URBANA MUNICIPAL EMPLOYEES CREDIT UNION
Cite this
Plain text URBANA MUNICIPAL EMPLOYEES CREDIT UNION. Strategy Studio, nonprofit organization profile, tax years 2010–2025. https://strategystudio.org/org/370818878. Retrieved 2026-10-18.
APA Strategy Studio. (n.d.). URBANA MUNICIPAL EMPLOYEES CREDIT UNION [Nonprofit organization profile; tax years 2010–2025]. Retrieved October 18, 2026, from https://strategystudio.org/org/370818878
MLA “URBANA MUNICIPAL EMPLOYEES CREDIT UNION.” Strategy Studio, tax years 2010–2025, https://strategystudio.org/org/370818878. Accessed 18 Oct. 2026.
Retrieved 2026-10-18; covers tax years 2010–2025. Data: Strategy Studio, CC BY 4.0.
2025 · Form 990 · revenue $325K · expenses $236K · assets $5.0M
- EIN
- 37-0818878
- Address
- 1606 N WILLOW VIEW RD SUITE 1-0, URBANA, IL 61802-7475
- Website
- UMECU-URBANA.COM
- NTEE code
- -
- Subsection
- 501(c)(14)
- Ruling year
- 1950
- Cross-check
- ProPublica Nonprofit Explorer
Mission
THE MISSION OF THE URBANA MUNICIPAL EMPLOYEES CREDIT UNION IS TO PROVIDE A MEMBER OWNED FINANCIAL INSTITUTION TO ENCOURAGE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT AT A REASONABLE RATE OF INTEREST.
Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).
People paid by the organization
2 people paid across every filing: current people first, then by total pay from this organization. Organizations counts every nonprofit each person appears on.
| Name | Latest title | Years | Latest year pay | Total pay from here | Organizations |
|---|---|---|---|---|---|
| Cathy Graver | PRESIDENT | 2020-2025 | $51,896 | $262,087 | 1 |
| Melody Neumann (former) | PRESIDENT | 2010-2020 | $46,933 | $702,884 | 1 |
Officers and directors, no compensation reported
11 people listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.
| Name | Latest title | Years | Hrs/wk (latest) | Compensation | Organizations |
|---|---|---|---|---|---|
| Debbie Bosch Whitt | CHAIRPERSON | 2017-2025 | 1 | $0 reported | 1 |
| Theresa Plotner | DIRECTOR | 2020-2025 | 1 | $0 reported | 1 |
| Kenneth Napper | TREASURER | 2017-2025 | 1 | $0 reported | 1 |
| Theresa Hoffman | VICE CHAIRPERSON | 2017-2025 | 1 | $0 reported | 1 |
| Sandra Ott | SECRETARY | 2023-2025 | 1 | $0 reported | 1 |
| Kathryn Levy | DIRECTOR | 2017-2025 | 1 | $0 reported | 1 |
| Evan Alvarez (former) | SECRETARY | 2017-2022 | 1 | $0 reported | 1 |
| Karen Millan (former) | DIRECTOR | 2021 | 1 | $0 reported | 1 |
| Kathy Myers (former) | DIRECTOR | 2017-2020 | 1 | $0 reported | 1 |
| Phillip Edwards (former) | DIRECTOR | 2017-2020 | 1 | $0 reported | 1 |
| Vickie Lyons (former) | VICE CHAIRPERSON | 2017-2019 | 1 | $0 reported | 1 |
People by year
2025 · 7 people listed · 1 paid, $52K · 2 employees · 6 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| CATHY GRAVER | PRESIDENT | 37 | $51,896 | $0 | $0 | $51,896 | 1 |
| DEBBIE BOSCH WHITT | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA PLOTNER | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KENNETH NAPPER | TREASURER | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA HOFFMAN | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| SANDRA OTT | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHRYN LEVY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2024 · 7 people listed · 1 paid, $48K · 2 employees · 6 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| CATHY GRAVER | PRESIDENT | 37 | $47,686 | $0 | $0 | $47,686 | 1 |
| DEBBIE BOSCH WHITT | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA PLOTNER | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KENNETH NAPPER | TREASURER | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA HOFFMAN | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| SANDRA OTT | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHRYN LEVY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2023 · 7 people listed · 1 paid, $45K · 2 employees · 6 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| CATHY GRAVER | PRESIDENT | 37 | $45,411 | $0 | $0 | $45,411 | 1 |
| DEBBIE BOSCH WHITT | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA PLOTNER | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KENNETH NAPPER | TREASURER | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA HOFFMAN | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| SANDRA OTT | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHRYN LEVY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2022 · 7 people listed · 1 paid, $45K · 2 employees · 6 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| CATHY GRAVER | PRESIDENT | 37 | $45,328 | $0 | $0 | $45,328 | 1 |
| DEBBIE BOSCH WHITT | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA PLOTNER | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KENNETH NAPPER | TREASURER | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA HOFFMAN | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| EVAN ALVAREZ | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHRYN LEVY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2021 · 8 people listed · 1 paid, $42K · 2 employees · 8 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| CATHY GRAVER | PRESIDENT | 37 | $41,717 | $0 | $0 | $41,717 | 1 |
