CAMBRIDGE CREDIT COUNSELING CORP: Form 990, tax year 2010
View the entire original 990 at ProPublica ↗
- Organization
- CAMBRIDGE CREDIT COUNSELING CORP (EIN 04-3337726)
- Tax period
- 2010-01-01 to 2010-12-31
- Filed
- 2011-05-13
- IRS object ID
- 201121339349302267
- Schema version
- 2010v3.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2011-05-13T08:52:36-07:00 | Timestamp |
| Tax Period End Date | 2010-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | SA Koenig & Associates CPAs PC | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 485 Underhill Blvd Ste 100 | AddressLine1 |
| City | Syosset | City |
| State | NY | State |
| ZIP Code | 11791 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2010-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 043337726 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CAMBRIDGE CREDIT COUNSELING CORP | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | CAMB | NameControl |
| Phone | 4138218900 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 67 HUNT STREET | AddressLine1 |
| City | AGAWAM | City |
| State | MA | State |
| ZIP Code | 01001 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | CHRISTOPHER A VIALE | Name |
| Title | PRESIDENT, CEO | Title |
| Date Signed | 2011-05-13 | DateSigned |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | Steven A Koenig | Name |
| Phone | 5169216480 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2010 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | CHRISTOPHER A VIALE | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 15 BRIMFIELD WAY | AddressLine1 |
| City | WESTFIELD | City |
| State | MA | State |
| ZIP Code | 01085 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 7223618 | GrossReceipts |
| Group Return For Affiliates | false | GroupReturnForAffiliates |
| All Affiliates Included | false | AllAffiliatesIncluded |
| Organization501c3 | X | Organization501c3 |
| Web Site | WWW.CAMBRIDGECREDIT.ORG | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1996 | YearFormation |
| State Legal Domicile | MA | StateLegalDomicile |
| Activity Or Mission Description | THE ORGANIZATION SPECIALIZES IN PROVIDING EDUCATION AND COUNSELING SERVICES TO INDIVIDUALS AND GROUPS WHO ARE CONCERNED ABOUT THEIR FINANCIAL SITUATION. IF APPROPRIATE, THE ORGANIZATION ALSO HELPS INDIVIDUALS ESTABLISH AFFORDABLE AND CONVENIENT DEBT MANAGEMENT PLANS TO HELP THEM REPAY THEIR DEBTS IN A TIMELY MANNER. AS A HUD-APPROVED HOUSING COUNSELING AGENCY, THE ORGANIZATION ALSO PROVIDES PRE- AND POST-PURCHASE COUNSELING, RENTAL AND REVERSE MORTGAGE COUNSELING, AND FORECLOSURE INTERVENTION AND DEFAULT COUNSELING. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 8 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 7 | NbrIndependentVotingMembers |
| Total Nbr Employees | 67 | TotalNbrEmployees |
| Total Gross UBI | 0 | TotalGrossUBI |
| Contributions Grants Prior Year | 1144748 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 916040 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 5956293 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 6252955 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 482 | InvestmentIncomePriorYear |
| Investment Income Current Year | 39 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 197315 | OtherRevenuePriorYear |
| Other Revenue Current Year | 54584 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 7298838 | TotalRevenuePriorYear |
| Total Revenue Current Year | 7223618 | TotalRevenueCurrentYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 4111116 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 4068122 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 3018309 | OtherExpensePriorYear |
| Other Expenses Current Year | 2352046 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 7129425 | TotalExpensesPriorYear |
| Total Expenses Current Year | 6420168 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 169413 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 803450 | RevenuesLessExpensesCY |
| Total Assets BOY | 8432041 | TotalAssetsBOY |
| Total Assets EOY | 8376821 | TotalAssetsEOY |
| Total Liabilities BOY | 4647994 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 3789324 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 3784047 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 4587497 | NetAssetsOrFundBalancesEOY |
