UNITED HERITAGE CREDIT UNION: Form 990, tax year 2011
View the entire original 990 at ProPublica ↗
- Organization
- UNITED HERITAGE CREDIT UNION (EIN 74-1288659)
- Tax period
- 2011-01-01 to 2011-12-31
- Filed
- 2012-11-14
- IRS object ID
- 201223199349302867
- Schema version
- 2011v1.2
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2012-11-14T11:14:38-06:00 | Timestamp |
| Tax Period End Date | 2011-12-31 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 743001153 | EIN |
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | PMB Helin Donovan LLP | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 5918 W Courtyard Dr Suite 500 | AddressLine1 |
| City | Austin | City |
| State | TX | State |
| ZIP Code | 78730 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2011-01-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 741288659 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | United Heritage Credit Union | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | UNIT | NameControl |
| Phone | 5124354276 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 12208 North Mopac Expressway | AddressLine1 |
| City | Austin | City |
| State | TX | State |
| ZIP Code | 78758 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | Buddy Schroeder | Name |
| Title | CEO | Title |
| Phone | 5124354545 | Phone |
| Date Signed | 2012-11-14 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | Will Wenmohs | Name |
| PTIN | P01430677 | PTIN |
| Phone | 5122589670 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2011 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Of Principal Officer Person | Buddy Schroeder | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 2009 South Capital of Texas Highway | AddressLine1 |
| Address Line2 | Ste 110 | AddressLine2 |
| City | Austin | City |
| State | TX | State |
| ZIP Code | 78746 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 37454073 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | www.uhcu.org | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1957 | YearFormation |
| State Legal Domicile | TX | StateLegalDomicile |
| Activity Or Mission Description | UHCU is a non-profit cooperative providing financial services to its members. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 7 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 7 | NbrIndependentVotingMembers |
| Total Nbr Employees | 305 | TotalNbrEmployees |
| Total Nbr Volunteers | 0 | TotalNbrVolunteers |
| Total Gross UBI | 310981 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | -27819 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 0 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 0 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 39642563 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 36071744 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 313602 | InvestmentIncomePriorYear |
| Investment Income Current Year | 590306 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 279682 | OtherRevenuePriorYear |
| Other Revenue Current Year | 792023 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 40235847 | TotalRevenuePriorYear |
| Total Revenue Current Year | 37454073 | TotalRevenueCurrentYear |
| Grants And Similar Amnts Prior Year | 0 | GrantsAndSimilarAmntsPriorYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members Prior Year | 0 | BenefitsPaidToMembersPriorYear |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 10074609 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 10663415 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp Prior Year | 0 | TotalProfFundrsngExpPriorYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 26134053 | OtherExpensePriorYear |
| Other Expenses Current Year | 22833906 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 36208662 | TotalExpensesPriorYear |
| Total Expenses Current Year | 33497321 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | 4027185 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 3956752 | RevenuesLessExpensesCY |
| Total Assets BOY | 652198924 | TotalAssetsBOY |
| Total Assets EOY | 685436859 | TotalAssetsEOY |
| Total Liabilities BOY | 602232525 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 631486596 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 49966399 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 53950263 | NetAssetsOrFundBalancesEOY |
