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GREAT RIVERS COMMUNITY TR: Form 990, tax year 2024

View the entire original 990 at ProPublica ↗

Organization
GREAT RIVERS COMMUNITY TR (EIN 43-1925293)
Tax period
2024-04-01 to 2025-03-31
Filed
2026-01-23
IRS object ID
202640239349300024
Schema version
2024v5.5
Source
Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header ReturnHeader

FieldValueIRS element (for citing)
Return2026-01-23T10:46:08-06:00ReturnTs
Tax Period End2025-03-31TaxPeriodEndDt

Preparer Firm PreparerFirmGrp

FieldValueIRS element (for citing)
Preparer Firm EIN521446779PreparerFirmEIN

Preparer Firm Name PreparerFirmName

FieldValueIRS element (for citing)
Business Name Line1JOHNSON LAMBERT LLPBusinessNameLine1Txt

Preparer US Address PreparerUSAddress

FieldValueIRS element (for citing)
Address Line14242 SIX FORKS ROAD SUITE 1500AddressLine1Txt
CityRALEIGHCityNm
State AbbreviationNCStateAbbreviationCd
ZIP27609ZIPCd
FieldValueIRS element (for citing)
Return Type990ReturnTypeCd
Tax Period Begin2024-04-01TaxPeriodBeginDt

Filer Filer

FieldValueIRS element (for citing)
EIN431925293EIN

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1GREAT RIVERS COMMUNITY TRUSTBusinessNameLine1Txt
FieldValueIRS element (for citing)
Business Name ControlGREABusinessNameControlTxt
Phone8127640097PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line133 S CHESAPEAKE WAYAddressLine1Txt
CityZEBULONCityNm
State AbbreviationNCStateAbbreviationCd
ZIP27597ZIPCd

Business Officer BusinessOfficerGrp

FieldValueIRS element (for citing)
PersonANDY KAUFMANPersonNm
Person TitleBOARD TREASURERPersonTitleTxt
Phone8127640097PhoneNum
Signature2026-01-20SignatureDt
Discuss With Paid PreparerYes (1)DiscussWithPaidPreparerInd
FieldValueIRS element (for citing)
IRS Responsible Prty Info CurrYes (1)IRSResponsiblePrtyInfoCurrInd

Preparer Person PreparerPersonGrp

FieldValueIRS element (for citing)
Preparer PersonJ CALVIN MARKSPreparerPersonNm
PTINP01226973PTIN
Phone9197196400PhoneNum
FieldValueIRS element (for citing)
Tax2024TaxYr
Build TS2025-03-06 01:10:19ZBuildTS

Form 990 IRS990

Doing Business As Name DoingBusinessAsName

FieldValueIRS element (for citing)
Business Name Line1SCALE LINKBusinessNameLine1Txt
FieldValueIRS element (for citing)
Principal OfficerANDY KAUFMANPrincipalOfficerNm

