CONSUMER EDUCATION SERVICES INC: Form 990, tax year 2009
View the entire original 990 at ProPublica ↗
- Organization
- CONSUMER EDUCATION SERVICES INC (EIN 56-2106758)
- Tax period
- 2009-07-01 to 2010-06-30
- Filed
- 2011-04-11
- IRS object ID
- 201111019349300001
- Schema version
- 2009v1.7
- Source
- Download XML · Original 990 at ProPublica
Every field in the e-filed return. Faint text is the IRS element name, for citing.
Return header ReturnHeader
| Field | Value | IRS element (for citing) |
|---|---|---|
| Timestamp | 2011-04-11T07:24:05-05:00 | Timestamp |
| Tax Period End Date | 2010-06-30 | TaxPeriodEndDate |
Preparer Firm PreparerFirm
Preparer Firm Business Name PreparerFirmBusinessName
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RIBIS JONES & MARESCA PA | BusinessNameLine1 |
Preparer Firm US Address PreparerFirmUSAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 10500 LITTLE PATUXENT PARKWAY SUITE | AddressLine1 |
| City | COLUMBIA | City |
| State | MD | State |
| ZIP Code | 21044 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Return Type | 990 | ReturnType |
| Tax Period Begin Date | 2009-07-01 | TaxPeriodBeginDate |
Filer Filer
| Field | Value | IRS element (for citing) |
|---|---|---|
| EIN | 562106758 | EIN |
Name Name
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | CONSUMER EDUCATION SERVICES INC | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name Control | CONS | NameControl |
| Phone | 9198615324 | Phone |
US Address USAddress
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3700 BARRETT DRIVE | AddressLine1 |
| City | RALEIGH | City |
| State | NC | State |
| ZIP Code | 27609 | ZIPCode |
Officer Officer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | DIANE CHEN | Name |
| Title | CHIEF EXECUTIVE OFFICER | Title |
| Phone | 9198615324 | Phone |
| Date Signed | 2011-04-06 | DateSigned |
| Authorize Third Party | 1 | AuthorizeThirdParty |
Preparer Preparer
| Field | Value | IRS element (for citing) |
|---|---|---|
| Name | DAVID JONES | Name |
| Phone | 4108840220 | Phone |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Tax Year | 2009 | TaxYear |
| Build TS | 2016-02-24 21:20:13Z | BuildTS |
Form 990 IRS990
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Change | X | AddressChange |
| Name Of Principal Officer Person | DIANE CHEN | NameOfPrincipalOfficerPerson |
Address Principal Officer US AddressPrincipalOfficerUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3700 barrett drive | AddressLine1 |
| City | RALEIGH | City |
| State | NC | State |
| ZIP Code | 27609 | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Gross Receipts | 37200126 | GrossReceipts |
| Group Return For Affiliates | 0 | GroupReturnForAffiliates |
| Organization501c | X | Organization501c |
| Web Site | www.mycesi.org | WebSite |
| Type Of Organization Corporation | X | TypeOfOrganizationCorporation |
| Year Formation | 1998 | YearFormation |
| State Legal Domicile | NC | StateLegalDomicile |
| Activity Or Mission Description | TO PROVIDE CREDIT COUNSELING SERVICES TO THE GENERAL PUBLIC. THESE SERVICES INCLUDE EDUCATIONAL ACTIVITIES, CREDIT COUNSELING, CLIENT DEBT MANAGEMENT PROGRAMS AND OTHER ACTIVITIES FOR THE BENEFIT OF THE GENERAL PUBLIC. | ActivityOrMissionDescription |
| Nbr Voting Members Governing Body | 5 | NbrVotingMembersGoverningBody |
| Nbr Independent Voting Members | 4 | NbrIndependentVotingMembers |
| Total Nbr Employees | 126 | TotalNbrEmployees |
| Total Nbr Volunteers | 0 | TotalNbrVolunteers |
| Total Gross UBI | 2369075 | TotalGrossUBI |
| Net Unrelated Business Txbl Income | 579551 | NetUnrelatedBusinessTxblIncome |
| Contributions Grants Prior Year | 5996798 | ContributionsGrantsPriorYear |
| Contributions Grants Current Year | 6162335 | ContributionsGrantsCurrentYear |
| Program Service Revenue Prior Year | 26247325 | ProgramServiceRevenuePriorYear |
| Program Service Revenue CY | 30984912 | ProgramServiceRevenueCY |
| Investment Income Prior Year | 169873 | InvestmentIncomePriorYear |
| Investment Income Current Year | 52652 | InvestmentIncomeCurrentYear |
| Other Revenue Prior Year | 2427 | OtherRevenuePriorYear |
| Other Revenue Current Year | 227 | OtherRevenueCurrentYear |
| Total Revenue Prior Year | 32416423 | TotalRevenuePriorYear |
| Total Revenue Current Year | 37200126 | TotalRevenueCurrentYear |
| Grants And Similar Amnts CY | 0 | GrantsAndSimilarAmntsCY |
