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Northwest Community Credit Union: Form 990, tax year 2021

View the entire original 990 at ProPublica ↗

Organization
Northwest Community Credit Union (EIN 93-0389726)
Tax period
2021-01-01 to 2021-12-31
Filed
2022-04-22
IRS object ID
202241129349300734
Schema version
2021v4.0
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2022-04-22T11:34:34-07:00ReturnTs
Tax Period End2021-12-31TaxPeriodEndDt
Return Type990ReturnTypeCd
Tax Period Begin2021-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN930389726EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1Northwest Community Credit UnionBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlNORTBusinessNameControlTxt
Phone5417449518PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonJeffrey YoderPersonNm
Person TitleCFOPersonTitleTxt
Phone5417449518PhoneNum
Signature2022-04-22SignatureDt

Signing Officer SigningOfficerGrp

Person Full Name PersonFullName

FieldValueIRS element (for citing)
Person FirstJeffreyPersonFirstNm
Person LastYoderPersonLastNm
FieldValueIRS element (for citing)
SSNXXX-XX-XXXXSSN

Additional Filer Information AdditionalFilerInformation

Trusted Customer TrustedCustomerGrp

FieldValueIRS element (for citing)
Trusted Customer2TrustedCustomerCd
Authentication Assurance LevelAAL1AuthenticationAssuranceLevelCd
Identity Assurance LevelIAL1IdentityAssuranceLevelCd
Federated Assurance LevelFAL1FederatedAssuranceLevelCd
FieldValueIRS element (for citing)
Tax2021TaxYr
Build TS2022-09-23 18:48:47ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerJeffrey YoderPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$68,377,946GrossReceiptsAmt
Group Return For AffiliatesfalseGroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website Addresswww.nwcu.comWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1949FormationYr
Activity Or MissionFocus on the member, add value and build partnership.ActivityOrMissionDesc
Voting Members Governing Body9VotingMembersGoverningBodyCnt
Voting Members Independent9VotingMembersIndependentCnt
Total Employee380TotalEmployeeCnt
Total Volunteers14TotalVolunteersCnt
Total Gross UBI$86,452TotalGrossUBIAmt
CY Contributions Grants$0CYContributionsGrantsAmt
PY Program Service Revenue$59,076,645PYProgramServiceRevenueAmt
CY Program Service Revenue$61,458,426CYProgramServiceRevenueAmt
PY Investment Income$8,325,504PYInvestmentIncomeAmt
CY Investment Income$6,930,112CYInvestmentIncomeAmt
PY Other Revenue-$86,884PYOtherRevenueAmt
CY Other Revenue-$23,803CYOtherRevenueAmt
PY Total Revenue$67,315,265PYTotalRevenueAmt
CY Total Revenue$68,364,735CYTotalRevenueAmt
CY Grants And Similar Paid$0CYGrantsAndSimilarPaidAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$23,978,898PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$25,431,589CYSalariesCompEmpBnftPaidAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$32,680,169PYOtherExpensesAmt
CY Other Expenses$24,873,692CYOtherExpensesAmt
PY Total Expenses$56,659,067PYTotalExpensesAmt
CY Total Expenses$50,305,281CYTotalExpensesAmt
PY Revenues Less Expenses$10,656,198PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$18,059,454CYRevenuesLessExpensesAmt
Total Assets BOY$1,514,782,386TotalAssetsBOYAmt
Total Assets EOY$1,782,925,258TotalAssetsEOYAmt
Total Liabilities BOY$16,341,258TotalLiabilitiesBOYAmt
Total Liabilities EOY$17,082,345TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$1,498,441,128NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$1,765,842,913NetAssetsOrFundBalancesEOYAmt
MissionFocus on the member, add value and build partnership.MissionDesc
Significant New Program SrvcfalseSignificantNewProgramSrvcInd
Significant ChangefalseSignificantChangeInd
DescFocus on member, add value and build partnership.Desc
Described In Section501c3falseDescribedInSection501c3Ind
Schedule B RequiredfalseScheduleBRequiredInd
Political Campaign ActyfalsePoliticalCampaignActyInd
Subject To Proxy TaxfalseSubjectToProxyTaxInd
Donor Advised FundfalseDonorAdvisedFundInd
Conservation EasementsfalseConservationEasementsInd
