EDUCATIONAL EMPLOYEES CREDIT UNION: Form 990, tax year 2010
View the entire original 990 at ProPublica ↗
- Organization
- EDUCATIONAL EMPLOYEES CREDIT UNION (EIN 94-1031345)
- Tax period
- 2010-01-01 to 2010-12-31
- Filed
- 2011-11-15
- IRS object ID
- 201123199349306872
- Schema version
- 2010v3.4
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2011-11-15T14:24:33-06:00 | Timestamp |
| Tax Period End Date | 2010-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | TURNER WARREN HWANG & CONRAD ACCTCY | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 100 NORTH FIRST ST STE 202 | AddressLine1 |
| City | BURBANK | City |
| State | CA | State |
| ZIP Code | 91502 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2010-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 941031345 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | EDUCATIONAL EMPLOYEES CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | EDUC | NameControl |
| Phone | 5594377731 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2222 WEST SHAW AVENUE | AddressLine1 |
| City | FRESNO | City |
| State | CA | State |
| ZIP Code | 93711 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | ELIZABETH DOOLEY | Name |
| Title | CEO | Title |
| Phone | 5594377731 | Phone |
| Date Signed | 2011-11-09 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Phone | 8189549700 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2010 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | ELIZABETH DOOLEY | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2222 WEST SHAW AVENUE | AddressLine1 |
| City | FRESNO | City |
| State | CA | State |
| ZIP Code | 93711 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 103983210 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | WWW.MYEECU.ORG | WebSite |
| Type Of Organization Other | X | TypeOfOrganizationOther |
| Type Of Org Other Description | CREDIT UNION | TypeOfOrgOtherDescription |
| Year Formation | 1934 | YearFormation |
| State Legal Domicile | CA | StateLegalDomicile |
| Activity Or Mission Description | A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 9 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 9 | NbrIndependentVotingMembers |
| Total Nbr Employees | 431 | TotalNbrEmployees |
| Total Nbr Volunteers | 14 | TotalNbrVolunteers |
| Total Gross UBI | 579041 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | -317113 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 81651871 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 77950346 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 28411161 | InvestmentIncomePriorYear |
| Investment Income Current Year | 25703125 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 10524790 | OtherRevenuePriorYear |
| Other Revenue Current Year | 0 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 120587822 | TotalRevenuePriorYear |
| Total Revenue Current Year | 103653471 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 216000 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 252261 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 20948569 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 22428022 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 78193299 | OtherExpensePriorYear |
| Other Expenses Current Year | 63800492 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 99357868 | TotalExpensesPriorYear |
| Total Expenses Current Year | 86480775 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 21229954 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 17172696 | RevenuesLessExpensesCY |
| Total Assets BOY | 1826639668 | TotalAssetsBOY |
| Total Assets EOY | 1852384835 | TotalAssetsEOY |