| Benefits Paid To Members CY | 0 | BenefitsPaidToMembersCY |
| Salaries Etc Prior Year | 3494049 | SalariesEtcPriorYear |
| Salaries Etc Current Year | 4548966 | SalariesEtcCurrentYear |
| Total Prof Fundrsng Exp CY | 0 | TotalProfFundrsngExpCY |
| Total Fundrsng Exp Current Year | 0 | TotalFundrsngExpCurrentYear |
| Other Expense Prior Year | 29449000 | OtherExpensePriorYear |
| Other Expenses Current Year | 28827747 | OtherExpensesCurrentYear |
| Total Expenses Prior Year | 32943049 | TotalExpensesPriorYear |
| Total Expenses Current Year | 33376713 | TotalExpensesCurrentYear |
| Revenues Less Expenses Prior Year | -526626 | RevenuesLessExpensesPriorYear |
| Revenues Less Expenses CY | 3823413 | RevenuesLessExpensesCY |
| Total Assets BOY | 12164632 | TotalAssetsBOY |
| Total Assets EOY | 16676224 | TotalAssetsEOY |
| Total Liabilities BOY | 5706680 | TotalLiabilitiesBOY |
| Total Liabilities EOY | 6387544 | TotalLiabilitiesEOY |
| Net Assets Or Fund Balances BOY | 6457952 | NetAssetsOrFundBalancesBOY |
| Net Assets Or Fund Balances EOY | 10288680 | NetAssetsOrFundBalancesEOY |
| Mission Description | TO PROVIDE CREDIT COUNSELING SERVICES TO THE GENERAL PUBLIC. THESE SERVICES INCLUDE EDUCATIONAL PROGRAMS AND ACTIVITIES, CREDIT COUNSELING, CLIENT DEBT MANAGEMENT PROGRAMS AND HOUSING COUNSELING SERVICES FOR THE BENEFIT OF THE GENERAL PUBLIC. | MissionDescription |
| Significant New Program Services | 0 | SignificantNewProgramServices |
| Significant Change | 0 | SignificantChange |
| Expense | 13007170 | Expense |
| Revenue | 28586642 | Revenue |
| Description | CREDIT COUNSELING AND EDUCATION: THIS PROGRAM ASSISTS CLIENTS IN MANAGING THEIR PERSONAL FINANCES THROUGH THE PROVISION OF CREDIT COUNSELING, EDUCATION AND TRAINING, AND BUDGET PLANNING. CESI OFFERS ASSISTANCE OVER THE PHONE, ONLINE, AND IN PERSON. CERTIFIED CREDIT COUNSELORS DISCUSS VARIOUS OPTIONS WITH CLIENTS REGARDING FINANCIAL DECISIONS. THEY ASSESS INDIVIDUALS' PERSONAL FINANCIAL SITUATION AND ASSIST THEM IN DEVELOPING A BUDGET IN ORDER TO IMPROVE THEIR OVERALL CREDIT. DURING THE FISCAL YEAR ENDED JUNE 30, 2010, APPROXIMATELY 73,000 FINANCIALLY DISTRESSED INDIVIDUALS RECEIVED CREDIT COUNSELING AND FREE EDUCATIONAL RESOURCE MATERIALS.CESI ALSO OFFERS A WIDE VARIETY OF HOUSING COUNSELING SERVICES TO POTENTIAL HOMEBUYERS AND CURRENT HOMEOWNERS. THESE SERVICES INCLUDE EDUCATION THROUGH GROUP SESSIONS AND ONE-ON-ONE COUNSELING. THE AREAS OF FOCUS ARE PRE-PURCHASE EDUCATION AND COUNSELING, LOSS MITIGATION COUNSELING, FORECLOSURE PREVENTION COUNSELING, AND REVERSE MORTGAGE COUNSELING. | Description |
Activity2 Activity2
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | 775559 | Expense |
| Revenue | 29422 | Revenue |
| Description | COMMUNITY EDUCATION OUTREACH: CESI HAS SUPPORTED THE ADVANCEMENT OF FINANCIAL LITERACY EDUCATION WITHIN ITS LOCAL AND STATE COMMUNITIES THROUGH A STRONG COMMUNITY OUTREACH PROGRAM. THE FIRST PART OF THE OUTREACH EFFORT IS IN THE FORM OF GROUP EDUCATION PROGRAMS, USUALLY IN PARTNERSHIP WITH LOCAL COMMUNITY AGENCIES OR EDUCATIONAL INSTITUTIONS. THE SECOND PART OF THE CESI OUTREACH PROGRAM EFFORT IS IN THE FORM OF FREE INDIVIDUAL FINANCIAL COUNSELING AT THE CESI CENTER WITH AN ACCREDITED CESI COUNSELOR.CESI offers numerous financial educational resources, which are easily accessed by all consumers and not just CESI customers. These resources are designed to help consumers better manage their finances and to achieve the goal of becoming debt free.In addition, consumers are able to take advantage of CESI's free online courses. The Debt Guard Financial Literacy Program and Money Smart programs offer self-paced instructional sessions. Both programs assist consumers with the necessary skills to improve their financial management practices that include debt management, minimizing credit card spending, developing a budget. CESI also offers a variety of educational resources that include personal financial calculators, a monthly e-newsletter, an extensive online article library, educational blogs and on-line community message boards, and a variety of educational whitepapers including Consumer Credit Literacy written by Dr. B.R. Poulton PHD, as well as various e-learning resources such as video webcasts and e-books. | Description |
Activity3 Activity3
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | 16638038 | Expense |