| DEBBIE BOSCH WHITT | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA PLOTNER | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KENNETH NAPPER | TREASURER | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA HOFFMAN | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| KAREN MILLAN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| EVAN ALVAREZ | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHRYN LEVY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2020 · 10 people listed · 2 paid, $77K · 3 employees · 8 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MELODY NEUMANN | PRESIDENT | 37 | $46,933 | $0 | $0 | $46,933 | 1 |
| CATHY GRAVER | PRESIDENT | 37 | $30,049 | $0 | $0 | $30,049 | 1 |
| DEBBIE BOSCH WHITT | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA PLOTNER | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHY MYERS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KENNETH NAPPER | TREASURER | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA HOFFMAN | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| PHILLIP EDWARDS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| EVAN ALVAREZ | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHRYN LEVY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2019 · 9 people listed · 1 paid, $51K · 3 employees · 8 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MELODY NEUMANN | PRESIDENT | 37 | $50,599 | $0 | $0 | $50,599 | 1 |
| DEBBIE BOSCH WHITT | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| VICKIE LYONS | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHY MYERS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KENNETH NAPPER | TREASURER | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA HOFFMAN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| PHILLIP EDWARDS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| EVAN ALVAREZ | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHRYN LEVY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2018 · 9 people listed · 1 paid, $53K · 2 employees · 8 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MELODY NEUMANN | PRESIDENT | 37 | $52,605 | $0 | $0 | $52,605 | 1 |
| DEBBIE BOSCH WHITT | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| VICKIE LYONS | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHY MYERS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KENNETH NAPPER | TREASURER | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA HOFFMAN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| PHILLIP EDWARDS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| EVAN ALVAREZ | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHRYN LEVY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2017 · 9 people listed · 1 paid, $51K · 4 employees · 8 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MELODY NEUMANN | PRESIDENT | 37 | $50,621 | $0 | $0 | $50,621 | 1 |
| DEBBIE BOSCH WHITT | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| VICKIE LYONS | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHY MYERS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| KENNETH NAPPER | TREASURER | 1 | $0 | $0 | $0 | $0 | 1 |
| THERESA HOFFMAN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| PHILLIP EDWARDS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| EVAN ALVAREZ | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| KATHRYN LEVY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2016 · 1 person listed · 1 paid, $93K · 3 employees · 9 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MELODY NEUMANN | PRESIDENT | 37 | $46,500 | $46,500 | $0 | $93,000 | 1 |
2015 · 1 person listed · 1 paid, $83K · 4 employees · 9 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MELODY NEUMANN | PRESIDENT | 37 | $41,676 | $41,676 | $0 | $83,352 | 1 |
2014 · 1 person listed · 1 paid, $81K · 3 employees · 10 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MELODY NEUMANN | PRESIDENT | 37 | $40,633 | $40,633 | $0 | $81,266 | 1 |
2013 · 1 person listed · 1 paid, $73K · 5 employees · 10 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MELODY NEUMANN | PRESIDENT | 37 | $36,586 | $36,586 | $0 | $73,172 | 1 |
2012 · 1 person listed · 1 paid, $64K · 2 employees · 10 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MELODY NEUMANN | PRESIDENT | 35 | $32,136 | $32,136 | $0 | $64,272 | 1 |
2011 · 1 person listed · 1 paid, $57K · 3 employees · 10 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Melody T Neumann | President | 33 | $28,377 | $28,377 | $0 | $56,754 | 1 |
2010 · 1 person listed · 1 paid, $50K · 2 employees · 10 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Melody T Neumann | President | 30 | $25,155 | $25,155 | $0 | $50,310 | 1 |
Highest-paid independent contractors
No independent contractors reported.
Who gave
Contributor names are not public for this form type.
Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.
Finances
Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.
