CONSUMER EDUCATION SERVICES INC
Cite this
Plain text CONSUMER EDUCATION SERVICES INC. Strategy Studio, nonprofit organization profile, tax years 2009–2024. https://strategystudio.org/org/562106758. Retrieved 2026-10-18.
APA Strategy Studio. (n.d.). CONSUMER EDUCATION SERVICES INC [Nonprofit organization profile; tax years 2009–2024]. Retrieved October 18, 2026, from https://strategystudio.org/org/562106758
MLA “CONSUMER EDUCATION SERVICES INC.” Strategy Studio, tax years 2009–2024, https://strategystudio.org/org/562106758. Accessed 18 Oct. 2026.
Retrieved 2026-10-18; covers tax years 2009–2024. Data: Strategy Studio, CC BY 4.0.
2024 · Form 990 · revenue $1.3M · expenses $3.7M · assets $23.3M
- EIN
- 56-2106758
- Address
- 3724 NATIONAL DR STE 220, RALEIGH, NC 27612-4873
- Website
- WWW.CESISOLUTIONS.ORG
- NTEE code
- P51
- Subsection
- 501(c)(3)
- Ruling year
- 1999
- Cross-check
- ProPublica Nonprofit Explorer
Mission
CONSUMER EDUCATION SERVICES, INC. EMPOWERS PEOPLE TO OVERCOME THEIR FINANCIAL CHALLENGES AND LEAD FINANCIALLY-HEALTHY LIVES.
Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).
People paid by the organization
8 people paid across every filing: current people first, then by total pay from this organization. Organizations counts every nonprofit each person appears on.
| Name | Latest title | Years | Latest year pay | Total pay from here | Organizations |
|---|---|---|---|---|---|
| Dayang Diane Chen | CHAIRMAN/ SE | 2022-2024 | $106,234 | $297,709 | 1 |
| Dr Diane Chen (former) | CHAIRMAN / SECRETARY | 2009-2021 | $0 | $1,805,440 | 3 |
| Michael Croxson (former) | PRESIDENT/CEO THRU 10/2022 | 2017-2022 | $211,356 | $1,448,586 | 2 |
| Steve Cole (former) | TREASURER | 2012-2023 | $106,889 | $683,203 | 1 |
| Steven Cole (former) | TREASURER THRU 6/2023 | 2018-2022 | $234,859 | $681,586 | 1 |
| Jean Elias (former) | VICE PRESIDENT OF MARKETIN | 2018-2021 | $166,908 | $647,427 | 1 |
| Robb Czyzewski (former) | CHEIF OPERAT | 2022-2023 | $147,075 | $337,720 | 1 |
| Joseph Battle (former) | GENERAL MANAGER | 2022 | $109,127 | $109,127 | 1 |
Unpaid officers and directors · 13 people
| Name | Latest title | Years | Organizations |
|---|---|---|---|
| Alexis Nelson | BOARD MEMBER | 2015-2024 | 2 |
| Robert Fitzgerald | BOARD MEMBER | 2010-2024 | 2 |
| Naveed Iftikhar | BOARD MEMBER | 2019-2024 | 1 |
| Wayne Stallings | BOARD MEMBER | 2013-2024 | 1 |
| Amy Blackwell (former) | CHAIRMAN | 2012-2020 | 2 |
| Matthew Mall (former) | BOARD MEMBER | 2016-2019 | 1 |
| Naveed Iftikar (former) | BOARD MEMBER | 2015-2018 | 1 |
| Dr Fred Mangum (former) | BOARD MEMBER | 2009-2015 | 1 |
| Roberrt J Fitzgerald (former) | CHAIRMAN | 2013-2014 | 1 |
| Monica Smiley (former) | BOARD MEMBER | 2012 | 2 |
| Dr James Wang (former) | BOARD MEMBER | 2009-2012 | 1 |
| Dr Edward Erickson (former) | BOARD MEMBER | 2009-2012 | 1 |
| Christopher Swift (former) | BOARD MEMBER | 2009 | 1 |
People by year
2024 · 5 people listed · 1 paid, $106K · 31 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| DAYANG DIANE CHEN | CHAIRMAN/ SE | 40 | $106,234 | $0 | $0 | $106,234 | 1 |
| ROBERT FITZGERALD | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKHAR | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| ALEXIS NELSON | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 2 |
| WAYNE STALLINGS | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
2023 · 7 people listed · 3 paid, $360K · 59 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| ROBB CZYZEWSKI | CHEIF OPERAT | 40 | $147,075 | $0 | $0 | $147,075 | 1 |
| STEVE COLE | TREASURER | 40 | $106,889 | $0 | $0 | $106,889 | 1 |
| DAYANG DIANE CHEN | CHAIRMAN/ SE | 5 | $106,301 | $0 | $0 | $106,301 | 1 |
| ROBERT FITZGERALD | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKHAR | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| ALEXIS NELSON | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| WAYNE STALLINGS | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
2022 · 9 people listed · 5 paid, $831K · 61 employees · 4 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| STEVEN COLE | TREASURER THRU 6/2023 | 40 | $221,673 | $0 | $13,186 | $234,859 | 1 |
| MICHAEL CROXSON | PRESIDENT/CEO THRU 10/2022 | 30 | $189,806 | $0 | $21,550 | $211,356 | 2 |
| ROBB CZYZEWSKI | CHIEF OPERATING OFFICER | 40 | $173,785 | $0 | $16,860 | $190,645 | 1 |
