COMPASS ROSE BENEFITS GROUP: Form 990, tax year 2011

View the entire original 990 at ProPublica ↗

Organization: COMPASS ROSE BENEFITS GROUP (EIN 52-6048633)
Tax period: 2011-01-01 to 2011-12-31
Filed: 2012-08-23
IRS object ID: 201212369349300326
Schema version: 2011v1.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule I
Schedule J
Schedule L
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2012-08-23T15:19:53-05:00	Timestamp
Tax Period End Date	2011-12-31	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	BOND BEEBE	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	4600 EAST-WEST HIGHWAY SUITE 900	AddressLine1
City	BETHESDA	City
State	MD	State
ZIP Code	208143423	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2011-01-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	526048633	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	COMPASS ROSE BENEFITS GROUP	BusinessNameLine1

Field	Value	IRS element (for citing)
In Care Of Name	% WILLIAM J SIMMONS	InCareOfName
Name Control	COMP	NameControl
Phone	5712040605	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	PO BOX 8816	AddressLine1
City	RESTON	City
State	VA	State
ZIP Code	20195	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	WILLIAM SIMMONS	Name
Title	TREASURER	Title
Date Signed	2012-08-22	DateSigned
Authorize Third Party	true	AuthorizeThirdParty

Preparer Preparer

Field	Value	IRS element (for citing)
Name	SCOTT PRICE	Name
Phone	3012726000	Phone