| Revenue | Expenses | Assets | Net assets | Contributions | Program revenue | Officer pay | Employees | Volunteers |
|---|---|---|---|---|---|---|---|---|
| 2025 · Form 990 | ||||||||
| $325,038 | $236,134 | $4,952,431 | $709,789 | $0 | $293,302 | $51,896 | 2 | 6 |
| 2024 · Form 990 | ||||||||
| $302,119 | $218,551 | $4,227,762 | $620,885 | $0 | $281,110 | $47,686 | 2 | 6 |
| 2023 · Form 990 | ||||||||
| $262,797 | $251,376 | $4,117,579 | $537,317 | $0 | $239,062 | $45,411 | 2 | 6 |
| 2022 · Form 990 | ||||||||
| $234,365 | $226,751 | $4,126,820 | $525,896 | $0 | $222,695 | $45,328 | 2 | 6 |
| 2021 · Form 990 | ||||||||
| $253,671 | $174,836 | $4,600,820 | $526,493 | $0 | $232,668 | $41,717 | 2 | 8 |
| 2020 · Form 990 | ||||||||
| $259,678 | $199,741 | $4,361,465 | $446,648 | $0 | $253,244 | $76,982 | 3 | 8 |
| 2019 · Form 990 | ||||||||
| $291,937 | $299,437 | $3,764,737 | $386,711 | $0 | $283,037 | $50,599 | 3 | 8 |
| 2018 · Form 990 | ||||||||
| $305,127 | $294,032 | $4,174,494 | $394,211 | $0 | $297,338 | $52,605 | 2 | 8 |
| 2017 · Form 990 | ||||||||
| $277,907 | $239,161 | $4,205,948 | $383,116 | $0 | $273,291 | $50,621 | 4 | 8 |
| 2016 · Form 990 | ||||||||
| $226,285 | $187,274 | $3,691,744 | $344,423 | $600 | $217,734 | $46,500 | 3 | 9 |
| 2015 · Form 990 | ||||||||
| $202,888 | $160,246 | $3,583,340 | $307,913 | $0 | $178,758 | $41,676 | 4 | 9 |
| 2014 · Form 990 | ||||||||
| $195,019 | $154,933 | $3,367,714 | $279,048 | $0 | $165,247 | $40,633 | 3 | 10 |
| 2013 · Form 990 | ||||||||
| $182,702 | $141,818 | $3,314,784 | $298,320 | $0 | $157,235 | $36,586 | 5 | 10 |
| 2012 · Form 990 | ||||||||
| $137,894 | $114,250 | $3,154,160 | $276,053 | $0 | $133,812 | $32,136 | 2 | 10 |
| 2011 · Form 990 | ||||||||
| $134,044 | $124,716 | $2,605,269 | $252,408 | $0 | $115,250 | $28,377 | 3 | 10 |
| 2010 · Form 990 | ||||||||
| $111,704 | $103,141 | $2,087,182 | $243,080 | $0 | $95,439 | $25,155 | 2 | 10 |
Funders of this organization
Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).
Similar organizations
Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. Same state only · More (100)
| Organization | State | NTEE | Latest revenue | Latest expenses | Top-paid title | Top pay | Why similar |
|---|---|---|---|---|---|---|---|
| STATE EMPLOYEES CREDIT UNION | IL | Not reported | $518,617 | $457,551 | CEO/MANAGER | $54,672 | Similar name, revenue within 2x, same state, similar mission |
| MURRAY EMPLOYEES CREDIT UNION | IL | Not reported | $341,911 | $266,130 | MEMBER SERVICES/ ASSISTANT MANAGER | $63,924 | Similar name, revenue within 2x, same state |
| CHAMPAIGN MUNICIPAL EMPLOYEES CREDIT UNION | IL | Not reported | $184,140 | $338,367 | PRESIDENT | $69,603 | Similar name, revenue within 2x, same state |
| ASH EMPLOYEES CREDIT UNION | IL | Not reported | $359,455 | $260,927 | PRESIDENT/BOARD TREASURER | $67,322 | Similar name, revenue within 2x, same state |
| LAUHOFF EMPLOYEES CREDIT UNION | IL | Not reported | $232,789 | $396,619 | PRESIDENT/TREASURER | $132,453 | Similar name, revenue within 2x, same state |
| MOTOR COACH EMPLOYEES CREDIT UNION | IL | Not reported | $191,220 | $215,367 | TREASURER | $51,272 | Similar name, revenue within 2x, same state |
| GENERAL MILLS EMPLOYEES CREDIT UNION | IL | Not reported | $504,016 | $487,416 | TREASURER/PRESIDENT | $131,615 | Similar name, revenue within 2x, same state |
| MIDLAND MUNICIPAL EMPLOYEES CREDIT UNION | TX | Not reported | $631,146 | $524,042 | Manager, CEO | $98,319 | Similar name, revenue within 2x, similar mission |
| 382 AKRON MUNICIPAL EMPLOYEES CREDIT UNION | OH | Not reported | $188,676 | $283,686 | President of Board | $0 | Similar name, revenue within 2x, similar mission |
| Menasha Employees Credit Union | WI | Not reported | $378,250 | $693,246 | President former | $44,055 | Similar name, revenue within 2x, similar mission |