US Address USAddress

FieldValueIRS element (for citing)
Address Line133 S CHESAPEAKE WAYAddressLine1Txt
CityZEBULONCityNm
State AbbreviationNCStateAbbreviationCd
ZIP27597ZIPCd
FieldValueIRS element (for citing)
Gross Receipts$6,023,593GrossReceiptsAmt
Group Return For Affiliates0GroupReturnForAffiliatesInd
Organization501c3Yes (X)Organization501c3Ind
Website AddressN/AWebsiteAddressTxt
Type Of Organization CorpYes (X)TypeOfOrganizationCorpInd
Formation2001FormationYr
Legal Domicile StateMOLegalDomicileStateCd
Activity Or MissionTO SUPPORT COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS (CDFIS) THROUGH THE CREATION AND ONGOING DEVELOPMENT OF A SECONDARY MARKET FOR CDFI SMALL BUSINESS LOANS. TO EXERCISE ANY, ALL AND EVERY LAWFUL POWER OF A NONPROFIT CORPORATION ORGANIZED UNDER MISSOURI LAW; PROVIDED, HOWEVER, THAT NOTHING HEREIN SHALL BE CONSTRUED TO GIVE THE CORPORATION ANY PURPOSE THAT IS NOT PERMITTED UNDER INTERNAL REVENUE CODE SECTION 501(C)(3).ActivityOrMissionDesc
Voting Members Governing Body10VotingMembersGoverningBodyCnt
Voting Members Independent10VotingMembersIndependentCnt
Total Employee0TotalEmployeeCnt
Total Volunteers11TotalVolunteersCnt
Total Gross UBI$0TotalGrossUBIAmt
Net Unrelated Bus Txbl Incm$0NetUnrelatedBusTxblIncmAmt
PY Contributions Grants$7,490,019PYContributionsGrantsAmt
CY Contributions Grants$3,555,783CYContributionsGrantsAmt
PY Program Service Revenue$514,909PYProgramServiceRevenueAmt
CY Program Service Revenue$1,024,822CYProgramServiceRevenueAmt
PY Investment Income$1,516,645PYInvestmentIncomeAmt
CY Investment Income$1,442,988CYInvestmentIncomeAmt
PY Other Revenue$0PYOtherRevenueAmt
CY Other Revenue$0CYOtherRevenueAmt
PY Total Revenue$9,521,573PYTotalRevenueAmt
CY Total Revenue$6,023,593CYTotalRevenueAmt
PY Grants And Similar Paid$2,208,198PYGrantsAndSimilarPaidAmt
CY Grants And Similar Paid$684,192CYGrantsAndSimilarPaidAmt
PY Benefits Paid To Members$0PYBenefitsPaidToMembersAmt
CY Benefits Paid To Members$0CYBenefitsPaidToMembersAmt
PY Salaries Comp Emp Bnft Paid$0PYSalariesCompEmpBnftPaidAmt
CY Salaries Comp Emp Bnft Paid$0CYSalariesCompEmpBnftPaidAmt
PY Total Prof Fndrsng Expns$0PYTotalProfFndrsngExpnsAmt
CY Total Prof Fndrsng Expns$0CYTotalProfFndrsngExpnsAmt
CY Total Fundraising Expense$40,004CYTotalFundraisingExpenseAmt
PY Other Expenses$2,425,937PYOtherExpensesAmt
CY Other Expenses$2,671,258CYOtherExpensesAmt
PY Total Expenses$4,634,135PYTotalExpensesAmt
CY Total Expenses$3,355,450CYTotalExpensesAmt
PY Revenues Less Expenses$4,887,438PYRevenuesLessExpensesAmt
CY Revenues Less Expenses$2,668,143CYRevenuesLessExpensesAmt
Total Assets BOY$37,516,587TotalAssetsBOYAmt
Total Assets EOY$39,138,669TotalAssetsEOYAmt
Total Liabilities BOY$29,561,862TotalLiabilitiesBOYAmt
Total Liabilities EOY$29,524,390TotalLiabilitiesEOYAmt
Net Assets Or Fund Balances BOY$7,954,725NetAssetsOrFundBalancesBOYAmt
Net Assets Or Fund Balances EOY$9,614,279NetAssetsOrFundBalancesEOYAmt
Info In Schedule O Part IIIYes (X)InfoInScheduleOPartIIIInd
MissionTO SUPPORT COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS (CDFIS) THROUGH THE CREATION AND ONGOING DEVELOPMENT OF A SECONDARY MARKET FOR CDFI SMALL BUSINESS LOANS. TO EXERCISE ANY, ALL AND EVERY LAWFUL POWER OF A NONPROFIT CORPORATION ORGANIZED UNDER MISSOURI LAW; PROVIDED, HOWEVER, THAT NOTHING HEREIN SHALL BE CONSTRUED TO GIVE THE CORPORATION ANY PURPOSE THAT IS NOT PERMITTED UNDER INTERNAL REVENUE CODE SECTION 501(C)(3).MissionDesc
Significant New Program Srvc0SignificantNewProgramSrvcInd
Significant Change0SignificantChangeInd
Expense$3,200,689ExpenseAmt
Grant$684,192GrantAmt
Revenue$1,024,822RevenueAmt
DescGRCT PROVIDES TECHNICAL ASSISTANCE AND CAPITAL TO NONPROFIT CDFIS TO HELP THEM ORIGINATE MORE SMALL BUSINESS LOANS UNDER $50,000 IN SIZE TO BORROWERS WHO LACK ACCESS TO TRADITIONAL BANK LOANS, PARTICULARLY ENTREPRENEURS OF COLOR AND WOMEN ENTREPRENEURS IN LOW-TO-MODERATE INCOME CENSUS TRACTS AND WITH UNDER $1 MILLION OF GROSS ANNUAL REVENUE.Desc
Total Program Service Expenses$3,200,689TotalProgramServiceExpensesAmt
Described In Section501c3Yes (1)DescribedInSection501c3Ind
Schedule B RequiredYes (1)ScheduleBRequiredInd
Political Campaign Acty0PoliticalCampaignActyInd
Lobbying Activities0LobbyingActivitiesInd
