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ONPOINT COMMUNITY CREDIT UNION: Form 990, tax year 2025

View the entire original 990 at ProPublica ↗

Organization
ONPOINT COMMUNITY CREDIT UNION (EIN 93-0257765)
Tax period
2025-01-01 to 2025-12-31
Filed
2026-04-27
IRS object ID
202631179349302263
Schema version
2025v4.1
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2026-04-27T17:58:56-05:00ReturnTs
Tax Period End2025-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN390859910PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1BAKER TILLY ADVISORY GROUP LPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1805 SW BROADWAY STE 1400AddressLine1Txt
CityPORTLANDCityNm
State AbbreviationORStateAbbreviationCd
ZIP97205ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2025-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN930257765EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1ONPOINT COMMUNITY CREDIT UNIONBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlONPOBusinessNameControlTxt
Phone5032731764PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 3750AddressLine1Txt
CityPORTLANDCityNm
State AbbreviationORStateAbbreviationCd
ZIP972083750ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonLISA WHITEPersonNm
Person TitleSVP/CFOPersonTitleTxt
Phone5032731764PhoneNum
Signature2026-04-24SignatureDt
Discuss With Paid PreparerYes (1)DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonWENDY CAMPOSPreparerPersonNm
PTINP00448102PTIN
Phone5032421447PhoneNum
Preparation2026-04-06PreparationDt
FieldValueIRS element (for citing)
Tax2025TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerROBERT STUARTPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 3750AddressLine1Txt
CityPORTLANDCityNm
State AbbreviationORStateAbbreviationCd
ZIP972083750ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$590,006,527GrossReceiptsAmt
Group Return For Affiliates0GroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website AddressWWW.ONPOINTCU.COMWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1932FormationYr
Legal Domicile StateORLegalDomicileStateCd
Activity Or MissionPROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES.ActivityOrMissionDesc
Voting Members Governing Body9VotingMembersGoverningBodyCnt
Voting Members Independent9VotingMembersIndependentCnt
Total Employee1472TotalEmployeeCnt
Total Volunteers0TotalVolunteersCnt
Total Gross UBI$1,018,684TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm$0NetUnrelatedBusTxblIncmAmt
PY Contributions Grants$0PYContributionsGrantsAmt
CY Contributions Grants$0CYContributionsGrantsAmt
PY Program Service Revenue$416,484,555PYProgramServiceRevenueAmt
CY Program Service Revenue$463,095,976CYProgramServiceRevenueAmt
PY Investment Income$139,736,548PYInvestmentIncomeAmt
CY Investment Income$125,549,555CYInvestmentIncomeAmt
PY Other Revenue$0PYOtherRevenueAmt
CY Other Revenue$0CYOtherRevenueAmt
PY Total Revenue$556,221,103PYTotalRevenueAmt
CY Total Revenue$588,645,531CYTotalRevenueAmt
PY Grants And Similar Paid$14,036,639PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$14,159,180CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members$0PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$139,603,362PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$159,594,871CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns$0PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$277,838,280PYOtherExpensesAmt
CY Other Expenses$297,498,208CYOtherExpensesAmt
PY Total Expenses$431,478,281PYTotalExpensesAmt
CY Total Expenses$471,252,259CYTotalExpensesAmt
PY Revenues Less Expenses$124,742,822PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$117,393,272CYRevenuesLessExpensesAmt
Total Assets BOY$9,711,312,299TotalAssetsBOYAmt
Total Assets EOY$9,544,874,665TotalAssetsEOYAmt
Total Liabilities BOY$8,482,880,302TotalLiabilitiesBOYAmt
Total Liabilities EOY$8,179,682,567TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$1,228,431,997NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$1,365,192,098NetAssetsOrFundBalancesEOYAmt
MissionPROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES.MissionDesc
Significant New Program Srvc0SignificantNewProgramSrvcInd
Significant Change0SignificantChangeInd
DescIN 2025, MEMBERSHIP IN THE CREDIT UNION GREW TO 637,073 MEMBERS. ONPOINT COMMUNITY CREDIT UNION PROVIDED THE MEMBERSHIP WITH FINANCIAL SERVICES, INCLUDING THE PROVISION OF 288,376 LOANS AND 1,409,874 DEPOSIT ACCOUNTS TO MEMBERS AT COMPETITIVE RATES.Desc
Described In Section501c30DescribedInSection501c3Ind
Schedule B Required0ScheduleBRequiredInd
Political Campaign ActyYes (1)PoliticalCampaignActyInd
Subject To Proxy Tax0SubjectToProxyTaxInd
Donor Advised Fund0DonorAdvisedFundInd
Conservation Easements0ConservationEasementsInd
Collections Of Art0CollectionsOfArtInd
Credit CounselingYes (1)CreditCounselingInd
Donor Rstr Or Quasi Endowments0DonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentYes (1)ReportLandBuildingEquipmentInd
Report Investments Other Sec0ReportInvestmentsOtherSecInd
Report Program Related Invst0ReportProgramRelatedInvstInd
Report Other Assets0ReportOtherAssetsInd
Report Other LiabilitiesYes (1)ReportOtherLiabilitiesInd
Include FIN48 FootnoteYes (1)IncludeFIN48FootnoteInd
Independent Audit Fincl StmtYes (1)IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt0ConsolidatedAuditFinclStmtInd
School Operating0SchoolOperatingInd
Foreign Office0ForeignOfficeInd
Foreign Activities0ForeignActivitiesInd
More Than5000 K To Org0MoreThan5000KToOrgInd
More Than5000 K To Individuals0MoreThan5000KToIndividualsInd
Professional Fundraising0ProfessionalFundraisingInd
Fundraising Activities0FundraisingActivitiesInd
Gaming Activities0GamingActivitiesInd
Operate Hospital0OperateHospitalInd
Grants To OrganizationsYes (1)GrantsToOrganizationsInd
Grants To Individuals0GrantsToIndividualsInd
Schedule J RequiredYes (1)ScheduleJRequiredInd
Tax Exempt Bonds0TaxExemptBondsInd
Loan Outstanding0LoanOutstandingInd
Grant To Related Person0GrantToRelatedPersonInd
Business Rln With Org Mem0BusinessRlnWithOrgMemInd
Business Rln With Fam Mem0BusinessRlnWithFamMemInd
Business Rln With35 Ctrl Ent0BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri0DeductibleNonCashContriInd
Deductible Art Contribution0DeductibleArtContributionInd
Terminate Operations0TerminateOperationsInd
Partial Liquidation0PartialLiquidationInd
Disregarded EntityYes (1)DisregardedEntityInd
Related Entity0RelatedEntityInd
Related Organization Ctrl Ent0RelatedOrganizationCtrlEntInd
Activities Conducted Prtshp0ActivitiesConductedPrtshpInd
Schedule O RequiredYes (1)ScheduleORequiredInd
IRP Document349418IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (1)BackupWthldComplianceInd
Employee1472EmployeeCnt
Employment Tax Returns FiledYes (1)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitYes (1)UnrelatedBusIncmOverLimitInd
Form990 T FiledYes (1)Form990TFiledInd
Foreign Financial Account0ForeignFinancialAccountInd
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTransInd
Taxable Party Notification0TaxablePartyNotificationInd
Nondeductible Contributions0NondeductibleContributionsInd
Rcv Fnds To Pay Prsnl Bnft Cntrct0RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct0PayPremiumsPrsnlBnftCntrctInd
Indoor Tanning Services0IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtYes (1)SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc0SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members9GoverningBodyVotingMembersCnt
Independent Voting Member9IndependentVotingMemberCnt
Family Or Business Rln0FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties0DelegationOfMgmtDutiesInd
Change To Org Documents0ChangeToOrgDocumentsInd
Material Diversion Or Misuse0MaterialDiversionOrMisuseInd
Members Or StockholdersYes (1)MembersOrStockholdersInd
Election Of Board MembersYes (1)ElectionOfBoardMembersInd
Decisions Subject To ApprovaYes (1)DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (1)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (1)MinutesOfCommitteesInd
Officer Mailing Address0OfficerMailingAddressInd
Local Chapters0LocalChaptersInd
Form990 Provided To Gvrn BodyYes (1)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (1)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (1)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (1)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (1)WhistleblowerPolicyInd
Document Retention PolicyYes (1)DocumentRetentionPolicyInd
Compensation Process CEOYes (1)CompensationProcessCEOInd
Compensation Process Other0CompensationProcessOtherInd
Investment In Joint Venture0InvestmentInJointVentureInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1STEVE BROUILLET CONTROLLERBusinessNameLine1Txt
FieldValueIRS element (for citing)
Phone5032214118PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line12701 NW VAUGHN STREET SUITE 800AddressLine1Txt
CityPORTLANDCityNm
State AbbreviationORStateAbbreviationCd
ZIP97210ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (28 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtKey EmployeeKeyEmployeeIndHighest Compensated EmployeeHighestCompensatedEmployeeIndFormer Ofcr Director TrusteeFormerOfcrDirectorTrusteeInd
D NAKATA
CHAIR13.00Yes (X)Yes (X)$105,875$0$0
A SLAGLE
VICE CHAIR6.50Yes (X)Yes (X)$81,125$0$0
N RAMIREZ ARRIAGA
SECRETARY6.50Yes (X)Yes (X)$36,000$0$0
M MROCZEK
DIRECTOR6.50Yes (X)$83,125$0$0
F TRIPP
DIRECTOR6.50Yes (X)$76,625$0$0
K THOMAJAN
DIRECTOR6.50Yes (X)$76,625$0$0
M WILLER
DIRECTOR6.50Yes (X)$78,059$0$0
G CHANDLER
DIRECTOR6.50Yes (X)$72,125$0$0
R GANTT
DIRECTOR6.50Yes (X)$36,000$0$0
M DAMM
DIRECTOR6.50Yes (X)$36,000$0$0
R STUART
PRESIDENT/CEO50.00Yes (X)$2,136,792$0$291,306
J HUNT
SVP/CFO45.00Yes (X)$1,024,245$0$172,640
S LEUGERS
SVP/CHIEF CREDIT OFFICER45.00Yes (X)$780,272$0$43,109
J BUCHANAN
SVP/CHIEF CREDIT OFFICER45.00Yes (X)$226,486$0$10,429
T MCVAY
SVP/CHIEF RETAIL OFFICER45.00$940,898$0$163,890Yes (X)
W OLIVER
SVP/CHIEF LEGAL OFFICER45.00$755,023$0$136,049Yes (X)
T CLEVENGER
SVP/CHIEF MKTG OFFICER45.00$751,264$0$144,656Yes (X)
P GROMAN
SVP/CHIEF PEOPLE OFFICER45.00$731,455$0$129,248Yes (X)
R HARDING
SVP/CHIEF COMMERCIAL OFFICER45.00$717,640$0$148,076Yes (X)
D LAVIOLETTE
SVP/CHIEF INFORMATION OFFICER45.00$475,434$0$116,250Yes (X)
S CANTRELL
SVP/CHIEF RISK OFFICER45.00$401,303$0$97,090Yes (X)
J ARMSTRONG
SVP/CIO & OPS EXECUTIVE45.00$1,055,012$0$23,635Yes (X)
A EMERSON
SVP/ONPOINT MORTGAGE45.00$577,910$0$145,148Yes (X)
N BERNING
FINANCIAL ADVISOR45.00$464,908$0$46,049Yes (X)
D BARTOSZ
FINANCIAL ADVISOR45.00$413,580$0$59,326Yes (X)
M LINDSAY-LIPKINS
SVP/ONPOINT INVESTMENT SERVICES45.00$479,660$0$46,049Yes (X)
L HAKE
FINANCIAL ADVISOR45.00$398,330$0$59,326Yes (X)
C ANDERSON
FORMER SVP/CHIEF RISK OFFICER0.00$675,059$0$0Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$13,686,830TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org$0TotReportableCompRltdOrgAmt
Total Other Compensation$1,832,276TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K280IndivRcvdGreaterThan100KCnt
Former Ofcr Employees ListedYes (1)FormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (1)TotalCompGreaterThan150KInd
Compensation From Other Srcs0CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmt
FISERV INC
75 REMITTANCE DR STE 6959CHICAGOIL60675CARD & ATM NETWORK PROCESSING$16,828,227
PAYMENT SYSTEMS FOR CREDIT UNION
560 CARILLON PARKWAYST PETERSBURGFL33176CREDIT CARD PROCESSING$9,960,193
VISA
PO BOX 8999SAN FRANCISCOCA94128DEBIT & CREDIT CARD PROCESSING$9,811,383
Q2 SOFTWARE INC
2975 REGENT BLVDIRVINGTX75320ONLINE BANKING$7,347,920
LANVERA LTD
112 WRANGLER DR STE 150COPPELLTX75019MEMBER STATEMENT PROCESSING$4,732,500
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K117CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (4 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmtUnrelated Business RevenueUnrelatedBusinessRevenueAmt
INTEREST MEMBER LOANS522100$349,118,294$349,118,294
INTERCHANGE INCOME522100$64,038,018$64,038,018
OTHER OPERATING INCOME522100$36,179,216$35,416,692$762,524
SERVICE FEES522100$13,760,448$13,504,288$256,160
FieldValueIRS element (for citing)
Total Program Service Revenue$463,095,976TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$125,110,271TotalRevenueColumnAmt
Exclusion$125,110,271ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