| JOSEPH BATTLE | GENERAL MANAGER | 40 | $101,000 | $0 | $8,127 | $109,127 | 1 |
| DAYANG DIANE CHEN | CHAIRMAN / SECRETARY | 5 | $79,028 | $0 | $6,146 | $85,174 | 1 |
| ALEXIS NELSON | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| WAYNE STALLINGS | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| ROBERT FITZGERALD | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKHAR | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
2021 · 8 people listed · 3 paid, $560K · 86 employees · 20 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MICHAEL CROXSON | PRESIDENT/CEO | 30 | $235,952 | $0 | $38,787 | $274,739 | 2 |
| JEAN ELIAS | VICE PRESIDENT OF MARKETIN | 40 | $159,926 | $0 | $6,982 | $166,908 | 1 |
| STEVEN COLE | TREASURER | 40 | $102,980 | $0 | $15,147 | $118,127 | 1 |
| DIANE CHEN | CHAIRMAN / SECRETARY | 5 | $0 | $0 | $0 | $0 | 3 |
| ALEXIS NELSON | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| WAYNE STALLINGS | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| ROBERT FITZGERALD | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKHAR | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
2020 · 9 people listed · 3 paid, $577K · 82 employees · 20 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MICHAEL CROXSON | PRESIDENT/CEO | 30 | $258,858 | $0 | $29,801 | $288,659 | 2 |
| JEAN ELIAS | VICE PRESIDENT OF MARKETING | 40 | $154,316 | $0 | $14,643 | $168,959 | 1 |
| STEVEN COLE | TREASURER | 40 | $104,295 | $0 | $15,079 | $119,374 | 1 |
| ALEXIS NELSON | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| WAYNE STALLINGS | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| ROBERT FITZGERALD | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKHAR | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| AMY BLACKWELL | CHAIRMAN | 5 | $0 | $0 | $0 | $0 | 2 |
| DIANE CHEN | SECRETARY | 5 | $0 | $0 | $0 | $0 | 3 |
2019 · 10 people listed · 3 paid, $580K · 105 employees · 22 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MICHAEL CROXSON | PRESIDENT/CEO | 30 | $266,789 | $0 | $30,893 | $297,682 | 2 |
| JEAN ELIAS | VICE PRESEIDENT OF MARKETING | 40 | $152,637 | $0 | $18,006 | $170,643 | 1 |
| STEVEN COLE | TREASURER | 40 | $97,230 | $0 | $14,040 | $111,270 | 1 |
| ALEXIS NELSON | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| MATTHEW MALL | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| WAYNE STALLINGS | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| ROBERT FITZGERALD | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKHAR | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| AMY BLACKWELL | CHAIRMAN | 5 | $0 | $0 | $0 | $0 | 2 |
| DIANE CHEN | SECRETARY | 5 | $0 | $0 | $0 | $0 | 3 |
2018 · 10 people listed · 3 paid, $498K · 101 employees · 33 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MICHAEL CROXSON | CEO | 40 | $239,872 | $0 | $18,844 | $258,716 | 2 |
| JEAN ELIAS | MARKETING V. | 40 | $119,852 | $0 | $21,065 | $140,917 | 1 |
| STEVEN COLE | TREASURER | 40 | $86,565 | $0 | $11,391 | $97,956 | 1 |
| AMY BLACKWELL | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| DR DIANE CHEN | BOARD SECRET | 5 | $0 | $0 | $0 | $0 | 3 |
| ROBERT J FITZGERALD | CHAIRMAN | 5 | $0 | $0 | $0 | $0 | 2 |
| MATTHEW MALL | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| WAYNE STALLINGS | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
| ALEXIS NELSON | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKAR | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 1 |
2017 · 9 people listed · 3 paid, $291K · 87 employees · 16 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MICHAEL CROXSON | CEO | 40 | $82,358 | $0 | $35,076 | $117,434 | 2 |
| STEVE COLE | TREASURER | 40 | $85,362 | $0 | $11,925 | $97,287 | 1 |
| DR DIANE CHEN | BOARD SECRET | 5 | $69,233 | $0 | $6,932 | $76,165 | 3 |
| AMY BLACKWELL | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| ROBERT J FITZGERALD | CHAIRMAN | 10 | $0 | $0 | $0 | $0 | 2 |
| MATTHEW MALL | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| WAYNE STALLINGS | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| ALEXIS NELSON | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKAR | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
2016 · 8 people listed · 2 paid, $288K · 97 employees · 22 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| DR DIANE CHEN | CEO/SECRETAR | 40 | $172,843 | $0 | $18,920 | $191,763 | 3 |