| Mission Description | UHCU provides a variety of financial services to its members, and provides insurance and investment brokerage services to members through third party relationships. | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Revenue | 26248558 | Revenue |
| Description | Loans: Credit unions provide consumer loans of all types, including vehicle loans, unsecured loans, and credit cards. Some credit unions offer residential mortgages and small business loans. Credit unions may also offer related services such as credit life or disability insurance. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | 5264080 | Expense |
| Description | Share savings accounts: All credit unions offer share savings accounts which pay dividends monthly. Many credit unions offer special savings accounts for minors, or accounts for holiday savings. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Revenue | 9434524 | Revenue |
| Description | Checking accounts: Credit unions offer checking accounts with varying features, from free accounts to money market accounts. Many checking accounts have ATM access, debit card access, as well as on-line benefits such as bill paying. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Expense | 5264080 | TotalProgramServiceExpense |
| Described In501 C3 | 0 | DescribedIn501C3 |
| Schedule B Required | 0 | ScheduleBRequired |
| Political Activities | 0 | PoliticalActivities |
| Subject To Proxy Tax | 0 | SubjectToProxyTax |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 0 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Report Land Bldg Equip | 1 | ReportLandBldgEquip |
| Report Invest Oth Securities | 0 | ReportInvestOthSecurities |
| Report Prog Rel Invest | 0 | ReportProgRelInvest |
| Report Other Assets | 1 | ReportOtherAssets |
| Report Other Liabilities | 1 | ReportOtherLiabilities |
| Report Fin48 Footnote | 0 | ReportFin48Footnote |
| Independent Audit Financial Stmt | 1 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 0 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 0 | GrantsToOrganizations |
| Grants To Individuals | 0 | GrantsToIndividuals |
| Schedule J Required | 1 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Loan To Officer Or DQP | 0 | LoanToOfficerOrDQP |
| Grant To Related Person | 0 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 1 | DisregardedEntity |
| Related Entity | 0 | RelatedEntity |
| Related Org Controlled Entity | 0 | RelatedOrgControlledEntity |
| Transaction Related Entity | 0 | TransactionRelatedEntity |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 20881 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Compliance With Backup Witholding | 1 | ComplianceWithBackupWitholding |
| Number Of Employees | 305 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 1 | UnrelatedBusinessIncome |
| Form990-T Filed | 1 | Form990-TFiled |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributions |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOf |
| Indoor Tanning Services | 0 | IndoorTanningServices |
| Info In Schedule O Part VI | X | InfoInScheduleOPartVI |
| Nbr Voting Governing Body Members | 7 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 7 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 1 | MembersOrStockholders |
| Election Of Board Members | 1 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 0 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 1 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 1 | LocalChapters |
| Policies Reference Chapters | 1 | PoliciesReferenceChapters |
| Form990 Provided To Governing Body | 1 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 1 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | Buddy Schroeder | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 5124354208 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 12208 North Mopac Expressway | AddressLine1 |
| City | Austin | City |
| State | TX | State |
| ZIP Code | 78758 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (17 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | OfficerOfficer | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | Highest Compensated EmployeeHighestCompensatedEmployee |
|---|---|---|---|---|---|---|---|
| May Lofgreen | |||||||
| Chairman | 10.00 | X | X | 0 | 0 | 0 | |
| Dale Lyon | |||||||
| Vice Chairman | 4.00 | X | X | 0 | 0 | 0 | |