Field	Value	IRS element (for citing)
Tax Year	2011	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	RANDY STOUGHTON	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	PO BOX 8816	AddressLine1
City	RESTON	City
State	VA	State
ZIP Code	20195	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	185274352	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Organization501c	X	Organization501c
Web Site	WWW.COMPASSROSEBENEFITS.COM	WebSite
Type Of Organization Corporation	X	TypeOfOrganizationCorporation
Year Formation	1948	YearFormation
State Legal Domicile	DC	StateLegalDomicile
Activity Or Mission Description	PROVIDE HEALTH AND OTHER INSURANCE COVERAGE TO UNITED STATES GOVERNMENT EMPLOYEES.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	8	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	8	NbrIndependentVotingMembers
Total Nbr Employees	28	TotalNbrEmployees
Total Nbr Volunteers	0	TotalNbrVolunteers
Total Gross UBI	0	TotalGrossUBI
Contributions Grants Prior Year	0	ContributionsGrantsPriorYear
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	5493682	ProgramServiceRevenuePriorYear
Program Service Revenue CY	177068101	ProgramServiceRevenueCY
Investment Income Prior Year	427361	InvestmentIncomePriorYear
Investment Income Current Year	401228	InvestmentIncomeCurrentYear
Other Revenue Prior Year	0	OtherRevenuePriorYear
Other Revenue Current Year	0	OtherRevenueCurrentYear
Total Revenue Prior Year	5921043	TotalRevenuePriorYear
Total Revenue Current Year	177469329	TotalRevenueCurrentYear
Grants And Similar Amnts Prior Year	0	GrantsAndSimilarAmntsPriorYear
Grants And Similar Amnts CY	7643	GrantsAndSimilarAmntsCY
Benefits Paid To Members Prior Year	1006107	BenefitsPaidToMembersPriorYear
Benefits Paid To Members CY	161975702	BenefitsPaidToMembersCY
Salaries Etc Prior Year	2801402	SalariesEtcPriorYear
Salaries Etc Current Year	2927931	SalariesEtcCurrentYear
Total Prof Fundrsng Exp Prior Year	0	TotalProfFundrsngExpPriorYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	2163733	OtherExpensePriorYear
Other Expenses Current Year	11912182	OtherExpensesCurrentYear
Total Expenses Prior Year	5971242	TotalExpensesPriorYear
Total Expenses Current Year	176823458	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	-50199	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	645871	RevenuesLessExpensesCY
Total Assets BOY	28842331	TotalAssetsBOY
Total Assets EOY	82214821	TotalAssetsEOY
Total Liabilities BOY	15291541	TotalLiabilitiesBOY
Total Liabilities EOY	40731481	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	13550790	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	41483340	NetAssetsOrFundBalancesEOY
Info In Schedule O Part III	X	InfoInScheduleOPartIII
Mission Description	PROVIDE HEALTH AND OTHER INSURANCE COVERAGE TO UNITED STATES GOVERNMENT EMPLOYEES.	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	true	SignificantChange
Description	COMPASS ROSE BENEFITS GROUP PROVIDES HEALTH AND OTHER SPECIALTY INSURANCE PRODUCTS AND SERVICES THAT ARE ONLY AVAILABLE TO CIVILIAN EMPLOYEES, EMPLOYEES OF THE DEPARTMENT OF STATE, RETIREES OF THE DEPARTMENT OF DEFENSE AND THE INTELLIGENCE COMMUNITY. SPONSORSHIP OF A FEDERAL EMPLOYEE HEALTH BENEFIT PLAN ("FEHBP") AS AN EMPLOYEE ORGANIZATION PLAN UNDER THE FEHBP COVERING CERTAIN FEDERAL GOVERNMENTAL EMPLOYEES AND ANNUITANTS.	Description
Activity2		Activity2
Described In501 C3	false	DescribedIn501C3
Schedule B Required	false	ScheduleBRequired
Political Activities	false	PoliticalActivities
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	false	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	true	ReportFin48Footnote
Independent Audit Financial Stmt	true	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	false	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	true	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	true	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	false	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	true	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	false	DisregardedEntity
Related Entity	false	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Transaction Related Entity	false	TransactionRelatedEntity
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	10	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Compliance With Backup Witholding	true	ComplianceWithBackupWitholding
Number Of Employees	28	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	false	UnrelatedBusinessIncome
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	false	NonDeductibleContributions
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	8	NbrVotingGoverningBodyMembers
Number Independent Voting Members	8	NumberIndependentVotingMembers
Family Or Business Relationship	false	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	true	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	true	MembersOrStockholders
Election Of Board Members	true	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	true	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	true	RegularMonitoringEnforcement
Whistleblower Policy	true	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	true	CompensationProcessCEO
Compensation Process Other	false	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	WILLIAM J SIMMONS	NamePerson
Telephone Number	5712040605	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	1768 BUSINESS CENTER DRIVE STE 350	AddressLine1
City	RESTON	City
State	VA	State
ZIP Code	20190	ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (14 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation	OfficerOfficer	Highest Compensated EmployeeHighestCompensatedEmployee
CHARLES PASQUALE
CHAIRMAN	1.0	X	0	0	0
JOYCE FREUND
BOARD MEMBER	1.0	X	0	0	0
GWEN GASKINS
BOARD MEMBER	1.0	X	0	0	0
KEVIN SMITH
BOARD MEMBER	1.0	X	0	0	0
ED THOMSPON
INDUSTRY EXPERT	1.0	X	0	0	0
BILL TRIKAS
BOARD MEMBER	1.0	X	0	0	0
KATHERINE SCHULTZ
IC REPRESENTATIVE	1.0	X	0	0	0
BEVERLY BORICH CHRISTIANA
BOARD MEMBER	1.0	X	0	0	0
RANDY STOUGHTON
PRESIDENT	40.0		213941	0	10199	X
SHERRI HEBERT
VICE PRESIDENT	40.0		187895	0	9042	X
WILLIAM SIMMONS
CFO/TREASURER	40.0		119280	0	18962	X
MARY O'CONNELL
SECRETARY	40.0		125000	0	19190	X
CHRISTOPHER GREAME
DIRECTOR OF SPECIALTY PRODUCTS	40.0		116500	0	11872		X
ALFRED ROBINSON
DIRECTOR OF CORP SERVICES	40.0		110200	0	5103		X

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	872816	TotalReportableCompFromOrg
Total Reportable Comp Frm Rltd Orgs	0	TotalReportableCompFrmRltdOrgs
Total Other Compensation	74368	TotalOtherCompensation
Number Individuals GT100 K	6	NumberIndividualsGT100K
Formers Listed	false	FormersListed
Total Comp GT150 K	true	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources

Contractor Compensation ContractorCompensation (5 entries)

Address Line1AddressOfContractor/AddressUS/AddressLine1	CityAddressOfContractor/AddressUS/City	StateAddressOfContractor/AddressUS/State	ZIP CodeAddressOfContractor/AddressUS/ZIPCode	Description Of ServicesDescriptionOfServices	CompensationCompensation
INFORMED
1596 WHITEHALL ROAD	ANNAPOLIS	MD	21409	ADMINISTRATOR FEES	5158853
MULTIPLAN
115 5th AVE 7th FLOOR	NEW YORK	NY	10003	NETWORK WRAP FEES	298936
UNITED HEALTHCARE
5901 LINCOLN DRIVE	EDINA	MN	55436	PPO NETWORK FEES	2358990
CAREINGTON
7400 GAYLORD PARKWAY	FRISCO	TX	75034	PROCESSING FEES	149400
COVENTRY HEALTHCARE
15400 CALHOUN DR STE 300	ROCKVILLE	MD	20855	CLAIMS ADMIN EXPENSE	1417425