Subject To Proxy Tax0SubjectToProxyTaxInd
Donor Advised Fund0DonorAdvisedFundInd
Conservation Easements0ConservationEasementsInd
Collections Of Art0CollectionsOfArtInd
Credit Counseling0CreditCounselingInd
Donor Rstr Or Quasi Endowments0DonorRstrOrQuasiEndowmentsInd
Report Land Building Equipment0ReportLandBuildingEquipmentInd
Report Investments Other Sec0ReportInvestmentsOtherSecInd
Report Program Related Invst0ReportProgramRelatedInvstInd
Report Other Assets0ReportOtherAssetsInd
Report Other Liabilities0ReportOtherLiabilitiesInd
Include FIN48 FootnoteYes (1)IncludeFIN48FootnoteInd
Independent Audit Fincl Stmt0IndependentAuditFinclStmtInd
Consolidated Audit Fincl StmtYes (1)ConsolidatedAuditFinclStmtInd
School Operating0SchoolOperatingInd
Foreign Office0ForeignOfficeInd
Foreign Activities0ForeignActivitiesInd
More Than5000 K To Org0MoreThan5000KToOrgInd
More Than5000 K To Individuals0MoreThan5000KToIndividualsInd
Professional Fundraising0ProfessionalFundraisingInd
Fundraising Activities0FundraisingActivitiesInd
Gaming Activities0GamingActivitiesInd
Operate Hospital0OperateHospitalInd
Grants To OrganizationsYes (1)GrantsToOrganizationsInd
Grants To Individuals0GrantsToIndividualsInd
Schedule J Required0ScheduleJRequiredInd
Tax Exempt Bonds0TaxExemptBondsInd
Engaged In Excess Benefit Trans0EngagedInExcessBenefitTransInd
PY Excess Benefit Trans0PYExcessBenefitTransInd
Loan Outstanding0LoanOutstandingInd
Grant To Related PersonYes (1)GrantToRelatedPersonInd
Business Rln With Org MemYes (1)BusinessRlnWithOrgMemInd
Business Rln With Fam Mem0BusinessRlnWithFamMemInd
Business Rln With35 Ctrl EntYes (1)BusinessRlnWith35CtrlEntInd
Deductible Non Cash Contri0DeductibleNonCashContriInd
Deductible Art Contribution0DeductibleArtContributionInd
Terminate Operations0TerminateOperationsInd
Partial Liquidation0PartialLiquidationInd
Disregarded EntityYes (1)DisregardedEntityInd
Related EntityYes (1)RelatedEntityInd
Related Organization Ctrl Ent0RelatedOrganizationCtrlEntInd
Trnsfr Exmpt Non Chrtbl Rltd Org0TrnsfrExmptNonChrtblRltdOrgInd
Activities Conducted Prtshp0ActivitiesConductedPrtshpInd
Schedule O RequiredYes (1)ScheduleORequiredInd
IRP Document3IRPDocumentCnt
IRP Document W2 G0IRPDocumentW2GCnt
Backup Wthld ComplianceYes (1)BackupWthldComplianceInd
Employee0EmployeeCnt
Unrelated Bus Incm Over Limit0UnrelatedBusIncmOverLimitInd
Foreign Financial Account0ForeignFinancialAccountInd
Prohibited Tax Shelter Trans0ProhibitedTaxShelterTransInd
Taxable Party Notification0TaxablePartyNotificationInd
Nondeductible Contributions0NondeductibleContributionsInd
Quid Pro Quo Contributions0QuidProQuoContributionsInd
Form8282 Property Disposed Of0Form8282PropertyDisposedOfInd
Rcv Fnds To Pay Prsnl Bnft Cntrct0RcvFndsToPayPrsnlBnftCntrctInd
Pay Premiums Prsnl Bnft Cntrct0PayPremiumsPrsnlBnftCntrctInd
Indoor Tanning Services0IndoorTanningServicesInd
Subj To Tax Rmnrtn Ex Prcht Pymt0SubjToTaxRmnrtnExPrchtPymtInd
Subject To Excs Tax Net Invst Inc0SubjectToExcsTaxNetInvstIncInd
Info In Schedule O Part VIYes (X)InfoInScheduleOPartVIInd
Governing Body Voting Members10GoverningBodyVotingMembersCnt
Independent Voting Member10IndependentVotingMemberCnt
Family Or Business Rln0FamilyOrBusinessRlnInd
Delegation Of Mgmt DutiesYes (1)DelegationOfMgmtDutiesInd
Change To Org Documents0ChangeToOrgDocumentsInd
Material Diversion Or Misuse0MaterialDiversionOrMisuseInd
Members Or Stockholders0MembersOrStockholdersInd
Election Of Board Members0ElectionOfBoardMembersInd
Decisions Subject To Approva0DecisionsSubjectToApprovaInd
Minutes Of Governing BodyYes (1)MinutesOfGoverningBodyInd
Minutes Of CommitteesYes (1)MinutesOfCommitteesInd
Officer Mailing Address0OfficerMailingAddressInd
Local Chapters0LocalChaptersInd
Form990 Provided To Gvrn BodyYes (1)Form990ProvidedToGvrnBodyInd
Conflict Of Interest PolicyYes (1)ConflictOfInterestPolicyInd
Annual Disclosure Covered PrsnYes (1)AnnualDisclosureCoveredPrsnInd
Regular Monitoring EnfrcYes (1)RegularMonitoringEnfrcInd
Whistleblower PolicyYes (1)WhistleblowerPolicyInd
Document Retention PolicyYes (1)DocumentRetentionPolicyInd
Compensation Process CEO0CompensationProcessCEOInd
Compensation Process Other0CompensationProcessOtherInd
Investment In Joint Venture0InvestmentInJointVentureInd
Upon RequestYes (X)UponRequestInd