| Mission Description | THE ORGANIZATION SPECIALIZES IN PROVIDING EDUCATION AND COUNSELING SERVICES TO INDIVIDUALS AND GROUPS WHO ARE CONCERNED ABOUT THEIR FINANCIAL SITUATION. IF APPROPRIATE, THE ORGANIZATION ALSO HELPS INDIVIDUALS ESTABLISH AFFORDABLE AND CONVENIENT DEBT MANAGEMENT PLANS TO HELP THEM REPAY THEIR DEBTS IN A TIMELY MANNER. AS A HUD-APPROVED HOUSING COUNSELING AGENCY, THE ORGANIZATION ALSO PROVIDES PRE- AND POST-PURCHASE COUNSELING, RENTAL AND REVERSE MORTGAGE COUNSELING, AND FORECLOSURE INTERVENTION AND DEFAULT COUNSELING. | MissionDescription |
| Significant New Program Services | false | SignificantNewProgramServices |
| Significant Change | false | SignificantChange |
| Expense | 2250795 | Expense |
| Description | CAMBRIDGE'S EXEMPTION IS BASED ON THE PROVISION OF FINANCIAL EDUCATION TO THE PUBLIC. IN 2010, THE ORGANIZATION'S PRIMARY METHOD OF FULFILLING THIS EXEMPT PURPOSE WAS ACCOMPLISHED THROUGH THE 21,671 INDIVIDUAL COUNSELING SESSIONS CONDUCTED BY THE AGENCY'S STAFF OF ACFPE- AND CFC-ACCREDITED COUNSELORS. THE VAST MAJORITY OF THESE CONSULTATIONS WERE PROVIDED TO PEOPLE WHO SIMPLY REQUIRED FINANCIAL ADVICE OR EDUCATION; ONLY 4,239, OR LESS THAN 22% OF THOSE INDIVIDUALS WHO REACHED OUT TO CAMBRIDGE, ACTUALLY BECAME CLIENTS OF THE ORGANIZATION. THIS PERCENTAGE REPRESENTS AN INCREASE OVER PRIOR YEARS, LARGELY THE RESULT OF DIRECT REFERRALS OF FRIENDS AND FAMILY OF THE AGENCY'S EXISTING CLIENTS. IN 2010, CAMBRIDGE'S COUNSELORS CONDUCTED 15,810 ONE-ON-ONE POST-COUNSELING SESSIONS FOR THE ORGANIZATION'S CLIENTS, AND ANOTHER 5,861 SESSIONS FOR INDIVIDUALS WHO WERE NOT CLIENTS. THESE INDIVIDUALS WERE AMONG THE 40,414 PEOPLE WHO EACH RECEIVED COPIES OF THE FREE EDUCATIONAL MATERIALS (PRINCIPALLY GUIDEBOOKS, DVDS, RELEVANT ARTICLES AND VIDEOLINKS) THAT THE ORGANIZATION DISTRIBUTED TO THE PUBLIC. IN ADDITION TO THE CREDIT COUNSELING SERVICES MENTIONED PREVIOUSLY, THE ORGANIZATION PROVIDED THREE OTHER SIGNIFICANT EDUCATIONAL SERVICES IN 2010. FIRST AMONG THESE WERE THE AGENCY'S HOUSING COUNSELING SERVICES, OFFERED IN CONJUNCTION WITH CAMBRIDGE'S APPROVAL BY HUD AS A HOUSING COUNSELING PROVIDER. THESE SERVICES INCLUDE PRE- AND POST-PURCHASE COUNSELING, RENTAL, REVERSE MORTGAGE, AND FORECLOSURE PREVENTION COUNSELING. THE AGENCY'S COUNSELORS CONDUCTED 265 FREE ONE-ON-ONE FORECLOSURE PREVENTION COUNSELING SESSIONS. EIGHT PRE-PURCHASE SESSIONS WERE PERFORMED FOR A NOMINAL FEE OF $50 PER PARTICIPANT, AND 101 REVERSE MORTGAGE COUNSELING SESSIONS WERE CONDUCTED FOR A SLIDING-SCALE FEE OF $125 OR LESS, IN KEEPING WITH HUD GUIDELINES. THE SECOND SIGNIFICANT EDUCATIONAL SERVICE PROVIDED BY CAMBRIDGE IN 2010 WERE THE AGENCY'S PUBLIC OUTREACH INITIATIVES, CONDUCTED BY THE ORGANIZATION'S EDUCATION DEPARTMENT STAFF. OVER THE COURSE OF THE YEAR, 416 FREE FINANCIAL SEMINARS WERE PRESENTED TO 5,214 MEMBERS OF THE WESTERN MASSACHUSETTS COMMUNITY, INCLUDING CLIENTS OF THE GREATER SPRINGFIELD CHAPTER OF HABITAT FOR HUMANITY, PRE-RELEASE INMATES AND PAROLEES OF THE HAMPDEN COUNTY SHERIFF'S DEPARTMENT, RESIDENTS OF FOUR LOCAL VETERANS AFFAIRS FACILITIES, STUDENTS AT TWO AREA COLLEGES, AND LOCAL HIGH SCHOOL STUDENTS PARTICIPATING IN JUNIOR ACHIEVEMENT. THE THIRD SIGNIFICANT EDUCATIONAL SERVICE PROVIDED BY CAMBRIDGE IN 2010 INCLUDE THE EXPANDED NUMBER AND VARIETY OF FREE EDUCATIONAL CONTENT THE AGENCY PLACED ON THE INTERNET EACH MONTH. IN 2010, 43 EDUCATIONAL VIDEOS WERE ADDED TO THE ORGANIZATION'S YOUTUBE PAGE, AVAILABLE BY VISITING WWW.YOUTUBE.COM/CAMBRIDGECREDIT. THE AGENCY'S FULL INVENTORY OF 144 VIDEOS WERE VIEWED 39,829 TIMES IN 2010. IN ADDITION, CAMBRIDGE'S RADIO PROGRAM, MONEY AMERICA, WAS HEARD BY 20,000 LISTENERS EACH WEEK ON WAIC 91.9 FM. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | 2200784 | Expense |
| Description | IN 2010, CAMBRIDGE'S COUNSELORS CONDUCTED 21,671 ONE-ON-ONE COUNSELING SESSIONS. 15,810 SESSIONS WERE CONDUCTED FOR THE AGENCY'S CLIENTS, WHILE 5,861 SESSIONS WERE CONDUCTED FOR INDIVIDUALS WHO WERE NOT CLIENTS. 40, 414 INDIVIDUALS RECEIVED FREE EDUCATIONAL MATERIALS, PRINCIPALLY IN THE FORM OF DVDS, GUIDEBOOKS, ARTICLES OF SPECIFIC INTEREST, AND VIDEO LINKS. THE AGENCY ALSO CONDUCTED 416 FREE FINANCIAL LITERACY SEMINARS TO 5,214 LOCAL RESIDENTS AND PROVIDED 265 FREE FORECLOSURE COUNSELING SESSIONS TO DISTRESSED HOMEOWNERS. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Expense | 4451579 | TotalProgramServiceExpense |
| Described In501 C3 | true | DescribedIn501C3 |
| Schedule B Required | true | ScheduleBRequired |
| Political Activities | false | PoliticalActivities |
| Lobbying Activities | false | LobbyingActivities |
| Subject To Proxy Tax | false | SubjectToProxyTax |
| Donor Advised Funds | false | DonorAdvisedFunds |
| Conservation Easements | false | ConservationEasements |
| Collections Of Art | false | CollectionsOfArt |
| Credit Counseling | true | CreditCounseling |
