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CURIS FINANCIAL CREDIT UNION: Form 990, tax year 2025

View the entire original 990 at ProPublica ↗

Organization
CURIS FINANCIAL CREDIT UNION (EIN 57-0476104)
Tax period
2025-01-01 to 2025-12-31
Filed
2026-03-16
IRS object ID
202620759349301502
Schema version
2025v4.0
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2026-03-16T15:12:57-04:00ReturnTs
Tax Period End2025-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN570568919PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1CANTEY TILLER PIERCE & GREEN LLPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 862AddressLine1Txt
CityCAMDENCityNm
State AbbreviationSCStateAbbreviationCd
ZIP29021ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2025-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN570476104EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1CURIS FINANCIAL CREDIT UNIONBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlCURIBusinessNameControlTxt
Phone8039782101PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1POST OFFICE BOX 100167AddressLine1Txt
CityCOLUMBIACityNm
State AbbreviationSCStateAbbreviationCd
ZIP29202ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonHANSEL HARTPersonNm
Person TitleCEOPersonTitleTxt
Phone8039782101PhoneNum
Signature2026-03-13SignatureDt
Discuss With Paid PreparerYes (true)DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonJANET M PIERCEPreparerPersonNm
PTINP00498837PTIN
Phone8034321436PhoneNum
Preparation2026-03-13PreparationDt
Self EmployedYes (X)SelfEmployedInd
FieldValueIRS element (for citing)
Tax2025TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerHANSEL HARTPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line11205 COLONIAL LIFE BLVD WAddressLine1Txt
CityCOLUMBIACityNm
State AbbreviationSCStateAbbreviationCd
ZIP29210ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$6,849,115GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website AddressWWW.CURISFINANCIAL.ORGWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1964FormationYr
Legal Domicile StateSCLegalDomicileStateCd
Activity Or MissionSTATE CHARTERED CREDIT UNIONActivityOrMissionDesc
Voting Members Governing Body9VotingMembersGoverningBodyCnt
Voting Members Independent9VotingMembersIndependentCnt
Total Employee30TotalEmployeeCnt
Total Gross UBI$0TotalGrossUBIAmt
CY Contributions Grants$0CYContributionsGrantsAmt
PY Program Service Revenue$5,803,657PYProgramServiceRevenueAmt
CY Program Service Revenue$5,527,434CYProgramServiceRevenueAmt
PY Investment Income$982,004PYInvestmentIncomeAmt
CY Investment Income$1,187,480CYInvestmentIncomeAmt
PY Other Revenue$129,565PYOtherRevenueAmt
CY Other Revenue$134,201CYOtherRevenueAmt
PY Total Revenue$6,915,226PYTotalRevenueAmt
CY Total Revenue$6,849,115CYTotalRevenueAmt
CY Grants And Similar Paid$0CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$2,102,964PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$2,198,376CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$3,770,877PYOtherExpensesAmt
CY Other Expenses$3,871,464CYOtherExpensesAmt
PY Total Expenses$5,873,841PYTotalExpensesAmt
CY Total Expenses$6,069,840CYTotalExpensesAmt
PY Revenues Less Expenses$1,041,385PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$779,275CYRevenuesLessExpensesAmt
Total Assets BOY$87,895,175TotalAssetsBOYAmt
Total Assets EOY$87,143,594TotalAssetsEOYAmt
Total Liabilities BOY$70,092,735TotalLiabilitiesBOYAmt
Total Liabilities EOY$67,835,485TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$17,802,440NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$19,308,109NetAssetsOrFundBalancesEOYAmt
MissionSTATE CHARTERED CREDIT UNIONMissionDesc
Significant New Program SrvcfalseSignificantNewProgramSrvcInd
Significant ChangefalseSignificantChangeInd
Expense$5,585,715ExpenseAmt
DescDURING THE YEAR, THE CREDIT UNION SERVED ITS' MEMBERS BY PROVIDING LOANS AT REASONABLE RATES. IT ALSO ACCEPTED DEPOSITS AND PAID REASONABLE RATES OF INTEREST ON THOSE DEPOSITS.Desc
Total Program Service Expenses$5,585,715TotalProgramServiceExpensesAmt
Described In Section501c3falseDescribedInSection501c3Ind
Schedule B RequiredfalseScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Donor Rstr Or Quasi EndowmentsfalseDonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentYes (true)ReportLandBuildingEquipmentInd
Report Investments Other SecfalseReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesYes (true)ReportOtherLiabilitiesInd
Include FIN48 FootnotefalseIncludeFIN48FootnoteInd
Independent Audit Fincl StmtfalseIndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtfalseConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesfalseFundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsfalseGrantsToOrganizationsInd
Grants To IndividualsfalseGrantsToIndividualsInd
Schedule J RequiredYes (true)ScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With35 Ctrl EntfalseBusinessRlnWith35CtrlEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityfalseDisregardedEntityInd
Related EntityfalseRelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredYes (true)ScheduleORequiredInd
IRP Document1774IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld CompliancefalseBackupWthldComplianceInd
Employee30EmployeeCnt
Employment Tax Returns FiledYes (true)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitfalseUnrelatedBusIncmOverLimitInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Quid Pro Quo ContributionsfalseQuidProQuoContributionsInd
Form8282 Property Disposed OffalseForm8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft CntrctfalseRcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft CntrctfalsePayPremiumsPrsnlBnftCntrctInd
Form8899 FiledindfalseForm8899Filedind
Form1098 C FiledfalseForm1098CFiledInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst IncfalseSubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members9GoverningBodyVotingMembersCnt
Independent Voting Member9IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersYes (true)MembersOrStockholdersInd
Election Of Board MembersYes (true)ElectionOfBoardMembersInd
Decisions Subject To ApprovaYes (true)DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (true)MinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyfalseForm990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (true)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (true)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (true)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (true)WhistleblowerPolicyInd
Document Retention PolicyYes (true)DocumentRetentionPolicyInd
Compensation Process CEOYes (true)CompensationProcessCEOInd
Compensation Process OtherYes (true)CompensationProcessOtherInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonSHERRI DAVISPersonNm
Phone8039782136PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line11205 COLONIAL LIFE BLVD WAddressLine1Txt
CityCOLUMBIACityNm
State AbbreviationSCStateAbbreviationCd
ZIP29210ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (10 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorInd
HANSEL HART
CEO50.00Yes (X)$239,780$0$7,592
PAMELA BURGESS
BOARD MEMBER$0$0$0Yes (X)
EUREKA FARRELL
BOARD MEMBER$0$0$0Yes (X)
NANCY MCCLENDON
BOARD CHAIR$0$0$0Yes (X)
MARY MCKISSOCK
SECRETARY$0$0$0Yes (X)
FAYE PARKER-BROWN
BOARD MEMBER$0$0$0Yes (X)
SHANNA PERRY
VICE CHAIR$0$0$0Yes (X)
BJ TRAYNUM
BOARD MEMBER$0$0$0Yes (X)
TIM WALKER
BOARD MEMBER$0$0$0Yes (X)
MARY WINSTEAD
TREASURER$0$0$0Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$239,780TotalReportableCompFromOrgAmt
Total Other Compensation$7,592TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K3IndivRcvdGreaterThan100KCnt
Former Ofcr Employees ListedfalseFormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (true)TotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (4 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmtAddress Line2ContractorAddress/USAddress/AddressLine2Txt
MDT
30230 ORCHARD LAKE RD STE 260FARMINGTON HILLSMI48334DATA PROCESSING$505,673
FISERV
255 FISERV DRBROOKFIELDWI53045CARD PROCESSING$357,874
BLUE CROSS BLUE SHIELD
PO BOX 6000COLUMBIASC29260EMPLOYEE MEDICA$294,633
PRISMA HEALTH
1301 TAYLOR STCOLUMBIASC29201RENT$179,791BOX 10
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K4CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
INT ON LOANS522291$3,028,660$3,028,660
FEE INC522100$1,463,097$1,463,097
OTHER OPERATING INCOME522100$1,035,677$1,035,677
FieldValueIRS element (for citing)
Total Program Service Revenue$5,527,434TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,187,480TotalRevenueColumnAmt
Exclusion$1,187,480ExclusionAmt

