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INCHARGE INSTITUTE OF AMERICA INC: Form 990, tax year 2010

View the entire original 990 at ProPublica ↗

Organization
INCHARGE INSTITUTE OF AMERICA INC (EIN 52-2196183)
Tax period
2010-01-01 to 2010-12-31
Filed
2011-10-17
IRS object ID
201142909349301554
Schema version
2010v3.4
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Timestamp2011-10-17T21:02:36-05:00Timestamp
Tax Period End Date2010-12-31TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

FieldValueIRS element (for citing)
Business Name Line1RIBIS JONES & MARESCA PABusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

FieldValueIRS element (for citing)
Address Line110500 LITTLE PATUXENT PARKWAY 770AddressLine1
CityCOLUMBIACity
StateMDState
ZIP Code21044ZIPCode
FieldValueIRS element (for citing)
Return Type990ReturnType
Tax Period Begin Date2010-01-01TaxPeriodBeginDate

Filer Filer

FieldValueIRS element (for citing)
EIN522196183EIN

Name Name

FieldValueIRS element (for citing)
Business Name Line1INCHARGE INSTITUTE OF AMERICA INCBusinessNameLine1
FieldValueIRS element (for citing)
Name ControlINCHNameControl
Phone4072917770Phone

US Address USAddress

FieldValueIRS element (for citing)
Address Line15750 MAJOR BLVD NO 300AddressLine1
CityORLANDOCity
StateFLState
ZIP Code32819ZIPCode

Officer Officer

FieldValueIRS element (for citing)
NameETTA W MONEYName
TitlePRESIDENT & CEOTitle
Phone4072917770Phone
Date Signed2011-10-17DateSigned
Authorize Third Party1AuthorizeThirdParty

Preparer Preparer

FieldValueIRS element (for citing)
NameDAVID A JONESName
Phone4108840220Phone
FieldValueIRS element (for citing)
Tax Year2010TaxYear
Build TS2016-03-07 17:11:31ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Address ChangeXAddressChange
Name Of Principal Officer PersonETTA W MONEYNameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

