CREDIT UNIONS IN THE STATE OF WASHINGTON: Form 990, tax year 2011
View the entire original 990 at ProPublica ↗
- Organization
- CREDIT UNIONS IN THE STATE OF WASHINGTON (EIN 91-0616262)
- Tax period
- 2011-01-01 to 2011-12-31
- Filed
- 2012-08-08
- IRS object ID
- 201212219349301366
- Schema version
- 2011v1.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2012-08-08T15:55:26-05:00 | Timestamp |
| Tax Period End Date | 2011-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 910189318 | EIN |
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | Moss Adams LLP | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 601 W Riverside Suite 1800 | AddressLine1 |
| City | Spokane | City |
| State | WA | State |
| ZIP Code | 992010629 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2011-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 910616262 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | Gesa Credit Union | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | GESA | NameControl |
| Phone | 5099461611 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 51 Gage Blvd | AddressLine1 |
| City | Richland | City |
| State | WA | State |
| ZIP Code | 99352 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | Steven Oord | Name |
| Title | SVP of Accounting & Finance | Title |
| Phone | 5099461611 | Phone |
| Date Signed | 2012-08-08 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | Cheri R Burnham CPA | Name |
| PTIN | P00055324 | PTIN |
| Phone | 5097472600 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2011 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | Christina C Lethlean | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 51 Gage Blvd | AddressLine1 |
| City | Richland | City |
| State | WA | State |
| ZIP Code | 99352 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 142754338 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Group Exemption Number | 1269 | GroupExemptionNumber |
| Organization501c | X | Organization501c |
| Web Site | www.gesa.com | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1953 | YearFormation |
| State Legal Domicile | WA | StateLegalDomicile |
| Activity Or Mission Description | Provide financial services to 105,167 members. These services include, but are not limited to, providing auto and other secured/unsecured consumer loans, checking and savings programs, and credit card services. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 9 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 9 | NbrIndependentVotingMembers |
| Total Nbr Employees | 376 | TotalNbrEmployees |
| Total Nbr Volunteers | 9 | TotalNbrVolunteers |
| Total Gross UBI | 110570 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | 60757 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 48942216 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 54095975 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 6659857 | InvestmentIncomePriorYear |
| Investment Income Current Year | 4560945 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 21941 | OtherRevenuePriorYear |
| Other Revenue Current Year | 70246 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 55624014 | TotalRevenuePriorYear |
| Total Revenue Current Year | 58727166 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 10000 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 18000 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 17661513 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 17595779 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 32201184 | OtherExpensePriorYear |
| Other Expenses Current Year | 30802292 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 49872697 | TotalExpensesPriorYear |
| Total Expenses Current Year | 48416071 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 5751317 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 10311095 | RevenuesLessExpensesCY |
| Total Assets BOY | 1017020152 | TotalAssetsBOY |
| Total Assets EOY | 1125090259 | TotalAssetsEOY |
| Total Liabilities BOY | 933047325 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 1030885962 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 83972827 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 94204297 | NetAssetsOrFundBalancesEOY |