Other Revenue Misc OtherRevenueMiscGrp

FieldValueIRS element (for citing)
DescRENTAL INCOMEDesc
Total Revenue Column$134,201TotalRevenueColumnAmt
Related Or Exempt Func Income$134,201RelatedOrExemptFuncIncomeAmt
FieldValueIRS element (for citing)
Other Revenue Total$134,201OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$6,849,115TotalRevenueColumnAmt
Related Or Exempt Func Income$5,661,635RelatedOrExemptFuncIncomeAmt
Exclusion$1,187,480ExclusionAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$1,695,105TotalAmt
Program Services$1,525,594ProgramServicesAmt
Management And General$169,511ManagementAndGeneralAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$503,271TotalAmt
Program Services$452,944ProgramServicesAmt
Management And General$50,327ManagementAndGeneralAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$252,394TotalAmt
Program Services$252,394ProgramServicesAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$850,781TotalAmt
Program Services$765,703ProgramServicesAmt
Management And General$85,078ManagementAndGeneralAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$48,685TotalAmt
Program Services$48,685ProgramServicesAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$600TotalAmt
Program Services$600ProgramServicesAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$463,574TotalAmt
Program Services$463,574ProgramServicesAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$55,830TotalAmt
Program Services$55,830ProgramServicesAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDescTotalTotalAmtProgram ServicesProgramServicesAmtManagement And GeneralManagementAndGeneralAmt
PROFESSIONAL & O/S SERVIC$1,792,086$1,612,877$179,209
PROVISION FOR LOAN LOSS$182,000$182,000
LOSS ATM/DEBIT/CHKS/ACH$121,485$121,485
LOAN SERVICING EXPENSE$85,119$85,119

