OPPORTUNITY INTERNATIONAL INC: Form 990, tax year 2010
View the entire original 990 at ProPublica ↗
- Organization
- OPPORTUNITY INTERNATIONAL INC (EIN 54-0907624)
- Tax period
- 2010-01-01 to 2010-12-31
- Filed
- 2011-11-15
- IRS object ID
- 201103199349307005
- Schema version
- 2010v3.4
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
- Return header
- Form 990
- Schedule A
- Schedule B
- Schedule D
- Schedule F
- Schedule I
- Schedule J
- Schedule L
- Schedule M
- Schedule O
- Schedule R
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2011-11-15T14:01:16-06:00 | Timestamp |
| Tax Period End Date | 2010-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CLIFTON GUNDERSON LLP | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 1301 W 22ND ST STE 1100 | AddressLine1 |
| City | OAK BROOK | City |
| State | IL | State |
| ZIP Code | 60523 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2010-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 540907624 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | OPPORTUNITY INTERNATIONAL INC | BusinessNameLine1 |
| Business Name Line2 | D/B/A OPPORTUNITY INTERNATIONAL-US | BusinessNameLine2 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | OPPO | NameControl |
| Phone | 6306454100 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2122 YORK ROAD NO 150 | AddressLine1 |
| City | OAK BROOK | City |
| State | IL | State |
| ZIP Code | 60523 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | RICHARD C JOHN | Name |
| Title | SENIOR VICE-PRESIDENT & CFO | Title |
| Phone | 6306454100 | Phone |
| Date Signed | 2011-11-15 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | ROBERT J NOWAK CPA MST | Name |
| Phone | 6305738600 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2010 | TaxYear |
| Build TS | 2016-03-07 17:11:31Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | RICHARD C JOHN | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2122 YORK ROAD | AddressLine1 |
| City | OAK BROOK | City |
| State | IL | State |
| ZIP Code | 60523 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 79330922 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Organization501c3 | X | Organization501c3 |
| Web Site | WWW.OPPORTUNITY.ORG | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1971 | YearFormation |
| State Legal Domicile | IL | StateLegalDomicile |
| Activity Or Mission Description | OPPORTUNITY INTERNATIONAL, INC., D/B/A OPPORTUNITY INTERNATIONAL-US, IS A TAX-EXEMPT, PUBLICLY SUPPORTED CHRISTIAN-BASED CORPORATION WHOSE PURPOSE IS TO CREATE EMPLOYMENT AND IMPROVE INCOME FOR THE POOR BY ASSISTING IN THE ESTABLISHMENT OF SMALL AND MICRO BUSINESSES IN DEVELOPING COUNTRIES, | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 26 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 25 | NbrIndependentVotingMembers |
| Total Nbr Employees | 144 | TotalNbrEmployees |
| Total Nbr Volunteers | 80 | TotalNbrVolunteers |
| Total Gross UBI | 0 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | 0 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 36784569 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 16394946 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 65168171 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 59274734 | ProgramServiceRevenueCY |
| Investment Income Prior Year | -885400 | InvestmentIncomePriorYear |
| Investment Income Current Year | 2241882 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 1195139 | OtherRevenuePriorYear |
| Other Revenue Current Year | 1419360 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 102262479 | TotalRevenuePriorYear |
| Total Revenue Current Year | 79330922 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 9721954 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 14259211 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 10561458 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 10958565 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 6390075 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 80957945 | OtherExpensePriorYear |
| Other Expenses Current Year | 85634994 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 101241357 | TotalExpensesPriorYear |
| Total Expenses Current Year | 110852770 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 1021122 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | -31521848 | RevenuesLessExpensesCY |
| Total Assets BOY | 98820868 | TotalAssetsBOY |
| Total Assets EOY | 87879375 | TotalAssetsEOY |
| Total Liabilities BOY | 28503322 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 36503692 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 70317546 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 51375683 | NetAssetsOrFundBalancesEOY |
| Info In Schedule O Part III | X | InfoInScheduleOPartIII |
| Mission Description | OPPORTUNITY INTERNATIONAL, INC., D/B/A OPPORTUNITY INTERNATIONAL-US, IS A TAX-EXEMPT, PUBLICLY SUPPORTED CHRISTIAN-BASED CORPORATION WHOSE PURPOSE IS TO CREATE EMPLOYMENT AND IMPROVE INCOME FOR THE POOR BY ASSISTING IN THE ESTABLISHMENT OF SMALL AND MICRO BUSINESSES IN DEVELOPING COUNTRIES, | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Expense | 70194363 | Expense |
| Revenue | 38576232 | Revenue |
| Description | GRANTS FOR REVOLVING LOANS: OI PROVIDED FUNDS TO APPROX. 46 PARTNER AGENCIES IN APPROXIMATELY 28 COUNTRIES FOR SMALL BUSINESS LOANS. THESE LOANS RESULTED IN THE CREATION OF STRENGTHENING OVER 200,000 JOBS. SEE ATTACHED ANNUAL REPORT. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | 15731772 | Expense |
