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Northwest Community Credit Union: Form 990, tax year 2022

View the entire original 990 at ProPublica ↗

Organization
Northwest Community Credit Union (EIN 93-0389726)
Tax period
2022-01-01 to 2022-12-31
Filed
2023-04-28
IRS object ID
202301189349301450
Schema version
2022v5.0
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2023-04-28T11:21:20-07:00ReturnTs
Tax Period End2022-12-31TaxPeriodEndDt
Return Type990ReturnTypeCd
Tax Period Begin2022-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN930389726EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1Northwest Community Credit UnionBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlNORTBusinessNameControlTxt
Phone5417449518PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonJeffrey YoderPersonNm
Person TitleCFOPersonTitleTxt
Phone5417449518PhoneNum
Signature2023-04-28SignatureDt

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

FieldValueIRS element (for citing)
Person FirstJeffreyPersonFirstNm
Person LastYoderPersonLastNm
FieldValueIRS element (for citing)
SSNXXX-XX-XXXXSSN
FieldValueIRS element (for citing)
IRS Responsible Prty Info CurrYes (true)IRSResponsiblePrtyInfoCurrInd

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

FieldValueIRS element (for citing)
Trusted Customer2TrustedCustomerCd
Authentication Assurance LevelAAL1AuthenticationAssuranceLevelCd
Identity Assurance LevelIAL1IdentityAssuranceLevelCd
Federated Assurance LevelFAL1FederatedAssuranceLevelCd
FieldValueIRS element (for citing)
Tax2022TaxYr
Build TS2023-04-26 12:10:37ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerJeffrey YoderPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$74,285,316GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website Addresswww.nwcu.comWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1949FormationYr
Activity Or MissionFocus on the member, add value and build partnership.ActivityOrMissionDesc
Voting Members Governing Body9VotingMembersGoverningBodyCnt
Voting Members Independent9VotingMembersIndependentCnt
Total Employee402TotalEmployeeCnt
Total Volunteers14TotalVolunteersCnt
Total Gross UBI$85,072TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm$16,014NetUnrelatedBusTxblIncmAmt
CY Contributions Grants$0CYContributionsGrantsAmt
PY Program Service Revenue$61,458,426PYProgramServiceRevenueAmt
CY Program Service Revenue$67,637,899CYProgramServiceRevenueAmt
PY Investment Income$6,930,112PYInvestmentIncomeAmt
CY Investment Income$6,832,613CYInvestmentIncomeAmt
PY Other Revenue-$23,803PYOtherRevenueAmt
CY Other Revenue-$197,392CYOtherRevenueAmt
PY Total Revenue$68,364,735PYTotalRevenueAmt
CY Total Revenue$74,273,120CYTotalRevenueAmt
CY Grants And Similar Paid$0CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$25,431,589PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$28,578,961CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$24,873,692PYOtherExpensesAmt
CY Other Expenses$31,805,978CYOtherExpensesAmt
PY Total Expenses$50,305,281PYTotalExpensesAmt
CY Total Expenses$60,384,939CYTotalExpensesAmt
PY Revenues Less Expenses$18,059,454PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$13,888,181CYRevenuesLessExpensesAmt
Total Assets BOY$1,782,925,258TotalAssetsBOYAmt
Total Assets EOY$1,806,109,861TotalAssetsEOYAmt
Total Liabilities BOY$17,082,345TotalLiabilitiesBOYAmt
Total Liabilities EOY$86,893,638TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$1,765,842,913NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$1,719,216,223NetAssetsOrFundBalancesEOYAmt
MissionFocus on the member, add value and build partnership.MissionDesc
Significant New Program SrvcfalseSignificantNewProgramSrvcInd
Significant ChangefalseSignificantChangeInd
DescFocus on member, add value and build partnership.Desc
Described In Section501c3falseDescribedInSection501c3Ind
Schedule B RequiredfalseScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Donor Rstr Or Quasi EndowmentsfalseDonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentYes (true)ReportLandBuildingEquipmentInd
Report Investments Other SecYes (true)ReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesfalseReportOtherLiabilitiesInd
Include FIN48 FootnoteYes (true)IncludeFIN48FootnoteInd
Independent Audit Fincl StmtfalseIndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtYes (true)ConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesfalseFundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsfalseGrantsToOrganizationsInd
Grants To IndividualsfalseGrantsToIndividualsInd
Schedule J RequiredYes (true)ScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With35 Ctrl EntfalseBusinessRlnWith35CtrlEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityYes (true)DisregardedEntityInd