| Mission Description | Members have access to a broad range of financial products and services that enable them to prosper at a cost justified by the result. | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Description | Offer comprehensive range and competitively priced loan products to members. Gesa offers a wide range of loan products including, but not limited to, autos, RVs, marine equipment, first mortgage, home equity, credit card, commercial and various secured and unsecured loans. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | Offer comprehensive and competitively yielding savings products to members. Gesa offers a wide variety of savings products to members, which include, but are not limited to basic Savings, Holiday Club, Vacation Club, Commercial Savings, Certificate Accounts, IRA Certificates, IRA Savings and Money Market accounts. Gesa continues to be a leader in our area on Savings Account rates. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | Offer low cost services to members which will enable them to achieve their desired financial goals. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In501 C3 | 0 | DescribedIn501C3 |
| Schedule B Required | 0 | ScheduleBRequired |
| Political Activities | 0 | PoliticalActivities |
| Subject To Proxy Tax | 0 | SubjectToProxyTax |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 1 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 1 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 0 | ReportProgRelInvest |
| Report Other Assets | 0 | ReportOtherAssets |
| Report Other Liabilities | 1 | ReportOtherLiabilities |
| Report Fin48 Footnote | 0 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 0 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 0 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 0 | GrantsToOrganizations |
| Grants To Individuals | 1 | GrantsToIndividuals |
| Schedule J Required | 1 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Loan To Officer Or DQP | 0 | LoanToOfficerOrDQP |
| Grant To Related Person | 0 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 0 | DisregardedEntity |
| Related Entity | 0 | RelatedEntity |
| Related Org Controlled Entity | 0 | RelatedOrgControlledEntity |
| Transaction Related Entity | 0 | TransactionRelatedEntity |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 26687 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | 1 | ComplianceWithBackupWitholding |
| Number Of Employees | 376 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 1 | UnrelatedBusinessIncome |
| Form990-T Filed | 1 | Form990-TFiled |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 9 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 9 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 1 | MembersOrStockholders |
| Election Of Board Members | 1 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 0 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 0 | LocalChapters |
| Form990 Provided To Governing Body | 0 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 0 | CompensationProcessOther |
| Investment In Joint Venture | 1 | InvestmentInJointVenture |
| Written Policy Or Procedure | 1 | WrittenPolicyOrProcedure |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | Steve J Oord | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 5099461611 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 51 Gage Blvd | AddressLine1 |
| City | Richland | City |
| State | WA | State |
| ZIP Code | 99352 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (20 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | OfficerOfficer | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | Highest Compensated EmployeeHighestCompensatedEmployee |
|---|---|---|---|---|---|---|---|
| William Melberg | |||||||
| Chairman of the Board | 5.00 | X | X | 1750 | 0 | 0 | |
| Gregg Andrews | |||||||
| Vice Chairman of the Board | 5.00 | X | X | 1306 | 0 | 0 | |
| William Roberts Jr | |||||||
| Board Secretary | 5.00 | X | X | 1959 | 0 | 0 | |
| Peter Smith | |||||||
| Board Member | 5.00 | X | 1251 | 0 | 0 | ||
| Iris Anderson | |||||||
| Board Member | 5.00 | X | 0 | 0 | 0 | ||
| Stephen Arneson | |||||||
| Board Member | 5.00 | X | 812 | 0 | 0 | ||
| Manuel Chavallo | |||||||
| Board Member | 5.00 | X | 1715 | 0 | 0 | ||
| Robert Follett | |||||||
| Board Member | 5.00 | X | 1308 | 0 | 0 | ||
| Paul Korstad | |||||||
| Board Member | 5.00 | X | 924 | 0 | 0 | ||
| Christina C Lethlean | |||||||
| Chief Executive Officer | 60.00 | X | 497334 | 0 | 63704 | ||
| Steven J Oord | |||||||
| SVP of Accounting & Finance | 50.00 | X | 157380 | 0 | 25865 | ||
| Jim Delyea | |||||||
| SVP of Sales & Marketing | 50.00 | X | 184219 | 0 | 23966 | ||
| Jerry Sims | |||||||
| VP of Operations | 50.00 | X | 165164 | 0 | 21698 | ||
| Brett Jorgenson | |||||||
| SVP of Lending | 50.00 | X | 189298 | 0 | 24384 | ||
| Don Miller | |||||||
| SVP of Finance & Operation | 50.00 | X | 192810 | 0 | 34436 | ||