Collections Of ArtfalseCollectionsOfArtInd
Credit CounselingfalseCreditCounselingInd
Donor Rstr Or Quasi EndowmentsfalseDonorRstrOrQuasiEndowmentsInd
Report Land Building EquipmentYes (true)ReportLandBuildingEquipmentInd
Report Investments Other SecYes (true)ReportInvestmentsOtherSecInd
Report Program Related InvstfalseReportProgramRelatedInvstInd
Report Other AssetsfalseReportOtherAssetsInd
Report Other LiabilitiesfalseReportOtherLiabilitiesInd
Include FIN48 FootnoteYes (true)IncludeFIN48FootnoteInd
Independent Audit Fincl StmtfalseIndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtYes (true)ConsolidatedAuditFinclStmtInd
School OperatingfalseSchoolOperatingInd
Foreign OfficefalseForeignOfficeInd
Foreign ActivitiesfalseForeignActivitiesInd
More Than5000 K To OrgfalseMoreThan5000KToOrgInd
More Than5000 K To IndividualsfalseMoreThan5000KToIndividualsInd
Professional FundraisingfalseProfessionalFundraisingInd
Fundraising ActivitiesfalseFundraisingActivitiesInd
Gaming ActivitiesfalseGamingActivitiesInd
Operate HospitalfalseOperateHospitalInd
Grants To OrganizationsfalseGrantsToOrganizationsInd
Grants To IndividualsfalseGrantsToIndividualsInd
Schedule J RequiredYes (true)ScheduleJRequiredInd
Tax Exempt BondsfalseTaxExemptBondsInd
Loan OutstandingfalseLoanOutstandingInd
Grant To Related PersonfalseGrantToRelatedPersonInd
Business Rln With Org MemfalseBusinessRlnWithOrgMemInd
Business Rln With Fam MemfalseBusinessRlnWithFamMemInd
Business Rln With35 Ctrl EntfalseBusinessRlnWith35CtrlEntInd
Deductible Non Cash ContrifalseDeductibleNonCashContriInd
Deductible Art ContributionfalseDeductibleArtContributionInd
Terminate OperationsfalseTerminateOperationsInd
Partial LiquidationfalsePartialLiquidationInd
Disregarded EntityYes (true)DisregardedEntityInd
Related EntityYes (true)RelatedEntityInd
Related Organization Ctrl EntfalseRelatedOrganizationCtrlEntInd
Activities Conducted PrtshpfalseActivitiesConductedPrtshpInd
Schedule O RequiredYes (true)ScheduleORequiredInd
IRP Document42879IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (true)BackupWthldComplianceInd
Employee380EmployeeCnt
Employment Tax Returns FiledYes (true)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitYes (true)UnrelatedBusIncmOverLimitInd
Form990 T FiledYes (true)Form990TFiledInd
Foreign Financial AccountfalseForeignFinancialAccountInd
Prohibited Tax Shelter TransfalseProhibitedTaxShelterTransInd
Taxable Party NotificationfalseTaxablePartyNotificationInd
Nondeductible ContributionsfalseNondeductibleContributionsInd
Indoor Tanning ServicesfalseIndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht PymtfalseSubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst IncfalseSubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members9GoverningBodyVotingMembersCnt
Independent Voting Member9IndependentVotingMemberCnt
Family Or Business RlnfalseFamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesfalseDelegationOfMgmtDutiesInd
Change To Org DocumentsfalseChangeToOrgDocumentsInd
Material Diversion Or MisusefalseMaterialDiversionOrMisuseInd
Members Or StockholdersYes (true)MembersOrStockholdersInd
Election Of Board MembersYes (true)ElectionOfBoardMembersInd
Decisions Subject To ApprovafalseDecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (true)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (true)MinutesOfCommitteesInd
Officer Mailing AddressfalseOfficerMailingAddressInd
Local ChaptersfalseLocalChaptersInd
Form990 Provided To Gvrn BodyYes (true)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (true)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (true)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (true)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (true)WhistleblowerPolicyInd
Document Retention PolicyYes (true)DocumentRetentionPolicyInd
Compensation Process CEOYes (true)CompensationProcessCEOInd
Compensation Process OtherfalseCompensationProcessOtherInd
Investment In Joint VenturefalseInvestmentInJointVentureInd
Own WebsiteYes (X)OwnWebsiteInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