| Term Or Permanent Endowments | false | TermOrPermanentEndowments |
| Report Land Bldg Equip | true | ReportLandBldgEquip |
| Report Invest Oth Securities | false | ReportInvestOthSecurities |
| Report Prog Rel Invest | false | ReportProgRelInvest |
| Report Other Assets | true | ReportOtherAssets |
| Report Other Liabilities | true | ReportOtherLiabilities |
| Report Fin48 Footnote | false | ReportFin48Footnote |
| Independent Audit Financial Stmt | true | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | false | ConsolidatedAuditFinancialStmt |
| School | false | School |
| Foreign Office | false | ForeignOffice |
| Foreign Activities | false | ForeignActivities |
| More Than5000 K To Organizations | false | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividuals |
| Professional Fundraising | false | ProfessionalFundraising |
| Fundraising Activities | false | FundraisingActivities |
| Gaming | false | Gaming |
| Hospital | false | Hospital |
| Grants To Organizations | false | GrantsToOrganizations |
| Grants To Individuals | false | GrantsToIndividuals |
| Schedule J Required | true | ScheduleJRequired |
| Tax Exempt Bonds | false | TaxExemptBonds |
| Invest Tax Exempt Bonds | false | InvestTaxExemptBonds |
| Escrow Account | false | EscrowAccount |
| On Behalf Of Issuer | false | OnBehalfOfIssuer |
| Excess Benefit Transaction | false | ExcessBenefitTransaction |
| Prior Excess Benefit Transaction | false | PriorExcessBenefitTransaction |
| Loan To Officer Or DQP | false | LoanToOfficerOrDQP |
| Grant To Related Person | false | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | false | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | true | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | false | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | false | DeductibleNonCashContributions |
| Deductible Contributions Of Art | false | DeductibleContributionsOfArt |
| Terminated | false | Terminated |
| Partial Liquidation | false | PartialLiquidation |
| Disregarded Entity | false | DisregardedEntity |
| Related Entity | false | RelatedEntity |
| Related Org Controlled Entity | false | RelatedOrgControlledEntity |
| Transaction Related Entity | false | TransactionRelatedEntity |
| Transfers To Exempt Non Chrtbl Org | false | TransfersToExemptNonChrtblOrg |
| Activities Conducted Partnership | false | ActivitiesConductedPartnership |
| Schedule O Required | true | ScheduleORequired |
| Number Forms Transmitted With1096 | 18 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | true | ComplianceWithBackupWitholding |
| Number Of Employees | 67 | NumberOfEmployees |
| Employment Tax Returns Filed | true | EmploymentTaxReturnsFiled |
| Unrelated Business Income | false | UnrelatedBusinessIncome |
| Form990-T Filed | false | Form990-TFiled |
| Foreign Financial Account | false | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTrans |
| Taxable Party Notification | false | TaxablePartyNotification |
| Form8886 T Filed | false | Form8886TFiled |
| Non Deductible Contributions | false | NonDeductibleContributions |
| Non Deductible Disclosure | false | NonDeductibleDisclosure |
| Quid Pro Quo Contributions | false | QuidProQuoContributions |
| Quid Pro Quo Disclosure | false | QuidProQuoDisclosure |
| Form8282 Property Disposed Of | false | Form8282PropertyDisposedOf |
| Number Of8282 Filed | 0 | NumberOf8282Filed |
| Funds To Pay Premiums | false | FundsToPayPremiums |
| Premiums Paid | false | PremiumsPaid |
| Form8899 Filed | false | Form8899Filed |
| Form1098 C Filed | false | Form1098CFiled |
| Excess Business Holdings | false | ExcessBusinessHoldings |
| Taxable Distributions | false | TaxableDistributions |
| Distribution To Donor | false | DistributionToDonor |
| Filed Lieu1041 | false | FiledLieu1041 |
| Licensed More Than One State | false | LicensedMoreThanOneState |
| Indoor Tanning Services | false | IndoorTanningServices |
| Form720 Filed | false | Form720Filed |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 8 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 7 | NumberIndependentVotingMembers |
| Family Or Business Relationship | false | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | false | DelegationOfManagementDuties |
| Changes To Organizing Docs | false | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuse |
| Members Or Stockholders | false | MembersOrStockholders |
| Election Of Board Members | false | ElectionOfBoardMembers |
| Decisions Subject To Approval | false | DecisionsSubjectToApproval |
| Minutes Of Governing Body | true | MinutesOfGoverningBody |
