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GLOBAL CREDIT UNION: Form 990, tax year 2017

View the entire original 990 at ProPublica ↗

Organization
GLOBAL CREDIT UNION (EIN 91-0620799)
Tax period
2017-01-01 to 2017-12-31
Filed
2018-11-14
IRS object ID
201823189349311812
Schema version
2017v2.3
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2018-11-14T17:00:29-06:00ReturnTs
Tax Period End2017-12-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN910189318PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1MOSS ADAMS LLPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line1601 W RIVERSIDE AVENUE STE 1800AddressLine1Txt
CitySPOKANECityNm
State AbbreviationWAStateAbbreviationCd
ZIP99201ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2017-01-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN910620799EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1GLOBAL CREDIT UNIONBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlGLOBBusinessNameControlTxt
Phone5094554700PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line11500 W FOURTH AVENUEAddressLine1Txt
CitySPOKANECityNm
State AbbreviationWAStateAbbreviationCd
ZIP99201ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonCHARLES T CASSELSPersonNm
Person TitleCFOPersonTitleTxt
Phone5094554700PhoneNum
Signature2018-11-14SignatureDt
Discuss With Paid PreparerYes (1)DiscussWithPaidPreparerInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonEMINA O CRESSWELL CPAPreparerPersonNm
PTINP01217304PTIN
Phone5097472600PhoneNum
Preparation2018-11-14PreparationDt

Filing Security Information FilingSecurityInformation

IP Address IPAddress

FieldValueIRS element (for citing)
I Pv4 Address12.129.7.100IPv4AddressTxt
FieldValueIRS element (for citing)
IP2018-11-14IPDt
IP Tm13:29:18IPTm
IP TimezonePSIPTimezoneCd
Filing License TypePFilingLicenseTypeCd
At Submission Creation Device IdDA39A3EE5E6B4B0D3255BFEF95601890AFD80709AtSubmissionCreationDeviceId
At Submission Filing Device Id07DE6E4E7C0EAE2E63EA5C58DA1790EC302C02D3AtSubmissionFilingDeviceId
FieldValueIRS element (for citing)
Tax2017TaxYr
Build TS2019-02-21 02:37:17ZBuildTS

