STRATEGY STUDIO / PUBLIC DATA EXPLORER

CSD CREDIT UNION

Cite this

Plain text CSD CREDIT UNION. Strategy Studio, nonprofit organization profile, tax years 2010–2025. https://strategystudio.org/org/446013258. Retrieved 2026-10-19.

APA Strategy Studio. (n.d.). CSD CREDIT UNION [Nonprofit organization profile; tax years 2010–2025]. Retrieved October 19, 2026, from https://strategystudio.org/org/446013258

MLA “CSD CREDIT UNION.” Strategy Studio, tax years 2010–2025, https://strategystudio.org/org/446013258. Accessed 19 Oct. 2026.

Retrieved 2026-10-19; covers tax years 2010–2025. Data: Strategy Studio, CC BY 4.0.

2025 · Form 990 · revenue $4.5M · expenses $3.9M · assets $87.4M

EIN
44-6013258
Address
8510 E BANNISTER ROAD, KANSAS CITY, MO 641341841
Website
WWW.CSDCU.ORG
NTEE code
-
Subsection
-
Ruling year
-
Cross-check
ProPublica Nonprofit Explorer

Mission

CSD CREDIT UNION IS A MEMBER OWNED NOT-FOR-PROFIT COOPERATIVE ESTABLISHED TO PROVIDE CONVENIENT AND COMPETITIVE FINANCIAL SERVICES. ITS GOAL IS TO ENCOURAGE FINANCIAL INDEPENDENCE THROUGH PERSONALIZED SERVICES AND SOUND FINANCIAL COUNSELING.

Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).

People paid by the organization

2 people paid across every filing: current people first, then by total pay from this organization. Organizations counts every nonprofit each person appears on.

NameLatest titleYearsLatest year payTotal pay from hereOrganizations
Edward Watts PRESIDENT2020-2025 $179,829$874,200 1
Anthony J Digiovanni (former) PRESIDENT2010-2019 $269,780$2,267,268 1

Officers and directors, no compensation reported

6 people listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.

NameLatest titleYearsHrs/wk (latest)CompensationOrganizations
Freda Markley CHAIRPERSON2010-2025 1 $0 reported 1
Kenneth Mccrary VICE CHAIRPERSON2010-2025 1 $0 reported 1
Samuel Schissler TREASURER2010-2025 1 $0 reported 1
Linda Whitford SECRETARY2010-2025 1 $0 reported 1
Darci Willis BOARD MEMBER2020-2025 1 $0 reported 1
Darcinda Willis (former) BOARD MEMBER2010-2019 1 $0 reported 1