| Minutes Of Committees | true | MinutesOfCommittees |
| Officer Mailing Address | false | OfficerMailingAddress |
| Local Chapters | false | LocalChapters |
| Policies Reference Chapters | false | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | true | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | true | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | true | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | true | RegularMonitoringEnforcement |
| Whistleblower Policy | true | WhistleblowerPolicy |
| Document Retention Policy | true | DocumentRetentionPolicy |
| Compensation Process CEO | true | CompensationProcessCEO |
| Compensation Process Other | true | CompensationProcessOther |
| Investment In Joint Venture | false | InvestmentInJointVenture |
| Written Policy Or Procedure | false | WrittenPolicyOrProcedure |
| States Where Copy Of Return Is Filed | OR | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | NY | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | NJ | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | MT | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | MS | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | MD | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | MA | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | IL | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | AK | StatesWhereCopyOfReturnIsFiled |
| Other Website | X | OtherWebsite |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | THOMAS W HEBERT | NamePerson |
| Telephone Number | 4132412400 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 67 HUNT STREET | AddressLine1 |
| City | AGAWAM | City |
| State | MA | State |
| ZIP Code | 01001 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (11 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Highest Compensated EmployeeHighestCompensatedEmployee | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer | Individual Trustee Or DirectorIndividualTrusteeOrDirector |
|---|---|---|---|---|---|---|---|
| WILLIAM C SOLE | |||||||
| PROJECT MANAGER | 39.00 | X | 108000 | 0 | 6096 | ||
| TRACY J GUAY | |||||||
| SR. EXEC. ASST. | 39.00 | 72507 | 0 | 484 | X | ||
| THOMAS W HEBERT | |||||||
| TREASURER, CFO | 39.00 | 156500 | 0 | 1045 | X | ||
| SALVATORE J PIZZANELLI CPA | |||||||
| DIRECTOR | 5.00 | 20100 | 0 | 0 | X | ||
| LIAM P REYNOLDS | |||||||
| DIRECTOR | 5.00 | 15452 | 0 | 0 | X | ||
| JOHN J KRAWCZYNSKI CPA | |||||||
| DIRECTOR | 5.00 | 29666 | 0 | 0 | X | ||
| JOHN H DLUGOENSKI | |||||||
| DIRECTOR | 5.00 | 22260 | 0 | 0 | X | ||
| JOHN D CONNOR ESQ | |||||||
| DIRECTOR | 5.00 | 18900 | 0 | 0 | X | ||
| DEAN R O'KEEFE | |||||||
| DIRECTOR | 5.00 | 22250 | 0 | 0 | X | ||
| CHRISTOPHER A VIALE | |||||||
| PRESIDENT, CEO | 39.00 | 312500 | 0 | 7090 | X | ||
| ALFRED H COLONNA JR | |||||||
| Chairman | 24.00 | 80383 | 0 | 0 | X | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 858518 | TotalReportableCompFromOrg |
| Total Other Compensation | 14715 | TotalOtherCompensation |
| Number Individuals GT100 K | 3 | NumberIndividualsGT100K |
| Formers Listed | false | FormersListed |
| Total Comp GT150 K | true | TotalCompGT150K |
| Compensation From Other Sources | false | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| TROBEC CONSULTING LLC | |||||
| 5009 SHIMBURG PLACE | FUQUAYVARINA | NC | 27526 | INFORMATION SYSTEMS | 322009 |
| TARGET & RESPONSE INC | |||||
| 420 NORTH WABASH AVESUITE 201 | CHICAGO | IL | 606113569 | PUBLIC OUTREACH | 145000 |
| PINE CREEK AGAWAM LP | |||||
| 380 UNION STREET SUITE 300 | WEST SPRINGFIELD | MA | 01089 | FACILITIES MGT | 229730 |
| HEALTH NEW ENGLAND INC | |||||
| PO BOX 415425 | BOSTON | MA | 022415425 | HEALTH CARE PROVIDER | 186256 |
| AMHERST ENTERPRISES LTD | |||||
| 84 WALWORTH AVE | SCARSDALE | NY | 10583 | PUBLIC OUTREACH | 150000 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 8 | NumberOfContractorsGT100K |
| All Other Contributions | 916040 | AllOtherContributions |
| Total Contributions | 916040 | TotalContributions |
Program Service Revenue ProgramServiceRevenue (4 entries)
| DescriptionDescription | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome |
|---|---|---|
| PROGRAM SERVICE FEES | 4052160 | 4052160 |
| PAYMENT DESIGN FEES | 181903 | 181903 |
| HOUSING COUNSELING REVENU | 12550 | 12550 |
| FAIR SHARE REVENUES | 2006342 | 2006342 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 6252955 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 39 | TotalRevenueColumn |
| Exclusion | $39 | ExclusionAmount |
Income From Invest Bond Proceeds IncomeFromInvestBondProceeds