Field	Value	IRS element (for citing)
Number Of Contractors GT100 K	7	NumberOfContractorsGT100K
Total Contributions	0	TotalContributions

Program Service Revenue ProgramServiceRevenue (4 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome
INSURANCE PREMIUMS	525100	174314484	174314484
SPECIAL PRODUCTION ADMININSTRATIVE FEES	900099	629814	629814
SERVICE ALLOWANCE	900099	1129041	1129041
INSURANCE PREMIUM REBATES	525100	994762	994762

Field	Value	IRS element (for citing)
Total Program Service Revenue	177068101	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	1076945	TotalRevenueColumn
Exclusion	$1,076,945	ExclusionAmount

Income From Invest Bond Proceeds IncomeFromInvestBondProceeds

Field	Value	IRS element (for citing)
Total Revenue Column	0	TotalRevenueColumn

Royalties Revenue RoyaltiesRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	0	TotalRevenueColumn

Gross Amount Sales Assets GrossAmountSalesAssets

Field	Value	IRS element (for citing)
Securities	7129306	Securities

Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses

Field	Value	IRS element (for citing)
Securities	7805023	Securities

Gain Or Loss GainOrLoss

Field	Value	IRS element (for citing)
Securities	-675717	Securities

Net Gain Or Loss Investments NetGainOrLossInvestments

Field	Value	IRS element (for citing)
Total Revenue Column	-675717	TotalRevenueColumn
Exclusion	-$675,717	ExclusionAmount

Net Income From Fundraising Events NetIncomeFromFundraisingEvents

Field	Value	IRS element (for citing)
Total Revenue Column	0	TotalRevenueColumn

Net Income From Gaming NetIncomeFromGaming

Field	Value	IRS element (for citing)
Total Revenue Column	0	TotalRevenueColumn

Net Income Or Loss NetIncomeOrLoss

Field	Value	IRS element (for citing)
Total Revenue Column	0	TotalRevenueColumn

Field	Value	IRS element (for citing)
Total Other Revenue	0	TotalOtherRevenue

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	177469329	TotalRevenueColumn
Related Or Exempt Function Income	177068101	RelatedOrExemptFunctionIncome
Exclusion	$401,228	ExclusionAmount

Grants To Domestic Orgs GrantsToDomesticOrgs

Field	Value	IRS element (for citing)
Total	7643	Total

Grants To Domestic Individuals GrantsToDomesticIndividuals

Field	Value	IRS element (for citing)
Total	0	Total

Foreign Grants ForeignGrants

Field	Value	IRS element (for citing)
Total	0	Total

Benefits To Members BenefitsToMembers

Field	Value	IRS element (for citing)
Total	161975702	Total

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	703508	Total

Comp Disqual Persons CompDisqualPersons

Field	Value	IRS element (for citing)
Total	0	Total

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	1780212	Total

Pension Plan Contributions PensionPlanContributions

Field	Value	IRS element (for citing)
Total	68780	Total

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	188339	Total

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	187092	Total

Fees For Services Management FeesForServicesManagement

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	93936	Total

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	108049	Total

Fees For Services Lobbying FeesForServicesLobbying

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Prof Fundraising FeesForServicesProfFundraising

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Field	Value	IRS element (for citing)
Total	122110	Total

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	8221192	Total

Advertising Advertising

Field	Value	IRS element (for citing)
Total	44665	Total

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	501514	Total

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	34835	Total

Royalties Royalties

Field	Value	IRS element (for citing)
Total	0	Total

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	298822	Total

Travel Travel

Field	Value	IRS element (for citing)
Total	52196	Total

Travel Entrtnmnt Public Officials TravelEntrtnmntPublicOfficials

Field	Value	IRS element (for citing)
Total	0	Total

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	0	Total

Interest Interest

Field	Value	IRS element (for citing)
Total	4173	Total

Payments To Affiliates PaymentsToAffiliates

Field	Value	IRS element (for citing)
Total	0	Total

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	349679	Total

Insurance Insurance

Field	Value	IRS element (for citing)
Total	35859	Total

Other Expenses OtherExpenses (4 entries)

DescriptionDescription	TotalTotal
SERVICE ALLOWANCE	1129041
TPA REIMBURSEMENTS	858149
SUBSCRIPTION	31560
MEMBER SURVEY & DUES	10759