| Total Liabilities BOY | 1663657003 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 1680647034 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 162982665 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 171737801 | NetAssetsOrFundBalancesEOY |
| Info In Schedule O Part III | X | InfoInScheduleOPartIII |
| Mission Description | EDUCATIONAL EMPLOYEES CREDIT UNION IS A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS COOPERATIVE, EDUCATIONAL EMPLOYEES CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFIT, OR SERVICE OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS. | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Description | ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH CONSUMER LOANS FROM A BROAD ARRAY OF PRODUCT OFFERINGS, INCLUDING VEHICLE LOANS, CREDIT CARDS AND PERSONAL LINES OF CREDIT. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH MORTGAGE LOANS, INCLUDING FIRST TRUST DEEDS, SECOND TRUST DEEDS AND HOME EQUITY LINES OF CREDIT. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | ACHIEVED SATISFACTORY RESULTS IN PROVIDING MEMBERS WITH A BROAD ARRAY OF DEPOSIT PRODUCT OFFERINGS, INCLUDING A HIGH-YIELD CHECKING ACCOUNT PRODUCT AND A PREMIUM-RATE TIERED SAVINGS PRODUCT. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In501 C3 | 0 | DescribedIn501C3 |
| Schedule B Required | 0 | ScheduleBRequired |
| Political Activities | 1 | PoliticalActivities |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 0 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 0 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 1 | ReportProgRelInvest |
| Report Other Assets | 0 | ReportOtherAssets |
| Report Other Liabilities | 1 | ReportOtherLiabilities |
| Report Fin48 Footnote | 1 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 0 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 1 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 1 | GrantsToOrganizations |
| Grants To Individuals | 1 | GrantsToIndividuals |
| Schedule J Required | 1 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Loan To Officer Or DQP | 1 | LoanToOfficerOrDQP |
| Grant To Related Person | 1 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 0 | DisregardedEntity |
| Related Entity | 1 | RelatedEntity |
| Related Org Controlled Entity | 0 | RelatedOrgControlledEntity |
| Transaction Related Entity | 0 | TransactionRelatedEntity |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 41490 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | 1 | ComplianceWithBackupWitholding |
| Number Of Employees | 431 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 1 | UnrelatedBusinessIncome |
| Form990-T Filed | 1 | Form990-TFiled |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 9 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 9 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 1 | MembersOrStockholders |
| Election Of Board Members | 1 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 1 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 1 | LocalChapters |
| Policies Reference Chapters | 1 | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | 1 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 1 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| States Where Copy Of Return Is Filed | CA | StatesWhereCopyOfReturnIsFiled |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | ELENA MARTIN | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 5594377733 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2222 WEST SHAW AVENUE | AddressLine1 |
| City | FRESNO | City |
| State | CA | State |
| ZIP Code | 93711 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (23 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer | Highest Compensated EmployeeHighestCompensatedEmployee |
