CITIZENS UNITED FOR ECONOMIC EQUITY INC: Form 990, tax year 2011

View the entire original 990 at ProPublica ↗

Organization: CITIZENS UNITED FOR ECONOMIC EQUITY INC (EIN 20-4404276)
Tax period: 2011-01-01 to 2011-12-31
Filed: 2013-01-11
IRS object ID: 201330119349300328
Schema version: 2011v1.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule A
Schedule D
Schedule J
Schedule L
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2013-01-11T14:11:39-06:00	Timestamp
Tax Period End Date	2011-12-31	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	BRUNO & TERVALON LLP CPAS	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	4298 ELYSIAN FIELDS AVE	AddressLine1
City	NEW ORLEANS	City
State	LA	State
ZIP Code	70122	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2011-01-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	204404276	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	CITIZENS UNITED FOR ECONOMIC	BusinessNameLine1
Business Name Line2	EQUITY INC	BusinessNameLine2

Field	Value	IRS element (for citing)
Name Control	CITI	NameControl
Phone	5043784878	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	651 LESON CT	AddressLine1
Address Line2	ROOM/SUITE A	AddressLine2
City	HARVEY	City
State	LA	State
ZIP Code	70058	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	BARBARA MAJOR	Name
Title	EXECUTIVE DIRECTOR	Title
Phone	5043784878	Phone
Date Signed	2013-01-11	DateSigned

Preparer Preparer

Field	Value	IRS element (for citing)
Date Prepared	2013-01-11	DatePrepared

Field	Value	IRS element (for citing)
Tax Year	2011	TaxYear
Build TS	2016-02-25 16:41:14Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	BARBARA MAJOR	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	651 LESON CT SUITE A	AddressLine1
City	HARVEY	City
State	LA	State
ZIP Code	70058	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	283464	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Organization501c3	X	Organization501c3
Web Site	N/A	WebSite
Type Of Organization Corporation	X	TypeOfOrganizationCorporation
Year Formation	2007	YearFormation
State Legal Domicile	LA	StateLegalDomicile
Activity Or Mission Description	TO SUPPORT ECONOMIC PARITY IN THE REBUILDING OF THE GREAT CITY OF NEW ORLEANS.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	8	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	0	NbrIndependentVotingMembers
Total Nbr Employees	2	TotalNbrEmployees
Total Gross UBI	0	TotalGrossUBI
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	42662	ProgramServiceRevenuePriorYear
Program Service Revenue CY	263808	ProgramServiceRevenueCY
Investment Income Prior Year	21646	InvestmentIncomePriorYear
Investment Income Current Year	2076	InvestmentIncomeCurrentYear
Other Revenue Prior Year	5582	OtherRevenuePriorYear
Other Revenue Current Year	17580	OtherRevenueCurrentYear
Total Revenue Prior Year	69890	TotalRevenuePriorYear
Total Revenue Current Year	283464	TotalRevenueCurrentYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	291386	SalariesEtcPriorYear
Salaries Etc Current Year	340511	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	649830	OtherExpensePriorYear
Other Expenses Current Year	3577922	OtherExpensesCurrentYear
Total Expenses Prior Year	941216	TotalExpensesPriorYear
Total Expenses Current Year	3918433	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	-871326	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	-3634969	RevenuesLessExpensesCY
Total Assets BOY	8802921	TotalAssetsBOY
Total Assets EOY	5142378	TotalAssetsEOY
Total Liabilities BOY	806425	TotalLiabilitiesBOY
Total Liabilities EOY	739009	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	7996496	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	4403369	NetAssetsOrFundBalancesEOY
Mission Description	TO SUPPORT ECONOMIC PARITY IN THE REBUILDING OF THE GREAT CITY OF NEW ORLEANS.	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Expense	3415841	Expense
Description	CUEE EXISTS TO MEET THE FINANCING NEEDS OF SMALL BUSINESSES LOCATED IN OR SERVING LOW-INCOME GEOGRAPHIES IN NEW ORLEANS AND THAT ARE THEMSELVES MANAGED BY TRADITIONALLY UNDERSERVED POPULATIONS TO INCLUDE AFRICAN-AMERICAN-OWNED BUSINESSES AND OTHER MINORITIES.	Description
Total Program Service Expense	3415841	TotalProgramServiceExpense
Described In501 C3	true	DescribedIn501C3
Schedule B Required	false	ScheduleBRequired
Political Activities	false	PoliticalActivities
Lobbying Activities	false	LobbyingActivities
Subject To Proxy Tax	false	SubjectToProxyTax
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	false	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	false	ReportOtherLiabilities
Report Fin48 Footnote	false	ReportFin48Footnote
Independent Audit Financial Stmt	false	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	false	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	false	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	true	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Excess Benefit Transaction	false	ExcessBenefitTransaction
Prior Excess Benefit Transaction	false	PriorExcessBenefitTransaction
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	true	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	true	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	true	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	false	DisregardedEntity
Related Entity	false	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Transaction Related Entity	false	TransactionRelatedEntity
Transfers To Exempt Non Chrtbl Org	false	TransfersToExemptNonChrtblOrg
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	13	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Number Of Employees	2	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	false	UnrelatedBusinessIncome
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	false	NonDeductibleContributions
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	8	NbrVotingGoverningBodyMembers
Number Independent Voting Members	0	NumberIndependentVotingMembers
Family Or Business Relationship	false	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	false	MembersOrStockholders
Election Of Board Members	false	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	true	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	true	RegularMonitoringEnforcement
Whistleblower Policy	false	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	true	CompensationProcessCEO
Compensation Process Other	true	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	MICHELLE STANTON	NamePerson
Telephone Number	5043784878	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	651 LESON CT SUITE A	AddressLine1
City	HARVEY	City
State	LA	State
ZIP Code	70058	ZIPCode