Books In Care Of Detail BooksInCareOfDetail

Business Name BusinessName

FieldValueIRS element (for citing)
Business Name Line1JONATHAN BRERETONBusinessNameLine1Txt
FieldValueIRS element (for citing)
Phone3124046993PhoneNum

US Address USAddress

FieldValueIRS element (for citing)
Address Line133 S CHESAPEAKE WAYAddressLine1Txt
CityZEBULONCityNm
State AbbreviationNCStateAbbreviationCd
ZIP27597ZIPCd
FieldValueIRS element (for citing)
No Listed Persons CompensatedYes (X)NoListedPersonsCompensatedInd

Form990 Part VII Section A Form990PartVIISectionAGrp (11 entries)

TitleTitleTxtAverage Hours Per WeekAverageHoursPerWeekRtIndividual Trustee Or DirectorIndividualTrusteeOrDirectorIndOfficerOfficerIndReportable Comp From OrgReportableCompFromOrgAmtReportable Comp From Rltd OrgReportableCompFromRltdOrgAmtOther CompensationOtherCompensationAmt
JOYCE KLEIN
CHAIR3.00Yes (X)Yes (X)$0$0$0
ANDREA LEVERE
VICE CHAIR3.00Yes (X)Yes (X)$0$0$0
ROBERT VILLARREAL
TREASURER3.00Yes (X)Yes (X)$0$0$0
ALBERTO PARACCHINI
SECRETARY2.00Yes (X)Yes (X)$0$0$0
ANA HAMMOCK
BOARD MEMBER (FROM OCT '24)2.00Yes (X)$0$0$0
ANDY KAUFMAN
BOARD MEMBER2.00Yes (X)$0$0$0
JASON KELLER
BOARD MEMBER (FROM OCT '24)2.00Yes (X)$0$0$0
AMBER KUCHAR-BELL
BOARD MEMBER2.00Yes (X)$0$0$0
FRANCISCO LOPEZ
BOARD MEMBER (TO OCT '24)2.00Yes (X)$0$0$0
SARA RAZAVI
BOARD MEMBER2.00Yes (X)$0$0$0
BERNARD WORTHY
BOARD MEMBER2.00Yes (X)$0$0$0
FieldValueIRS element (for citing)
Total Reportable Comp From Org$0TotalReportableCompFromOrgAmt
Tot Reportable Comp Rltd Org$0TotReportableCompRltdOrgAmt
Total Other Compensation$0TotalOtherCompensationAmt
Indiv Rcvd Greater Than100 K0IndivRcvdGreaterThan100KCnt
Former Ofcr Employees Listed0FormerOfcrEmployeesListedInd
Total Comp Greater Than150 K0TotalCompGreaterThan150KInd
Compensation From Other Srcs0CompensationFromOtherSrcsInd

Contractor Compensation ContractorCompensationGrp (2 entries)

Address Line1ContractorAddress/USAddress/AddressLine1TxtCityContractorAddress/USAddress/CityNmState AbbreviationContractorAddress/USAddress/StateAbbreviationCdZIPContractorAddress/USAddress/ZIPCdServicesServicesDescCompensationCompensationAmt
REVOLVE ASSET MANAGEMENT
33 S CHESAPEAKE WAYZEBULONNC27597LOAN PURCHASE & SALE SERVICES$1,164,549
LOANWELL LLC
411 W CHAPEL HILL ST STE C2DURHAMNC27701SOFTWARE DEVELOPMENT SERVICES$167,127
FieldValueIRS element (for citing)
Cntrct Rcvd Greater Than100 K2CntrctRcvdGreaterThan100KCnt
All Other Contributions$3,555,783AllOtherContributionsAmt
Total Contributions$3,555,783TotalContributionsAmt

Program Service Revenue ProgramServiceRevenueGrp (2 entries)

DescDescBusinessBusinessCdTotal Revenue ColumnTotalRevenueColumnAmtRelated Or Exempt Func IncomeRelatedOrExemptFuncIncomeAmt
LOAN INTEREST INCOME522291$569,750$569,750
FEE INCOME522291$455,072$455,072
FieldValueIRS element (for citing)
Total Program Service Revenue$1,024,822TotalProgramServiceRevenueAmt

Investment Income InvestmentIncomeGrp

FieldValueIRS element (for citing)
Total Revenue Column$1,442,988TotalRevenueColumnAmt
Exclusion$1,442,988ExclusionAmt

Total Revenue TotalRevenueGrp

FieldValueIRS element (for citing)
Total Revenue Column$6,023,593TotalRevenueColumnAmt
Related Or Exempt Func Income$1,024,822RelatedOrExemptFuncIncomeAmt
Unrelated Business Revenue$0UnrelatedBusinessRevenueAmt
Exclusion$1,442,988ExclusionAmt
FieldValueIRS element (for citing)
Info In Schedule O Part IXYes (X)InfoInScheduleOPartIXInd

Grants To Domestic Orgs GrantsToDomesticOrgsGrp

FieldValueIRS element (for citing)
Total$684,192TotalAmt
Program Services$684,192ProgramServicesAmt

Fees For Services Management FeesForServicesManagementGrp

FieldValueIRS element (for citing)
Total$1,293,070TotalAmt
Program Services$1,228,416ProgramServicesAmt
Management And General$32,327ManagementAndGeneralAmt
Fundraising$32,327FundraisingAmt

Fees For Services Legal FeesForServicesLegalGrp

FieldValueIRS element (for citing)
Total$92,219TotalAmt
Program Services$43,370ProgramServicesAmt
Management And General$48,849ManagementAndGeneralAmt

Fees For Services Accounting FeesForServicesAccountingGrp

FieldValueIRS element (for citing)
Total$44,284TotalAmt
Program Services$20,827ProgramServicesAmt
Management And General$23,457ManagementAndGeneralAmt

Fees For Services Other FeesForServicesOtherGrp

FieldValueIRS element (for citing)
Total$362,198TotalAmt
Program Services$362,198ProgramServicesAmt

Advertising AdvertisingGrp

FieldValueIRS element (for citing)
Total$126,043TotalAmt
Program Services$126,043ProgramServicesAmt

Office Expenses OfficeExpensesGrp

FieldValueIRS element (for citing)
Total$79,304TotalAmt
Program Services$74,317ProgramServicesAmt
Management And General$3,208ManagementAndGeneralAmt
Fundraising$1,779FundraisingAmt

Information Technology InformationTechnologyGrp

FieldValueIRS element (for citing)
Total$210,182TotalAmt
Program Services$199,674ProgramServicesAmt
Management And General$5,254ManagementAndGeneralAmt
Fundraising$5,254FundraisingAmt

Travel TravelGrp

FieldValueIRS element (for citing)
Total$15,909TotalAmt
Program Services$15,909ProgramServicesAmt

Conferences Meetings ConferencesMeetingsGrp

FieldValueIRS element (for citing)
Total$12,754TotalAmt
Program Services$12,754ProgramServicesAmt

Interest InterestGrp

FieldValueIRS element (for citing)
Total$401,060TotalAmt
Program Services$401,060ProgramServicesAmt