| Description | CLIENT PAYMENT PROCESSING: THIS PROGRAM PROVIDES SERVICES TO ITS DEBT MANAGEMENT PARTICIPANTS WITH RESPECT TO PROCESSING PAYMENTS, WORKING WITH CREDITORS TO SECURE A REDUCTION IN INTEREST RATES, AND EDUCATING AND TRAINING CLIENTS TO BETTER MANAGE THEIR FINANCES. THE CLIENT PAYMENT PROCESSING IS OUTSOURCED TO A THIRD-PARTY SERVICE PROVIDER WITH CESI'S FINAL APPROVAL. | Description |
Activity Other ActivityOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Expense | 2010379 | Expense |
| Revenue | 2369075 | Revenue |
| Description | MEMBER BENEFITS SERVICES: THIS PROGRAM OFFERS VARIOUS SERVICES TO ITS CLIENTS PARTICIPATING IN THE DEBT MANAGEMENT PROGRAM. SUCH BENEFITS INCLUDE REBATES ON EVERYDAY PURCHASES, A DISCOUNT SAVERS CLUB BOOKLET, VISION CARE DISCOUNTS ON EYE EXAMS AND EYE SURGERIES, DISCOUNTS ON PRESCRIPTION MEDICINE, ONLINE COUPONS FOR RESTURANTS, HOTEL RESERVATIONS, TRAVEL, AND AN ARRAY OF OTHER DISCOUNT SERVICES. | Description |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Other Program Service Exp | 2010379 | TotalOfOtherProgramServiceExp |
| Total Of Other Program Service Rev | 2369075 | TotalOfOtherProgramServiceRev |
| Total Program Service Expense | 32431146 | TotalProgramServiceExpense |
| Described In501 C3 | 1 | DescribedIn501C3 |
| Schedule B Required | 1 | ScheduleBRequired |
| Political Activities | 0 | PoliticalActivities |
| Lobbying Activities | 0 | LobbyingActivities |
| Donor Advised Funds | 0 | DonorAdvisedFunds |
| Conservation Easements | 0 | ConservationEasements |
| Collections Of Art | 0 | CollectionsOfArt |
| Credit Counseling | 1 | CreditCounseling |
| Term Or Permanent Endowments | 0 | TermOrPermanentEndowments |
| Balance Sheet Amounts Reported | 1 | BalanceSheetAmountsReported |
| Independent Audit Financial Stmt | 1 | IndependentAuditFinancialStmt |
| Consolidated Audit Financial Stmt | 0 | ConsolidatedAuditFinancialStmt |
| School | 0 | School |
| Foreign Office | 0 | ForeignOffice |
| Foreign Activities | 0 | ForeignActivities |
| More Than5000 K To Organizations | 0 | MoreThan5000KToOrganizations |
| More Than5000 K To Individuals | 0 | MoreThan5000KToIndividuals |
| Professional Fundraising | 0 | ProfessionalFundraising |
| Fundraising Activities | 0 | FundraisingActivities |
| Gaming | 0 | Gaming |
| Hospital | 0 | Hospital |
| Grants To Organizations | 0 | GrantsToOrganizations |
| Grants To Individuals | 0 | GrantsToIndividuals |
| Schedule J Required | 1 | ScheduleJRequired |
| Tax Exempt Bonds | 0 | TaxExemptBonds |
| Excess Benefit Transaction | 0 | ExcessBenefitTransaction |
| Prior Excess Benefit Transaction | 0 | PriorExcessBenefitTransaction |
| Loan To Officer Or DQP | 0 | LoanToOfficerOrDQP |
| Grant To Related Person | 0 | GrantToRelatedPerson |
| Bsnss Rltnshp With Organization | 0 | BsnssRltnshpWithOrganization |
| Bsnss Rltnshp Thru Family Member | 0 | BsnssRltnshpThruFamilyMember |
| Officer Entity With Bsnss Rltnshp | 0 | OfficerEntityWithBsnssRltnshp |
| Deductible Non Cash Contributions | 0 | DeductibleNonCashContributions |
| Deductible Contributions Of Art | 0 | DeductibleContributionsOfArt |
| Terminated | 0 | Terminated |
| Partial Liquidation | 0 | PartialLiquidation |
| Disregarded Entity | 0 | DisregardedEntity |
| Related Entity | 0 | RelatedEntity |
| Related Org Controlled Entity | 0 | RelatedOrgControlledEntity |
| Transfers To Exempt Non Chrtbl Org | 0 | TransfersToExemptNonChrtblOrg |
| Activities Conducted Partnership | 0 | ActivitiesConductedPartnership |
| Schedule O Required | 1 | ScheduleORequired |
| Number Forms Transmitted With1096 | 7 | NumberFormsTransmittedWith1096 |
| Number W2 G Included | 0 | NumberW2GIncluded |
| Number Of Employees | 126 | NumberOfEmployees |
| Employment Tax Returns Filed | 1 | EmploymentTaxReturnsFiled |
| Unrelated Business Income | 1 | UnrelatedBusinessIncome |
| Form990-T Filed | 1 | Form990-TFiled |
| Foreign Financial Account | 0 | ForeignFinancialAccount |
| Prohibited Tax Shelter Trans | 0 | ProhibitedTaxShelterTrans |
| Taxable Party Notification | 0 | TaxablePartyNotification |
| Non Deductible Contributions | 0 | NonDeductibleContributions |
| Quid Pro Quo Contributions | 0 | QuidProQuoContributions |
| Form8282 Property Disposed Of | 0 | Form8282PropertyDisposedOf |
| Funds To Pay Premiums | 0 | FundsToPayPremiums |
| Premiums Paid | 0 | PremiumsPaid |
