METRO MEDICAL CREDIT UNION: Form 990, tax year 2012

View the entire original 990 at ProPublica ↗

Organization: METRO MEDICAL CREDIT UNION (EIN 75-1249646)
Tax period: 2012-01-01 to 2012-12-31
Filed: 2013-08-13
IRS object ID: 201332259349301873
Schema version: 2012v2.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2013-08-13T01:15:06-00:00	Timestamp
Tax Period End Date	2012-12-31	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	ORTH CHAKLER MURNANE AND CO CPAs	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	12060 SW 129 COURT SUITE 201	AddressLine1
City	MIAMI	City
State	FL	State
ZIP Code	33186	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2012-01-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	751249646	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	METRO MEDICAL CREDIT UNION	BusinessNameLine1

Field	Value	IRS element (for citing)
Name Control	METR	NameControl
Phone	2146300611	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	8828 STEMMONS Room 113	AddressLine1
City	DALLAS	City
State	TX	State
ZIP Code	752473720	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	DOLORES JARBOE	Name
Title	PRESIDENT	Title
Date Signed	2013-08-13	DateSigned
Authorize Third Party	true	AuthorizeThirdParty

Preparer Preparer

Field	Value	IRS element (for citing)
Name	DOUGLAS ORTH	Name
Phone	3052328272	Phone
Date Prepared	2013-08-13	DatePrepared

Field	Value	IRS element (for citing)
Tax Year	2012	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	MARY DOLORES JARBOE	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	8828 STEMMONS	AddressLine1
City	DALLAS	City
State	TX	State
ZIP Code	752473720	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	2493102	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Organization501c	X	Organization501c
Web Site	www.mmcu.com	WebSite
Type Of Organization Other	X	TypeOfOrganizationOther
Type Of Org Other Description	CREDIT UNION	TypeOfOrgOtherDescription
Year Formation	1965	YearFormation
State Legal Domicile	TX	StateLegalDomicile
Activity Or Mission Description	METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	8	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	8	NbrIndependentVotingMembers
Total Nbr Employees	18	TotalNbrEmployees
Total Nbr Volunteers	8	TotalNbrVolunteers
Total Gross UBI	50099	TotalGrossUBI
Net Unrelated Business Txbl Income	-13386	NetUnrelatedBusinessTxblIncome
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	1816924	ProgramServiceRevenuePriorYear
Program Service Revenue CY	1878910	ProgramServiceRevenueCY
Investment Income Prior Year	821040	InvestmentIncomePriorYear
Investment Income Current Year	614192	InvestmentIncomeCurrentYear
Other Revenue Current Year	0	OtherRevenueCurrentYear
Total Revenue Prior Year	2637964	TotalRevenuePriorYear
Total Revenue Current Year	2493102	TotalRevenueCurrentYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	967917	SalariesEtcPriorYear
Salaries Etc Current Year	966819	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	1413843	OtherExpensePriorYear
Other Expenses Current Year	1280619	OtherExpensesCurrentYear
Total Expenses Prior Year	2381760	TotalExpensesPriorYear
Total Expenses Current Year	2247438	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	256204	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	245664	RevenuesLessExpensesCY
Total Assets BOY	59047238	TotalAssetsBOY
Total Assets EOY	63000679	TotalAssetsEOY
Total Liabilities BOY	51922330	TotalLiabilitiesBOY
Total Liabilities EOY	55630107	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	7124908	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	7370572	NetAssetsOrFundBalancesEOY
Mission Description	COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES.	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Description	SHARE ACCOUNTS METRO MEDICAL CREDIT UNIONS SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 7,344 MEMBERS AND 11,370 MEMBER ACCOUNTS AS OF DECEMBER 31, 2012. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMs. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES.	Description
Described In501 C3	false	DescribedIn501C3
Schedule B Required	false	ScheduleBRequired
Political Activities	false	PoliticalActivities
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	true	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	false	ReportFin48Footnote
Independent Audit Financial Stmt	true	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	false	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	false	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	true	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	false	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	false	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	false	DisregardedEntity
Related Entity	false	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	2130	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Compliance With Backup Witholding	true	ComplianceWithBackupWitholding
Number Of Employees	18	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	true	UnrelatedBusinessIncome
Form990-T Filed	true	Form990-TFiled
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	false	NonDeductibleContributions
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	8	NbrVotingGoverningBodyMembers
Number Independent Voting Members	8	NumberIndependentVotingMembers
Family Or Business Relationship	false	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	true	MembersOrStockholders
Election Of Board Members	true	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	true	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	false	RegularMonitoringEnforcement
Whistleblower Policy	true	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	true	CompensationProcessCEO
Compensation Process Other	true	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	MARY DOLORES JARBOE	NamePerson
Telephone Number	2146300611	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	8828 STEMMONS 113	AddressLine1
City	DALLAS	City
State	TX	State
ZIP Code	752473720	ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (10 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Average Hours Per Week RelatedAverageHoursPerWeekRelated	Individual Trustee Or DirectorIndividualTrusteeOrDirector	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation	OfficerOfficer
JOE G MAYER
CHAIR/BOD	001.00	001.00	X	0	0	0
STEVEN J ROTH
V. CHAIR/BOD	001.00	001.00	X	0	0	0
SHIRLEY LOPEZ
SECR/TREAS/BOD	001.00	001.00	X	0	0	0
RHONDA K ARRINGTON
DIRECTOR/BOD	001.00	001.00	X	0	0	0
SHEILA COOK-DOLCIAME
DIRECTOR/BOD	001.00	001.00	X	0	0	0
JESSICA HERNANDEZ
DIRECTOR/BOD	001.00	001.00	X	0	0	0
DAVID B KNOWLES SR
DIRECTOR/BOD	001.00	001.00	X	0	0	0
AMBER S NICHOLSON
DIRECTOR/BOD	001.00	001.00	X	0	0	0
MARY DOLORES JARBOE
PRESIDENT	045.00	045.00		148511	0	16696	X
MICHAEL CRAIG WHITE
VICE PRESIDENT	045.00	045.00		88765	0	11750	X