| Grants | 7731772 | Grants |
| Revenue | 7731772 | Revenue |
| Description | OI PROVIDED FUNDS FOR PARTNER AGENCIES LENDING OPERATIONS. PARTNER AGENCIES PROVIDED CONSULTING VISITS WITH POOR BORROWERS AND POOR PARTICIPANTS ATTENDED SEVERAL SMALL BUSINESS TRAINING SEMINARS. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | 6527439 | Expense |
| Grants | 6527439 | Grants |
| Revenue | 6527439 | Revenue |
| Description | OI PROVIDED SUPPORT TO PARTNER AGENCIES VIA THE HOME OFFICE IN CHICAGO AND REGIONAL OFFICES. SUPPORT IN THE FORM OF OVERSIGHT, OPERATIONS CONSULTING AND PARTNER AGENCY STAFF TRAINING 2735. | Description |
Activity Other ActivityOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | 9346082 | Expense |
| Grants | 9346082 | Grants |
| Revenue | 9346082 | Revenue |
| Description | OI GRANTED FUNDS TO AFFILIATE OPPORTUNITY TRANSFORMATION INVESTMENTS, INC. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Other Program Service Exp | 9346082 | TotalOfOtherProgramServiceExp |
| Total Of Other Program Service Grnt | 9346082 | TotalOfOtherProgramServiceGrnt |
| Total Of Other Program Service Rev | 9346082 | TotalOfOtherProgramServiceRev |
| Total Program Service Expense | 101799656 | TotalProgramServiceExpense |
| Described In501 C3 | 1 | DescribedIn501C3 |
| Schedule B Required | 1 | ScheduleBRequired |
| Political Activities | 0 | PoliticalActivities |
| Lobbying Activities | 0 | LobbyingActivities |
| Subject To Proxy Tax | 0 | SubjectToProxyTax |
| Donor Advised Funds | 1 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 0 | CreditCounseling |
| Term Or Permanent Endowments | 1 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 0 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 0 | ReportProgRelInvest |
| Report Other Assets | 0 | ReportOtherAssets |
| Report Other Liabilities | 0 | ReportOtherLiabilities |
| Report Fin48 Footnote | 0 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 0 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 1 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 1 | ForeignOffice |
| Foreign Activities | 1 | ForeignActivities |
| More Than5000 K To Organizations | 1 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 1 | GrantsToOrganizations |
| Grants To Individuals | 0 | GrantsToIndividuals |
| Schedule J Required | 1 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Excess Benefit Transaction | 0 | ExcessBenefitTransaction |
| Prior Excess Benefit Transaction | 0 | PriorExcessBenefitTransaction |
| Loan To Officer Or DQP | 1 | LoanToOfficerOrDQP |
| Grant To Related Person | 0 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 1 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 1 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 1 | DisregardedEntity |
| Related Entity | 1 | RelatedEntity |
| Related Org Controlled Entity | 1 | RelatedOrgControlledEntity |
| Transaction Related Entity | 1 | TransactionRelatedEntity |
| Transfers To Exempt Non Chrtbl Org | 0 | TransfersToExemptNonChrtblOrg |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 81 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | 1 | ComplianceWithBackupWitholding |
| Number Of Employees | 144 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 0 | UnrelatedBusinessIncome |
| Foreign Financial Account | 1 | ForeignFinancialAccount |
| Name Of Foreign Country | RP | NameOfForeignCountry |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributions |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOf |
| Funds To Pay Premiums | 0 | FundsToPayPremiums |
| Premiums Paid | 0 | PremiumsPaid |
| Excess Business Holdings | 0 | ExcessBusinessHoldings |
| Taxable Distributions | 0 | TaxableDistributions |
| Distribution To Donor | 0 | DistributionToDonor |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 26 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 25 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 0 | MembersOrStockholders |
| Election Of Board Members | 0 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 0 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 1 | LocalChapters |
| Policies Reference Chapters | 1 | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | 1 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 1 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| States Where Copy Of Return Is Filed | AL | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | AR | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | CA | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | CT | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | GA | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | IL | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | KS | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | KY | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | ME | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | MD | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | MA | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | MI | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | MN | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | MS | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | NJ | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | NM | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | NY | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | NC | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | OH | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | OR | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | PA | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | RI | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | SC | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | TN | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | VA | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | WA | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | WI | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | AZ | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | FL | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | NH | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | CO | StatesWhereCopyOfReturnIsFiled |