FieldValueIRS element (for citing)
PersonJeffrey YoderPersonNm
Phone5417449518PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (27 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtAverage Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRtOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorInd
John Iglesias
President & CEO50.000.00Yes (X)$883,074$0$286,073
Melissa Vigil
COO50.000.00Yes (X)$314,290$0$46,327
Jan Griffin
CXO50.000.00Yes (X)$231,316$0$47,721
Cheryl Crow
CCO50.000.00Yes (X)$220,801$0$44,031
Kate Lange
Senior Investment Services Advisor40.000.00$216,200$0$36,812
Kenneth Santos
CRO50.000.00Yes (X)$200,508$0$45,069
Qing Lu
Former CFO50.000.00$195,358$0$40,171
Tony Hernandez
Senior Mortgage Loan Specialist40.000.00$202,745$0$27,591
Alan Pitcher
CIO50.000.00Yes (X)$190,684$0$27,848
Jon Mainard
Dir. Invest. Svcs40.000.00$150,669$0$44,700
Jeffrey Yoder
CFO50.000.00Yes (X)$159,196$0$34,769
Jennifer Adams
Director of P&D40.000.00$143,620$0$39,938
Nathan Bill
Business Development Officer - Mort40.000.00$161,851$0$16,224
Steve Crane
Software Developer40.000.00$148,305$0$24,359
Tomas Fasel
Director of Commercial Lending40.000.00$162,774$0$8,177
Tammy Christianson
Sr Mort Loan Spec40.000.00$137,285$0$20,902
Gaelan Brewer
Software Developer40.000.00$137,767$0$19,606
Todd Dietmeyer
Investment Services Advisor40.000.00$156,418$0$0
David Rainwater
Chairman4.300.00$25,000$0$0Yes (X)
Brad D Anderson
Secretary2.300.00$20,000$0$0Yes (X)
Barbara Blackmore
Director1.600.00$20,000$0$0Yes (X)
Barry C Houk
Director2.300.00$20,000$0$0Yes (X)
Richard Leung
Director1.300.00$20,000$0$0Yes (X)
Jon Ruiz
Director2.200.00$18,750$0$0Yes (X)
Tomas Pettus-Czar
Vice Chair1.900.00$18,750$0$0Yes (X)
Sarah Means
Director1.600.00$15,000$0$0Yes (X)
Darcy Philips
Director1.250.00$15,000$0$0Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$4,185,361TotalReportableCompFromOrgAmt
Total Other Compensation$810,318TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K58IndivRcvdGreaterThan100KCnt
Former Ofcr Employees ListedYes (true)FormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (true)TotalCompGreaterThan150KInd
Compensation From Other SrcsfalseCompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmt
Fiserv
225 Fiserv DriveBrookfieldWI53045Financial Technology$5,014,607
TruHome Solutions
9601 Legler RdLenexaKS66219Financial Technology$2,283,912
CompuNet Inc
PO Box 410802Salt Lake CityUT84141Financial Technology$1,527,761
McKenzie Commercial
865 W Second AveEugeneOR97402Contractor$1,177,163
Q2 Software INc
13785 Research Buld 150AustinTX78750Financial Technology$1,114,497
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K36CntrctRcvdGreaterThan100KCnt
Total Contributions$0TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (3 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
Interchange fees and othe522100$7,178,789$7,178,789
Interest Income to member522100$46,353,369$46,353,369
Member acct and service522100$7,926,268$7,926,268
FieldValueIRS element (for citing)
Total Program Service Revenue$61,458,426TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$6,930,112TotalRevenueColumnAmt
Exclusion$6,930,112ExclusionAmt

Incm From Invest Bond Proceeds IncmFromInvestBondProceedsGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Royalties Revenue RoyaltiesRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Gross Rents GrossRentsGrp