People by year

2025 · 6 people listed · 1 paid, $180K · 34 employees · 10 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
EDWARD WATTS PRESIDENT40 $155,408$0$24,421 $179,8291
FREDA MARKLEY CHAIRPERSON1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRPERSON1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCI WILLIS BOARD MEMBER1 $0$0$0 $01
2024 · 6 people listed · 1 paid, $157K · 22 employees · 0 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
EDWARD WATTS PRESIDENT40 $134,295$0$22,507 $156,8021
FREDA MARKLEY CHAIRPERSON1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRPERSON1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCI WILLIS BOARD MEMBER1 $0$0$0 $01
2023 · 6 people listed · 1 paid, $145K · 19 employees · 10 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
EDWARD WATTS PRESIDENT40 $124,498$0$20,972 $145,4701
FREDA MARKLEY CHAIRPERSON1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRPERSON1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCI WILLIS BOARD MEMBER1 $0$0$0 $01
2022 · 6 people listed · 1 paid, $136K · 16 employees · 10 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
EDWARD WATTS PRESIDENT40 $117,125$0$18,698 $135,8231
FREDA MARKLEY CHAIRPERSON1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRPERSON1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCI WILLIS BOARD MEMBER1 $0$0$0 $01
2021 · 6 people listed · 1 paid, $131K · 14 employees · 9 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
EDWARD WATTS PRESIDENT40 $112,744$0$18,461 $131,2051
FREDA MARKLEY CHAIRPERSON1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRPERSON1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCI WILLIS BOARD MEMBER1 $0$0$0 $01
2020 · 6 people listed · 1 paid, $125K · 23 employees · 9 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
EDWARD WATTS PRESIDENT40 $108,129$0$16,942 $125,0711
FREDA MARKLEY CHAIRPERSON1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRPERSON1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCI WILLIS BOARD MEMBER1 $0$0$0 $01
2019 · 6 people listed · 1 paid, $270K · 25 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $214,296$0$55,484 $269,7801
FREDA MARKLEY CHAIRPERSON1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRPERSON1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS BOARD MEMBER1 $0$0$0 $01
2018 · 6 people listed · 1 paid, $134K · 24 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $208,176$0-$74,512 $133,6641
FREDA MARKLEY CHAIRMAN1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRMAN1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS DIRECTOR1 $0$0$0 $01
2017 · 6 people listed · 1 paid, $204K · 20 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $198,702$0$5,711 $204,4131
FREDA MARKLEY CHAIRMAN1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRMAN1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS DIRECTOR1 $0$0$0 $01
2016 · 6 people listed · 1 paid, $167K · 20 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $200,692$0-$33,319 $167,3731
FREDA MARKLEY CHAIRMAN1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRMAN1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS DIRECTOR1 $0$0$0 $01
2015 · 6 people listed · 1 paid, $178K · 20 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $166,389$0$11,760 $178,1491
FREDA MARKLEY CHAIRMAN1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRMAN1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS DIRECTOR1 $0$0$0 $01
2014 · 6 people listed · 1 paid, $231K · 17 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $165,259$0$65,455 $230,7141
FREDA MARKLEY CHAIRMAN1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRMAN1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS DIRECTOR1 $0$0$0 $01
2013 · 6 people listed · 1 paid, $236K · 21 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $159,945$0$76,412 $236,3571
FREDA MARKLEY CHAIRMAN1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRMAN1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS DIRECTOR1 $0$0$0 $01
2012 · 6 people listed · 1 paid, $282K · 21 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $155,743$0$125,761 $281,5041
FREDA MARKLEY CHAIRMAN1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRMAN1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS DIRECTOR1 $0$0$0 $01
2011 · 6 people listed · 1 paid, $119K · 20 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $154,740$0-$35,738 $119,0021
FREDA MARKLEY CHAIRMAN1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRMAN1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS DIRECTOR1 $0$0$0 $01
2010 · 6 people listed · 1 paid, $446K · 20 employees · 8 volunteers
NameTitleHrs/wkFrom orgFrom relatedOtherTotalOrgs
ANTHONY J DIGIOVANNI PRESIDENT40 $275,476$0$170,836 $446,3121
FREDA MARKLEY CHAIRMAN1 $0$0$0 $01
KENNETH MCCRARY VICE CHAIRMAN1 $0$0$0 $01
SAMUEL SCHISSLER TREASURER1 $0$0$0 $01
LINDA WHITFORD SECRETARY1 $0$0$0 $01
DARCINDA WILLIS DIRECTOR1 $0$0$0 $01

Highest-paid independent contractors

No independent contractors reported.

Who the money went to

Grants this organization reported paying: Schedule I Part II of the Form 990, or the grants-paid list on the 990-PF. Open a year for every recipient. Recipients link to their own page when the grant names an EIN we have (990-PF grants list no EIN, so those link only on an exact, unique name and state). Grants to individuals are counted; their names are not shown.

2024 · 2 grants to organizations · $17K

Listed grants add up to $16,850; the return's “grants paid” expense line says $21,200. Returns can differ here (grants paid vs. accrued, items listed elsewhere); check the filing.

Negative amounts are returned or refunded grants; they are listed last and left out of the totals of grants paid.

Who gave

Contributor names are not public for this form type.

Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.

Finances

Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.

