THE GOLDEN 1 CREDIT UNION: Form 990, tax year 2012
View the entire original 990 at ProPublica ↗
- Organization
- THE GOLDEN 1 CREDIT UNION (EIN 94-0362025)
- Tax period
- 2012-01-01 to 2012-12-31
- Filed
- 2013-10-30
- IRS object ID
- 201303039349300325
- Schema version
- 2012v2.1
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2013-10-30T11:01:18-05:00 | Timestamp |
| Tax Period End Date | 2012-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | KPMG LLP | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 500 Capitol Mall Suite 2100 | AddressLine1 |
| City | Sacramento | City |
| State | CA | State |
| ZIP Code | 95814 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2012-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 940362025 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | THE GOLDEN 1 CREDIT UNION | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| In Care Of Name | % ALLYSON HILL VP/CONTROLLER | InCareOfName |
| Name Control | GOLD | NameControl |
| Phone | 9167322900 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 8945 CAL CENTER DRIVE | AddressLine1 |
| Address Line2 | Suite | AddressLine2 |
| City | SACRAMENTO | City |
| State | CA | State |
| ZIP Code | 95826 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | Allyson Hill | Name |
| Title | VP/Controller | Title |
| Phone | 9167322817 | Phone |
| Date Signed | 2013-10-29 | DateSigned |
| Authorize Third Party | true | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | MARC A HOLLIS | Name |
| Phone | 9164484700 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2012 | TaxYear |
| Build TS | 2016-03-07 17:11:31Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | DONNA A BLAND | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 8945 CAL CENTER DRIVE | AddressLine1 |
| City | SACRAMENTO | City |
| State | CA | State |
| ZIP Code | 95826 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 508706911 | GrossReceipts |
| Group Return For Affiliates | false | GroupReturnForAffiliates |
| Group Exemption Number | 1526 | GroupExemptionNumber |
| Organization501c | X | Organization501c |
| Web Site | WWW.GOLDEN1.COM | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1933 | YearFormation |
| State Legal Domicile | CA | StateLegalDomicile |
| Activity Or Mission Description | THE GOLDEN 1 CREDIT UNION DELIVERS FINANCIAL SOLUTIONS WITH VALUE, CONVENIENCE, AND EXCEPTIONAL SERVICE. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 11 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 11 | NbrIndependentVotingMembers |
| Total Nbr Employees | 1534 | TotalNbrEmployees |
| Total Nbr Volunteers | 17 | TotalNbrVolunteers |
| Total Gross UBI | 5704713 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | 871611 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 202820363 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 185909979 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 62744660 | InvestmentIncomePriorYear |
| Investment Income Current Year | 63830352 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 78917801 | OtherRevenuePriorYear |
| Other Revenue Current Year | 86668912 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 344482824 | TotalRevenuePriorYear |
| Total Revenue Current Year | 336409243 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 0 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 76340757 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 81045198 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 202781788 | OtherExpensePriorYear |
| Other Expenses Current Year | 169560066 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 279122545 | TotalExpensesPriorYear |
| Total Expenses Current Year | 250605264 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 65360279 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 85803979 | RevenuesLessExpensesCY |
| Total Assets BOY | 7508945792 | TotalAssetsBOY |
| Total Assets EOY | 7963005682 | TotalAssetsEOY |
| Total Liabilities BOY | 6665554917 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 7028430135 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 843390875 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 934575547 | NetAssetsOrFundBalancesEOY |
| Mission Description | THE GOLDEN 1 CREDIT UNION DELIVERS FINANCIAL SOLUTIONS WITH VALUE, CONVENIENCE, AND EXCEPTIONAL SERVICE. THE PURPOSE OF THE CORPORATION IS TO ENGAGE IN CREDIT UNION BUSINESS AND ANY OTHER LAWFUL ACTIVITIES WHICH ARE NOT PROHIBITED TO A CREDIT UNION BY APPLICABLE LAWS OR REGULATIONS. | MissionDescription |
| Significant New Program Services | false | SignificantNewProgramServices |
| Significant Change | false | SignificantChange |