Field	Value	IRS element (for citing)
No Listed Persons Compensated	X	NoListedPersonsCompensated

Form990 Part VII Section A Form990PartVIISectionA (8 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation	OfficerOfficer	Key EmployeeKeyEmployee
JOE YOUNG
DIRECTOR	2.00	X	0	0	0
SEAN BRUNO
CHAIRMAN	2.00	X	0	0	0	X
KIM EVANS RUGON
DIRECTOR	2.00	X	0	0	0
N SUNDIATA HALEY
DIRECTOR	2.00	X	0	0	0
ALAN K COLON
DIRECTOR	2.00	X	0	0	0
IRVIN MAYFIELD
DIRECTOR	2.00	X	0	0	0
DAVID BILLINGS
DIRECTOR	2.00	X	0	0	0
BARBARA MAJOR
EXECUTIVE DI	40.00		192281	0	0		X

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	192281	TotalReportableCompFromOrg
Number Individuals GT100 K	1	NumberIndividualsGT100K
Formers Listed	false	FormersListed
Total Comp GT150 K	true	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources

Program Service Revenue ProgramServiceRevenue (2 entries)

DescriptionDescription	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome
INTEREST	257047	257047
LOAN FEES	6761	6761

Field	Value	IRS element (for citing)
Total Program Service Revenue	263808	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	2076	TotalRevenueColumn
Exclusion	$2,076	ExclusionAmount

Other Revenue Misc OtherRevenueMisc

Field	Value	IRS element (for citing)
Description	OTHER REVENUE	Description
Total Revenue Column	17580	TotalRevenueColumn
Related Or Exempt Function Income	17580	RelatedOrExemptFunctionIncome

Field	Value	IRS element (for citing)
Total Other Revenue	17580	TotalOtherRevenue

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	283464	TotalRevenueColumn
Related Or Exempt Function Income	281388	RelatedOrExemptFunctionIncome
Exclusion	$2,076	ExclusionAmount

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	277828	Total
Management And General	277828	ManagementAndGeneral

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	48310	Total
Management And General	48310	ManagementAndGeneral

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	14373	Total
Management And General	14373	ManagementAndGeneral

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	5611	Total
Management And General	5611	ManagementAndGeneral