|---|---|---|---|---|---|---|---|
| BARBARA THOMAS | |||||||
| CHAIRPERSON | 4.00 | X | 0 | 0 | 0 | ||
| RICHARD BROWNING | |||||||
| TREASURER | 2.00 | X | 0 | 0 | 0 | ||
| FRANK POWELL | |||||||
| VICE-CHAIRPERSON | 4.00 | X | 0 | 0 | 0 | ||
| CLEO BAUER | |||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | ||
| DEAN CLARK | |||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | ||
| PAUL HOKOKIAN | |||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | ||
| CAROL MUNSHOWER | |||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | ||
| DAVE ROBERTS | |||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | ||
| DEREK SCHARTON | |||||||
| SECRETARY | 2.00 | X | 0 | 0 | 0 | ||
| WILLIE CLARK | |||||||
| SUPV CMTE MEMBER | 3.00 | X | 0 | 0 | 0 | ||
| WALTER FRANZELL | |||||||
| SUPV CMTE MEMBER | 2.00 | X | 0 | 0 | 0 | ||
| DAREL MEHRTEN | |||||||
| SUPV CMTE MEMBER | 2.00 | X | 0 | 0 | 0 | ||
| STEVE CORL | |||||||
| SUPV CMTE MEMBER | 2.00 | X | 0 | 0 | 0 | ||
| ENRIQUE GUZMAN | |||||||
| BOARD MEMBER | 2.00 | X | 0 | 0 | 0 | ||
| ELIZABETH DOOLEY | |||||||
| PRESIDENT/CEO | 60.00 | 481260 | 0 | 20359 | X | ||
| DENDA MATTHEWS | |||||||
| SVP/COO | 50.00 | 207912 | 0 | 6463 | X | ||
| MARK PEREZ | |||||||
| SVP LENDING AND MARKETING | 50.00 | 175619 | 0 | 11835 | X | ||
| BEVERLY RYAN | |||||||
| SVP/CFO | 50.00 | 178620 | 0 | 627 | X | ||
| JULIE MATTERN | |||||||
| SVP BRANCHES | 50.00 | 157490 | 0 | 7704 | X | ||
| THOMAS GRAY | |||||||
| SVP HR & FACILITIES | 50.00 | 168303 | 0 | 19710 | X | ||
| DICK ASHJIAN | |||||||
| SVP RISK MANAGEMENT | 50.00 | 159069 | 0 | 19782 | X | ||
| BRADLEY TOWERS | |||||||
| FNIC REPRESENTATIVE | 40.00 | 232881 | 0 | 6358 | X | ||
| ELENA MARTIN | |||||||
| CONTROLLER | 50.00 | 142508 | 0 | 1925 | X | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 1903662 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 94763 | TotalOtherCompensation |
| Number Individuals GT100 K | 9 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 1 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| PSCU FINANCIAL SERVICES | |||||
| 560 CARRILON PARKWAY | ST PETERSBURG | FL | 33719 | VISA PROCESSOR | 4152866 |
| DIEBOLD | |||||
| PO BOX 643543 | PITTSBURGH | PA | 15264 | ATM EQUIPMENT AND MAINTENANCE | 1305425 |
| DATA STATEMENT INC | |||||
| 23123 ALICIA PKWY SUITE 200 | MISSION VIEJO | CA | 92692 | STATEMENT MAILING | 1277628 |
| AT&T | |||||
| PO BOX 5012 | CAROL STREAM | IL | 60197 | COMMUNICATIONS | 1211114 |
| THIELEN IDEACORP | |||||
| 970 VAN NESS AVENUE | FRESNO | CA | 93721 | MARKETING | 1025487 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 46 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Unrelated Business RevenueUnrelatedBusinessRevenue |
|---|---|---|---|---|
| LOAN INCOME | 522100 | 54370611 | 54370611 | |
| OTHER OPERATING INCOME | 522100 | 12214643 | 11993374 | 221269 |
| FEE INCOME | 522100 | 11365092 | 11007320 | 357772 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 77950346 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 25710046 | TotalRevenueColumn |
| Related Or Exempt Function Income | 25710046 | RelatedOrExemptFunctionIncome |
Gross Amount Sales Assets GrossAmountSalesAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | 322818 | Other |
Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | 329739 | Other |
Gain Or Loss GainOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other | -6921 | Other |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | -6921 | TotalRevenueColumn |
| Related Or Exempt Function Income | -6921 | RelatedOrExemptFunctionIncome |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 103653471 | TotalRevenueColumn |