| INDUSTRIAL EMPLOYEES CREDIT UNION | IA | Not reported | $512,663 | $406,070 | MANAGER | $51,824 | Similar name, revenue within 2x, similar mission |
| FEDERAL EMPLOYEES CREDIT UNION | IA | Not reported | $380,416 | $695,470 | OFFICER | $36,227 | Similar name, revenue within 2x, similar mission |
| WAWA EMPLOYEES' CREDIT UNION | PA | Not reported | $247,608 | $233,863 | CEO/TREASURER | $39,574 | Similar name, revenue within 2x, similar mission |
| RIG EMPLOYEES CREDIT UNION | GA | Not reported | $273,082 | $208,116 | PRESIDENT/MANAGER | $55,000 | Similar name, revenue within 2x, similar mission |
| UNION PACIFIC EMPLOYEES CREDIT UNION | TX | Not reported | $253,087 | $252,803 | Board of Director - Chairman | $0 | Similar name, revenue within 2x, similar mission |
| SUPERIOR MUNICIPAL EMPLOYEES CREDIT | WI | Not reported | $175,053 | $174,948 | PRESIDENT | $74,958 | Similar name, revenue within 2x, similar mission |
| CVPS EMPLOYEES CREDIT UNION | VT | Not reported | $382,016 | $578,764 | Manager/Assistant Treasurer | $85,368 | Similar name, revenue within 2x, similar mission |
| Educational Employees Credit Union | WI | Not reported | $348,239 | $312,413 | President | $74,412 | Similar name, revenue within 2x, similar mission |
| POLLOCK EMPLOYEES CREDIT UNION | TX | Not reported | $221,114 | $243,337 | President | $43,496 | Similar name, revenue within 2x, similar mission |
| HURD EMPLOYEES CREDIT UNION | TN | Not reported | $271,709 | $266,087 | MANAGER | $44,720 | Similar name, revenue within 2x |
| MUNICIPAL CREDIT UNION | WI | Not reported | $502,796 | $947,220 | PRESIDENT | $70,570 | Similar name, revenue within 2x |
| LOUP EMPLOYEES CREDIT UNION | LA | Not reported | $352,670 | $281,031 | Manager | $62,146 | Similar name, revenue within 2x |
| BCBST EMPLOYEES CREDIT UNION | TN | Not reported | $526,010 | $443,147 | MANAGER, CRE | $0 | Similar name, revenue within 2x |
| MEAD EMPLOYEES CREDIT UNION | GA | Not reported | $198,099 | $306,236 | ASST. MANAGER | $77,647 | Similar name, revenue within 2x |
| MCCLATCHY EMPLOYEES CREDIT UNION | CA | Not reported | $185,310 | $193,454 | PRESIDENT/CEO | $79,891 | Similar name, revenue within 2x |
Who funds organizations like this
Not reported: none of these organizations has foundation or DAF-sponsor grants in the filings we have.
The full list · all similar organizations
Where the money went
Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.
2025 · Form 990 · $236,134 spent · pay $100,235 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | DIVIDENDS | $72,002 | $0 | $0 | $0 | 30.5% |
| Pay: officers, directors, trustees, key employees | $51,896 | $0 | $0 | $0 | 22.0% | |
| Other salaries and wages | $41,022 | $0 | $0 | $0 | 17.4% | |
| Office expenses | $20,740 | $0 | $0 | $0 | 8.8% | |
| Occupancy | $13,239 | $0 | $0 | $0 | 5.6% | |
| Other (as described) | LOAN SERVICING | $7,546 | $0 | $0 | $0 | 3.2% |
| Payroll taxes | $7,317 | $0 | $0 | $0 | 3.1% | |
| Insurance | $6,328 | $0 | $0 | $0 | 2.7% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $5,300 | $0 | $0 | $0 | 2.2% |
| Fees: accounting | $4,265 | $0 | $0 | $0 | 1.8% | |
| All other expenses | $2,846 | $0 | $0 | $0 | 1.2% | |
| Travel | $1,939 | $0 | $0 | $0 | 0.8% | |
| Other (as described) | MISCELLANEOUS | $1,238 | $0 | $0 | $0 | 0.5% |
| Advertising and promotion | $456 | $0 | $0 | $0 | 0.2% | |
| Total | $236,134 | 100% |
2024 · Form 990 · $218,551 spent · pay $89,942 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | DIVIDENDS | $65,443 | $0 | $0 | $0 | 29.9% |
| Pay: officers, directors, trustees, key employees | $47,686 | $0 | $0 | $0 | 21.8% | |
| Other salaries and wages | $35,769 | $0 | $0 | $0 | 16.4% | |
| Office expenses | $15,583 | $0 | $0 | $0 | 7.1% | |
| Occupancy | $11,530 | $0 | $0 | $0 | 5.3% | |
| Other (as described) | MISCELLANEOUS | $9,223 | $0 | $0 | $0 | 4.2% |