| Nbr Voting Governing Body Members | 5 | NbrVotingGoverningBodyMembers |
| Number Independent Voting Members | 4 | NumberIndependentVotingMembers |
| Family Or Business Relationship | 0 | FamilyOrBusinessRelationship |
| Delegation Of Management Duties | 0 | DelegationOfManagementDuties |
| Changes To Organizing Docs | 0 | ChangesToOrganizingDocs |
| Material Diversion Or Misuse | 0 | MaterialDiversionOrMisuse |
| Members Or Stockholders | 0 | MembersOrStockholders |
| Election Of Board Members | 0 | ElectionOfBoardMembers |
| Decisions Subject To Approval | 0 | DecisionsSubjectToApproval |
| Minutes Of Governing Body | 1 | MinutesOfGoverningBody |
| Minutes Of Committees | 0 | MinutesOfCommittees |
| Officer Mailing Address | 0 | OfficerMailingAddress |
| Local Chapters | 0 | LocalChapters |
| Form990 Provided To Governing Body | 0 | Form990ProvidedToGoverningBody |
| Conflict Of Interest Policy | 1 | ConflictOfInterestPolicy |
| Annual Disclosure Covered Persons | 1 | AnnualDisclosureCoveredPersons |
| Regular Monitoring Enforcement | 1 | RegularMonitoringEnforcement |
| Whistleblower Policy | 1 | WhistleblowerPolicy |
| Document Retention Policy | 1 | DocumentRetentionPolicy |
| Compensation Process CEO | 1 | CompensationProcessCEO |
| Compensation Process Other | 1 | CompensationProcessOther |
| Investment In Joint Venture | 0 | InvestmentInJointVenture |
| States Where Copy Of Return Is Filed | WV | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | NC | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | IL | StatesWhereCopyOfReturnIsFiled |
| States Where Copy Of Return Is Filed | OR | StatesWhereCopyOfReturnIsFiled |
| Upon Request | X | UponRequest |
The Books Are In Care Of TheBooksAreInCareOf
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | Diane CHEN | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Telephone Number | 9198615324 | TelephoneNumber |
Address US AddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | 3700 BARRETT DRIVE | AddressLine1 |
| City | RALEIGH | City |
| State | NC | State |
| ZIP Code | 27609 | ZIPCode |
Form990 Part VII Section A Form990PartVIISectionA (5 entries)
| TitleTitle | Average Hours Per WeekAverageHoursPerWeek | Individual Trustee Or DirectorIndividualTrusteeOrDirector | Reportable Comp From OrganizationReportableCompFromOrganization | Reportable Comp From Related OrgsReportableCompFromRelatedOrgs | Other CompensationOtherCompensation | OfficerOfficer |
|---|---|---|---|---|---|---|
| DR JAMES WANG | ||||||
| BOARD MEMBER | 1.00 | X | 0 | 0 | 0 | |
| DR FRED MANGUM | ||||||
| BOARD MEMBER | 1.00 | X | 0 | 0 | 0 | |
| CHRISTOPHER SWIFT | ||||||
| BOARD MEMBER | 1.00 | X | 0 | 0 | 0 | |
| DR EDWARD ERICKSON | ||||||
| CHAIRMAN | 15.00 | 0 | 0 | 0 | X | |
| DR Diane CHEN | ||||||
| ceo | 40.00 | 204808 | 0 | 4709 | X | |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Reportable Comp From Org | 204808 | TotalReportableCompFromOrg |
| Total Reportable Comp Frm Rltd Orgs | 0 | TotalReportableCompFrmRltdOrgs |
| Total Other Compensation | 4709 | TotalOtherCompensation |
| Number Individuals GT100 K | 1 | NumberIndividualsGT100K |
| Formers Listed | 0 | FormersListed |
| Total Comp GT150 K | 1 | TotalCompGT150K |
| Compensation From Other Sources | 0 | CompensationFromOtherSources |
Contractor Compensation ContractorCompensation (5 entries)
| Address Line1AddressOfContractor/AddressUS/AddressLine1 | CityAddressOfContractor/AddressUS/City | StateAddressOfContractor/AddressUS/State | ZIP CodeAddressOfContractor/AddressUS/ZIPCode | Description Of ServicesDescriptionOfServices | CompensationCompensation |
|---|---|---|---|---|---|
| AMERIX CORPORATION | |||||
| 8930 STANFORD BOULEVARD | COLUMBIA | MD | 21045 | BACK OFFICE DEBT MANAGEMENT PROCESSING A | 17486905 |
| 3CI | |||||
| 8930 STANFORD BOULEVARD | COLUMBIA | MD | 21045 | MARKETING | 7991665 |
| SUTHERLAND ASBILL & BRENNAN LLP | |||||
| 1275 PENNSYLVANIA AVE | WASHNGTON | DC | 20004 | LEGAL | 258276 |
| YAHOOINC | |||||
| 333 empire ave | burbank | CA | 91504 | INFORMATION TECHNOLOGY/WEBSITE SERVICES | 166297 |
| AIRTIME MEDIA LLC | |||||
| 110 WILD DUCK ROAD | STANFORD | CT | 06903 | MARKETING | 160071 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Number Of Contractors GT100 K | 5 | NumberOfContractorsGT100K |
| Government Grants | 32291 | GovernmentGrants |
| All Other Contributions | 6130044 | AllOtherContributions |