| STEVE COLE | TREASURER | 40 | $83,757 | $0 | $12,042 | $95,799 | 1 |
| AMY BLACKWELL | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| ROBERT J FITZGERALD | CHAIRMAN | 10 | $0 | $0 | $0 | $0 | 2 |
| MATTHEW MALL | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| WAYNE STALLINGS | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| ALEXIS NELSON | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKAR | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
2015 · 8 people listed · 2 paid, $286K · 109 employees · 11 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| DR DIANE CHEN | CEO/SECRETAR | 40 | $170,282 | $0 | $19,219 | $189,501 | 3 |
| STEVE COLE | TREASURER | 40 | $84,020 | $0 | $12,548 | $96,568 | 1 |
| AMY BLACKWELL | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| ROBERT J FITZGERALD | CHAIRMAN | 10 | $0 | $0 | $0 | $0 | 2 |
| DR FRED MANGUM | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| WAYNE STALLINGS | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| ALEXIS NELSON | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 2 |
| NAVEED IFTIKAR | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
2014 · 6 people listed · 2 paid, $311K · 98 employees · 10 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| DR DIANE CHEN | CEO | 40 | $171,241 | $0 | $44,567 | $215,808 | 3 |
| STEVE COLE | TREASURER | 40 | $78,225 | $0 | $16,506 | $94,731 | 1 |
| ROBERRT J FITZGERALD | CHAIRMAN | 10 | $0 | $0 | $0 | $0 | 1 |
| DR FRED MANGUM | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| AMY BLACKWELL | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| WAYNE STALLINGS | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
2013 · 6 people listed · 2 paid, $318K · 107 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| DR DIANE CHEN | CEO/SECRETAR | 40 | $172,448 | $0 | $48,187 | $220,635 | 3 |
| STEVE COLE | TREASURER | 40 | $75,737 | $0 | $21,146 | $96,883 | 1 |
| ROBERRT J FITZGERALD | CHAIRMAN | 10 | $0 | $0 | $0 | $0 | 1 |
| DR FRED MANGUM | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| AMY BLACKWELL | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| WAYNE STALLINGS | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
2012 · 8 people listed · 2 paid, $339K · 109 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| DR DIANE CHEN | CEO/SECRETARY OF BOARD | 40 | $196,208 | $0 | $48,059 | $244,267 | 3 |
| STEVE COLE | TREASURER | 40 | $84,330 | $0 | $10,716 | $95,046 | 1 |
| ROBERT J FITZGERALD | CHAIRMAN | 15 | $0 | $0 | $0 | $0 | 2 |
| DR JAMES WANG | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| DR FRED MANGUM | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| AMY BLACKWELL | BOARD MEMBER | 5 | $0 | $0 | $0 | $0 | 2 |
| MONICA SMILEY | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 2 |
| DR EDWARD ERICKSON | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
2011 · 5 people listed · 1 paid, $222K · 76 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| DR DIANE CHEN | CEO/ SECRETARY | 40 | $174,253 | $0 | $47,405 | $221,658 | 3 |
| DR EDWARD ERICKSON | CHAIRMAN | 15 | $0 | $0 | $0 | $0 | 1 |
| DR JAMES WANG | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| DR FRED MANGUM | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| ROBERT FITZGERALD | TREASURER | 5 | $0 | $0 | $0 | $0 | 2 |
2010 · 5 people listed · 1 paid, $236K · 143 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| DR DIANE CHEN | CEO | 40 | $202,020 | $0 | $34,106 | $236,126 | 3 |
| DR EDWARD ERICKSON | CHAIRMAN | 15 | $0 | $0 | $0 | $0 | 1 |
| DR JAMES WANG | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| DR FRED MANGUM | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| ROBERT FITZGERALD | TREASURER | 5 | $0 | $0 | $0 | $0 | 2 |
2009 · 5 people listed · 1 paid, $210K · 126 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| DR Diane CHEN | ceo | 40 | $204,808 | $0 | $4,709 | $209,517 | 3 |
| DR JAMES WANG | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| DR FRED MANGUM | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| CHRISTOPHER SWIFT | BOARD MEMBER | 1 | $0 | $0 | $0 | $0 | 1 |
| DR EDWARD ERICKSON | CHAIRMAN | 15 | $0 | $0 | $0 | $0 | 1 |
Highest-paid independent contractors
2022 · 3 contractors · $434K
| Name | Location | Service | Paid |