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	237276	TotalReportableCompFromOrg
Total Other Compensation	28446	TotalOtherCompensation
Number Individuals GT100 K	2	NumberIndividualsGT100K
Formers Listed	false	FormersListed
Total Comp GT150 K	true	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources

Contractor Compensation ContractorCompensation

Name Of Contractor NameOfContractor

Field	Value	IRS element (for citing)
Name Person	FISERV	NamePerson

Address Of Contractor AddressOfContractor

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	2601 NETWORK BLVD SUITE 600	AddressLine1
City	FRISCO	City
State	TX	State
ZIP Code	75034	ZIPCode

Field	Value	IRS element (for citing)
Description Of Services	DATA PROCESSING	DescriptionOfServices
Compensation	349208	Compensation

Field	Value	IRS element (for citing)
Number Of Contractors GT100 K	1	NumberOfContractorsGT100K

Program Service Revenue ProgramServiceRevenue (4 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome	Unrelated Business RevenueUnrelatedBusinessRevenue
FEES AND CHARGES	522100	1084288	1084288
INTEREST ON LOANS	522100	744523	744523
FOREIGN ATM FEES	561000	41188		41188
VEHICLE WARRANTIES	524298	8911		8911

Field	Value	IRS element (for citing)
Total Program Service Revenue	1878910	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	614192	TotalRevenueColumn
Related Or Exempt Function Income	614192	RelatedOrExemptFunctionIncome

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	2493102	TotalRevenueColumn
Related Or Exempt Function Income	2443003	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	50099	UnrelatedBusinessRevenue