| Related Or Exempt Function Income | 103074430 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 579041 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Grants To Domestic Orgs GrantsToDomesticOrgs
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 132261 | Total |
Grants To Domestic Individuals GrantsToDomesticIndividuals
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 120000 | Total |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1903662 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 14332596 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1289161 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3580127 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1322476 | Total |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 94941 | Total |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 199583 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2276293 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2852200 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3175742 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 16719750 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2317723 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 4711794 | Total |
Other Expenses OtherExpenses (5 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| PROVISION FOR LOAN AND | 19071741 |
| OFFICE OPERATIONS | 5958327 |
| LOAN SERVICING | 5185233 |
| MISC FEES | 853421 |
| TRAVEL AND CONFERENCE | 362630 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 21114 | Total |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 86480775 | Total |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 12371845 | BOY |
| EOY | 15781628 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 91543408 | BOY |
| EOY | 50046399 | EOY |
Receivables From Officers Etc ReceivablesFromOfficersEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 733930 | BOY |
| EOY | 1086815 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 39115764 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 24547130 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 15267108 | BOY |
| EOY | 14568634 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 745673693 | BOY |
| EOY | 898148220 | EOY |
Investments Program Related InvestmentsProgramRelated
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 922533779 | BOY |
| EOY | 827348356 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 38515905 | BOY |
| EOY | 45404783 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1826639668 | BOY |
| EOY | 1852384835 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 12601819 | BOY |
| EOY | 12463746 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1651055184 | BOY |
| EOY | 1668183288 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1663657003 | BOY |
| EOY | 1680647034 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 162982665 | BOY |
| EOY | 171737801 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 162982665 | BOY |
| EOY | 171737801 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1826639668 | BOY |
| EOY | 1852384835 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | 17172696 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | -8417560 | ReconcilationOtherChanges |
| Info In Schedule O Part XII | X | InfoInScheduleOPartXII |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
| Audit Committee | 1 | AuditCommittee |
| Financial Statement Consolidated | X | FinancialStatementConsolidated |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | 7000 | PoliticalExpenditures |
| Amt Of Internal Funds Contributed | 7000 | AmtOfInternalFundsContributed |