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	16626	Total
Management And General	16626	ManagementAndGeneral

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	133868	Total
Program Services	117940	ProgramServices
Management And General	15928	ManagementAndGeneral

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	13211	Total
Management And General	13211	ManagementAndGeneral

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	13616	Total
Management And General	13616	ManagementAndGeneral

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	18500	Total
Management And General	18500	ManagementAndGeneral

Travel Travel

Field	Value	IRS element (for citing)
Total	10119	Total
Management And General	10119	ManagementAndGeneral

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	9277	Total
Management And General	9277	ManagementAndGeneral

Interest Interest

Field	Value	IRS element (for citing)
Total	15262	Total
Management And General	15262	ManagementAndGeneral

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	15287	Total
Management And General	15287	ManagementAndGeneral

Insurance Insurance

Field	Value	IRS element (for citing)
Total	5407	Total
Management And General	5407	ManagementAndGeneral

Other Expenses OtherExpenses (4 entries)

DescriptionDescription	TotalTotal	Program ServicesProgramServices	Management And GeneralManagementAndGeneral
BAD DEBT	3253592	3253592
UNDERWRITING	33000	33000
MISCELLANEOUS	13315	1658	11657
TELEPHONE	8901		8901

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	12330	Total
Program Services	9651	ProgramServices
Management And General	2679	ManagementAndGeneral

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	3918433	Total
Program Services	3415841	ProgramServices
Management And General	502592	ManagementAndGeneral
Fundraising	0	Fundraising

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	952420	BOY
EOY	811849	EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
EOY	9409	EOY

Other Notes Loans Receivable Net OtherNotesLoansReceivableNet

Field	Value	IRS element (for citing)
BOY	7787234	BOY
EOY	4273140	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	46380	LandBuildingsEquipmentBasis

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	61667	BOY
EOY	46380	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	1600	BOY
EOY	1600	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	8802921	BOY
EOY	5142378	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	18420	BOY
EOY	20673	EOY

Mort Notes Pybl Secured Invest Prop MortNotesPyblSecuredInvestProp

Field	Value	IRS element (for citing)
BOY	720000	BOY
EOY	708336	EOY

Unsecured Notes Loans Payable UnsecuredNotesLoansPayable

Field	Value	IRS element (for citing)
BOY	68005	BOY
EOY	10000	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	806425	BOY
EOY	739009	EOY

Field	Value	IRS element (for citing)
Follow SFAS117	X	FollowSFAS117

Unrestricted Net Assets UnrestrictedNetAssets

Field	Value	IRS element (for citing)
BOY	7996496	BOY
EOY	4403369	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	7996496	BOY
EOY	4403369	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	8802921	BOY
EOY	5142378	EOY

Field	Value	IRS element (for citing)
Reconcilation Revenue Expenses	-3634969	ReconcilationRevenueExpenses
Reconcilation Other Changes	41842	ReconcilationOtherChanges
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	false	FSAudited
Federal Grant Audit Required	false	FederalGrantAuditRequired

Schedule A IRS990ScheduleA

Field	Value	IRS element (for citing)
Publicly Supported Org170b1 Avi	X	PubliclySupportedOrg170b1Avi

Gifts Grants Contrib Received170 GiftsGrantsContribReceived170

Field	Value	IRS element (for citing)
Current Tax Year	15556	CurrentTaxYear
Total	15556	Total

Total170 Total170

Field	Value	IRS element (for citing)
Current Tax Year	15556	CurrentTaxYear
Total	15556	Total

Field	Value	IRS element (for citing)
Public Support Total170	15556	PublicSupportTotal170

Gross Investment Income170 GrossInvestmentIncome170

Field	Value	IRS element (for citing)
Current Tax Year Minus2 Years	4245	CurrentTaxYearMinus2Years
Current Tax Year Minus1 Year	21646	CurrentTaxYearMinus1Year
Current Tax Year	259123	CurrentTaxYear
Total	285014	Total

