DiscriminateRaceScholarships
Discriminate Race Educ Policies	false	DiscriminateRaceEducPolicies
Discriminate Race Use Of Fclts	false	DiscriminateRaceUseOfFclts
Discriminate Race Athletic Prog	false	DiscriminateRaceAthleticProg
Discriminate Race Other Acty	false	DiscriminateRaceOtherActy
Government Financial Aid Received	false	GovernmentFinancialAidReceived
Government Financial Aid Revoked	false	GovernmentFinancialAidRevoked
Compliance With Rev Proc7550	true	ComplianceWithRevProc7550

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Records Maintained	true	RecordsMaintained

Recipient Table RecipientTable

Recipient Name Business RecipientNameBusiness

Field	Value	IRS element (for citing)
Business Name Line1	VARIOUS	BusinessNameLine1

Field	Value	IRS element (for citing)
Amount Of Cash Grant	6550	AmountOfCashGrant

Field	Value	IRS element (for citing)
Total Nbr Of501 C3 And Govt Grants	11	TotalNbrOf501C3AndGovtGrants

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (6 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
RELATED PARTY INFORMATION AMONG OFFICERS	FORM 990, PAGE 6, PART VI, LINE 2	ZEV HESS ELI ROSEN PRESIDENT VICE-PRES. FAMILY RELATIONSHIP
ORGANIZATION'S PROCESS USED TO REVIEW FORM 990	FORM 990, PAGE 6, PART VI, LINE 11B	REVIEWED AT BOARD MEETING UPON RECEIPT
ENFORCEMENT OF CONFLICTS POLICY	FORM 990, PAGE 6, PART VI, LINE 12C	ANNUAL REMINDER MEMO TO ALL EMPLOYEES AND INVOLVED PARTIES REQUIRING RESPONSE/DISCLOSURE.
COMPENSATION PROCESS FOR TOP OFFICIAL	FORM 990, PAGE 6, PART VI, LINE 15A	THE ORGANIZATION RESEARCHES WHAT THE NORMS FOR SALARY FOR A COMPARABLE POSITION ARE IN THE REGION AND BASED ON THAT THEY ARE COMMITTED TO NOT PAYING MORE THAN THAT. NO RELATED PARTIES DECIDE ON SALARIES WHEREIN THE HAVE A CONFLICT.
COMPENSATION PROCESS FOR OFFICERS	FORM 990, PAGE 6, PART VI, LINE 15B	THE ORGANIZATION RESEARCHES WHAT THE NORMS FOR SALARY FOR A COMPARABLE POSITION ARE IN THE REGION AND BASED ON THAT THEY ARE COMMITTED TO NOT PAYING MORE THAN THAT. NO RELATED PARTIES DECIDE ON SALARIES WHEREIN THEY HAVE A CONFLICT.
GOVERNING DOCUMENTS DISCLOSURE EXPLANATION	FORM 990, PAGE 6, PART VI, LINE 19	GOVERNING DOCUMENTS AND ORGANIZATION POLICIES ARE AVAILABLE TO THE PUBLIC UPON REQUEST.