Related EntityYes (true)RelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredYes (true)ScheduleORequiredInd
IRP Document41918IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (true)BackupWthldComplianceInd
Employee402EmployeeCnt
Employment Tax Returns FiledYes (true)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitYes (true)UnrelatedBusIncmOverLimitInd
Form990 T FiledYes (true)Form990TFiledInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst IncfalseSubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members9GoverningBodyVotingMembersCnt
Independent Voting Member9IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersYes (true)MembersOrStockholdersInd
Election Of Board MembersYes (true)ElectionOfBoardMembersInd
Decisions Subject To ApprovafalseDecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (true)MinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyYes (true)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (true)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (true)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (true)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (true)WhistleblowerPolicyInd
Document Retention PolicyYes (true)DocumentRetentionPolicyInd
Compensation Process CEOYes (true)CompensationProcessCEOInd
Compensation Process OtherfalseCompensationProcessOtherInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
Own WebsiteYes (X)OwnWebsiteInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonJeffrey YoderPersonNm
Phone5417449518PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (29 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtAverage Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRtOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorInd
John Iglesias
President & CEO50.000.00Yes (X)$941,488$0$283,133
Melissa Vigil
Former COO50.000.00$457,325$0$40,899
Alan Pitcher
CIO50.000.00Yes (X)$326,504$0$46,992
Jan Griffin
Former CXO50.000.00$282,898$0$54,113
Cheryl Crow
CCO50.000.00Yes (X)$259,677$0$48,878
Jeffrey Yoder
CFO50.000.00Yes (X)$245,672$0$46,752
Kenneth Santos
CRO50.000.00Yes (X)$247,366$0$38,243
Kate Lange
Senior Investment Services Advisor40.000.00$247,410$0$13,943
Ken Myhra
CPO50.000.00Yes (X)$204,650$0$18,610
Tomas Fasel
Director of Commercial Lending40.000.00$200,298$0$22,254
George Williams
VP of Tech Operations & Information40.000.00$175,291$0$38,434
Terry Hagio
VP of Tech Services & Solutions40.000.00$184,796$0$22,483
Matt Wade
VP of Residential Lending40.000.00$167,631$0$32,064
Jennifer Adams
Director of People & Development40.000.00$154,643$0$42,455
Francine Gardner
Senior Commercial Loan Officer40.000.00$150,965$0$40,755
Johnathan Boggs
VP of Branches40.000.00$148,004$0$33,301
Todd Dietmeyer
Invest Serv Off40.000.00$148,440$0$32,370
Steve Crane
Software Developer40.000.00$145,012$0$29,932
Kent Roper
IT Infrastruct Mgr40.000.00$128,474$0$40,812
Melva Mackey
VP of Mbr Exp40.000.00$139,161$0$11,222
David Rainwater
Chairman2.600.00$25,000$0$0Yes (X)
Brad D Anderson
Secretary1.800.00$20,000$0$0Yes (X)
Barbara Blackmore
Director1.000.00$20,000$0$0Yes (X)
Barry C Houk
Director0.200.00$20,000$0$0Yes (X)
Jon Ruiz
Director3.300.00$20,000$0$0Yes (X)
Richard Leung
Director1.600.00$20,000$0$0Yes (X)
Tomas Pettus-Czar
Vice Chair2.600.00$20,000$0$0Yes (X)
Sarah Means
Director0.600.00$15,000$0$0Yes (X)
Darcy Philips
Director1.200.00$15,000$0$0Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$5,130,705TotalReportableCompFromOrgAmt
Total Other Compensation$937,645TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K46IndivRcvdGreaterThan100KCnt
Former Ofcr Employees ListedYes (true)FormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (true)TotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmt
Fiserv
225 Fiserv DriveBrookfieldWI53045Financial Technology$4,937,246
FM Sheet Metal Inc
886 Shelley StSpringfieldOR97477Contractor$1,649,597
Cook Solutions Group
9225 NE Cascades ParkwayPortlandOR97220Financial Technology$1,308,774
Q2 Software Inc
PO Box 205970DallasTX75320Financial Technology$1,305,027
CompuNet Inc
PO Box 410802Salt Lake CityUT84141Financial Technology$804,534
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K38CntrctRcvdGreaterThan100KCnt
Total Contributions$0TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
Interchange fees and othe522100$4,734,443$4,734,443
Interest Income to member522100$54,304,865$54,304,865
Member acct and service522100$8,598,591$8,598,591
FieldValueIRS element (for citing)
Total Program Service Revenue$67,637,899TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$6,832,613TotalRevenueColumnAmt
Exclusion$6,832,613ExclusionAmt

Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Royalties Revenue RoyaltiesRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Gross Rents GrossRentsGrp

FieldValueIRS element (for citing)
Real$62,272RealAmt

Less Rental Expenses LessRentalExpensesGrp

FieldValueIRS element (for citing)
Real$12,196RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

FieldValueIRS element (for citing)
Real$50,076RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

FieldValueIRS element (for citing)
Total Revenue Column$50,076TotalRevenueColumnAmt
Unrelated Business Revenue$50,076UnrelatedBusinessRevenueAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Income From Gaming NetIncomeFromGamingGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Income Or Loss NetIncomeOrLossGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Other Revenue Misc OtherRevenueMiscGrp (2 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtUnrelated Business RevenueUnrelatedBusinessRevenueAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
Non-Member ATM Fees812900$34,996$34,996
NW Innovation Services519200-$282,464-$282,464
FieldValueIRS element (for citing)
Other Revenue Total-$247,468OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$74,273,120TotalRevenueColumnAmt
Related Or Exempt Func Income$67,355,435RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$85,072UnrelatedBusinessRevenueAmt
Exclusion$6,832,613ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Foreign Grants ForeignGrantsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Benefits To Members BenefitsToMembersGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$4,215,055TotalAmt

Comp Disqual Persons CompDisqualPersonsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$18,609,840TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$794,447TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$2,938,390TotalAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$2,021,229TotalAmt

Fees For Services Management FeesForServicesManagementGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$1,575,344TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$207,514TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$189,084TotalAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$2,265,828TotalAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$4,265,020TotalAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$4,338,543TotalAmt

Royalties RoyaltiesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$2,073,505TotalAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$376,613TotalAmt

Pymt Travel Entrtnmnt Pub Ofcl PymtTravelEntrtnmntPubOfclGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$282,320TotalAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$6,052,242TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$2,919,922TotalAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$211,916TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDescTotalTotalAmt
Loan loss expense$3,877,617
Other share and loan product$1,524,551
Loan product expense$1,393,282
Payroll$183,619

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$69,058TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$60,384,939TotalAmt
Program Services$0ProgramServicesAmt
Management And General$0ManagementAndGeneralAmt
Fundraising$0FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$14,631,382BOYAmt
EOY$16,719,630EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$227,898,959BOYAmt
EOY$47,009,289EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

FieldValueIRS element (for citing)
BOY$1,328,778BOYAmt
EOY$479,756EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$1,161,674,717BOYAmt
EOY$1,419,200,318EOYAmt

Inventories For Sale Or Use InventoriesForSaleOrUseGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$2,636,414BOYAmt
EOY$2,099,199EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$63,265,689LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$23,351,293LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$38,711,548BOYAmt
EOY$39,914,396EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