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Royalties Revenue RoyaltiesRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Net Rental Income Or Loss NetRentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Net Income From Fundraising Events NetIncomeFromFundraisingEvents
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Net Income From Gaming NetIncomeFromGaming
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Net Income Or Loss NetIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Other Revenue Misc OtherRevenueMisc
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | OTHER INCOME | Description |
| Total Revenue Column | 54584 | TotalRevenueColumn |
| Related Or Exempt Function Income | 54584 | RelatedOrExemptFunctionIncome |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Revenue | 54584 | TotalOtherRevenue |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 7223618 | TotalRevenueColumn |
| Related Or Exempt Function Income | 6307539 | RelatedOrExemptFunctionIncome |
| Exclusion | $39 | ExclusionAmount |
Grants To Domestic Orgs GrantsToDomesticOrgs
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Grants To Domestic Individuals GrantsToDomesticIndividuals
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Foreign Grants ForeignGrants
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Benefits To Members BenefitsToMembers
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 845941 | Total |
| Program Services | 148317 | ProgramServices |
| Management And General | 697624 | ManagementAndGeneral |
Comp Disqual Persons CompDisqualPersons
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2703446 | Total |
| Program Services | 2260409 | ProgramServices |
| Management And General | 443037 | ManagementAndGeneral |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 185191 | Total |
| Program Services | 133141 | ProgramServices |
| Management And General | 52050 | ManagementAndGeneral |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 333544 | Total |
| Program Services | 239798 | ProgramServices |
| Management And General | 93746 | ManagementAndGeneral |
Fees For Services Management FeesForServicesManagement
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 65141 | Total |
| Management And General | 65141 | ManagementAndGeneral |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 38750 | Total |
| Management And General | 38750 | ManagementAndGeneral |
Fees For Services Lobbying FeesForServicesLobbying
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Fees For Services Prof Fundraising FeesForServicesProfFundraising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 85510 | Total |
| Management And General | 85510 | ManagementAndGeneral |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 67486 | Total |
| Program Services | 48517 | ProgramServices |
| Management And General | 18969 | ManagementAndGeneral |
Information Technology InformationTechnology
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 325565 | Total |
| Program Services | 234062 | ProgramServices |
| Management And General | 91503 | ManagementAndGeneral |
Royalties Royalties
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 254828 | Total |
| Program Services | 183206 | ProgramServices |
| Management And General | 71622 | ManagementAndGeneral |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 40897 | Total |
| Program Services | 21948 | ProgramServices |
| Management And General | 18949 | ManagementAndGeneral |
Travel Entrtnmnt Public Officials TravelEntrtnmntPublicOfficials
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Conferences Meetings ConferencesMeetings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 82694 | Total |
| Management And General | 82694 | ManagementAndGeneral |
Payments To Affiliates PaymentsToAffiliates
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 198634 | Total |
| Program Services | 142806 | ProgramServices |
| Management And General | 55828 | ManagementAndGeneral |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 88149 | Total |
| Program Services | 63374 | ProgramServices |
| Management And General | 24775 | ManagementAndGeneral |
Other Expenses OtherExpenses (5 entries)
| DescriptionDescription | TotalTotal | Program ServicesProgramServices | Management And GeneralManagementAndGeneral |
|---|---|---|---|
| TELEPHONE | 107279 | 77127 | 30152 |
| PUBLIC OUTREACH | 493749 | 493749 | |
| Postage and Shipping | 98434 | 70768 | 27666 |
| HOUSING COUNSELING | 93479 | 93479 | |
| EQUIPMENT LEASE | 115450 | 83002 | 32448 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 196001 | Total |
| Program Services | 157876 | ProgramServices |