| Description | GOLDEN 1 OFFERS AN ARRAY OF DEPOSIT PRODUCTS TO OUR MEMBERSHIP INCLUDING SAVINGS, CHECKING, MONEY MARKET, IRAS AND CERTIFICATES. WHILE EARNING COMPETITIVE DIVIDEND RATES, OUR MEMBERSHIP CAN ACCESS THEIR DEPOSITS THROUGH OUR BRANCH NETWORK, VIA AN ATM, ONLINE OR BY CALLING OUR MEMBER SERVICE CONTACT CENTER. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | GOLDEN 1 OFFERS AN ARRAY OF COMPETITIVE LOAN OPTIONS TO OUR MEMBERSHIP, INCLUDING NEW AND USED AUTO, FIRST MORTGAGE, HOME EQUITY, CREDIT CARD AND PERSONAL LOANS. GOLDEN 1 STRIVES TO MAINTAIN COMPETITIVE PRICING AND A VARIETY OF LOAN PRODUCTS THAT MEET OUR MEMBER'S BORROWING NEEDS. MEMBERS CAN APPLY FOR LOANS IN A BRANCH, ONLINE, OR AT AN AUTO DEALERSHIP. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | GOLDEN 1 OFFERS OUR MEMBERS AN ARRAY OF INSURANCE AND INVESTMENT-RELATED PRODUCTS SUCH AS CREDIT LIFE/CREDIT DISABILITY, MECHANICAL BREAKDOWN INSURANCE, GUARANTEED ASSET PROTECTION AND FINANCIAL CONSULTING. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Described In501 C3 | false | DescribedIn501C3 |
| Schedule B Required | false | ScheduleBRequired |
| Political Activities | true | PoliticalActivities |
| Subject To Proxy Tax | false | SubjectToProxyTax |
| Donor Advised Funds | false | DonorAdvisedFunds |
| Conservation Easements | false | ConservationEasements |
| Collections Of Art | false | CollectionsOfArt |
| Credit Counseling | false | CreditCounseling |
| Term Or Permanent Endowments | false | TermOrPermanentEndowments |
| Report Land Bldg Equip | true | ReportLandBldgEquip |
| Report Invest Oth Securities | true | ReportInvestOthSecurities |
| Report Prog Rel Invest | false | ReportProgRelInvest |
| Report Other Assets | true | ReportOtherAssets |
| Report Other Liabilities | true | ReportOtherLiabilities |
| Report Fin48 Footnote | true | ReportFin48Footnote |
| Independent Audit Financial Stmt | true | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | false | ConsolidatedAuditFinancialStmt |
| School | false | School |
| Foreign Office | false | ForeignOffice |
| Foreign Activities | false | ForeignActivities |
| More Than5000 K To Organizations | false | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | false | MoreThan5000KToIndividuals |
| Professional Fundraising | false | ProfessionalFundraising |
| Fundraising Activities | false | FundraisingActivities |
| Gaming | false | Gaming |
| Hospital | false | Hospital |
| Grants To Organizations | false | GrantsToOrganizations |
| Grants To Individuals | false | GrantsToIndividuals |
| Schedule J Required | true | ScheduleJRequired |
| Tax Exempt Bonds | false | TaxExemptBonds |
| Loan To Officer Or DQP | false | LoanToOfficerOrDQP |
| Grant To Related Person | false | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | false | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | false | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | false | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | false | DeductibleNonCashContributions |
| Deductible Contributions Of Art | false | DeductibleContributionsOfArt |
| Terminated | false | Terminated |
| Partial Liquidation | false | PartialLiquidation |
| Disregarded Entity | false | DisregardedEntity |
| Related Entity | false | RelatedEntity |
| Related Org Controlled Entity | false | RelatedOrgControlledEntity |
| Activities Conducted Partnership | false | ActivitiesConductedPartnership |
| Schedule O Required | true | ScheduleORequired |
| Number Forms Transmitted With1096 | 160304 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | true | ComplianceWithBackupWitholding |
| Number Of Employees | 1534 | NumberOfEmployees |
| Employment Tax Returns Filed | true | EmploymentTaxReturnsFiled |
| Unrelated Business Income | true | UnrelatedBusinessIncome |
| Form990-T Filed | true | Form990-TFiled |
| Foreign Financial Account | false | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | false | ProhibitedTaxShelterTrans |
| Taxable Party Notification | false | TaxablePartyNotification |
| Non Deductible Contributions | false | NonDeductibleContributions |
| Indoor Tanning Services | false | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 11 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 11 | NumberIndependentVotingMembers |
| Family Or Business Relationship | false | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | false | DelegationOfManagementDuties |
| Changes To Organizing Docs | false | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | false | MaterialDiversionOrMisuse |
| Members Or Stockholders | true | MembersOrStockholders |
| Election Of Board Members | true | ElectionOfBoardMembers |
| Decisions Subject To Approval | true | DecisionsSubjectToApproval |
| Minutes Of Governing Body | true | MinutesOfGoverningBody |
| Minutes Of Committees | true | MinutesOfCommittees |
| Officer Mailing Address | false | OfficerMailingAddress |
| Local Chapters | true | LocalChapters |