FieldValueIRS element (for citing)
Address Line15750 MAJOR BLVD STE 300AddressLine1
CityORLANDOCity
StateFLState
ZIP Code32819ZIPCode
FieldValueIRS element (for citing)
Gross Receipts1074139GrossReceipts
Group Return For Affiliates0GroupReturnForAffiliates
Organization501c3XOrganization501c3
Web SiteWWW.INCHARGE.ORGWebSite
Type Of Organization CorporationXTypeOfOrganizationCorporation
Year Formation1999YearFormation
State Legal DomicileDEStateLegalDomicile
Activity Or Mission DescriptionINCHARGE INSTITUTE OF AMERICA PROVIDES GENERAL AND ADMINISTRATIVE MANAGEMENT SUPPORT TO ITS AFFILIATED ENTITIES.ActivityOrMissionDescription
Nbr Voting Members Governing Body8NbrVotingMembersGoverningBody
Nbr Independent Voting Members7NbrIndependentVotingMembers
Total Nbr Employees57TotalNbrEmployees
Total Nbr Volunteers0TotalNbrVolunteers
Total Gross UBI0TotalGrossUBI
Net Unrelated Business Txbl Income0NetUnrelatedBusinessTxblIncome
Contributions Grants Prior Year0ContributionsGrantsPriorYear
Contributions Grants Current Year0ContributionsGrantsCurrentYear
Program Service Revenue Prior Year411794ProgramServiceRevenuePriorYear
Program Service Revenue CY20775ProgramServiceRevenueCY
Investment Income Prior Year11905InvestmentIncomePriorYear
Investment Income Current Year10355InvestmentIncomeCurrentYear
Other Revenue Prior Year973890OtherRevenuePriorYear
Other Revenue Current Year1043009OtherRevenueCurrentYear
Total Revenue Prior Year1397589TotalRevenuePriorYear
Total Revenue Current Year1074139TotalRevenueCurrentYear
Grants And Similar Amnts Prior Year0GrantsAndSimilarAmntsPriorYear
Grants And Similar Amnts CY0GrantsAndSimilarAmntsCY
Benefits Paid To Members Prior Year0BenefitsPaidToMembersPriorYear
Benefits Paid To Members CY0BenefitsPaidToMembersCY
Salaries Etc Prior Year853155SalariesEtcPriorYear
Salaries Etc Current Year1063250SalariesEtcCurrentYear
Total Prof Fundrsng Exp Prior Year0TotalProfFundrsngExpPriorYear
Total Prof Fundrsng Exp CY0TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year0TotalFundrsngExpCurrentYear
Other Expense Prior Year3608482OtherExpensePriorYear
Other Expenses Current Year2993735OtherExpensesCurrentYear
Total Expenses Prior Year4461637TotalExpensesPriorYear
Total Expenses Current Year4056985TotalExpensesCurrentYear
Revenues Less Expenses Prior Year-3064048RevenuesLessExpensesPriorYear
Revenues Less Expenses CY-2982846RevenuesLessExpensesCY
Total Assets BOY2885062TotalAssetsBOY
Total Assets EOY2448335TotalAssetsEOY
Total Liabilities BOY1319178TotalLiabilitiesBOY
Total Liabilities EOY1610177TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY1565884NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY838158NetAssetsOrFundBalancesEOY
Info In Schedule O Part IIIXInfoInScheduleOPartIII
Mission DescriptionINCHARGE INSTITUTE OF AMERICA IS A 501(C)(3) NON-PROFIT ORGANIZATION WHOSE EMPLOYEES AND BOARD OF TRUSTEES PROVIDE OVERSIGHT AND EXECUTIVE LEADERSHIP TO INCHARGE DEBT SOLUTIONS, INCHARGE EDUCATION FOUNDATION, AND INCHARGE HOUSING COUNSELING SERVICES IN SUPPORT OF THEIR MISSIONS TO SERVE THE DEBT DISTRESSED, IMPROVE PERSONAL FINANCIAL LITERACY AND DEVELOP PROGRAMS THAT EDUCATE AND ENABLE CONSUMERS TO USE CREDIT RESPONSIBLY IN PURSUIT OF THEIR GOALS.MissionDescription
Significant New Program Services0SignificantNewProgramServices
Significant Change1SignificantChange
Expense56836Expense
Revenue20775Revenue
DescriptionCREDIT EDUCATION AND COUNSELING SERVICES - ICI IS THE OWNER OF BRIGHTSCORE, AN INTERACTIVE WEBSITE THAT PROVIDES CONSUMERS WITH AN IN-DEPTH CREDIT REPORT ANALYSIS FROM AN EDUCATIONAL PERSPECTIVE. THIS PROGRAM PROVIDES CONSUMERS WITH A CUSTOMIZED OVERVIEW OF THEIR CREDIT REPORT ALONG WITH A PERSONALIZED ACTION PLAN. A DISPUTE CHECKLIST IS ALSO AVAILABLE TO HELP USERS EASILY IDENTIFY AND TRACK ANY INACCURACIES CONTAINED IN THEIR CREDIT FILE. IN ADDITION, THERE IS AN EXTENSIVE SUPPORT CENTER THAT ALLOWS AN INDIVIDUAL TO ACCESS A REPOSITORY OF EDUCATIONAL INFORMATION DEALING WITH HOW AN INDIVIDUAL'S CREDIT SCORE IS DETERMINED, THE IMPORTANCE OF THE CREDIT SCORE, AND SUGGESTIONS FOR HOW AN INDIVIDUAL CAN POSITIVELY IMPACT THE DETERMINATION OF THEIR SCORE. BRIGHTSCORE USERS ALSO BENEFIT FROM HAVING CERTIFIED CREDIT COUNSELORS AVAILABLE VIA THE TELEPHONE AND E-MAIL TO ANSWER ANY QUESTIONS THEY MAY HAVE ABOUT THEIR CREDIT REPORT.Description
Total Program Service Expense56836TotalProgramServiceExpense
Described In501 C31DescribedIn501C3
Schedule B Required0ScheduleBRequired
Political Activities0PoliticalActivities
Lobbying Activities0LobbyingActivities
Donor Advised Funds0DonorAdvisedFunds
Conservation Easements0ConservationEasements
Collections Of Art0CollectionsOfArt
Credit Counseling1CreditCounseling
Term Or Permanent Endowments0TermOrPermanentEndowments
Report Land Bldg Equip1ReportLandBldgEquip
Report Invest Oth Securities0ReportInvestOthSecurities
Report Prog Rel Invest0ReportProgRelInvest
Report Other Assets1ReportOtherAssets
Report Other Liabilities1ReportOtherLiabilities
Report Fin48 Footnote1ReportFin48Footnote
Independent Audit Financial Stmt0IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt1ConsolidatedAuditFinancialStmt
School0School
Foreign Office0ForeignOffice
Foreign Activities0ForeignActivities
More Than5000 K To Organizations0MoreThan5000KToOrganizations
More Than5000 K To Individuals0MoreThan5000KToIndividuals
Professional Fundraising0ProfessionalFundraising
Fundraising Activities0FundraisingActivities
Gaming0Gaming
Hospital0Hospital
Grants To Organizations0GrantsToOrganizations
Grants To Individuals0GrantsToIndividuals
Schedule J Required1ScheduleJRequired
Tax Exempt Bonds0TaxExemptBonds
Excess Benefit Transaction0ExcessBenefitTransaction
Prior Excess Benefit Transaction0PriorExcessBenefitTransaction
Loan To Officer Or DQP0LoanToOfficerOrDQP
Grant To Related Person0GrantToRelatedPerson
Bsnss Rltnshp With Organization1BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member0BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp1OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions0DeductibleNonCashContributions
Deductible Contributions Of Art0DeductibleContributionsOfArt
Terminated0Terminated
Partial Liquidation0PartialLiquidation
Disregarded Entity0DisregardedEntity
Related Entity1RelatedEntity
Related Org Controlled Entity1RelatedOrgControlledEntity
Transaction Related Entity1TransactionRelatedEntity
Transfers To Exempt Non Chrtbl Org0TransfersToExemptNonChrtblOrg
Activities Conducted Partnership0ActivitiesConductedPartnership
Schedule O Required1ScheduleORequired
Number Forms Transmitted With109610NumberFormsTransmittedWith1096
Number W2 G Included0NumberW2GIncluded
Number Of Employees57NumberOfEmployees
Employment Tax Returns Filed1EmploymentTaxReturnsFiled
Unrelated Business Income0UnrelatedBusinessIncome
Foreign Financial Account0ForeignFinancialAccount
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTrans
Taxable Party Notification0TaxablePartyNotification
Non Deductible Contributions0NonDeductibleContributions
Quid Pro Quo Contributions0QuidProQuoContributions
Form8282 Property Disposed Of0Form8282PropertyDisposedOf
Funds To Pay Premiums0FundsToPayPremiums
Premiums Paid0PremiumsPaid
Indoor Tanning Services0IndoorTanningServices
Info In Schedule O Part VIXInfoInScheduleOPartVI
Nbr Voting Governing Body Members8NbrVotingGoverningBodyMembers
Number Independent Voting Members7NumberIndependentVotingMembers
Family Or Business Relationship0FamilyOrBusinessRelationship
Delegation Of Management Duties0DelegationOfManagementDuties
Changes To Organizing Docs0ChangesToOrganizingDocs
Material Diversion Or Misuse0MaterialDiversionOrMisuse
Members Or Stockholders0MembersOrStockholders
Election Of Board Members0ElectionOfBoardMembers
Decisions Subject To Approval0DecisionsSubjectToApproval
Minutes Of Governing Body1MinutesOfGoverningBody
Minutes Of Committees1MinutesOfCommittees
Officer Mailing Address1OfficerMailingAddress
Local Chapters0LocalChapters
Form990 Provided To Governing Body0Form990ProvidedToGoverningBody
Conflict Of Interest Policy1ConflictOfInterestPolicy
Annual Disclosure Covered Persons1AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement1RegularMonitoringEnforcement
Whistleblower Policy1WhistleblowerPolicy
Document Retention Policy1DocumentRetentionPolicy
Compensation Process CEO1CompensationProcessCEO
Compensation Process Other1CompensationProcessOther
Investment In Joint Venture0InvestmentInJointVenture
States Where Copy Of Return Is FiledFLStatesWhereCopyOfReturnIsFiled
Upon RequestXUponRequest