|---|---|---|---|
| TECHNOLOGY ASSOCIATES | CARY, NC | IT | $173,670 |
| SPRINGFIELD ROCK RADIO GROUP | LONGMEADOW, MA | MARKETING | $132,000 |
| ENVOY MEDIA | WESTLAKE VILLAGE, CA | MARKETING | $128,667 |
2021 · 1 contractor · $141K
| Name | Location | Service | Paid |
|---|---|---|---|
| ENVOY MEDIA | WESTLAKE VILLAGE, CA | MARKETING | $141,366 |
2020 · 2 contractors · $316K
| Name | Location | Service | Paid |
|---|---|---|---|
| SAN FRANCISCO, CA | MARKETING | $212,848 | |
| ENVOY MEDIA | WESTLAKE VILLAGE, CA | MARKETING | $103,257 |
2019 · 2 contractors · $549K
| Name | Location | Service | Paid |
|---|---|---|---|
| SAN FRANCISO, CA | MARKETING | $372,553 | |
| NATIONAL DEBT RELIEF | NEW YORK, NY | MARKETING | $176,760 |
2017 · 2 contractors · $2.1M
| Name | Location | Service | Paid |
|---|---|---|---|
| NATIONAL DEBT RELIEF | NEW YORK, NY | MARKETING | $1,335,000 |
| SAN FRANCISCO, CA | MARKETING | $733,659 |
2016 · 4 contractors · $2.3M
| Name | Location | Service | Paid |
|---|---|---|---|
| NATIONAL DEBT RELIEF | NEW YORK, NY | MARKETING | $1,288,840 |
| SAN FRANCISCO, CA | MARKETING | $740,422 | |
| NWN | MORRISVILLE, NC | IT | $165,863 |
| BILLSCOM | SAN MATEO, CA | MARKETING | $104,600 |
2015 · 5 contractors · $2.9M
| Name | Location | Service | Paid |
|---|---|---|---|
| NATIONAL DEBT RELIEF | NEW YORK, NY | MARKETING | $1,132,650 |
| SAN FRANCISCO, CA | MARKETING | $726,950 | |
| AMERIX CORPORATION | COLUMBIA, MD | PROCESSOR | $452,345 |
| 3CI | COLUMBIA, MD | MARKETING | $313,420 |
| CAROLINA IT | RALEIGH, NC | INFORMATION TEC | $310,939 |
2014 · 5 contractors · $3.5M
| Name | Location | Service | Paid |
|---|---|---|---|
| AMERIX CORPORATION | COLUMBIA, MD | THIRD PARTY PRO | $1,533,417 |
| NATIONAL DEBT RELIEF | NEW YORK, NY | MARKETING | $1,063,553 |
| COX MEDIA | CHICAGO, IL | MARKETING | $651,686 |
| CAROLINA IT | RALEIGH, NC | INFORMATION TEC | $175,025 |
| CLEAR ONE ADVANTAGE | BALTIMORE, MD | MARKETING | $107,749 |
2013 · 5 contractors · $4.8M
| Name | Location | Service | Paid |
|---|---|---|---|
| AMERIX CORPORATION | THIRD PARTY PRO | $3,673,041 | |
| NATIONAL DEBT RELIEF | MARKETING | $531,603 | |
| CAROLINA IT | INFORMATION TEC | $243,671 | |
| FREEDOM FINANCIAL | MARKETING | $210,479 | |
| MARKETING | $188,365 |
2012 · 5 contractors · $8.1M
| Name | Location | Service | Paid |
|---|---|---|---|
| AMERIX CORPORATION | COLUMBIA, MD | BACK OFFICE DEBT MANAGEMENT PROCESSING | $6,639,319 |
| SUTHERLAND ASBILL & BRENNAN LLP | WASHINGTON, DC | LEGAL | $813,300 |
| PARKER POE | CHARLOTTE, NC | LEGAL | $285,033 |
| SAN FRANCISCO, CA | MARKETING | $217,296 | |
| ICCO | CORAL SPRINGS, FL | SOFTWARE | $181,208 |
2011 · 5 contractors · $14.0M
| Name | Location | Service | Paid |
|---|---|---|---|
| AMERIX CORPORATION | COLUMBIA, MD | BACK OFFICE DEBT MANAGEMENT PROCESSING A | $11,322,265 |
| 3CI | COLUMBIA, MD | MARKETING | $1,628,907 |
| SUTHERLAND ASBILL & BRENNAN LLP | WASHNGTON, DC | LEGAL | $632,872 |
| PARKER POE | CHARLOTTE, NC | LEGAL | $206,249 |
| GALT MEDIA | INCLINE VILLAGE, NV | MARKETING | $165,268 |
2010 · 5 contractors · $19.9M
| Name | Location | Service | Paid |
|---|---|---|---|
| AMERIX CORPORATION | COLUMBIA, MD | BACK OFFICE DEBT MANAGEMENT PROCESSING A | $15,006,282 |
| 3CI | COLUMBIA, MD | MARKETING | $4,467,894 |
| NINEONENINE | HOLLY SPRINGS, NC | MARKETING & DESIGN | $159,500 |
| ALPHANUMERIC SYSTEMS | CHARLOTTE, NC | INFORMATION TECHNOLOGY | $118,089 |
| SUTHERLAND ASBILL & BRENNAN LLP | WASHNGTON, DC | LEGAL | $110,972 |
2009 · 5 contractors · $26.1M
| Name | Location | Service | Paid |
|---|---|---|---|
| AMERIX CORPORATION | COLUMBIA, MD | BACK OFFICE DEBT MANAGEMENT PROCESSING A | $17,486,905 |
| 3CI | COLUMBIA, MD | MARKETING | $7,991,665 |
| SUTHERLAND ASBILL & BRENNAN LLP | WASHNGTON, DC | LEGAL | $258,276 |
| YAHOOINC | burbank, CA | INFORMATION TECHNOLOGY/WEBSITE SERVICES | $166,297 |
| AIRTIME MEDIA LLC | STANFORD, CT | MARKETING | $160,071 |
Who the money went to
Grants this organization reported paying: Schedule I Part II of the Form 990, or the grants-paid list on the 990-PF. Open a year for every recipient. Recipients link to their own page when the grant names an EIN we have (990-PF grants list no EIN, so those link only on an exact, unique name and state). Grants to individuals are counted; their names are not shown.