| Policies Reference Chapters | true | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | true | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | true | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | true | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | true | RegularMonitoringEnforcement |
| Whistleblower Policy | true | WhistleblowerPolicy |
| Document Retention Policy | true | DocumentRetentionPolicy |
| Compensation Process CEO | true | CompensationProcessCEO |
| Compensation Process Other | true | CompensationProcessOther |
| Investment In Joint Venture | false | InvestmentInJointVenture |
| States Where Copy Of Return Is Filed | CA | StatesWhereCopyOfReturnIsFiled |
| Other Website | X | OtherWebsite |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Person | ALLYSON HILL VPCONTROLLER | NamePerson |
| Telephone Number | 9167322900 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 8945 CAL CENTER DRIVE | AddressLine1 |
| City | SACRAMENTO | City |
| State | CA | State |
| ZIP Code | 95826 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (33 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer | Key EmployeeKeyEmployee | Highest Compensated EmployeeHighestCompensatedEmployee | FormerFormer |
|---|---|---|---|---|---|---|---|---|---|
| CASSANDRA JENNINGS | |||||||||
| DIRECTOR, CHAIR | 5.0 | X | 0 | 0 | 0 | ||||
| JOHN HARRIGAN | |||||||||
| DIRECTOR, VICE-CHAIR | 5.0 | X | 0 | 0 | 0 | ||||
| P CRAIG CORNETT | |||||||||
| DIRECTOR, SECRETARY/TREASURER | 5.0 | X | 0 | 0 | 0 | ||||
| CRAIG BROWN | |||||||||
| DIRECTOR | 5.0 | X | 0 | 0 | 0 | ||||
| PARIS COLEMAN | |||||||||
| DIRECTOR | 5.0 | X | 0 | 0 | 0 | ||||
| JAMES GOMEZ | |||||||||
| DIRECTOR | 5.0 | X | 0 | 0 | 0 | ||||
| AEISHA MASTAGNI | |||||||||
| DIRECTOR | 5.0 | X | 0 | 0 | 0 | ||||
| THOMAS MCCAFFERY | |||||||||
| DIRECTOR | 5.0 | X | 731 | 0 | 0 | ||||
| PEDRO REYES | |||||||||
| DIRECTOR | 5.0 | X | 0 | 0 | 0 | ||||
| TING LAN SUN | |||||||||
| DIRECTOR | 5.0 | X | 0 | 0 | 0 | ||||
| KERI L THOMAS | |||||||||
| DIRECTOR | 5.0 | X | 0 | 0 | 0 | ||||
| MANUEL MATEO | |||||||||
| DIRECTOR - EMERITUS | 5.0 | X | 0 | 0 | 0 | ||||
| DONNA BLAND | |||||||||
| PRESIDENT/CEO | 60.0 | 567060 | 0 | 122218 | X | ||||
| JOHN DANNELLEY | |||||||||
| SVP/CHIEF RETAIL OFFICER | 60.0 | 178538 | 0 | 31118 | X | ||||
| TAMMY DAVIS | |||||||||
| SVP HRD/TRAINING | 60.0 | 227930 | 0 | 27473 | X | ||||
| TAMARA FERRIN | |||||||||
| SVP/CHIEF FINANCIAL OFFICER | 60.0 | 240935 | 0 | 14361 | X | ||||
| TOMMY GENESSY | |||||||||
| SVP/CHIEF OPERATING OFFICER | 60.0 | 300140 | 0 | 38271 | X | ||||
| CHARLES GOSS | |||||||||
| SVP/CHIEF LENDING OFFICER | 60.0 | 314341 | 0 | 21964 | X | ||||
| SCOTT INGRAM | |||||||||
| SVP/MARKETING | 60.0 | 223833 | 0 | 26682 | X | ||||
| CHAD CARRINGTON | |||||||||
| VP-INFORMATION TECHNOLOGY | 50.0 | 188173 | 0 | 17490 | X | ||||
| ROBERT GARRISON | |||||||||
| VP-OPERATIONS | 50.0 | 178557 | 0 | 20307 | X | ||||
| KARA GIANO | |||||||||
| VP-Internal Audit/Compliance | 50.0 | 178995 | 0 | 10892 | X | ||||
| KATHLEEN HIMES | |||||||||
| VP-Loan Servicing | 50.0 | 151850 | 0 | 25531 | X | ||||
| MICHAEL POPP | |||||||||
| VP-LENDING | 50.0 | 189764 | 0 | 28813 | X | ||||
| DIANE SENNA | |||||||||
| VP-RETAIL ADMINISTRATION | 50.0 | 153540 | 0 | 24234 | X | ||||
| HARPAL SIDHU | |||||||||
| VP-IT PROGRAM DEV & SUPPORT | 50.0 | 187157 | 0 | 19871 | X | ||||
| ELIZABETH FREEMAN | |||||||||
| VP-INVEST. OFFICER/TREASURER | 50.0 | 126698 | 0 | 16773 | X | ||||
| KEVEN GRAY | |||||||||
| VP-SALES AND SERVICE | 50.0 | 148301 | 0 | 13705 | X | ||||
| JEFFREY PARTEN | |||||||||
| MANAGER IT SYSTEMS | 50.0 | 126325 | 0 | 7676 | X | ||||
| JOHN-DAVID PHELPS | |||||||||
| VP-CHIEF SECURITY ADMINISTRATO | 50.0 | 147546 | 0 | 22787 | X | ||||
| CATHY WOLFE | |||||||||
| FINANCIAL CONSULTANT | 50.0 | 131585 | 0 | 13109 | X | ||||
| JAMES ANDERSON | |||||||||
| VP-REAL ESTATE | 50.0 | 167066 | 0 | 19557 | X | ||||
| LEONARD GZESH | |||||||||
| SVP/FINANCIAL SERVICES | 60.0 | 130505 | 0 | 5074 | X | ||||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 4259570 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 527906 | TotalOtherCompensation |
| Number Individuals GT100 K | 21 | NumberIndividualsGT100K |
| Formers Listed | true | FormersListed |
| Total Comp GT150 K | true | TotalCompGT150K |
| Compensation From Other Sources | false | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| PRINTING BY DESIGN | |||||
| PO BOX 103 | RESCUE | CA | 95672 | PRINTING SERVICES | 615244 |
| BUCHALTER NEMER | |||||
| 1100 WISHIRE BLVD SUITE 1500 | LOS ANGELES | CA | 900172457 | LEGAL SERVICES | 450536 |
| DOWNEY BRAND | |||||
| 621 CAPITOL MALL 18TH FLOOR | SACRAMENTO | CA | 95814 | LEGAL SERVICES | 269291 |
| KPMG LLP | |||||
| DEPT 922 PO BOX 120001 | DALLAS | TX | 753120922 | ACCOUNTING SERVICES | 238836 |
