METRO MEDICAL CREDIT UNION: Form 990, tax year 2011

View the entire original 990 at ProPublica ↗

Organization: METRO MEDICAL CREDIT UNION (EIN 75-1249646)
Tax period: 2011-01-01 to 2011-12-31
Filed: 2012-08-09
IRS object ID: 201232229349300973
Schema version: 2011v1.2
Source: Download XML · Original 990 at ProPublica

Every field in the e-filed return. Faint text is the IRS element name, for citing.

Return header
Form 990
Schedule D
Schedule J
Schedule O

Return header ReturnHeader

Field	Value	IRS element (for citing)
Timestamp	2012-08-09T16:52:21-00:00	Timestamp
Tax Period End Date	2011-12-31	TaxPeriodEndDate

Preparer Firm PreparerFirm

Preparer Firm Business Name PreparerFirmBusinessName

Field	Value	IRS element (for citing)
Business Name Line1	ORTH CHAKLER MURNANE AND CO CPAs	BusinessNameLine1

Preparer Firm US Address PreparerFirmUSAddress

Field	Value	IRS element (for citing)
Address Line1	12060 SW 129 COURT SUITE 201	AddressLine1
City	MIAMI	City
State	FL	State
ZIP Code	33186	ZIPCode

Field	Value	IRS element (for citing)
Return Type	990	ReturnType
Tax Period Begin Date	2011-01-01	TaxPeriodBeginDate

Filer Filer

Field	Value	IRS element (for citing)
EIN	751249646	EIN

Name Name

Field	Value	IRS element (for citing)
Business Name Line1	METRO MEDICAL CREDIT UNION	BusinessNameLine1

Field	Value	IRS element (for citing)
Name Control	METR	NameControl
Phone	2146300611	Phone

US Address USAddress

Field	Value	IRS element (for citing)
Address Line1	8828 STEMMONS Room No 113	AddressLine1
City	DALLAS	City
State	TX	State
ZIP Code	752473720	ZIPCode

Officer Officer

Field	Value	IRS element (for citing)
Name	MARY DOLORES JARBOE	Name
Title	PRESIDENT	Title
Date Signed	2012-08-09	DateSigned
Authorize Third Party	true	AuthorizeThirdParty

Preparer Preparer

Field	Value	IRS element (for citing)
Name	DOUGLAS ORTH	Name
Phone	3052328272	Phone
Date Prepared	2012-08-09	DatePrepared

Field	Value	IRS element (for citing)
Tax Year	2011	TaxYear
Build TS	2016-02-24 21:20:13Z	BuildTS

Form 990 IRS990

Field	Value	IRS element (for citing)
Name Of Principal Officer Person	MARY DOLORES JARBOE	NameOfPrincipalOfficerPerson

Address Principal Officer US AddressPrincipalOfficerUS

Field	Value	IRS element (for citing)
Address Line1	8828 STEMMONS	AddressLine1
City	DALLAS	City
State	TX	State
ZIP Code	752473720	ZIPCode