| Total Contributions | 6162335 | TotalContributions |
Program Service Revenue ProgramServiceRevenue (3 entries)
| DescriptionDescription | Business CodeBusinessCode | Total Revenue ColumnTotalRevenueColumn | Related Or Exempt Function IncomeRelatedOrExemptFunctionIncome | Unrelated Business RevenueUnrelatedBusinessRevenue |
|---|---|---|---|---|
| DEBT MANAGEMENT PROGRA | 900099 | 28586642 | 28586642 | |
| MEMBER BENEFIT SERVICE | 812900 | 2369075 | 2369075 | |
| HOUSING SERVICES | 812900 | 29195 | 29195 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Program Service Revenue | 30984912 | TotalProgramServiceRevenue |
Investment Income InvestmentIncome
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 52652 | TotalRevenueColumn |
| Exclusion | $52,652 | ExclusionAmount |
Other Revenue Misc OtherRevenueMisc
| Field | Value | IRS element (for citing) |
|---|---|---|
| Description | OTHER INCOME | Description |
| Business Code | 900099 | BusinessCode |
| Total Revenue Column | 227 | TotalRevenueColumn |
| Related Or Exempt Function Income | 227 | RelatedOrExemptFunctionIncome |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Other Revenue | 227 | TotalOtherRevenue |
Total Revenue TotalRevenue
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Revenue Column | 37200126 | TotalRevenueColumn |
| Related Or Exempt Function Income | 28616064 | RelatedOrExemptFunctionIncome |
| Unrelated Business Revenue | 2369075 | UnrelatedBusinessRevenue |
| Exclusion | $52,652 | ExclusionAmount |
Comp Current Officers Directors CompCurrentOfficersDirectors
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 204808 | Total |
| Program Services | 174087 | ProgramServices |
| Management And General | 30721 | ManagementAndGeneral |
Other Salaries And Wages OtherSalariesAndWages
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 3521075 | Total |
| Program Services | 2992911 | ProgramServices |
| Management And General | 528164 | ManagementAndGeneral |
Other Employee Benefits OtherEmployeeBenefits
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 500159 | Total |
| Program Services | 425135 | ProgramServices |
| Management And General | 75024 | ManagementAndGeneral |
Payroll Taxes PayrollTaxes
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 322924 | Total |
| Program Services | 274484 | ProgramServices |
| Management And General | 48440 | ManagementAndGeneral |
Fees For Services Accounting FeesForServicesAccounting
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 28938 | Total |
| Management And General | 28938 | ManagementAndGeneral |
Fees For Services Other FeesForServicesOther
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 415100 | Total |
| Program Services | 352838 | ProgramServices |
| Management And General | 62262 | ManagementAndGeneral |
Office Expenses OfficeExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 1019583 | Total |
| Program Services | 970698 | ProgramServices |
| Management And General | 48885 | ManagementAndGeneral |
Information Technology InformationTechnology
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 2802 | Total |
| Program Services | 2381 | ProgramServices |
| Management And General | 421 | ManagementAndGeneral |
Occupancy Occupancy
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 173604 | Total |
| Program Services | 147563 | ProgramServices |
| Management And General | 26041 | ManagementAndGeneral |
Travel Travel
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 47708 | Total |
| Program Services | 42936 | ProgramServices |
| Management And General | 4772 | ManagementAndGeneral |
Conferences Meetings ConferencesMeetings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 10349 | Total |
| Program Services | 10349 | ProgramServices |
Depreciation Depletion DepreciationDepletion
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 120572 | Total |
| Program Services | 102487 | ProgramServices |
| Management And General | 18085 | ManagementAndGeneral |
Insurance Insurance
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 41500 | Total |
| Program Services | 35275 | ProgramServices |
| Management And General | 6225 | ManagementAndGeneral |
Other Expenses OtherExpenses (5 entries)
| DescriptionDescription | TotalTotal | Program ServicesProgramServices | Management And GeneralManagementAndGeneral |
|---|---|---|---|
| income taxes | 221855 | 221855 | |