| Douglas Kellogg | |||||||
| Mortgage Loan Officer | 40.00 | 139050 | 0 | 19305 | X | ||
| Fernando Avalos | |||||||
| Mortgage Loan Officer | 40.00 | 133383 | 0 | 28243 | X | ||
| Dannette Warren | |||||||
| Mortgage Loan Officer | 40.00 | 156233 | 0 | 30485 | X | ||
| Randy Wacker | |||||||
| AVP of Mortgage Lending | 40.00 | 135845 | 0 | 18673 | X | ||
| Gail Brown | |||||||
| Mortgage Loan Officer | 40.00 | 153209 | 0 | 20764 | X | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 2114950 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 311523 | TotalOtherCompensation |
| Number Individuals GT100 K | 18 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 1 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| Fiserv | |||||
| PO Box 41770 | Nashville | TN | 37204 | Information Systems | 1604919 |
| Black Box Network Services | |||||
| Dept LA 21578 | Pasadena | CA | 91185 | Communications/Infrastructure | 870441 |
| Open Solutions | |||||
| PO Box 416564 | Boston | MA | 02241 | Information Systems | 457320 |
| Fundsxpress | |||||
| PO Box 3366 | Omaha | NE | 68176 | Merchant Processing Service | 406570 |
| BIT | |||||
| 710 SW 34th St | Renton | WA | 98057 | Member Statement Producer | 380000 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 26 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (2 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Unrelated Business RevenueUnrelatedBusinessRevenue |
|---|---|---|---|---|
| Member Loan Interest | 522100 | 41248316 | 41248316 | |
| Member Fees & Charges | 522100 | 12847659 | 12738107 | 109552 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 54095975 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 3224200 | TotalRevenueColumn |
| Unrelated Business Revenue | 1018 | UnrelatedBusinessRevenue |
| Exclusion | $3,223,182 | ExclusionAmount |
Gross Rents GrossRents
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 84666 | Real |
Less Rental Expenses LessRentalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 14420 | Real |
Rental Income Or Loss RentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 70246 | Real |
Net Rental Income Or Loss NetRentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 70246 | TotalRevenueColumn |
| Exclusion | $70,246 | ExclusionAmount |
Gross Amount Sales Assets GrossAmountSalesAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 5905000 | Securities |
| Other | 79444497 | Other |
Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 5873671 | Securities |
| Other | 78139081 | Other |
Gain Or Loss GainOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 31329 | Securities |
| Other | 1305416 | Other |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 1336745 | TotalRevenueColumn |
| Exclusion | $1,336,745 | ExclusionAmount |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 58727166 | TotalRevenueColumn |
| Related Or Exempt Function Income | 53986423 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 110570 | UnrelatedBusinessRevenue |
| Exclusion | $4,630,173 | ExclusionAmount |
Grants To Domestic Individuals GrantsToDomesticIndividuals
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 18000 | Total |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1591285 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 11415523 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1295348 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2123489 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1170134 | Total |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 110723 | Total |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 99068 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1576068 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1305353 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 4104038 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1225390 | Total |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 524983 | Total |
Conferences Meetings ConferencesMeetings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 48453 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 8771873 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2585851 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 158445 | Total |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| Provision for Loan Loss | 5984181 |
| Share Insurance | 2338006 |
| Credit and Collection C | 1436264 |
| Miscellanous | 413169 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 120427 | Total |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 48416071 | Total |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 73697838 | BOY |