Insurance InsuranceGrp

FieldValueIRS element (for citing)
Total$25,762TotalAmt
Program Services$24,474ProgramServicesAmt
Management And General$644ManagementAndGeneralAmt
Fundraising$644FundraisingAmt

Other Expenses OtherExpensesGrp (2 entries)

DescDescTotalTotalAmtProgram ServicesProgramServicesAmtManagement And GeneralManagementAndGeneralAmt
DUES & SUBSCRIPTIONS$4,400$4,400
TAXES & LICENSES$4,073$3,055$1,018

Total Functional Expenses TotalFunctionalExpensesGrp

FieldValueIRS element (for citing)
Total$3,355,450TotalAmt
Program Services$3,200,689ProgramServicesAmt
Management And General$114,757ManagementAndGeneralAmt
Fundraising$40,004FundraisingAmt

Cash Non Interest Bearing CashNonInterestBearingGrp

FieldValueIRS element (for citing)
BOY$30,624,268BOYAmt
EOY$29,420,219EOYAmt

Savings And Temp Cash Invst SavingsAndTempCashInvstGrp

FieldValueIRS element (for citing)
BOY$103,145BOYAmt
EOY$96,058EOYAmt

Accounts Receivable AccountsReceivableGrp

FieldValueIRS element (for citing)
BOY$1,339,227BOYAmt
EOY$1,597,544EOYAmt

Oth Notes Loans Receivable Net OthNotesLoansReceivableNetGrp

FieldValueIRS element (for citing)
BOY$5,237,554BOYAmt
EOY$7,903,877EOYAmt

Prepaid Expenses Defrd Charges PrepaidExpensesDefrdChargesGrp

FieldValueIRS element (for citing)
BOY$140,064BOYAmt
EOY$67,325EOYAmt

Other Assets Total OtherAssetsTotalGrp

FieldValueIRS element (for citing)
BOY$72,329BOYAmt
EOY$53,646EOYAmt

Total Assets TotalAssetsGrp

FieldValueIRS element (for citing)
BOY$37,516,587BOYAmt
EOY$39,138,669EOYAmt

Accounts Payable Accr Expnss AccountsPayableAccrExpnssGrp

FieldValueIRS element (for citing)
BOY$1,361,862BOYAmt
EOY$1,133,880EOYAmt

Deferred Revenue DeferredRevenueGrp

FieldValueIRS element (for citing)
EOY$190,510EOYAmt

Unsecured Notes Loans Payable UnsecuredNotesLoansPayableGrp

FieldValueIRS element (for citing)
BOY$28,200,000BOYAmt
EOY$28,200,000EOYAmt

Total Liabilities TotalLiabilitiesGrp

FieldValueIRS element (for citing)
BOY$29,561,862BOYAmt
EOY$29,524,390EOYAmt
FieldValueIRS element (for citing)
Organization Follows FASB117Yes (X)OrganizationFollowsFASB117Ind

No Donor Restriction Net Assets NoDonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$7,809,725BOYAmt
EOY$8,809,908EOYAmt

Donor Restriction Net Assets DonorRestrictionNetAssetsGrp

FieldValueIRS element (for citing)
BOY$145,000BOYAmt
EOY$804,371EOYAmt

Total Net Assets Fund Balance TotalNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$7,954,725BOYAmt
EOY$9,614,279EOYAmt

Tot Liab Net Assets Fund Balance TotLiabNetAssetsFundBalanceGrp

FieldValueIRS element (for citing)
BOY$37,516,587BOYAmt
EOY$39,138,669EOYAmt
FieldValueIRS element (for citing)
Info In Schedule O Part XIYes (X)InfoInScheduleOPartXIInd
Reconcilation Revenue Expnss$2,668,143ReconcilationRevenueExpnssAmt
Other Changes In Net Assets-$1,008,589OtherChangesInNetAssetsAmt
Method Of Accounting AccrualYes (X)MethodOfAccountingAccrualInd
Accountant Compile Or Review0AccountantCompileOrReviewInd
FS AuditedYes (1)FSAuditedInd

FS Audited Basis FSAuditedBasisGrp

FieldValueIRS element (for citing)
Consolidated Basis Fincl StmtYes (X)ConsolidatedBasisFinclStmtInd
FieldValueIRS element (for citing)
Audit CommitteeYes (1)AuditCommitteeInd
Federal Grant Audit Required0FederalGrantAuditRequiredInd

Schedule A IRS990ScheduleA

FieldValueIRS element (for citing)
Publicly Supported Org509a2Yes (X)PubliclySupportedOrg509a2Ind

Gifts Grants Contris Rcvd509 GiftsGrantsContrisRcvd509Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$2,806,227CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$4,346,877CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$5,065,205CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$7,490,019CurrentTaxYearMinus1YearAmt
Current Tax Year$3,552,371CurrentTaxYearAmt
Total$23,260,699TotalAmt

Gross Receipts Admissions GrossReceiptsAdmissionsGrp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$151,209CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$448,578CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$1,019,182CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$1,441,206CurrentTaxYearMinus1YearAmt
Current Tax Year$1,024,822CurrentTaxYearAmt
Total$4,084,997TotalAmt

Total509 Total509Grp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$2,957,436CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$4,795,455CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$6,084,387CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$8,931,225CurrentTaxYearMinus1YearAmt
Current Tax Year$4,577,193CurrentTaxYearAmt
Total$27,345,696TotalAmt