FieldValueIRS element (for citing)
Securities$1,492,964SecuritiesAmt
Other$307,316OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

FieldValueIRS element (for citing)
Securities$1,061,252SecuritiesAmt
Other$299,744OtherAmt

Gain Or Loss GainOrLossGrp

FieldValueIRS element (for citing)
Securities$431,712SecuritiesAmt
Other$7,572OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$439,284TotalRevenueColumnAmt
Exclusion$439,284ExclusionAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$588,645,531TotalRevenueColumnAmt
Related Or Exempt Func Income$462,077,292RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$1,018,684UnrelatedBusinessRevenueAmt
Exclusion$125,549,555ExclusionAmt
FieldValueIRS element (for citing)
Info In Schedule O Part IXYes (X)InfoInScheduleOPartIXInd

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$14,159,180TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$12,828,820TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$105,755,122TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$10,166,561TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$19,689,164TotalAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$11,155,204TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$32,789TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$240,379TotalAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$47,157,036TotalAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$12,956,958TotalAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$25,492,686TotalAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$14,212,677TotalAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$14,875,424TotalAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$1,064,064TotalAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$1,136,147TotalAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$127,893,428TotalAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$7,316,219TotalAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$587,746TotalAmt

Other Expenses OtherExpensesGrp

FieldValueIRS element (for citing)
DescLOAN LOSS PROVISIONDesc
Total$35,794,455TotalAmt

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$8,738,200TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$471,252,259TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$274,375,841BOYAmt
EOY$325,151,493EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$2,097,861,782BOYAmt
EOY$1,895,868,711EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
BOY$36,528,663BOYAmt
EOY$33,633,241EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$5,755,061,533BOYAmt
EOY$6,115,789,669EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$11,776,795BOYAmt
EOY$12,731,668EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$98,241,913LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$55,255,307LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$40,540,101BOYAmt
EOY$42,986,606EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

FieldValueIRS element (for citing)
BOY$1,341,522,192BOYAmt
EOY$959,649,953EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

FieldValueIRS element (for citing)
BOY$6,402,350BOYAmt
EOY$12,761,450EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$147,243,042BOYAmt
EOY$146,301,874EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$9,711,312,299BOYAmt
EOY$9,544,874,665EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$155,513,431BOYAmt
EOY$145,900,083EOYAmt

