CENTRAL CREDIT UNION OF MARYLAND
Cite this
Plain text CENTRAL CREDIT UNION OF MARYLAND. Strategy Studio, nonprofit organization profile, tax years 2010–2024. https://strategystudio.org/org/520679182. Retrieved 2026-10-20.
APA Strategy Studio. (n.d.). CENTRAL CREDIT UNION OF MARYLAND [Nonprofit organization profile; tax years 2010–2024]. Retrieved October 20, 2026, from https://strategystudio.org/org/520679182
MLA “CENTRAL CREDIT UNION OF MARYLAND.” Strategy Studio, tax years 2010–2024, https://strategystudio.org/org/520679182. Accessed 20 Oct. 2026.
Retrieved 2026-10-20; covers tax years 2010–2024. Data: Strategy Studio, CC BY 4.0.
2024 · Form 990 · revenue $2.3M · expenses $2.0M · assets $42.3M
- EIN
- 52-0679182
- Address
- 8501 LA SALLE RD STE 101, TOWSON, MD 21286-5919
- Website
- WWW.CCUMD.ORG
- NTEE code
- -
- Subsection
- 501(c)(14)
- Ruling year
- 1998
- Cross-check
- ProPublica Nonprofit Explorer
Mission
OUR MISSION IS BASED ON THREE SIMPLE CONCEPTS: SERVICE, VALUE AND LOANS. WE WANT TO PROVIDE OUR MEMBERS WITH THE BEST FINANCIAL SERVICES, MAINTAINING THE BEST VALUES WHILE BECOMING OUR MEMBERS' CENTRAL LOAN SOURCE.
Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).
People paid by the organization
8 people paid across every filing: current people first, then by total pay from this organization. Organizations counts every nonprofit each person appears on.
| Name | Latest title | Years | Latest year pay | Total pay from here | Organizations |
|---|---|---|---|---|---|
| Lisa Jester | PRESIDENT/CEO | 2010-2024 | $230,047 | $2,810,264 | 1 |
| Darlene Terry | VP OPERATIONS | 2023-2024 | $147,175 | $276,452 | 1 |
| Ruth Ann White | TREASURER | 2010-2024 | $3,000 | $14,975 | 1 |
| Steve Ports | AT LARGE | 2010-2024 | $3,000 | $14,550 | 1 |
| Helen Schwarz | SECRETARY | 2012-2024 | $3,000 | $14,375 | 1 |
| Ron Mcelroy | VICE CHAIRMAN | 2010-2024 | $2,500 | $14,300 | 1 |
| Gary Martin | CHAIRMAN | 2010-2024 | $3,000 | $14,300 | 1 |
| Karen Gouldmann (former) | Secretary | 2010-2011 | $475 | $925 | 1 |
Officers and directors, no compensation reported
1 person listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.
| Name | Latest title | Years | Hrs/wk (latest) | Compensation | Organizations |
|---|---|---|---|---|---|
| Gwen Schmertzler | ASSOCIATE BOD MBR | 2024 | 1 | $0 reported | 1 |
People by year
2024 · 8 people listed · 7 paid, $392K · 13 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| LISA JESTER | PRESIDENT/CEO | 40 | $203,451 | $0 | $26,596 | $230,047 | 1 |
| DARLENE TERRY | VP OPERATIONS | 40 | $128,963 | $0 | $18,212 | $147,175 | 1 |
| STEVE PORTS | AT LARGE | 1 | $3,000 | $0 | $0 | $3,000 | 1 |
| HELEN SCHWARZ | SECRETARY | 2 | $3,000 | $0 | $0 | $3,000 | 1 |
| RUTH ANN WHITE | TREASURER | 1 | $3,000 | $0 | $0 | $3,000 | 1 |
| GARY MARTIN | CHAIRMAN | 1 | $3,000 | $0 | $0 | $3,000 | 1 |
| RON MCELROY | VICE CHAIRMAN | 1 | $2,500 | $0 | $0 | $2,500 | 1 |
| GWEN SCHMERTZLER | ASSOCIATE BOD MBR | 1 | $0 | $0 | $0 | $0 | 1 |
2023 · 7 people listed · 7 paid, $355K · 14 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| LISA JESTER | PRESIDENT/CEO | 40 | $183,141 | $0 | $29,585 | $212,726 | 1 |
| DARLENE TERRY | VP OPERATIONS | 40 | $112,452 | $0 | $16,825 | $129,277 | 1 |
| RUTH ANN WHITE | TREASURER | 1 | $3,000 | $0 | $0 | $3,000 | 1 |
| GARY MARTIN | CHAIRMAN | 1 | $2,750 | $0 | $0 | $2,750 | 1 |
| STEVE PORTS | AT LARGE | 1 | $2,750 | $0 | $0 | $2,750 | 1 |
| RON MCELROY | VICE CHAIRMAN | 1 | $2,500 | $0 | $0 | $2,500 | 1 |
| HELEN SCHWARZ | SECRETARY | 2 | $2,400 | $0 | $0 | $2,400 | 1 |
2022 · 6 people listed · 6 paid, $224K · 12 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| LISA JESTER | PRESIDENT/CEO | 40 | $190,353 | $0 | $20,474 | $210,827 | 1 |
| HELEN SCHWARZ | SECRETARY | 2 | $2,900 | $0 | $0 | $2,900 | 1 |
| GARY MARTIN | CHAIRMAN | 1 | $2,750 | $0 | $0 | $2,750 | 1 |
| RUTH ANN WHITE | TREASURER | 1 | $2,750 | $0 | $0 | $2,750 | 1 |