RevenueExpensesAssetsNet assetsContributionsProgram revenueOfficer payEmployeesVolunteers
2025 · Form 990 period ending 2025-12-31 · view filing · original 990 ↗
$4,473,525$3,869,074 $87,357,123$9,947,021 $0$2,850,597 $179,8293410
2024 · Form 990 period ending 2024-12-31 · view filing · original 990 ↗
$4,232,822$3,430,411 $77,024,523$9,342,570 $0$2,814,271 $156,802220
2023 · Form 990 period ending 2023-12-31 · view filing · original 990 ↗
$3,435,712$2,603,278 $74,497,803$8,546,225 $0$2,467,042 $145,4701910
2022 · Form 990 period ending 2022-12-31 · view filing · original 990 ↗
$2,351,686$2,011,520 $71,766,536$7,735,096 $0$2,068,997 $135,8231610
2021 · Form 990 period ending 2021-12-31 · view filing · original 990 ↗
$2,065,109$1,693,909 $59,738,527$6,358,478 $0$1,812,638 $131,205149
2020 · Form 990 period ending 2020-12-31 · view filing · original 990 ↗
$1,907,473$1,608,541 $53,372,392$6,063,285 $0$1,513,967 $125,071239
2019 · Form 990 period ending 2019-12-31 · view filing · original 990 ↗
$1,831,030$1,758,424 $40,888,332$5,588,244 $0$1,388,952 $269,780258
2018 · Form 990 period ending 2018-12-31 · view filing · original 990 ↗
$1,629,515$1,388,701 $39,668,468$5,514,851 $0$1,391,588 $66,793248
2017 · Form 990 period ending 2017-12-31 · view filing · original 990 ↗
$1,565,126$1,256,107 $39,993,895$5,398,471 $0$1,309,322 $137,543208
2016 · Form 990 period ending 2016-12-31 · view filing · original 990 ↗
$1,435,066$1,311,142 $41,106,747$5,089,452 $0$1,296,182 $100,503208
2015 · Form 990 period ending 2015-12-31 · view filing · original 990 ↗
$1,352,655$1,194,327 $38,571,051$4,991,541 $0$1,207,974 $135,018208
2014 · Form 990 period ending 2014-12-31 · view filing · original 990 ↗
$1,412,271$1,523,867 $35,360,589$4,833,213 $0$1,226,610 $188,681178
2013 · Form 990 period ending 2013-12-31 · view filing · original 990 ↗
$1,313,503$1,300,437 $34,783,004$4,944,809 $0$1,290,724 $195,772218
2012 · Form 990 period ending 2012-12-31 · view filing · original 990 ↗
$1,572,908$1,493,712 $33,163,882$4,931,743 $0$1,302,446 $244,211218
2011 · Form 990 period ending 2011-12-31 · view filing · original 990 ↗
$1,423,951$1,232,263 $32,090,991$4,852,547 $0$1,282,553 $119,002208
2010 · Form 990 period ending 2010-12-31 · view filing · original 990 ↗
$1,606,889$1,492,850 $30,855,840$4,660,859 $0$1,195,240 $279,385208

Funders of this organization

Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).

Similar organizations

Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. Same state only · More (100)

OrganizationStateNTEELatest revenueLatest expensesTop-paid titleTop payWhy similar
METRO CREDIT UNIONMONot reported $6,872,563$5,813,700 PRESIDENT / CEO$183,751 Similar name, revenue within 2x, same state, similar mission
MERCY CREDIT UNIONMONot reported $4,769,409$3,657,699 MANAGER$132,905 Similar name, revenue within 2x, same state, similar mission
VOLT CREDIT UNIONMONot reported $5,300,505$5,070,898 PRESIDENT/CEO (CURRENT)$151,638 Similar name, revenue within 2x, same state
GOETZ CREDIT UNIONMONot reported $6,368,501$5,305,396 PRESIDENT$286,880 Similar name, revenue within 2x, same state
HORIZON CREDIT UNIONMONot reported $3,509,831$3,032,234 PRESIDENT$118,479 Similar name, revenue within 2x, same state
CITY CREDIT UNIONMONot reported $3,971,218$3,235,521 PRESIDENT$167,126 Similar name, revenue within 2x, same state
Missouri Credit UnionMONot reported $6,893,258$7,818,245 PRESIDENT$228,022 Similar name, revenue within 2x, same state, similar mission
CGR CREDIT UNIONGAW61 $8,796,324$6,791,881 CEO/ALCO MEM$258,922 Similar name, revenue within 2x
Latah Credit UnionIDNot reported $7,579,629$4,902,635 CEO$145,078 Similar name, revenue within 2x, similar mission
GALE CREDIT UNIONILNot reported $3,666,245$3,198,137 CEO/TREASURER$167,387 Similar name, revenue within 2x, similar mission
RELYON CREDIT UNIONTXNot reported $4,300,329$9,435,831 PRESIDENT/CEO & DIRECTOR$274,932 Similar name, revenue within 2x, similar mission
FOCUS CREDIT UNIONWINot reported $3,979,185$2,858,426 PRESIDENT/CEO$235,988 Similar name, revenue within 2x, similar mission
IDAHO UNITED CREDIT UNIONIDNot reported $4,298,191$3,672,391 PRESIDENT/CEO$193,590 Similar name, revenue within 2x, similar mission
TEXAS DPS CREDIT UNIONTXNot reported $4,885,921$4,151,309 President/CEO$203,079 Similar name, revenue within 2x, similar mission
Simplot Credit UnionIDNot reported $3,059,605$2,274,239 President & CEO$139,902 Similar name, revenue within 2x, similar mission
PLUS CREDIT UNIONNVNot reported $5,953,910$5,039,380 PRESIDENT/CEO$357,437 Similar name, revenue within 2x
SENTRY CREDIT UNIONWINot reported $6,913,526$6,568,301 PRESIDENT$209,512 Similar name, revenue within 2x
VALLEY CREDIT UNIONALNot reported $5,385,062$4,843,255 CEO/SEC/TREA$231,277 Similar name, revenue within 2x
RED OAK CREDIT UNIONALNot reported $2,684,829$3,356,828 BOARD TREASU$0 Similar name, revenue within 2x
ASPIRE CREDIT UNIONTXNot reported $2,597,117$1,838,197 PRESIDENT$138,833 Similar name, revenue within 2x
ALDEN CREDIT UNIONMANot reported $8,583,013$8,347,407 PRESIDENT/CEO$317,555 Similar name, revenue within 2x
NEW Credit UnionWINot reported $8,259,450$6,150,546 CEOPresident$143,768 Similar name, revenue within 2x
APPLETREE CREDIT UNIONWINot reported $5,246,713$4,155,147 CEO/PRESIDENT & SECRETARY$214,238 Similar name, revenue within 2x, similar mission
ACCESS CREDIT UNIONILNot reported $3,068,038$2,933,250 PRESIDENT/CEO$165,495 Similar name, revenue within 2x
DOCHES CREDIT UNIONTXNot reported $5,040,066$4,982,889 PRESIDENT$100,333 Similar name, revenue within 2x