| James North | |||||||
| Secretary/Treasurer | 4.00 | X | X | 0 | 0 | 0 | |
| John Keller | |||||||
| Director | 3.00 | X | 0 | 0 | 0 | ||
| Harold Keyes | |||||||
| Director | 3.00 | X | 0 | 0 | 0 | ||
| Ralph Wilburn | |||||||
| Director | 3.00 | X | 0 | 0 | 0 | ||
| Grady Elliot | |||||||
| Director | 3.00 | X | 0 | 0 | 0 | ||
| Wilford Schroeder | |||||||
| President/CEO | 55.00 | X | 555360 | 0 | 0 | ||
| Michael VerSchurr | |||||||
| Ex Vice President/CFO | 55.00 | X | 259889 | 0 | 0 | ||
| Blake Richardson | |||||||
| Sr. Vice President/CLO | 50.00 | X | 220144 | 0 | 0 | ||
| Sebrina Crawford | |||||||
| Sr. Vice President/COO | 50.00 | X | 207036 | 0 | 0 | ||
| Karen Wilkerson | |||||||
| Vice President/CPO | 40.00 | X | 135356 | 0 | 0 | ||
| Patsy Hatfield | |||||||
| Vice President/CHRO | 40.00 | X | 134447 | 0 | 0 | ||
| Eric Costa | |||||||
| Employee | 40.00 | 141002 | 0 | 0 | X | ||
| Kristie Simo | |||||||
| Employee | 40.00 | 126362 | 0 | 0 | X | ||
| Julie M Albers | |||||||
| Employee | 40.00 | 119786 | 0 | 0 | X | ||
| Stuart M Gehrke | |||||||
| Employee | 40.00 | 118978 | 0 | 0 | X | ||
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 2018360 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 0 | TotalOtherCompensation |
| Number Individuals GT100 K | 10 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 1 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
| Number Of Contractors GT100 K | 0 | NumberOfContractorsGT100K |
Program Service Revenue ProgramServiceRevenue (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome |
|---|---|---|---|
| Loan Interest | 522100 | 26248558 | 26248558 |
| Automatic Teller Fee | 522100 | 5210787 | 5210787 |
| Fees on Deposits | 522100 | 2606141 | 2606141 |
Total Oth Program Service Revenue TotalOthProgramServiceRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 2006258 | TotalRevenueColumn |
| Related Or Exempt Function Income | 1695277 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 310981 | UnrelatedBusinessRevenue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 36071744 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 590306 | TotalRevenueColumn |
| Related Or Exempt Function Income | 590306 | RelatedOrExemptFunctionIncome |
Other Revenue Misc OtherRevenueMisc
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | Change in benefit Obli | Description |
| Business Code | 522100 | BusinessCode |
| Total Revenue Column | 792023 | TotalRevenueColumn |
| Related Or Exempt Function Income | 792023 | RelatedOrExemptFunctionIncome |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Revenue | 792023 | TotalOtherRevenue |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 37454073 | TotalRevenueColumn |
| Related Or Exempt Function Income | 37143092 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 310981 | UnrelatedBusinessRevenue |
| Exclusion | $0 | ExclusionAmount |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1512232 | Total |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 6933184 | Total |
Pension Plan Contributions PensionPlanContributions
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 610602 | Total |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 924933 | Total |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 682464 | Total |
Advertising Advertising
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1655042 | Total |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 258248 | Total |
Information Technology InformationTechnology
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 373984 | Total |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1722904 | Total |
Interest Interest
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 6060988 | Total |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1926384 | Total |
Other Expenses OtherExpenses (4 entries)
| DescriptionDescription | TotalTotal |
|---|---|
| Other | 3546758 |
| Provision for Loan Loss | 2806842 |
| Automatic teller proces | 1715747 |
| Share insurance expense | 1384121 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1382888 | Total |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 33497321 | Total |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 9286869 | BOY |
| EOY | 116083439 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 87275065 | BOY |
| EOY | 22218886 | EOY |