The Books Are In Care Of TheBooksAreInCareOf

Name Business NameBusiness

FieldValueIRS element (for citing)
Business Name Line1INCHARGE INSTITUTE OF AMERICA INCBusinessNameLine1
FieldValueIRS element (for citing)
Telephone Number4072917770TelephoneNumber

Address US AddressUS

FieldValueIRS element (for citing)
Address Line15750 MAJOR BLVD SUITE 300AddressLine1
CityORLANDOCity
StateFLState
ZIP Code32819ZIPCode
FieldValueIRS element (for citing)
Info In Schedule O Part VIIXInfoInScheduleOPartVII

Form990 Part VII Section A Form990PartVIISectionA (14 entries)

TitleTitleAverage Hours Per WeekAverageHoursPerWeekIndividual Trustee Or DirectorIndividualTrusteeOrDirectorReportable Comp From OrganizationReportableCompFromOrganizationReportable Comp From Related OrgsReportableCompFromRelatedOrgsOther CompensationOtherCompensationOfficerOfficerHighest Compensated EmployeeHighestCompensatedEmployeeFormerFormer
DON W STEVENSON
TRUSTEE1.00X000
LONNIE M RITZER
TRUSTEE1.00X4004000
NORRIS OVERTON
TRUSTEE1.00X4004000
PETER W KENNEDY
TRUSTEE2.00X80000
RICHARD ANDERSON
TRUSTEE1.00X362675330
ROBERT J RUIZ
TRUSTEE1.00X5005000
WILLIAM S NORMAN
TRUSTEE2.00X000
SANDRA CUNNINGHAM
TRUSTEE2.00X000
ETTA W MONEY
PRESIDENT & CEO10.005976017928054844X
WILLIAM MALSEED
TREASURER8.002874112252721550X
JODI MCGREGOR
SECRETARY16.007631610981929505X
MARK NAGIEL
V.P. IT & INFORMATION SECURITY10.0031627948819614X
HUBERT RIVERA
V.P. OUTREACH PROGRAMS6.0015688888966306X
DAVID C JONES
FORMER TRUSTEE AND OFFICER0.006072600X
FieldValueIRS element (for citing)
Total Reportable Comp From Org311225TotalReportableCompFromOrg
Total Reportable Comp Frm Rltd Orgs597236TotalReportableCompFrmRltdOrgs
Total Other Compensation121819TotalOtherCompensation
Number Individuals GT100 K0NumberIndividualsGT100K
Formers Listed1FormersListed
Total Comp GT150 K1TotalCompGT150K
Compensation From Other Sources0CompensationFromOtherSources

Contractor Compensation ContractorCompensation (4 entries)