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	15643	Total

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	176823458	Total

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	4154665	BOY
EOY	3976401	EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	4185415	BOY
EOY	41859265	EOY

Pledges And Grants Receivable PledgesAndGrantsReceivable

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	12967	BOY
EOY	16668527	EOY

Receivables From Officers Etc ReceivablesFromOfficersEtc

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Receivables From Disqual Persons ReceivablesFromDisqualPersons

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Other Notes Loans Receivable Net OtherNotesLoansReceivableNet

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Inventories For Sale Or Use InventoriesForSaleOrUse

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
BOY	33641	BOY
EOY	389749	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	1687408	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	1137366	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	674600	BOY
EOY	550042	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	19781043	BOY
EOY	18645494	EOY

Investments Other Securities InvestmentsOtherSecurities

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Investments Program Related InvestmentsProgramRelated

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Intangible Assets IntangibleAssets

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	125343	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	28842331	BOY
EOY	82214821	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	334598	BOY
EOY	644238	EOY

Grants Payable GrantsPayable

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Deferred Revenue DeferredRevenue

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Tax Exempt Bond Liabilities TaxExemptBondLiabilities

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Escrow Account Liability EscrowAccountLiability

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Loans From Officers Directors LoansFromOfficersDirectors

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Mort Notes Pybl Secured Invest Prop MortNotesPyblSecuredInvestProp

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Unsecured Notes Loans Payable UnsecuredNotesLoansPayable

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	14956943	BOY
EOY	40087243	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	15291541	BOY
EOY	40731481	EOY

Field	Value	IRS element (for citing)
Follow SFAS117	X	FollowSFAS117

Unrestricted Net Assets UnrestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	13550790	BOY
EOY	41483340	EOY

Temporarily Restricted Net Assets TemporarilyRestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Permanently Restricted Net Assets PermanentlyRestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	0	BOY
EOY	0	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	13550790	BOY
EOY	41483340	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	28842331	BOY
EOY	82214821	EOY

Field	Value	IRS element (for citing)
Info In Schedule O Part XI	X	InfoInScheduleOPartXI
Reconcilation Revenue Expenses	645871	ReconcilationRevenueExpenses
Reconcilation Other Changes	27286679	ReconcilationOtherChanges
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	true	FSAudited
Audit Committee	true	AuditCommittee
Financial Statement Separate	X	FinancialStatementSeparate
Federal Grant Audit Required	false	FederalGrantAuditRequired

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Art Public Exhibition Amts		ArtPublicExhibitionAmts
Held Works Of Art Amts		HeldWorksOfArtAmts
Current Year Minus3 Years		CurrentYearMinus3Years
Land		Land
Buildings		Buildings

Leasehold Improvements LeaseholdImprovements

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	858929	OtherCostOrOtherBasis
Depreciation	668056	Depreciation
Book Value	190873	BookValue

Equipment Equipment

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	313917	OtherCostOrOtherBasis
Depreciation	201304	Depreciation
Book Value	112613	BookValue

Other Land Buildings OtherLandBuildings

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	514561	OtherCostOrOtherBasis
Depreciation	268005	Depreciation
Book Value	246556	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	550042	TotalOfBookValueLandBuildings
Federal Income Tax Liability	0	FederalIncomeTaxLiability

Other Liabilities OtherLiabilities (3 entries)

DescriptionDescription	AmountAmount
PREMIUMS PAYABLE	$244,101
CLAIMS RESERVES	$14,343,142
HEALTH CLAIMS	$25,500,000

Field	Value	IRS element (for citing)
Total Of Amounts	40087243	TotalOfAmounts
Total Revenue	177469329	TotalRevenue
Total Expenses	176823458	TotalExpenses
Excess Or Deficit For Year	645871	ExcessOrDeficitForYear
Net Unrealized GL On Investments	-512528	NetUnrealizedGLOnInvestments
Other	$1,751,104	OtherAmount
Total Adjustments	1238576	TotalAdjustments
Excess Or Deficit Per FS	1884447	ExcessOrDeficitPerFS
Tot Revenue Etc Audited Fincl Stmt	176956801	TotRevenueEtcAuditedFinclStmt
Net Unrealized Gains Investments	-512528	NetUnrealizedGainsInvestments
Revenue Not Rptd F990	-512528	RevenueNotRptdF990
Revenue Subtotal	177469329	RevenueSubtotal
Total Revenue Per Form990	177469329	TotalRevenuePerForm990
Tot Expenses Etc Audited Fincl Stmt	176823458	TotExpensesEtcAuditedFinclStmt
Expenses Subtotal	176823458	ExpensesSubtotal
Total Expenses Per Form990	176823458	TotalExpensesPerForm990