| Own Website | X | OwnWebsite |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RICHARD C JOHN | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 6302424108 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2122 YORK ROAD | AddressLine1 |
| City | OAK BROOK | City |
| State | IL | State |
| ZIP Code | 60523 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (34 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer | Highest Compensated EmployeeHighestCompensatedEmployee |
|---|---|---|---|---|---|---|---|
| BRADLEY BELL | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| JILL DAILEY SMITH | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| DAWN FELLER | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| BETTY JANE HESS | |||||||
| VICE CHAIR | 5.00 | X | 0 | 0 | 0 | ||
| JULIE HINDMARSH | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| RICHARD HOEFS | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| JOHN MCKAY | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| JEFFREY S MEYER | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| THEODORE D MOSER | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| BETSY S PERDUE | |||||||
| SECRETARY | 5.00 | X | 0 | 0 | 0 | ||
| DEBORAH A FARRINGTON | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| PETER THORRINGTON | |||||||
| CHAIR | 5.00 | X | 0 | 0 | 0 | ||
| MARK VASELKIV | |||||||
| TREASURER | 5.00 | X | 0 | 0 | 0 | ||
| SUSAN GILLETTE | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| DAVID L SIMMS | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| TERRENCE A WATSON | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| STEVE D COSLER | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| KADITA TSHIBAKA | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | X | |
| JESSICA JACKLEY | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| NATHANIEL SUTTON | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| MARK A THOMPSON | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| RODNEY DAMMEYER | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| SANDRA DAVIS | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| JIM HAMILTON | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| PETER KING | |||||||
| DIRECTOR | 5.00 | X | 0 | 0 | 0 | ||
| BILL MORGENSTERN | |||||||
| PRESIDENT & CEO | 55.00 | X | 190791 | 0 | 20263 | X | |
| DENNIS W RIPLEY | |||||||
| SENIOR VP INTL BUSINESS DE | 55.00 | 171992 | 0 | 29792 | X | X | |
| RICHARD C JOHN | |||||||
| SENIOR VP FINANCE, CFO | 55.00 | 142557 | 0 | 22849 | X | X | |
| RONALD C NORGLE | |||||||
| DIRECTOR OF FINANCE | 55.00 | 88500 | 0 | 6339 | X | ||
| MARK K LUTZ | |||||||
| SENIOR VP GLOBAL PHILANTHR | 55.00 | 165591 | 0 | 20932 | X | ||
| CHARLENE CALDWELL | |||||||
| VP STRATEGIC ADVISOR | 55.00 | 145753 | 0 | 18619 | X | ||
| DAVID M KNIBBE | |||||||
| SENIOR VP RESOURCE DEVELOP | 55.00 | 160473 | 0 | 30135 | X | ||
| CONNIE STRYJAK | |||||||
| SENIOR VP HUMAN RESOURCES | 55.00 | 131014 | 0 | 22178 | X | ||
| MICHAEL GALLAGHER | |||||||
| VP RESOURCE DEVELOPMENT | 55.00 | 129136 | 0 | 27240 | X | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 1325807 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 198347 | TotalOtherCompensation |
| Number Individuals GT100 K | 22 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 1 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation | Address Line1AddressOfContractor/AddressForeign/AddressLine1 | CityAddressOfContractor/AddressForeign/City | CountryAddressOfContractor/AddressForeign/Country |
|---|---|---|---|---|---|---|---|---|
| KPMG LLP | ||||||||
| 302 E WACKER DR | CHICAGO | IL | 60601 | AUDITING SERVICES | 201180 | |||
| DR YSP THORAT | ||||||||
| CONSULTING | 142287 | 226 TARABAI PK | KOLHAPUR | IN | ||||
| TWO DEGREES LLC | ||||||||
| PO BOX 84904 | SEATTLE | WA | 98124 | CONSULTING | 141462 | |||
| COSMUS JUMA KOWUCHE | ||||||||
| CONSULTING | 140033 | PO BOX 25957 | NAIROBI | KE | ||||
| DIPANKAR MAHALANOBIS | ||||||||
| CONSULTING | 133368 | PO BOX 7132 | KAMPALA | UG | ||||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 13 | NumberOfContractorsGT100K |
| Government Grants | 1627328 | GovernmentGrants |
| All Other Contributions | 14767618 | AllOtherContributions |
| Noncash Contributions | 1428303 | NoncashContributions |
| Total Contributions | 16394946 | TotalContributions |
Program Service Revenue ProgramServiceRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | MICRO FINANCE REVENUE | Description |
| Business Code | 522100 | BusinessCode |
| Total Revenue Column | 59274734 | TotalRevenueColumn |
| Related Or Exempt Function Income | 59274734 | RelatedOrExemptFunctionIncome |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 59274734 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 754451 | TotalRevenueColumn |
| Exclusion | $754,451 | ExclusionAmount |