Who funds organizations like this

Grantors that funded the 100 most similar organizations. Ranked by total given to them. Foundations (990-PF) and donor-advised fund sponsors only. Same matching as Funders above (by EIN, or by name for foundations).

GrantorTypeTotal givenGrantsOrganizations fundedYearsWhich ones
HEARTLAND CREDIT UNION CHARITABLE DAF sponsor$7,1001 12018–2018 SHOW ME CREDIT UNION
CORNERSTONE CREDIT UNION FOUNDATION DAF sponsor$5,8821 12021–2021 UNITED CREDIT UNION

The full list · all similar organizations

Where the money went

Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.

2025 · Form 990 · $3,869,074 spent · pay $1,415,259 · grants $2,500 · events $15,007
LineAs describedTotalProgramManagementFundraisingShare
Other (as described)MEMBER DIVIDENDS $1,224,572--- 31.7%
Other salaries and wages $850,019--- 22.0%
Office expenses $370,088--- 9.6%
Other (as described)PROVISION FOR LOAN LOSS $191,404--- 4.9%
Pay: officers, directors, trustees, key employees $179,829--- 4.6%
Information technology $166,752--- 4.3%
Other employee benefits $163,099--- 4.2%
Depreciation and depletion $148,253--- 3.8%
Pension plan contributions $141,893--- 3.7%
Other (as described)LOAN SERVICING $102,918--- 2.7%
Occupancy $88,066--- 2.3%
Payroll taxes $80,419--- 2.1%
Fees: other services $49,113--- 1.3%
Advertising and promotion $47,809--- 1.2%
Insurance $29,366--- 0.8%
Conferences, conventions and meetings $15,007--- 0.4%
Fees: accounting $9,800--- 0.3%
Travel $6,227--- 0.2%
Grants to US organizations and governments $2,500--- 0.1%
All other expenses $1,940--- 0.1%
Total$3,869,074100%

View the filing

2024 · Form 990 · $3,430,411 spent · pay $1,209,654 · grants $21,200 · events $8,039
LineAs describedTotalProgramManagementFundraisingShare
Other (as described)MEMBER DIVIDENDS $1,060,478--- 30.9%
Other salaries and wages $729,492--- 21.3%
Office expenses $366,813--- 10.7%
Information technology $180,954--- 5.3%
Pay: officers, directors, trustees, key employees $156,802--- 4.6%
Other employee benefits $151,164--- 4.4%
Depreciation and depletion $115,750--- 3.4%
Other (as described)LOAN SERVICING $108,164--- 3.2%
Pension plan contributions $107,287--- 3.1%
Other (as described)PROVISION FOR LOAN LOSS $89,202--- 2.6%
Occupancy $87,684--- 2.6%
Payroll taxes $64,909--- 1.9%
Advertising and promotion $45,568--- 1.3%
All other expenses $44,053--- 1.3%
Insurance $41,927--- 1.2%
Grants to US organizations and governments $21,200--- 0.6%
Fees: other services $20,991--- 0.6%
Fees: accounting $18,963--- 0.6%
Conferences, conventions and meetings $8,039--- 0.2%
Travel $6,641--- 0.2%
Fees: legal $4,330--- 0.1%
Total$3,430,411100%