Other Notes Loans Receivable Net OtherNotesLoansReceivableNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 480215807 | BOY |
| EOY | 454970502 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1422441 | BOY |
| EOY | 1371627 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 50562871 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 13662354 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 34712358 | BOY |
| EOY | 36900517 | EOY |
Investments Pub Traded Securities InvestmentsPubTradedSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1984800 | BOY |
| EOY | 2993300 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 7260969 | BOY |
| EOY | 7526557 | EOY |
Investments Program Related InvestmentsProgramRelated
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 2723967 | BOY |
| EOY | 2458260 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 27316648 | BOY |
| EOY | 40913771 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 652198924 | BOY |
| EOY | 685436859 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4886066 | BOY |
| EOY | 4866747 | EOY |
Mort Notes Pybl Secured Invest Prop MortNotesPyblSecuredInvestProp
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 29000000 | BOY |
| EOY | 20000000 | EOY |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 568346459 | BOY |
| EOY | 606619849 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 602232525 | BOY |
| EOY | 631486596 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Do Not Follow SFAS117 | X | DoNotFollowSFAS117 |
Cap Stck Trst Prin Current Funds CapStckTrstPrinCurrentFunds
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 11471964 | BOY |
| EOY | 11471964 | EOY |
Paid In Cap Srpls Land Bldg Eqp Fund PaidInCapSrplsLandBldgEqpFund
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 0 | BOY |
| EOY | 0 | EOY |
Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 38494435 | BOY |
| EOY | 42478299 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 49966399 | BOY |
| EOY | 53950263 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 652198924 | BOY |
| EOY | 685436859 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Info In Schedule O Part XI | X | InfoInScheduleOPartXI |
| Reconcilation Revenue Expenses | 3956752 | ReconcilationRevenueExpenses |
| Reconcilation Other Changes | 27112 | ReconcilationOtherChanges |
| Info In Schedule O Part XII | X | InfoInScheduleOPartXII |
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
| Audit Committee | 1 | AuditCommittee |
| Financial Statement Consolidated | X | FinancialStatementConsolidated |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule D IRS990ScheduleD
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 11931540 | OtherCostOrOtherBasis |
| Book Value | 11931540 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 24566248 | OtherCostOrOtherBasis |
| Depreciation | 3790384 | Depreciation |
| Book Value | 20775864 | BookValue |
Leasehold Improvements LeaseholdImprovements
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 2453320 | OtherCostOrOtherBasis |
| Depreciation | 779006 | Depreciation |
| Book Value | 1674314 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 11273363 | OtherCostOrOtherBasis |
| Depreciation | 9092964 | Depreciation |
| Book Value | 2180399 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 338400 | OtherCostOrOtherBasis |
| Book Value | 338400 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 36900517 | TotalOfBookValueLandBuildings |
Other Assets OtherAssets (4 entries)
| DescriptionDescription | Book ValueBookValue |
|---|---|
| Available for Sale Securities | 15808165 |
| Held to Maturity Securities | 12208526 |
| Overfunded Pension Benefit Cost | 9147080 |
| Other Real Estate Owned | 3750000 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | 40913771 | TotalBookValueOtherAssets |
Other Liabilities OtherLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | Members' share and savings accounts | Description |
| Amount | $606,619,849 | Amount |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Amounts | 606619849 | TotalOfAmounts |
| Total Revenue | 37454073 | TotalRevenue |
| Total Expenses | 33497321 | TotalExpenses |
| Excess Or Deficit For Year | 3956752 | ExcessOrDeficitForYear |
| Net Unrealized GL On Investments | 27112 | NetUnrealizedGLOnInvestments |
| Total Adjustments | 27112 | TotalAdjustments |