Address Line1AddressOfContractor/AddressUS/AddressLine1CityAddressOfContractor/AddressUS/CityStateAddressOfContractor/AddressUS/StateZIP CodeAddressOfContractor/AddressUS/ZIPCodeDescription Of ServicesDescriptionOfServicesCompensationCompensation
WHITEFORD TAYLOR & PRESTON
SEVEN SAINT PAUL STREETBALTIMOREMD21202LEGAL SERVICES568564
AXIS
6851 TPC DRIVEORLANDOFL32822PRINTING AND MAILING SERVICES345000
RIBIS JONES & MARESCA PA
10500 LITTLE PATUXENT PARKWAY SUITCOLUMBIAMD21044AUDIT AND ACCOUNTING SERVICES125227
SUTHERLAND ASBILL & BRENNAN LLP
1275 PENNSYLVANIA AVE NWWASHINGTONDC20004LEGAL SERVICES108823
FieldValueIRS element (for citing)
Number Of Contractors GT100 K4NumberOfContractorsGT100K

Program Service Revenue ProgramServiceRevenue

FieldValueIRS element (for citing)
DescriptionEDUCATION & COUNSELINGDescription
Business Code611600BusinessCode
Total Revenue Column20775TotalRevenueColumn
Related Or Exempt Function Income20775RelatedOrExemptFunctionIncome
FieldValueIRS element (for citing)
Total Program Service Revenue20775TotalProgramServiceRevenue

Investment Income InvestmentIncome

FieldValueIRS element (for citing)
Total Revenue Column10355TotalRevenueColumn
Exclusion$10,355ExclusionAmount

Royalties Revenue RoyaltiesRevenue

FieldValueIRS element (for citing)
Total Revenue Column522628TotalRevenueColumn
Exclusion$522,628ExclusionAmount

Gross Rents GrossRents

FieldValueIRS element (for citing)
Real497772Real

Rental Income Or Loss RentalIncomeOrLoss

FieldValueIRS element (for citing)
Real497772Real

Net Rental Income Or Loss NetRentalIncomeOrLoss

FieldValueIRS element (for citing)
Total Revenue Column497772TotalRevenueColumn
Exclusion$497,772ExclusionAmount

Other Revenue Misc OtherRevenueMisc

FieldValueIRS element (for citing)
DescriptionPROCEEDS FROM SALE OFDescription
Business Code900099BusinessCode
Total Revenue Column22609TotalRevenueColumn
Exclusion$22,609ExclusionAmount
FieldValueIRS element (for citing)
Total Other Revenue22609TotalOtherRevenue

Total Revenue TotalRevenue

FieldValueIRS element (for citing)
Total Revenue Column1074139TotalRevenueColumn
Related Or Exempt Function Income20775RelatedOrExemptFunctionIncome
Unrelated Business Revenue0UnrelatedBusinessRevenue
Exclusion$1,053,364ExclusionAmount

Comp Current Officers Directors CompCurrentOfficersDirectors

FieldValueIRS element (for citing)
Total203184Total
Program Services5709ProgramServices
Management And General197475ManagementAndGeneral

Other Salaries And Wages OtherSalariesAndWages

FieldValueIRS element (for citing)
Total719849Total
Program Services20267ProgramServices
Management And General699582ManagementAndGeneral

Pension Plan Contributions PensionPlanContributions

FieldValueIRS element (for citing)
Total50464Total
Program Services1420ProgramServices
Management And General49044ManagementAndGeneral

Other Employee Benefits OtherEmployeeBenefits

FieldValueIRS element (for citing)
Total36590Total
Program Services1029ProgramServices
Management And General35561ManagementAndGeneral

Payroll Taxes PayrollTaxes

FieldValueIRS element (for citing)
Total53163Total
Program Services1496ProgramServices
Management And General51667ManagementAndGeneral

Fees For Services Legal FeesForServicesLegal

FieldValueIRS element (for citing)
Total771985Total
Program Services5341ProgramServices
Management And General766644ManagementAndGeneral

Fees For Services Accounting FeesForServicesAccounting

FieldValueIRS element (for citing)
Total44519Total
Program Services1253ProgramServices
Management And General43266ManagementAndGeneral

Fees For Services Other FeesForServicesOther

FieldValueIRS element (for citing)
Total78933Total
Program Services2221ProgramServices
Management And General76712ManagementAndGeneral

Office Expenses OfficeExpenses

FieldValueIRS element (for citing)
Total261806Total
Program Services332ProgramServices
Management And General261474ManagementAndGeneral

Information Technology InformationTechnology

FieldValueIRS element (for citing)
Total427039Total
Program Services10372ProgramServices
Management And General416667ManagementAndGeneral

Occupancy Occupancy

FieldValueIRS element (for citing)
Total725504Total
Program Services1488ProgramServices
Management And General724016ManagementAndGeneral

Travel Travel

FieldValueIRS element (for citing)
Total54286Total
Program Services240ProgramServices
Management And General54046ManagementAndGeneral

Depreciation Depletion DepreciationDepletion

FieldValueIRS element (for citing)
Total541351Total
Program Services2742ProgramServices
Management And General538609ManagementAndGeneral