FieldValueIRS element (for citing)
BOY$289,233,347BOYAmt
EOY$235,872,668EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Intangible Assets IntangibleAssetsGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$46,810,113BOYAmt
EOY$44,814,605EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$1,782,925,258BOYAmt
EOY$1,806,109,861EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$17,082,345BOYAmt
EOY$21,893,638EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

FieldValueIRS element (for citing)
EOY$65,000,000EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$17,082,345BOYAmt
EOY$86,893,638EOYAmt
FieldValueIRS element (for citing)
Org Does Not Follow FASB117Yes (X)OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

FieldValueIRS element (for citing)
BOY$1,603,448,440BOYAmt
EOY$1,558,704,701EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$162,394,473BOYAmt
EOY$160,511,522EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$1,765,842,913BOYAmt
EOY$1,719,216,223EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$1,782,925,258BOYAmt
EOY$1,806,109,861EOYAmt
FieldValueIRS element (for citing)
Info In Schedule O Part XIYes (X)InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss$13,888,181ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst-$18,684,269NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets-$41,830,602OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or ReviewfalseAccountantCompileOrReviewInd
FS AuditedYes (true)FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

FieldValueIRS element (for citing)
Consolidated Basis Fincl StmtYes (X)ConsolidatedBasisFinclStmtInd
FieldValueIRS element (for citing)
Audit CommitteeYes (true)AuditCommitteeInd
Federal Grant Audit RequiredfalseFederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$3,959,132OtherCostOrOtherBasisAmt
Book Value$3,959,132BookValueAmt

Buildings BuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$39,127,069OtherCostOrOtherBasisAmt
Depreciation$10,012,162DepreciationAmt
Book Value$29,114,907BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$2,195,468OtherCostOrOtherBasisAmt
Depreciation$1,007,930DepreciationAmt
Book Value$1,187,538BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$638,748OtherCostOrOtherBasisAmt
Depreciation$211,828DepreciationAmt
Book Value$426,920BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$17,345,272OtherCostOrOtherBasisAmt
Depreciation$12,119,373DepreciationAmt
Book Value$5,225,899BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$39,914,396TotalBookValueLandBuildingsAmt
Total Book Value Securities$235,872,668TotalBookValueSecuritiesAmt
Footnote TextYes (X)FootnoteTextInd

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePart X : FIN48 FootnoteFormAndLineReferenceDesc
ExplanationThe Credit Union is state chartered and federally tax-exempt under the Internal Revenue Code Section 501(c)(14), except to the extent of unrelated business income. A tax-exempt organization information return and unrelated business income tax return are filed annually with the Internal Revenue Service. NIS, the Credit Union's majority owned subsidiary, is a partnership for tax purposes and its allocable activity is included within the Credit Unions's Tax filings.The Credit Union had no unrecognized tax benefits at December 31, 2022 and 2021, respectively. The Crecit Union recognizes the accrual of interest and penalties related to unrecognized tax benefits as a tax expense. During the years ended December 31, 2022 and 2021, it recognized no material interest or penalties.ExplanationTxt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Travel For CompanionsYes (X)TravelForCompanionsInd
Written Policy Ref T And E ExpnssYes (true)WrittenPolicyRefTAndEExpnssInd
Substantiation RequiredYes (true)SubstantiationRequiredInd
Independent ConsultantYes (X)IndependentConsultantInd
Written Employment ContractYes (X)WrittenEmploymentContractInd
Compensation SurveyYes (X)CompensationSurveyInd
Board Or Committee ApprovalYes (X)BoardOrCommitteeApprovalInd
Severance PaymentfalseSeverancePaymentInd
Supplemental Nonqual Rtr PlanYes (true)SupplementalNonqualRtrPlanInd
Equity Based Comp ArrngmfalseEquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (20 entries)