Form 990 IRS990

FieldValueIRS element (for citing)
Principal OfficerJACK FALLISPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line11500 W FOURTH AVENUEAddressLine1Txt
CitySPOKANECityNm
State AbbreviationWAStateAbbreviationCd
ZIP99201ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$24,533,947GrossReceiptsAmt
Group Return For Affiliates0GroupReturnForAffiliatesInd
Organization501cYes (X)Organization501cInd
Website AddressWWW.GLOBALCU.ORGWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation1954FormationYr
Legal Domicile StateWALegalDomicileStateCd
Activity Or MissionTHE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES.ActivityOrMissionDesc
Voting Members Governing Body7VotingMembersGoverningBodyCnt
Voting Members Independent6VotingMembersIndependentCnt
Total Employee210TotalEmployeeCnt
Total Volunteers10TotalVolunteersCnt
Total Gross UBI$550,093TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm-$72,237NetUnrelatedBusTxblIncmAmt
PY Contributions Grants$0PYContributionsGrantsAmt
CY Contributions Grants$0CYContributionsGrantsAmt
PY Program Service Revenue$18,457,627PYProgramServiceRevenueAmt
CY Program Service Revenue$21,822,118CYProgramServiceRevenueAmt
PY Investment Income$2,027,465PYInvestmentIncomeAmt
CY Investment Income$1,280,437CYInvestmentIncomeAmt
PY Other Revenue$152,856PYOtherRevenueAmt
CY Other Revenue$74,621CYOtherRevenueAmt
PY Total Revenue$20,637,948PYTotalRevenueAmt
CY Total Revenue$23,177,176CYTotalRevenueAmt
PY Grants And Similar Paid$71,450PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$85,506CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members$0PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$9,123,538PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$9,897,265CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns$0PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$0CYTotalFundraisingExpenseAmt
PY Other Expenses$9,522,547PYOtherExpensesAmt
CY Other Expenses$11,843,064CYOtherExpensesAmt
PY Total Expenses$18,717,535PYTotalExpensesAmt
CY Total Expenses$21,825,835CYTotalExpensesAmt
PY Revenues Less Expenses$1,920,413PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$1,351,341CYRevenuesLessExpensesAmt
Total Assets BOY$418,249,417TotalAssetsBOYAmt
Total Assets EOY$450,068,740TotalAssetsEOYAmt
Total Liabilities BOY$383,626,748TotalLiabilitiesBOYAmt
Total Liabilities EOY$414,144,457TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$34,622,669NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$35,924,283NetAssetsOrFundBalancesEOYAmt
MissionTHE ORGANIZATION IS A CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES.MissionDesc
Significant New Program Srvc0SignificantNewProgramSrvcInd
Significant Change0SignificantChangeInd
DescTHE CREDIT UNION PROVIDES FINANCIAL SERVICES TO 45,110 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES.Desc
Described In Section501c30DescribedInSection501c3Ind
Schedule B Required0ScheduleBRequiredInd
Political Campaign Acty0PoliticalCampaignActyInd
Subject To Proxy Tax0SubjectToProxyTaxInd
Donor Advised Fund0DonorAdvisedFundInd
Conservation Easements0ConservationEasementsInd
Collections Of Art0CollectionsOfArtInd
Credit CounselingYes (1)CreditCounselingInd
Temp Or Permanent Endowments0TempOrPermanentEndowmentsInd
Report Land Building EquipmentYes (1)ReportLandBuildingEquipmentInd
Report Investments Other SecYes (1)ReportInvestmentsOtherSecInd
Report Program Related Invst0ReportProgramRelatedInvstInd
Report Other AssetsYes (1)ReportOtherAssetsInd
Report Other LiabilitiesYes (1)ReportOtherLiabilitiesInd
Include FIN48 Footnote0IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt0IndependentAuditFinclStmtInd
Consolidated Audit Fincl Stmt0ConsolidatedAuditFinclStmtInd
School Operating0SchoolOperatingInd
Foreign Office0ForeignOfficeInd
Foreign Activities0ForeignActivitiesInd
More Than5000 K To Org0MoreThan5000KToOrgInd
More Than5000 K To Individuals0MoreThan5000KToIndividualsInd
Professional Fundraising0ProfessionalFundraisingInd
Fundraising Activities0FundraisingActivitiesInd
Gaming Activities0GamingActivitiesInd
Operate Hospital0OperateHospitalInd
Grants To OrganizationsYes (1)GrantsToOrganizationsInd
Grants To Individuals0GrantsToIndividualsInd
Schedule J RequiredYes (1)ScheduleJRequiredInd
Tax Exempt Bonds0TaxExemptBondsInd
Loan Outstanding0LoanOutstandingInd
Grant To Related Person0GrantToRelatedPersonInd
Business Rln With Org Mem0BusinessRlnWithOrgMemInd
Business Rln With Fam Mem0BusinessRlnWithFamMemInd
Business Rln With Officer Ent0BusinessRlnWithOfficerEntInd
Deductible Non Cash Contri0DeductibleNonCashContriInd
Deductible Art Contribution0DeductibleArtContributionInd
Terminate Operations0TerminateOperationsInd
Partial Liquidation0PartialLiquidationInd
Disregarded Entity0DisregardedEntityInd
Related EntityYes (1)RelatedEntityInd
Related Organization Ctrl EntYes (1)RelatedOrganizationCtrlEntInd
Transaction With Control Ent0TransactionWithControlEntInd
Activities Conducted Prtshp0ActivitiesConductedPrtshpInd
Schedule O RequiredYes (1)ScheduleORequiredInd
IRP Document7616IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (1)BackupWthldComplianceInd
Employee210EmployeeCnt
Employment Tax Returns FiledYes (1)EmploymentTaxReturnsFiledInd
Unrelated Bus Incm Over LimitYes (1)UnrelatedBusIncmOverLimitInd
Form990 T FiledYes (1)Form990TFiledInd
Foreign Financial Account0ForeignFinancialAccountInd
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTransInd
Taxable Party Notification0TaxablePartyNotificationInd
Nondeductible Contributions0NondeductibleContributionsInd
Indoor Tanning Services0IndoorTanningServicesInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members7GoverningBodyVotingMembersCnt
Independent Voting Member6IndependentVotingMemberCnt
Family Or Business Rln0FamilyOrBusinessRlnInd
Delegation Of Mgmt Duties0DelegationOfMgmtDutiesInd
Change To Org Documents0ChangeToOrgDocumentsInd
Material Diversion Or Misuse0MaterialDiversionOrMisuseInd
Members Or StockholdersYes (1)MembersOrStockholdersInd
Election Of Board MembersYes (1)ElectionOfBoardMembersInd
Decisions Subject To Approva0DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (1)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (1)MinutesOfCommitteesInd
Officer Mailing Address0OfficerMailingAddressInd
Local Chapters0LocalChaptersInd
Form990 Provided To Gvrn BodyYes (1)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (1)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (1)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (1)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (1)WhistleblowerPolicyInd
Document Retention PolicyYes (1)DocumentRetentionPolicyInd
Compensation Process CEOYes (1)CompensationProcessCEOInd
Compensation Process OtherYes (1)CompensationProcessOtherInd
Investment In Joint Venture0InvestmentInJointVentureInd
States Where Copy Of Return Is FldIDStatesWhereCopyOfReturnIsFldCd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1TIM CASSELSBusinessNameLine1Txt
FieldValueIRS element (for citing)
Phone5094554700PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line11500 W FOURTH AVENUEAddressLine1Txt
CitySPOKANECityNm
State AbbreviationWAStateAbbreviationCd
ZIP99201ZIPCd