Amounts Rcvd Dsqlfy Person AmountsRcvdDsqlfyPersonGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Substantial Contributors Amt SubstantialContributorsAmtGrp

FieldValueIRS element (for citing)
Total$0TotalAmt

Subst And Dsqlfy Prsns Tot SubstAndDsqlfyPrsnsTotGrp

FieldValueIRS element (for citing)
Total$0TotalAmt
FieldValueIRS element (for citing)
Public Support Total509$27,345,696PublicSupportTotal509Amt

Gross Investment Income509 GrossInvestmentIncome509Grp

FieldValueIRS element (for citing)
Current Tax Year Minus1 Year$590,348CurrentTaxYearMinus1YearAmt
Current Tax Year$1,442,988CurrentTaxYearAmt
Total$2,033,336TotalAmt

Investment Income And UBTI InvestmentIncomeAndUBTIGrp

FieldValueIRS element (for citing)
Current Tax Year Minus1 Year$590,348CurrentTaxYearMinus1YearAmt
Current Tax Year$1,442,988CurrentTaxYearAmt
Total$2,033,336TotalAmt

Total Support Calendar Year TotalSupportCalendarYearGrp

FieldValueIRS element (for citing)
Current Tax Year Minus4 Years$2,957,436CurrentTaxYearMinus4YearsAmt
Current Tax Year Minus3 Years$4,795,455CurrentTaxYearMinus3YearsAmt
Current Tax Year Minus2 Years$6,084,387CurrentTaxYearMinus2YearsAmt
Current Tax Year Minus1 Year$9,521,573CurrentTaxYearMinus1YearAmt
Current Tax Year$6,020,181CurrentTaxYearAmt
Total$29,379,032TotalAmt
FieldValueIRS element (for citing)
Public Support CY5090.93080PublicSupportCY509Pct
Public Support PY5090.97470PublicSupportPY509Pct
Investment Income CY0.06920InvestmentIncomeCYPct
Investment Income PY0.02530InvestmentIncomePYPct
Thirty Thr Pct Suprt Tests CY509Yes (X)ThirtyThrPctSuprtTestsCY509Ind

Schedule B IRS990ScheduleB

Contributor Information ContributorInformationGrp

FieldValueIRS element (for citing)
ContributorRESTRICTEDContributorNum

Contributor Business Name ContributorBusinessName

FieldValueIRS element (for citing)
Business Name Line1RESTRICTEDBusinessNameLine1

Contributor US Address ContributorUSAddress

FieldValueIRS element (for citing)
Address Line1RESTRICTEDAddressLine1
Address Line2RESTRICTEDAddressLine2
CityRESTRICTEDCity
StateRESTRICTEDState
ZIP CodeRESTRICTEDZIPCode
FieldValueIRS element (for citing)
Total ContributionsRESTRICTEDTotalContributionsAmt

Schedule D IRS990ScheduleD

FieldValueIRS element (for citing)
Total Book Value Land Buildings$0TotalBookValueLandBuildingsAmt
Footnote TextYes (X)FootnoteTextInd

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART X, LINE 2:FormAndLineReferenceDesc
ExplanationMANAGEMENT BELIEVES THERE ARE NO UNCERTAIN TAX POSITIONS AS OF MARCH 31, 2025.ExplanationTxt

Schedule I IRS990ScheduleI

FieldValueIRS element (for citing)
Grant Records MaintainedYes (1)GrantRecordsMaintainedInd

Recipient Table RecipientTable (12 entries)

Address Line1USAddress/AddressLine1TxtCityUSAddress/CityNmState AbbreviationUSAddress/StateAbbreviationCdZIPUSAddress/ZIPCdRecipient EINRecipientEINIRC SectionIRCSectionDescCash GrantCashGrantAmtNon Cash AssistanceNonCashAssistanceAmtPurpose Of GrantPurposeOfGrantTxt
ACCION OPPORTUNITY FUND COMMUNITY DEVELOPMENT
111 WEST ST JOHN ST NO 800SAN JOSECA95113311719434501(C)(3)$195,701$0GENERAL SUPPORT
LIFT FUND
2007 WEST MARTIN STSAN ANTONIOTX78207742712770501(C)(3)$93,555$0GENERAL SUPPORT
DREAMSPRING
2000 ZEARING AVE NWALBUQUERQUENM87104850417347501(C)(3)$91,328$0GENERAL SUPPORT
ASCENDUS INC
80 MAIDEN LANE STE 903NEW YORK CITYNY10038113317234501(C)(3)$85,862$0GENERAL SUPPORT
ALLIES FOR COMMUNITY BUSINESS
135 N KEDZIE AVECHICAGOIL60612363966573501(C)(3)$83,881$0GENERAL SUPPORT
THE CENTER BY LENDISTRY
777 SOUTH ALAMEDA ST FL 2LOS ANGELESCA90021522135889501(C)(3)$48,062$0GENERAL SUPPORT
TMC COMMUNITY CAPITAL
1611 TELEHRAPH 504OAKLANDCA94612825204018501(C)(3)$17,325$0GENERAL SUPPORT
WORKING SOLUTIONS CDFI
930 MONTGOMERY ST 400SAN FRANCISCOCA94133911951777501(C)(3)$17,233$0GENERAL SUPPORT
LATINO ECONOMIC DEVELOPMENT CENTER
804 MARGARET STSAINT PAULMN55106510467167501(C)(3)$15,668$0GENERAL SUPPORT
COMMUNITY ENTERPRISES INC
PO BOX 1089THOMASTONGA30286586043415501(C)(3)$13,138$0GENERAL SUPPORT
UTAH MICROLOAN FUND
154 E FORD AVE ASALT LAKE CITYUT84115870495534501(C)(3)$9,866$0GENERAL SUPPORT
JUSTINE PETERSEN HOUSING AND REINVESTMENT CORPORATION
1023 N GRAND BLVDSAINT LOUISMO63106431769074501(C)(3)$5,302$0GENERAL SUPPORT
FieldValueIRS element (for citing)
Total501c3 Org12Total501c3OrgCnt
Total Other Org0TotalOtherOrgCnt