| Other (as described) | LOAN SERVICING | $6,891 | $0 | $0 | $0 | 3.2% |
| Payroll taxes | $6,487 | $0 | $0 | $0 | 3.0% | |
| Insurance | $6,390 | $0 | $0 | $0 | 2.9% | |
| Fees: accounting | $4,797 | $0 | $0 | $0 | 2.2% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $4,750 | $0 | $0 | $0 | 2.2% |
| All other expenses | $2,477 | $0 | $0 | $0 | 1.1% | |
| Travel | $924 | $0 | $0 | $0 | 0.4% | |
| Advertising and promotion | $601 | $0 | $0 | $0 | 0.3% | |
| Total | $218,551 | 100% |
2023 · Form 990 · $251,376 spent · pay $85,094 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | DIVIDENDS | $53,531 | $0 | $0 | $0 | 21.3% |
| Pay: officers, directors, trustees, key employees | $45,411 | $0 | $0 | $0 | 18.1% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $41,600 | $0 | $0 | $0 | 16.5% |
| Other salaries and wages | $33,590 | $0 | $0 | $0 | 13.4% | |
| Office expenses | $13,625 | $0 | $0 | $0 | 5.4% | |
| Occupancy | $11,535 | $0 | $0 | $0 | 4.6% | |
| Other (as described) | LOAN SERVICING | $10,999 | $0 | $0 | $0 | 4.4% |
| Other (as described) | MISCELLANEOUS | $9,650 | $0 | $0 | $0 | 3.8% |
| Interest | $8,998 | $0 | $0 | $0 | 3.6% | |
| Insurance | $6,375 | $0 | $0 | $0 | 2.5% | |
| Payroll taxes | $6,093 | $0 | $0 | $0 | 2.4% | |
| Fees: accounting | $4,806 | $0 | $0 | $0 | 1.9% | |
| All other expenses | $3,679 | $0 | $0 | $0 | 1.5% | |
| Advertising and promotion | $909 | $0 | $0 | $0 | 0.4% | |
| Travel | $575 | $0 | $0 | $0 | 0.2% | |
| Total | $251,376 | 100% |
2022 · Form 990 · $226,751 spent · pay $82,860 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | PROVISION FOR LOAN LOSS | $66,450 | $0 | $0 | $0 | 29.3% |
| Pay: officers, directors, trustees, key employees | $45,328 | $0 | $0 | $0 | 20.0% | |
| Other salaries and wages | $31,470 | $0 | $0 | $0 | 13.9% | |
| Other (as described) | DIVIDENDS | $14,692 | $0 | $0 | $0 | 6.5% |
| Office expenses | $14,396 | $0 | $0 | $0 | 6.3% | |
| Other (as described) | LOAN SERVICING | $12,390 | $0 | $0 | $0 | 5.5% |
| Occupancy | $11,154 | $0 | $0 | $0 | 4.9% | |
| Other (as described) | MISCELLANEOUS | $9,748 | $0 | $0 | $0 | 4.3% |
| Insurance | $6,092 | $0 | $0 | $0 | 2.7% | |
| Fees: accounting | $6,080 | $0 | $0 | $0 | 2.7% | |
| Payroll taxes | $6,062 | $0 | $0 | $0 | 2.7% | |
| All other expenses | $2,373 | $0 | $0 | $0 | 1.0% | |
| Advertising and promotion | $273 | $0 | $0 | $0 | 0.1% | |
| Travel | $243 | $0 | $0 | $0 | 0.1% | |
| Total | $226,751 | 100% |
2021 · Form 990 · $174,836 spent · pay $74,497 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $41,717 | $0 | $0 | $0 | 23.9% | |
| Other salaries and wages | $27,289 | $0 | $0 | $0 | 15.6% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $23,598 | $0 | $0 | $0 | 13.5% |
| Office expenses | $17,310 | $0 | $0 | $0 | 9.9% | |
| Other (as described) | DIVIDENDS | $12,592 | $0 | $0 | $0 | 7.2% |
| Other (as described) | LOAN SERVICING | $11,489 | $0 | $0 | $0 | 6.6% |
| Occupancy | $11,303 | $0 | $0 | $0 | 6.5% | |
| Other (as described) | MISCELLANEOUS | $10,517 | $0 | $0 | $0 | 6.0% |
| Insurance | $5,617 | $0 | $0 | $0 | 3.2% | |
| Payroll taxes | $5,491 | $0 | $0 | $0 | 3.1% | |
| Fees: accounting | $4,795 | $0 | $0 | $0 | 2.7% | |
| All other expenses | $3,038 | $0 | $0 | $0 | 1.7% | |
| Travel | $80 | $0 | $0 | $0 | 0.0% | |
| Total | $174,836 | 100% |
2020 · Form 990 · $199,741 spent · pay $97,607 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $76,982 | $0 | $0 | $0 | 38.5% | |
| Office expenses | $28,641 | $0 | $0 | $0 | 14.3% | |
| Other (as described) | DIVIDENDS | $17,873 | $0 | $0 | $0 | 8.9% |
| Other (as described) | PROVISION FOR LOAN LOSS | $15,230 | $0 | $0 | $0 | 7.6% |
| Other (as described) | LOAN SERVICING | $13,001 | $0 | $0 | $0 | 6.5% |
| Other salaries and wages | $12,758 | $0 | $0 | $0 | 6.4% | |