Form990 Part VII Section A Form990PartVIISectionAGrp (16 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtAverage Hours Per Week Rltd OrgAverageHoursPerWeekRltdOrgRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmtOfficerOfficerIndHighest Compensated EmployeeHighestCompensatedEmployeeInd
JOSE M TORTORELLI
DIRECTOR5.001.00Yes (X)$0$0$0
MARC HUGHES
DIRECTOR5.001.00Yes (X)$0$0$0
RONA RITCHIE
DIRECTOR5.001.00Yes (X)$0$0$0
HAROLD WESTBROOK
BOARD SECRETARY5.001.00Yes (X)$0$0$0Yes (X)
THOMAS A PAULEY
BOARD CHAIRMAN5.001.00Yes (X)$0$0$0Yes (X)
RICHARD FISCHER
BOARD VICE CHAIRMAN5.001.00Yes (X)$0$0$0Yes (X)
ROBERT J LAPOINTE
BOARD VICE CHAIRMAN (THROUGH 2/17)5.001.00Yes (X)$0$0$0Yes (X)
JACK L FALLIS JR
PRESIDENT/CEO/TREASURER40.001.00Yes (X)$432,676$0$796,085Yes (X)
MARY STARKEY
VP OF OPERATIONS/COO40.00$208,928$0$24,504Yes (X)
DAVID CUMMINGS
VP OF IT/CIO40.00$144,941$0$13,771Yes (X)
CHARLES T CASSELS
VP OF FINANCE & ACCOUNTING/CFO40.00$157,105$0$6,417Yes (X)
KIM SHILL
VP OF LENDING40.00$151,751$0$14,078Yes (X)
EDUARDO OROZCO
VP OF SPECIAL CREDITS (THROUGH 10/17)40.00$123,413$0$11,092Yes (X)
KAY KEYSER
RE LENDING MANAGER40.00$149,650$0$14,262Yes (X)
YVONNE HOLLAND
VP OF BRANCH OPERATIONS40.00$115,559$0$12,398Yes (X)
RICHARD GREEN
PRODUCTION MANAGER40.00$103,810$0$11,621Yes (X)
FieldValueIRS element (for citing)
Total Reportable Comp From Org$1,587,833TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org$0TotReportableCompRltdOrgAmt
Total Other Compensation$904,228TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K9IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed0FormerOfcrEmployeesListedInd
Total Comp Greater Than150 KYes (1)TotalCompGreaterThan150KInd
Compensation From Other Srcs0CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (5 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmt
JACK HENRY & ASSOCIATES INC
PO BOX 609MONETTMO65708IT/CORE SYSTEM LICENSE & MAINTENANCE$503,403
PC CONNECTION SALES CORPORATION
PO BOX 536472PITTSBURGHPA15253MARKETS & DISTRIBUTES IT EQUIPMENT$326,065
OFFICIAL PAYMENTS CORPORATION
705 WESTECH DRIVENORCROSSGA30092ONLINE AND E-SERVICE LICENSE & MAINTENAN$230,119
DIGITAL INSIGHT CORPORATION
PO BOX 740641LOS ANGELESCA900740641ONLINE BANKING SOFTWARE$221,218
VELOCITY SOLUTIONS INC
PO BOX 460939FORT LAUDERDALEFL333460939REVENUE ENHANCEMENT SOLUTIONS$195,273
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K12CntrctRcvdGreaterThan100KCnt