| MOORE BREWER BURBOTT | |||||
| 1015 SKILLMAN LANE | PETALUMA | CA | 94952 | CONSTRUCTION SERVICE | 190950 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 5 | NumberOfContractorsGT100K |
| Total Contributions | 0 | TotalContributions |
Program Service Revenue ProgramServiceRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | INTEREST INCOME - LOANS | Description |
| Business Code | 522200 | BusinessCode |
| Total Revenue Column | 185909979 | TotalRevenueColumn |
| Related Or Exempt Function Income | 185909979 | RelatedOrExemptFunctionIncome |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 185909979 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 59147495 | TotalRevenueColumn |
| Related Or Exempt Function Income | 59147495 | RelatedOrExemptFunctionIncome |
Income From Invest Bond Proceeds IncomeFromInvestBondProceeds
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Royalties Revenue RoyaltiesRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Rental Income Or Loss RentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Real | 0 | Real |
| Personal | 0 | Personal |
Net Rental Income Or Loss NetRentalIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Gross Amount Sales Assets GrossAmountSalesAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 176963277 | Securities |
| Other | 17248 | Other |
Less Cost Oth Basis Sales Expenses LessCostOthBasisSalesExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 172267356 | Securities |
| Other | 30313 | Other |
Gain Or Loss GainOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Securities | 4695921 | Securities |
| Other | -13065 | Other |
Net Gain Or Loss Investments NetGainOrLossInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 4682857 | TotalRevenueColumn |
| Related Or Exempt Function Income | 4682857 | RelatedOrExemptFunctionIncome |
Net Income From Fundraising Events NetIncomeFromFundraisingEvents
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Net Income From Gaming NetIncomeFromGaming
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Net Income Or Loss NetIncomeOrLoss
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 0 | TotalRevenueColumn |
Other Revenue Misc OtherRevenueMisc (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome |
|---|---|---|---|
| CHECKING ACCOUNTS FEE INCOME | 522100 | 33472930 | 33472930 |
| STAR NETWORK FEE INCOME | 522100 | 14587345 | 14587345 |
| DEBIT CARD INCOME | 522100 | 18323248 | 18323248 |
Miscellaneous Revenue MiscellaneousRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 20285389 | TotalRevenueColumn |
| Related Or Exempt Function Income | 14580676 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 5704713 | UnrelatedBusinessRevenue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Revenue | 86668912 | TotalOtherRevenue |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 336409243 | TotalRevenueColumn |
| Related Or Exempt Function Income | 330704530 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 5704713 | UnrelatedBusinessRevenue |
Grants To Domestic Orgs GrantsToDomesticOrgs
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Grants To Domestic Individuals GrantsToDomesticIndividuals
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Foreign Grants ForeignGrants
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Benefits To Members BenefitsToMembers
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 4787476 | Total |
Comp Disqual Persons CompDisqualPersons
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 57712267 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 5642877 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 7918320 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 4984258 | Total |
Fees For Services Management FeesForServicesManagement
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Fees For Services Legal FeesForServicesLegal
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 662833 | Total |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 276660 | Total |
Fees For Services Lobbying FeesForServicesLobbying
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Fees For Services Prof Fundraising FeesForServicesProfFundraising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1583818 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 6649570 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 11668214 | Total |
Information Technology InformationTechnology
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 7176554 | Total |
Royalties Royalties
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 14285191 | Total |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 312047 | Total |
Travel Entrtnmnt Public Officials TravelEntrtnmntPublicOfficials