| RON MCELROY | VICE CHAIRMAN | 1 | $2,750 | $0 | $0 | $2,750 | 1 |
| STEVE PORTS | AT LARGE | 1 | $2,500 | $0 | $0 | $2,500 | 1 |
2021 · 6 people listed · 6 paid, $161K · 13 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| LISA JESTER | PRESIDENT/CEO | 40 | $139,786 | $0 | $17,836 | $157,622 | 1 |
| HELEN SCHWARZ | SECRETARY | 2 | $875 | $0 | $0 | $875 | 1 |
| RUTH ANN WHITE | TREASURER | 1 | $600 | $0 | $0 | $600 | 1 |
| RON MCELROY | VICE CHAIRMAN | 1 | $600 | $0 | $0 | $600 | 1 |
| STEVE PORTS | AT LARGE | 1 | $550 | $0 | $0 | $550 | 1 |
| GARY MARTIN | CHAIRMAN | 1 | $450 | $0 | $0 | $450 | 1 |
2020 · 6 people listed · 6 paid, $252K · 14 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $226,340 | $0 | $23,031 | $249,371 | 1 |
| Helen Schwarz | Secretary | 2 | $600 | $0 | $0 | $600 | 1 |
| Steve Ports | At Large | 1 | $600 | $0 | $0 | $600 | 1 |
| Ruth Ann White | Treasurer | 1 | $550 | $0 | $0 | $550 | 1 |
| Ron McElroy | Vice Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Gary Martin | Chairman | 1 | $350 | $0 | $0 | $350 | 1 |
2019 · 6 people listed · 6 paid, $201K · 15 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $181,848 | $0 | $16,724 | $198,572 | 1 |
| Helen Schwarz | Secretary | 2 | $600 | $0 | $0 | $600 | 1 |
| Ron McElroy | Vice Chairman | 1 | $600 | $0 | $0 | $600 | 1 |
| Gary Martin | Chairman | 1 | $500 | $0 | $0 | $500 | 1 |
| Steve Ports | At Large | 1 | $500 | $0 | $0 | $500 | 1 |
| Ruth Ann White | Treasurer | 1 | $450 | $0 | $0 | $450 | 1 |
2018 · 6 people listed · 6 paid, $188K · 19 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $162,089 | $0 | $23,548 | $185,637 | 1 |
| Ruth Ann White | Treasurer | 1 | $600 | $0 | $0 | $600 | 1 |
| Helen Schwarz | Secretary | 2 | $550 | $0 | $0 | $550 | 1 |
| Ron McElroy | Vice Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Gary Martin | Chairman | 1 | $500 | $0 | $0 | $500 | 1 |
| Steve Ports | At Large | 1 | $450 | $0 | $0 | $450 | 1 |
2017 · 6 people listed · 6 paid, $179K · 18 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $143,338 | $0 | $33,126 | $176,464 | 1 |
| Ruth Ann White | Treasurer | 1 | $550 | $0 | $0 | $550 | 1 |
| Ron McElroy | Vice Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Steve Ports | At Large | 1 | $500 | $0 | $0 | $500 | 1 |
| Helen Schwarz | Secretary | 2 | $450 | $0 | $0 | $450 | 1 |
| Gary Martin | Chairman | 1 | $400 | $0 | $0 | $400 | 1 |
2016 · 6 people listed · 6 paid, $172K · 10 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $142,153 | $0 | $27,710 | $169,863 | 1 |
| Ruth Ann White | Treasurer | 1 | $550 | $0 | $0 | $550 | 1 |
| Helen Schwarz | Secretary | 2 | $550 | $0 | $0 | $550 | 1 |
| Ron McElroy | Vice Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Gary Martin | Chairman | 1 | $450 | $0 | $0 | $450 | 1 |
| Steve Ports | At Large | 1 | $450 | $0 | $0 | $450 | 1 |
2015 · 6 people listed · 6 paid, $202K · 14 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $173,017 | $0 | $26,751 | $199,768 | 1 |
| Gary Martin | Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Helen Schwarz | Secretary | 2 | $550 | $0 | $0 | $550 | 1 |
| Ron McElroy | Vice Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Steve Ports | At Large | 1 | $550 | $0 | $0 | $550 | 1 |
| Ruth Ann White | Treasurer | 1 | $450 | $0 | $0 | $450 | 1 |
2014 · 6 people listed · 6 paid, $158K · 15 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $128,461 | $0 | $26,370 | $154,831 | 1 |
| Helen Schwarz | Secretary | 2 | $700 | $0 | $0 | $700 | 1 |
| Ron McElroy | Vice Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Steve Ports | At Large | 1 | $550 | $0 | $0 | $550 | 1 |
| Gary Martin | Chairman | 1 | $500 | $0 | $0 | $500 | 1 |
| Ruth Ann White | Treasurer | 1 | $500 | $0 | $0 | $500 | 1 |
2013 · 6 people listed · 6 paid, $156K · 15 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $123,461 | $0 | $29,747 | $153,208 | 1 |
| Helen Schwarz | Secretary | 2 | $650 | $0 | $0 | $650 | 1 |