Program Service Revenue ProgramServiceRevenueGrp (4 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmtUnrelated Business RevenueUnrelatedBusinessRevenueAmt
LOAN INTEREST522100$14,620,179$14,620,179
VISA/DEBIT CARD INCOME522100$3,172,529$3,172,529
FEE INCOME522100$2,147,000$1,596,907$550,093
OTHER INCOME524298$1,882,410$1,882,410
FieldValueIRS element (for citing)
Total Program Service Revenue$21,822,118TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,327,366TotalRevenueColumnAmt
Exclusion$1,327,366ExclusionAmt

Gross Rents GrossRentsGrp

FieldValueIRS element (for citing)
Real$601,892RealAmt

Less Rental Expenses LessRentalExpensesGrp

FieldValueIRS element (for citing)
Real$527,271RealAmt

Rental Income Or Loss RentalIncomeOrLossGrp

FieldValueIRS element (for citing)
Real$74,621RealAmt

Net Rental Income Or Loss NetRentalIncomeOrLossGrp

FieldValueIRS element (for citing)
Total Revenue Column$74,621TotalRevenueColumnAmt
Exclusion$74,621ExclusionAmt

Gross Amount Sales Assets GrossAmountSalesAssetsGrp

FieldValueIRS element (for citing)
Other$782,571OtherAmt

Less Cost Oth Basis Sales Expnss LessCostOthBasisSalesExpnssGrp

FieldValueIRS element (for citing)
Other$829,500OtherAmt

Gain Or Loss GainOrLossGrp

FieldValueIRS element (for citing)
Other-$46,929OtherAmt

Net Gain Or Loss Investments NetGainOrLossInvestmentsGrp

FieldValueIRS element (for citing)
Total Revenue Column-$46,929TotalRevenueColumnAmt
Exclusion-$46,929ExclusionAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$23,177,176TotalRevenueColumnAmt
Related Or Exempt Func Income$21,272,025RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$550,093UnrelatedBusinessRevenueAmt
Exclusion$1,355,058ExclusionAmt

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$85,506TotalAmt

Comp Current Ofcr Directors CompCurrentOfcrDirectorsGrp

FieldValueIRS element (for citing)
Total$1,784,426TotalAmt

Other Salaries And Wages OtherSalariesAndWagesGrp

FieldValueIRS element (for citing)
Total$6,668,312TotalAmt

Pension Plan Contributions PensionPlanContributionsGrp

FieldValueIRS element (for citing)
Total$175,281TotalAmt

Other Employee Benefits OtherEmployeeBenefitsGrp

FieldValueIRS element (for citing)
Total$667,978TotalAmt

Payroll Taxes PayrollTaxesGrp

FieldValueIRS element (for citing)
Total$601,268TotalAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$16,776TotalAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$88,607TotalAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$234,720TotalAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$428,204TotalAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$680,386TotalAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$1,568,107TotalAmt

Occupancy OccupancyGrp

FieldValueIRS element (for citing)
Total$836,019TotalAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$145,296TotalAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$58,150TotalAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$1,256,885TotalAmt

Depreciation Depletion DepreciationDepletionGrp

FieldValueIRS element (for citing)
Total$1,481,922TotalAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$105,002TotalAmt

Other Expenses OtherExpensesGrp (4 entries)

DescDescTotalTotalAmt
PROVISION FOR LOAN LOSS$1,915,352
LOAN SERVICING$1,912,598
MEMBER SERVICING$650,309
OTHER EMPLOYEE SERVICES$173,861