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Conferences Meetings ConferencesMeetings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 327633 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 208162 | Total |
Payments To Affiliates PaymentsToAffiliates
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 0 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 7968669 | Total |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 812302 | Total |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| DISBURSEMENTS TO MEMBERS | 44762624 |
| PROVISION FOR LOAN LOSSES | 27068196 |
| PRODUCT SERVICES | 14540212 |
| ATM EXPENSE | 12988323 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 18269058 | Total |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 250605264 | Total |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 95668921 | BOY |
| EOY | 94820743 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Pledges And Grants Receivable PledgesAndGrantsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Accounts Receivable AccountsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 232824913 | BOY |
| EOY | 569350163 | EOY |
Receivables From Officers Etc ReceivablesFromOfficersEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Receivables From Disqual Persons ReceivablesFromDisqualPersons
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3524087410 | BOY |
| EOY | 3485968712 | EOY |
Inventories For Sale Or Use InventoriesForSaleOrUse
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 149580509 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 93862396 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 54622896 | BOY |
| EOY | 55718113 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 3161690371 | BOY |
| EOY | 3327469399 | EOY |
Investments Program Related InvestmentsProgramRelated
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Intangible Assets IntangibleAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 440051281 | BOY |
| EOY | 429678552 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 7508945792 | BOY |
| EOY | 7963005682 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4447694 | BOY |
| EOY | 2974272 | EOY |
Grants Payable GrantsPayable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Deferred Revenue DeferredRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Tax Exempt Bond Liabilities TaxExemptBondLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Escrow Account Liability EscrowAccountLiability
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Loans From Officers Directors LoansFromOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Mort Notes Pybl Secured Invest Prop MortNotesPyblSecuredInvestProp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Unsecured Notes Loans Payable UnsecuredNotesLoansPayable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 6661107223 | BOY |
| EOY | 7025455863 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 6665554917 | BOY |
| EOY | 7028430135 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 843390875 | BOY |
| EOY | 934575547 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 843390875 | BOY |
| EOY | 934575547 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 7508945792 | BOY |
| EOY | 7963005682 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | 85803979 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | 5380693 | ReconcilationOtherChanges |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | false | AccountantCompileOrReview |
| FS Audited | true | FSAudited |
FS Audited Basis FSAuditedBasis
| Field | Value | IRS element (for citing) |
|---|---|---|
| Financial Statement Separate | X | FinancialStatementSeparate |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Audit Committee | true | AuditCommittee |
| Federal Grant Audit Required | false | FederalGrantAuditRequired |
Schedule C IRS990ScheduleC
| Field | Value | IRS element (for citing) |
|---|---|---|
| Political Expenditures | 9547 | PoliticalExpenditures |
| Amt Of Internal Funds Contributed | 9547 | AmtOfInternalFundsContributed |
| Total Exmpt Function Expenditures | 9547 | TotalExmptFunctionExpenditures |
| Form1120 Pol Filed | true | Form1120PolFiled |
Sec527 Pol Orgs Sec527PolOrgs
Name Of527 Organization NameOf527Organization
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CA CREDIT UNION | BusinessNameLine1 |
| Business Name Line2 | LEAGUE PAC | BusinessNameLine2 |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 9500 CLEVELAND AVE SUITE 200 | AddressLine1 |
| City | RANCHO CUCAMONGA | City |
| State | CA | State |
| ZIP Code | 91730 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 942329967 | EIN |
| Amt Pd From Internal Funds | 9547 | AmtPdFromInternalFunds |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Grassroots Lobbying | TotalGrassrootsLobbying | |
| Total Direct Lobbying | TotalDirectLobbying | |
| Total Lobbying Expenditures | TotalLobbyingExpenditures | |