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferencePART I, LINE 2:FormAndLineReferenceDesc
ExplanationBEFORE ADDING NEW PARTNER CDFIS, SCALE LINK REVIEWS THE FINANCIAL STABILITY, LOAN APPROVAL PROCESS, COMPLIANCE, AND SERVICING OF EACH CDFI. IN ADDITION, SCALE LINK REVIEWS THE LAST 3 YEARS OF MISSION IMPACT PERFORMANCE TO ENSURE THAT THE LENDER SERVES A HIGH PROPORTION OF ENTREPRENEURS OF COLOR, WOMEN ENTREPRENEURS, LOW-TO-MODERATE INCOME BORROWERS, BUSINESSES WITH UNDER $1 MILLION GROSS ANNUAL REVENUE, AND BUSINESSES LOCATED IN LOW-TO-MODERATE INCOME CENSUS TRACTS. EACH CDFIS' PERFORMANCE IS COMPARED WITH LOCAL BENCHMARKS TO ENSURE THE CDFI HAS STRONG MISSION PERFORMANCE. A FINAL MEMO ON EACH CDFI IS THEN PRESENTED TO SCALE LINK BOARD OF TRUSTEES FOR FINAL APPROVAL OF THE PARTNERSHIP. AT THAT TIME, NEW CDFIS ARE ELIGIBLE TO WORK WITH SCALE LINK AND SUBSEQUENTLY RECEIVED UNRESTRICTED GRANT DONATIONS.ExplanationTxt

Schedule L IRS990ScheduleL

Grnt Asst Bnft Interested Prsn GrntAsstBnftInterestedPrsnGrp (3 entries)

Relationship With OrgRelationshipWithOrgTxtCash GrantCashGrantAmtType Of AssistanceTypeOfAssistanceTxtAssistance PurposeAssistancePurposeTxt
DREAMSPRING
FRANCISCO LOPEZ IS AN OFFICER OF DREAMSPRING$91,328GRANTPURCHASE OF LOANS
ASCENDUS INC
ANA HAMMOCK IS AN OFFICER OF ASCENDUS, INC$85,862GRANTPURCHASE OF LOANS
WORKING SOLUTIONS CDFI
SARA RAZAVI IS AN OFFICER OF WORKING SOLUTIONS CDFI$17,233GRANTPURCHASE OF LOANS

Bus Tr Involve Interested Prsn BusTrInvolveInterestedPrsnGrp (2 entries)

Relationship DescriptionRelationshipDescriptionTxtTransactionTransactionAmtTransactionTransactionDescSharing Of RevenuesSharingOfRevenuesInd
BYLINE BANK
ALBERTO PARACCHINI IS AN OFFICER OF BYLINE BANK$195,795SALE OF LOANS0
LOANWELL LLC
BERNARD WORTHY IS AN OFFICER OF LOANWELL, LLC$132,627PURCHASE OF SOFTWARE0

Supplemental Information Detail SupplementalInformationDetail

FieldValueIRS element (for citing)
Form And Line ReferenceSCHEDULE L, PART III, COLUMN (E):FormAndLineReferenceDesc
ExplanationTHE PURPOSE OF THE GRANT TO DREAMSPRING IS GENERAL SUPPORT OF A 501(C)(3) ORGANIZATION.THE PURPOSE OF THE GRANT TO ASCENDUS, INC IS GENERAL SUPPORT OF 501(C)(3) ORGANIZATION.THE PURPOSE OF THE GRANT TO WORKING SOLUTIONS CDFI IS GENERAL SUPPORT OF 501(C)(3) ORGANIZATION.ExplanationTxt

Schedule O IRS990ScheduleO

Supplemental Information Detail SupplementalInformationDetail (6 entries)