All Other Expenses AllOtherExpensesGrp

FieldValueIRS element (for citing)
Total$290,870TotalAmt

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$21,825,835TotalAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$5,667,577BOYAmt
EOY$6,247,275EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$7,066,331BOYAmt
EOY$7,270,578EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
BOY$365,395BOYAmt
EOY$488,069EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$322,110,909BOYAmt
EOY$361,384,149EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$2,233,191BOYAmt
EOY$2,144,055EOYAmt
FieldValueIRS element (for citing)
Land Bldg Equip Cost Or Other Bss$34,330,449LandBldgEquipCostOrOtherBssAmt
Land Bldg Equip Accum Deprec$14,547,777LandBldgEquipAccumDeprecAmt

Land Bldg Equip Basis Net LandBldgEquipBasisNetGrp

FieldValueIRS element (for citing)
BOY$20,376,206BOYAmt
EOY$19,782,672EOYAmt

Investments Other Securities InvestmentsOtherSecuritiesGrp

FieldValueIRS element (for citing)
BOY$29,109,931BOYAmt
EOY$24,902,405EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$31,319,877BOYAmt
EOY$27,849,537EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$418,249,417BOYAmt
EOY$450,068,740EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$2,865,018BOYAmt
EOY$2,030,292EOYAmt

Escrow Account Liability EscrowAccountLiabilityGrp

FieldValueIRS element (for citing)
BOY$25,799BOYAmt
EOY$17,472EOYAmt

Mortg Notes Pybl Scrd Invst Prop MortgNotesPyblScrdInvstPropGrp

FieldValueIRS element (for citing)
BOY$17,475,000BOYAmt
EOY$31,405,000EOYAmt

Other Liabilities OtherLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$363,260,931BOYAmt
EOY$380,691,693EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$383,626,748BOYAmt
EOY$414,144,457EOYAmt
FieldValueIRS element (for citing)
Org Does Not Follow SFAS117Yes (X)OrgDoesNotFollowSFAS117Ind

Cap Stk Tr Prin Current Funds CapStkTrPrinCurrentFundsGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt

Pd In Cap Srpls Land Bldg Eqp Fund PdInCapSrplsLandBldgEqpFundGrp

FieldValueIRS element (for citing)
BOY$0BOYAmt
EOY$0EOYAmt

Rtn Earn Endowment Incm Oth Fnds RtnEarnEndowmentIncmOthFndsGrp

FieldValueIRS element (for citing)
BOY$34,622,669BOYAmt
EOY$35,924,283EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$34,622,669BOYAmt
EOY$35,924,283EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$418,249,417BOYAmt
EOY$450,068,740EOYAmt
FieldValueIRS element (for citing)
Reconcilation Revenue Expnss$1,351,341ReconcilationRevenueExpnssAmt
Net Unrlzd Gains Losses Invst-$49,727NetUnrlzdGainsLossesInvstAmt
Other Changes In Net Assets$0OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or Review0AccountantCompileOrReviewInd
FS Audited0FSAuditedInd
Federal Grant Audit Required0FederalGrantAuditRequiredInd

Schedule D IRS990ScheduleD

FieldValueIRS element (for citing)
Agent Trustee Etc0AgentTrusteeEtcInd
Incl Escrow Custodial Acct LiabYes (1)InclEscrowCustodialAcctLiabInd
Explanation ProvidedYes (X)ExplanationProvidedInd

Land LandGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$3,292,928OtherCostOrOtherBasisAmt
Book Value$3,292,928BookValueAmt

Buildings BuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$17,498,227OtherCostOrOtherBasisAmt
Depreciation$3,691,239DepreciationAmt
Book Value$13,806,988BookValueAmt

Leasehold Improvements LeaseholdImprovementsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$2,347,219OtherCostOrOtherBasisAmt
Depreciation$1,716,217DepreciationAmt
Book Value$631,002BookValueAmt

Equipment EquipmentGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$10,726,114OtherCostOrOtherBasisAmt
Depreciation$9,114,979DepreciationAmt
Book Value$1,611,135BookValueAmt

Other Land Buildings OtherLandBuildingsGrp

FieldValueIRS element (for citing)
Other Cost Or Other Basis$465,961OtherCostOrOtherBasisAmt
Depreciation$25,342DepreciationAmt
Book Value$440,619BookValueAmt
FieldValueIRS element (for citing)
Total Book Value Land Buildings$19,782,672TotalBookValueLandBuildingsAmt