FieldValueIRS element (for citing)
Real$64,013RealAmt

Less Rental Expenses LessRentalExpensesGrp

FieldValueIRS element (for citing)
Real$13,211RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

FieldValueIRS element (for citing)
Real$50,802RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

FieldValueIRS element (for citing)
Total Revenue Column$50,802TotalRevenueColumnAmt
Unrelated Business Revenue$50,802UnrelatedBusinessRevenueAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Incm From Fundraising Evt NetIncmFromFundraisingEvtGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Income From Gaming NetIncomeFromGamingGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Net Income Or Loss NetIncomeOrLossGrp

FieldValueIRS element (for citing)
Total Revenue Column$0TotalRevenueColumnAmt

Other Revenue Misc OtherRevenueMiscGrp (2 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtUnrelated Business RevenueUnrelatedBusinessRevenueAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
Non-Member ATM Fees812900$35,650$35,650
NW Innovation Services519100-$110,255-$110,255
FieldValueIRS element (for citing)
Other Revenue Total-$74,605OtherRevenueTotalAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$68,364,735TotalRevenueColumnAmt
Related Or Exempt Func Income$61,348,171RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$86,452UnrelatedBusinessRevenueAmt
Exclusion$6,930,112ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Grants To Domestic Individuals GrantsToDomesticIndividualsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Foreign Grants ForeignGrantsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Benefits To Members BenefitsToMembersGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$3,720,502TotalAmt

Comp Disqual Persons CompDisqualPersonsGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$16,276,259TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$737,199TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$2,904,317TotalAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$1,793,312TotalAmt

Fees For Services Management FeesForServicesManagementGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$1,694,007TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$231,969TotalAmt

Fees For Services Lobbying FeesForServicesLobbyingGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Prof Fundraising FeesForServicesProfFundraising

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Srvc Invst Mgmnt Fees FeesForSrvcInvstMgmntFeesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$274,403TotalAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$1,130,371TotalAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$3,686,301TotalAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$4,183,927TotalAmt

Royalties RoyaltiesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$1,939,726TotalAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$235,445TotalAmt

Pymt Travel Entrtnmnt Pub Ofcl PymtTravelEntrtnmntPubOfclGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$132,526TotalAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$5,290,105TotalAmt

Payments To Affiliates PaymentsToAffiliatesGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$3,119,897TotalAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$182,066TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDescTotalTotalAmt
Loan product expense$1,682,456
Other share and loan product$1,415,239
Payroll$113,628
Personal prop tax$48,451

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total-$486,825TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$50,305,281TotalAmt
Program Services$0ProgramServicesAmt
Management And General$0ManagementAndGeneralAmt
Fundraising$0FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$14,018,581BOYAmt
EOY$14,631,382EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$297,105,026BOYAmt
EOY$227,898,959EOYAmt

Pledges And Grants Receivable PledgesAndGrantsReceivableGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Receivables From Officers Etc ReceivablesFromOfficersEtcGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Rcvbl From Disqualified Prsn RcvblFromDisqualifiedPrsnGrp

FieldValueIRS element (for citing)
BOY$1,697,534BOYAmt
EOY$1,328,778EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$974,311,167BOYAmt
EOY$1,161,674,717EOYAmt

Inventories For Sale Or Use InventoriesForSaleOrUseGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$2,641,446BOYAmt
EOY$2,636,414EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$59,439,554LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$20,728,006LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$38,049,089BOYAmt
EOY$38,711,548EOYAmt

Investments Pub Traded Sec InvestmentsPubTradedSecGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

FieldValueIRS element (for citing)
BOY$167,826,916BOYAmt
EOY$289,233,347EOYAmt

Investments Program Related InvestmentsProgramRelatedGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Intangible Assets IntangibleAssetsGrp

FieldValueIRS element (for citing)
EOY$0EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$19,132,627BOYAmt
EOY$46,810,113EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$1,514,782,386BOYAmt
EOY$1,782,925,258EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$16,341,258BOYAmt
EOY$17,082,345EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$16,341,258BOYAmt
EOY$17,082,345EOYAmt
FieldValueIRS element (for citing)
Org Does Not Follow FASB117Yes (X)OrgDoesNotFollowFASB117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