Gross Amount Sales Assets GrossAmountSalesAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 1487431 | Securities |
Gain Or Loss GainOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 1487431 | Securities |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 1487431 | TotalRevenueColumn |
| Related Or Exempt Function Income | 1487431 | RelatedOrExemptFunctionIncome |
Other Revenue Misc OtherRevenueMisc
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | OTHER INCOME | Description |
| Business Code | 522100 | BusinessCode |
| Total Revenue Column | 1419360 | TotalRevenueColumn |
| Related Or Exempt Function Income | 1419360 | RelatedOrExemptFunctionIncome |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Revenue | 1419360 | TotalOtherRevenue |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 79330922 | TotalRevenueColumn |
| Related Or Exempt Function Income | 62181525 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 0 | UnrelatedBusinessRevenue |
| Exclusion | $754,451 | ExclusionAmount |
Foreign Grants ForeignGrants
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 14259211 | Total |
| Program Services | 14259211 | ProgramServices |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 10958565 | Total |
| Program Services | 4722551 | ProgramServices |
| Management And General | 1245591 | ManagementAndGeneral |
| Fundraising | 4990423 | Fundraising |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3734073 | Total |
| Program Services | 3400619 | ProgramServices |
| Management And General | 185197 | ManagementAndGeneral |
| Fundraising | 148257 | Fundraising |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 569966 | Total |
| Program Services | 273343 | ProgramServices |
| Management And General | 249963 | ManagementAndGeneral |
| Fundraising | 46660 | Fundraising |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1528478 | Total |
| Program Services | 775589 | ProgramServices |
| Management And General | 121862 | ManagementAndGeneral |
| Fundraising | 631027 | Fundraising |
Conferences Meetings ConferencesMeetings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 180993 | Total |
| Program Services | 56325 | ProgramServices |
| Management And General | 69170 | ManagementAndGeneral |
| Fundraising | 55498 | Fundraising |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 10437988 | Total |
| Program Services | 10366088 | ProgramServices |
| Management And General | 71900 | ManagementAndGeneral |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 481670 | Total |
| Program Services | 143949 | ProgramServices |
| Management And General | 337721 | ManagementAndGeneral |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 102170 | Total |
| Program Services | 69190 | ProgramServices |
| Management And General | 31980 | ManagementAndGeneral |
| Fundraising | 1000 | Fundraising |
Other Expenses OtherExpenses (5 entries)
| DescriptionDescription | TotalTotal | Program ServicesProgramServices | Management And GeneralManagementAndGeneral | FundraisingFundraising |
|---|---|---|---|---|
| OTI BANKING OPERATING E | 49838638 | 49838638 | ||
| PROVISION FOR LOAN LOSS | 9584290 | 9584290 | 0 | 0 |
| GOVERNMENT AGREEMENT CL | 8000000 | 8000000 | ||
| DONOR ADVISED GRANT EXP | 697116 | 697116 | 0 | 0 |
| SUPPLIES & OTHER OFFICE | 669645 | 268123 | 250422 | 151100 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | -190033 | Total |
| Program Services | -655376 | ProgramServices |
| Management And General | 99233 | ManagementAndGeneral |
| Fundraising | 366110 | Fundraising |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 110852770 | Total |
| Program Services | 101799656 | ProgramServices |
| Management And General | 2663039 | ManagementAndGeneral |
| Fundraising | 6390075 | Fundraising |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 38476118 | BOY |
| EOY | 37742587 | EOY |
Pledges And Grants Receivable PledgesAndGrantsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 41476096 | BOY |
| EOY | 28002257 | EOY |
Accounts Receivable AccountsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 1449520 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 15473325 | BOY |
| EOY | 17627674 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1664025 | BOY |
| EOY | 728068 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 2483002 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 1758742 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1085395 | BOY |
| EOY | 724260 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 505591 | BOY |
| EOY | 483328 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 140318 | BOY |
| EOY | 1121681 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 98820868 | BOY |
| EOY | 87879375 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 7444584 | BOY |
| EOY | 19927143 | EOY |
Deferred Revenue DeferredRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 43091 | BOY |
| EOY | 30199 | EOY |
Loans From Officers Directors LoansFromOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 325000 | EOY |
Mort Notes Pybl Secured Invest Prop MortNotesPyblSecuredInvestProp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 21015647 | BOY |
| EOY | 16221350 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 28503322 | BOY |
| EOY | 36503692 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Follow SFAS117 | X | FollowSFAS117 |
Unrestricted Net Assets UnrestrictedNetAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4112483 | BOY |
| EOY | -681979 | EOY |