Other Securities OtherSecuritiesGrp (3 entries)

DescDescBook ValueBookValueAmtMethod ValuationMethodValuationCd
FHLB STOCK$1,756,700C
INVESTMENTS AVAILABLE FOR SALE$21,749,096F
LOANS HELD FOR SALE$1,396,609C
FieldValueIRS element (for citing)
Total Book Value Securities$24,902,405TotalBookValueSecuritiesAmt

Other Assets Org OtherAssetsOrgGrp (5 entries)

DescDescBook ValueBookValueAmt
ACCRUED INTEREST$1,142,094
OTHER ASSETS & RECEIVABLES$13,125,070
NCUA SHARE INSURANCE FUND$3,557,769
DEPOSITS IN COMMERCIAL BANKS$4,969,647
CREDIT UNION OWNED LIFE INSURANCE POLICIES$5,054,957
FieldValueIRS element (for citing)
Total Book Value Other Assets$27,849,537TotalBookValueOtherAssetsAmt

Other Liabilities Org OtherLiabilitiesOrgGrp (2 entries)

DescDescAmtAmt
SHARES & DEPOSITS$378,708,715
DEFERRED COMPENSATION$1,982,978
FieldValueIRS element (for citing)
Total Liability$380,691,693TotalLiabilityAmt

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART IV, LINE 2B:FormAndLineReferenceDesc
ExplanationTHE CREDIT UNION HAS SHORT TERM HOLDINGS OF MEMBER ESCROW FUNDS THAT GET TRANSMITTED TO DMI FOR PAYMENTS. DMI SERVICES THE PAYMENTS WHICH INCLUDE COUNTY TAX PAYMENTS AND INSURANCE.ExplanationTxt

Schedule I IRS990ScheduleI

FieldValueIRS element (for citing)
Grant Records MaintainedYes (1)GrantRecordsMaintainedInd

Recipient Table RecipientTable (8 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdRecipient EINRecipientEINCash GrantCashGrantAmtPurpose Of GrantPurposeOfGrantTxtIRC SectionIRCSectionDesc
INLAND PUBLICATIONS INC
1227 W SUMMIT PARKWAYSPOKANEWA99201911621730$15,000VOLUME COMMUNITY EVENT
SPOKANE NEIGHBORHOOD ACTION PROGRAM
3102 W FT GEORGE WRIGHT DRSPOKANEWA99224911311127$5,000CAPITAL CAMPAIGN501(C)(3)
TERRAIN PROGRAMS
107 S HOWARD ST 400SPOKANEWA99201462565099$12,000SPONSORSHIP
FIRST NIGHT SPOKANE
PO BOX 977SPOKANEWA99210912126547$22,306COMMUNITY EVENT501(C)(3)
SPOKANE SYMPHONY
818 W RIVERSIDESPOKANEWA99201910730435$6,000HARRY POTTER SYMPHONY SPONSORSHIP501(C)(3)
SPARK CENTRAL
1227 W SUMMIT PARKWAYSPOKANEWA99201465367850$5,200GIRLS ROCK LAB SPONSORSHIP/SPARK SALON MUSIC SPONSORSHIP501(C)(3)
NORTHWEST MUSEUM OF ARTS & CULTURE
2316 W FIRST AVENUESPOKANEWA99204911303066$10,000ZNATION PRESENTING SPONSOR501(C)(3)
FAIRCHILD AFB
10 W ENT STFAIRCHILD AFBWA99011910741496$10,000SKYFEST SPONSORSHIPGOVERNMENT
FieldValueIRS element (for citing)
Total501c3 Org6Total501c3OrgCnt
Total Other Org2TotalOtherOrgCnt

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART I, LINE 2:FormAndLineReferenceDesc
ExplanationWRITTEN DOCUMENTATION IS RECEIVED AND REVIEWED BY THE VP OF MARKETING & STRATEGY, EVP OF OPERATIONS, OR PRESIDENT. THE RECEIVED RECORDS ARE VERIFIED FOR ENTITY ELIGIBILITY AND ALIGNMENT OF PURPOSE TO CREDIT UNION GOALS PRIOR TO APPROVAL OF ANY GRANTED FUNDS. THIS REVIEW PROCESS ALSO ENSURES THAT ALL GRANT FUNDS ARE DISTRIBUTED AND USED WITHIN THE U.S.ExplanationTxt