TitleTitleTxtBase Compensation Filing OrgBaseCompensationFilingOrgAmtBonus Filing OrganizationBonusFilingOrganizationAmountOther Compensation Filing OrgOtherCompensationFilingOrgAmtDeferred Compensation Flng OrgDeferredCompensationFlngOrgAmtNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmtTotal Compensation Filing OrgTotalCompensationFilingOrgAmt
Alan Pitcher
CIO$261,912$63,511$1,081$13,608$33,384$373,496
Cheryl Crow
CCO$216,425$42,536$716$24,725$24,153$308,555
Francine Gardner
Senior Commercial Loan Officer$117,704$32,928$333$40,755$191,720
George Williams
VP of Tech Operations & Information$174,790$25$476$17,929$20,505$213,725
Jan Griffin
Former CXO$237,665$44,241$992$15,102$39,011$337,011
Jeffrey Yoder
CFO$208,500$33,670$3,502$24,872$21,880$292,424
Jennifer Adams
Director of People & Development$139,721$14,515$407$20,500$21,955$197,098
John Iglesias
President & CEO$758,323$180,262$2,903$243,667$39,466$1,224,621
Johnathan Boggs
VP of Branches$130,298$12,175$5,531$16,227$17,074$181,305
Kate Lange
Senior Investment Services Advisor$67,616$178,063$1,731$2,700$11,243$261,353
Ken Myhra
CPO$174,389$30,000$261$3,681$14,929$223,260
Kenneth Santos
CRO$206,845$40,521$27,000$11,243$285,609
Kent Roper
IT Infrastruct Mgr$115,147$13,249$78$40,812$169,286
Matt Wade
VP of Residential Lending$147,745$19,530$356$7,774$24,290$199,695
Melissa Vigil
Former COO$288,046$72,705$96,574$20,500$20,399$498,224
Melva Mackey
VP of Mbr Exp$126,761$12,099$301$11,121$101$150,383
Steve Crane
Software Developer$134,417$10,257$338$19,759$10,173$174,944
Terry Hagio
VP of Tech Services & Solutions$184,451$25$320$6,347$16,136$207,279
Todd Dietmeyer
Invest Serv Off$46,897$94,616$6,927$8,236$24,134$180,810
Tomas Fasel
Director of Commercial Lending$158,350$41,025$923$7,503$14,751$222,552

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
Part I, Line 1a: Relevant information in regards to selections on 1a.Travel for spouse or companion was sometimes provided by the credit union for executives or directors on business trips. All expenses incurred on behalf of the spouse or companion were totalled for the year end and a 1099 Misc was issued when appropriate. There is written policy that requires pre-approval, receipts, and documentations.
Part III, Additional InformationJohn Iglesias, the CEO, will be the recipient of a non-qualified retirement plan that is accruing and continuing through the end of 2029. It is based on employment with the organization and is 62% vested at the end of 2022. The remaining value of this plan for 2022 is $108,333.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (30 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
Form 990, Part VI, Section A, Line 6As a credit union we have members pay a $10 membership fee to open their first share account with us.
Form 990, Part VI, Section B, Line 11bThe CFO reviews the 990 and the supporting schedules. After the review and before it is filed, the Form 990 is reviewed by the CEO and the directors.
Form 990, Part VI, Section B, Line 12cAll officers and key employees are required yearly to affirm that they have disclosed interests that could give rise to conflicts. Directors are asked initially to disclose any of these interests and are made aware regularly that they must disclose any new interests, but they are not required to do so formally each year.
Form 990, Part VI, Section C, Line 19The organization places monthly summarized and yearly detailed financial statements on its website. The governing body documents and conflict of interest policies are available upon request.
Form 990, Part XI, Line 9= $0
Form 990, Part XI, Line 9= $2
Form 990, Part XI, Line 9CUSO Loss = -$0
Form 990, Part XI, Line 9Decrease in Cash = -$0
Form 990, Part XI, Line 9Decrease in Notes Payable = $0
Form 990, Part XI, Line 9Decrease in Other Loans = -$933
Form 990, Part XI, Line 9Decrease in Savings & Term Cash Inv = -$XXX-XX-XXXX
Form 990, Part XI, Line 9Decrease in Unrealized Gain/Loss = -$0
Form 990, Part XI, Line 9Decrease in Unrealized Gain/Loss = $18684269
Form 990, Part XI, Line 9Decrease of Accounts Payable = -$4814926
Form 990, Part XI, Line 9Decrease of investments program related = -$53360679
Form 990, Part XI, Line 9Decrease of Land and Building = -$0
Form 990, Part XI, Line 9Decrease of Loans from disqualified person = -$849022
Form 990, Part XI, Line 9Increase in Other Loans = $XXX-XX-XXXX
Form 990, Part XI, Line 9Increase of Accounts payable = $0
Form 990, Part XI, Line 9Increase of Cash = $2088248
Form 990, Part XI, Line 9Increase of Investments Program Related = $0
Form 990, Part XI, Line 9Increase of Land and Building = $1202846
Form 990, Part XI, Line 9Increase of Loans from disqualified person = $0
Form 990, Part XI, Line 9Increase of other assets = $0
Form 990, Part XI, Line 9Increase of Prepaids = $0
Form 990, Part XI, Line 9Increase of savings and tem cash investment = $0
Form 990, Part XI, Line 9Net Income = -$13887248
Form 990, Part XI, Line 9Notes Payable = -$65000000
Form 990, Part XI, Line 9Other Assets = -$1991874
Form 990, Part XI, Line 9Prepaids = -$537216