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$18,910TotalAmt
Program Services$18,910ProgramServicesAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$6,069,840TotalAmt
Program Services$5,585,715ProgramServicesAmt
Management And General$484,125ManagementAndGeneralAmt
Fundraising$0FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$10,574,343BOYAmt
EOY$12,655,274EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$25,486,006BOYAmt
EOY$27,982,474EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$45,593,968BOYAmt
EOY$41,130,970EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$492,658BOYAmt
EOY$550,048EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$6,014,160LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$4,026,611LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$2,083,324BOYAmt
EOY$1,987,549EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$3,664,876BOYAmt
EOY$2,837,279EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$87,895,175BOYAmt
EOY$87,143,594EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$730,021BOYAmt
EOY-$1,870,084EOYAmt

Other Liabilities OtherLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$69,362,714BOYAmt
EOY$69,705,569EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$70,092,735BOYAmt
EOY$67,835,485EOYAmt
FieldValueIRS element (for citing)
Org Does Not Follow FASB117Yes (X)OrgDoesNotFollowFASB117Ind

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$17,802,440BOYAmt
EOY$19,308,109EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$17,802,440BOYAmt
EOY$19,308,109EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$87,895,175BOYAmt
EOY$87,143,594EOYAmt
FieldValueIRS element (for citing)
Info In Schedule O Part XIYes (X)InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss$779,275ReconcilationRevenueExpnssAmt
Other Changes In Net Assets$726,394OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or ReviewfalseAccountantCompileOrReviewInd
FS AuditedfalseFSAuditedInd

Schedule D IRS990ScheduleD

Land LandGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$90,200OtherCostOrOtherBasisAmt
Book Value$90,200BookValueAmt

Buildings BuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$1,991,619OtherCostOrOtherBasisAmt
Depreciation$410,907DepreciationAmt
Book Value$1,580,712BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$3,932,341OtherCostOrOtherBasisAmt
Depreciation$3,615,704DepreciationAmt
Book Value$316,637BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$1,987,549TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp

FieldValueIRS element (for citing)
DescSHARESDesc
Amt$69,705,569Amt
FieldValueIRS element (for citing)
Total Liability$69,705,569TotalLiabilityAmt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Severance PaymentfalseSeverancePaymentInd
Supplemental Nonqual Rtr PlanfalseSupplementalNonqualRtrPlanInd
Equity Based Comp ArrngmfalseEquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp

FieldValueIRS element (for citing)
PersonHANSEL HARTPersonNm
TitleCEOTitleTxt
Base Compensation Filing Org$239,780BaseCompensationFilingOrgAmt
Deferred Compensation Flng Org$7,592DeferredCompensationFlngOrgAmt
Total Compensation Filing Org$247,372TotalCompensationFilingOrgAmt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (9 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PAGE 6, PART VI, LINE 6THE CREDIT UNION IS OWNED BY ITS MEMBERS.
FORM 990, PAGE 6, PART VI, LINE 7AAT THE CREDIT UNION'S ANNUAL MEETINGS, THE MEMBERSHIP ELECTS THE BOARD OF DIRECTORS.
FORM 990, PAGE 6, PART VI, LINE 7BBOARD OF DIRECTORS AND SUPERVISORY COMMITTEE MEMBERS ARE SELECTED BY THE MEMBERS OF THE CREDIT UNION.
FORM 990, PAGE 6, PART VI, LINE 11BTHE ORGANIZATION REVIEWS THE FORM 990 TO ENSURE THAT THERE ARE NO OMISSIONS OR MISSTATEMENTS.
FORM 990, PAGE 6, PART VI, LINE 12CNEW CONFLICT OF INTEREST AGREEMENTS ARE SIGNED ANNUALLY. EMPLOYEE HANDBOOKS COVER CONFLICT OF INTEREST POLICIES AND PROCEDURES.
FORM 990, PAGE 6, PART VI, LINE 15ATHE BOARD OF DIRECTORS APPROVES THE PRESIDENT'S ANNUAL SALARY.
FORM 990, PAGE 6, PART VI, LINE 15BTHE PRESIDENT APPROVES SALARIES FOR EMPLOYEES.
FORM 990, PAGE 6, PART VI, LINE 19GOVERNING DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. PERSONS MAY COME INTO ANY OF THE CREDIT UNION'S BRANCHES AND REQUEST A COPY OF ANY OF OUR GOVERNING DOCUMENTS. SOME DOCUMENTS ARE POSTED IN THE BRANCH LOBBIES.
FORM 990, PART XI, LINE 9UNREALIZE GAIN/LOSS AFS 726,394 UNREALIZED GAIN/LOSS 0 TOTAL 726,394