| EOY | 50793208 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 57885600 | BOY |
| EOY | 66851928 | EOY |
Accounts Receivable AccountsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 2888331 | BOY |
| EOY | 2892921 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 735637876 | BOY |
| EOY | 853547126 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 5627995 | BOY |
| EOY | 5560477 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 62839446 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 13035241 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 48440539 | BOY |
| EOY | 49804205 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 76862806 | BOY |
| EOY | 78697919 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 15979167 | BOY |
| EOY | 16942475 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1017020152 | BOY |
| EOY | 1125090259 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 14004281 | BOY |
| EOY | 14309155 | EOY |
Deferred Revenue DeferredRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 156832 | BOY |
| EOY | 143275 | EOY |
Escrow Account Liability EscrowAccountLiability
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 706770 | BOY |
| EOY | 1212196 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 918179442 | BOY |
| EOY | 1015221336 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 933047325 | BOY |
| EOY | 1030885962 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 83972827 | BOY |
| EOY | 94204297 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 83972827 | BOY |
| EOY | 94204297 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1017020152 | BOY |
| EOY | 1125090259 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | 10311095 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | -79625 | ReconcilationOtherChanges |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 0 | FSAudited |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 1 | AgentTrusteeEtc |
| Beginning Balance | 706770 | BeginningBalance |
| Additions During Year | 7780851 | AdditionsDuringYear |
| Distributions During Year | 7275425 | DistributionsDuringYear |
| Ending Balance | 1212196 | EndingBalance |
| Included On FS | 1 | IncludedOnFS |
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 9952705 | OtherCostOrOtherBasis |
| Book Value | 9952705 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 35320631 | OtherCostOrOtherBasis |
| Depreciation | 4347056 | Depreciation |
| Book Value | 30973575 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 255466 | OtherCostOrOtherBasis |
| Depreciation | 172366 | Depreciation |
| Book Value | 83100 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 14554167 | OtherCostOrOtherBasis |
| Depreciation | 8515819 | Depreciation |
| Book Value | 6038348 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 2756477 | OtherCostOrOtherBasis |
| Book Value | 2756477 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 49804205 | TotalOfBookValueLandBuildings |
Other Securities OtherSecurities (3 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| Government Agency Mortgage Backed Securities | 25944775 | C |
| Government Agency Debenture Notes and Bonds | 19439035 | C |
| Investments Available for Sale | 33314109 | F |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Securities | 78697919 | TotalOfBookValueSecurities |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | Member Deposits and Accounts | Description |
| Amount | $1,015,221,336 | Amount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 1015221336 | TotalOfAmounts |
Form990 Schedule D Part XIV Form990ScheduleDPartXIV (2 entries)
| Return ReferenceReturnReference | ExplanationExplanation |
|---|---|
| Part IV, Line 1b: | Gesa maintains first mortgage escrows in a liability account on the balance sheet and makes necessary payments from this account. |
| Part IV, Line 2b: | Gesa maintains first mortgage escrows in a liability account on the balance sheet and makes necessary payments from this account. |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Records Maintained | 1 | RecordsMaintained |
Form990 Schedule I Part III Form990ScheduleIPartIII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Type Of Grant | College Scholarships | TypeOfGrant |
| Number Of Recipients | 9 | NumberOfRecipients |
| Amount Of Cash Grant | 18000 | AmountOfCashGrant |
Form990 Schedule I Part IV Form990ScheduleIPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | Procedure for Monitoring Grants in the U.S.: | Identifier |
| Return Reference | Part I, Line 2: | ReturnReference |