Temporarily Restricted Net Assets TemporarilyRestrictedNetAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 61197438 | BOY |
| EOY | 47050037 | EOY |
Permanently Restricted Net Assets PermanentlyRestrictedNetAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 5007625 | BOY |
| EOY | 5007625 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 70317546 | BOY |
| EOY | 51375683 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 98820868 | BOY |
| EOY | 87879375 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | -31521848 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | 12579985 | ReconcilationOtherChanges |
| Info In Schedule O Part XII | X | InfoInScheduleOPartXII |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
| Audit Committee | 1 | AuditCommittee |
| Financial Statement Consolidated | X | FinancialStatementConsolidated |
| Federal Grant Audit Required | 1 | FederalGrantAuditRequired |
| Federal Grant Audit Performed | 1 | FederalGrantAuditPerformed |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Publicly Supported Org170b1 Avi | X | PubliclySupportedOrg170b1Avi |
Gifts Grants Contrib Received170 GiftsGrantsContribReceived170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 44332069 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 60101811 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 41814855 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 36784569 | CurrentTaxYearMinus1Year |
| Current Tax Year | 16394946 | CurrentTaxYear |
| Total | 199428250 | Total |
Total170 Total170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 44332069 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 60101811 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 41814855 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 36784569 | CurrentTaxYearMinus1Year |
| Current Tax Year | 16394946 | CurrentTaxYear |
| Total | 199428250 | Total |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Amounts Subst Contributors Total | 44067168 | AmountsSubstContributorsTotal |
| Public Support Total170 | 155361082 | PublicSupportTotal170 |
Gross Investment Income170 GrossInvestmentIncome170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 971548 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 1078779 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 1026301 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 739124 | CurrentTaxYearMinus1Year |
| Current Tax Year | 754451 | CurrentTaxYear |
| Total | 4570203 | Total |
Other Income170 OtherIncome170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | -140991 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | -2888808 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 885749 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 1195139 | CurrentTaxYearMinus1Year |
| Current Tax Year | 1630652 | CurrentTaxYear |
| Total | 681741 | Total |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Support | 204680194 | TotalSupport |
| Gross Receipts From Admissions Etc | 283337508 | GrossReceiptsFromAdmissionsEtc |
| Public Support Pertcentage170 | 0.75900 | PublicSupportPertcentage170 |
| Public Support Pertcent Prior Year | 0.79140 | PublicSupportPertcentPriorYear |
| Thirty Three Percnt Tests CY170 | X | ThirtyThreePercntTestsCY170 |
Schedule B IRS990ScheduleB
Contributor Info ContributorInfo
| Field | Value | IRS element (for citing) |
|---|---|---|
| Contributor Number | RESTRICTED | ContributorNumber |
Contributor Name Business ContributorNameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RESTRICTED | BusinessNameLine1 |
Contributor Address US ContributorAddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | RESTRICTED | AddressLine1 |
| Address Line2 | RESTRICTED | AddressLine2 |
| City | RESTRICTED | City |
| State | RESTRICTED | State |
| ZIP Code | RESTRICTED | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Aggregate Contributions | RESTRICTED | AggregateContributions |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number DA Fs Held | 7 | NumberDAFsHeld |
| Donor Advised Contributions | 1178480 | DonorAdvisedContributions |
| Grants Paid From Donor Funds | 197116 | GrantsPaidFromDonorFunds |
| Aggregate DAF Value | 1121681 | AggregateDAFValue |
| Disclosed Orgs Legal Control | 1 | DisclosedOrgsLegalControl |
| Disclosed For Charitable Purposes | 1 | DisclosedForCharitablePurposes |
Current Year CurrentYear
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Of Year Balance | 6047147 | BeginningOfYearBalance |
| Investment Earnings Or Losses | 179065 | InvestmentEarningsOrLosses |
| End Of Year Balance | 6226212 | EndOfYearBalance |
Current Year Minus1 Year CurrentYearMinus1Year
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Of Year Balance | 5744978 | BeginningOfYearBalance |
| Investment Earnings Or Losses | 302169 | InvestmentEarningsOrLosses |
| End Of Year Balance | 6047147 | EndOfYearBalance |
Current Year Minus2 Years CurrentYearMinus2Years
| Field | Value | IRS element (for citing) |
|---|---|---|
| Beginning Of Year Balance | 5491846 | BeginningOfYearBalance |
| Investment Earnings Or Losses | 253132 | InvestmentEarningsOrLosses |
| End Of Year Balance | 5744978 | EndOfYearBalance |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Board Designated EOY Balance | 1.00000 | BoardDesignatedEOYBalance |
| Endowments Held By Unrelated Orgs | 0 | EndowmentsHeldByUnrelatedOrgs |
| Endowments Held By Related Orgs | 0 | EndowmentsHeldByRelatedOrgs |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 2483002 | OtherCostOrOtherBasis |
| Depreciation | 1758742 | Depreciation |