Deferred Revenue DeferredRevenueGrp

FieldValueIRS element (for citing)
BOY$3,161,622BOYAmt
EOY$2,345,636EOYAmt

Escrow Account Liability EscrowAccountLiabilityGrp

FieldValueIRS element (for citing)
BOY$6,020,365BOYAmt
EOY$5,489,622EOYAmt

Other Liabilities OtherLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$8,318,184,884BOYAmt
EOY$8,025,947,226EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$8,482,880,302BOYAmt
EOY$8,179,682,567EOYAmt
FieldValueIRS element (for citing)
Org Does Not Follow FASB117Yes (X)OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$1,228,431,997BOYAmt
EOY$1,365,192,098EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$1,228,431,997BOYAmt
EOY$1,365,192,098EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$9,711,312,299BOYAmt
EOY$9,544,874,665EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss$117,393,272ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst$19,366,829NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets$0OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or Review0AccountantCompileOrReviewInd
FS AuditedYes (1)FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

FieldValueIRS element (for citing)
Separate Basis Fincl StmtYes (X)SeparateBasisFinclStmtInd
FieldValueIRS element (for citing)
Audit CommitteeYes (1)AuditCommitteeInd
Federal Grant Audit Required0FederalGrantAuditRequiredInd

Schedule C IRS990ScheduleC

FieldValueIRS element (for citing)
Political Expenditures$25,305PoliticalExpendituresAmt
Volunteer Hours0VolunteerHoursCnt
Internal Funds Contributed$25,305InternalFundsContributedAmt
Total Exempt Function Expend$25,305TotalExemptFunctionExpendAmt
Form1120 POL FiledYes (1)Form1120POLFiledInd

Section527 Political Org Section527PoliticalOrgGrp (3 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdEINEINPaid Internal FundsPaidInternalFundsAmt
CREDIT UNION LEGISLATIVE ACTION FUND (CULAF)
18000 INTL BLVD 1102SEATACWA98188911649328$25,000
OREGON BUSINESS & INDUSTRY ASSOC PAC
1149 COURT ST NESALEMOR97301823435454$155
ASSOC OF WASHINGTON BUSINESS PAC
PO BOX 658OLYMPIAWA98507910496803$150

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART I-A, LINE 1:FormAndLineReferenceDesc
ExplanationANNUAL CONTRIBUTIONS TO THE CREDIT UNION LEGISLATIVE ACTION FUND, WHICH ENHANCES CREDIT UNION VISIBILITY AMONG LAWMAKERS AND BUILDS STRONG POLITICAL RELATIONSHIPS. ADDITIONAL CONTRIBUTIONS TO THE OREGON BUSINESS & INDUSTRY PAC AND ASSOCIATION OF WASHINGTON BUSINESS PAC.ExplanationTxt

Schedule D IRS990ScheduleD

FieldValueIRS element (for citing)
Agent Trustee Etc0AgentTrusteeEtcInd
Incl Escrow Custodial Acct LiabYes (1)InclEscrowCustodialAcctLiabInd
Explanation ProvidedYes (X)ExplanationProvidedInd

Land LandGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$3,415,986OtherCostOrOtherBasisAmt
Book Value$3,415,986BookValueAmt

Buildings BuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$6,590,287OtherCostOrOtherBasisAmt
Depreciation$2,350,290DepreciationAmt
Book Value$4,239,997BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$42,144,918OtherCostOrOtherBasisAmt
Depreciation$26,799,475DepreciationAmt
Book Value$15,345,443BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$41,036,769OtherCostOrOtherBasisAmt
Depreciation$25,737,208DepreciationAmt
Book Value$15,299,561BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$5,053,953OtherCostOrOtherBasisAmt
Depreciation$368,334DepreciationAmt
Book Value$4,685,619BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$42,986,606TotalBookValueLandBuildingsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (7 entries)

DescDescAmtAmt
SAVINGS$5,010,000,766
CHECKING$2,406,977,779
MONEY MARKET ACCOUNTS$235,462,862
INDIVIDUAL RETIREMENT ACCOUNTS$167,724,477
CERTIFICATES OF DEPOSIT$140,285,368
BORROWINGS$5,197,214
OPERATING LEASE LIABILITIES$60,298,760
FieldValueIRS element (for citing)
Total Liability$8,025,947,226TotalLiabilityAmt
Footnote TextYes (X)FootnoteTextInd
Total Rev Etc Audited Fincl Stmt$608,012,360TotalRevEtcAuditedFinclStmtAmt
Net Unrealized Gains Invst$19,366,829NetUnrealizedGainsInvstAmt
Revenue Not Reported$19,366,829RevenueNotReportedAmt
Revenue Subtotal$588,645,531RevenueSubtotalAmt
Revenue Not Reported Fincl Stmt$0RevenueNotReportedFinclStmtAmt
Total Revenue Per Form990$588,645,531TotalRevenuePerForm990Amt
Tot Expns Etc Audited Fincl Stmt$471,252,259TotExpnsEtcAuditedFinclStmtAmt
Expenses Not Reported$0ExpensesNotReportedAmt
Expenses Subtotal$471,252,259ExpensesSubtotalAmt
Expenses Not Rpt Fincl Stmt$0ExpensesNotRptFinclStmtAmt
Total Expenses Per Form990$471,252,259TotalExpensesPerForm990Amt

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
PART IV, LINE 2B:THE FUNDS ONPOINT COLLECTS FOR TAXES AND INSURANCE ON BEHALF OF ITS MEMBERS ARE HELD IN AN ESCROW ACCOUNT AND INCLUDED WITHIN THE BALANCE SHEET.
PART X, LINE 2:THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL INCOME TAXES. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION DESCRIBED IN IRC SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. EXEMPT ORGANIZATION AND UNRELATED BUSINESS INCOME TAX RETURNS ARE FILED ANNUALLY WITH THE APPLICABLE FEDERAL, STATE, AND LOCAL TAX JURISDICTIONS. FASB CODIFICATION TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE LIKELY THAN NOT TO BE SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED DECEMBER 31, 2025, AND 2024, MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. THE CREDIT UNION RECOGNIZES INTEREST ACCRUED AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AS NON-INTEREST EXPENSE. NO INTEREST OR PENALTIES WERE RECOGNIZED FOR THE YEARS ENDED DECEMBER 31, 2025, AND 2024.

Schedule I IRS990ScheduleI

FieldValueIRS element (for citing)
Grant Records MaintainedYes (1)GrantRecordsMaintainedInd