| Occupancy | $11,530 | $0 | $0 | $0 | 5.8% | |
| Other employee benefits | $7,867 | $0 | $0 | $0 | 3.9% | |
| Insurance | $5,764 | $0 | $0 | $0 | 2.9% | |
| All other expenses | $4,056 | $0 | $0 | $0 | 2.0% | |
| Other (as described) | OPERATING FEES | $3,434 | $0 | $0 | $0 | 1.7% |
| Fees: accounting | $2,260 | $0 | $0 | $0 | 1.1% | |
| Travel | $345 | $0 | $0 | $0 | 0.2% | |
| Total | $199,741 | 100% |
2019 · Form 990 · $299,437 spent · pay $84,654 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | PROVISION FOR LOAN LOSS | $120,200 | $0 | $0 | $0 | 40.1% |
| Pay: officers, directors, trustees, key employees | $50,599 | $0 | $0 | $0 | 16.9% | |
| Other (as described) | DIVIDENDS | $26,500 | $0 | $0 | $0 | 8.8% |
| Other salaries and wages | $26,450 | $0 | $0 | $0 | 8.8% | |
| Office expenses | $19,033 | $0 | $0 | $0 | 6.4% | |
| Other (as described) | LOAN SERVICING | $14,895 | $0 | $0 | $0 | 5.0% |
| Occupancy | $11,839 | $0 | $0 | $0 | 4.0% | |
| All other expenses | $8,170 | $0 | $0 | $0 | 2.7% | |
| Other employee benefits | $7,605 | $0 | $0 | $0 | 2.5% | |
| Insurance | $5,677 | $0 | $0 | $0 | 1.9% | |
| Fees: accounting | $3,875 | $0 | $0 | $0 | 1.3% | |
| Other (as described) | OPERATING FEES | $2,846 | $0 | $0 | $0 | 1.0% |
| Travel | $1,285 | $0 | $0 | $0 | 0.4% | |
| Advertising and promotion | $463 | $0 | $0 | $0 | 0.2% | |
| Total | $299,437 | 100% |
2018 · Form 990 · $294,032 spent · pay $85,242 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | PROVISION FOR LOAN LOSS | $113,776 | $0 | $0 | $0 | 38.7% |
| Pay: officers, directors, trustees, key employees | $52,605 | $0 | $0 | $0 | 17.9% | |
| Other salaries and wages | $25,012 | $0 | $0 | $0 | 8.5% | |
| Office expenses | $20,214 | $0 | $0 | $0 | 6.9% | |
| Other (as described) | DIVIDENDS | $18,122 | $0 | $0 | $0 | 6.2% |
| Other (as described) | LOAN SERVICING | $14,709 | $0 | $0 | $0 | 5.0% |
| All other expenses | $13,018 | $0 | $0 | $0 | 4.4% | |
| Occupancy | $13,003 | $0 | $0 | $0 | 4.4% | |
| Other employee benefits | $7,625 | $0 | $0 | $0 | 2.6% | |
| Insurance | $5,376 | $0 | $0 | $0 | 1.8% | |
| Fees: accounting | $3,894 | $0 | $0 | $0 | 1.3% | |
| Other (as described) | OPERATING FEES | $3,052 | $0 | $0 | $0 | 1.0% |
| Travel | $3,018 | $0 | $0 | $0 | 1.0% | |
| Advertising and promotion | $608 | $0 | $0 | $0 | 0.2% | |
| Total | $294,032 | 100% |
2017 · Form 990 · $239,161 spent · pay $83,150 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | PROVISION FOR LOAN LOSS | $68,792 | - | - | - | 28.8% |
| Pay: officers, directors, trustees, key employees | $50,621 | - | - | - | 21.2% | |
| Other salaries and wages | $24,864 | - | - | - | 10.4% | |
| Other (as described) | DIVIDENDS | $22,929 | - | - | - | 9.6% |
| Office expenses | $21,147 | - | - | - | 8.8% | |
| Occupancy | $11,437 | - | - | - | 4.8% | |
| Other (as described) | LOAN SERVICING | $8,497 | - | - | - | 3.6% |
| Payroll taxes | $7,665 | - | - | - | 3.2% | |
| All other expenses | $6,868 | - | - | - | 2.9% | |
| Insurance | $5,353 | - | - | - | 2.2% | |
| Travel | $4,702 | - | - | - | 2.0% | |
| Other (as described) | OPERATING FEES | $2,807 | - | - | - | 1.2% |
| Fees: accounting | $2,660 | - | - | - | 1.1% | |
| Advertising and promotion | $819 | - | - | - | 0.3% | |
| Total | $239,161 | 100% |
2016 · Form 990 · $187,274 spent · pay $75,474 · grants $0 · events $3,414
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $46,500 | - | - | - | 24.8% | |
| Other (as described) | PROVISION FOR LOAN LOSSES | $29,450 | - | - | - | 15.7% |
| Other salaries and wages | $21,950 | - | - | - | 11.7% | |
| Office expenses | $17,901 | - | - | - | 9.6% | |
| Interest | $17,648 | - | - | - | 9.4% | |
| Fees: accounting | $11,266 | - | - | - | 6.0% | |
| Occupancy | $9,000 | - | - | - | 4.8% | |
| Payroll taxes | $7,024 | - | - | - | 3.8% | |