| PROCESSING FEES | 14850797 | 14850797 | |
| PUBLIC AWARENESS | 9146106 | 9146106 | |
| MEMBER BENEFIT SERVICES | 1788524 | 1788524 | |
| COMPUTER expenses | 387865 | 329685 | 58180 |
All Other Expenses AllOtherExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 572444 | Total |
| Program Services | 563035 | ProgramServices |
| Management And General | 9409 | ManagementAndGeneral |
Total Functional Expenses TotalFunctionalExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total | 33376713 | Total |
| Program Services | 32431146 | ProgramServices |
| Management And General | 945567 | ManagementAndGeneral |
| Fundraising | 0 | Fundraising |
Cash Non Interest Bearing CashNonInterestBearing
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 4868270 | BOY |
| EOY | 4374932 | EOY |
Savings And Temp Cash Investments SavingsAndTempCashInvestments
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 1105246 | BOY |
| EOY | 4129044 | EOY |
Accounts Receivable AccountsReceivable
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 16025 | BOY |
| EOY | 8370 | EOY |
Prepaid Expenses Deferred Charges PrepaidExpensesDeferredCharges
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 40247 | BOY |
| EOY | 27331 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Land Buildings Equipment Basis | 2005619 | LandBuildingsEquipmentBasis |
| Land Bldg Equipment Accum Deprec | 552551 | LandBldgEquipmentAccumDeprec |
Land Buildings Equipment Basis Net LandBuildingsEquipmentBasisNet
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 331266 | BOY |
| EOY | 1453068 | EOY |
Investments Other Securities InvestmentsOtherSecurities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 704707 | BOY |
| EOY | 1018631 | EOY |
Other Assets Total OtherAssetsTotal
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 5098871 | BOY |
| EOY | 5664848 | EOY |
Total Assets TotalAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 12164632 | BOY |
| EOY | 16676224 | EOY |
Accounts Payable Accrued Expenses AccountsPayableAccruedExpenses
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 604097 | BOY |
| EOY | 855248 | EOY |
Escrow Account Liability EscrowAccountLiability
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 5102583 | BOY |
| EOY | 5532296 | EOY |
Total Liabilities TotalLiabilities
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 5706680 | BOY |
| EOY | 6387544 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Follow SFAS117 | X | FollowSFAS117 |
Unrestricted Net Assets UnrestrictedNetAssets
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 6457952 | BOY |
| EOY | 10288680 | EOY |
Total Net Assets Fund Balances TotalNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 6457952 | BOY |
| EOY | 10288680 | EOY |
Total Liab Net Assets Fund Balances TotalLiabNetAssetsFundBalances
| Field | Value | IRS element (for citing) |
|---|---|---|
| BOY | 12164632 | BOY |
| EOY | 16676224 | EOY |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Method Of Accounting Accrual | X | MethodOfAccountingAccrual |
| Accountant Compile Or Review | 0 | AccountantCompileOrReview |
| FS Audited | 1 | FSAudited |
| Audit Committee | 0 | AuditCommittee |
| Financial Statement Separate | X | FinancialStatementSeparate |
| Federal Grant Audit Required | 0 | FederalGrantAuditRequired |
Schedule A IRS990ScheduleA
| Field | Value | IRS element (for citing) |
|---|---|---|
| Publicly Supported Org170b1 Avi | X | PubliclySupportedOrg170b1Avi |
Gifts Grants Contrib Received170 GiftsGrantsContribReceived170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 21876283 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 4650072 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 4901518 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 5996798 | CurrentTaxYearMinus1Year |
| Current Tax Year | 6162335 | CurrentTaxYear |
| Total | 43587006 | Total |
Total170 Total170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 21876283 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 4650072 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 4901518 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 5996798 | CurrentTaxYearMinus1Year |
| Current Tax Year | 6162335 | CurrentTaxYear |
| Total | 43587006 | Total |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Amounts Subst Contributors Total | 4409181 | AmountsSubstContributorsTotal |