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

FieldValueIRS element (for citing)
Business Name Line1Northwest Innovation Services LLCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd
FieldValueIRS element (for citing)
EIN820608919EIN
Primary ActivitiesSoftware DevelopmentPrimaryActivitiesTxt
Legal Domicile StateORLegalDomicileStateCd
Total Income-$282,464TotalIncomeAmt
End Of Year Assets$144,045EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1Northwest Community Credit UnionBusinessNameLine1Txt

Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp

Related Organization Name RelatedOrganizationName

FieldValueIRS element (for citing)
Business Name Line1Northwest Innovation Services LLCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd
FieldValueIRS element (for citing)
EIN820608919EIN
Primary ActivitiesSoftware DevelopmentPrimaryActivitiesTxt
Legal Domicile StateORLegalDomicileStateCd

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1Northwest CommunityBusinessNameLine1Txt
FieldValueIRS element (for citing)
Entity TypeC corpEntityTypeTxt
Share Of Total Income-$282,464ShareOfTotalIncomeAmt
Share Of EOY Assets$144,045ShareOfEOYAssetsAmt
Ownership0.80000OwnershipPct
Controlled OrganizationfalseControlledOrganizationInd
FieldValueIRS element (for citing)
Receipt Of Int Annts Rnts RyltsfalseReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth OrgYes (true)GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth OrgfalseGiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other OrgfalseLoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth OrgfalseLoansOrGuaranteesFromOthOrgInd
Div Related OrganizationfalseDivRelatedOrganizationInd
Asset Sale To Other OrgfalseAssetSaleToOtherOrgInd
Asset Purchase From Other OrgfalseAssetPurchaseFromOtherOrgInd
Asset ExchangefalseAssetExchangeInd
Rental Of Facilities To Oth OrgfalseRentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth OrgfalseRentalOfFcltsFromOthOrgInd
Perform Of Services For Oth OrgfalsePerformOfServicesForOthOrgInd
Perform Of Services By Other OrgfalsePerformOfServicesByOtherOrgInd
Sharing Of FacilitiesfalseSharingOfFacilitiesInd
Paid Employees SharingfalsePaidEmployeesSharingInd
Reimbursement Paid To Other OrgfalseReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other OrgfalseReimbursementPaidByOtherOrgInd
Transfer To Other OrgfalseTransferToOtherOrgInd
Transfer From Other OrgfalseTransferFromOtherOrgInd

Transactions Related Org TransactionsRelatedOrgGrp

Other Organization Name OtherOrganizationName

FieldValueIRS element (for citing)
Business Name Line1Northwest Innovation Services LLCBusinessNameLine1Txt
FieldValueIRS element (for citing)
Transaction TypebTransactionTypeTxt
Involved$1,295,000InvolvedAmt