Grants To Domestic Orgs GrantsToDomesticOrgs

Field	Value	IRS element (for citing)
Total	0	Total

Grants To Domestic Individuals GrantsToDomesticIndividuals

Field	Value	IRS element (for citing)
Total	0	Total

Foreign Grants ForeignGrants

Field	Value	IRS element (for citing)
Total	0	Total

Benefits To Members BenefitsToMembers

Field	Value	IRS element (for citing)
Total	0	Total

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	237276	Total
Program Services	237276	ProgramServices

Comp Disqual Persons CompDisqualPersons

Field	Value	IRS element (for citing)
Total	0	Total

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	516213	Total
Program Services	516213	ProgramServices

Pension Plan Contributions PensionPlanContributions

Field	Value	IRS element (for citing)
Total	34426	Total
Program Services	34426	ProgramServices

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	123376	Total
Program Services	123376	ProgramServices

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	55528	Total
Program Services	55528	ProgramServices

Fees For Services Management FeesForServicesManagement

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	399	Total
Program Services	399	ProgramServices

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	362752	Total
Program Services	362752	ProgramServices

Fees For Services Lobbying FeesForServicesLobbying

Field	Value	IRS element (for citing)
Total	0	Total

Field	Value	IRS element (for citing)
Fees For Services Prof Fundraising		FeesForServicesProfFundraising

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	0	Total

Advertising Advertising

Field	Value	IRS element (for citing)
Total	28709	Total
Program Services	28709	ProgramServices

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	196850	Total
Program Services	196850	ProgramServices

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	0	Total

Royalties Royalties

Field	Value	IRS element (for citing)
Total	0	Total

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	114063	Total
Program Services	114063	ProgramServices

Travel Travel

Field	Value	IRS element (for citing)
Total	0	Total

Travel Entrtnmnt Public Officials TravelEntrtnmntPublicOfficials

Field	Value	IRS element (for citing)
Total	0	Total

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	0	Total

Interest Interest

Field	Value	IRS element (for citing)
Total	343559	Total
Program Services	343559	ProgramServices

Payments To Affiliates PaymentsToAffiliates

Field	Value	IRS element (for citing)
Total	0	Total

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	18361	Total
Program Services	18361	ProgramServices

Insurance Insurance

Field	Value	IRS element (for citing)
Total	26342	Total
Program Services	26342	ProgramServices

Other Expenses OtherExpenses (3 entries)

DescriptionDescription	TotalTotal	Program ServicesProgramServices
OPERATING FEES AND PROVISION FOR LOAN LOSSES	20340	20340
LOAN SERVICING	119205	119205
NCUA PREMIUM ASSESSMENT	50039	50039

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	0	Total

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	2247438	Total
Program Services	2247438	ProgramServices

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	902676	BOY
EOY	1006191	EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	17263012	BOY
EOY	16717281	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	4128	BOY
EOY	3885	EOY

Other Notes Loans Receivable Net OtherNotesLoansReceivableNet

Field	Value	IRS element (for citing)
BOY	11889040	BOY
EOY	13563482	EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
BOY	41578	BOY
EOY	49565	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	463848	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	346707	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	91905	BOY
EOY	117141	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	1650000	BOY
EOY	1000000	EOY

Investments Other Securities InvestmentsOtherSecurities

Field	Value	IRS element (for citing)
BOY	26458530	BOY
EOY	29747791	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	746369	BOY
EOY	795343	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	59047238	BOY
EOY	63000679	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	417410	BOY
EOY	470201	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	51504920	BOY
EOY	55159906	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	51922330	BOY
EOY	55630107	EOY

Field	Value	IRS element (for citing)
Do Not Follow SFAS117	X	DoNotFollowSFAS117

Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc

Field	Value	IRS element (for citing)
BOY	7124908	BOY
EOY	7370572	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	7124908	BOY
EOY	7370572	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	59047238	BOY
EOY	63000679	EOY