| Explanation | Schedule I, Part I, Line 2: Payment of scholarship awards is made directly to a college or university upon verification of the recipient's enrollment. Failure to maintain full time status at school will result in the cancellation of scholarships and all unused funds are returned to Gesa Credit Union. | Explanation |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | X | TravelForCompanions |
| Written Policy Re T And E Expenses | 1 | WrittenPolicyReTAndEExpenses |
| Substantiation Required | 1 | SubstantiationRequired |
| Written Employment Contract | X | WrittenEmploymentContract |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | 0 | SeverancePayment |
| Supplemental Nonqual Retire Plan | 0 | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | 0 | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII (11 entries)
| Base Compensation Filing OrgBaseCompensationFilingOrg | Comp Based On Related OrgsCompBasedOnRelatedOrgs | Bonus Filing OrgBonusFilingOrg | Bonus Related OrgsBonusRelatedOrgs | Other Compensation Filing OrgOtherCompensationFilingOrg | Other Compensation Related OrgsOtherCompensationRelatedOrgs | Deferred Comp Filing OrgDeferredCompFilingOrg | Deferred Comp Related OrgsDeferredCompRelatedOrgs | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs | Total Compensation Filing OrgTotalCompensationFilingOrg | Total Compensation Related OrgsTotalCompensationRelatedOrgs | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrg | Comp Report Prior990 Related OrgsCompReportPrior990RelatedOrgs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Christina C Lethlean | |||||||||||||
| 374660 | 0 | 122224 | 0 | 450 | 0 | 50790 | 0 | 12914 | 0 | 561038 | 0 | 0 | 0 |
| Steven J Oord | |||||||||||||
| 128975 | 0 | 19653 | 0 | 8752 | 0 | 16036 | 0 | 9829 | 0 | 183245 | 0 | 0 | 0 |
| Jim Delyea | |||||||||||||
| 157154 | 0 | 26765 | 0 | 300 | 0 | 18800 | 0 | 5166 | 0 | 208185 | 0 | 0 | 0 |
| Jerry Sims | |||||||||||||
| 133723 | 0 | 22113 | 0 | 9328 | 0 | 16772 | 0 | 4926 | 0 | 186862 | 0 | 0 | 0 |
| Brett Jorgenson | |||||||||||||
| 152973 | 0 | 26785 | 0 | 9540 | 0 | 19218 | 0 | 5166 | 0 | 213682 | 0 | 0 | 0 |
| Don Miller | |||||||||||||
| 160366 | 0 | 23774 | 0 | 8670 | 0 | 19665 | 0 | 14771 | 0 | 227246 | 0 | 0 | 0 |
| Douglas Kellogg | |||||||||||||
| 57700 | 0 | 0 | 0 | 81350 | 0 | 14157 | 0 | 5148 | 0 | 158355 | 0 | 0 | 0 |
| Fernando Avalos | |||||||||||||
| 58291 | 0 | 0 | 0 | 75092 | 0 | 13607 | 0 | 14636 | 0 | 161626 | 0 | 0 | 0 |
| Dannette Warren | |||||||||||||
| 57700 | 0 | 0 | 0 | 98533 | 0 | 15961 | 0 | 14524 | 0 | 186718 | 0 | 0 | 0 |
| Randy Wacker | |||||||||||||
| 81891 | 0 | 0 | 0 | 53954 | 0 | 13826 | 0 | 4847 | 0 | 154518 | 0 | 0 | 0 |
| Gail Brown | |||||||||||||
| 59085 | 0 | 0 | 0 | 94124 | 0 | 15625 | 0 | 5139 | 0 | 173973 | 0 | 0 | 0 |
Form990 Schedule J Part III Form990ScheduleJPartIII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Reference | Part I, Line 1a | ReturnReference |
| Explanation | Board members William Melberg, Gregg Andrews, William Roberts Jr., Peter Smith, Stephen Arneson, Manuel Chavallo, Robert Follett, and Paul Korstad received 1099s for travel expenses for companions. | Explanation |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (8 entries)
| Return ReferenceReturnReference | ExplanationExplanation | IdentifierIdentifier |
|---|---|---|
| Form 990, Part VI, Section A, line 6 | The Credit Union is composed of one class of members. | |
| Form 990, Part VI, Section A, line 7a | The Credit Union members elect members of the Board of Directors. | |
| Form 990, Part VI, Section B, line 11 | The Senior Accounting Specialist and CFO review the Credit Union's Form 990 and then present to the Board of Directors. | |
| Form 990, Part VI, Section B, line 12c | The Credit Union regularly and consistently monitors and enforces compliance with the conflict of interest policy. Each employee has the responsibility for demonstrating their compliance with this policy, and all potential employees will review and sign this policy before consideration for employment. | |
| Form 990, Part VI, Section B, line 15a | The Credit Union's procedures for determining compensation of the CEO include compensation surveys and approval by the Board. | |
| Form 990, Part VI, Section C, line 18 | Forms 1024, 990 and 990-T are available upon request. | |
| Form 990, Part VI, Section C, line 19 | Governing documents, conflict of interest policy and financial statements are available upon request. | |
| Form 990, Part XI, line 5: | Net unrealized losses on investments: -79,625. | Changes in Net Assets or Fund Balances: |