View the filing

2023 · Form 990 · $2,603,278 spent · pay $1,050,399 · grants $9,600 · events $3,681
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $613,525--- 23.6%
Other (as described)MEMBER DIVIDENDS $582,696--- 22.4%
Office expenses $361,060--- 13.9%
Information technology $162,207--- 6.2%
Pay: officers, directors, trustees, key employees $145,470--- 5.6%
Other employee benefits $120,293--- 4.6%
Pension plan contributions $113,001--- 4.3%
Other (as described)LOAN SERVICING $102,219--- 3.9%
Depreciation and depletion $95,092--- 3.7%
Occupancy $68,721--- 2.6%
Payroll taxes $58,110--- 2.2%
Other (as described)PROVISION FOR LOAN LOSS $45,820--- 1.8%
Insurance $40,267--- 1.5%
Advertising and promotion $28,735--- 1.1%
Fees: other services $22,899--- 0.9%
Fees: accounting $17,390--- 0.7%
Grants to US organizations and governments $9,600--- 0.4%
All other expenses $6,156--- 0.2%
Travel $5,734--- 0.2%
Conferences, conventions and meetings $3,681--- 0.1%
Fees: legal $301--- 0.0%
Interest $301--- 0.0%
Total$2,603,278100%

View the filing

2022 · Form 990 · $2,011,520 spent · pay $814,526 · grants $0 · events $4,386
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $591,064--- 29.4%
Office expenses $342,746--- 17.0%
Other (as described)MEMBER DIVIDENDS $212,274--- 10.6%
Information technology $143,844--- 7.2%
Pay: officers, directors, trustees, key employees $135,823--- 6.8%
Other employee benefits $134,910--- 6.7%
Other (as described)LOAN SERVICING $100,755--- 5.0%
Occupancy $81,813--- 4.1%
Depreciation and depletion $81,228--- 4.0%
Other (as described)CREDIT LOSS EXPENSE $77,641--- 3.9%
Payroll taxes $57,087--- 2.8%
Insurance $43,145--- 2.1%
Advertising and promotion $28,301--- 1.4%
Fees: other services $25,717--- 1.3%
All other expenses $22,747--- 1.1%
Fees: accounting $16,413--- 0.8%
Other (as described)MERGER EXPENSES $13,271--- 0.7%
Conferences, conventions and meetings $4,386--- 0.2%
Travel $2,500--- 0.1%
Interest $213--- 0.0%
Pension plan contributions -$104,358--- -5.2%
Total$2,011,520100%

View the filing

2021 · Form 990 · $1,693,909 spent · pay $874,496 · grants $0 · events $2,844
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $532,289--- 31.4%
Office expenses $308,195--- 18.2%
Other (as described)MEMBER DIVIDENDS $153,585--- 9.1%
Information technology $136,258--- 8.0%
Pay: officers, directors, trustees, key employees $131,205--- 7.7%
Other employee benefits $123,385--- 7.3%
Other (as described)LOAN SERVICING $95,030--- 5.6%
Depreciation and depletion $52,741--- 3.1%
Payroll taxes $49,483--- 2.9%
Pension plan contributions $38,134--- 2.3%
Occupancy $37,797--- 2.2%
Advertising and promotion $27,404--- 1.6%
Insurance $24,973--- 1.5%
Fees: other services $22,042--- 1.3%
Other (as described)ASSOCIATION DUES $18,052--- 1.1%
All other expenses $12,743--- 0.8%
Fees: accounting $12,267--- 0.7%
Conferences, conventions and meetings $2,844--- 0.2%
Fees: legal $1,926--- 0.1%
Other (as described)PROVISION FOR LOAN LOSS -$86,444--- -5.1%
Total$1,693,909100%

View the filing

2020 · Form 990 · $1,608,541 spent · pay $819,615 · grants $0 · events $5,669
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $430,232--- 26.7%
Office expenses $256,370--- 15.9%
Other (as described)MEMBER DIVIDENDS $153,214--- 9.5%
Pay: officers, directors, trustees, key employees $125,071--- 7.8%
Pension plan contributions $113,102--- 7.0%
Information technology $108,212--- 6.7%
Other employee benefits $104,941--- 6.5%
Other (as described)LOAN SERVICING $65,862--- 4.1%
Payroll taxes $46,269--- 2.9%
Depreciation and depletion $38,296--- 2.4%
Occupancy $32,973--- 2.0%
Insurance $29,599--- 1.8%
Advertising and promotion $21,817--- 1.4%
Fees: other services $19,403--- 1.2%
Other (as described)ASSOCIATION DUES $17,425--- 1.1%
Other (as described)PROVISION FOR LOAN LOSS $16,841--- 1.0%
Fees: accounting $14,514--- 0.9%
All other expenses $7,680--- 0.5%
Conferences, conventions and meetings $5,669--- 0.4%
Fees: legal $1,051--- 0.1%
Total$1,608,541100%