Field	Value	IRS element (for citing)
Reconcilation Revenue Expenses	245664	ReconcilationRevenueExpenses
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	true	FSAudited

FS Audited Basis FSAuditedBasis

Field	Value	IRS element (for citing)
Financial Statement Separate	X	FinancialStatementSeparate

Field	Value	IRS element (for citing)
Audit Committee	true	AuditCommittee
Federal Grant Audit Required	false	FederalGrantAuditRequired

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Included On FS	false	IncludedOnFS

Equipment Equipment

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	463848	OtherCostOrOtherBasis
Depreciation	346707	Depreciation
Book Value	117141	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	117141	TotalOfBookValueLandBuildings

Other Securities OtherSecurities (4 entries)

DescriptionDescription	Book ValueBookValue	Method Of ValuationMethodOfValuation
Financial derivatives and other financial products
Closely-held equity interests
CERTIFICATES OF DEPOSIT	29614524	C
PERPETUAL CONTRIBUTED CAPITAL	133267	C

Field	Value	IRS element (for citing)
Total Of Book Value Securities	29747791	TotalOfBookValueSecurities

Other Liabilities OtherLiabilities (10 entries)

DescriptionDescription	AmountAmount
Federal income taxes
MEMBER DEPOSITS-SHARES	$29,567,632
MEMBER DEPOSITS- SHARE DRAFTS	$10,845,331
MEMBER DEPOSITS- MONEY MARKET	$4,990,673
MEMBER DEPOSITS- IRA SHARES	$925,867
MEMBER DEPOSITS- IRA CDs	$2,407,041
MEMBER DEPOSITS- CHRISTMAS CLUB	$263,137
MEMBER DEPOSITS- LEGAL INSURANCE
MEMBER DEPOSITS- CERTIFICATES	$6,093,938
COURTESY PAY OVERDRAFT	$66,287

Field	Value	IRS element (for citing)
Total Of Amounts	55159906	TotalOfAmounts
Tot Revenue Etc Audited Fincl Stmt	2493102	TotRevenueEtcAuditedFinclStmt
Revenue Subtotal	2493102	RevenueSubtotal
Total Revenue Per Form990	2493102	TotalRevenuePerForm990
Tot Expenses Etc Audited Fincl Stmt	2247438	TotExpensesEtcAuditedFinclStmt
Expenses Subtotal	2247438	ExpensesSubtotal
Total Expenses Per Form990	2247438	TotalExpensesPerForm990

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Survey	X	CompensationSurvey
Board Or Committee Approval	X	BoardOrCommitteeApproval
Severance Payment	false	SeverancePayment
Supplemental Nonqual Retire Plan	false	SupplementalNonqualRetirePlan
Equity Based Comp Arrangement	false	EquityBasedCompArrangement

Form990 Schedule J Part II Form990ScheduleJPartII

Field	Value	IRS element (for citing)
Name Person	MARY DOLORES JARBOE	NamePerson
Title	PRESIDENT	Title
Base Compensation Filing Org	138871	BaseCompensationFilingOrg
Bonus Filing Org	6640	BonusFilingOrg
Other Compensation Filing Org	3000	OtherCompensationFilingOrg
Deferred Comp Filing Org	8770	DeferredCompFilingOrg
Nontaxable Benefits Filing Org	7926	NontaxableBenefitsFilingOrg
Total Compensation Filing Org	165207	TotalCompensationFilingOrg

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (5 entries)

ExplanationExplanation
Form 990 Part VI Section A Line 6 THE ORGANIZATION HAS MEMBERS.
Form 990 Part VI Section A Line 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS.
Form 990 Part VI Section B Line 11A METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNIONS BOARD OF DIRCTORS TO REVIEW BEFORE FILING THE FORM.
Form 990 Part VI Section B Line 15AB THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS.
Form 990 Part VI Section C Line 19 METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNIONS WEBSITE AND ALSO IN-PERSON UPON REQUEST.