| Ruth Ann White | Treasurer | 1 | $550 | $0 | $0 | $550 | 1 |
| Ron McElroy | Vice Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Steve Ports | At Large | 1 | $550 | $0 | $0 | $550 | 1 |
| Gary Martin | Chairman | 1 | $500 | $0 | $0 | $500 | 1 |
2012 · 6 people listed · 6 paid, $167K · 16 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $135,225 | $0 | $29,652 | $164,877 | 1 |
| Helen Schwarz | Secretary | 2 | $550 | $0 | $0 | $550 | 1 |
| Gary Martin | Chairman | 1 | $500 | $0 | $0 | $500 | 1 |
| Ruth Ann White | Treasurer | 1 | $500 | $0 | $0 | $500 | 1 |
| Ron McElroy | Vice Chairman | 1 | $500 | $0 | $0 | $500 | 1 |
| Steve Ports | At Large | 1 | $500 | $0 | $0 | $500 | 1 |
2011 · 6 people listed · 6 paid, $160K · 13 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $140,070 | $0 | $16,984 | $157,054 | 1 |
| Gary Martin | Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Steve Ports | At Large | 1 | $550 | $0 | $0 | $550 | 1 |
| Ron McElroy | Vice Chairman | 1 | $500 | $0 | $0 | $500 | 1 |
| Karen Gouldmann | Secretary | 2 | $475 | $0 | $0 | $475 | 1 |
| Ruth Ann White | Treasurer | 1 | $450 | $0 | $0 | $450 | 1 |
2010 · 6 people listed · 6 paid, $192K · 11 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| Lisa Jester | President/CEO | 40 | $170,143 | $0 | $19,254 | $189,397 | 1 |
| Gary Martin | Chairman | 1 | $550 | $0 | $0 | $550 | 1 |
| Steve Ports | At Large | 1 | $550 | $0 | $0 | $550 | 1 |
| Ron McElroy | Vice Chairman | 1 | $500 | $0 | $0 | $500 | 1 |
| Ruth Ann White | Treasurer | 1 | $475 | $0 | $0 | $475 | 1 |
| Karen Gouldmann | Secretary | 2 | $450 | $0 | $0 | $450 | 1 |
Highest-paid independent contractors
No independent contractors reported.
Who gave
Contributor names are not public for this form type.
Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.
Finances
Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.
| Revenue | Expenses | Assets | Net assets | Contributions | Program revenue | Officer pay | Employees | Volunteers |
|---|---|---|---|---|---|---|---|---|
| 2024 · Form 990 | ||||||||
| $2,270,552 | $1,991,536 | $42,346,787 | $42,147,315 | $0 | $1,495,954 | $391,722 | 13 | 0 |
| 2023 · Form 990 | ||||||||
| $2,254,650 | $1,890,448 | $43,588,484 | $43,374,317 | $0 | $1,559,379 | $355,403 | 14 | 0 |
| 2022 · Form 990 | ||||||||
| $1,664,116 | $1,679,681 | $46,215,514 | $46,155,056 | $0 | $1,322,548 | $224,477 | 12 | 0 |
| 2021 · Form 990 | ||||||||
| $1,364,889 | $1,544,931 | $46,859,689 | $46,771,548 | $0 | $1,195,900 | $160,697 | 13 | 0 |
| 2020 · Form 990 | ||||||||
| $1,543,565 | $1,543,474 | $43,987,592 | $43,942,162 | $0 | $1,310,206 | $252,021 | 14 | 0 |
| 2019 · Form 990 | ||||||||
| $1,875,609 | $1,662,640 | $38,495,998 | $38,322,454 | $0 | $1,411,160 | $201,222 | 15 | 0 |
| 2018 · Form 990 | ||||||||
| $1,941,225 | $1,640,378 | $39,619,903 | $39,413,703 | $0 | $1,497,966 | $188,287 | 19 | 0 |
| 2017 · Form 990 | ||||||||
| $1,586,281 | $2,020,882 | $41,595,264 | $41,404,662 | $0 | $1,308,309 | $178,914 | 18 | 0 |
| 2016 · Form 990 | ||||||||
| $993,534 | $993,171 | $20,611,137 | $20,525,141 | $0 | $884,351 | $172,413 | 10 | 0 |
| 2015 · Form 990 | ||||||||
| $1,126,115 | $1,123,141 | $20,698,697 | $20,634,796 | $0 | $1,014,976 | $202,418 | 14 | 0 |
| 2014 · Form 990 | ||||||||
| $1,152,351 | $1,491,938 | $20,436,210 | $20,375,558 | $0 | $1,018,433 | $157,631 | 15 | 0 |
| 2013 · Form 990 | ||||||||
| $1,174,240 | $1,174,190 | $20,982,526 | $20,938,964 | $0 | $1,078,677 | $156,008 | 15 | 0 |
| 2012 · Form 990 | ||||||||
| $1,256,786 | $1,256,245 | $20,998,610 | $20,959,092 | $0 | $1,164,634 | $167,427 | 16 | 0 |
| 2011 · Form 990 | ||||||||
| $1,350,737 | $1,324,040 | $20,244,923 | $20,206,761 | $0 | $1,284,578 | $159,579 | 13 | 0 |
| 2010 · Form 990 | ||||||||
| $1,441,701 | $1,431,701 | $20,090,792 | $20,067,239 | $0 | $1,390,030 | $191,922 | 11 | 0 |
Funders of this organization
Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).