Field	Value	IRS element (for citing)
Total Support	300570	TotalSupport
Gross Receipts From Admissions Etc	281388	GrossReceiptsFromAdmissionsEtc
Public Support Pertcentage170	0.05180	PublicSupportPertcentage170
Public Support Pertcent Prior Year	0.99770	PublicSupportPertcentPriorYear
Thirty Three Percnt Tests PY170	X	ThirtyThreePercntTestsPY170

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Disclosed Orgs Legal Control	false	DisclosedOrgsLegalControl
Disclosed For Charitable Purposes	false	DisclosedForCharitablePurposes
Written Policy Monitoring	false	WrittenPolicyMonitoring
Sect170h Requirements Satisfied	false	Sect170hRequirementsSatisfied
Solicited Assets For Sale	false	SolicitedAssetsForSale
Agent Trustee Etc	false	AgentTrusteeEtc
Included On FS	false	IncludedOnFS
Endowments Held By Unrelated Orgs	false	EndowmentsHeldByUnrelatedOrgs
Endowments Held By Related Orgs	false	EndowmentsHeldByRelatedOrgs
Are Related Orgs Listed Schedule R	false	AreRelatedOrgsListedScheduleR

Leasehold Improvements LeaseholdImprovements

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	21231	OtherCostOrOtherBasis
Book Value	21231	BookValue

Equipment Equipment

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	25149	OtherCostOrOtherBasis
Book Value	25149	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	46380	TotalOfBookValueLandBuildings

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Severance Payment	false	SeverancePayment
Supplemental Nonqual Retire Plan	false	SupplementalNonqualRetirePlan
Equity Based Comp Arrangement	false	EquityBasedCompArrangement
Comp Based On Revenue Of Filing Org	false	CompBasedOnRevenueOfFilingOrg
Comp Based On Revenue Related Orgs	false	CompBasedOnRevenueRelatedOrgs
Comp Based Net Earnings Filing Org	false	CompBasedNetEarningsFilingOrg
Comp Based Net Earnings Relate Orgs	false	CompBasedNetEarningsRelateOrgs
Any Non Fixed Payments	false	AnyNonFixedPayments
Initial Contract Exception	false	InitialContractException

Form990 Schedule J Part II Form990ScheduleJPartII

Field	Value	IRS element (for citing)
Name Person	BARBARA MAJOR	NamePerson
Base Compensation Filing Org	192281	BaseCompensationFilingOrg
Total Compensation Filing Org	192281	TotalCompensationFilingOrg

Schedule L IRS990ScheduleL

Form990 Schedule L Part IV Form990ScheduleLPartIV (4 entries)

RelationshipRelationship	Amount Of TransactionAmountOfTransaction	Description Of TransactionDescriptionOfTransaction	Sharing Of RevenuesSharingOfRevenues
BARBARA MAJOR LLC
BOARD MEMBER	143413	LOAN	false
ULTIMATE
BROTHER OF MEMB	180664	LOANS	false
LIBERTY HOUSE
BOARD MEMBER	154864	LOAN	false
MAJOR CONSTRUCTION
SON OF MEMBER	106058	LOAN	false

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (5 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
ORGANIZATION'S PROCESS USED TO REVIEW FORM 990	FORM 990, PAGE 6, PART VI, LINE 11B	THE 990 IS GIVEN TO MANAGEMENT FOR REVIEW AND PROVIDED TO THE BOARD FOR APPROVAL.
ENFORCEMENT OF CONFLICTS POLICY	FORM 990, PAGE 6, PART VI, LINE 12C	YES,
COMPENSATION PROCESS FOR TOP OFFICIAL	FORM 990, PAGE 6, PART VI, LINE 15A	REVIEW BY COMPENSATION COMMITTEE.
COMPENSATION PROCESS FOR OFFICERS	FORM 990, PAGE 6, PART VI, LINE 15B	REVIEW BY COMPENSATION COMMITTEE.
GOVERNING DOCUMENTS DISCLOSURE EXPLANATION	FORM 990, PAGE 6, PART VI, LINE 19	AVAILABLE UPON REQUEST.