| Total Exmpt Function Expenditures | 7000 | TotalExmptFunctionExpenditures |
| Form1120 Pol Filed | 1 | Form1120PolFiled |
Sec527 Pol Orgs Sec527PolOrgs (2 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EINEIN | Amt Pd From Internal FundsAmtPdFromInternalFunds |
|---|---|---|---|---|---|
| CCUL - PAC | |||||
| 2855 E GUASTI ROAD | ONTARIO | CA | 91761 | 940357265 | 5000 |
| FRIENDS OF DEBBIE POOCHIGIAN | |||||
| PO BOX 8446 | FRESNO | CA | 93747 | 262098841 | 1500 |
Form990 Schedule C Part IV Form990ScheduleCPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | ORGANIZATIONS DIRECT AND INDIRECT POLITICAL CAMPAIGN ACTIVITIES: | Identifier |
| Return Reference | PART I-A, LINE 1: | ReturnReference |
| Explanation | CONTRIBUTION TO CALIFORNIA CREDIT UNION LEAGUE TO PROMOTE TRADE INFORMATION PERTAINING TO CREDIT UNIONS. EDUCATIONAL EMPLOYEES CREDIT UNION CONTRIBUTED TO LARRY POWELL'S CAMPAIGN TO BE ELECTED FRESNO COUNTY SUPERINTENDENT. THIS ORGANIZATION WAS NOT LISTED IN PART 1-C. THE CREDIT UNION WAS UNABLE TO OBTAIN AN EIN FOR THIS ORGANIZATION. FOLLOWING IS THE NAME AND ADDRESS OF THE CAMPAIGN. LARRY POWELL FOR FRESNO COUNTY SUPERINTENDENT AMOUNT OF CONTRIBUTION: $500 C/O PAUL DICTOS, CPA 1535 E SHAW AVENUE, SUITE 103 FRESNO, CA 93710 EDUCATIONAL EMPLOYEES CREDIT UNION CONTRIBUTED TO DEBBIE POOCHIGIAN'S CAMPAIGN TO BE ELECTED FRESNO COUNTY SUPERVISOR. FOLLOWING IS THE NAME AND ADDRESS OF THE CAMPAIGN. FRIENDS OF DEBBIE POOCHIGIAN AMOUNT OF CONTRIBUTION: $1,500 P.O. BOX 8446 FRESNO, CA 93747 | Explanation |
Schedule D IRS990ScheduleD
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 4328636 | OtherCostOrOtherBasis |
| Book Value | 4328636 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 8433290 | OtherCostOrOtherBasis |
| Depreciation | 3165158 | Depreciation |
| Book Value | 5268132 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 9777220 | OtherCostOrOtherBasis |
| Depreciation | 7037824 | Depreciation |
| Book Value | 2739396 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 16576618 | OtherCostOrOtherBasis |
| Depreciation | 14344148 | Depreciation |
| Book Value | 2232470 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 14568634 | TotalOfBookValueLandBuildings |
Investments Program Related InvestmentsProgramRelated (4 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| ALL OTHER INVESTMENTS IN CORPORATE CUS | 3000000 | F |
| ALL OTHER INVESTMENTS | 763448 | F |
| LOANS AND LEASES | 807065184 | F |
| NCUA SHARE INSURANCE CAPITALIZATION DEPOSIT | 16519724 | F |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Program Related | 827348356 | TotalOfBookValueProgramRelated |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | TOTAL SHARES AND DEPOSITS | Description |
| Amount | $1,668,183,288 | Amount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 1668183288 | TotalOfAmounts |
Form990 Schedule D Part XIV Form990ScheduleDPartXIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: | Identifier |
| Return Reference | PART X: | ReturnReference |
| Explanation | FOR THE YEARS ENDED DECEMBER 31, 2010 AND 2009, MANAGEMENT HAS DETERMINED THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. | Explanation |
Schedule I IRS990ScheduleI
| Field | Value | IRS element (for citing) |
|---|---|---|
| Records Maintained | 1 | RecordsMaintained |
Recipient Table RecipientTable (14 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EIN Of RecipientEINOfRecipient | Amount Of Cash GrantAmountOfCashGrant | Purpose Of GrantPurposeOfGrant |
|---|---|---|---|---|---|---|
| CSU FRESNO FOUNDATION | ||||||
| 5005 N MAPLE MS EO1 | FRESNO | CA | 93740 | 946003272 | 20000 | SPONSOR FUNDRAISING EVENTS |