FieldValueIRS element (for citing)
BOY$1,350,865,132BOYAmt
EOY$1,603,448,440EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$147,575,996BOYAmt
EOY$162,394,473EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$1,498,441,128BOYAmt
EOY$1,765,842,913EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$1,514,782,386BOYAmt
EOY$1,782,925,258EOYAmt
FieldValueIRS element (for citing)
Info In Schedule O Part XIYes (X)InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss$18,059,454ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst-$2,921,682NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets$252,264,013OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or ReviewfalseAccountantCompileOrReviewInd
FS AuditedYes (true)FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

FieldValueIRS element (for citing)
Consolidated Basis Fincl StmtYes (X)ConsolidatedBasisFinclStmtInd
FieldValueIRS element (for citing)
Audit CommitteeYes (true)AuditCommitteeInd
Federal Grant Audit RequiredfalseFederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

Land LandGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$3,959,132OtherCostOrOtherBasisAmt
Book Value$3,959,132BookValueAmt

Buildings BuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$37,902,575OtherCostOrOtherBasisAmt
Depreciation$9,131,138DepreciationAmt
Book Value$28,771,437BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$1,521,087OtherCostOrOtherBasisAmt
Depreciation$805,832DepreciationAmt
Book Value$715,255BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$628,153OtherCostOrOtherBasisAmt
Depreciation$206,611DepreciationAmt
Book Value$421,542BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$15,428,607OtherCostOrOtherBasisAmt
Depreciation$10,584,425DepreciationAmt
Book Value$4,844,182BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$38,711,548TotalBookValueLandBuildingsAmt
Total Book Value Securities$289,233,347TotalBookValueSecuritiesAmt
Footnote TextYes (X)FootnoteTextInd

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePart X : FIN48 FootnoteFormAndLineReferenceDesc
ExplanationThe Credit Union is state chartered and federally tax-exempt under the Internal Revenue Code Section 501(c)(14), except to the extent of unrelated business income. A tax-exempt organization information return and unrelated business income tax return are filed annually with the Internal Revenue Service. NIS, the Credit Union's majority owned subsidiary, is a partnership for tax purposes and its allocable activity is included within the Credit Unions's Tax filings.The Credit Union had no unrecognized tax benefits at December 31, 2021 and 2020, respectively. The Crecit Union recognizes the accrual of interest and penalties related to unrecognized tax benefits as a tax expense. During the years ended December 31, 2021 and 2020, it recognized no material interest or penalties.ExplanationTxt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Travel For CompanionsYes (X)TravelForCompanionsInd
Written Policy Ref T And E ExpnssYes (true)WrittenPolicyRefTAndEExpnssInd
Substantiation RequiredYes (true)SubstantiationRequiredInd
Independent ConsultantYes (X)IndependentConsultantInd
Written Employment ContractYes (X)WrittenEmploymentContractInd
Compensation SurveyYes (X)CompensationSurveyInd
Board Or Committee ApprovalYes (X)BoardOrCommitteeApprovalInd
Severance PaymentfalseSeverancePaymentInd
Supplemental Nonqual Rtr PlanYes (true)SupplementalNonqualRtrPlanInd
Equity Based Comp ArrngmfalseEquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (18 entries)