Insurance Insurance

FieldValueIRS element (for citing)
Total40665Total
Program Services910ProgramServices
Management And General39755ManagementAndGeneral

Other Expenses OtherExpenses (5 entries)

DescriptionDescriptionTotalTotalProgram ServicesProgramServicesManagement And GeneralManagementAndGeneral
MISCELLANEOUS2108647320613
PUBLIC AWARENESS8952258927
DUES AND SUBSCRIPTIONS77341747560
TRAINING & DEVELOPMENT62681536115
LICENSES AND PERMITS259211681424

All Other Expenses AllOtherExpenses

FieldValueIRS element (for citing)
Total1015Total
Program Services23ProgramServices
Management And General992ManagementAndGeneral

Total Functional Expenses TotalFunctionalExpenses

FieldValueIRS element (for citing)
Total4056985Total
Program Services56836ProgramServices
Management And General4000149ManagementAndGeneral
Fundraising0Fundraising

Savings And Temp Cash Investments SavingsAndTempCashInvestments

FieldValueIRS element (for citing)
BOY818910BOY
EOY376119EOY

Accounts Receivable AccountsReceivable

FieldValueIRS element (for citing)
BOY116955BOY
EOY60058EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

FieldValueIRS element (for citing)
BOY310483BOY
EOY272324EOY
FieldValueIRS element (for citing)
Land Buildings Equipment Basis8485886LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec7519071LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

FieldValueIRS element (for citing)
BOY1055622BOY
EOY966815EOY

Other Assets Total OtherAssetsTotal

FieldValueIRS element (for citing)
BOY583092BOY
EOY773019EOY

Total Assets TotalAssets

FieldValueIRS element (for citing)
BOY2885062BOY
EOY2448335EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

FieldValueIRS element (for citing)
BOY761325BOY
EOY751011EOY

Deferred Revenue DeferredRevenue

FieldValueIRS element (for citing)
BOY52565BOY

Other Liabilities OtherLiabilities

FieldValueIRS element (for citing)
BOY505288BOY
EOY859166EOY

Total Liabilities TotalLiabilities

FieldValueIRS element (for citing)
BOY1319178BOY
EOY1610177EOY
FieldValueIRS element (for citing)
Follow SFAS117XFollowSFAS117

Unrestricted Net Assets UnrestrictedNetAssets

FieldValueIRS element (for citing)
BOY1565884BOY
EOY838158EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

FieldValueIRS element (for citing)
BOY1565884BOY
EOY838158EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

FieldValueIRS element (for citing)
BOY2885062BOY
EOY2448335EOY
FieldValueIRS element (for citing)
Info In Schedule O Part XIXInfoInScheduleOPartXI
Reconcilation Revenue Expenses-2982846ReconcilationRevenueExpenses
Reconcilation Other Changes2255120ReconcilationOtherChanges
Info In Schedule O Part XIIXInfoInScheduleOPartXII
Method Of Accounting AccrualXMethodOfAccountingAccrual
Accountant Compile Or Review0AccountantCompileOrReview
FS Audited1FSAudited
Audit Committee1AuditCommittee
Financial Statement ConsolidatedXFinancialStatementConsolidated
Federal Grant Audit Required0FederalGrantAuditRequired

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Supporting Organization509a3XSupportingOrganization509a3
Supporting Org509a3 Type3 Func IntXSupportingOrg509a3Type3FuncInt
Contrib By Controlling Individual0ContribByControllingIndividual
Contribution By Related Party0ContributionByRelatedParty
Contrib By35 Controlled Entity0ContribBy35ControlledEntity

Supported Org Information SupportedOrgInformation (2 entries)

EINEINType Of OrganizationTypeOfOrganizationListed In Governing DocListedInGoverningDocSupported Organization NotifiedSupportedOrganizationNotifiedOrganized In USOrganizedInUSAmountAmount
INCHARGE DEBT SOLUTIONS
3307704407111$4,293,199
INCHARGE HOUSING COUNSELING SERVICES INC
0105866139111$68,859
FieldValueIRS element (for citing)
Total Number Of Supported Orgs2TotalNumberOfSupportedOrgs
Sum Of Amounts4362058SumOfAmounts

Schedule D IRS990ScheduleD

FieldValueIRS element (for citing)
Agent Trustee Etc0AgentTrusteeEtc
Beginning Balance0BeginningBalance
Additions During Year0AdditionsDuringYear
Distributions During Year0DistributionsDuringYear
Ending Balance0EndingBalance
Included On FS0IncludedOnFS

Leasehold Improvements LeaseholdImprovements

FieldValueIRS element (for citing)
Other Cost Or Other Basis317454OtherCostOrOtherBasis
Depreciation59428Depreciation
Book Value258026BookValue

Equipment Equipment

FieldValueIRS element (for citing)
Other Cost Or Other Basis8149681OtherCostOrOtherBasis
Depreciation7440892Depreciation
Book Value708789BookValue