| Public Support Total170 | 39177825 | PublicSupportTotal170 |
Gross Investment Income170 GrossInvestmentIncome170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 420559 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 644831 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 503583 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 169873 | CurrentTaxYearMinus1Year |
| Current Tax Year | 52652 | CurrentTaxYear |
| Total | 1791498 | Total |
Other Income170 OtherIncome170
| Field | Value | IRS element (for citing) |
|---|---|---|
| Current Tax Year Minus4 Years | 8615 | CurrentTaxYearMinus4Years |
| Current Tax Year Minus3 Years | 93500 | CurrentTaxYearMinus3Years |
| Current Tax Year Minus2 Years | 15413 | CurrentTaxYearMinus2Years |
| Current Tax Year Minus1 Year | 2427 | CurrentTaxYearMinus1Year |
| Current Tax Year | 227 | CurrentTaxYear |
| Total | 120182 | Total |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Support | 45498686 | TotalSupport |
| Gross Receipts From Admissions Etc | 97021220 | GrossReceiptsFromAdmissionsEtc |
| Public Support Pertcentage170 | 0.86110 | PublicSupportPertcentage170 |
| Public Support Pertcent Prior Year | 0.92000 | PublicSupportPertcentPriorYear |
| Thirty Three Percnt Tests CY170 | X | ThirtyThreePercntTestsCY170 |
| General Explanation | Schedule A, Part II, Line 10, Explanation of Other Income: misc. sales and refunds | GeneralExplanation |
Schedule B IRS990ScheduleB
Contributor Info ContributorInfo
| Field | Value | IRS element (for citing) |
|---|---|---|
| Contributor Number | RESTRICTED | ContributorNumber |
Contributor Name Business ContributorNameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | RESTRICTED | BusinessNameLine1 |
Contributor Address US ContributorAddressUS
| Field | Value | IRS element (for citing) |
|---|---|---|
| Address Line1 | RESTRICTED | AddressLine1 |
| Address Line2 | RESTRICTED | AddressLine2 |
| City | RESTRICTED | City |
| State | RESTRICTED | State |
| ZIP Code | RESTRICTED | ZIPCode |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Aggregate Contributions | RESTRICTED | AggregateContributions |
Schedule D IRS990ScheduleD
| Field | Value | IRS element (for citing) |
|---|---|---|
| Agent Trustee Etc | 0 | AgentTrusteeEtc |
| Beginning Balance | 5004151 | BeginningBalance |
| Additions During Year | 468677689 | AdditionsDuringYear |
| Distributions During Year | 468115334 | DistributionsDuringYear |
| Ending Balance | 5566506 | EndingBalance |
| Included On FS | 1 | IncludedOnFS |
Land Land
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 156896 | OtherCostOrOtherBasis |
| Book Value | 156896 | BookValue |
Buildings Buildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 889076 | OtherCostOrOtherBasis |
| Depreciation | 5627 | Depreciation |
| Book Value | 883449 | BookValue |
Equipment Equipment
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 746487 | OtherCostOrOtherBasis |
| Depreciation | 428800 | Depreciation |
| Book Value | 317687 | BookValue |
Other Land Buildings OtherLandBuildings
| Field | Value | IRS element (for citing) |
|---|---|---|
| Other Cost Or Other Basis | 213160 | OtherCostOrOtherBasis |
| Depreciation | 118124 | Depreciation |
| Book Value | 95036 | BookValue |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Land Buildings | 1453068 | TotalOfBookValueLandBuildings |
Other Securities OtherSecurities (2 entries)
| DescriptionDescription | Book ValueBookValue | Method Of ValuationMethodOfValuation |
|---|---|---|
| SECURITIES AND OTHER INVESTMENTS | 136778 | C |
| ESCROW BONDS | 881853 | C |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Of Book Value Securities | 1018631 | TotalOfBookValueSecurities |
Other Assets OtherAssets (4 entries)
| DescriptionDescription | Book ValueBookValue |
|---|---|
| CLIENT ACCOUNTS | 5532296 |
| INTEREST ON CLIENT ACCOUNTS | 34210 |
| caSH SURRENDER VALUE OF LIFE INSURANCE | 75816 |
| sECURITY DEPOSIT | 22526 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Total Book Value Other Assets | 5664848 | TotalBookValueOtherAssets |
| Total Revenue | 37200126 | TotalRevenue |
| Total Expenses | 33376713 | TotalExpenses |
| Excess Or Deficit For Year | 3823413 | ExcessOrDeficitForYear |
| Other | $7,315 | OtherAmount |
| Total Adjustments | 7315 | TotalAdjustments |
| Excess Or Deficit Per FS | 3830728 | ExcessOrDeficitPerFS |