| Book Value | 724260 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 724260 | TotalOfBookValueLandBuildings |
| Total Revenue | 79330922 | TotalRevenue |
| Total Expenses | 110852770 | TotalExpenses |
| Excess Or Deficit For Year | -31521848 | ExcessOrDeficitForYear |
| Net Unrealized GL On Investments | -59091 | NetUnrealizedGLOnInvestments |
| Other | $12,639,076 | OtherAmount |
| Total Adjustments | 12579985 | TotalAdjustments |
| Excess Or Deficit Per FS | -18941863 | ExcessOrDeficitPerFS |
| Tot Revenue Etc Audited Fincl Stmt | 90405672 | TotRevenueEtcAuditedFinclStmt |
| Net Unrealized Gains Investments | -59091 | NetUnrealizedGainsInvestments |
| Other Revenues | 11133841 | OtherRevenues |
| Revenue Not Rptd F990 | 11074750 | RevenueNotRptdF990 |
| Revenue Subtotal | 79330922 | RevenueSubtotal |
| Revenue Not Rptd On Fin Stmt | 0 | RevenueNotRptdOnFinStmt |
| Total Revenue Per Form990 | 79330922 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 112332390 | TotExpensesEtcAuditedFinclStmt |
| Other Expenses Included | 1479620 | OtherExpensesIncluded |
| Expenses Not Rptd F990 | 1479620 | ExpensesNotRptdF990 |
| Expenses Subtotal | 110852770 | ExpensesSubtotal |
| Expenses Not Rptd On Fin Stmt | 0 | ExpensesNotRptdOnFinStmt |
| Total Expenses Per Form990 | 110852770 | TotalExpensesPerForm990 |
Form990 Schedule D Part XIV Form990ScheduleDPartXIV (3 entries)
| IdentifierIdentifier | ExplanationExplanation |
|---|---|
| PART XI, LINE 8 - OTHER ADJUSTMENTS: | FOREIGN CURRENCY TRANSLATION GAIN (LOSS) -3,049,695. INVESTMENT IN BANKING AND INSURANCE 220,274. MICRO-FINANCE ACTIVITY 12,721,165. OTHER CHANGE IN NET ASSETS 2,000,000. OTHER CHANGE IN NET ASSETS -113,808. MINORITY INTEREST 861,140. |
| PART XII, LINE 2D - OTHER ADJUSTMENTS: | INTERCOMPANY ELIMINATING ENTRIES FROM FINANCIAL STATEMENTS -1,649,566. INCOME RELATED TO OPPORTUNITY TRANSFORMATION INVESTMENTS, INC. 12,783,407. |
| PART XIII, LINE 2D - OTHER ADJUSTMENTS: | INTERCOMPANY ELIMINATING ENTRIES FROM FINANCIAL STATEMENTS -17,500. OPPORTUNITY TRANSFORMATION INVESTMENTS EXPENSE ON SEPARATE TAX RETURN 1,497,120. |
Schedule F IRS990ScheduleF
| Field | Value | IRS element (for citing) |
|---|---|---|
| Grant Records Maintained | 0 | GrantRecordsMaintained |
Accts Actvs Out US Table AcctsActvsOutUSTable
| Field | Value | IRS element (for citing) |
|---|---|---|
| Region | UNITED KINGDOM | Region |
| Number Of Offices | 1 | NumberOfOffices |
| Number Of Employees | 14 | NumberOfEmployees |
| Type Of Activities Conducted | PROGRAM SERVICES | TypeOfActivitiesConducted |
| Specific Services Provided | PROVIDE THE POOR ACCESS TO AFFORDABLE INSURANCE PRODUCTS | SpecificServicesProvided |
| Total Expenditures | 2037678 | TotalExpenditures |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Subtotal Number Of Employees | 14 | SubtotalNumberOfEmployees |
| Cont Number Of Employees | 0 | ContNumberOfEmployees |
| Total Number Of Employees | 14 | TotalNumberOfEmployees |
| Subtotal Amount Spent | 2037678 | SubtotalAmountSpent |
| Cont Amount Spent | 0 | ContAmountSpent |
| Total Amount Spent | 2037678 | TotalAmountSpent |
| No Recipient Over5 K | X | NoRecipientOver5K |
Grants To Orgs Outside US GrantsToOrgsOutsideUS (14 entries)
| RegionRegion | Purpose Of GrantPurposeOfGrant | Amount Of Cash GrantAmountOfCashGrant | Manner Of Cash DisbursementMannerOfCashDisbursement |
|---|---|---|---|
| CHINA | LOAN FUNDS | 333725 | WIRE TRANSFER |
| PHILIPPINES | TRAINING, EQUIPMENT, PROJECT OPERATING COSTS AND EDUCATION SCHOLARSHIPS | 554668 | WIRE TRANSFER |
| GHANA | TRAINING, EQUIPMENT, PROJECT OPERATING COSTS | 129677 | WIRE TRANSFER |
| UGANDA | LOAN FUNDS & TRAINING | 385603 | WIRE TRANSFER |
| MALAWI | TRAINING, EQUIPMENT, PROJECT OPERATING COSTS | 183906 | WIRE TRANSFER |
| COLOMBIA | TRAINING, EQUIPMENT, PROJECT OPERATING COSTS | 115785 | WIRE TRANSFER |
| NICARAGUA | TRAINING, EQUIPMENT, PROJECT OPERATING COSTS | 576000 | WIRE TRANSFER |
| INDIA | MANAGEMENT SALARIES, TRAINING AND EQUIPMENT | 97681 | WIRE TRANSFER |
| RWANDA | TRAINING, EQUIPMENT, AND LOAN FUNDS | 622995 | WIRE TRANSFER |
| KENYA | TRAINING | 7500 | WIRE TRANSFER |
| TANZANIA | TRAINING, EQUIPMENT, PROJECT OPERATING COSTS | 48662 | WIRE TRANSFER |
| SOUTH AFRICA | LOAN FUNDS | 75000 | WIRE TRANSFER |
| MOZAMBIQUE | MANAGEMENT SALARIES, TRAINING AND EQUIPMENT | 795334 | WIRE TRANSFER |
| DOMINICAN REPUBLIC | LOAN FUNDS | 182968 | WIRE TRANSFER |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Number Of501c3 Orgs | 9 | TotalNumberOf501c3Orgs |
| Total Number Of Other Orgs | 11 | TotalNumberOfOtherOrgs |
| Transfer To Foreign Corp | 0 | TransferToForeignCorp |
| Interest In Foreign Trust | 0 | InterestInForeignTrust |
| Own Foreign Corp | 1 | OwnForeignCorp |
| Passive Foreign Invest Co | 0 | PassiveForeignInvestCo |
| Foreign Partnership | 0 | ForeignPartnership |
| Boycott Countries | 0 | BoycottCountries |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Records Maintained | 1 | RecordsMaintained |
Recipient Table RecipientTable
Recipient Name Business RecipientNameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | HABITAT FOR HUMANITY | BusinessNameLine1 |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 121 HABITAT STREET | AddressLine1 |
| City | AMERICUS | City |
| State | GA | State |
| ZIP Code | 31709 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN Of Recipient | 911914868 | EINOfRecipient |
| IRC Section | 501(C)(3) | IRCSection |
| Amount Of Cash Grant | 513987 | AmountOfCashGrant |