Field	Value	IRS element (for citing)
Gross Receipts	2637964	GrossReceipts
Group Return For Affiliates	false	GroupReturnForAffiliates
Organization501c	X	Organization501c
Web Site	www.mmcu.com	WebSite
Type Of Organization Other	X	TypeOfOrganizationOther
Type Of Org Other Description	CREDIT UNION	TypeOfOrgOtherDescription
Year Formation	1965	YearFormation
State Legal Domicile	TX	StateLegalDomicile
Activity Or Mission Description	METRO MEDICAL CREDIT UNION IS A FINANCIAL COOPERATIVE FORMED TO PROVIDE FINANCIAL SERVICES FOR INDIVIDUALS OF MODEST MEANS.	ActivityOrMissionDescription
Nbr Voting Members Governing Body	9	NbrVotingMembersGoverningBody
Nbr Independent Voting Members	9	NbrIndependentVotingMembers
Total Nbr Employees	18	TotalNbrEmployees
Total Nbr Volunteers	9	TotalNbrVolunteers
Total Gross UBI	46489	TotalGrossUBI
Net Unrelated Business Txbl Income	-10783	NetUnrelatedBusinessTxblIncome
Contributions Grants Current Year	0	ContributionsGrantsCurrentYear
Program Service Revenue Prior Year	1845791	ProgramServiceRevenuePriorYear
Program Service Revenue CY	1816924	ProgramServiceRevenueCY
Investment Income Prior Year	1046376	InvestmentIncomePriorYear
Investment Income Current Year	821040	InvestmentIncomeCurrentYear
Other Revenue Current Year	0	OtherRevenueCurrentYear
Total Revenue Prior Year	2892167	TotalRevenuePriorYear
Total Revenue Current Year	2637964	TotalRevenueCurrentYear
Grants And Similar Amnts CY	0	GrantsAndSimilarAmntsCY
Benefits Paid To Members CY	0	BenefitsPaidToMembersCY
Salaries Etc Prior Year	914414	SalariesEtcPriorYear
Salaries Etc Current Year	967917	SalariesEtcCurrentYear
Total Prof Fundrsng Exp CY	0	TotalProfFundrsngExpCY
Total Fundrsng Exp Current Year	0	TotalFundrsngExpCurrentYear
Other Expense Prior Year	1837054	OtherExpensePriorYear
Other Expenses Current Year	1413843	OtherExpensesCurrentYear
Total Expenses Prior Year	2751468	TotalExpensesPriorYear
Total Expenses Current Year	2381760	TotalExpensesCurrentYear
Revenues Less Expenses Prior Year	140699	RevenuesLessExpensesPriorYear
Revenues Less Expenses CY	256204	RevenuesLessExpensesCY
Total Assets BOY	53306882	TotalAssetsBOY
Total Assets EOY	59047238	TotalAssetsEOY
Total Liabilities BOY	46438178	TotalLiabilitiesBOY
Total Liabilities EOY	51922330	TotalLiabilitiesEOY
Net Assets Or Fund Balances BOY	6868704	NetAssetsOrFundBalancesBOY
Net Assets Or Fund Balances EOY	7124908	NetAssetsOrFundBalancesEOY
Mission Description	COOPERATIVE PROVIDER OF CREDIT UNION FINANCIAL SERVICES.	MissionDescription
Significant New Program Services	false	SignificantNewProgramServices
Significant Change	false	SignificantChange
Description	SHARE ACCOUNTS METRO MEDICAL CREDIT UNIONS SHARE ACCOUNTS OFFER ADVANTAGES TO MEMBERS OF ALL AGES. THE CREDIT UNION HAD 7,414 MEMBERS AND 11,745 MEMBER ACCOUNTS AS OF DECEMBER 31, 2011. MEMBER SHARE ACCOUNTS PAY DIVIDENDS QUARTERLY AND OFFER ACCESS THROUGH BRANCH NETWORK, HOME BANKING VIA THE INTERNET OR TELEPHONE, AND ATMs. CHRISTMAS CLUB SAVINGS ACCOUNTS ENCOURAGE THE DEVELOPMENT OF CONSISTENT SAVINGS HABITS FOR END OF YEAR EXPENSES.	Description
Described In501 C3	false	DescribedIn501C3
Schedule B Required	false	ScheduleBRequired
Political Activities	false	PoliticalActivities
Donor Advised Funds	false	DonorAdvisedFunds
Conservation Easements	false	ConservationEasements
Collections Of Art	false	CollectionsOfArt
Credit Counseling	false	CreditCounseling
Term Or Permanent Endowments	false	TermOrPermanentEndowments
Report Land Bldg Equip	true	ReportLandBldgEquip
Report Invest Oth Securities	true	ReportInvestOthSecurities
Report Prog Rel Invest	false	ReportProgRelInvest
Report Other Assets	false	ReportOtherAssets