Similar organizations
Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. Same state only
| Organization | State | NTEE | Latest revenue | Latest expenses | Top-paid title | Top pay | Why similar |
|---|---|---|---|---|---|---|---|
| POST OFFICE CREDIT UNION OF MARYLAND INC | MD | Not reported | $1,529,468 | $1,553,417 | President/CEO | $110,908 | Similar name, revenue within 2x, same state |
| CENTRAL STAR CREDIT UNION | KS | Not reported | $2,875,837 | $4,589,072 | CEO | $178,260 | Similar name, revenue within 2x, similar mission |
| Dodge Central Credit Union | WI | Not reported | $2,835,631 | $3,598,420 | President | $140,997 | Similar name, revenue within 2x |
| State Central Credit Union | WI | Not reported | $3,138,714 | $12,141,592 | President | $628,314 | Similar name, revenue within 2x |
| NEW MEXICO CENTRAL CREDIT UNION | NM | Not reported | $1,147,761 | $1,163,243 | VICE PRESIDENT | $44,367 | Similar name, revenue within 2x |
| CIVIC CENTRAL CREDIT UNION | MO | Not reported | $4,406,458 | $3,076,898 | VICE PRESIDENT | $122,026 | Similar name, revenue within 2x |
| CASCADE CENTRAL CREDIT UNION | OR | Not reported | $2,369,039 | $2,792,011 | Board Chair | $0 | Similar name, revenue within 2x |
| MEMBERS FIRST OF MARYLAND FEDERAL CREDIT UNION | MD | Not reported | $1,087,997 | $1,707,744 | CEO | $88,810 | Similar name, revenue within 5x, same state, similar mission |
| CENTRAL KANSAS CREDIT UNION | KS | Not reported | $846,416 | $902,267 | President | $40,283 | Similar name, revenue within 5x, similar mission |
| CENTRAL CREDIT UNION OF ILLINOIS | IL | W61 | $7,677,642 | $6,632,155 | President/CEO | $296,920 | Similar name, revenue within 5x, similar mission |
| E-CENTRAL CREDIT UNION | CA | Not reported | $10,617,693 | $8,728,953 | PRESIDENT/CEO | $688,332 | Similar name, revenue within 5x |
| MISSOURI CENTRAL CREDIT UNION | MO | Not reported | $4,905,954 | $4,500,241 | PRESIDENT | $256,543 | Similar name, revenue within 5x |
| Oshkosh Central Credit Union | WI | Not reported | $709,386 | $2,899,204 | CEO Formerthru 5-15-14 | $61,614 | Similar name, revenue within 5x |
| MARSHLAND CREDIT UNION | GA | W61 | $16,827,605 | $15,638,456 | PRES/CEO/BOD | $367,868 | Similar name, revenue within 10x |
| FIRST CENTRAL CREDIT UNION | TX | Not reported | $16,211,380 | $14,606,563 | PRESIDENT/CEO | $362,849 | Similar name, revenue within 10x |
| KYLE CENTRAL CREDIT UNION | WI | Not reported | $439,888 | $601,276 | PRESIDENT | $61,839 | Similar name, revenue within 10x |
| GEORGIA CENTRAL CREDIT UNION | GA | Not reported | $21,195,938 | $20,135,197 | AVP/INVESTMENT SERVICES | $352,631 | Similar name, revenue within 10x |
| ALABAMA CENTRAL CREDIT UNION | AL | Not reported | $12,503,065 | $10,784,826 | PRESIDENT/CEO | $251,653 | Similar name, revenue within 10x |
| OKLAHOMA CENTRAL CREDIT UNION | OK | Not reported | $38,207,802 | $33,147,541 | PRESIDENT/CEO | $606,426 | Similar name, revenue differs more than 10x, similar mission |
| IDAHO CENTRAL CREDIT UNION | ID | Not reported | $866,451,980 | $722,002,548 | Chief Executive Officer | $2,576,911 | Similar name, revenue differs more than 10x |
| ARIZONA CENTRAL CREDIT UNION | AZ | Not reported | $43,632,320 | $45,182,786 | CEO | $442,162 | Similar name, revenue differs more than 10x |
Who funds organizations like this
Grantors that funded the 21 most similar organizations. Ranked by total given to them. Foundations (990-PF) and donor-advised fund sponsors only. Same matching as Funders above (by EIN, or by name for foundations).
| Grantor | Type | Total given | Grants | Organizations funded | Years | Which ones |
|---|---|---|---|---|---|---|
| LONG LEWIS FOUNDATION INC | Private foundation | $310 | 1 | 1 | 2018–2018 | ALABAMA CENTRAL CREDIT UNION |
The full list · all similar organizations
Where the money went
Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.