| Amount Of Non Cash Assistance | 0 | AmountOfNonCashAssistance |
| Purpose Of Grant | HOUSING FOR CAREGIVERS OF ORPHANS & VULNERABLE CHILDREN. | PurposeOfGrant |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Substantiation Required | 1 | SubstantiationRequired |
| Compensation Committee | X | CompensationCommittee |
| Written Employment Contract | X | WrittenEmploymentContract |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | 1 | SeverancePayment |
| Supplemental Nonqual Retire Plan | 0 | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | 0 | EquityBasedCompArrangement |
| Comp Based On Revenue Of Filing Org | 0 | CompBasedOnRevenueOfFilingOrg |
| Comp Based On Revenue Related Orgs | 0 | CompBasedOnRevenueRelatedOrgs |
| Comp Based Net Earnings Filing Org | 0 | CompBasedNetEarningsFilingOrg |
| Comp Based Net Earnings Relate Orgs | 0 | CompBasedNetEarningsRelateOrgs |
| Any Non Fixed Payments | 1 | AnyNonFixedPayments |
| Initial Contract Exception | 0 | InitialContractException |
Form990 Schedule J Part II Form990ScheduleJPartII (8 entries)
| Base Compensation Filing OrgBaseCompensationFilingOrg | Comp Based On Related OrgsCompBasedOnRelatedOrgs | Bonus Filing OrgBonusFilingOrg | Bonus Related OrgsBonusRelatedOrgs | Other Compensation Filing OrgOtherCompensationFilingOrg | Other Compensation Related OrgsOtherCompensationRelatedOrgs | Deferred Comp Filing OrgDeferredCompFilingOrg | Deferred Comp Related OrgsDeferredCompRelatedOrgs | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs | Total Compensation Filing OrgTotalCompensationFilingOrg | Total Compensation Related OrgsTotalCompensationRelatedOrgs | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrg | Comp Report Prior990 Related OrgsCompReportPrior990RelatedOrgs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BILL MORGENSTERN | |||||||||||||
| 190791 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 20263 | 0 | 211054 | 0 | 0 | 0 |
| DENNIS W RIPLEY | |||||||||||||
| 136992 | 0 | 35000 | 0 | 0 | 0 | 10356 | 0 | 19436 | 0 | 201784 | 0 | 0 | 0 |
| RICHARD C JOHN | |||||||||||||
| 142557 | 0 | 0 | 0 | 0 | 0 | 9509 | 0 | 13340 | 0 | 165406 | 0 | 0 | 0 |
| MARK K LUTZ | |||||||||||||
| 165591 | 0 | 0 | 0 | 0 | 0 | 11140 | 0 | 9792 | 0 | 186523 | 0 | 0 | 0 |
| CHARLENE CALDWELL | |||||||||||||
| 130753 | 0 | 15000 | 0 | 0 | 0 | 11496 | 0 | 7123 | 0 | 164372 | 0 | 0 | 0 |
| DAVID M KNIBBE | |||||||||||||
| 160473 | 0 | 0 | 0 | 0 | 0 | 10482 | 0 | 19653 | 0 | 190608 | 0 | 0 | 0 |
| CONNIE STRYJAK | |||||||||||||
| 131014 | 0 | 0 | 0 | 0 | 0 | 8875 | 0 | 13303 | 0 | 153192 | 0 | 0 | 0 |
| MICHAEL GALLAGHER | |||||||||||||
| 117136 | 0 | 12000 | 0 | 0 | 0 | 8067 | 0 | 19173 | 0 | 156376 | 0 | 0 | 0 |
Form990 Schedule J Part III Form990ScheduleJPartIII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Reference | PART I, LINE 7 | ReturnReference |
| Explanation | THE NON-FIXED PAYMENTS ARE ADDITIONAL PAY FOR ACHIEVING SPECIFIED TARGETS AND GOALS. | Explanation |
Schedule L IRS990ScheduleL
Loan Table LoanTable (2 entries)
| Loan To OrganizationLoanToOrganization | Original PrincipalOriginalPrincipalAmount | Balance DueBalanceDue | DefaultDefault | Approved By BoardApprovedByBoard | Written AgreementWrittenAgreement |
|---|---|---|---|---|---|
| C CRANE | |||||
| X | $350,000 | 200000 | 0 | 1 | 1 |
| J HAMILTON | |||||
| X | $125,000 | 125000 | 0 | 1 | 1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | 325000 | TotalBalanceDue |
Form990 Schedule L Part IV Form990ScheduleLPartIV
Name Of Interested Person NameOfInterestedPerson
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | LIAM MONAGHAN | NamePerson |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Relationship | SON-IN-LAW OF THE CHAIRMAN OF THE BOARD | Relationship |
| Amount Of Transaction | 10885 | AmountOfTransaction |
| Description Of Transaction | COMPENSATION PAID FOR CONSULTING SERVICES | DescriptionOfTransaction |
| Sharing Of Revenues | 0 | SharingOfRevenues |
Schedule M IRS990ScheduleM
Clothing And Household Goods ClothingAndHouseholdGoods
| Field | Value | IRS element (for citing) |
|---|---|---|
| Non Cash Checkbox | X | NonCashCheckbox |
| Noncash Contribs Rptd F990 | 15813 | NoncashContribsRptdF990 |
| Method Of Determining Revenues | COMPARABLE VALUE | MethodOfDeterminingRevenues |
Securities Publicly Traded SecuritiesPubliclyTraded
| Field | Value | IRS element (for citing) |
|---|---|---|
| Non Cash Checkbox | X | NonCashCheckbox |
| Number Of Contributions | 73 | NumberOfContributions |
| Noncash Contribs Rptd F990 | 966487 | NoncashContribsRptdF990 |
| Method Of Determining Revenues | MARKET VALUE | MethodOfDeterminingRevenues |
Real Estate Commercial RealEstateCommercial
| Field | Value | IRS element (for citing) |
|---|---|---|
| Non Cash Checkbox | X | NonCashCheckbox |
| Number Of Contributions | 1 | NumberOfContributions |
| Noncash Contribs Rptd F990 | 9500 | NoncashContribsRptdF990 |
| Method Of Determining Revenues | COMPARABLE VALUE | MethodOfDeterminingRevenues |
Food Inventory FoodInventory
| Field | Value | IRS element (for citing) |
|---|---|---|
| Non Cash Checkbox | X | NonCashCheckbox |
| Number Of Contributions | 13 | NumberOfContributions |
| Noncash Contribs Rptd F990 | 17500 | NoncashContribsRptdF990 |
| Method Of Determining Revenues | COST | MethodOfDeterminingRevenues |
Other Non Cash Contributions Table OtherNonCashContributionsTable (3 entries)
| Non Cash CheckboxNonCashCheckbox | DescriptionDescription | Number Of ContributionsNumberOfContributions | Noncash Contribs Rptd F990NoncashContribsRptdF990 | Method Of Determining RevenuesMethodOfDeterminingRevenues |