Other Land Buildings OtherLandBuildings

FieldValueIRS element (for citing)
Other Cost Or Other Basis18751OtherCostOrOtherBasis
Depreciation18751Depreciation
Book Value0BookValue
FieldValueIRS element (for citing)
Total Of Book Value Land Buildings966815TotalOfBookValueLandBuildings

Other Assets OtherAssets (2 entries)

DescriptionDescriptionBook ValueBookValue
DEFERRED COMPENSATION638235
SECURITY DEPOSITS134784
FieldValueIRS element (for citing)
Total Book Value Other Assets773019TotalBookValueOtherAssets

Other Liabilities OtherLiabilities (2 entries)

DescriptionDescriptionAmountAmount
DEFERRED COMPENSATION$638,235
DEFERRED RENT$220,931
FieldValueIRS element (for citing)
Total Of Amounts859166TotalOfAmounts

Form990 Schedule D Part XIV Form990ScheduleDPartXIV (2 entries)

Return ReferenceReturnReferenceExplanationExplanationIdentifierIdentifier
PART IV, LINE 1B:ICI OFFERS FINANCIAL COUNSELING FOCUSED ON RAISING AWARENESS AS TO THE IMPORTANCE THAT AN INDIVIDUAL'S CREDIT REPORT CAN HAVE ON THEIR OVERALL FINANCIAL WELL BEING. ICI DOES NOT RECEIVE, MAINTAIN OR DISTRIBUTE CONSUMER FUNDS RELATED TO SERVICES PROVIDED.
PART X:ICI BELIEVES THAT IT HAS APPROPRIATE SUPPORT FOR ANY TAX POSITIONS TAKEN, AND AS SUCH, DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS THAT ARE MATERIAL TO THE FINANCIAL STATEMENTS.DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48:

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Compensation CommitteeXCompensationCommittee
Independent ConsultantXIndependentConsultant
Form990 Of Other OrganizationsXForm990OfOtherOrganizations
Compensation SurveyXCompensationSurvey
Board Or Committee ApprovalXBoardOrCommitteeApproval
Severance Payment0SeverancePayment
Supplemental Nonqual Retire Plan1SupplementalNonqualRetirePlan
Equity Based Comp Arrangement0EquityBasedCompArrangement
Comp Based On Revenue Of Filing Org0CompBasedOnRevenueOfFilingOrg
Comp Based On Revenue Related Orgs0CompBasedOnRevenueRelatedOrgs
Comp Based Net Earnings Filing Org0CompBasedNetEarningsFilingOrg
Comp Based Net Earnings Relate Orgs0CompBasedNetEarningsRelateOrgs
Any Non Fixed Payments0AnyNonFixedPayments
Initial Contract Exception0InitialContractException

Form990 Schedule J Part II Form990ScheduleJPartII (4 entries)

Base Compensation Filing OrgBaseCompensationFilingOrgComp Based On Related OrgsCompBasedOnRelatedOrgsBonus Filing OrgBonusFilingOrgBonus Related OrgsBonusRelatedOrgsOther Compensation Filing OrgOtherCompensationFilingOrgOther Compensation Related OrgsOtherCompensationRelatedOrgsDeferred Comp Filing OrgDeferredCompFilingOrgDeferred Comp Related OrgsDeferredCompRelatedOrgsNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgNontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgsTotal Compensation Filing OrgTotalCompensationFilingOrgTotal Compensation Related OrgsTotalCompensationRelatedOrgsComp Report Prior990 Filing OrgCompReportPrior990FilingOrgComp Report Prior990 Related OrgsCompReportPrior990RelatedOrgs
ETTA W MONEY
53190159569375011250282084617226216776485194567347122041300
WILLIAM MALSEED
2587211029619008100969413120728834202286223283513998300
JODI MCGREGOR
71490102875205029502776399457848321631590858841512722500
DAVID C JONES
00006072600000607260607260

Form990 Schedule J Part III Form990ScheduleJPartIII

FieldValueIRS element (for citing)
Return ReferencePART I, LINE 4BReturnReference
ExplanationICI HAS A NON-QUALIFIED DEFERRED COMPENSATION PLAN FOR CERTAIN KEY EXECUTIVES. UNDER THE DEFERRED COMPENSATION PLAN, ICI HAS DEFERRED PORTIONS OF THE PARTICIPATING EXECUTIVE'S COMPENSATION. THE VESTED COMPENSATION BALANCE IS PAYABLE UPON RETIREMENT, DEATH, OR TERMINATION (OTHER THAN FOR CAUSE) OF THE EXECUTIVE. THE DEFERRED COMPENSATION HAS BEEN INVESTED IN ANNUITY POLICIES. DAVID C. JONES RECEIVES MONTHLY PAYOUTS FROM THIS ANNUITY-BASED DEFERRED COMPENSATION PLAN.Explanation

Schedule L IRS990ScheduleL

Form990 Schedule L Part IV Form990ScheduleLPartIV (2 entries)

RelationshipRelationshipAmount Of TransactionAmountOfTransactionDescription Of TransactionDescriptionOfTransactionSharing Of RevenuesSharingOfRevenues
SHARPIRO SHER GUINOT & SANDLER
LONNIE RITZER IS ON THE BOARD OF ICI AND IS A PARTNER AT THIS LAW FIRM.26191LEGAL SERVICES0
RICHARD ANDERSON
BOARD TRUSTEE36000CONSULTING SERVICES0