Form990 Schedule D Part XIV Form990ScheduleDPartXIV (3 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
FIN 48 FOOTNOTE	PART X, LINE 2	Accounting principles generally accepted in the United States of America require management of an organization to evaluate tax positions taken and recognize a tax liability if the organization has taken an uncertain position that more likely than not would not be sustained upon examination by the Internal Revenue Service. Management has evaluated the tax positions taken by CRBG and concluded that as of December 31, 2011 there are no uncertain positions taken or expected to be taken that would require recognition of a liability or disclosure in the financial statements. CRBG is subject to routine audits by taxing jurisdictions; however, there are currently no audits in progress for any tax periods. Management believes CRBG is no longer subject to income tax examinations for years prior to 2008.
OTHER REVENUES INCLUDED IN AUDITED FINANCIAL STATEMENTS, NOT FORM 990	PART XII LINE 2A	($512,528) NET UNREALIZED LOSS ON INVESTMENTS
OTHER CHANGE IN NET ASSETS	PART XI, LINE 8	$1,751,104 HEALTH PLAN NET CONTINGENCY RESERVE TRANSFERS

Schedule I IRS990ScheduleI

Field	Value	IRS element (for citing)
Records Maintained	false	RecordsMaintained
No Grant More Than5000	X	NoGrantMoreThan5000

Form990 Schedule I Part IV Form990ScheduleIPartIV

Field	Value	IRS element (for citing)
Identifier	PROCEDURES FOR MONITORING USE OF GRANT FUNDS	Identifier
Return Reference	PART I, LINE 2	ReturnReference
Explanation	THE ORGANIZATION DOES NOT MONITOR USE OF FUNDS GRANTED TO OTHER CHARITABLE ORGANIZATIONS.	Explanation

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Committee	X	CompensationCommittee
Form990 Of Other Organizations	X	Form990OfOtherOrganizations
Board Or Committee Approval	X	BoardOrCommitteeApproval
Severance Payment	false	SeverancePayment
Supplemental Nonqual Retire Plan	false	SupplementalNonqualRetirePlan
Equity Based Comp Arrangement	false	EquityBasedCompArrangement

Form990 Schedule J Part II Form990ScheduleJPartII (2 entries)

Base Compensation Filing OrgBaseCompensationFilingOrg	Comp Based On Related OrgsCompBasedOnRelatedOrgs	Bonus Filing OrgBonusFilingOrg	Bonus Related OrgsBonusRelatedOrgs	Other Compensation Filing OrgOtherCompensationFilingOrg	Other Compensation Related OrgsOtherCompensationRelatedOrgs	Deferred Comp Filing OrgDeferredCompFilingOrg	Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg	Total Compensation Filing OrgTotalCompensationFilingOrg	Total Compensation Related OrgsTotalCompensationRelatedOrgs
RANDY STOUGHTON
187953	0	25988	0	0	0	8558	1641	224140	0
SHERRI HEBERT
165530	0	22365	0	0	0	7516	1526	196937	0

Schedule L IRS990ScheduleL

Form990 Schedule L Part IV Form990ScheduleLPartIV

Name Of Interested Person NameOfInterestedPerson

Field	Value	IRS element (for citing)
Name Person	MARY SIMMONS	NamePerson

Field	Value	IRS element (for citing)
Relationship	SEE PART V	Relationship
Amount Of Transaction	64167	AmountOfTransaction
Description Of Transaction	WAGES	DescriptionOfTransaction
Sharing Of Revenues	false	SharingOfRevenues

Form990 Schedule L Part V Form990ScheduleLPartV

Field	Value	IRS element (for citing)
Identifier	RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION	Identifier
Return Reference	PART IV, LINE 1 COLUMN B	ReturnReference
Explanation	FAMILY MEMBER OF WILLIAM SIMMONS, TREASURER	Explanation