Schedule J IRS990ScheduleJ

FieldValueIRS element (for citing)
Travel For CompanionsYes (X)TravelForCompanionsInd
Club Dues Or FeesYes (X)ClubDuesOrFeesInd
Written Policy Ref T And E ExpnssYes (1)WrittenPolicyRefTAndEExpnssInd
Substantiation RequiredYes (1)SubstantiationRequiredInd
Compensation CommitteeYes (X)CompensationCommitteeInd
Compensation SurveyYes (X)CompensationSurveyInd
Board Or Committee ApprovalYes (X)BoardOrCommitteeApprovalInd
Severance Payment0SeverancePaymentInd
Supplemental Nonqual Rtr PlanYes (1)SupplementalNonqualRtrPlanInd
Equity Based Comp Arrngm0EquityBasedCompArrngmInd

Rltd Org Officer Trst Key Empl RltdOrgOfficerTrstKeyEmplGrp (6 entries)

TitleTitleTxtBase Compensation Filing OrgBaseCompensationFilingOrgAmtCompensation Based On Rltd OrgsCompensationBasedOnRltdOrgsAmtBonus Filing OrganizationBonusFilingOrganizationAmountBonus Related OrganizationsBonusRelatedOrganizationsAmtOther Compensation Filing OrgOtherCompensationFilingOrgAmtOther Compensation Rltd OrgsOtherCompensationRltdOrgsAmtDeferred Compensation Flng OrgDeferredCompensationFlngOrgAmtDeferred Comp Rltd OrgsDeferredCompRltdOrgsAmtNontaxable Benefits Filing OrgNontaxableBenefitsFilingOrgAmtNontaxable Benefits Rltd OrgsNontaxableBenefitsRltdOrgsAmtTotal Compensation Filing OrgTotalCompensationFilingOrgAmtTotal Compensation Rltd OrgsTotalCompensationRltdOrgsAmtComp Report Prior990 Filing OrgCompReportPrior990FilingOrgAmtComp Report Prior990 Rltd OrgsCompReportPrior990RltdOrgsAmt
JACK L FALLIS JR
PRESIDENT/CEO/TREASURER$397,216$0$15,638$0$19,822$0$772,885$0$23,200$0$1,228,761$0$0$0
MARY STARKEY
VP OF OPERATIONS/COO$206,263$0$0$0$2,665$0$18,087$0$6,417$0$233,432$0$0$0
DAVID CUMMINGS
VP OF IT/CIO$144,941$0$0$0$0$0$7,354$0$6,417$0$158,712$0$0$0
CHARLES T CASSELS
VP OF FINANCE & ACCOUNTING/CFO$155,275$0$0$0$1,830$0$0$0$6,417$0$163,522$0$0$0
KIM SHILL
VP OF LENDING$151,751$0$0$0$0$0$7,661$0$6,417$0$165,829$0$0$0
KAY KEYSER
RE LENDING MANAGER$94,954$0$54,696$0$0$0$7,845$0$6,417$0$163,912$0$0$0

Supplemental Information Detail SupplementalInformationDetail (2 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
PART I, LINE 1ATRAVEL FOR COMPANIONS MAY BE ALLOWED WITH BOARD APPROVAL FOR SPOUSE/COMPANION. MUST BE APPROVED IN ADVANCE AND NEED ESTABLISHED. HEALTH CLUB DUES ARE PAID FOR JACK FALLIS, MARY STARKEY AND CHARLES T. CASSELS. THE AMOUNTS ARE INCLUDED IN THEIR RESPECTIVE TAXABLE WAGES.
PART I, LINE 4BTHERE IS A 457(F) PLAN FOR THE CEO WHICH ACCRUES A PAYABLE BASED ON THE EARNINGS OF THE PLAN. THE EARNINGS INCLUDE UNREALIZED GAINS AND LOSSES. IN 2017, THERE WAS INCOME AND THEREFORE DISCLOSED AS SUCH ON THE RETURN.