| Excess Or Deficit Per FS | 3983864 | ExcessOrDeficitPerFS |
| Tot Revenue Etc Audited Fincl Stmt | 37481185 | TotRevenueEtcAuditedFinclStmt |
| Net Unrealized Gains Investments | 27112 | NetUnrealizedGainsInvestments |
| Revenue Not Rptd F990 | 27112 | RevenueNotRptdF990 |
| Revenue Subtotal | 37454073 | RevenueSubtotal |
| Revenue Not Rptd On Fin Stmt | 0 | RevenueNotRptdOnFinStmt |
| Total Revenue Per Form990 | 37454073 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 33497321 | TotExpensesEtcAuditedFinclStmt |
| Expenses Not Rptd F990 | 0 | ExpensesNotRptdF990 |
| Expenses Subtotal | 33497321 | ExpensesSubtotal |
| Expenses Not Rptd On Fin Stmt | 0 | ExpensesNotRptdOnFinStmt |
| Total Expenses Per Form990 | 33497321 | TotalExpensesPerForm990 |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Compensation Committee | X | CompensationCommittee |
| Form990 Of Other Organizations | X | Form990OfOtherOrganizations |
| Compensation Survey | X | CompensationSurvey |
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | 0 | SeverancePayment |
| Supplemental Nonqual Retire Plan | 1 | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | 0 | EquityBasedCompArrangement |
Form990 Schedule J Part II Form990ScheduleJPartII (4 entries)
| Base Compensation Filing OrgBaseCompensationFilingOrg | Comp Based On Related OrgsCompBasedOnRelatedOrgs | Bonus Filing OrgBonusFilingOrg | Bonus Related OrgsBonusRelatedOrgs | Other Compensation Filing OrgOtherCompensationFilingOrg | Other Compensation Related OrgsOtherCompensationRelatedOrgs | Deferred Comp Filing OrgDeferredCompFilingOrg | Deferred Comp Related OrgsDeferredCompRelatedOrgs | Nontaxable Benefits Filing OrgNontaxableBenefitsFilingOrg | Nontaxable Benefits Related OrgsNontaxableBenefitsRelatedOrgs | Total Compensation Filing OrgTotalCompensationFilingOrg | Total Compensation Related OrgsTotalCompensationRelatedOrgs | Comp Report Prior990 Filing OrgCompReportPrior990FilingOrg | Comp Report Prior990 Related OrgsCompReportPrior990RelatedOrgs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Wilford Schroeder | |||||||||||||
| 432499 | 0 | 112849 | 0 | 10012 | 0 | 0 | 0 | 0 | 0 | 555360 | 0 | 0 | 0 |
| Michael VerSchurr | |||||||||||||
| 208867 | 0 | 48002 | 0 | 3020 | 0 | 0 | 0 | 0 | 0 | 259889 | 0 | 0 | 0 |
| Blake Richardson | |||||||||||||
| 185887 | 0 | 34257 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 220144 | 0 | 0 | 0 |
| Sebrina Crawford | |||||||||||||
| 167446 | 0 | 39590 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 207036 | 0 | 0 | 0 |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (8 entries)
| Return ReferenceReturnReference | ExplanationExplanation | IdentifierIdentifier |
|---|---|---|
| Form 990, Part VI, Section A, line 6 | The Credit Union has members. | |
| Form 990, Part VI, Section A, line 7a | The Credit Union members vote. | |
| Form 990, Part VI, Section B, line 11 | The Chief Executive Officer reviews and approves the Form 990 for filing. | |
| Form 990, Part VI, Section B, line 12c | Internal controls. | |
| Form 990, Part VI, Section B, line 15 | Supervisory Committee. | |
| Form 990, Part VI, Section C, line 19 | By request | |
| Form 990, Part XI, line 5: | Net unrealized gains on investments: 27,112. | Changes in Net Assets or Fund Balances: |
| Form 990, Part XII, line 2c: | The organization has not changed its oversight or selection process during the tax year. |
Schedule R IRS990ScheduleR
Form990 Schedule R Part I Form990ScheduleRPartI (3 entries)
| Address Line1AddressUS/AddressLine1 | CityAddressUS/City | StateAddressUS/State | ZIP CodeAddressUS/ZIPCode | EINEIN | Primary ActivitiesPrimaryActivities | Legal Domicile StateLegalDomicileState | Total IncomeTotalIncome | EOY AssetsEOYAssets | Business Name Line1DirectControllingEntityName/BusinessNameLine1 |
|---|---|---|---|---|---|---|---|---|---|
| Texas Commercial Funding Group LLC | |||||||||
| 12208 North Mopac | Austin | TX | 78758 | 208854504 | Lending | TX | 1251331 | 3785088 | United Heritage Credit Union |
| UHCU Financial Services LLC | |||||||||
| 12208 North Mopac | Austin | TX | 78758 | 722707828 | Financial Services | TX | 340679 | 738916 | United Heritage Credit Union |
| UHCU Remarking LLC | |||||||||
| 12208 North Mopac | Austin | TX | 78758 | 205189168 | Auto Sales | TX | 227342 | 303431 | United Heritage Credit Union |