| Other Exempt Purpose Expenditures | OtherExemptPurposeExpenditures | |
| Total Exempt Purpose Expenditures | TotalExemptPurposeExpenditures | |
| Lobbying Nontaxable | LobbyingNontaxableAmount | |
| Grassroots Nontaxable | GrassrootsNontaxableAmount | |
| Tot Lobbying Grassroot Minus Non Tx | TotLobbyingGrassrootMinusNonTx | |
| Tot Lobby Expend Mns Lobbying Nontx | TotLobbyExpendMnsLobbyingNontx |
Form990 Schedule C Part IV Form990ScheduleCPartIV
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | FORM 990 | Identifier |
| Return Reference | SCHEDULE C, PART 1-A, LINE 1 | ReturnReference |
| Explanation | THE GOLDEN 1 CREDIT UNION CONTRIBUTED TO THE CALIFORNIA CREDIT UNION LEAGUE POLITICAL ACTION COMMITTEE (PAC) DURING 2012. | Explanation |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Art Public Exhibition Amts | ArtPublicExhibitionAmts | |
| Held Works Of Art Amts | HeldWorksOfArtAmts | |
| Current Year Minus3 Years | CurrentYearMinus3Years | |
| Current Year Minus4 Years | CurrentYearMinus4Years |
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 7634026 | InvestmentCostOrOtherBasis |
| Book Value | 7634026 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 43487849 | InvestmentCostOrOtherBasis |
| Depreciation | 12394622 | Depreciation |
| Book Value | 31093227 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Leasehold Improvements | LeaseholdImprovements |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Investment Cost Or Other Basis | 98458634 | InvestmentCostOrOtherBasis |
| Depreciation | 81467774 | Depreciation |
| Book Value | 16990860 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Land Buildings | OtherLandBuildings | |
| Total Of Book Value Land Buildings | 55718113 | TotalOfBookValueLandBuildings |
| Financial Derivatives | FinancialDerivatives | |
| Closely Held Equity Interests | CloselyHeldEquityInterests |
Other Securities OtherSecurities (3 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| US GOVERNMENT AGENCY OBL.-AFS | 2699427275 | F |
| ANTICIPATION NOTES - HTM | 50818885 | C |
| US GOVERNMENT AGENCY OBL.-HTM | 577223239 | C |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Securities | 3327469399 | TotalOfBookValueSecurities |
Other Assets OtherAssets (2 entries)
| DescriptionDescription | Book ValueBookValue |
|---|---|
| PAYROLL DEDUCTION RECEIVABLE | 304879360 |
| OTHER ASSETS | 124799192 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | 429678552 | TotalBookValueOtherAssets |
| Federal Income Tax Liability | 0 | FederalIncomeTaxLiability |
Other Liabilities OtherLiabilities (4 entries)
| DescriptionDescription | AmountAmount |
|---|---|
| REGULAR SHARES | $1,126,576,873 |
| SHARE DRAFTS AND MM ACCOUNTS | $4,089,582,853 |
| TERM SHARE CERTIFICATES | $1,723,962,625 |
| OTHER LIABILITIES | $85,333,512 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 7025455863 | TotalOfAmounts |
| Footnote In Part XIII | X | FootnoteInPartXIII |
| Tot Revenue Etc Audited Fincl Stmt | 337464283 | TotRevenueEtcAuditedFinclStmt |
| Net Unrealized Gains Investments | 1055040 | NetUnrealizedGainsInvestments |
| Donated Srvc And Use Of Facilities | 0 | DonatedSrvcAndUseOfFacilities |
| Recoveries Of Prior Year Grants | 0 | RecoveriesOfPriorYearGrants |
| Other Revenues | 0 | OtherRevenues |
| Revenue Not Rptd F990 | 1055040 | RevenueNotRptdF990 |
| Revenue Subtotal | 336409243 | RevenueSubtotal |
| Total Revenue Per Form990 | 336409243 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 250605264 | TotExpensesEtcAuditedFinclStmt |
| Donated Services Use Of Facilities | 0 | DonatedServicesUseOfFacilities |
| Prior Year Adjustments | 0 | PriorYearAdjustments |
| Losses Reported | 0 | LossesReported |
| Other Expenses Included | 0 | OtherExpensesIncluded |
| Expenses Not Rptd F990 | 0 | ExpensesNotRptdF990 |
| Expenses Subtotal | 250605264 | ExpensesSubtotal |
| Total Expenses Per Form990 | 250605264 | TotalExpensesPerForm990 |
Form990 Schedule D Part XIII Form990ScheduleDPartXIII
| Field | Value | IRS element (for citing) |
|---|---|---|
| Identifier | FORM 990 | Identifier |
| Explanation | In accordance with FASB ASC Subtopic 740-10 - Income Taxes - Overall, the Credit Union recognizes the effect of income tax positions only if those positions are more likely than not of being sustained. Recognized income tax positions are measured at the largest amount that is greater than 50% likely of being realized. Changes in recognition or measurement are reflected in the period in which the change in judgment occurs. The amount of unrecognized tax benefits at December 31, 2012 and 2011 was $1,776,925 and $1,413,516, respectively, including interest and penalties, and is reported in other liabilities. As of December 31, 2012 and 2011, the Credit Union had accrued $212,452 and $155,600, respectively, for the interest and penalties related to unrecognized tax benefits, which is classified as other liabilities in the balance sheet. For years before 2005, the Credit Union is no longer subject to state income tax examinations. For years before 2006, the Credit Union is no longer subject to U.S. Federal income tax examinations. | Explanation |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Travel For Companions | X | TravelForCompanions |