Report Other Liabilities	true	ReportOtherLiabilities
Report Fin48 Footnote	false	ReportFin48Footnote
Independent Audit Financial Stmt	true	IndependentAuditFinancialStmt
Consolidated Audit Financial Stmt	false	ConsolidatedAuditFinancialStmt
School	false	School
Foreign Office	false	ForeignOffice
Foreign Activities	false	ForeignActivities
More Than5000 K To Organizations	false	MoreThan5000KToOrganizations
More Than5000 K To Individuals	false	MoreThan5000KToIndividuals
Professional Fundraising	false	ProfessionalFundraising
Fundraising Activities	false	FundraisingActivities
Gaming	false	Gaming
Hospital	false	Hospital
Grants To Organizations	false	GrantsToOrganizations
Grants To Individuals	false	GrantsToIndividuals
Schedule J Required	true	ScheduleJRequired
Tax Exempt Bonds	false	TaxExemptBonds
Loan To Officer Or DQP	false	LoanToOfficerOrDQP
Grant To Related Person	false	GrantToRelatedPerson
Bsnss Rltnshp With Organization	false	BsnssRltnshpWithOrganization
Bsnss Rltnshp Thru Family Member	false	BsnssRltnshpThruFamilyMember
Officer Entity With Bsnss Rltnshp	false	OfficerEntityWithBsnssRltnshp
Deductible Non Cash Contributions	false	DeductibleNonCashContributions
Deductible Contributions Of Art	false	DeductibleContributionsOfArt
Terminated	false	Terminated
Partial Liquidation	false	PartialLiquidation
Disregarded Entity	false	DisregardedEntity
Related Entity	false	RelatedEntity
Related Org Controlled Entity	false	RelatedOrgControlledEntity
Transaction Related Entity	false	TransactionRelatedEntity
Activities Conducted Partnership	false	ActivitiesConductedPartnership
Schedule O Required	true	ScheduleORequired
Number Forms Transmitted With1096	2234	NumberFormsTransmittedWith1096
Number W2 G Included	0	NumberW2GIncluded
Compliance With Backup Witholding	true	ComplianceWithBackupWitholding
Number Of Employees	18	NumberOfEmployees
Employment Tax Returns Filed	true	EmploymentTaxReturnsFiled
Unrelated Business Income	true	UnrelatedBusinessIncome
Form990-T Filed	true	Form990-TFiled
Foreign Financial Account	false	ForeignFinancialAccount
Prohibited Tax Shelter Trans	false	ProhibitedTaxShelterTrans
Taxable Party Notification	false	TaxablePartyNotification
Non Deductible Contributions	false	NonDeductibleContributions
Indoor Tanning Services	false	IndoorTanningServices
Info In Schedule O Part VI	X	InfoInScheduleOPartVI
Nbr Voting Governing Body Members	9	NbrVotingGoverningBodyMembers
Number Independent Voting Members	9	NumberIndependentVotingMembers
Family Or Business Relationship	false	FamilyOrBusinessRelationship
Delegation Of Management Duties	false	DelegationOfManagementDuties
Changes To Organizing Docs	false	ChangesToOrganizingDocs
Material Diversion Or Misuse	false	MaterialDiversionOrMisuse
Members Or Stockholders	true	MembersOrStockholders
Election Of Board Members	true	ElectionOfBoardMembers
Decisions Subject To Approval	false	DecisionsSubjectToApproval
Minutes Of Governing Body	true	MinutesOfGoverningBody
Minutes Of Committees	true	MinutesOfCommittees
Officer Mailing Address	false	OfficerMailingAddress
Local Chapters	false	LocalChapters
Form990 Provided To Governing Body	true	Form990ProvidedToGoverningBody
Conflict Of Interest Policy	true	ConflictOfInterestPolicy
Annual Disclosure Covered Persons	true	AnnualDisclosureCoveredPersons
Regular Monitoring Enforcement	false	RegularMonitoringEnforcement
Whistleblower Policy	true	WhistleblowerPolicy
Document Retention Policy	true	DocumentRetentionPolicy
Compensation Process CEO	true	CompensationProcessCEO
Compensation Process Other	true	CompensationProcessOther
Investment In Joint Venture	false	InvestmentInJointVenture
Upon Request	X	UponRequest