2024 · Form 990 · $1,991,536 spent · pay $804,676 · grants $0 · events $46,327
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $391,722 | - | - | - | 19.7% | |
| Other salaries and wages | $254,870 | - | - | - | 12.8% | |
| Other (as described) | ATM EXPENSE | $185,288 | - | - | - | 9.3% |
| Fees: other services | $173,977 | - | - | - | 8.7% | |
| Advertising and promotion | $152,269 | - | - | - | 7.6% | |
| Information technology | $125,994 | - | - | - | 6.3% | |
| Other (as described) | LOAN SERVICING | $108,785 | - | - | - | 5.5% |
| Other employee benefits | $92,495 | - | - | - | 4.6% | |
| Occupancy | $91,976 | - | - | - | 4.6% | |
| Office expenses | $90,293 | - | - | - | 4.5% | |
| Payroll taxes | $52,644 | - | - | - | 2.6% | |
| Other (as described) | MISCELLANEOUS | $51,127 | - | - | - | 2.6% |
| Other (as described) | LOAN LOSS PROVISION | $51,000 | - | - | - | 2.6% |
| Conferences, conventions and meetings | $46,327 | - | - | - | 2.3% | |
| Interest | $44,113 | - | - | - | 2.2% | |
| Insurance | $38,107 | - | - | - | 1.9% | |
| Fees: accounting | $14,182 | - | - | - | 0.7% | |
| Depreciation and depletion | $13,422 | - | - | - | 0.7% | |
| Pension plan contributions | $12,945 | - | - | - | 0.7% | |
| Total | $1,991,536 | 100% |
2023 · Form 990 · $1,890,448 spent · pay $747,561 · grants $0 · events $40,340
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Pay: officers, directors, trustees, key employees | $355,403 | - | - | - | 18.8% | |
| Other salaries and wages | $232,511 | - | - | - | 12.3% | |
| Fees: other services | $227,092 | - | - | - | 12.0% | |
| Other (as described) | ATM EXPENSE | $177,853 | - | - | - | 9.4% |
| Information technology | $127,150 | - | - | - | 6.7% | |
| Advertising and promotion | $126,930 | - | - | - | 6.7% | |
| Occupancy | $110,601 | - | - | - | 5.9% | |
| Other employee benefits | $104,400 | - | - | - | 5.5% | |
| Other (as described) | LOAN SERVICING | $70,211 | - | - | - | 3.7% |
| Office expenses | $69,224 | - | - | - | 3.7% | |
| Depreciation and depletion | $53,067 | - | - | - | 2.8% | |
| Payroll taxes | $50,262 | - | - | - | 2.7% | |
| Other (as described) | MISCELLANEOUS | $42,414 | - | - | - | 2.2% |
| Conferences, conventions and meetings | $40,340 | - | - | - | 2.1% | |
| Insurance | $36,494 | - | - | - | 1.9% | |
| Interest | $25,708 | - | - | - | 1.4% | |
| Other (as described) | LOAN LOSS PROVISION | $20,000 | - | - | - | 1.1% |
| Fees: accounting | $15,803 | - | - | - | 0.8% | |
| Pension plan contributions | $4,985 | - | - | - | 0.3% | |
| Total | $1,890,448 | 100% |
2022 · Form 990 · $1,679,681 spent · pay $673,253 · grants $0 · events $30,581
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $317,293 | - | - | - | 18.9% | |
| Pay: officers, directors, trustees, key employees | $224,477 | - | - | - | 13.4% | |
| Fees: other services | $206,808 | - | - | - | 12.3% | |
| Other (as described) | ATM EXPENSE | $159,434 | - | - | - | 9.5% |
| Information technology | $114,676 | - | - | - | 6.8% | |
| Occupancy | $114,594 | - | - | - | 6.8% | |
| Advertising and promotion | $108,801 | - | - | - | 6.5% | |
| Other employee benefits | $77,301 | - | - | - | 4.6% | |
| Office expenses | $77,093 | - | - | - | 4.6% | |
| Other (as described) | LOAN SERVICING | $66,313 | - | - | - | 3.9% |
| Payroll taxes | $44,492 | - | - | - | 2.6% | |
| Insurance | $34,084 | - | - | - | 2.0% | |
| Other (as described) | MISCELLANEOUS | $32,728 | - | - | - | 1.9% |
| Conferences, conventions and meetings | $30,581 | - | - | - | 1.8% | |
| Depreciation and depletion | $22,979 | - | - | - | 1.4% | |
| Interest | $22,190 | - | - | - | 1.3% | |
| Fees: accounting | $14,166 | - | - | - | 0.8% | |
| Pension plan contributions | $9,690 | - | - | - | 0.6% | |
| Fees: legal | $1,981 | - | - | - | 0.1% | |
| Total | $1,679,681 | 100% |
2021 · Form 990 · $1,544,931 spent · pay $590,028 · grants $0 · events $14,651
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $342,049 | - | - | - | 22.1% | |
| Fees: other services | $199,371 | - | - | - | 12.9% | |
| Pay: officers, directors, trustees, key employees | $160,697 | - | - | - | 10.4% | |
| Other (as described) | ATM EXPENSE | $146,224 | - | - | - | 9.5% |
| Information technology | $120,411 | - | - | - | 7.8% | |
| Occupancy | $113,042 | - | - | - | 7.3% | |
| Advertising and promotion | $112,761 | - | - | - | 7.3% | |
| Other (as described) | LOAN SERVICING | $68,960 | - | - | - | 4.5% |
| Office expenses | $68,535 | - | - | - | 4.4% | |
| Interest | $41,339 | - | - | - | 2.7% | |
| Payroll taxes | $39,083 | - | - | - | 2.5% | |
| Other employee benefits | $37,303 | - | - | - | 2.4% | |
| Insurance | $32,127 | - | - | - | 2.1% | |
| Other (as described) | MISCELLANEOUS | $28,564 | - | - | - | 1.8% |
| Depreciation and depletion | $18,351 | - | - | - | 1.2% | |
| Fees: accounting | $15,703 | - | - | - | 1.0% | |