2024 · 2 grants to organizations · $2.6M
2023 · 2 grants to organizations · $480K
2022 · 1 grant to organizations · $1.1M
2021 · 1 grant to organizations · $450K
2020 · 1 grant to organizations · $250K
2018 · 1 grant to organizations · $250K
2017 · 1 grant to organizations · $250K
2015 · 1 grant to organizations · $7.4M
Negative amounts are returned or refunded grants; they are listed last and left out of the totals of grants paid.
Who gave
Contributor names are not public for this form type.
Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.
Finances
Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.
| Revenue | Expenses | Assets | Net assets | Contributions | Program revenue | Officer pay | Employees | Volunteers |
|---|---|---|---|---|---|---|---|---|
| 2024 · Form 990 | ||||||||
| $1,266,266 | $3,728,088 | $23,278,173 | $23,168,936 | $10,000 | $558,925 | $106,234 | 31 | - |
| 2023 · Form 990 | ||||||||
| $2,760,767 | $2,939,903 | $25,151,407 | $24,956,262 | $26,800 | $1,444,413 | $360,265 | 59 | - |
| 2022 · Form 990 | ||||||||
| $5,387,500 | $5,974,438 | $23,042,605 | $22,131,989 | $1,081,064 | $3,569,897 | $451,243 | 61 | 4 |
| 2021 · Form 990 | ||||||||
| $7,529,671 | $5,423,064 | $23,360,630 | $22,381,075 | $2,037,006 | $2,799,972 | $525,453 | 86 | 20 |
| 2020 · Form 990 | ||||||||
| $7,112,635 | $6,807,417 | $26,795,782 | $25,025,064 | $2,336,133 | $3,435,370 | $378,225 | 82 | 20 |
| 2019 · Form 990 | ||||||||
| $7,890,936 | $7,033,768 | $23,548,010 | $21,314,827 | $1,771,841 | $4,974,016 | $408,952 | 105 | 22 |
| 2018 · Form 990 | ||||||||
| $8,370,602 | $8,830,612 | $23,715,201 | $21,441,797 | $1,794,060 | $5,263,874 | $446,289 | 101 | 33 |
| 2017 · Form 990 | ||||||||
| $8,538,797 | $9,011,799 | $23,375,411 | $20,969,178 | $1,900,594 | $5,070,470 | $236,953 | 87 | 16 |
| 2016 · Form 990 | ||||||||
| $7,879,213 | $8,595,073 | $23,838,092 | $21,219,367 | $1,851,114 | $5,022,699 | $256,600 | 97 | 22 |
| 2015 · Form 990 | ||||||||
| $6,580,504 | $18,471,541 | $23,753,463 | $20,515,125 | $1,683,888 | $5,125,259 | $254,302 | 109 | 11 |
| 2014 · Form 990 | ||||||||
| $10,546,635 | $10,758,303 | $36,723,307 | $32,967,859 | $2,724,938 | $5,998,796 | $310,539 | 98 | 10 |
| 2013 · Form 990 | ||||||||
| $15,551,526 | $13,096,601 | $36,346,440 | $34,353,611 | $3,927,709 | $9,613,496 | $248,185 | 107 | - |
| 2013 · Form 990 | ||||||||
| $15,551,526 | $13,096,601 | $36,346,440 | $34,353,611 | $3,927,709 | $9,613,496 | $248,185 | 107 | - |
| 2012 · Form 990 | ||||||||
| $20,589,473 | $14,993,282 | $33,541,823 | $30,680,412 | $5,000,680 | $14,929,986 | $339,310 | 109 | 0 |
| 2011 · Form 990 | ||||||||
| $28,044,122 | $21,016,479 | $27,986,505 | $24,823,989 | $6,106,233 | $21,837,455 | $221,658 | 76 | 0 |
| 2010 · Form 990 | ||||||||
| $34,713,097 | $27,618,246 | $22,284,131 | $17,466,686 | $7,888,564 | $26,626,573 | $206,126 | 143 | 0 |
| 2009 · Form 990 | ||||||||
| $37,200,126 | $33,376,713 | $16,676,224 | $10,288,680 | $6,162,335 | $30,984,912 | $204,808 | 126 | 0 |
Funders of this organization
6 grantors reported grants to this organization, $2,465,486 in all, tax years 2013 to 2024. Exact: the grantor wrote this organization's EIN. Fuzzy: the grantor wrote only a name (foundations' 990-PF has no EIN field), matched to the same or a near-identical name in the same state; the name as filed is shown. From the latest return for each grantor and year, so amended returns aren't counted twice. CSV
| Grantor | Type | Match | Years given | Grants | Total | Latest year | Latest year's amount | Grants |
|---|---|---|---|---|---|---|---|---|
| CONSUMER CREDIT COUNSELING SERVICE OF MARYLAND AND DELAWARE INC | Public charity | Exact | 2019-2023 | 5 | $894,472 | 2023 | $245,434 | show |
| NATIONAL FOUNDATION FOR CREDIT COUNSELING INC | Public charity | Exact | 2017-2024 | 8 | $677,184 | 2024 | $21,329 | show |
| CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO | Public charity | Exact | 2021-2023 | 3 | $590,732 | 2023 | $305,732 | show |
| NATIONAL COMMUNITY REINVESTMENT COALITION INC | Public charity | Exact | 2013, 2017-2018 | 3 | $211,098 | 2018 | $30,402 | show |
| HOMEFREE USA INC | Public charity | Exact | 2024 | 1 | $58,000 | 2024 | $58,000 | show |