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 6THE ORGANIZATION OPERATES AS A CREDIT UNION CONSISTING OF ONE CLASS OF MEMBERS.
FORM 990, PART VI, SECTION A, LINE 7AMEMBERS OF THE GOVERNING BODY ARE ELECTED BY VOTE OF THE CREDIT UNION MEMBERS.
FORM 990, PART VI, SECTION B, LINE 11BTHE CREDIT UNION'S FORM 990 IS REVIEWED BY THE CHIEF FINANCIAL OFFICER WHO THEN REPORTS TO THE PRESIDENT/CEO. THE PRESIDENT/CEO THEN PROVIDES A COPY OF THE 990 TO BE REVIEWED BY THE BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION B, LINE 12CTHE ORGANIZATION'S CONFLICT OF INTEREST POLICY IS DESCRIBED IN THE EMPLOYEE HANDBOOK. CONFLICTS OF INTEREST ARE REVIEWED BY MANAGEMENT. DEPENDING ON THE SEVERITY OF THE CONFLICT, EMPLOYEES ARE PLACED ON PROBATION OR TERMINATED. DIRECTORS/SUPERVISORY COMMITTEE MEMBERS MUST ACKNOWLEDGE THE "BOARD OF DIRECTOR'S ETHICS/CONFLICT OF INTEREST POLICY" EACH YEAR, TYPICALLY IN MARCH. THE POLICY STRICTLY PROHIBITS MOST CONFLICTS (GIFTS, SOLICITATIONS, LEGACIES, INFORMATION INTERLOCKS, COMMISSION, ETC). LOANS ARE THE EXCEPTION, IN WHICH CASE THE ENTIRE BOARD MUST APPROVE THEM INDIVIDUALLY AND THEY CANNOT BE PREFERENTIAL.
FORM 990, PART VI, SECTION B, LINE 15THE PROCESS FOR REVIEWING THE COMPENSATION PAID TO THE ORGANIZATION'S CEO, OFFICERS, AND KEY EMPLOYEES INCLUDES A COMPENSATION STUDY, AND REVIEW AND APPROVAL OF COMPENSATION BY A COMPENSATION COMMITTEE.
FORM 990, PART VI, SECTION C, LINE 19THE CREDIT UNION MAKES GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST AT THE MAIN OFFICE.

Schedule R IRS990ScheduleR

Id Related Org Txbl Corp Tr IdRelatedOrgTxblCorpTrGrp

Related Organization Name RelatedOrganizationName

FieldValueIRS element (for citing)
Business Name Line1MEMBERS SERVICE GROUP INCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1PO BOX 3200AddressLine1Txt
CitySPOKANECityNm
State AbbreviationWAStateAbbreviationCd
ZIP99220ZIPCd
FieldValueIRS element (for citing)
EIN911316353EIN
Primary ActivitiesCUSO - INSURANCE PRODUCTS AND PAYDAY LENDINGPrimaryActivitiesTxt
Legal Domicile StateWALegalDomicileStateCd

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1GLOBAL CREDIT UNIONBusinessNameLine1Txt
FieldValueIRS element (for citing)
Entity TypeCEntityTypeTxt
Share Of EOY Assets$71,062ShareOfEOYAssetsAmt
Ownership1.00000OwnershipPct
Controlled OrganizationYes (1)ControlledOrganizationInd
FieldValueIRS element (for citing)
Receipt Of Int Annts Rnts Rylts0ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org0GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org0GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other Org0LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org0LoansOrGuaranteesFromOthOrgInd
Div Related Organization0DivRelatedOrganizationInd
Asset Sale To Other Org0AssetSaleToOtherOrgInd
Asset Purchase From Other Org0AssetPurchaseFromOtherOrgInd
Asset Exchange0AssetExchangeInd
Rental Of Facilities To Oth Org0RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org0RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org0PerformOfServicesForOthOrgInd
Perform Of Services By Other Org0PerformOfServicesByOtherOrgInd
Sharing Of FacilitiesYes (1)SharingOfFacilitiesInd
Paid Employees SharingYes (1)PaidEmployeesSharingInd
Reimbursement Paid To Other Org0ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org0ReimbursementPaidByOtherOrgInd
Transfer To Other Org0TransferToOtherOrgInd
Transfer From Other Org0TransferFromOtherOrgInd