The Books Are In Care Of TheBooksAreInCareOf

Field	Value	IRS element (for citing)
Name Person	DOLORES JARBOE	NamePerson
Telephone Number	2146300611	TelephoneNumber

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	8828 STEMMONS 113	AddressLine1
City	DALLAS	City
State	TX	State
ZIP Code	752473720	ZIPCode

Form990 Part VII Section A Form990PartVIISectionA (11 entries)

TitleTitle	Average Hours Per WeekAverageHoursPerWeek	Individual Trustee Or DirectorIndividualTrusteeOrDirector	Reportable Comp From OrganizationReportableCompFromOrganization	Reportable Comp From Related OrgsReportableCompFromRelatedOrgs	Other CompensationOtherCompensation	OfficerOfficer
JOE G MAYER
CHAIR/BOD	001.00	X	0	0	0
STEVEN J ROTH
V. CHAIR/BOD	001.00	X	0	0	0
RICHARD R RHINE
DIRECTOR/BOD	001.00	X	0	0	0
RHONDA K ARRINGTON
DIRECTOR/BOD	001.00	X	0	0	0
SHEILA M COOK-DOLCIAME
DIRECTOR/BOD	001.00	X	0	0	0
GARY ELMORE
DIRECTOR/BOD	001.00	X	0	0	0
AMBER S NICHOLSON
DIRECTOR/BOD	001.00	X	0	0	0
DAVID B KNOWLES SR
DIRECTOR/BOD	001.00	X	0	0	0
SHIRLEY LOPEZ
SECR/TREAS/BOD	001.00	X	0	0	0
MARY DOLORES JARBOE
PRESIDENT	045.00		139900	0	16060	X
MICHAEL CRAIG WHITE
VICE PRESIDENT	045.00		86654	0	11727	X

Field	Value	IRS element (for citing)
Total Reportable Comp From Org	226554	TotalReportableCompFromOrg
Total Other Compensation	27787	TotalOtherCompensation
Number Individuals GT100 K	1	NumberIndividualsGT100K
Formers Listed	false	FormersListed
Total Comp GT150 K	true	TotalCompGT150K
Compensation From Other Sources	false	CompensationFromOtherSources

Contractor Compensation ContractorCompensation

Name Of Contractor NameOfContractor

Field	Value	IRS element (for citing)
Name Person	FISERV	NamePerson

Address Of Contractor AddressOfContractor

Address US AddressUS

Field	Value	IRS element (for citing)
Address Line1	2601 NETWORK BLVD SUITE 600	AddressLine1
City	FRISCO	City
State	TX	State
ZIP Code	75034	ZIPCode

Field	Value	IRS element (for citing)
Description Of Services	DATA PROCESSING	DescriptionOfServices
Compensation	336012	Compensation

Field	Value	IRS element (for citing)
Number Of Contractors GT100 K	1	NumberOfContractorsGT100K

Program Service Revenue ProgramServiceRevenue (4 entries)

DescriptionDescription	Business CodeBusinessCode	Total Revenue ColumnTotalRevenueColumn	Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome	Unrelated Business RevenueUnrelatedBusinessRevenue
FEES AND CHARGES	522100	1042500	1042500
INTEREST ON LOANS	522100	727935	727935
FOREIGN ATM FEES	561000	38739		38739
VEHICLE WARRANTIES	524298	7750		7750

Field	Value	IRS element (for citing)
Total Program Service Revenue	1816924	TotalProgramServiceRevenue

Investment Income InvestmentIncome

Field	Value	IRS element (for citing)
Total Revenue Column	821040	TotalRevenueColumn
Related Or Exempt Function Income	821040	RelatedOrExemptFunctionIncome

Total Revenue TotalRevenue

Field	Value	IRS element (for citing)
Total Revenue Column	2637964	TotalRevenueColumn
Related Or Exempt Function Income	2591475	RelatedOrExemptFunctionIncome
Unrelated Business Revenue	46489	UnrelatedBusinessRevenue

Grants To Domestic Orgs GrantsToDomesticOrgs

Field	Value	IRS element (for citing)
Total	0	Total

Grants To Domestic Individuals GrantsToDomesticIndividuals

Field	Value	IRS element (for citing)
Total	0	Total

Foreign Grants ForeignGrants

Field	Value	IRS element (for citing)
Total	0	Total

Benefits To Members BenefitsToMembers

Field	Value	IRS element (for citing)
Total	0	Total

Comp Current Officers Directors CompCurrentOfficersDirectors

Field	Value	IRS element (for citing)
Total	226554	Total
Program Services	226554	ProgramServices