| BEHAVIORAL IDEAS LAB INC | Public charity | Exact | 2022 | 1 | $34,000 | 2022 | $34,000 | show |
Similar organizations
Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. Same state only · More (100)
| Organization | State | NTEE | Latest revenue | Latest expenses | Top-paid title | Top pay | Why similar |
|---|---|---|---|---|---|---|---|
| GENERATIONS FAMILY SERVICES INC | NC | P51 | $892,951 | $921,951 | EXECUTIVE DI | $115,800 | Same NTEE code P51, revenue within 2x, same state |
| CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC | NC | P51 | $1,179,312 | $1,104,845 | Departing Executive Director | $113,870 | Same NTEE code P51, revenue within 2x, same state |
| AMERICAN FINANCIAL EDUCATION ALLIANCE | NC | P51 | $1,762,195 | $1,598,886 | PRESIDENT | $0 | Same NTEE code P51, revenue within 2x, same state |
| FINANCIAL PATHWAYS OF THE PIEDMONT INC | NC | P51 | $1,501,590 | $1,430,550 | PRESIDENT & | $119,194 | Same NTEE code P51, revenue within 2x, same state |
| DEBT REDUCTION SERVICES INC | ID | P51 | $2,316,028 | $2,358,235 | PRESIDENT AND CEO | $13,629 | Same NTEE code P51, revenue within 2x, similar name |
| CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC | IL | P51 | $834,886 | $909,818 | EXECUTIVE DIRECTOR | $62,397 | Same NTEE code P51, revenue within 2x |
| CONSUMER CREDIT COUNSELING SERVICE OF SOUTHERN OREGON INC | OR | P51 | $922,800 | $832,328 | CEO | $112,500 | Same NTEE code P51, revenue within 2x |
| SAFEGUARD CREDIT COUNSELING SERVICES INC | NY | P51 | $1,226,931 | $1,201,137 | VICE PRESIDE | $147,000 | Same NTEE code P51, revenue within 2x |
| HAVEN SERVICES | CA | P51 | $1,358,264 | $1,430,340 | COO | $138,139 | Same NTEE code P51, revenue within 2x |
| CONSUMER DEBT COUNSELORS INC | FL | P51 | $1,701,867 | $1,599,812 | COO | $67,081 | Same NTEE code P51, revenue within 2x |
| SECUREFUTURES FOUNDATION INC | WI | P51 | $2,085,450 | $2,080,020 | PRESIDENT & CEO | $171,619 | Same NTEE code P51, revenue within 2x |
| HOME PRESERVATION & PREVENTION INC | CA | P51 | $1,472,787 | $1,412,782 | President & CEO | $4,977 | Same NTEE code P51, revenue within 2x |
| RESOURCE OVERSIGHT & GUIDANCE SERVICES INC | CA | P51 | $1,664,528 | $1,298,639 | PRESIDENT | $193,750 | Same NTEE code P51, revenue within 2x |
| REAL ESTATE EDUCATION AND COMMUNITY HOUSING INC | FL | P51 | $718,311 | $1,085,825 | Key Emp | $0 | Same NTEE code P51, revenue within 2x |
| COMMUNITY ENTERPRISE DEVELOPMENT SERVICES | CO | P51 | $1,536,762 | $2,529,434 | Executive Dir. | $177,817 | Same NTEE code P51, revenue within 2x |
| PROSPERITY CONNECTION | MO | P51 | $1,216,888 | $1,534,545 | EXECUTIVE DIRECTOR | $167,329 | Same NTEE code P51, revenue within 2x |
| D&E A FINANCIAL EDUCATION AND TRAINING INSTITUTE INC | GA | P51 | $899,974 | $1,001,228 | Agency Attorney | $24,350 | Same NTEE code P51, revenue within 2x |
| COMPASS FINANCES GOD S WAY INC | FL | P51 | $1,241,830 | $1,468,312 | CEO | $115,000 | Same NTEE code P51, revenue within 2x |
| ADVANTAGE CREDIT COUNSELING SERVICE INC | PA | P51 | $2,487,050 | $2,409,594 | PRESIDENT & CEO | $162,418 | Same NTEE code P51, revenue within 2x |
| LIFE ASSET INC | DC | P51 | $1,641,020 | $1,278,890 | EXECUTIVE DIRECTOR | $154,500 | Same NTEE code P51, revenue within 2x |
| RUSHMORE CONSUMER CREDIT RESOURCE CENTER | SD | P51 | $861,678 | $351,940 | EXECUTIVE DI | $84,728 | Same NTEE code P51, revenue within 2x |
| CREDIT ADVISORS FOUNDATION | NE | P51 | $1,883,398 | $2,101,184 | EXECUTIVE DIRECTOR | $220,000 | Same NTEE code P51, revenue within 2x |
| COTTAGES OF HOPE INC | UT | P51 | $1,284,279 | $1,043,825 | Member | $0 | Same NTEE code P51, revenue within 2x |
| HOUSING OPTIONS & PLANNING ENTERPRISES INC | MD | P51 | $1,140,338 | $1,111,436 | CEO/PRESIDENT | $106,874 | Same NTEE code P51, revenue within 2x |
| NEIGHBORHOOD HOUSING SERVICES OF BROOKLYN BEDFORD-STUYVESANT CDC IN | NY | P51 | $1,836,560 | $1,730,054 | EXECUTIVE DIRECTOR | $136,921 | Same NTEE code P51, revenue within 2x |
Who funds organizations like this
Grantors that funded the 100 most similar organizations. Ranked by total given to them. Foundations (990-PF) and donor-advised fund sponsors only. Same matching as Funders above (by EIN, or by name for foundations).