| FRESNO HISTORICAL SOCIETY | ||||||
| 7160 W KEARNEY BLVD | FRESNO | CA | 93706 | 941531568 | 12000 | SPONSOR CIVIL WAR REENACTMENT |
| FRESNO COUNTY LIBRARY | ||||||
| 2120 MARIPOSA STREET | FRESNO | CA | 93721 | 946000512 | 6750 | TEEN FILM FESTIVAL |
| FOUNDATION FOR CLOVIS SCHOOLS | ||||||
| 1450 HERNDON AVENUE | CLOVIS | CA | 93611 | 770140516 | 6100 | SPONSOR STAFF AND FUNDRAISING EVENTS |
| FOUNDATION FOR CENTRAL SCHOOLS | ||||||
| 4605 N POLK AVENUE | FRESNO | CA | 93722 | 562316616 | 8000 | SPONSOR STAFF AND FUNDRAISING EVENTS |
| DINUBA UNIFIED SCHOOL DISTRICT | ||||||
| 1327 W EL MONTE WAY | DINUBA | CA | 936181825 | 942911905 | 8000 | SPONSOR STAFF RECOGNITION EVENTS |
| STATE CENTER COMMUNITY COLLEGE | ||||||
| 1525 E WELDON AVENUE | FRESNO | CA | 93704 | 770190269 | 7500 | SPONSOR STAFF EVENTS |
| VALLEY PUBLIC RADIO | ||||||
| 3437 W SHAW AVENUE STE 101 | FRESNO | CA | 937113204 | 942297746 | 5868 | SPONSOR FUNDRAISING EVENT |
| BUSINESS AND EDUCATION ALLIANCE OF MERCED | ||||||
| 632 W 13TH STREET | MERCED | CA | 95341 | 946002379 | 10000 | EDUCATIONAL PROGRAMS FOR PRESCHOOL THROUGH HIGH SCHOOL CHILDREN |
| OLD TOWN CLOVIS KIWANIS FOUNDATION TORCH OF EXCELLENCE | ||||||
| 482 TIMMY AVENUE | CLOVIS | CA | 93612 | 940605689 | 6000 | SPONSOR RECOGNITION EVENTS |
| THE FOUNDATION AT FRESNO COUNTY - OFFICE OF EDUCATION | ||||||
| 1111 VAN NESS 3RD FLOOR | FRESNO | CA | 93721 | 946002210 | 10000 | STUDENT DEVELOPMENT AND EXCELLENCE RECOGNITION |
| UC MERCED | ||||||
| 5200 NORTH LAKE ROAD | MERCED | CA | 95343 | 943250114 | 7043 | STUDENT/ALUMNI RECOGNITION |
| SAN JOAQUIN VALLEY TOWN HALL | ||||||
| PO BOX 5149 | FRESNO | CA | 93755 | 941210921 | 10000 | SPONSOR SPEAKER |
| CENTRAL VALLEY HIGHER EDUCATION CONSORTIUM | ||||||
| 550 E SHAW AVENUE SUITE 100 | FRESNO | CA | 93710 | 733071832 | 15000 | SUPPORT TO PROVIDE HIGHER EDUCATION FOR LOW INCOME INDIVIDUALS |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Nbr Of501 C3 And Govt Grants | 14 | TotalNbrOf501C3AndGovtGrants |
| Total Nbr Of Other Organizations | 0 | TotalNbrOfOtherOrganizations |
Form990 Schedule I Part III Form990ScheduleIPartIII (2 entries)
| Type Of GrantTypeOfGrant | Number Of RecipientsNumberOfRecipients | Amount Of Cash GrantAmountOfCashGrant |
|---|---|---|
| EDUCATIONAL GRANTS | 50 | 100000 |
| EDUCATIONAL GRANTS | 20 | 20000 |
Form990 Schedule I Part IV Form990ScheduleIPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | OTHER INFORMATION: | Identifier |
| Return Reference | PART IV: | ReturnReference |
| Explanation | SCHEDULE 1, PART 1, LINE 2: ALL RECIPIENTS MUST APPLY FOR THE SCHOLARSHIPS. ONCE AWARDED, STUDENTS MUST PROVIDE PROOF OF ENROLLMENT BEFORE GRANT FUNDS ARE PAID. | Explanation |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | X | TravelForCompanions |
| Written Policy Re T And E Expenses | 1 | WrittenPolicyReTAndEExpenses |
| Substantiation Required | 1 | SubstantiationRequired |
| Compensation Committee | X | CompensationCommittee |
| Independent Consultant | X | IndependentConsultant |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | 0 | SeverancePayment |
| Supplemental Nonqual Retire Plan | 0 | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | 0 | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII (8 entries)
| Base Compensation Filing OrgBaseCompensationFilingOrg | Comp Based On Related OrgsCompBasedOnRelatedOrgs | Bonus Filing OrgBonusFilingOrg | Bonus Related OrgsBonusRelatedOrgs | Other Compensation Filing OrgOtherCompensationFilingOrg | Other Compensation Related OrgsOtherCompensationRelatedOrgs | Deferred Comp Filing OrgDeferredCompFilingOrg | Deferred Comp Related OrgsDeferredCompRelatedOrgs | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs | Total Compensation Filing OrgTotalCompensationFilingOrg | Total Compensation Related OrgsTotalCompensationRelatedOrgs | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrg | Comp Report Prior990 Related OrgsCompReportPrior990RelatedOrgs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ELIZABETH DOOLEY | |||||||||||||