Recipient Table RecipientTable (180 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdRecipient EINRecipientEINIRC SectionIRCSectionDescCash GrantCashGrantAmtNon Cash AssistanceNonCashAssistanceAmtPurpose Of GrantPurposeOfGrantTxtAddress Line2USAddress/AddressLine2Txt
ONPOINT COMMUNITY CREDIT UNION FOUNDATION
2701 NW VAUGHN STREET SUITE 800PORTLANDOR97210934738169501(C)(3)$10,000,000$0COMMUNITY OUTREACH
GOWEST CREDIT UNION ASSOCIATION
18000 INTERNATIONAL BLVD STE 1102SEATACWA98188911649328501(C)(6)$226,500$0COMMUNITY OUTREACH
UNIVERSITY OF OREGON FOUNDATION
1720 E 13TH AVEEUGENEOR97403936015767501(C)(3)$103,000$0COMMUNITY OUTREACH
CHILDREN'S MIRACLE NETWORK
205 WEST 700 SOUTHSALT LAKE CITYUT84101870387205501(C)(3)$79,927$0COMMUNITY OUTREACH
YOUTH VILLAGES
5331 S MACADAM AVE STE 287PORTLANDOR97239581716970501(C)(3)$71,000$0COMMUNITY OUTREACH
AMERICAN ONLINE GIVING FOUNDATION INC
40 EAST MAIN STREET SUITE 887NEWARKDE19711810739440501(C)(3)$68,808$0COMMUNITY OUTREACH
JUNIOR ACHIEVEMENT OF OREGON &
7830 SE FOSTER RDPORTLANDOR97206930384007501(C)(3)$65,000$0COMMUNITY OUTREACH
SCHOOLHOUSE SUPPLIES
2735 NE 82ND AVENUEPORTLANDOR97220204223437501(C)(3)$52,545$0COMMUNITY OUTREACH
CASCADE AIDS PROJECT
208 SW 5TH AVENUE SUITE 800PORTLANDOR97204930903383501(C)(3)$52,500$0COMMUNITY OUTREACH
PORTLAND WORKFORCE ALLIANCE
7100 SE DIVISION STPORTLANDOR97206272964874501(C)(3)$51,000$0COMMUNITY OUTREACH
CREDIT UNION HOUSE
403 C STREET NEWASHINGTONDC20002522189192501(C)(3)$50,000$0COMMUNITY OUTREACH
AMERICAN HEART ASSOCIATION
WESTERN STATES - ACCTS RECBOONEIA50950135613797501(C)(3)$43,000$0COMMUNITY OUTREACH
ALBINA VISION TRUST
PO BOX 5124PORTLANDOR97208823733402501(C)(3)$40,000$0COMMUNITY OUTREACH
BLACK UNITED FUND OF OREGON
2828 NE ALBERTA STPORTLANDOR97211930843267501(C)(3)$40,000$0COMMUNITY OUTREACH
HACIENDA COMMUNITY DEVELOPMENT CORP
6700 NE KILLINGSWORTH STPORTLANDOR97206930979064501(C)(3)$35,450$0COMMUNITY OUTREACH
DE LA SALLE NORTH CATHOLIC HIGH SCHOOL
7528 N FENWICK AVENUEPORTLANDOR97217931287554501(C)(3)$35,250$0COMMUNITY OUTREACH
FRIENDS OF THE COLUMBIA GORGE
123 NE 3RD AVE SUITE 108PORTLANDOR97232930782467501(C)(3)$33,500$0COMMUNITY OUTREACH
LOOKING GLASS COMMUNITY SERVICES
1790 W 11TH AVE STE 200EUGENEOR97402930605174501(C)(3)$30,500$0COMMUNITY OUTREACH
PORTLAND BUSINESS ALLIANCE
121 SW SALMON ST STE 1440PORTLANDOR97204930819366501(C)(3)$30,000$0COMMUNITY OUTREACH
FINANCIAL BEGINNINGS CORPORATION
2705 E BURNSIDE ST 214PORTLANDOR97214814643539501(C)(3)$30,000$0COMMUNITY OUTREACH
BIG BROTHER BIG SISTERS COLUMBIA NORTHWEST
6443 SW BEAVERTON-HILLSDALE HWYPORTLANDOR97221931303640501(C)(3)$28,640$0COMMUNITY OUTREACHSUITE 200
OREGON FOOD BANK
PO BOX 55370PORTLANDOR97238930785786501(C)(3)$27,500$0COMMUNITY OUTREACH
FOSTERFUL
101 EAST 8TH ST STE 270VANCOUVERWA98660320476680501(C)(3)$26,165$0COMMUNITY OUTREACH
TASTE FOR EQUITY
1631 NE BROADWAY ST 2055PORTLANDOR97232933490948501(C)(3)$25,924$0COMMUNITY OUTREACH
UNITED WAY
PO BOX 4406PORTLANDOR97208930582124501(C)(3)$25,233$0COMMUNITY OUTREACH
OREGON WILDLIFE
PO BOX 30406PORTLANDOR97294930797904501(C)(3)$25,000$0COMMUNITY OUTREACH
NATIVE AMERICAN YOUTH AND FAMILY CENTER
5135 NE COLUMBIA BLVDPORTLANDOR97218931141536501(C)(3)$25,000$0COMMUNITY OUTREACH
ONWARD EUGENE
1401 WILLAMETTE STREETEUGENEOR97401843296698501(C)(3)$25,000$0COMMUNITY OUTREACH
THE NATURE CONSERVANCY
821 SE 14TH AVEPORTLANDOR97214530242652501(C)(3)$25,000$0COMMUNITY OUTREACH
FREE GEEK
1731 SE 10TH AVENUEPORTLANDOR97214931292010501(C)(3)$25,000$0COMMUNITY OUTREACH
AMERICAN RED CROSS
431 18TH ST NWWASHINGTONDC20006591748379501(C)(3)$25,000$0COMMUNITY OUTREACH
LATINO NETWORK
410 NE 18TH AVEPORTLANDOR97232823099013501(C)(3)$25,000$0COMMUNITY OUTREACH
PORTLAND YOUTH BUILDERS
4816 SE 92ND AVEPORTLANDOR97266943123483501(C)(3)$25,000$0COMMUNITY OUTREACH
SOLVE
1501 SW JEFFERSON STPORTLANDOR97201930579286501(C)(3)$25,000$0COMMUNITY OUTREACH
OREGON BUSINESS ACADEMY
16869 SW 65TH AVENUE 506LAKE OSWEGOOR97035920984127501(C)(3)$25,000$0COMMUNITY OUTREACH
THE DOUGY CENTER
PO BOX 86852PORTLANDOR97286930833241501(C)(3)$22,500$0COMMUNITY OUTREACH
THE PEOPLE'S NONPROFIT ACCELERATOR
2203 LLOYD CENTERPORTLANDOR97232931190310501(C)(3)$21,800$0COMMUNITY OUTREACH
FOOD FOR LANE COUNTY
770 BAILEY HILL RDEUGENEOR97402930888347501(C)(3)$21,500$0COMMUNITY OUTREACH
BRADLEY ANGLE
5432 N ALBINA AVEPORTLANDOR97217510188664501(C)(3)$21,300$0COMMUNITY OUTREACH
BOYS & GIRLS CLUB OF BEND
500 NW WALL STBENDOR97703931127536501(C)(3)$21,100$0COMMUNITY OUTREACH
GIRLS INC OF THE PACIFIC NORTHWEST
4800 SW MACADAM AVE STE 309PORTLANDOR97239542073930501(C)(3)$21,033$0COMMUNITY OUTREACH
CLARK COUNTY FOOD BANK
6502 NE 47TH AVEVANCOUVERWA98661911307564501(C)(3)$21,000$0COMMUNITY OUTREACH
FRIENDS OF THE CHILDREN PORTLAND
44 NE MORRISPORTLANDOR97212931300690501(C)(3)$20,767$0COMMUNITY OUTREACH
HOLLA
14513 SE STARK STPORTLANDOR97233931311456501(C)(3)$20,500$0COMMUNITY OUTREACH
AGE
15900 SE 82ND DRIVECLACKAMASOR97015831758100501(C)(3)$20,000$0COMMUNITY OUTREACH
IMPACT NW
PO BOX 33530PORTLANDOR97292930557964501(C)(3)$20,000$0COMMUNITY OUTREACH
YWCA CLARK COUNTY
3609 MAIN STREETVANCOUVERWA98663910569882501(C)(3)$20,000$0COMMUNITY OUTREACH
COMMUNITY WAREHOUSE
8380 SW NYBERG STTUALATINOR97062931310582501(C)(3)$20,000$0COMMUNITY OUTREACH
GREATER VANCOUVER CHAMBER
1111 MAIN ST STE 201VANCOUVERWA98660883497204501(C)(6)$20,000$0COMMUNITY OUTREACH
WARM SPRINGS COMMUNITY ACTION TEAM
PO BOX 1419WARM SPRINGSOR97761161633303501(C)(3)$20,000$0COMMUNITY OUTREACH
ASIAN PACIFIC AMERICAN NETWORK OF OREGON
2788 SE 82ND AVE APT 203BPORTLANDOR97266800252850501(C)(3)$20,000$0COMMUNITY OUTREACH
SAINT CLARE SCHOOL
1807 SW FREEMAN STREETPORTLANDOR97219930465871501(C)(3)$20,000$0COMMUNITY OUTREACH
HABITAT FOR HUMANITY
PO BOX 11527PORTLANDOR97211930801200501(C)(3)$20,000$0COMMUNITY OUTREACH
COUNCIL OF AGING OF CENTRAL OREGON
1036 NE 5TH STBENDOR97701930661229501(C)(3)$17,500$0COMMUNITY OUTREACH
MARION-POLK FOOD SHARE
1660 SALEM INDUSTRIAL DR NESALEMOR97301943034161501(C)(3)$17,500$0COMMUNITY OUTREACH
GARTEN SERVICES INC
500 HAWTHORNE AVE SESALEMOR97301930582004501(C)(3)$17,000$0COMMUNITY OUTREACH
OK YOU INC
2000 NE 42ND AVE 103PORTLANDOR97213842594957501(C)(3)$16,875$0COMMUNITY OUTREACH
BLANCHET HOUSE OF HOSPITALITY
310 NW GLISAN STPORTLANDOR97209936031009501(C)(3)$16,307$0COMMUNITY OUTREACH
NONPROFIT ASSOCIATION OF OREGON
4800 S MACADAM AVE SUITE 325PORTLANDOR97239930685385501(C)(3)$15,750$0COMMUNITY OUTREACH
DO GOOD MULTNOMAH
7809 NE EVERETT STPORTLANDOR97213473934102501(C)(3)$15,200$0COMMUNITY OUTREACH
SAM DAY FOUNDATION
10940 SW BARNES RD 296PORTLANDOR97225822667035501(C)(3)$15,091$0COMMUNITY OUTREACH
BUILT OREGON INC
1355 NW EVERETT ST 204PORTLANDOR97209813934437501(C)(3)$15,000$0COMMUNITY OUTREACH
KIDS INTERVENTION & DIAGNOSTIC SERVICE CENTER INC
1375 NW KINGSTON AVEBENDOR97701943169200501(C)(3)$15,000$0COMMUNITY OUTREACH
COALITION OF COMMUNITIES OF COLOR
503 NW 2ND AVE STE 303PORTLANDOR97209474448490501(C)(3)$15,000$0COMMUNITY OUTREACH
BASIC RIGHTS EDUCATION FUND
PO BOX 40625PORTLANDOR97240931266613501(C)(3)$15,000$0COMMUNITY OUTREACH
BOYS AND GIRLS CLUB PORTLAND METROPOLITAN AREA
8203 SE 7TH AVE STE 100PORTLANDOR97202930474800501(C)(3)$15,000$0COMMUNITY OUTREACH
BETHLEHEM INN
PO BOX 8540BENDOR97708931323419501(C)(3)$15,000$0COMMUNITY OUTREACH
EDUCATE YA
200 NE 20TH AVENUE SUITE 10PORTLANDOR97232931287540501(C)(3)$15,000$0COMMUNITY OUTREACH
NAMI OREGON
147 SE 102ND AVEPORTLANDOR97216930875209501(C)(3)$15,000$0COMMUNITY OUTREACH
PARENTING NOW
86 CENTENNIAL LOOPEUGENEOR97401930706557501(C)(3)$15,000$0COMMUNITY OUTREACH
PARKS FOUNDATION OF CLARK COUNTY
PO BOX 61424VANCOUVERWA98666911986747501(C)(3)$15,000$0COMMUNITY OUTREACH
FAMILY AND COMMUNITY TOGETHER OREGON
2475 SE LADD AVEPORTLANDOR97214364533809501(C)(3)$15,000$0COMMUNITY OUTREACH
THE CONTINGENT
809 N RUSSELL SUITE 203PORTLANDOR97227264224606501(C)(3)$15,000$0COMMUNITY OUTREACH
SPORT OREGON
1939 SW MORRISON STPORTLANDOR97205943211472501(C)(3)$14,500$0COMMUNITY OUTREACH
SMART
101 SW MARKET STREETPORTLANDOR97201931051724501(C)(3)$14,500$0COMMUNITY OUTREACH
COUNCIL FOR THE HOMELESS
2306 NE ANDRESEN RDVANCOUVERWA98661912001828501(C)(3)$14,000$0COMMUNITY OUTREACH
PROUD GROUND
5288 N INTERSTATE AVEPORTLANDOR97217931290320501(C)(3)$13,631$0COMMUNITY OUTREACH
STORE TO DOOR
7730 SW 31ST AVEPORTLANDOR97219943105555501(C)(3)$13,500$0COMMUNITY OUTREACH
BIRCH COMMUNITY SERVICES
17780 NE SAN RAFAEL STPORTLANDOR97230931186020501(C)(3)$13,500$0COMMUNITY OUTREACH
LINN BENTON FOOD SHARE
PO BOX 1920CORVALLISOR97339931099406501(C)(3)$13,000$0COMMUNITY OUTREACH
PORTLAND STATE UNIVERSITY
PO BOX 908PORTLANDOR97207930619733501(C)(3)$13,000$0COMMUNITY OUTREACH
AROUND THE BEND FARMS INCORPORATED
1253 NW HARTFORD AVE UNIT 2BENDOR97703475088022501(C)(3)$13,000$0COMMUNITY OUTREACH
MICRO ENTERPRISE SERVICES OF OREGON
4008 NE MLK JR BLVDPORTLANDOR97212204379510501(C)(3)$12,650$0COMMUNITY OUTREACH
OPHELIA'S PLACE
1577 PEARL ST 100EUGENEOR97401274675345501(C)(3)$12,500$0COMMUNITY OUTREACH
OREGON MUSEUM OF SCIENCE AND INDUSTRY
1945 SE WATER AVENUEPORTLANDOR97214930402877501(C)(3)$12,500$0COMMUNITY OUTREACH
HISPANIC METROPOLITAN CHAMBER
PO BOX 1837PORTLANDOR97207931156358501(C)(3)$12,231$0COMMUNITY OUTREACH
SUNSHINE DIVISION
687 N THOMPSONPORTLANDOR97227930429354501(C)(3)$11,550$0COMMUNITY OUTREACH
BEND CHAMBER OF COMMERCE