TitleTitleTxtBase Compensation Filing OrgBaseCompensationFilingOrgAmtBonus Filing OrganizationBonusFilingOrganizationAmountOther Compensation Filing OrgOtherCompensationFilingOrgAmtDeferred Compensation Flng OrgDeferredCompensationFlngOrgAmtNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmtTotal Compensation Filing OrgTotalCompensationFilingOrgAmt
Alan Pitcher
CIO$182,442$11,250-$3,008$7,513$20,335$218,532
Cheryl Crow
CCO$183,851$31,379$5,571$21,983$22,048$264,832
Gaelan Brewer
Software Developer$122,263$16,320-$816$11,436$8,170$157,373
Jan Griffin
CXO$191,054$30,115$10,147$4,639$43,082$279,037
Jeffrey Yoder
CFO$151,442$11,924-$4,170$16,038$18,731$193,965
Jennifer Adams
Director of P&D$124,134$23,752-$4,266$19,500$20,438$183,558
John Iglesias
President & CEO$680,636$179,550$22,888$242,667$43,406$1,169,147
Jon Mainard
Dir. Invest. Svcs$153,598$375-$3,304$7,926$36,774$195,369
Kate Lange
Senior Investment Services Advisor$219,342-$3,142$26,000$10,812$253,012
Kenneth Santos
CRO$175,507$28,434-$3,433$26,000$19,069$245,577
Melissa Vigil
COO$260,742$56,604-$3,056$19,500$26,827$360,617
Nathan Bill
Business Development Officer - Mort$161,174$1,159-$482$8,127$8,097$178,075
Qing Lu
Former CFO$146,291$39,717$9,350$19,500$20,671$235,529
Steve Crane
Software Developer$132,305$18,170-$2,170$14,533$9,826$172,664
Tammy Christianson
Sr Mort Loan Spec$139,772-$2,487$5,828$15,074$158,187
Todd Dietmeyer
Investment Services Advisor$159,722-$3,304$156,418
Tomas Fasel
Director of Commercial Lending$158,675$3,799$300$8,177$170,951
Tony Hernandez
Senior Mortgage Loan Specialist$203,389-$644$14,796$12,795$230,336

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
Part I, Line 1a: Relevant information in regards to selections on 1a.Travel for spouse or companion was sometimes provided by the credit union for executives or directors on business trips. All expenses incurred on behalf of the spouse or companion were totalled for the year end and a 1099 Misc was issued when appropriate. There is written policy that requires pre-approval, receipts, and documentations.
Part III, Additional InformationJohn Iglesias, the CEO, will be the recipient of a non-qualified retirement plan that is accruing and continuing through the end of 2029. It is based on employment with the organization and is 55% vested at the end of 2021. The remaining value of this plan for 2021 is $108,333.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (28 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
Form 990, Part VI, Line 6: Explanation of Classes of Members or ShareholderAs a credit union we have members pay a $10 membership fee to open their first share account with us.
Form 990, Part VI, Line 11b: Form 990 Review ProcessThe CFO reviews the 990 and the supporting schedules. After the review and before it is filed, the Form 990 is reviewed by the CEO and the directors.
Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of ConflictsAll officers and key employees are required yearly to affirm that they have disclosed interests that could give rise to conflicts. Directors are asked initially to disclose any of these interests and are made aware regularly that they must disclose any new interests, but they are not required to do so formally each year.
Form 990, Part VI, Line 19: Other Organization Documents Publicly AvailableThe organization places monthly summarized and yearly detailed financial statements on its website. The governing body documents and conflict of interest policies are available upon request.
Other Changes In Net Assets Or Fund Balances - Other DecreasesCUSO Loss = -$0
Other Changes In Net Assets Or Fund Balances - Other DecreasesDecrease in Cash = -$0
Other Changes In Net Assets Or Fund Balances - Other IncreasesDecrease in Notes Payable = $0
Other Changes In Net Assets Or Fund Balances - Other DecreasesDecrease in Other Loans = -$0
Other Changes In Net Assets Or Fund Balances - Other DecreasesDecrease in Savings & Term Cash Inv = -$69206067
Other Changes In Net Assets Or Fund Balances - Other DecreasesDecrease in Unrealized Gain/Loss = -$0
Other Changes In Net Assets Or Fund Balances - Other IncreasesDecrease in Unrealized Gain/Loss = $2914072
Other Changes In Net Assets Or Fund Balances - Other DecreasesDecrease of Accounts Payable = -$737454
Other Changes In Net Assets Or Fund Balances - Other DecreasesDecrease of investments program related = -$0
Other Changes In Net Assets Or Fund Balances - Other DecreasesDecrease of Land and Building = -$0
Other Changes In Net Assets Or Fund Balances - Other DecreasesDecrease of Loans from disqualified person = -$368756
Other Changes In Net Assets Or Fund Balances - Other IncreasesIncrease in Other Loans = $XXX-XX-XXXX
Other Changes In Net Assets Or Fund Balances - Other IncreasesIncrease of Accounts payable = $0
Other Changes In Net Assets Or Fund Balances - Other IncreasesIncrease of Cash = $612801
Other Changes In Net Assets Or Fund Balances - Other IncreasesIncrease of Investments Program Related = $XXX-XX-XXXX
Other Changes In Net Assets Or Fund Balances - Other IncreasesIncrease of Land and Building = $662460
Other Changes In Net Assets Or Fund Balances - Other IncreasesIncrease of Loans from disqualified person = $0
Other Changes In Net Assets Or Fund Balances - Other IncreasesIncrease of other assets = $27673855
Other Changes In Net Assets Or Fund Balances - Other IncreasesIncrease of Prepaids = $0
Other Changes In Net Assets Or Fund Balances - Other IncreasesIncrease of savings and tem cash investment = $1
Other Changes In Net Assets Or Fund Balances - Other DecreasesNet Income = -$0
Other Changes In Net Assets Or Fund Balances - Other DecreasesNotes Payable = -$0
Other Changes In Net Assets Or Fund Balances - Other DecreasesOther Assets = -$18051845
Other Changes In Net Assets Or Fund Balances - Other DecreasesPrepaids = -$5034