|---|---|---|---|---|
| X | COMPUTER EQUIPMENT | 10 | 312849 | MARKET VALUE |
| X | PROFESSIONAL FEES | 2 | 102431 | COMPARABLE VALUE |
| X | TRAVEL EXPENSES | 4 | 3723 | COST |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Any Property That Must Be Held | 0 | AnyPropertyThatMustBeHeld |
| Review Process Unusual NC Gifts | 1 | ReviewProcessUnusualNCGifts |
| Third Parties Used | 0 | ThirdPartiesUsed |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (6 entries)
| IdentifierIdentifier | ExplanationExplanation | Return ReferenceReturnReference |
|---|---|---|
| FORM 990, PART VI, SECTION B, LINE 11 | STAFF PREPARES DETAILED INFORMATION FROM INTERNAL REPORTS AND AUDITED FINANCIAL STATEMENTS AND SENDS TO CLIFTON GUNDERSON. CONTROLLER AND CFO OF OPPORTUNITY INTERNATIONAL REVIEW THE DRAFT PREPARED BY CG AND DISCUSS COMMENTS AND QUESTIONS WITH CG. FINAL DRAFT OF 990 IS PRESENTED TO FINANCE COMMITTEE FOR REVIEW. AFTER REVIEW IS COMPLETE, A RECOMMENDATION IS MADE TO THE OPPORTUNITY INTERNATIONAL BOD TO APPROVE THE 990. IF APPROVED, THE RETURN IS SIGNED AND SUBMITTED TO THE IRS. | |
| IT IS AN ANNUAL REQUIREMENT TO SIGN THE CONFLICT OF INTEREST STATEMENTS. ALL CONFLICTS ARE REVIEWED BY DESIGNATED BOARD MEMBERS. FINANCE DEPARTMENT MONITORS RELATED PARTY TRANSACTIONS. | FORM 990, PART VI, SECTION B, LINE 12C | |
| COMPENSATION OF THE ORGANIZATION'S TOP OFFICERS MUST BE APPROVED BY A COMPENSATION COMMITTEE. | FORM 990, PART VI, SECTION B, LINE 15 | |
| CONFLICT OF INTEREST POLICY IS NOT PUBLISHED. FINANCIAL STATEMENTS ARE AVAILABLE ON THE OPPORTUNITY INTERNATIONAL WEBSITE. GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. | FORM 990, PART VI, SECTION C, LINE 19 | |
| CHANGES IN NET ASSETS OR FUND BALANCES: | NET UNREALIZED LOSSES ON INVESTMENTS: -59,091. FOREIGN CURRENCY TRANSLATION GAIN (LOSS) -3,049,695. INVESTMENT IN BANKING AND INSURANCE 220,274. MICRO-FINANCE ACTIVITY 12,721,165. OTHER CHANGE IN NET ASSETS 2,000,000. OTHER CHANGE IN NET ASSETS -113,808. MINORITY INTEREST 861,140. TOTAL TO FORM 990, PART XI, LINE 5: 12,579,985. | FORM 990, PART XI, LINE 5: |
| THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. | FORM 990, PART XI, LINE 2C |
Schedule R IRS990ScheduleR
Form990 Schedule R Part I Form990ScheduleRPartI (2 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | Primary ActivitiesPrimaryActivities | Legal Domicile StateLegalDomicileState | Total IncomeTotalIncome | EOY AssetsEOYAssets | Business Name Line1DirectControllingEntityName/BusinessNameLine1 | EINEIN |
|---|---|---|---|---|---|---|---|---|---|
| OPPORTUNITY LOAN GUARANTEE FUND I LLC | |||||||||
| 2122 YORK ROAD | OAK BROOK | IL | 60523 | SUPPORT MFI'S IN DEVELOPING COUNTRIES TO INCREASE LOANS TO THE POOR | IL | -222928 | 7308705 | OPPORTUNITY INTERNATIONAL | |
| MICRO INSURANCE AGENCY HOLDINGS LLC | |||||||||
| 2122 YORK ROAD | OAK BROOK | IL | 60523 | PROVIDE THE POOR ACCESS TO AFFORDABLE AND APPROPRIATE INSURANCE PRODUCTS | IL | 845317 | 7262263 | OPPORTUNITY INTERNATIONAL | 205488780 |
Form990 Schedule R Part II Form990ScheduleRPartII
Name Of Disregarded Entity NameOfDisregardedEntity
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | OPPORTUNITY TRANSFORMATION INVESTMENTS | BusinessNameLine1 |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2122 YORK ROAD | AddressLine1 |
| City | OAK BROOK | City |
| State | IL | State |
| ZIP Code | 60523 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 364382506 | EIN |
| Primary Activities | TO INVEST AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS. | PrimaryActivities |
| Legal Domicile State | IL | LegalDomicileState |
| Exempt Code Section | 501(C)(3) | ExemptCodeSection |
| Public Charity Status | 170(B)(1)(A)(VI) | PublicCharityStatus |
Direct Controlling Entity Name DirectControllingEntityName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | OPPORTUNITY INTERNATIONAL | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Controlled Org | 0 | ControlledOrg |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Ann Rents Royalties | 0 | ReceiptOfIntAnnRentsRoyalties |
| Gift Grant Or Cap Contr To Other Org | 1 | GiftGrantOrCapContrToOtherOrg |
| Gift Grant Or Cap Contr Fr Other Org | 0 | GiftGrantOrCapContrFrOtherOrg |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrg |
| Loans Or Guarantees From Other Org | 0 | LoansOrGuaranteesFromOtherOrg |
| Sale Of Assets To Other Org | 0 | SaleOfAssetsToOtherOrg |
| Purchase Of Assets From Other Org | 0 | PurchaseOfAssetsFromOtherOrg |
| Exchange Of Assets | 0 | ExchangeOfAssets |
| Rental Of Facilities To Other Orgs | 0 | RentalOfFacilitiesToOtherOrgs |
| Rental Of Facilities Fr Other Orgs | 0 | RentalOfFacilitiesFrOtherOrgs |
| Perform Of Services For Other Orgs | 1 | PerformOfServicesForOtherOrgs |
| Perform Of Services By Other Orgs | 0 | PerformOfServicesByOtherOrgs |
| Sharing Of Facilities | 0 | SharingOfFacilities |
| Sharing Of Paid Employees | 0 | SharingOfPaidEmployees |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrg |
| Reimbursement Paid By Other Org | 0 | ReimbursementPaidByOtherOrg |
| Other Transfer To Other Org | 0 | OtherTransferToOtherOrg |
| Other Transfer From Other Org | 0 | OtherTransferFromOtherOrg |
Transactions Related Orgs Table TransactionsRelatedOrgsTable (2 entries)
| Transaction TypeTransactionType | Amount InvolvedAmountInvolved |
|---|---|
| OPPORTUNITY TRANSFORMATION INVESTMENTS | |
| B | 9346082 |
| OPPORTUNITY TRANSFORMATION INVESTMENTS | |
| K | 344690 |