1567 SW CHANDLER AVE SUITE 204BENDOR97702930331932501(C)(3)$11,500$0COMMUNITY OUTREACH
SHELTERCARE
499 WEST 4TH AVEEUGENEOR97401237115003501(C)(3)$11,500$0COMMUNITY OUTREACH
NORTH CLACKAMAS EDUCATION FOUNDATION
6031 SE KING RDMILWAUKIEOR97222931114786501(C)(3)$11,500$0COMMUNITY OUTREACH
PRIDE NORTHWEST INC
PO BOX 6611PORTLANDOR97228931167487501(C)(3)$11,000$0COMMUNITY OUTREACH
NEIGHBORHOOD PARTNERSHIPS
2501 SW 1ST AVE 120PORTLANDOR97201911943624501(C)(3)$11,000$0COMMUNITY OUTREACH
GROWING GARDENS
3114 SE 50TH AVEPORTLANDOR97206931213728501(C)(3)$11,000$0COMMUNITY OUTREACH
ALIST LLC
5617 NE 27TH AVEPORTLANDOR97211612079144501(C)(3)$11,000$0COMMUNITY OUTREACH
TAKING OWNERSHIP PDX
3820 N GANTENBEIN AVEPORTLANDOR97227931997068501(C)(3)$11,000$0COMMUNITY OUTREACH
SEEDING JUSTICE
PO BOX 12489PORTLANDOR97212930691187501(C)(3)$11,000$0COMMUNITY OUTREACH
DREAM FOR LIFE OUTREACH
2711 NE ANDRESEN RDVANCOUVERWA98661911730955501(C)(3)$10,798$0COMMUNITY OUTREACH
FAMILY ACCESS NETWORK FOUNDATION
2125 NE DAGGETT LANEBENDOR97701203534560501(C)(3)$10,350$0COMMUNITY OUTREACH
OREGON CHILDREN'S THEATRE
1939 NE SANDY BLVDPORTLANDOR97232931029151501(C)(3)$10,315$0COMMUNITY OUTREACH
MT HOOD KIWANIS CAMP
83500 KIWANIS CAMP RDRHODODENDRONOR97049930422242501(C)(3)$10,128$0COMMUNITY OUTREACH
NEIGHBORIMPACT
2303 SW 1ST STREDMONDOR97756930884929501(C)(3)$10,050$0COMMUNITY OUTREACH
THE ARC OF BENTON COUNTY INC
928 NW BECA AVECORVALLISOR97330936014702501(C)(3)$10,000$0COMMUNITY OUTREACH
DOERNBECHER CHILDREN'S HOSPITAL
1121 SW SALMON ST STE 100PORTLANDOR97205936017066501(C)(3)$10,000$0COMMUNITY OUTREACH
DRESS FOR SUCCESS OF OREGON INC
1532 NE 37TH AVEPORTLANDOR97232931250115501(C)(3)$10,000$0COMMUNITY OUTREACH
OREGON HUMANE SOCIETY
PO BOX 11364PORTLANDOR97211930386880501(C)(3)$10,000$0COMMUNITY OUTREACH
ECUMENICAL MINISTRIES OF OREGON
NORTHEAST EMERGENCY FOOD PROGRAMPORTLANDOR97239930625359501(C)(3)$10,000$0COMMUNITY OUTREACH
FOUNDATION FOR VANCOUVER PUBLIC SCHOOLS
PO BOX 6039VANCOUVERWA98668910971800501(C)(3)$10,000$0COMMUNITY OUTREACH
FRESH WATER TRUST
700 SW TAYLOR ST 200PORTLANDOR97205930843521501(C)(3)$10,000$0COMMUNITY OUTREACH
FRIENDS OF THE CHILDREN CENTRAL OREGON
PO BOX 6028BENDOR97708821749087501(C)(3)$10,000$0COMMUNITY OUTREACH
ECOTRUST
721 NW 9TH AVEPORTLANDOR97209931050144501(C)(3)$10,000$0COMMUNITY OUTREACH
COMMUNITY SUPPORTED SHELTERS
1160 GRANT STEUGENEOR97402462377054501(C)(3)$10,000$0COMMUNITY OUTREACH
IN4ALL
4535 SW 96TH AVEBEAVERTONOR97005930900111501(C)(3)$10,000$0COMMUNITY OUTREACH
METROPOLITAN FAMILY SERVICE
PO BOX 24041SEATTLEWA98124930397825501(C)(3)$10,000$0COMMUNITY OUTREACH
NAMI LANE COUNTY
129 9TH STSPRINGFIELDOR97477930821866501(C)(3)$10,000$0COMMUNITY OUTREACH
THE GIVING PLATE
1212 NE 1ST STREETBENDOR97701800553186501(C)(3)$10,000$0COMMUNITY OUTREACH
ODYSSEY WORLD INTERNATIONAL EDUCATION SERVICES
555 W 8TH ST APT 306VANCOUVERWA98660203905057501(C)(3)$10,000$0COMMUNITY OUTREACH
HARPER'S PLAYGROUND
1477 NW EVERETT STPORTLANDOR97209464451148501(C)(3)$10,000$0COMMUNITY OUTREACH
MORRISON CHILD AND FAMILY SERVICES
11035 NE SANDY BLVDPORTLANDOR97220930354176501(C)(3)$10,000$0COMMUNITY OUTREACH
NORTHWEST NATIVE CHAMBER
6500 S MACADAM AVE SUITE 175PORTLANDOR97239260302137501(C)(3)$10,000$0COMMUNITY OUTREACH
ROSE HAVEN
1740 NW GLISAN STPORTLANDOR97209205922682501(C)(3)$10,000$0COMMUNITY OUTREACH
NAHREP WESTERN OREGON
2375 NORTHSIDE DRSAN DIEGOCA92108912142995501(C)(3)$10,000$0COMMUNITY OUTREACH
M PERFECTLY
17330 SERENITY WAYBENDOR97703844958658501(C)(3)$10,000$0COMMUNITY OUTREACH
ADELANTE MUJERES
2030 MAIN STREET STE AFOREST GROVEOR97116030473181501(C)(3)$10,000$0COMMUNITY OUTREACH
RANDALL CHILDREN'S HOSPITAL FOUNDATION
PO BOX 4500 UNIT 96PORTLANDOR97208931314469501(C)(3)$10,000$0COMMUNITY OUTREACH
OREGON JOURNALISM PROJECT
2220 NW QUIMBY STPORTLANDOR97220994200915501(C)(3)$10,000$0COMMUNITY OUTREACH
PAX LEARNING CENTER
305 SE CHKALOV DRVANCOUVERWA98683825043697501(C)(3)$10,000$0COMMUNITY OUTREACH
PORTLAND IMMIGRANT RIGHTS COALITION
PO BOX 13434PORTLANDOR97213833179589501(C)(3)$10,000$0COMMUNITY OUTREACH
PRIDE DAY EQUALITY PROJECT
PO BOX 1321EUGENEOR97440931191034501(C)(3)$10,000$0COMMUNITY OUTREACH
PUEBLO UNIDO PDX
17405 NE GLISAN STPORTLANDOR97230822488480501(C)(3)$10,000$0COMMUNITY OUTREACH
THE OREGON HISTORICAL SOCIETY
1200 SW PARK AVEPORTLANDOR97005930391599501(C)(3)$10,000$0COMMUNITY OUTREACH
IMMIGRANT AND REFUGEE COMMUNITY ORGANIZATION
10301 NE GLISAN STPORTLANDOR97220930806295501(C)(3)$10,000$0COMMUNITY OUTREACH
OREGON COUNCIL ON ECONOMIC EDUCATION
PO BOX 751PORTLANDOR97207930551148501(C)(3)$10,000$0COMMUNITY OUTREACH
SERENDIPITY CENTER
PO BOX 33350PORTLANDOR97292930730861501(C)(3)$10,000$0COMMUNITY OUTREACH
SHARE INC
2306 NE ANDRESEN ROADVANCOUVERWA98661911205119501(C)(3)$10,000$0COMMUNITY OUTREACH
TRANSITION PROJECTS
665 NW HOYT STREETPORTLANDOR97209930591582501(C)(3)$10,000$0COMMUNITY OUTREACH
UNITE OREGON
1390 SE 122ND AVEPORTLANDOR97233743098100501(C)(3)$10,000$0COMMUNITY OUTREACH
UNITY SHELTER
4515 SW WEST HILLS RDCORVALLISOR97333845104870501(C)(3)$10,000$0COMMUNITY OUTREACH
WILLAMALANE PARK FOUNDATION
250 S 32ND STSPRINGFIELDOR97478474626578501(C)(3)$10,000$0COMMUNITY OUTREACH
WILLIAMS & RUSSELL CDC
6607 NE MLK JR BLVDPORTLANDOR97211863566788501(C)(3)$10,000$0COMMUNITY OUTREACH
WOMEN'S FOUNDATION OF OREGON
221 NW SECOND AVE SUITE 302PORTLANDOR97209930386905501(C)(3)$10,000$0COMMUNITY OUTREACH
XCELERATE
2609 SE 6TH AVEPORTLANDOR97202821200543501(C)(3)$10,000$0COMMUNITY OUTREACH
THE SHADOW PROJECT
2154 NE BROADWAY SUITE 130PORTLANDOR97232651166066501(C)(3)$10,000$0COMMUNITY OUTREACH
SCHOOL FOUNDATION INC
PO BOX 1436BENDOR97709931064935501(C)(3)$10,000$0COMMUNITY OUTREACH
SE WORKS INC
6401 SE FOSTER RDPORTLANDOR97206311575264501(C)(3)$10,000$0COMMUNITY OUTREACH
MAKE A WISH FOUNDATION OF OREGON
2000 SW 1ST AVE STE 410PORTLANDOR97201820385049501(C)(3)$10,000$0COMMUNITY OUTREACH
LLOYD ECODISTRICT
2203 LLOYD CTRPORTLANDOR97232455114020501(C)(3)$10,000$0COMMUNITY OUTREACH
PORTLAND BACKPACK
2620 NE FREMONT STPORTLANDOR97212821797993501(C)(3)$10,000$0COMMUNITY OUTREACH
PORTLAND PUBLIC SCHOOLS
501 N DIXON STREETPORTLANDOR97227842040549501(C)(3)$9,000$0COMMUNITY OUTREACH
EVERGREEN SCHOOL DISTRICT #114
PO BOX 8910VANCOUVERWA98668911714854501(C)(3)$9,000$0COMMUNITY OUTREACH
NORTHWEST ASSOCIATION FOR BLIND ATHLETES
PO BOX 61489VANCOUVERWA98666260244283501(C)(3)$8,500$0COMMUNITY OUTREACH
PINK LEMONADE PROJECT
1207 WASHINGTONVANCOUVERWA98660371699288501(C)(3)$8,500$0COMMUNITY OUTREACH
CASA OF CLACKAMAS COUNTY
421 HIGH STREET SUITE 108OREGON CITYOR97045931105205501(C)(3)$8,221$0COMMUNITY OUTREACH
WITH LOVE OREGON
8178 SW DURHAM RDTIGARDOR97224462869595501(C)(3)$8,200$0COMMUNITY OUTREACH
MOSAIC COMMUNITY HEALTH
600 SW COLUMBIA ST SUITE 6150BENDOR97702931329158501(C)(3)$7,500$0COMMUNITY OUTREACH
JACKSON STREET YOUTH SERVICES
PO BOX 1984ALBANYOR97321931269503501(C)(3)$7,500$0COMMUNITY OUTREACH
J BAR J YOUTH SERVICES INC
2125 NE DAGGETT LANEBENDOR97701930677650501(C)(3)$7,500$0COMMUNITY OUTREACH
CENTRO CULTURAL
1110 N ADAIR STCORNELIUSOR97113930606729501(C)(3)$7,500$0COMMUNITY OUTREACH
DEVNW
PO BOX 790CORVALLISOR97339931057296501(C)(3)$7,500$0COMMUNITY OUTREACH
FISH OF VANCOUVER
906 HARNEY STVANCOUVERWA98660911166344501(C)(3)$7,500$0COMMUNITY OUTREACH
BE BLAC FOUNDATION
3678 BAYONNE DR SESALEMOR97317921861034501(C)(3)$7,500$0COMMUNITY OUTREACH
COLLEGE POSSIBLE
532 SE GRAND AVEPORTLANDOR97214411968798501(C)(3)$7,500$0COMMUNITY OUTREACH
NEW AVENUES FOR YOUTH
1220 SW COLUMBIA STREETPORTLANDOR97201930910213501(C)(3)$7,500$0COMMUNITY OUTREACH
PATH HOME
6220 SE 92ND AVEPORTLANDOR97266263967833501(C)(3)$7,500$0COMMUNITY OUTREACH
UKANDU
601 SW 2ND AVE SUITE 2300PORTLANDOR97204464296454501(C)(3)$7,500$0COMMUNITY OUTREACH
UNITED WAY OF LANE COUNTY
3171 GATEWAY LOOPSPRINGFIELDOR97477930394142501(C)(3)$7,500$0COMMUNITY OUTREACH
LATINO FOUNDERS
PO BOX 22432MILWAUKIEOR97269923521165501(C)(3)$7,500$0COMMUNITY OUTREACH
OPPORTUNITY OREGON INC
1045-C GATEWAY LOOPSPRINGFIELDOR97477861364509501(C)(3)$7,500$0COMMUNITY OUTREACH
HILLSDALE FARMER'S MARKET
PO BOX 80262PORTLANDOR97280710869666501(C)(3)$7,000$0COMMUNITY OUTREACH
ALBANY PARKS & RECREATION
333 BROADALBIN ST SWALBANYOR97321812465668501(C)(3)$7,000$0COMMUNITY OUTREACH
BETHEL EDUCATION FOUNDATION
4640 BARGER DREUGENEOR97402270745177501(C)(3)$7,000$0COMMUNITY OUTREACH
ROGUE FARM CORPS
PO BOX 533ASHLANDOR97520030529330501(C)(3)$7,000$0COMMUNITY OUTREACH
BOYS & GIRLS CLUB OF CORVALLIS
1112 NW CIRCLE BLVDCORVALLISOR97330237153987501(C)(3)$6,500$0COMMUNITY OUTREACH
INCIGHT
PO BOX 82056PORTLANDOR97282431985190501(C)(3)$6,000$0COMMUNITY OUTREACH
MEALS ON WHEELS PEOPLE
7710 SW 31ST AVEPORTLANDOR97219930584318501(C)(3)$6,000$0COMMUNITY OUTREACH
STREET ROOTS
281 W BURNSIDE STREETPORTLANDOR97209931271399501(C)(3)$6,000$0COMMUNITY OUTREACH
BIENESTAR
220 SE 12TH AVE A-100HILLSBOROOR97123930860753501(C)(3)$6,000$0COMMUNITY OUTREACH
JUNETEENTH OREGON
PO BOX 2232FAIRVIEWOR97024821822242501(C)(3)$6,000$0COMMUNITY OUTREACH
STAND FOR CHILDREN LEADERSHIP CENTER
2121 SW BROADWAY SUITE 130PORTLANDOR97201521957214501(C)(3)$5,500$0COMMUNITY OUTREACH
WHEEL TO WALK FOUNDATION
PO BOX 20146PORTLANDOR97294930725300501(C)(3)$5,150$0COMMUNITY OUTREACH
BEND ROTARY CLUB FOUNDATION
PO BOX 305BENDOR97709931248002501(C)(3)$5,100$0COMMUNITY OUTREACH
FieldValueIRS element (for citing)
Total501c3 Org178Total501c3OrgCnt
Total Other Org2TotalOtherOrgCnt