| Written Policy Re T And E Expenses | true | WrittenPolicyReTAndEExpenses |
| Substantiation Required | false | SubstantiationRequired |
| Compensation Committee | X | CompensationCommittee |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | true | SeverancePayment |
| Supplemental Nonqual Retire Plan | true | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | false | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII (18 entries)
| TitleTitle | Base Compensation Filing OrgBaseCompensationFilingOrg | Comp Based On Related OrgsCompBasedOnRelatedOrgs | Bonus Filing OrgBonusFilingOrg | Bonus Related OrgsBonusRelatedOrgs | Other Compensation Filing OrgOtherCompensationFilingOrg | Other Compensation Related OrgsOtherCompensationRelatedOrgs | Deferred Comp Filing OrgDeferredCompFilingOrg | Deferred Comp Related OrgsDeferredCompRelatedOrgs | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs | Total Compensation Filing OrgTotalCompensationFilingOrg | Total Compensation Related OrgsTotalCompensationRelatedOrgs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| DONNA BLAND | ||||||||||||
| PRESIDENT/CEO | 437026 | 0 | 92000 | 0 | 38034 | 0 | 102424 | 0 | 19794 | 0 | 689278 | 0 |
| JOHN DANNELLEY | ||||||||||||
| SVP/CHIEF RETAIL OFFICER | 132256 | 0 | 4828 | 0 | 41454 | 0 | 11119 | 0 | 19999 | 0 | 209656 | 0 |
| TAMMY DAVIS | ||||||||||||
| SVP HRD/TRAINING | 153521 | 0 | 33138 | 0 | 41271 | 0 | 13882 | 0 | 13591 | 0 | 255403 | 0 |
| TAMARA FERRIN | ||||||||||||
| SVP/CHIEF FINANCIAL OFFICER | 204300 | 0 | 29062 | 0 | 7573 | 0 | 14361 | 0 | 0 | 0 | 255296 | 0 |
| TOMMY GENESSY | ||||||||||||
| SVP/CHIEF OPERATING OFFICER | 209122 | 0 | 41826 | 0 | 49192 | 0 | 14700 | 0 | 23571 | 0 | 338411 | 0 |
| CHARLES GOSS | ||||||||||||
| SVP/CHIEF LENDING OFFICER | 273736 | 0 | 24501 | 0 | 16104 | 0 | 14700 | 0 | 7264 | 0 | 336305 | 0 |
| SCOTT INGRAM | ||||||||||||
| SVP/MARKETING | 178109 | 0 | 27841 | 0 | 17883 | 0 | 13197 | 0 | 13485 | 0 | 250515 | 0 |
| CHAD CARRINGTON | ||||||||||||
| VP-INFORMATION TECHNOLOGY | 143651 | 0 | 27195 | 0 | 17327 | 0 | 11385 | 0 | 6105 | 0 | 205663 | 0 |
| ROBERT GARRISON | ||||||||||||
| VP-OPERATIONS | 157727 | 0 | 14001 | 0 | 6829 | 0 | 10777 | 0 | 9530 | 0 | 198864 | 0 |
| KARA GIANO | ||||||||||||
| VP-Internal Audit/Compliance | 119267 | 0 | 25429 | 0 | 34299 | 0 | 10723 | 0 | 169 | 0 | 189887 | 0 |
| KATHLEEN HIMES | ||||||||||||
| VP-Loan Servicing | 125645 | 0 | 21258 | 0 | 4947 | 0 | 9376 | 0 | 16155 | 0 | 177381 | 0 |
| MICHAEL POPP | ||||||||||||
| VP-LENDING | 145516 | 0 | 26321 | 0 | 17927 | 0 | 11019 | 0 | 17794 | 0 | 218577 | 0 |
| DIANE SENNA | ||||||||||||
| VP-RETAIL ADMINISTRATION | 119551 | 0 | 19530 | 0 | 14459 | 0 | 9262 | 0 | 14972 | 0 | 177774 | 0 |
| HARPAL SIDHU | ||||||||||||
| VP-IT PROGRAM DEV & SUPPORT | 164763 | 0 | 9487 | 0 | 12907 | 0 | 11385 | 0 | 8486 | 0 | 207028 | 0 |
| KEVEN GRAY | ||||||||||||
| VP-SALES AND SERVICE | 110853 | 0 | 21876 | 0 | 15572 | 0 | 9120 | 0 | 4585 | 0 | 162006 | 0 |
| JOHN-DAVID PHELPS | ||||||||||||
| VP-CHIEF SECURITY ADMINISTRATO | 108173 | 0 | 22147 | 0 | 17226 | 0 | 9154 | 0 | 13633 | 0 | 170333 | 0 |
| JAMES ANDERSON | ||||||||||||
| VP-REAL ESTATE | 132655 | 0 | 21256 | 0 | 13155 | 0 | 2898 | 0 | 16659 | 0 | 186623 | 0 |
| LEONARD GZESH | ||||||||||||
| SVP/FINANCIAL SERVICES | 81654 | 0 | 0 | 0 | 48851 | 0 | 3073 | 0 | 2001 | 0 | 135579 | 0 |
Form990 Schedule J Part III Form990ScheduleJPartIII (3 entries)
| IdentifierIdentifier | Return ReferenceReturnReference | ExplanationExplanation |
|---|---|---|
| FORM 990 | SCHEDULE J, PART I, LINE 1A | THE CREDIT UNION WILL REIMBURSE A DIRECTOR FOR REASONABLE ACTUAL EXPENSES INCURRED IN CONNECTION WITH ATTENDING APPROVED CONFERENCES, SEMINARS, AND OTHER BUSINESS FUNCTIONS. REIMBURSEMENT MAY INCLUDE EXPENSES FOR ONE IMMEDIATE FAMILY MEMBER TO FACILITATE TRAVEL TO AND FROM SUCH EVENT PER GOLDEN 1'S BOARD TRAVEL POLICY. |
| FORM 990 | SCHEDULE J, PART I, LINE 4A | SEVERANCE IN THE AMOUNT OF $48,951 WAS PAID TO THE FORMER SVP FINANCIAL SERVICES, LEONARD GZESH, DURING 2012. SEVERANCE IN THE AMOUNT OF $60,850 WAS PAID TO THE FORMER VP OF REAL ESTATE, JAMES ANDERSON, DURING 2012. |
| FORM 990 | SCHEDULE J, PART I, LINE 4B | DONNA BLAND, PRESIDENT AND CEO, PARTICIPATES IN A 457(F) PLAN AS APPROVED BY THE BOARD OF DIRECTORS. EMPLOYER CONTRIBUTION TO THE PLAN DURING 2012 WAS $87,724 (non-vested). |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (10 entries)