| 416381 | 0 | 64359 | 0 | 520 | 0 | 0 | 0 | 20359 | 0 | 501619 | 0 | 0 | 0 |
| DENDA MATTHEWS | |||||||||||||
| 199892 | 0 | 7500 | 0 | 520 | 0 | 0 | 0 | 6463 | 0 | 214375 | 0 | 0 | 0 |
| MARK PEREZ | |||||||||||||
| 167642 | 0 | 7500 | 0 | 477 | 0 | 0 | 0 | 11835 | 0 | 187454 | 0 | 0 | 0 |
| BEVERLY RYAN | |||||||||||||
| 170643 | 0 | 7500 | 0 | 477 | 0 | 0 | 0 | 627 | 0 | 179247 | 0 | 0 | 0 |
| JULIE MATTERN | |||||||||||||
| 149541 | 0 | 7500 | 0 | 449 | 0 | 0 | 0 | 7704 | 0 | 165194 | 0 | 0 | 0 |
| THOMAS GRAY | |||||||||||||
| 160326 | 0 | 7500 | 0 | 477 | 0 | 0 | 0 | 19710 | 0 | 188013 | 0 | 0 | 0 |
| DICK ASHJIAN | |||||||||||||
| 151125 | 0 | 7500 | 0 | 444 | 0 | 0 | 0 | 19782 | 0 | 178851 | 0 | 0 | 0 |
| BRADLEY TOWERS | |||||||||||||
| 42826 | 0 | 189860 | 0 | 195 | 0 | 0 | 0 | 6358 | 0 | 239239 | 0 | 0 | 0 |
Schedule L IRS990ScheduleL
Loan Table LoanTable (14 entries)
| Purpose Of LoanPurposeOfLoan | Loan From OrganizationLoanFromOrganization | Original PrincipalOriginalPrincipalAmount | Balance DueBalanceDue | DefaultDefault | Approved By BoardApprovedByBoard | Written AgreementWrittenAgreement |
|---|---|---|---|---|---|---|
| DENDA MATTHEWS | ||||||
| PLATINUM VISA | X | $32,500 | 31449 | 0 | 1 | 1 |
| DENDA MATTHEWS | ||||||
| VEHICLE | X | $45,835 | 33351 | 0 | 1 | 1 |
| DENDA MATTHEWS | ||||||
| HELOC | X | $72,000 | 52868 | 0 | 1 | 1 |
| MARK PEREZ | ||||||
| PLATINUM VISA | X | $35,000 | 34056 | 0 | 1 | 1 |
| MARK PEREZ | ||||||
| VEHICLE | X | $40,276 | 8050 | 0 | 1 | 1 |
| BEVERLY RYAN | ||||||
| PLATINUM VISA | X | $35,000 | 4250 | 0 | 1 | 1 |
| BEVERLY RYAN | ||||||
| 1ST T/D | X | $335,250 | 323338 | 0 | 1 | 1 |
| THOMAS GRAY | ||||||
| PLATINUM VISA | X | $32,500 | 28087 | 0 | 1 | 1 |
| THOMAS GRAY | ||||||
| 1ST T/D | X | $247,000 | 129431 | 0 | 1 | 1 |
| ELENA MARTIN | ||||||
| PLATINUM VISA | X | $25,000 | 3263 | 0 | 1 | 1 |
| ELENA MARTIN | ||||||
| RV/TRAILER | X | $15,000 | 4569 | 0 | 1 | 1 |
| ELENA MARTIN | ||||||
| VEHICLE | X | $30,000 | 12013 | 0 | 1 | 1 |
| ELENA MARTIN | ||||||
| HELOC | X | $95,000 | 22808 | 0 | 1 | 1 |
| ELIZABETH DOOLEY | ||||||
| 1ST T/D | X | $417,000 | 399282 | 0 | 1 | 1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Balance Due | 1086815 | TotalBalanceDue |
Form990 Schedule L Part III Form990ScheduleLPartIII (2 entries)
| Name Of Interested PersonNameOfInterestedPerson | Relationship With OrganizationRelationshipWithOrganization | Type Of AssistanceTypeOfAssistance |
|---|---|---|
| MEGAN ASHJIAN | DEPENDENT OF HIGHLY COMPENSATED EMPLOYEE | EDUCATION - $1,000 |
| JESSICA MARTIN | DEPENDENT OF HIGHLY COMPENSATED EMPLOYEE | EDUCATION - $1,000 |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (9 entries)
| IdentifierIdentifier | ExplanationExplanation | Return ReferenceReturnReference |
|---|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | THE CREDIT UNION'S MEMBERS HAVE RIGHTS TO ELECT THE MEMBERS OF THE GOVERNING BODY. THE CREDIT UNION'S MEMBERS ALSO RECEIVE A SHARE OF THE ORGANIZATION'S PROFITS IN THE FORM OF CASH DIVIDENDS. | |
| FORM 990, PART VI, SECTION A, LINE 7A | MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO ELECT ONE OR MORE MEMBERS OF THE ORGANIZATION'S GOVERNING BODY, WHETHER PERIODICALLY, AS VACANCIES ARISE, OR OTHERWISE. | |
| FORM 990, PART VI, SECTION A, LINE 7B | MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR. | |