| Management And General | 38125 | ManagementAndGeneral |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 6420168 | Total |
| Program Services | 4451579 | ProgramServices |
| Management And General | 1968589 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 582096 | BOY |
| EOY | 444652 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 685 | BOY |
| EOY | 209 | EOY |
Pledges And Grants Receivable PledgesAndGrantsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 0 | EOY |
Accounts Receivable AccountsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 43469 | BOY |
| EOY | 47058 | EOY |
Receivables From Officers Etc ReceivablesFromOfficersEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 0 | EOY |
Receivables From Disqual Persons ReceivablesFromDisqualPersons
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 0 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 0 | EOY |
Inventories For Sale Or Use InventoriesForSaleOrUse
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 0 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 142731 | BOY |
| EOY | 150984 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 1108018 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 488061 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 549099 | BOY |
| EOY | 619957 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 0 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 0 | EOY |
Investments Program Related InvestmentsProgramRelated
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 0 | EOY |
Intangible Assets IntangibleAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| EOY | 0 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 7113961 | BOY |
| EOY | 7113961 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 8432041 | BOY |
| EOY | 8376821 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1852931 | BOY |
| EOY | 1072834 | EOY |
Escrow Account Liability EscrowAccountLiability
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 773702 | BOY |
| EOY | 567046 | EOY |
Mort Notes Pybl Secured Invest Prop MortNotesPyblSecuredInvestProp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1805561 | BOY |
| EOY | 1869083 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 215800 | BOY |
| EOY | 280361 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4647994 | BOY |
| EOY | 3789324 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Follow SFAS117 | X | FollowSFAS117 |
Unrestricted Net Assets UnrestrictedNetAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3784047 | BOY |
| EOY | 4587497 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3784047 | BOY |
| EOY | 4587497 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 8432041 | BOY |
| EOY | 8376821 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Reconcilation Revenue Expenses | 803450 | ReconcilationRevenueExpenses |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | false | AccountantCompileOrReview |
| FS Audited | true | FSAudited |
| Audit Committee | true | AuditCommittee |
| Financial Statement Separate | X | FinancialStatementSeparate |
| Federal Grant Audit Required | false | FederalGrantAuditRequired |
| Federal Grant Audit Performed | false | FederalGrantAuditPerformed |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Publicly Supported Org509a2 | X | PubliclySupportedOrg509a2 |
Gifts Grants Contrib Received509 GiftsGrantsContribReceived509
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus3 Years | 360340 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 1489578 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 1144748 | CurrentTaxYearMinus1Year |
| Current Tax Year | 916040 | CurrentTaxYear |
| Total | 3910706 | Total |
Gross Receipts From Admissions GrossReceiptsFromAdmissions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 13950988 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 9376556 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 6789092 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 5956293 | CurrentTaxYearMinus1Year |
| Current Tax Year | 6252955 | CurrentTaxYear |
| Total | 42325884 | Total |
Gross Receipts From Non UBI GrossReceiptsFromNonUBI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Tax Rev Levied For Org Benefit509 TaxRevLeviedForOrgBenefit509
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Value Of Svcs Fclts Furnishd By Govt ValueOfSvcsFcltsFurnishdByGovt
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Total509 Total509