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (10 entries)

IdentifierIdentifierReturn ReferenceReturnReferenceExplanationExplanation
CHANGES IN PROGRAM SERVICESFORM 990, PART III, LINE 3EFFECTIVE JANUARY 19, 2010, THE BRIGHTSCORE CREDIT EDUCATION AND COUNSELING PROGRAM WAS DISCONTINUED.
FORM 990, PART VI, SECTION B, LINE 11THE TREASURER, AUDIT COMMITTEE, AND THE PRESIDENT & CEO OF INCHARGE INSTITUTE OF AMERICA REVIEW AND APPROVE THE FORM 990 PRIOR TO ITS FILING.
FORM 990, PART VI, SECTION B, LINE 12COFFICERS, DIRECTORS, TRUSTEES AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE ANY POTENTIAL CONFLICTS OF INTEREST ON A CONFLICT OF INTEREST FORM THAT IS COMPLETED ANNUALLY. POTENTIAL CONFLICTS ARE TO BE REPORTED TO THE ORGANIZATION AS SOON AS KNOWN. FOLLOW UP IS PERFORMED TO ENSURE ALL CONFLICT OF INTEREST FORMS ARE RECEIVED.
FORM 990, PART VI, SECTION B, LINE 15THE ORGANIZATION HAS A SEPARATE BOARD APPOINTED COMPENSATION COMMITTEE THAT DETERMINES THE SALARY OF THE OFFICERS ON AN ANNUAL BASIS. COMPARABILITY DATA AND PERFORMANCE IS REVIEWED FOR OFFICERS ANNUALLY. ON A REGULAR BASIS, AN INDEPENDENT COMPENSATION CONSULTANT MAY BE USED TO PERFORM A COMPENSATION SURVEY OR STUDY. KEY EMPLOYEES MAY RECEIVE INCREASES AND ARE ELIGIBLE FOR EXCEPTIONAL PERFORMANCE INCREASES BASED ON PERFORMANCE. PERIODICALLY, KEY EMPLOYEES' SALARIES ARE COMPARED TO MARKET DATA.
FORM 990, PART VI, SECTION C, LINE 18THE ORGANIZATION MAKES ITS FORM 1023 AND FORM 990 AVAILABLE TO THE PUBLIC UPON REQUEST. THE ORGANIZATION'S FORM 990 IS ALSO AVAILABLE ON GUIDESTAR.ORG.
FORM 990, PART VI, SECTION C, LINE 19THE ORGANIZATION PROVIDES COPIES OF ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AS VALID REQUESTS ARE RECEIVED.
CONTACT ADDRESSES FOR OFFICERS, DIRECTORS, ETCFORM 990, PART VIIDAVID C. JONES - 7926 KIMBRO LANE, ORLANDO, FL 32818. SANDRA CUNNINGHAM - 1501 K STREET NW, SUITE 1100, WASHINGTON, DC 20005.
FORM 990, PART VII, SECTION A, COLUMN (B)AVERAGE HOURS PER WEEK FOR RELATED ORGANIZATIONS: WILLIAM MALSEED - INCHARGE DEBT SOLUTIONS, 18 HOURS; INCHARGE EDUCATION FOUNDATION, 13 HOURS; INCHARGE HOUSING COUNSELING SERVICES, 1 HOUR. RICHARD ANDERSON - INCHARGE HOUSING COUNSELING SERVICES, 1 HOUR; INCHARGE EDUCATION FOUNDATION, 1 HOUR. DON STEVENSON - INCHARGE EDUCATION FOUNDATION, 1 HOUR; INCHARGE HOUSING COUNSELING SERVICES, 1 HOUR. ETTA MONEY - INCHARGE DEBT SOLUTIONS, 20 HOURS; INCHARGE EDUCATION FOUNDATION, 10 HOURS. JODI MCGREGOR - INCHARGE DEBT SOLUTIONS, 16 HOURS; INCHARGE EDUCATION FOUNDATION, 7 HOURS; INCHARGE HOUSING COUNSELING SERVICES, 1 HOUR. MARK NAGIEL - INCHARGE DEBT SOLUTIONS, 22 HOURS; INCHARGE EDUCATION FOUNDATION, 8 HOURS. HUBERT RIVERA - INCHARGE DEBT SOLUTIONS, 24 HOURS; INCHARGE EDUCATION FOUNDATION, 10 HOURS. LONNIE M RITZER - INCHARGE DEBT SOLUTIONS, 1 HOUR. NORRIS OVERTON - INCHARGE EDUCATION FOUNDATION, 1 HOUR. ROBERT RUIZ - INCHARGE EDUCATION FOUNDATION, 1 HOUR.
CHANGES IN NET ASSETS OR FUND BALANCES:FORM 990, PART XI, LINE 5:CONTRIBUTED NET ASSETS FROM AFFILIATED ENTITIES 2,255,120. TOTAL TO FORM 990, PART XI, LINE 5: 2,255,120.
FORM 990, PART XII, QUESTIONS 2CTHE ORGANIZATION'S AUDIT COMMITTEE IS RESPONSIBLE FOR SELECTING AN INDEPENDENT ACCOUNTANT AND OVERSEEING THE AUDIT OF ITS FINANCIAL STATEMENTS ON AN ANNUAL BASIS. THE PROCESS HAS NOT CHANGED DURING THE TAX YEAR.