View the filing

2019 · Form 990 · $1,758,424 spent · pay $846,671 · grants $0 · events $14,469
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $450,645--- 25.6%
Office expenses $275,430--- 15.7%
Pay: officers, directors, trustees, key employees $269,780--- 15.3%
Other (as described)PROVISION FOR LOAN LOSS $149,947--- 8.5%
Other (as described)MEMBER DIVIDENDS $125,178--- 7.1%
Information technology $101,845--- 5.8%
Other (as described)LOAN SERVICING $53,786--- 3.1%
Other employee benefits $50,675--- 2.9%
Payroll taxes $45,161--- 2.6%
Insurance $33,597--- 1.9%
Depreciation and depletion $33,542--- 1.9%
Occupancy $32,391--- 1.8%
Pension plan contributions $30,410--- 1.7%
Fees: other services $22,015--- 1.3%
Fees: accounting $17,921--- 1.0%
Other (as described)ASSOCIATION DUES $17,024--- 1.0%
All other expenses $16,611--- 0.9%
Conferences, conventions and meetings $14,469--- 0.8%
Advertising and promotion $14,315--- 0.8%
Fees: legal $3,185--- 0.2%
Travel $497--- 0.0%
Total$1,758,424100%

View the filing

2018 · Form 990 · $1,388,701 spent · pay $586,054 · grants $0 · events $11,141
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $414,967--- 29.9%
Office expenses $289,259--- 20.8%
Other (as described)MEMBER DIVIDENDS $109,235--- 7.9%
Information technology $102,761--- 7.4%
Pay: officers, directors, trustees, key employees $66,793--- 4.8%
Other (as described)LOAN SERVICING $53,728--- 3.9%
Payroll taxes $42,115--- 3.0%
Other employee benefits $34,539--- 2.5%
Occupancy $33,985--- 2.4%
Other (as described)PROVISION FOR LOAN LOSS $33,967--- 2.4%
Insurance $33,787--- 2.4%
Depreciation and depletion $32,602--- 2.3%
All other expenses $29,277--- 2.1%
Pension plan contributions $27,640--- 2.0%
Advertising and promotion $22,060--- 1.6%
Other (as described)ASSOCIATION DUES $17,117--- 1.2%
Fees: other services $16,704--- 1.2%
Fees: accounting $14,126--- 1.0%
Conferences, conventions and meetings $11,141--- 0.8%
Fees: legal $2,597--- 0.2%
Travel $301--- 0.0%
Total$1,388,701100%

View the filing

2017 · Form 990 · $1,256,107 spent · pay $652,553 · grants $0 · events $7,330
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $399,857--- 31.8%
Office expenses $240,291--- 19.1%
Pay: officers, directors, trustees, key employees $137,543--- 10.9%
Information technology $98,690--- 7.9%
Other (as described)MEMBER DIVIDENDS $95,706--- 7.6%
Other employee benefits $49,604--- 3.9%
Other (as described)LOAN SERVICING $48,247--- 3.8%
Payroll taxes $41,058--- 3.3%
Insurance $31,264--- 2.5%
Occupancy $28,924--- 2.3%
Depreciation and depletion $25,882--- 2.1%
Pension plan contributions $24,491--- 1.9%
Advertising and promotion $19,198--- 1.5%
Fees: other services $16,959--- 1.4%
Other (as described)ASSOCIATION DUES $16,560--- 1.3%
Fees: accounting $14,336--- 1.1%
Conferences, conventions and meetings $7,330--- 0.6%
Fees: legal $3,750--- 0.3%
All other expenses $1,660--- 0.1%
Travel $153--- 0.0%
Interest $152--- 0.0%
Other (as described)PROVISION FOR LOAN LOSS -$45,548--- -3.6%
Total$1,256,107100%