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART I, LINE 2:FormAndLineReferenceDesc
ExplanationONPOINT REVIEWS REQUESTS FOR DONATIONS AND REQUESTS ALL RECIPIENTS PROVIDE A RECEIPT VERIFYING THEIR 501(C)(3) STATUS. NO FORMAL MONITORING OF GRANTS OR DONATIONS IS PERFORMED, BUT ONPOINT PERIODICALLY PERFORMS INFORMAL FOLLOW-UPS WITH RECIPIENTS. THE ANNUAL CLIFFORD C. DIAS LEADERSHIP SCHOLARSHIP PROGRAM WAS APPROVED BY THE BOARD, ALLOWING MR. DIAS TO SELECT RECIPIENTS AT HIS DISCRETION.ExplanationTxt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
First Class Or Charter TravelYes (X)FirstClassOrCharterTravelInd
Travel For CompanionsYes (X)TravelForCompanionsInd
Club Dues Or FeesYes (X)ClubDuesOrFeesInd
Personal ServicesYes (X)PersonalServicesInd
Written Policy Ref T And E ExpnssYes (1)WrittenPolicyRefTAndEExpnssInd
Substantiation RequiredYes (1)SubstantiationRequiredInd
Compensation CommitteeYes (X)CompensationCommitteeInd
Independent ConsultantYes (X)IndependentConsultantInd
Compensation SurveyYes (X)CompensationSurveyInd
Board Or Committee ApprovalYes (X)BoardOrCommitteeApprovalInd
Severance Payment0SeverancePaymentInd
Supplemental Nonqual Rtr PlanYes (1)SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm0EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (18 entries)