| Other (as described) | ASSOCIATION DUES | $5,312 | - | - | - | 2.8% |
| Insurance | $5,184 | - | - | - | 2.8% | |
| Other (as described) | OTHER MISC. EXPENSES NOT OFFICE SUPPLIES | $4,278 | - | - | - | 2.3% |
| Conferences, conventions and meetings | $3,414 | - | - | - | 1.8% | |
| Payments to affiliates | $3,147 | - | - | - | 1.7% | |
| Travel | $1,907 | - | - | - | 1.0% | |
| Depreciation and depletion | $1,907 | - | - | - | 1.0% | |
| Fees: other services | $852 | - | - | - | 0.5% | |
| Advertising and promotion | $194 | - | - | - | 0.1% | |
| Other (as described) | ANNUAL MEETING | $190 | - | - | - | 0.1% |
| Fees: legal | $150 | - | - | - | 0.1% | |
| Total | $187,274 | 100% |
2015 · Form 990 · $160,246 spent · pay $68,121 · grants $0 · events $3,954
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $41,676 | - | - | - | 26.0% | |
| Other salaries and wages | $20,298 | - | - | - | 12.7% | |
| Interest | $17,075 | - | - | - | 10.7% | |
| Other (as described) | PROVISIONS FOR LOAN LOSSES | $13,777 | - | - | - | 8.6% |
| Office expenses | $11,121 | - | - | - | 6.9% | |
| Insurance | $10,594 | - | - | - | 6.6% | |
| Occupancy | $10,234 | - | - | - | 6.4% | |
| Payroll taxes | $6,147 | - | - | - | 3.8% | |
| Other (as described) | ASSOCIATION DUES | $5,115 | - | - | - | 3.2% |
| Other (as described) | OTHER MISC EXPENSES NOT OFFICE SUPPLIES | $4,550 | - | - | - | 2.8% |
| Fees: accounting | $4,087 | - | - | - | 2.6% | |
| Conferences, conventions and meetings | $3,954 | - | - | - | 2.5% | |
| Fees: other services | $3,862 | - | - | - | 2.4% | |
| Payments to affiliates | $2,561 | - | - | - | 1.6% | |
| Depreciation and depletion | $2,363 | - | - | - | 1.5% | |
| Travel | $1,659 | - | - | - | 1.0% | |
| Fees: legal | $769 | - | - | - | 0.5% | |
| Advertising and promotion | $280 | - | - | - | 0.2% | |
| Other (as described) | ANNUAL MEETING | $124 | - | - | - | 0.1% |
| Total | $160,246 | 100% |
2014 · Form 990 · $154,933 spent · pay $66,199 · grants $0 · events $3,830
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $40,633 | $40,633 | $0 | $0 | 26.2% | |
| Other (as described) | PROV FOR LOAN LOSSES | $22,026 | $22,026 | $0 | - | 14.2% |
| Other salaries and wages | $19,514 | $19,514 | $0 | $0 | 12.6% | |
| Interest | $15,681 | $15,681 | $0 | $0 | 10.1% | |
| Occupancy | $7,899 | $7,899 | $0 | $0 | 5.1% | |
| Office expenses | $7,001 | $7,001 | $0 | $0 | 4.5% | |
| Insurance | $6,986 | $6,986 | $0 | $0 | 4.5% | |
| Payroll taxes | $6,052 | $6,052 | $0 | $0 | 3.9% | |
| Other (as described) | ASSOCIATION DUES | $4,577 | $4,577 | $0 | $0 | 3.0% |
| Fees: other services | $3,990 | $3,990 | $0 | $0 | 2.6% | |
| Conferences, conventions and meetings | $3,830 | $3,830 | $0 | $0 | 2.5% | |
| Fees: accounting | $3,704 | $3,704 | $0 | $0 | 2.4% | |
| Depreciation and depletion | $3,494 | $3,494 | $0 | $0 | 2.3% | |
| Other (as described) | OTHER MISC. EXPENSES, NOT OFFICE SUPPLIES | $3,381 | $3,381 | $0 | $0 | 2.2% |
| Payments to affiliates | $2,876 | $2,876 | $0 | $0 | 1.9% | |
| Travel | $2,268 | $2,268 | $0 | $0 | 1.5% | |
| Fees: legal | $800 | $800 | $0 | $0 | 0.5% | |
| Other (as described) | ANNUAL MEETING | $146 | $146 | $0 | $0 | 0.1% |
| Advertising and promotion | $75 | $75 | $0 | $0 | 0.0% | |
| Total | $154,933 | 100% |
2013 · Form 990 · $141,818 spent · pay $58,559 · grants $0 · events $3,914
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $36,586 | $36,586 | $0 | $0 | 25.8% | |
| Other (as described) | PROV FOR LOAN LOSSES | $18,614 | $18,614 | $0 | $0 | 13.1% |
| Interest | $16,753 | $16,753 | $0 | $0 | 11.8% | |
| Other salaries and wages | $16,507 | $16,507 | $0 | $0 | 11.6% | |
| Office expenses | $9,007 | $9,007 | $0 | $0 | 6.4% | |
| Occupancy | $7,262 | $7,262 | $0 | $0 | 5.1% | |
| Insurance | $6,973 | $6,973 | $0 | $0 | 4.9% | |
| Fees: other services | $6,108 | $6,108 | $0 | $0 | 4.3% | |