The full list · all similar organizations
Where the money went
Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.
2024 · Form 990 · $3,728,088 spent · pay $325,056 · grants $2,650,000 · events $1,515
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Grants to US organizations and governments | $2,650,000 | $2,650,000 | - | - | 71.1% | |
| Other (as described) | HOUSING | $401,255 | $401,255 | - | - | 10.8% |
| Other employee benefits | $140,523 | - | $140,523 | - | 3.8% | |
| Pay: officers, directors, trustees, key employees | $106,234 | $70,114 | $36,120 | - | 2.8% | |
| Information technology | $89,623 | - | $89,623 | - | 2.4% | |
| Other salaries and wages | $58,107 | $38,048 | $20,059 | - | 1.6% | |
| Advertising and promotion | $45,604 | - | $45,604 | - | 1.2% | |
| Other (as described) | PUBLIC AWARENESS | $31,294 | $31,294 | - | - | 0.8% |
| Depreciation and depletion | $30,610 | - | $30,610 | - | 0.8% | |
| All other expenses | $29,770 | - | $29,770 | - | 0.8% | |
| Fees: other services | $25,638 | - | $25,638 | - | 0.7% | |
| Other (as described) | TELEPHONE | $23,162 | - | $23,162 | - | 0.6% |
| Payroll taxes | $20,192 | - | $20,192 | - | 0.5% | |
| Other (as described) | MEMBERSHIP FEES | $19,829 | - | $19,829 | - | 0.5% |
| Occupancy | $18,905 | - | $18,905 | - | 0.5% | |
| Insurance | $15,971 | - | $15,971 | - | 0.4% | |
| Travel | $12,781 | - | $12,781 | - | 0.3% | |
| Office expenses | $7,075 | - | $7,075 | - | 0.2% | |
| Conferences, conventions and meetings | $1,515 | - | $1,515 | - | 0.0% | |
| Total | $3,728,088 | 100% |
2023 · Form 990 · $2,939,903 spent · pay $610,793 · grants $480,000 · events $1,050
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | DEBT MANAGEMENT PROGRAM | $590,407 | $590,407 | - | - | 20.1% |
| Other (as described) | HOUSING | $532,754 | $532,754 | - | - | 18.1% |
| Grants to US organizations and governments | $480,000 | $480,000 | - | - | 16.3% | |
| Pay: officers, directors, trustees, key employees | $360,265 | $330,760 | $29,505 | - | 12.3% | |
| Fees: other services | $309,751 | $187,446 | $122,305 | - | 10.5% | |
| Other employee benefits | $143,938 | $115,150 | $28,788 | - | 4.9% | |
| Other salaries and wages | $106,590 | $97,867 | $8,723 | - | 3.6% | |
| All other expenses | $91,881 | $75,939 | $15,942 | - | 3.1% | |
| Occupancy | $65,335 | $52,268 | $13,067 | - | 2.2% | |
| Insurance | $55,844 | $44,675 | $11,169 | - | 1.9% | |
| Other (as described) | MISCELLANEOUS | $52,705 | $8,069 | $44,636 | - | 1.8% |
| Other (as described) | MEMBERSHIP FEES | $47,935 | $38,348 | $9,587 | - | 1.6% |
| Depreciation and depletion | $32,803 | $26,243 | $6,560 | - | 1.1% | |
| Office expenses | $22,232 | $17,785 | $4,447 | - | 0.8% | |
| Advertising and promotion | $21,769 | $21,769 | - | - | 0.7% | |
| Travel | $20,391 | $16,313 | $4,078 | - | 0.7% | |
| Information technology | $3,428 | $2,742 | $686 | - | 0.1% | |
| Conferences, conventions and meetings | $1,050 | $840 | $210 | - | 0.0% | |
| Interest | $825 | - | $825 | - | 0.0% | |
| Total | $2,939,903 | 100% |
2022 · Form 990 · $5,974,438 spent · pay $2,222,689 · grants $1,050,000 · events $1,834
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $1,271,876 | $857,908 | $413,968 | - | 21.3% | |
| Grants to US organizations and governments | $1,050,000 | $1,050,000 | - | - | 17.6% | |
| Other (as described) | HOUSING COUNSELING | $800,110 | $800,110 | - | - | 13.4% |
| Advertising and promotion | $470,519 | $444,638 | $25,881 | - | 7.9% | |
| Pay: officers, directors, trustees, key employees | $451,243 | $299,792 | $151,451 | - | 7.6% | |
| Other employee benefits | $300,121 | $199,391 | $100,730 | - | 5.0% | |
| Other (as described) | CREDIT COUNSELING | $262,258 | $262,258 | - | - | 4.4% |
| Information technology | $237,444 | $189,955 | $47,489 | - | 4.0% | |