TitleTitleTxtBase Compensation Filing OrgBaseCompensationFilingOrgAmtCompensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmtBonus Filing OrganizationBonusFilingOrganizationAmountBonus Related OrganizationsBonusRelatedOrganizationsAmtOther Compensation Filing OrgOtherCompensationFilingOrgAmtOther Compensation Rltd OrgsOtherCompensationRltdOrgsAmtDeferred Compensation Flng OrgDeferredCompensationFlngOrgAmtDeferred Comp Rltd OrgsDeferredCompRltdOrgsAmtNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmtNontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmtTotal Compensation Filing OrgTotalCompensationFilingOrgAmtTotal Compensation Rltd OrgsTotalCompensationRltdOrgsAmtComp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmtComp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
R STUART
PRESIDENT/CEO$1,010,612$0$1,003,417$0$122,763$0$272,900$0$18,406$0$2,428,098$0$0$0
J HUNT
SVP/CFO$551,200$0$453,219$0$19,826$0$157,000$0$15,640$0$1,196,885$0$0$0
T MCVAY
SVP/CHIEF RETAIL OFFICER$471,120$0$422,199$0$47,579$0$148,250$0$15,640$0$1,104,788$0$0$0
J ARMSTRONG
SVP/CIO & OPS EXECUTIVE$117,361$0$900,850$0$36,801$0$17,500$0$6,135$0$1,078,647$0$0$0
T CLEVENGER
SVP/CHIEF MKTG OFFICER$379,600$0$344,125$0$27,539$0$126,250$0$18,406$0$895,920$0$0$0
W OLIVER
SVP/CHIEF LEGAL OFFICER$400,400$0$339,689$0$14,934$0$125,000$0$11,049$0$891,072$0$0$0
R HARDING
SVP/CHIEF COMMERCIAL OFFICER$369,200$0$310,900$0$37,540$0$123,750$0$24,326$0$865,716$0$0$0
P GROMAN
SVP/CHIEF PEOPLE OFFICER$379,600$0$321,945$0$29,910$0$120,000$0$9,248$0$860,703$0$0$0
S LEUGERS
SVP/CHIEF CREDIT OFFICER$106,458$0$323,828$0$349,986$0$35,000$0$8,109$0$823,381$0$279,940$0
A EMERSON
SVP/ONPOINT MORTGAGE$459,427$0$113,826$0$4,657$0$125,161$0$19,987$0$723,058$0$0$0
C ANDERSON
FORMER SVP/CHIEF RISK OFFICER$0$0$304,310$0$370,749$0$0$0$0$0$675,059$0$161,110$0
D LAVIOLETTE
SVP/CHIEF INFORMATION OFFICER$325,000$0$117,147$0$33,287$0$116,250$0$0$0$591,684$0$0$0
M LINDSAY-LIPKINS
SVP/ONPOINT INVESTMENT SERVICES$385,547$0$92,909$0$1,204$0$35,000$0$11,049$0$525,709$0$0$0
N BERNING
FINANCIAL ADVISOR$431,654$0$32,240$0$1,014$0$35,000$0$11,049$0$510,957$0$0$0
S CANTRELL
SVP/CHIEF RISK OFFICER$283,375$0$100,873$0$17,055$0$75,665$0$21,425$0$498,393$0$0$0
D BARTOSZ
FINANCIAL ADVISOR$399,565$0$12,791$0$1,224$0$35,000$0$24,326$0$472,906$0$0$0
L HAKE
FINANCIAL ADVISOR$384,092$0$11,840$0$2,398$0$35,000$0$24,326$0$457,656$0$0$0
J BUCHANAN
SVP/CHIEF CREDIT OFFICER$94,230$0$131,993$0$263$0$6,375$0$4,054$0$236,915$0$0$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
PART I, LINE 1AFIRST-CLASS TRAVEL - PRESIDENT/CEO & ALL DIRECTORS; NOT TAXABLE TO INDIVIDUALS AS SUCH TRAVEL IS REASONABLE AND CUSTOMARY WITHIN THE INDUSTRY FOR HIGH-LEVEL EXECUTIVES. THE BOARD HAS APPROVED SUCH TRAVEL IN LIMITED CIRCUMSTANCES AND SUBSTANTIATION OF ALL EXPENSES IS REQUIRED. * TRAVEL FOR COMPANIONS - ALL DIRECTORS; TAXABLE TO INDIVIDUALS * HEALTH OR SOCIAL CLUB DUES - PRESIDENT/CEO; TAXABLE TO INDIVIDUALS * PERSONAL SERVICES - PRESIDENT/CEO AND SENIOR EXECUTIVES; TAXABLE TO INDIVIDUALS
PART I, LINE 4BTHE FOLLOWING INDIVIDUALS RECEIVED PAYMENTS FROM A 457(F) PLAN, AMOUNTS THAT WERE REPORTED AS DEFERRED ON THE PRIOR YEAR FORMS 990 ARE INCLUDED IN PART II, COLUMN (F). S. LEUGERS - $337,652 C. ANDERSON - $190,109