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (10 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
ORGANIZATION MEMBERS	PART VI, SECTION A, LINE 6	MEMBERS IN INSURANCE PROGRAMS OFFERED BY COMPASS ROSE BENEFITS GROUP
ELECTION OF GOVERNING BODY	PART VI, SECTION A, LINE 7A	COMPASS ROSE BENEFITS GROUP BOARD OF DIRECTORS ARE ELECTED TO A THREE-YEAR TERM BY OUR MEMBERSHIP. THE BOARD IS CURRENTLY COMPOSED OF FOUR ACTIVE MEMBERS, THREE RETIRED MEMBERS AND ONE INDUSTRY EXPERT. THE INDUSTRY EXPERT IS ELECTED BY THE BOARD AND HAS NO PREDETERMINED TERM. WITH THE EXCEPTION OF THE INDUSTRY EXPERT, THESE MEMBERS MUST BE EMPLOYEES OF ONE OF THE QUALIFYING AGENCIES UNDER THE OFFICE OF DIRECTOR OF NATIONAL INTELLIGENCE. ANY MEMBER IS ELIGIBLE FOR ELECTION IF THEY PARTICIPATE IN AT LEAST ONF OF THE INSURANCE PROGRAMS WHICH COMPASS ROSE BENEFITS GROUP OFFERS.
REVIEW OF FORM 990	PART VI, SECTION B, LINE 11B	THE FORM 990 IS REVIEWED BY SENIOR MANAGEMENT AND THE BOARD OF DIRECTORS AND APPROVED PRIOR TO FILING.
CONFLICT OF INTEREST POLICY	PART VI, SECTION B, LINE 12C	A COMMITTEE WITHIN THE BOARD OF DIRECTORS HAS BEEN ESTABLISHED TO OVERSEE AND ADDRESS CONFLICTS OF INTEREST (COI). ANNUALLY, BOARD MEMBERS AND KEY COMPASS ROSE EMPLOYEES SIGN ACKNOWLEDGEMENT THAT THEY HAVE RECEIVED, READ, AND WILL ADHERE TO COMPASS ROSE'S COI POLICY. THE POLICY ITSELF DETAILS THE PROCESS BY WHICH THE BOARD MONITORS AND ENFORCES POTENTIAL VIOLATIONS.
COMPENSATION OF MANAGEMENT	PART VI, SECTION B, LINE 15A	THE COMPENSATION OF THE PRESIDENT IS VOTED UPON AND APPROVED BY A COMPENSATION COMMITTEE MADE UP OF BOARD MEMBERS. OTHER EMPLOYEE COMPENSATION IS SET BY SENIOR MANAGEMENT (PRESIDENT, VICE PRESIDENT).
AVAILABILITY OF DOCUMENTS	PART VI, SECTION C, LINE 19	OTHER THAN FORM 990, ALL OTHER GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS ARE ONLY MADE AVAILABLE TO THE PUBLIC UPON U.S. GOVERNMENT SECURITY APPROVAL.
OTHER CHANGES IN NET ASSETS	PART XI, LINE 5	$26,048,103 TRANSFER TO BEGINNING SPECIAL RESERVE FROM OPM $ 1,751,104 HEALTH PLAN NET CONTINGENCY RESERVE TRANSFERS $( 512,528) NET UNREALIZED LOSS ON INVESTMENTS ----------- $27,286,679 ===========
CONTRIBUTING EMPLOYER RECEIVABLES AT YEAR-END	PART X	CONTRIBUTIONS RECEIVABLE OUTSTANDING AT THE PLAN'S YEAR-END FROM CONTRIBUTING EMPLOYERS REPRESENT AMOUNTS DUE FOR THE LAST MONTH OF THE FISCAL YEAR. THESE CONTRIBUTIONS ARE REQUIREMENTS, AS STIPULATED UNDER TERMS OF WRITEN AGREEMENTS AND, APPROVED BY THE GOVERNING BOARD, WITH THE EMPLOYERS THAT MUST BE REMITTED TO THE PLAN ON A TIMELY BASIS. THESE AMOUNTS CONSTITUTE RECEIVABLES THAT WERE CREATED IN THE ORDINARY COURSE OF THE PLAN'S BUSINESS.
BYLAW CHANGES	PART VI, SECTION A, LINE 4	1. TERM OF YEARS ELECTED DIRECTOR SERVES AS CHAIRMAN HAS BEEN REDUCED. 2. BOARD TERMS CHANGED TO CALENDAR YEAR INSTEAD OF PHYSICAL YEAR PERIOD. 3. FIRST MEETING OF CALENDAR YEAR DESIGNATED AS "ANNUAL MEETING", WHICH COINCIDES WITH FIRST MEETING OF NEWLY ELECTED BOARD.
SIGNIFICANT PROGRAMS CHANGES DURING THE YEAR	PART III, LINE 3	SPONSORSHIP OF A FEDERAL EMPLOYEE HEATLH BENEFIT PLAN.