| IdentifierIdentifier | Return ReferenceReturnReference | ExplanationExplanation |
|---|---|---|
| FORM 990 | PART VI, LINE 7A | The Golden 1 Credit Union members have the right to vote for the election of Directors. The Golden 1 has one class of members that shall be restricted to the persons and organizations having specific affiliations or identifying characteristics established by the Board of Directors in our Field of Membership. The Golden 1's Field of Membership includes persons who live and/or regularly work in one of our regulatory-permissible community charter counties and employees and immediate family members of our regulatory-permissible organizations. |
| FORM 990 | PART VI, LINE 7B | THE GOLDEN 1 CREDIT UNION MEMBERS, BY A TWO-THIRDS (2/3) VOTE, SHALL HAVE THE POWER TO REVIEW THE ACTS AND REVERSE THE DECISIONS OF THE BOARD OF DIRECTORS OF THIS CREDIT UNION. |
| FORM 990 | PART VI, LINE 11A/11B | The 2012 Form 990 was reviewed by Golden 1's Board of Directors in advance of filing. A committee of the Golden 1 Board of Directors was designated to review the Form 990, in advance of the October 24, 2013 Golden 1 Board Meeting. Copies of the 2012 Form 990 were provided to the full Golden 1 Board, and at the recommendation of the committee of Board members, the Golden 1 Board of Directors approved (as filed) the 2012 Form 990 on October 24, 2013. |
| FORM 990 | PART VI, LINE 12C | In accordance with Board Policy, The Golden 1 requires all elected officials, committee members, officers, managers and other key employees designated by the Chief Executive Office to receive, complete, and sign an annual Statement of Disclosure Form. The Statement of Disclosure asks a series of questions pertaining to potential conflicts of interest. The Golden 1 Administration Department coordinates the distribution, collection and exception review of the completed statements. Golden 1's Internal Audit Department performs an annual audit of the Statement of Disclosures to ensure compliance with Board Policy, timeliness of the process and appropriate review of completed statements. On an annual basis, the Board also reviews and approves the related Board Policy and Statement of Disclosure Form. |
| FORM 990 | PART VI, LINE 15A/15B | Officers of The Golden 1 Credit Union include the Chief Executive Officer (CEO) and Senior Vice Presidents (SVPs). The compensation review process for Officers is as follows: CEO COMPENSATION: A committee consisting of four members from the Board of Directors (called the CEO Compensation Committee) is formed each year to review CEO Compensation. The Chairman of this Committee directs the SVP of Human Resources to provide pay trend information for review and consideration taking into consideration asset size, business scope, and overall complexity of the operations. Similar industry and banking surveys are used for comparison purposes. The results, which are provided to the Committee, compares benchmark base pay, incentive pay, and total compensation to Golden 1's current CEO compensation package. After review and consideration, the Committee provides a recommendation to the full Board of Directors for approval. THE DECISION IS DOCUMENTED CONTEMPOARENOUSLY AND MAINTAINED IN HUMAN RESOURCES. SVP COMPENSATION: A similar analysis is performed for the SVPs as requested by the President & CEO. Similar industry and banking surveys are used as referenced above. An overall competitive analysis is performed by the SVP of Human Resources and the results and supporting documentation are presented to the CEO. |
| FORM 990 | PART VI, LINE 19 | The Golden 1 Credit Union's Form 990 will be available on GuideStar.org for public inspection. The Golden 1 Credit Union's quarterly National Credit Union Administration (NCUA) Call 5300 Report contains financial and statistical data. This regulatory report is available for public inspection online at NCUA.gov. Golden 1's Annual Report is publically available on our website at golden1.com. Golden 1 members may request copies of financial statements by calling our Member Service Contact Center. |
| Form 990 | PART VI, LINE 6 | The Golden 1 Credit Union provides financial services for its regulatory-permissible field of membership. |
| Form 990 | Part IV, Line 26 | Loans from the credit union to interested persons were made on the same terms as offered to other members of the credit union. |
| FORM 990 | PART XI, LINE 5 | OTHER CHANGES IN NET ASSETS OR FUND BALANCE: CHANGE IN OTHER COMPREHENSIVE INCOME $ 4,325,653 UNREALIZED GAINS ON INVESTMENTS 1,055,040 ------------ TOTAL 5,380,693 ============ |
| FORM 990 | PRIOR TO THE 2008 FORM 990, THE GOLDEN 1 CREDIT UNION WAS PART OF THE GROUP FILING FOR CREDIT UNIONS IN THE STATE OF CALIFORNIA, BY THE DEPARTMENT OF FINANCIAL INSTITUTIONS (DFI). |