| Conferences, conventions and meetings | $14,651 | - | - | - | 0.9% | |
| Pension plan contributions | $10,896 | - | - | - | 0.7% | |
| Fees: legal | -$8,136 | - | - | - | -0.5% | |
| Other (as described) | LOAN LOSS PROVISION | -$17,000 | - | - | - | -1.1% |
| Total | $1,544,931 | 100% |
2020 · Form 990 · $1,543,474 spent · pay $631,939 · grants $0 · events $5,002
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $316,840 | - | - | - | 20.5% | |
| Pay: officers, directors, trustees, key employees | $252,021 | - | - | - | 16.3% | |
| Fees: other services | $231,409 | - | - | - | 15.0% | |
| Other (as described) | ATM expense | $147,203 | - | - | - | 9.5% |
| Occupancy | $106,925 | - | - | - | 6.9% | |
| Information technology | $100,753 | - | - | - | 6.5% | |
| Other (as described) | Loan servicing | $65,373 | - | - | - | 4.2% |
| Office expenses | $65,316 | - | - | - | 4.2% | |
| Advertising and promotion | $64,321 | - | - | - | 4.2% | |
| Other (as described) | Miscellaneous | $47,107 | - | - | - | 3.1% |
| Payroll taxes | $44,151 | - | - | - | 2.9% | |
| Interest | $41,802 | - | - | - | 2.7% | |
| Insurance | $32,444 | - | - | - | 2.1% | |
| Fees: legal | $16,565 | - | - | - | 1.1% | |
| Depreciation and depletion | $14,308 | - | - | - | 0.9% | |
| Fees: accounting | $12,007 | - | - | - | 0.8% | |
| Pension plan contributions | $10,527 | - | - | - | 0.7% | |
| Other employee benefits | $8,400 | - | - | - | 0.5% | |
| Conferences, conventions and meetings | $5,002 | - | - | - | 0.3% | |
| Other (as described) | Loan loss provision | -$39,000 | - | - | - | -2.5% |
| Total | $1,543,474 | 100% |
2019 · Form 990 · $1,662,640 spent · pay $678,892 · grants $0 · events $35,010
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $370,010 | - | - | - | 22.3% | |
| Fees: other services | $214,816 | - | - | - | 12.9% | |
| Pay: officers, directors, trustees, key employees | $201,222 | - | - | - | 12.1% | |
| Other (as described) | ATM expense | $157,924 | - | - | - | 9.5% |
| Occupancy | $123,469 | - | - | - | 7.4% | |
| Information technology | $95,283 | - | - | - | 5.7% | |
| Office expenses | $77,651 | - | - | - | 4.7% | |
| Other (as described) | Loan servicing | $66,169 | - | - | - | 4.0% |
| Other (as described) | Miscellaneous | $57,424 | - | - | - | 3.5% |
| Other employee benefits | $52,595 | - | - | - | 3.2% | |
| Payroll taxes | $45,933 | - | - | - | 2.8% | |
| Interest | $41,904 | - | - | - | 2.5% | |
| Advertising and promotion | $38,874 | - | - | - | 2.3% | |
| Conferences, conventions and meetings | $35,010 | - | - | - | 2.1% | |
| Insurance | $32,311 | - | - | - | 1.9% | |
| Depreciation and depletion | $31,374 | - | - | - | 1.9% | |
| Fees: accounting | $11,539 | - | - | - | 0.7% | |
| Pension plan contributions | $9,132 | - | - | - | 0.5% | |
| Total | $1,662,640 | 100% |
2018 · Form 990 · $1,640,378 spent · pay $657,367 · grants $0 · events $30,736
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $382,836 | - | - | - | 23.3% | |
| Pay: officers, directors, trustees, key employees | $188,287 | - | - | - | 11.5% | |
| Fees: other services | $170,015 | - | - | - | 10.4% | |
| Other (as described) | ATM expense | $157,962 | - | - | - | 9.6% |
| Occupancy | $153,314 | - | - | - | 9.3% | |
| Information technology | $116,696 | - | - | - | 7.1% | |
| Office expenses | $75,321 | - | - | - | 4.6% | |
| Other (as described) | Miscellaneous | $61,709 | - | - | - | 3.8% |
| Other (as described) | Loan servicing | $52,623 | - | - | - | 3.2% |
| Interest | $47,874 | - | - | - | 2.9% | |
| Payroll taxes | $43,630 | - | - | - | 2.7% | |
| Other (as described) | Loan loss provision | $40,000 | - | - | - | 2.4% |
| Insurance | $35,970 | - | - | - | 2.2% | |
| Other employee benefits | $31,725 | - | - | - | 1.9% | |
| Conferences, conventions and meetings | $30,736 | - | - | - | 1.9% | |
| Advertising and promotion | $22,856 | - | - | - | 1.4% | |
| Fees: accounting | $12,780 | - | - | - | 0.8% | |
| Pension plan contributions | $10,889 | - | - | - | 0.7% | |
| Depreciation and depletion | $3,935 | - | - | - | 0.2% | |
| Fees: legal | $1,220 | - | - | - | 0.1% | |
| Total | $1,640,378 | 100% |
2017 · Form 990 · $2,020,882 spent · pay $703,028 · grants $0 · events $17,939
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Fees: legal | $477,488 | - | - | - | 23.6% | |
| Other salaries and wages | $402,416 | - | - | - | 19.9% | |
| Pay: officers, directors, trustees, key employees | $178,914 | - | - | - | 8.9% | |
| Other (as described) | ATM expense | $175,757 | - | - | - | 8.7% |
| Occupancy | $121,525 | - | - | - | 6.0% | |
| Information technology | $118,916 | - | - | - | 5.9% | |
| Other (as described) | Loan servicing | $75,933 | - | - | - | 3.8% |
| Office expenses | $71,360 | - | - | - | 3.5% | |
| Other employee benefits | $69,597 | - | - | - | 3.4% | |