| Payroll taxes | $5,466 | $5,466 | $0 | $0 | 3.9% | |
| Other (as described) | ASSOCIATION DUES | $3,988 | $3,988 | $0 | $0 | 2.8% |
| Conferences, conventions and meetings | $3,914 | $3,914 | $0 | $0 | 2.8% | |
| Other (as described) | OTHER MISC. EXPENSES, NOT OFFICE SUPPLIES | $3,258 | $3,258 | $0 | $0 | 2.3% |
| Fees: accounting | $3,212 | $3,212 | $0 | $0 | 2.3% | |
| Payments to affiliates | $2,472 | $2,472 | $0 | $0 | 1.7% | |
| Travel | $618 | $618 | $0 | $0 | 0.4% | |
| Depreciation and depletion | $439 | $439 | $0 | $0 | 0.3% | |
| Advertising and promotion | $395 | $395 | $0 | $0 | 0.3% | |
| Other (as described) | ANNUAL MEETING | $246 | $246 | $0 | - | 0.2% |
| Total | $141,818 | 100% |
2012 · Form 990 · $114,250 spent · pay $47,524 · grants $0 · events $1,509
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $32,136 | $32,136 | $0 | $0 | 28.1% | |
| Interest | $13,342 | $13,342 | $0 | $0 | 11.7% | |
| Other salaries and wages | $11,117 | $11,117 | $0 | $0 | 9.7% | |
| Fees: other services | $11,097 | $11,097 | $0 | $0 | 9.7% | |
| Occupancy | $7,298 | $7,298 | $0 | $0 | 6.4% | |
| All other expenses | $6,089 | $6,089 | $0 | $0 | 5.3% | |
| Insurance | $6,086 | $6,086 | $0 | $0 | 5.3% | |
| Office expenses | $5,579 | $5,579 | $0 | $0 | 4.9% | |
| Payroll taxes | $4,271 | $4,271 | $0 | $0 | 3.7% | |
| Other (as described) | OTHER MISC. EXPENSES, NOT OFFICE SUP. | $3,759 | $3,759 | $0 | $0 | 3.3% |
| Other (as described) | ASSOCIATION DUES | $3,473 | $3,473 | $0 | $0 | 3.0% |
| Fees: accounting | $3,165 | $3,165 | $0 | $0 | 2.8% | |
| Payments to affiliates | $2,218 | $2,218 | $0 | $0 | 1.9% | |
| Advertising and promotion | $1,648 | $1,648 | $0 | $0 | 1.4% | |
| Conferences, conventions and meetings | $1,509 | $1,509 | $0 | $0 | 1.3% | |
| Depreciation and depletion | $900 | $900 | $0 | $0 | 0.8% | |
| Fees: legal | $375 | $375 | $0 | $0 | 0.3% | |
| Other (as described) | ANNUAL MEETING | $188 | $188 | $0 | $0 | 0.2% |
| Total | $114,250 | 100% |
2011 · Form 990 · $124,716 spent · pay $38,532 · grants $0 · events $813
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $28,377 | $28,377 | $0 | $0 | 22.8% | |
| Insurance | $18,546 | $18,546 | $0 | $0 | 14.9% | |
| Interest | $17,636 | $17,636 | $0 | $0 | 14.1% | |
| Office expenses | $15,605 | $15,605 | $0 | $0 | 12.5% | |
| Fees: other services | $9,215 | $9,215 | $0 | $0 | 7.4% | |
| Occupancy | $8,980 | $8,980 | $0 | $0 | 7.2% | |
| Other salaries and wages | $7,849 | $7,849 | $0 | $0 | 6.3% | |
| Other (as described) | OTHER MISC. EXPENSES, NOT OFFICE SUPPLIES | $6,317 | $6,317 | $0 | $0 | 5.1% |
| Fees: accounting | $3,057 | $3,057 | $0 | $0 | 2.5% | |
| Other (as described) | ASSOCIATION DUES | $3,024 | $3,024 | $0 | $0 | 2.4% |
| Payroll taxes | $2,306 | $2,306 | $0 | $0 | 1.8% | |
| Payments to affiliates | $1,763 | $1,763 | $0 | $0 | 1.4% | |
| Fees: legal | $1,105 | $1,105 | $0 | $0 | 0.9% | |
| Conferences, conventions and meetings | $813 | $813 | $0 | $0 | 0.7% | |
| Other (as described) | ANNUAL MEETING | $123 | $123 | $0 | $0 | 0.1% |
| Total | $124,716 | 100% |
2010 · Form 990 · $103,141 spent · pay $36,151 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $25,155 | - | - | - | 24.4% | |
| Interest | $23,316 | - | - | - | 22.6% | |
| Insurance | $15,918 | - | - | - | 15.4% | |
| Office expenses | $8,198 | - | - | - | 7.9% | |
| Occupancy | $8,133 | - | - | - | 7.9% | |
| Other salaries and wages | $7,989 | - | - | - | 7.7% | |
| Fees: accounting | $5,449 | - | - | - | 5.3% | |
| All other expenses | $3,942 | - | - | - | 3.8% | |
| Payroll taxes | $3,007 | - | - | - | 2.9% | |
| Other (as described) | car guides, other items not office supplies | $1,638 | - | - | - | 1.6% |
| Fees: legal | $245 | - | - | - | 0.2% | |
| Advertising and promotion | $151 | - | - | - | 0.1% | |
| Total | $103,141 | 100% |