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 13950988 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 9736896 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 8278670 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 7101041 | CurrentTaxYearMinus1Year |
| Current Tax Year | 7168995 | CurrentTaxYear |
| Total | 46236590 | Total |
Amts Recd From Disqual Persons AmtsRecdFromDisqualPersons
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Amts From Subst Contributors AmtsFromSubstContributors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support Total509 | 46236590 | PublicSupportTotal509 |
Gross Investment Income509 GrossInvestmentIncome509
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 3460 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 1653 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 1382 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 482 | CurrentTaxYearMinus1Year |
| Current Tax Year | 39 | CurrentTaxYear |
| Total | 7016 | Total |
Post1975 UBTI Post1975UBTI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Investment Income And UBTI InvestmentIncomeAndUBTI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 3460 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 1653 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 1382 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 482 | CurrentTaxYearMinus1Year |
| Current Tax Year | 39 | CurrentTaxYear |
| Total | 7016 | Total |
Net Income From Other UBI NetIncomeFromOtherUBI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Other Income509 OtherIncome509
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus3 Years | 957898 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 237830 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 197797 | CurrentTaxYearMinus1Year |
| Current Tax Year | 54584 | CurrentTaxYear |
| Total | 1448109 | Total |
Total Support Total TotalSupportTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 13954448 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 10696447 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 8517882 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 7299320 | CurrentTaxYearMinus1Year |
| Current Tax Year | 7223618 | CurrentTaxYear |
| Total | 47691715 | Total |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Public Support Percentage509 | 0.96950 | PublicSupportPercentage509 |
| Prior Year Support Percentage | 0.97210 | PriorYearSupportPercentage |
| Investment Income Percentage | 0.00010 | InvestmentIncomePercentage |
| Prior Yr Invest Income Percentage | 0.00040 | PriorYrInvestIncomePercentage |
| Thirty Three Percnt Tests CY509 | X | ThirtyThreePercntTestsCY509 |
Schedule B IRS990ScheduleB
Contributor Info ContributorInfo
| Field | Value | IRS element (for citing) |
|---|---|---|
| Contributor Number | RESTRICTED | ContributorNumber |
Contributor Name Business ContributorNameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RESTRICTED | BusinessNameLine1 |
Contributor Address US ContributorAddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | RESTRICTED | AddressLine1 |
| Address Line2 | RESTRICTED | AddressLine2 |
| City | RESTRICTED | City |
| State | RESTRICTED | State |
| ZIP Code | RESTRICTED | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Aggregate Contributions | RESTRICTED | AggregateContributions |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | false | AgentTrusteeEtc |
| Included On FS | true | IncludedOnFS |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 27294 | OtherCostOrOtherBasis |
| Depreciation | 10889 | Depreciation |
| Book Value | 16405 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 237018 | OtherCostOrOtherBasis |
| Depreciation | 121325 | Depreciation |
| Book Value | 115693 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 843706 | OtherCostOrOtherBasis |
| Depreciation | 355847 | Depreciation |
| Book Value | 487859 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 619957 | TotalOfBookValueLandBuildings |
Other Assets OtherAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | INTANGIBLE ASSET | Description |
| Book Value | 7113961 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | 7113961 | TotalBookValueOtherAssets |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | PAYROLL & RELATED COSTS PAYABLE | Description |
| Amount | $280,361 | Amount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 280361 | TotalOfAmounts |
| Total Revenue | 7223618 | TotalRevenue |
| Total Expenses | 6420168 | TotalExpenses |
| Excess Or Deficit For Year | 803450 | ExcessOrDeficitForYear |
| Excess Or Deficit Per FS | 803450 | ExcessOrDeficitPerFS |
| Tot Revenue Etc Audited Fincl Stmt | 7223618 | TotRevenueEtcAuditedFinclStmt |