View the filing

2016 · Form 990 · $1,311,142 spent · pay $569,635 · grants $0 · events $7,999
LineAs describedTotalProgramManagementFundraisingShare
Pay: disqualified persons $376,707--- 28.7%
Office expenses $225,455--- 17.2%
Other (as described)PROVISION FOR LOAN LOSS $105,096--- 8.0%
Pay: officers, directors, trustees, key employees $100,503--- 7.7%
Other (as described)MEMBER DIVIDENDS $97,632--- 7.4%
Information technology $97,244--- 7.4%
Other (as described)LOAN SERVICING $42,725--- 3.3%
Payroll taxes $40,586--- 3.1%
Insurance $32,643--- 2.5%
Occupancy $31,699--- 2.4%
Depreciation and depletion $27,399--- 2.1%
Other employee benefits $26,838--- 2.0%
Pension plan contributions $25,001--- 1.9%
Other (as described)ASSOCIATION DUES $16,590--- 1.3%
Fees: accounting $15,456--- 1.2%
Fees: other services $15,060--- 1.1%
Advertising and promotion $13,663--- 1.0%
All other expenses $9,049--- 0.7%
Conferences, conventions and meetings $7,999--- 0.6%
Fees: legal $3,441--- 0.3%
Travel $281--- 0.0%
Interest $75--- 0.0%
Total$1,311,142100%

View the filing

2015 · Form 990 · $1,194,327 spent · pay $579,150 · grants $0 · events $9,873
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $357,917--- 30.0%
Office expenses $241,779--- 20.2%
Pay: officers, directors, trustees, key employees $135,018--- 11.3%
Information technology $100,624--- 8.4%
Other (as described)MEMBER DIVIDENDS $97,472--- 8.2%
Other (as described)LOAN SERVICING $47,432--- 4.0%
Payroll taxes $38,126--- 3.2%
Depreciation and depletion $34,785--- 2.9%
Occupancy $32,715--- 2.7%
Other employee benefits $31,370--- 2.6%
Insurance $25,096--- 2.1%
Other (as described)ASSOCIATION DUES $20,575--- 1.7%
Advertising and promotion $17,361--- 1.5%
Pension plan contributions $16,719--- 1.4%
Fees: accounting $14,298--- 1.2%
Fees: other services $14,222--- 1.2%
Conferences, conventions and meetings $9,873--- 0.8%
Fees: legal $4,227--- 0.4%
All other expenses $770--- 0.1%
Travel $343--- 0.0%
Other (as described)PROVISION FOR LOAN LOSS -$46,395--- -3.9%
Total$1,194,327100%

View the filing

2014 · Form 990 · $1,523,867 spent · pay $650,428 · grants $0 · events $6,835
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $353,228--- 23.2%
Other (as described)PROVISION FOR LOAN LOSS $240,199--- 15.8%
Office expenses $220,556--- 14.5%
Pay: officers, directors, trustees, key employees $188,681--- 12.4%
Other (as described)MEMBER DIVIDENDS $98,834--- 6.5%
Information technology $95,061--- 6.2%
Other (as described)LOAN SERVICING $51,430--- 3.4%
Other employee benefits $48,914--- 3.2%
Payroll taxes $37,415--- 2.5%
Depreciation and depletion $33,031--- 2.2%
Occupancy $32,530--- 2.1%
Insurance $28,779--- 1.9%
Other (as described)ASSOCIATION DUES $22,675--- 1.5%
Pension plan contributions $22,190--- 1.5%
Fees: accounting $16,560--- 1.1%
Advertising and promotion $13,783--- 0.9%
Fees: other services $13,509--- 0.9%
Conferences, conventions and meetings $6,835--- 0.4%
Fees: legal $5,964--- 0.4%
Interest $608--- 0.0%
Travel $98--- 0.0%
All other expenses -$7,013--- -0.5%
Total$1,523,867100%

View the filing

2013 · Form 990 · $1,300,437 spent · pay $640,546 · grants $0 · events $5,500
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $341,889--- 26.3%
Office expenses $221,285--- 17.0%
Pay: officers, directors, trustees, key employees $195,772--- 15.1%
Other (as described)MEMBER DIVIDENDS $96,313--- 7.4%
Information technology $94,007--- 7.2%
Other (as described)LOAN SERVICING $43,201--- 3.3%
Other employee benefits $42,034--- 3.2%
Payroll taxes $36,814--- 2.8%
Occupancy $36,551--- 2.8%
All other expenses $35,432--- 2.7%
Depreciation and depletion $32,533--- 2.5%
Other (as described)NCUSIF ASSESSMENTS $26,573--- 2.0%
Insurance $26,099--- 2.0%
Pension plan contributions $24,037--- 1.8%
Advertising and promotion $18,035--- 1.4%
Fees: accounting $13,233--- 1.0%
Fees: other services $10,793--- 0.8%
Fees: legal $6,393--- 0.5%
Conferences, conventions and meetings $5,500--- 0.4%
Interest $1,149--- 0.1%
Travel $211--- 0.0%
Other (as described)PROVISION FOR LOAN LOSS -$7,417--- -0.6%
Total$1,300,437100%