| Other (as described) | Loan loss provision | $53,850 | - | - | - | 2.7% |
| Interest | $47,689 | - | - | - | 2.4% | |
| Payroll taxes | $45,437 | - | - | - | 2.2% | |
| Other (as described) | Miscellaneous | $44,581 | - | - | - | 2.2% |
| Fees: other services | $32,912 | - | - | - | 1.6% | |
| Insurance | $29,250 | - | - | - | 1.4% | |
| Advertising and promotion | $21,356 | - | - | - | 1.1% | |
| Conferences, conventions and meetings | $17,939 | - | - | - | 0.9% | |
| Depreciation and depletion | $15,238 | - | - | - | 0.8% | |
| Fees: accounting | $14,060 | - | - | - | 0.7% | |
| Pension plan contributions | $6,664 | - | - | - | 0.3% | |
| Total | $2,020,882 | 100% |
2016 · Form 990 · $993,171 spent · pay $484,440 · grants $0 · events $11,512
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $218,380 | - | - | - | 22.0% | |
| Pay: officers, directors, trustees, key employees | $172,413 | - | - | - | 17.4% | |
| Other (as described) | ATM expense | $107,640 | - | - | - | 10.8% |
| Occupancy | $105,879 | - | - | - | 10.7% | |
| Information technology | $79,317 | - | - | - | 8.0% | |
| Other employee benefits | $51,079 | - | - | - | 5.1% | |
| Office expenses | $40,818 | - | - | - | 4.1% | |
| All other expenses | $34,165 | - | - | - | 3.4% | |
| Payroll taxes | $33,894 | - | - | - | 3.4% | |
| Interest | $33,703 | - | - | - | 3.4% | |
| Fees: other services | $28,116 | - | - | - | 2.8% | |
| Insurance | $24,194 | - | - | - | 2.4% | |
| Advertising and promotion | $20,948 | - | - | - | 2.1% | |
| Other (as described) | Loan servicing | $13,723 | - | - | - | 1.4% |
| Conferences, conventions and meetings | $11,512 | - | - | - | 1.2% | |
| Fees: accounting | $10,823 | - | - | - | 1.1% | |
| Pension plan contributions | $8,674 | - | - | - | 0.9% | |
| Fees: legal | $3,924 | - | - | - | 0.4% | |
| Depreciation and depletion | $3,804 | - | - | - | 0.4% | |
| Other (as described) | Loan loss provision | -$9,835 | - | - | - | -1.0% |
| Total | $993,171 | 100% |
2015 · Form 990 · $1,123,141 spent · pay $512,518 · grants $0 · events $27,713
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $205,554 | - | - | - | 18.3% | |
| Pay: officers, directors, trustees, key employees | $202,418 | - | - | - | 18.0% | |
| Occupancy | $115,654 | - | - | - | 10.3% | |
| Other (as described) | ATM expense | $98,711 | - | - | - | 8.8% |
| Information technology | $91,932 | - | - | - | 8.2% | |
| Other employee benefits | $58,500 | - | - | - | 5.2% | |
| Office expenses | $56,355 | - | - | - | 5.0% | |
| Other (as described) | Loan loss provision | $45,189 | - | - | - | 4.0% |
| Other (as described) | Loan servicing | $44,734 | - | - | - | 4.0% |
| Interest | $36,794 | - | - | - | 3.3% | |
| Payroll taxes | $36,675 | - | - | - | 3.3% | |
| Conferences, conventions and meetings | $27,713 | - | - | - | 2.5% | |
| All other expenses | $27,480 | - | - | - | 2.4% | |
| Insurance | $21,648 | - | - | - | 1.9% | |
| Advertising and promotion | $17,915 | - | - | - | 1.6% | |
| Fees: accounting | $11,909 | - | - | - | 1.1% | |
| Pension plan contributions | $9,371 | - | - | - | 0.8% | |
| Fees: other services | $8,368 | - | - | - | 0.7% | |
| Depreciation and depletion | $6,221 | - | - | - | 0.6% | |
| Total | $1,123,141 | 100% |
2014 · Form 990 · $1,491,938 spent · pay $491,727 · grants $0 · events $15,012
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | Loan Loss Provision | $330,876 | - | - | - | 22.2% |
| Other salaries and wages | $250,777 | - | - | - | 16.8% | |
| Pay: officers, directors, trustees, key employees | $157,631 | - | - | - | 10.6% | |
| Information technology | $117,414 | - | - | - | 7.9% | |
| Occupancy | $117,108 | - | - | - | 7.8% | |
| Other (as described) | ATM Expense | $103,343 | - | - | - | 6.9% |
| Depreciation and depletion | $78,528 | - | - | - | 5.3% | |
| Other (as described) | Loan Servicing | $54,976 | - | - | - | 3.7% |
| Office expenses | $51,387 | - | - | - | 3.4% | |
| Interest | $43,906 | - | - | - | 2.9% | |
| Payroll taxes | $37,036 | - | - | - | 2.5% | |
| Other employee benefits | $35,053 | - | - | - | 2.3% | |
| All other expenses | $33,206 | - | - | - | 2.2% | |
| Insurance | $20,204 | - | - | - | 1.4% | |
| Conferences, conventions and meetings | $15,012 | - | - | - | 1.0% | |
| Advertising and promotion | $13,962 | - | - | - | 0.9% | |
| Fees: accounting | $12,926 | - | - | - | 0.9% | |
| Pension plan contributions | $11,230 | - | - | - | 0.8% | |
| Fees: other services | $7,363 | - | - | - | 0.5% | |
| Total | $1,491,938 | 100% |
2013 · Form 990 · $1,174,190 spent · pay $496,599 · grants $0 · events $10,241
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $259,189 | - | - | - | 22.1% | |
| Pay: officers, directors, trustees, key employees | $156,008 | - | - | - | 13.3% | |
| Occupancy | $114,673 | - | - | - | 9.8% | |
| Information technology | $112,578 | - | - | - | 9.6% | |