Form And Line ReferenceFormAndLineReferenceDescExplanationExplanationTxt
FORM 990, PART VI, SECTION A, LINE 3THE BOARD OF DIRECTORS OF GREAT RIVERS COMMUNITY TRUST HAS CONTRACTED WITH REVOLVE ASSET MANAGEMENT TO CARRY OUT VARIOUS MANAGEMENT DUTIES AT THE STRATEGIC DIRECTION OF THE BOARD.
FORM 990, PART VI, SECTION B, LINE 11BGREAT RIVERS COMMUNITY TRUST'S 990 IS FIRST REVIEWED BY THE CONTROLLER AND THE MANAGING DIRECTOR. ONCE THE MANAGING DIRECTOR APPROVES THE 990, IT IS THEN PRESENTED TO THE BOARD OF DIRECTORS FOR THEIR REVIEW AND APPROVAL. LASTLY, THEBOARD CHAIR REVIEWS THE 990. ONCE THE BOARD CHAIR APPROVES THE 990, IT IS SIGNED AND THE ORGANIZATION'S ACCOUNTANTS ARE NOTIFIED OF THE CONSENT TO FILE THE FORM.
FORM 990, PART VI, SECTION B, LINE 12CSENIOR MANAGEMENT REVIEWS THE APPLICATION OF THE CONFLICT OF INTEREST POLICY ON ANY REAL OR PERCEIVED ISSUES THAT OCCURRED DURING THE YEAR. THE APPROPRIATENESS OF THE POLICY IS DISCUSSED WITH ATTENTION TO THE REQUIREMENTS BY FUNDING SOURCES AND MODIFICATIONS MADE. IF NECESSARY, ALL MODIFICATIONS ARE PRESENTED FOR BOARD APPROVAL. THE BOARD OF DIRECTORS SIGNS A STATEMENT YEARLY THAT CONFIRMS THAT THEY HAVE READ AND ARE STILL FOLLOWING THE POLICY.
FORM 990, PART VI, SECTION C, LINE 19GREAT RIVERS COMMUNITY TRUST MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC BY PROVIDING COPIES TO THOSE WHO REQUEST THE AFOREMENTIONED DOCUMENTS
FORM 990, PART IX, LINE 11GLENDER SERVICING: PROGRAM SERVICE EXPENSES 362,198. MANAGEMENT AND GENERAL EXPENSES 0. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 362,198.
FORM 990, PART XI, LINE 9:PROVISION FOR LOAN LOSS RESERVE -1,005,177. RETURNED CONTRIBUTION -3,412.

Schedule R IRS990ScheduleR

Id Disregarded Entities IdDisregardedEntitiesGrp

Disregarded Entity Name DisregardedEntityName

FieldValueIRS element (for citing)
Business Name Line1CHARLOTTE SMALL BUSINESS GROWTH FUND LLCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line133 S CHESAPEAKE WAYAddressLine1Txt
CityZEBULONCityNm
State AbbreviationNCStateAbbreviationCd
ZIP27597ZIPCd
FieldValueIRS element (for citing)
EIN431925293EIN
Primary ActivitiesCOMMUNITY LENDINGPrimaryActivitiesTxt
Legal Domicile StateDELegalDomicileStateCd
Total Income$1,090,045TotalIncomeAmt
End Of Year Assets$18,537,517EndOfYearAssetsAmt

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1GREAT RIVERS COMMUNITY TRUSTBusinessNameLine1Txt

Id Related Org Txbl Partnership IdRelatedOrgTxblPartnershipGrp

Related Organization Name RelatedOrganizationName

FieldValueIRS element (for citing)
Business Name Line1EBA FUND 2021 LLCBusinessNameLine1Txt

US Address USAddress

FieldValueIRS element (for citing)
Address Line1223 S WEST STAddressLine1Txt
CityRALEIGHCityNm
State AbbreviationNCStateAbbreviationCd
ZIP27603ZIPCd
FieldValueIRS element (for citing)
EIN862048434EIN
Primary ActivitiesCOMMUNITY LENDINGPrimaryActivitiesTxt
Legal Domicile StateNCLegalDomicileStateCd

Direct Controlling Entity Name DirectControllingEntityName

FieldValueIRS element (for citing)
Business Name Line1EBA FUNDBusinessNameLine1Txt
FieldValueIRS element (for citing)
Predominant Income TypeRELATEDPredominantIncomeTypeTxt
Share Of Total Income$36,000ShareOfTotalIncomeAmt
Share Of EOY Assets$1,037,210ShareOfEOYAssetsAmt
Disproportionate Allocations0DisproportionateAllocationsInd
General Or Managing Partner0GeneralOrManagingPartnerInd
Ownership0.51000OwnershipPct
FieldValueIRS element (for citing)
Receipt Of Int Annts Rnts Rylts0ReceiptOfIntAnntsRntsRyltsInd
Gift Grnt Or Cap Contri To Oth Org0GiftGrntOrCapContriToOthOrgInd
Gift Grnt Cap Contri From Oth Org0GiftGrntCapContriFromOthOrgInd
Loans Or Guarantees To Other OrgYes (1)LoansOrGuaranteesToOtherOrgInd
Loans Or Guarantees From Oth Org0LoansOrGuaranteesFromOthOrgInd
Div Related Organization0DivRelatedOrganizationInd
Asset Sale To Other Org0AssetSaleToOtherOrgInd
Asset Purchase From Other Org0AssetPurchaseFromOtherOrgInd
Asset Exchange0AssetExchangeInd
Rental Of Facilities To Oth Org0RentalOfFacilitiesToOthOrgInd
Rental Of Fclts From Oth Org0RentalOfFcltsFromOthOrgInd
Perform Of Services For Oth Org0PerformOfServicesForOthOrgInd
Perform Of Services By Other Org0PerformOfServicesByOtherOrgInd
Sharing Of Facilities0SharingOfFacilitiesInd
Paid Employees Sharing0PaidEmployeesSharingInd
Reimbursement Paid To Other Org0ReimbursementPaidToOtherOrgInd
Reimbursement Paid By Other Org0ReimbursementPaidByOtherOrgInd
Transfer To Other Org0TransferToOtherOrgInd
Transfer From Other Org0TransferFromOtherOrgInd

Transactions Related Org TransactionsRelatedOrgGrp

Other Organization Name OtherOrganizationName

FieldValueIRS element (for citing)
Business Name Line1EBA FUND 2021 LLCBusinessNameLine1Txt
FieldValueIRS element (for citing)
Transaction TypeDTransactionTypeTxt
Involved$1,000,000InvolvedAmt