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

FieldValueIRS element (for citing)
Business Name Line1Northwest Innovation Services LLCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd
FieldValueIRS element (for citing)
EIN820608919EIN
Primary ActivitiesSoftware DevelopmentPrimaryActivitiesTxt
Legal Domicile StateORLegalDomicileStateCd
Total Income-$110,255TotalIncomeAmt
End Of Year Assets$415,692EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1Northwest Community Credit UnionBusinessNameLine1Txt

Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp

Related Organization Name RelatedOrganizationName

FieldValueIRS element (for citing)
Business Name Line1Northwest Innovation Services LLCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1545 E 8th AveAddressLine1Txt
CityEugeneCityNm
State AbbreviationORStateAbbreviationCd
ZIP97401ZIPCd
FieldValueIRS element (for citing)
EIN820608919EIN
Primary ActivitiesSoftware DevelopmentPrimaryActivitiesTxt
Legal Domicile StateORLegalDomicileStateCd

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1Northwest CommunityBusinessNameLine1Txt
FieldValueIRS element (for citing)
Entity TypeC corpEntityTypeTxt
Share Of Total Income-$110,255ShareOfTotalIncomeAmt
Share Of EOY Assets$415,692ShareOfEOYAssetsAmt
Ownership0.80000OwnershipPct
Controlled OrganizationfalseControlledOrganizationInd
FieldValueIRS element (for citing)
Receipt Of Int Annts Rnts RyltsfalseReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth OrgYes (true)GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth OrgfalseGiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other OrgfalseLoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth OrgfalseLoansOrGuaranteesFromOthOrgInd
Div Related OrganizationfalseDivRelatedOrganizationInd
Asset Sale To Other OrgfalseAssetSaleToOtherOrgInd
Asset Purchase From Other OrgfalseAssetPurchaseFromOtherOrgInd
Asset ExchangefalseAssetExchangeInd
Rental Of Facilities To Oth OrgfalseRentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth OrgfalseRentalOfFcltsFromOthOrgInd
Perform Of Services For Oth OrgfalsePerformOfServicesForOthOrgInd
Perform Of Services By Other OrgfalsePerformOfServicesByOtherOrgInd
Sharing Of FacilitiesfalseSharingOfFacilitiesInd
Paid Employees SharingfalsePaidEmployeesSharingInd
Reimbursement Paid To Other OrgfalseReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other OrgfalseReimbursementPaidByOtherOrgInd
Transfer To Other OrgfalseTransferToOtherOrgInd
Transfer From Other OrgfalseTransferFromOtherOrgInd

Transactions Related Org TransactionsRelatedOrgGrp

Other Organization Name OtherOrganizationName

FieldValueIRS element (for citing)
Business Name Line1Northwest Innovation Services LLCBusinessNameLine1Txt
FieldValueIRS element (for citing)
Transaction TypebTransactionTypeTxt
Involved$1,295,000InvolvedAmt