| Revenue Subtotal | 7223618 | RevenueSubtotal |
| Total Revenue Per Form990 | 7223618 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 6420168 | TotExpensesEtcAuditedFinclStmt |
| Expenses Subtotal | 6420168 | ExpensesSubtotal |
| Total Expenses Per Form990 | 6420168 | TotalExpensesPerForm990 |
Form990 Schedule D Part XIV Form990ScheduleDPartXIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | Part IV, Line 2b | Identifier |
| Return Reference | Part IV, Line 2b: Explanation of escrow account liability | ReturnReference |
| Explanation | FUNDS RECEIVED FROM CLIENTS FOR DISBURSEMENTS TO THIRD PARTIES ARE REFLECTED AS A LIABILITY. | Explanation |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | X | CompensationCommittee |
| Form990 Of Other Organizations | X | Form990OfOtherOrganizations |
| Written Employment Contract | X | WrittenEmploymentContract |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | false | SeverancePayment |
| Supplemental Nonqual Retire Plan | false | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | false | EquityBasedCompArrangement |
| Comp Based On Revenue Of Filing Org | false | CompBasedOnRevenueOfFilingOrg |
| Comp Based On Revenue Related Orgs | false | CompBasedOnRevenueRelatedOrgs |
| Comp Based Net Earnings Filing Org | false | CompBasedNetEarningsFilingOrg |
| Comp Based Net Earnings Relate Orgs | false | CompBasedNetEarningsRelateOrgs |
| Any Non Fixed Payments | false | AnyNonFixedPayments |
| Initial Contract Exception | false | InitialContractException |
| Rebuttable Presumption Procedure | false | RebuttablePresumptionProcedure |
Form990 Schedule J Part II Form990ScheduleJPartII (2 entries)
| Base Compensation Filing OrgBaseCompensationFilingOrg | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Total Compensation Filing OrgTotalCompensationFilingOrg |
|---|---|---|
| THOMAS W HEBERT | ||
| 156500 | 1045 | 157545 |
| CHRISTOPHER A VIALE | ||
| 312500 | 7090 | 319590 |
Schedule L IRS990ScheduleL
Form990 Schedule L Part IV Form990ScheduleLPartIV
Name Of Interested Person NameOfInterestedPerson
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | AMY VIALE | NamePerson |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Relationship | MARRIED TO PRES | Relationship |
| Amount Of Transaction | 41830 | AmountOfTransaction |
| Description Of Transaction | EMPLOYEE | DescriptionOfTransaction |
| Sharing Of Revenues | false | SharingOfRevenues |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (4 entries)
| Return ReferenceReturnReference | ExplanationExplanation | IdentifierIdentifier |
|---|---|---|
| FORM 990, PART 1, LINE 1-ORGANIZATION | HELP THEM REPAY THEIR DEBTS IN A TIMELY MANNER. AS A HUD-APPROVED HOUSING COUNSELING AGENCY, THE ORGANIZATION ALSO PROVIDES PRE- AND POST-PURCHASE COUNSELING, RENTAL AND REVERSE MORTGAGE COUNSELING, AND FORECLOSURE INTERVENTION AND DEFAULT COUNSELING. | |
| Form 990, Part VI, Line 19: Other Organization Documents Publicly Available | GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE ON OUR WEBSITE FOR THE GENERAL PUBLIC TO VIEW.FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.THE TAX FORMS ARE AVAILABLE UPON REQUEST OR BY VISITING WWW.GUIDESTAR.ORG. | Form 990, Part VI, Line 19 |
| Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts | ANNUALLY, THE CHAIRMAN OF THE BOARD DISCUSSES THE CONFLICT OF INTEREST POLICY WITH THE BOARD MEMBERS AND CORPORATE OFFICERS AND REQUESTS COMPLETION OF A CONFLICT OF INTEREST STATEMENT INCLUDING ANY EXISTING OR POTENTIAL CONFLICTS OF INTEREST. CONFLICTS DISCLOSED ARE REVIEWED BY THE CHAIRMAN OF THE BOARD AND THE CHAIR OF THE GOVERNANCE COMMITTEE. ANY ADDITIONS TO POTENTIAL OR ACTUAL CONFLICTS OF INTEREST WOULD BE COMMUNICATED TO THE PRESIDENT OF THE COMPANY FOR MONITORING PROPOSED AND ON-GOING TRANSACTIONS DURING THE YEAR. IF THERE ARE POTENTIAL TRANSACTIONS THAT WOULD CREATE A CONFLICT OF INTEREST, THE BOARD MEMBER WITH THE CONFLICT IS PROHIBITED FROM VOTING ON THE ISSUE. CURRENTLY, ALL BOARD MEMBERS AND CORPORATE OFFICERS ARE COVERED BY THE POLICY. | Form 990, Part VI, Line 12c |
| Form 990, Part VI, Line 11: Form 990 Review Process | AFTER THE PREPARED RETURN HAS BEEN APPROVED BY THE CFO AND THE PRESIDENT, IT IS SUBMITTED TO EACH MEMBER OF THE BOARD OF DIRECTORS ACCOMPANIED BY A DOCUMENT TITLED BOARD REVIEW OF FORM 990. THIS ACCOMPANYING DOCUMENT, PREPARED BY THE CFO, DRAWS THE BOARD'S ATTENTION TO THE INFORMATION THEY NEED TO FOCUS ON IN ORDER TO MEET THEIR OVERSIGHT RESPONSIBILITIES. THEY ARE PRESENTED WITH THE OPPORTUNITY TO ASK QUESTIONS PRIOR TO THE RETURN BEING FILED. | Form 990, Part VI, Line 11 |