Comp Disqual Persons CompDisqualPersons

Field	Value	IRS element (for citing)
Total	0	Total

Other Salaries And Wages OtherSalariesAndWages

Field	Value	IRS element (for citing)
Total	522929	Total
Program Services	522929	ProgramServices

Pension Plan Contributions PensionPlanContributions

Field	Value	IRS element (for citing)
Total	37371	Total
Program Services	37371	ProgramServices

Other Employee Benefits OtherEmployeeBenefits

Field	Value	IRS element (for citing)
Total	125634	Total
Program Services	125634	ProgramServices

Payroll Taxes PayrollTaxes

Field	Value	IRS element (for citing)
Total	55429	Total
Program Services	55429	ProgramServices

Fees For Services Management FeesForServicesManagement

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Legal FeesForServicesLegal

Field	Value	IRS element (for citing)
Total	875	Total
Program Services	875	ProgramServices

Fees For Services Accounting FeesForServicesAccounting

Field	Value	IRS element (for citing)
Total	349771	Total
Program Services	349771	ProgramServices

Fees For Services Lobbying FeesForServicesLobbying

Field	Value	IRS element (for citing)
Total	0	Total

Field	Value	IRS element (for citing)
Fees For Services Prof Fundraising		FeesForServicesProfFundraising

Fees For Services Invst Mgmnt Fees FeesForServicesInvstMgmntFees

Field	Value	IRS element (for citing)
Total	0	Total

Fees For Services Other FeesForServicesOther

Field	Value	IRS element (for citing)
Total	0	Total

Advertising Advertising

Field	Value	IRS element (for citing)
Total	48093	Total
Program Services	48093	ProgramServices

Office Expenses OfficeExpenses

Field	Value	IRS element (for citing)
Total	202309	Total
Program Services	202309	ProgramServices

Information Technology InformationTechnology

Field	Value	IRS element (for citing)
Total	0	Total

Royalties Royalties

Field	Value	IRS element (for citing)
Total	0	Total

Occupancy Occupancy

Field	Value	IRS element (for citing)
Total	131328	Total
Program Services	131328	ProgramServices

Travel Travel

Field	Value	IRS element (for citing)
Total	0	Total

Travel Entrtnmnt Public Officials TravelEntrtnmntPublicOfficials

Field	Value	IRS element (for citing)
Total	0	Total

Conferences Meetings ConferencesMeetings

Field	Value	IRS element (for citing)
Total	0	Total

Interest Interest

Field	Value	IRS element (for citing)
Total	421861	Total
Program Services	421861	ProgramServices

Payments To Affiliates PaymentsToAffiliates

Field	Value	IRS element (for citing)
Total	0	Total

Depreciation Depletion DepreciationDepletion

Field	Value	IRS element (for citing)
Total	20455	Total
Program Services	20455	ProgramServices

Insurance Insurance

Field	Value	IRS element (for citing)
Total	28277	Total
Program Services	28277	ProgramServices

Other Expenses OtherExpenses (4 entries)

DescriptionDescription	TotalTotal	Program ServicesProgramServices
OPERATING FEES AND PROVISION FOR LOAN LOSSES	-18451	-18451
LOAN SERVICING	95613	95613
SOUTHWEST CORPORATE DEPLETION	119453	119453
NCUA PREMIUM ASSESSMENT	14259	14259

All Other Expenses AllOtherExpenses

Field	Value	IRS element (for citing)
Total	0	Total

Total Functional Expenses TotalFunctionalExpenses

Field	Value	IRS element (for citing)
Total	2381760	Total
Program Services	2381760	ProgramServices