View the filing

2012 · Form 990 · $1,493,712 spent · pay $678,554 · grants $0 · events $8,072
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $333,745--- 22.3%
Pay: officers, directors, trustees, key employees $244,211--- 16.3%
Office expenses $193,023--- 12.9%
Other (as described)PROVISION FOR LOAN LOSS $174,344--- 11.7%
Other (as described)MEMBER DIVIDENDS $135,913--- 9.1%
Information technology $86,950--- 5.8%
Other employee benefits $45,267--- 3.0%
Payroll taxes $35,951--- 2.4%
Occupancy $35,692--- 2.4%
Other (as described)LOAN SERVICING $32,775--- 2.2%
Depreciation and depletion $30,319--- 2.0%
All other expenses $23,935--- 1.6%
Advertising and promotion $21,588--- 1.4%
Pension plan contributions $19,380--- 1.3%
Other (as described)NCUSIF ASSESSMENTS $19,062--- 1.3%
Insurance $16,896--- 1.1%
Fees: other services $12,571--- 0.8%
Fees: accounting $12,452--- 0.8%
Conferences, conventions and meetings $8,072--- 0.5%
Fees: legal $7,366--- 0.5%
Interest $3,635--- 0.2%
Travel $565--- 0.0%
Total$1,493,712100%

View the filing

2011 · Form 990 · $1,232,263 spent · pay $489,967 · grants $0 · events $7,121
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $282,183--- 22.9%
Other (as described)MEMBER DIVIDENDS $187,497--- 15.2%
Office expenses $184,539--- 15.0%
Pay: officers, directors, trustees, key employees $119,002--- 9.7%
Other (as described)NCUSIF ASSESSMENTS $74,113--- 6.0%
Information technology $69,686--- 5.7%
Other employee benefits $44,362--- 3.6%
Depreciation and depletion $35,792--- 2.9%
Payroll taxes $34,882--- 2.8%
Other (as described)PROVISION FOR LOAN LOSS $34,160--- 2.8%
Occupancy $31,781--- 2.6%
All other expenses $24,873--- 2.0%
Insurance $24,160--- 2.0%
Advertising and promotion $18,980--- 1.5%
Other (as described)LOAN SERVICING $15,669--- 1.3%
Fees: accounting $15,286--- 1.2%
Fees: other services $11,090--- 0.9%
Pension plan contributions $9,538--- 0.8%
Conferences, conventions and meetings $7,121--- 0.6%
Fees: legal $5,198--- 0.4%
Interest $1,721--- 0.1%
Travel $630--- 0.1%
Total$1,232,263100%

View the filing

2010 · Form 990 · $1,492,850 spent · pay $685,384 · grants $0 · events $9,378
LineAs describedTotalProgramManagementFundraisingShare
Other salaries and wages $310,058--- 20.8%
Pay: officers, directors, trustees, key employees $279,385--- 18.7%
Other (as described)MEMBER DIVIDENDS $251,040--- 16.8%
Office expenses $157,364--- 10.5%
Other (as described)PROVISION FOR LOAN LOSS $76,048--- 5.1%
Other (as described)NCUSIF ASSESSMENTS $61,868--- 4.1%
Information technology $51,620--- 3.5%
Other employee benefits $44,110--- 3.0%
Depreciation and depletion $37,039--- 2.5%
Payroll taxes $31,137--- 2.1%
Occupancy $29,286--- 2.0%
Other (as described)CORP CAPITAL IMPAIRMENT $22,286--- 1.5%
Insurance $21,978--- 1.5%
Pension plan contributions $20,694--- 1.4%
All other expenses $20,653--- 1.4%
Advertising and promotion $17,994--- 1.2%
Fees: other services $14,207--- 1.0%
Fees: accounting $13,765--- 0.9%
Other (as described)LOAN SERVICING $11,835--- 0.8%
Conferences, conventions and meetings $9,378--- 0.6%
Interest $6,958--- 0.5%
Fees: legal $3,280--- 0.2%
Travel $867--- 0.1%
Total$1,492,850100%

View the filing