| FORM 990, PART VI, SECTION B, LINE 11 | THE RETURN IS REVIEWED BY THE CONTROLLER, CFO AND CEO. ADDITIONALLY THE RETURN WILL BE PROVIDED TO THE BOARD MEMBERS BEFORE IT IS SUBMITTED. | |
| ALL DIRECTORS AND EMPLOYEES MUST ANNUALLY ATTEND A CODE OF CONDUCT TRAINING PRESENTATION WHICH INCLUDES CONFLICT OF INTEREST PROVISIONS. THEIR REQUIRED ATTENDANCE IS EVIDENCED THROUGH A SIGNED ACKNOWLEDGEMENT. IN ADDITION, ALL PROSPECTIVE DIRECTORS SIGN AN ADDITIONAL CONFLICT OF INTEREST STATEMENT. | FORM 990, PART VI, SECTION B, LINE 12C | |
| THE BOARD OF DIRECTORS HIRES AN INDEPENDENT OUTSIDE FIRM THAT SPECIALIZES IN THIS AREA FOR BOTH THE ANNUAL REVIEW AND SALARY STRUCTURE FOR THE CEO. IN ADDITION THE CREDIT UNION USES THE RESULTS OF SEVERAL SURVEYS IN SETTING THE CEO'S COMPENSATION. FOR THE SVP'S AND ALL OTHER KEY EMPLOYEES SURVEYS ARE CONSULTED WHICH SUPPORT SALARY LEVELS AND DUTIES. ALL EMPLOYEES RECEIVE ANNUAL REVIEWS. | FORM 990, PART VI, SECTION B, LINE 15 | |
| CERTAIN GOVERNING DOCUMENTS AND POLICIES MAY BE MADE AVAILABLE BY WRITTEN REQUEST THROUGH THE CREDIT UNION'S BOARD APPROVED RECORDS INSPECTION POLICY. FINANCIAL STATEMENTS ARE POSTED AND AVAILABLE TO THE PUBLIC AT EACH CREDIT UNION BRANCH OFFICE ON A MONTHLY BASIS. IN ADDITION, AN ANNUAL REPORT IS MADE AVAILABLE AT THE CREDIT UNION'S ANNUAL MEETING OF MEMBERS. | FORM 990, PART VI, SECTION C, LINE 19 | |
| CHANGES IN NET ASSETS OR FUND BALANCES: | NET UNREALIZED LOSSES ON INVESTMENTS: -7,194,363. OTHER COMPREHENSIVE INCOME -1,223,197. TOTAL TO FORM 990, PART XI, LINE 5: -8,417,560. | FORM 990, PART XI, LINE 5: |
| THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. | FORM 990, PART XI, LINE 2C |
Schedule R IRS990ScheduleR
Form990 Schedule R Part IV Form990ScheduleRPartIV
Name Of Related Org NameOfRelatedOrg
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | EDUCATORS FINANCIAL & INSURANCE SERVICES | BusinessNameLine1 |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2222 W SHAW AVENUE | AddressLine1 |
| City | FRESNO | City |
| State | CA | State |
| ZIP Code | 93711 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 770244291 | EIN |
| Primary Activity | DORMANT CORPORATION NOT CURRENTLY CONDUCTING BUSINESS | PrimaryActivity |
| Legal Domicile State | CA | LegalDomicileState |
| Type Of Entity | C | TypeOfEntity |
| Percentage Ownership | 1.00000 | PercentageOwnership |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Receipt Of Int Ann Rents Royalties | 0 | ReceiptOfIntAnnRentsRoyalties |
| Gift Grant Or Cap Contr To Other Org | 0 | GiftGrantOrCapContrToOtherOrg |
| Gift Grant Or Cap Contr Fr Other Org | 0 | GiftGrantOrCapContrFrOtherOrg |
| Loans Or Guarantees To Other Org | 0 | LoansOrGuaranteesToOtherOrg |
| Loans Or Guarantees From Other Org | 0 | LoansOrGuaranteesFromOtherOrg |
| Sale Of Assets To Other Org | 0 | SaleOfAssetsToOtherOrg |
| Purchase Of Assets From Other Org | 0 | PurchaseOfAssetsFromOtherOrg |
| Exchange Of Assets | 0 | ExchangeOfAssets |
| Rental Of Facilities To Other Orgs | 0 | RentalOfFacilitiesToOtherOrgs |
| Rental Of Facilities Fr Other Orgs | 0 | RentalOfFacilitiesFrOtherOrgs |
| Perform Of Services For Other Orgs | 0 | PerformOfServicesForOtherOrgs |
| Perform Of Services By Other Orgs | 0 | PerformOfServicesByOtherOrgs |
| Sharing Of Facilities | 0 | SharingOfFacilities |
| Sharing Of Paid Employees | 0 | SharingOfPaidEmployees |
| Reimbursement Paid To Other Org | 0 | ReimbursementPaidToOtherOrg |
| Reimbursement Paid By Other Org | 0 | ReimbursementPaidByOtherOrg |
| Other Transfer To Other Org | 0 | OtherTransferToOtherOrg |
| Other Transfer From Other Org | 0 | OtherTransferFromOtherOrg |