Cash Non Interest Bearing CashNonInterestBearing

Field	Value	IRS element (for citing)
BOY	946751	BOY
EOY	902676	EOY

Savings And Temp Cash Investments SavingsAndTempCashInvestments

Field	Value	IRS element (for citing)
BOY	17106462	BOY
EOY	17263012	EOY

Accounts Receivable AccountsReceivable

Field	Value	IRS element (for citing)
BOY	2846	BOY
EOY	4128	EOY

Other Notes Loans Receivable Net OtherNotesLoansReceivableNet

Field	Value	IRS element (for citing)
BOY	11773774	BOY
EOY	11889040	EOY

Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges

Field	Value	IRS element (for citing)
BOY	42557	BOY
EOY	41578	EOY

Field	Value	IRS element (for citing)
Land Buildings Equipment Basis	420251	LandBuildingsEquipmentBasis
Land Bldg Equipment Accum Deprec	328346	LandBldgEquipmentAccumDeprec

Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet

Field	Value	IRS element (for citing)
BOY	53648	BOY
EOY	91905	EOY

Investments Pub Traded Securities InvestmentsPubTradedSecurities

Field	Value	IRS element (for citing)
BOY	650000	BOY
EOY	1650000	EOY

Investments Other Securities InvestmentsOtherSecurities

Field	Value	IRS element (for citing)
BOY	21797952	BOY
EOY	26458530	EOY

Other Assets Total OtherAssetsTotal

Field	Value	IRS element (for citing)
BOY	932892	BOY
EOY	746369	EOY

Total Assets TotalAssets

Field	Value	IRS element (for citing)
BOY	53306882	BOY
EOY	59047238	EOY

Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses

Field	Value	IRS element (for citing)
BOY	488691	BOY
EOY	417410	EOY

Other Liabilities OtherLiabilities

Field	Value	IRS element (for citing)
BOY	45949487	BOY
EOY	51504920	EOY

Total Liabilities TotalLiabilities

Field	Value	IRS element (for citing)
BOY	46438178	BOY
EOY	51922330	EOY

Field	Value	IRS element (for citing)
Do Not Follow SFAS117	X	DoNotFollowSFAS117

Retained Earnings Endowment Etc RetainedEarningsEndowmentEtc

Field	Value	IRS element (for citing)
BOY	6868704	BOY
EOY	7124908	EOY

Total Net Assets Fund Balances TotalNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	6868704	BOY
EOY	7124908	EOY

Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances

Field	Value	IRS element (for citing)
BOY	53306882	BOY
EOY	59047238	EOY

Field	Value	IRS element (for citing)
Reconcilation Revenue Expenses	256204	ReconcilationRevenueExpenses
Method Of Accounting Accrual	X	MethodOfAccountingAccrual
Accountant Compile Or Review	false	AccountantCompileOrReview
FS Audited	true	FSAudited
Audit Committee	true	AuditCommittee
Financial Statement Separate	X	FinancialStatementSeparate
Federal Grant Audit Required	false	FederalGrantAuditRequired

Schedule D IRS990ScheduleD

Field	Value	IRS element (for citing)
Included On FS	false	IncludedOnFS

Equipment Equipment

Field	Value	IRS element (for citing)
Other Cost Or Other Basis	420251	OtherCostOrOtherBasis
Depreciation	328346	Depreciation
Book Value	91905	BookValue

Field	Value	IRS element (for citing)
Total Of Book Value Land Buildings	91905	TotalOfBookValueLandBuildings

Other Securities OtherSecurities (2 entries)

DescriptionDescription	Book ValueBookValue	Method Of ValuationMethodOfValuation
CERTIFICATES OF DEPOSIT	26325263	C
PERPETUAL CONTRIBUTED CAPITAL	133267	C

Field	Value	IRS element (for citing)
Total Of Book Value Securities	26458530	TotalOfBookValueSecurities

Other Liabilities OtherLiabilities (9 entries)

DescriptionDescription	AmountAmount
MEMBER DEPOSITS-SHARES	$26,291,345
MEMBER DEPOSITS- SHARE DRAFTS	$10,230,572
MEMBER DEPOSITS- MONEY MARKET	$4,388,557
MEMBER DEPOSITS- IRA SHARES	$884,651
MEMBER DEPOSITS- IRA CDs	$2,101,565
MEMBER DEPOSITS- CHRISTMAS CLUB	$549,467
MEMBER DEPOSITS- LEGAL INSURANCE	$382
MEMBER DEPOSITS- CERTIFICATES	$7,002,167
COURTESY PAY OVERDRAFT	$56,214