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (8 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6ONPOINT COMMUNITY CREDIT UNION IS A NATURAL PERSON CREDIT UNION, OWNED BY ITS MEMBERS. AT 12/31/25, THERE WERE 637,073 MEMBERS IN THE CREDIT UNION.
FORM 990, PART VI, SECTION A, LINE 7ATHE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS FROM A SLATE OF CANDIDATES PUT FORTH BY THE NOMINATING COMMITTEE PRIOR TO THE ANNUAL MEETING. BOARD POSITIONS HAVE STAGGERED RENEWAL DATES IN THREE YEAR TERMS.
FORM 990, PART VI, SECTION A, LINE 7BMEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
FORM 990, PART VI, SECTION B, LINE 11BINFORMATION FOR THE COMPLETION OF FORM 990 WAS GATHERED BY THE CREDIT UNION'S ACCOUNTING DEPARTMENT. AN OUTSIDE ACCOUNTING FIRM PREPARED THE TAX RETURN AND IT WAS PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING.
FORM 990, PART VI, SECTION B, LINE 12CMONITORING OF THE CONFLICT OF INTEREST POLICY IS CONDUCTED THROUGH AN ANNUAL POLICY REVIEW. STAFF MEMBERS ARE REQUIRED EACH YEAR TO REVIEW, READ AND SIGN THE CONFLICT OF INTEREST POLICY. THE BOARD OF DIRECTORS ANNUALLY ADOPTS THE BOARD GOVERNANCE MANUAL, WHICH INCLUDES A CONFLICT OF INTEREST POLICY. AT THE POINT OF A POTENTIAL CONFLICT FOR A BOARD MEMBER, A PEER REVIEW IS CONDUCTED. ENFORCEMENT OF THE CONFLICT OF INTEREST POLICY FOR BOARD MEMBERS AND STAFF IS BASED ON A REVIEW OF POTENTIAL CONFLICTS AND, IF A CONFLICT EXISTS, MEDIATION OCCURS.
FORM 990, PART VI, SECTION B, LINE 15ATHE BOARD OF DIRECTORS CONTROLS ALL COMPENSATION OR BENEFIT CHANGES THAT WOULD AFFECT THE PRESIDENT/CEO. ALL CHANGES TO THE PRESIDENT/CEO'S COMPENSATION AND BENEFITS ARE GOVERNED BY AN EMPLOYMENT CONTRACT AND ANY AMENDMENTS TO THE CONTRACT. THE COMPENSATION COMMITTEE REVIEWS THE PRESIDENT/CEO'S COMPENSATION PACKAGE EACH YEAR. THE SALARY SCHEDULE AND BENEFITS PROGRAM FOR THE PRESIDENT/CEO IS TIED TO GEOGRAPHIC STUDIES OF SALARIES AND BENEFITS PERFORMED BY PROFESSIONAL ORGANIZATIONS WITH EXPERTISE IN THE AREA OF COMPENSATION. THESE INCLUDED THE PEARL MEYER 2024 TOP CEO TOTAL COMPENSATION SURVEY REPORT AND A 2024 CEO COMPENSATION STUDY PROVIDED BY WILLIS-TOWERS WATSON.
FORM 990, PART VI, SECTION C, LINE 19THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON WRITTEN REQUEST.
FORM 990, PART IX, LINE 11GCARD FEES 24,516,051. LOAN FEES 4,514,774. OTHER OUTSIDE SERVICES 18,126,211.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

FieldValueIRS element (for citing)
Business Name Line1ONPOINT SERVICE GROUP LLCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line12701 NW VAUGHN ST STE 800AddressLine1Txt
CityPORTLANDCityNm
State AbbreviationORStateAbbreviationCd
ZIP97210ZIPCd
FieldValueIRS element (for citing)
Primary ActivitiesINACTIVEPrimaryActivitiesTxt
Legal Domicile StateORLegalDomicileStateCd
Total Income$0TotalIncomeAmt
End Of Year Assets$0EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1ONPOINT COMMUNITY CREDIT UNIONBusinessNameLine1Txt