| Tot Revenue Etc Audited Fincl Stmt | 37207441 | TotRevenueEtcAuditedFinclStmt |
| Other Revenues | 7315 | OtherRevenues |
| Revenue Not Rptd F990 | 7315 | RevenueNotRptdF990 |
| Revenue Subtotal | 37200126 | RevenueSubtotal |
| Revenue Not Rptd On Fin Stmt | 0 | RevenueNotRptdOnFinStmt |
| Total Revenue Per Form990 | 37200126 | TotalRevenuePerForm990 |
| Tot Expenses Etc Audited Fincl Stmt | 33376713 | TotExpensesEtcAuditedFinclStmt |
| Expenses Not Rptd F990 | 0 | ExpensesNotRptdF990 |
| Expenses Subtotal | 33376713 | ExpensesSubtotal |
| Expenses Not Rptd On Fin Stmt | 0 | ExpensesNotRptdOnFinStmt |
| Total Expenses Per Form990 | 33376713 | TotalExpensesPerForm990 |
Form990 Schedule D Part XIV Form990ScheduleDPartXIV (3 entries)
| IdentifierIdentifier | ExplanationExplanation |
|---|---|
| Part IV, Line 2b: | FUNDS RECEIVED FROM INDIVIDUALS PARTICIPATING IN THE DEBT MANAGEMENT PROGRAM ARE HELD IN VARIOUS SEPARATE FBO BANK ACCOUNTS UNTIL THE FUNDS ARE DISTRIBUTED TO CREDITORS AND CONTRIBUTIONS ARE DISBURSED TO CESI. CERTAIN STATES REQUIRE THAT CASH ACCOUNTS BE HELD IN THE SAME STATE IN WHICH THE FUNDS ARE RECEIVED. ALL RESTRICTED CASH ACCOUNTS ARE NOT AVAILABLE FOR CESI'S OPERATING EXPENSES OR THE CREDITORS OF CESI. |
| Part XI, Line 8 - Other Adjustments: | unrealized GAIN on cash surrender value of life insurance: 7315. |
| Part XII, Line 2d - Other Adjustments: | UNREALIZED GAIN on Cash Surrender Value of Life Insurance: 7315. |
Schedule J IRS990ScheduleJ
| Field | Value | IRS element (for citing) |
|---|---|---|
| Board Or Committee Approval | X | BoardOrCommitteeApproval |
| Severance Payment | 0 | SeverancePayment |
| Supplemental Nonqual Retire Plan | 0 | SupplementalNonqualRetirePlan |
| Equity Based Comp Arrangement | 0 | EquityBasedCompArrangement |
| Comp Based On Revenue Of Filing Org | 0 | CompBasedOnRevenueOfFilingOrg |
| Comp Based On Revenue Related Orgs | 0 | CompBasedOnRevenueRelatedOrgs |
| Comp Based Net Earnings Filing Org | 0 | CompBasedNetEarningsFilingOrg |
| Comp Based Net Earnings Relate Orgs | 0 | CompBasedNetEarningsRelateOrgs |
| Any Non Fixed Payments | 0 | AnyNonFixedPayments |
| Initial Contract Exception | 0 | InitialContractException |
Form990 Schedule J Part II Form990ScheduleJPartII
Name Business NameBusiness
| Field | Value | IRS element (for citing) |
|---|---|---|
| Business Name Line1 | DR Diane CHEN | BusinessNameLine1 |
| Field | Value | IRS element (for citing) |
|---|---|---|
| Base Compensation Filing Org | 204808 | BaseCompensationFilingOrg |
| Comp Based On Related Orgs | 0 | CompBasedOnRelatedOrgs |
| Bonus Filing Org | 0 | BonusFilingOrg |
| Bonus Related Orgs | 0 | BonusRelatedOrgs |
| Other Compensation Filing Org | 0 | OtherCompensationFilingOrg |
| Other Compensation Related Orgs | 0 | OtherCompensationRelatedOrgs |
| Deferred Comp Filing Org | 0 | DeferredCompFilingOrg |
| Deferred Comp Related Orgs | 0 | DeferredCompRelatedOrgs |
| Nontaxable Benefits Filing Org | 4709 | NontaxableBenefitsFilingOrg |
| Nontaxable Benefits Related Orgs | 0 | NontaxableBenefitsRelatedOrgs |
| Total Compensation Filing Org | 209517 | TotalCompensationFilingOrg |
| Total Compensation Related Orgs | 0 | TotalCompensationRelatedOrgs |
| Comp Report Prior990 Filing Org | 0 | CompReportPrior990FilingOrg |
| Comp Report Prior990 Related Orgs | 0 | CompReportPrior990RelatedOrgs |
Schedule O IRS990ScheduleO
General Explanation GeneralExplanation (5 entries)
| IdentifierIdentifier | ExplanationExplanation |
|---|---|
| Form 990, Part VI, Section A, line 8b | THE ORGANIZATION'S BOARD OF DIRECTORS HAS NO SEPARATE COMMITTEES. THE BOARD OF DIRECTORS IS MADE UP OF FIVE MEMBERS. |
| Form 990, Part VI, Section B, line 11 | THE PRESIDENT & CEO AND THE DIRECTOR OF FINANCE ARE RESPONSIBLE FOR REVIEWING AND APPROVING THE FORM 990 AND THE FORM 990-T before it is filed. |
| Form 990, Part VI, Section B, line 12c | OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE ANY POTENTIAL CONFLICTS OF INTEREST ANNUALLY ON A CONFLICT OF INTEREST FORM. ANY KNOWN CONFLICTS OF INTEREST REQUIRE IMMEDIATE DISCLOSURE. |
| Form 990, Part VI, Section B, line 15 | THE BOARD OF DIRECTORS DETERMINES THE SALARY OF THE PRESIDENT & CEO AND KEY EMPLOYEES ON AN ANNUAL BASIS. |
| Form 990, Part VI, Section C, line 19 | CESI MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. THE ORGANIZATION'S FORM 990 IS MADE AVAILABLE ON GUIDESTAR.COM. |