Schedule R IRS990ScheduleR

Form990 Schedule R Part II Form990ScheduleRPartII (3 entries)

Address Line1AddressUS/AddressLine1CityAddressUS/CityStateAddressUS/StateZIP CodeAddressUS/ZIPCodeEINEINPrimary ActivitiesPrimaryActivitiesLegal Domicile StateLegalDomicileStateExempt Code SectionExemptCodeSectionPublic Charity StatusPublicCharityStatusBusiness Name Line1DirectControllingEntityName/BusinessNameLine1Controlled OrgControlledOrg
INCARGE DEBT SOLUTIONS
5750 MAJOR BLVD SUITE 175ORLANDOFL32819330770440FINANCIAL COUNSELINGNV501(C)(3)LINE 7INCHARGE INSTITUTE OF AMERICA INC1
INCHARGE HOUSING COUNSELING SERVICES INC
5750 MAJOR BLVD SUITE 175ORLANDOFL32819010586613HOUSING COUNSELING SERVICESMD501(C)(3)LINE 9INCHARGE INSTITUTE OF AMERICA INC1
INCHARGE EDUCATION FOUNDATION INC
5750 MAJOR BLVD SUITE 310ORLANDOFL32819200152720DEVELOP FINANCIAL EDUCATIONAL MATERIALS AND RESOURCESDE501(C)(3)LINE 11B, IIINCHARGE INSTITUTE OF AMERICA INC1

Form990 Schedule R Part IV Form990ScheduleRPartIV

Name Of Related Org NameOfRelatedOrg

FieldValueIRS element (for citing)
Business Name Line1NATIONAL CREDIT COUNSELING SERVICES INCBusinessNameLine1

Address US AddressUS

FieldValueIRS element (for citing)
Address Line15750 MAJOR BLVD SUITE 300AddressLine1
CityORLANDOCity
StateFLState
ZIP Code32819ZIPCode
FieldValueIRS element (for citing)
EIN521799746EIN
Primary ActivityINACTIVEPrimaryActivity
Legal Domicile StateMDLegalDomicileState

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1INCHARGE INSTIUTE OF AMERICA INCBusinessNameLine1
FieldValueIRS element (for citing)
Type Of EntityCTypeOfEntity
Percentage Ownership1.00000PercentageOwnership
FieldValueIRS element (for citing)
Receipt Of Int Ann Rents Royalties0ReceiptOfIntAnnRentsRoyalties
Gift Grant Or Cap Contr To Other Org0GiftGrantOrCapContrToOtherOrg
Gift Grant Or Cap Contr Fr Other Org0GiftGrantOrCapContrFrOtherOrg
Loans Or Guarantees To Other Org0LoansOrGuaranteesToOtherOrg
Loans Or Guarantees From Other Org0LoansOrGuaranteesFromOtherOrg
Sale Of Assets To Other Org0SaleOfAssetsToOtherOrg
Purchase Of Assets From Other Org0PurchaseOfAssetsFromOtherOrg
Exchange Of Assets0ExchangeOfAssets
Rental Of Facilities To Other Orgs0RentalOfFacilitiesToOtherOrgs
Rental Of Facilities Fr Other Orgs0RentalOfFacilitiesFrOtherOrgs
Perform Of Services For Other Orgs1PerformOfServicesForOtherOrgs
Perform Of Services By Other Orgs1PerformOfServicesByOtherOrgs
Sharing Of Facilities1SharingOfFacilities
Sharing Of Paid Employees1SharingOfPaidEmployees
Reimbursement Paid To Other Org0ReimbursementPaidToOtherOrg
Reimbursement Paid By Other Org0ReimbursementPaidByOtherOrg
Other Transfer To Other Org1OtherTransferToOtherOrg
Other Transfer From Other Org1OtherTransferFromOtherOrg

Transactions Related Orgs Table TransactionsRelatedOrgsTable (8 entries)

Transaction TypeTransactionTypeAmount InvolvedAmountInvolvedMethod Of Amt DeterminationMethodOfAmtDetermination
INCHARGE DEBT SOLUTIONS
K4293199USAGE
INCHARGE EDUCATION FOUNDATION INC
K2050523USAGE
INCHARGE HOUSING COUNSELING SERVICES INC
K68859USAGE
INCHARGE EDUCATION FOUNDATION INC
M138630USAGE
INCHARGE DEBT SOLUTIONS
M505404USAGE
INCHARGE DEBT SOLUTIONS
R5641520CASH
INCHARGE HOUSING COUNSELING SERVICES INC
R392731CASH
INCHARGE EDUCATION FOUNDATION INC
R4154939CASH