| Other (as described) | ATM Expense | $102,252 | - | - | - | 8.7% |
| Interest | $60,060 | - | - | - | 5.1% | |
| Other (as described) | Loan Loss Provision | $56,500 | - | - | - | 4.8% |
| Office expenses | $50,619 | - | - | - | 4.3% | |
| Other (as described) | Loan Servicing | $49,384 | - | - | - | 4.2% |
| Payroll taxes | $36,401 | - | - | - | 3.1% | |
| Other employee benefits | $35,910 | - | - | - | 3.1% | |
| All other expenses | $25,064 | - | - | - | 2.1% | |
| Insurance | $22,391 | - | - | - | 1.9% | |
| Depreciation and depletion | $21,947 | - | - | - | 1.9% | |
| Advertising and promotion | $20,394 | - | - | - | 1.7% | |
| Other (as described) | Member Insurance | $15,217 | - | - | - | 1.3% |
| Conferences, conventions and meetings | $10,241 | - | - | - | 0.9% | |
| Fees: other services | $9,157 | - | - | - | 0.8% | |
| Pension plan contributions | $9,091 | - | - | - | 0.8% | |
| Fees: accounting | $7,114 | - | - | - | 0.6% | |
| Total | $1,174,190 | 100% |
2012 · Form 990 · $1,256,245 spent · pay $526,073 · grants $0 · events $10,240
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $275,142 | - | - | - | 21.9% | |
| Pay: officers, directors, trustees, key employees | $167,427 | - | - | - | 13.3% | |
| Occupancy | $112,594 | - | - | - | 9.0% | |
| Interest | $107,339 | - | - | - | 8.5% | |
| Information technology | $104,993 | - | - | - | 8.4% | |
| Other (as described) | ATM Expense | $95,749 | - | - | - | 7.6% |
| Other (as described) | Loan Loss Provision | $57,500 | - | - | - | 4.6% |
| Office expenses | $47,406 | - | - | - | 3.8% | |
| Payroll taxes | $46,155 | - | - | - | 3.7% | |
| Other (as described) | Loan Servicing | $44,077 | - | - | - | 3.5% |
| All other expenses | $31,234 | - | - | - | 2.5% | |
| Other employee benefits | $30,485 | - | - | - | 2.4% | |
| Advertising and promotion | $24,266 | - | - | - | 1.9% | |
| Insurance | $23,263 | - | - | - | 1.9% | |
| Depreciation and depletion | $21,204 | - | - | - | 1.7% | |
| Fees: other services | $19,551 | - | - | - | 1.6% | |
| Other (as described) | Member Insurance | $17,568 | - | - | - | 1.4% |
| Fees: accounting | $13,188 | - | - | - | 1.0% | |
| Conferences, conventions and meetings | $10,240 | - | - | - | 0.8% | |
| Pension plan contributions | $6,864 | - | - | - | 0.5% | |
| Total | $1,256,245 | 100% |
2011 · Form 990 · $1,324,040 spent · pay $521,392 · grants $0 · events $21,811
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $264,530 | - | - | - | 20.0% | |
| Pay: officers, directors, trustees, key employees | $159,579 | - | - | - | 12.1% | |
| Office expenses | $155,480 | - | - | - | 11.7% | |
| Interest | $122,908 | - | - | - | 9.3% | |
| Occupancy | $106,724 | - | - | - | 8.1% | |
| Information technology | $99,982 | - | - | - | 7.6% | |
| Other (as described) | Loan Loss Provision | $70,000 | - | - | - | 5.3% |
| Other (as described) | Member Share Insurance | $44,644 | - | - | - | 3.4% |
| Other (as described) | Loan Servicing | $44,447 | - | - | - | 3.4% |
| Payroll taxes | $42,641 | - | - | - | 3.2% | |
| Other employee benefits | $35,644 | - | - | - | 2.7% | |
| Other (as described) | Miscellaneous | $32,022 | - | - | - | 2.4% |
| Advertising and promotion | $27,016 | - | - | - | 2.0% | |
| Fees: other services | $23,587 | - | - | - | 1.8% | |
| Insurance | $22,288 | - | - | - | 1.7% | |
| Conferences, conventions and meetings | $21,811 | - | - | - | 1.6% | |
| Depreciation and depletion | $21,524 | - | - | - | 1.6% | |
| Pension plan contributions | $18,998 | - | - | - | 1.4% | |
| Fees: accounting | $9,415 | - | - | - | 0.7% | |
| Fees: legal | $800 | - | - | - | 0.1% | |
| Total | $1,324,040 | 100% |
2010 · Form 990 · $1,431,701 spent · pay $490,660 · grants $0 · events $12,587
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $219,390 | - | - | - | 15.3% | |
| Pay: officers, directors, trustees, key employees | $191,922 | - | - | - | 13.4% | |
| Interest | $166,691 | - | - | - | 11.6% | |
| Other (as described) | Loan loss provision | $165,851 | - | - | - | 11.6% |
| Office expenses | $148,820 | - | - | - | 10.4% | |
| Information technology | $113,168 | - | - | - | 7.9% | |
| Occupancy | $104,923 | - | - | - | 7.3% | |
| Other (as described) | Consultants & misc. | $58,216 | - | - | - | 4.1% |
| Other (as described) | Member share insurance | $41,945 | - | - | - | 2.9% |
| Other (as described) | Loan servicing | $41,522 | - | - | - | 2.9% |
| Payroll taxes | $39,383 | - | - | - | 2.8% | |
| Depreciation and depletion | $37,902 | - | - | - | 2.6% | |
| Other employee benefits | $27,577 | - | - | - | 1.9% | |
| Insurance | $21,142 | - | - | - | 1.5% | |
| Advertising and promotion | $20,515 | - | - | - | 1.4% | |
| Conferences, conventions and meetings | $12,587 | - | - | - | 0.9% | |
| Pension plan contributions | $12,388 | - | - | - | 0.9% | |
| Fees: accounting | $7,759 | - | - | - | 0.5% | |
| Total | $1,431,701 | 100% |