Field	Value	IRS element (for citing)
Total Of Amounts	51504920	TotalOfAmounts
Total Revenue	2637964	TotalRevenue
Total Expenses	2381760	TotalExpenses
Excess Or Deficit For Year	256204	ExcessOrDeficitForYear
Excess Or Deficit Per FS	256204	ExcessOrDeficitPerFS
Tot Revenue Etc Audited Fincl Stmt	2637964	TotRevenueEtcAuditedFinclStmt
Revenue Subtotal	2637964	RevenueSubtotal
Total Revenue Per Form990	2637964	TotalRevenuePerForm990
Tot Expenses Etc Audited Fincl Stmt	2381760	TotExpensesEtcAuditedFinclStmt
Expenses Subtotal	2381760	ExpensesSubtotal
Total Expenses Per Form990	2381760	TotalExpensesPerForm990

Schedule J IRS990ScheduleJ

Field	Value	IRS element (for citing)
Compensation Survey	X	CompensationSurvey
Board Or Committee Approval	X	BoardOrCommitteeApproval
Severance Payment	false	SeverancePayment
Supplemental Nonqual Retire Plan	false	SupplementalNonqualRetirePlan
Equity Based Comp Arrangement	false	EquityBasedCompArrangement

Form990 Schedule J Part II Form990ScheduleJPartII

Field	Value	IRS element (for citing)
Name Person	MARY DOLORES JARBOE	NamePerson
Base Compensation Filing Org	128600	BaseCompensationFilingOrg
Bonus Filing Org	8300	BonusFilingOrg
Other Compensation Filing Org	3000	OtherCompensationFilingOrg
Deferred Comp Filing Org	8062	DeferredCompFilingOrg
Nontaxable Benefits Filing Org	7998	NontaxableBenefitsFilingOrg
Total Compensation Filing Org	155960	TotalCompensationFilingOrg

Schedule O IRS990ScheduleO

General Explanation GeneralExplanation (6 entries)

IdentifierIdentifier	Return ReferenceReturnReference	ExplanationExplanation
Form 990 Part VI	6	THE ORGANIZATION HAS MEMBERS.
Form 990 Part VI	7A	THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS.
Form 990 Part VI	11A	METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNIONS BOARD OF DIRCTORS TO REVIEW BEFORE FILING THE FORM.
Form 990 Part VI	15 A AND B	THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS.
Form 990 Part VI	19	METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNIONS WEBSITE AND ALSO IN-PERSON UPON REQUEST.
		Form 990 Part VI Section A Line 6 THE ORGANIZATION HAS MEMBERS. Form 990 Part VI Section A Line 7A THE CREDIT UNION MEMBERSHIP MAY PARTICIPATE IN THE ELECTION OF OFFICIALS. Form 990 Part VI Section B Line 11A METRO MEDICAL CREDIT UNION MANAGEMENT MAKES THE FORM AVAILABLE TO THE CREDIT UNIONS BOARD OF DIRCTORS TO REVIEW BEFORE FILING THE FORM. Form 990 Part VI Section B Line 15 A AND B THE BOARD OF DIRECTORS BUDGET COMMITTEE REVIEWS THE ANNUAL TEXAS CREDIT UNION LEAGUE SALARY SURVEY AND OTHER LEADING INDUSTRY SURVEYS AND DETERMINES THE COMPENSATION FOR THE CEO AND OTHER TOP MANAGEMENT OF THE CREDIT UNION. THE BUDGET COMMITTEE THEN REPORTS ITS RECOMMENDATIONS TO THE BOARD OF DIRECTORS. THE BOARD OF DIRECTORS VOTES ON THE RECOMMENDATIONS. Form 990 Part VI Section C Line 19 METRO MEDICAL CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC ON THE CREDIT UNIONS WEBSITE AND ALSO IN-PERSON UPON REQUEST.