| Payroll taxes | $199,449 | $132,508 | $66,941 | - | 3.3% | |
| Office expenses | $197,436 | $157,948 | $39,488 | - | 3.3% | |
| Other (as described) | MISCELLANEOUS | $173,808 | $154,823 | $18,985 | - | 2.9% |
| Fees: investment management | $119,199 | - | $119,199 | - | 2.0% | |
| Other (as described) | BANK FEES | $96,710 | $83,953 | $12,757 | - | 1.6% |
| All other expenses | $96,075 | $83,910 | $12,165 | - | 1.6% | |
| Occupancy | $69,787 | $55,830 | $13,957 | - | 1.2% | |
| Insurance | $61,957 | $49,566 | $12,391 | - | 1.0% | |
| Depreciation and depletion | $34,052 | $28,945 | $5,107 | - | 0.6% | |
| Fees: other services | $27,751 | $13,875 | $13,876 | - | 0.5% | |
| Travel | $24,821 | $19,857 | $4,964 | - | 0.4% | |
| Fees: accounting | $14,200 | - | $14,200 | - | 0.2% | |
| Interest | $13,788 | - | $13,788 | - | 0.2% | |
| Conferences, conventions and meetings | $1,834 | $1,466 | $368 | - | 0.0% | |
| Total | $5,974,438 | 100% |
2021 · Form 990 · $5,423,064 spent · pay $2,926,176 · grants $450,000 · events $1,221
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $1,894,330 | $1,716,602 | $177,728 | - | 34.9% | |
| Pay: officers, directors, trustees, key employees | $525,453 | $105,090 | $420,363 | - | 9.7% | |
| Advertising and promotion | $461,617 | $456,794 | $4,823 | - | 8.5% | |
| Grants to US organizations and governments | $450,000 | $450,000 | - | - | 8.3% | |
| Other (as described) | CREDIT COUNSELING | $319,411 | $319,411 | - | - | 5.9% |
| Other employee benefits | $315,770 | $267,120 | $48,650 | - | 5.8% | |
| Office expenses | $234,393 | $187,514 | $46,879 | - | 4.3% | |
| Payroll taxes | $190,623 | $144,849 | $45,774 | - | 3.5% | |
| Other (as described) | MISCELLANEOUS | $167,852 | $109,978 | $57,874 | - | 3.1% |
| Information technology | $138,969 | $111,175 | $27,794 | - | 2.6% | |
| All other expenses | $138,520 | $124,675 | $13,845 | - | 2.6% | |
| Other (as described) | BANK FEES | $127,135 | $110,749 | $16,386 | - | 2.3% |
| Fees: investment management | $114,099 | - | $114,099 | - | 2.1% | |
| Other (as described) | BANKRUPTCY COUNSELING | $81,402 | $81,402 | - | - | 1.5% |
| Fees: other services | $79,400 | $39,700 | $39,700 | - | 1.5% | |
| Insurance | $58,049 | $46,439 | $11,610 | - | 1.1% | |
| Occupancy | $43,750 | $35,000 | $8,750 | - | 0.8% | |
| Fees: accounting | $36,625 | - | $36,625 | - | 0.7% | |
| Depreciation and depletion | $27,905 | $23,719 | $4,186 | - | 0.5% | |
| Travel | $16,417 | $13,134 | $3,283 | - | 0.3% | |
| Conferences, conventions and meetings | $1,221 | $977 | $244 | - | 0.0% | |
| Interest | $123 | - | $123 | - | 0.0% | |
| Total | $5,423,064 | 100% |
2020 · Form 990 · $6,807,417 spent · pay $4,163,202 · grants $250,000 · events $126
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,901,754 | $2,376,291 | $525,463 | - | 42.6% | |
| Advertising and promotion | $681,184 | $673,887 | $7,297 | - | 10.0% | |
| Other employee benefits | $612,998 | $479,757 | $133,241 | - | 9.0% | |
| Pay: officers, directors, trustees, key employees | $378,225 | $75,645 | $302,580 | - | 5.6% | |
| Other (as described) | CREDIT COUNSELING | $346,839 | $346,839 | - | - | 5.1% |
| Office expenses | $303,379 | $242,704 | $60,675 | - | 4.5% | |
| Payroll taxes | $270,225 | $206,018 | $64,207 | - | 4.0% | |
| Grants to US organizations and governments | $250,000 | $250,000 | - | - | 3.7% | |
| Fees: other services | $222,905 | $93,769 | $129,136 | - | 3.3% | |
| Other (as described) | MISCELLANEOUS | $144,959 | $121,471 | $23,488 | - | 2.1% |
| Other (as described) | BANK FEES | $141,614 | $128,216 | $13,398 | - | 2.1% |
| Information technology | $117,929 | $94,343 | $23,586 | - | 1.7% | |
| Fees: investment management | $101,437 | - | $101,437 | - | 1.5% | |
| Other (as described) | BANKRUPTCY COUNSELING | $99,877 | $99,877 | - | - | 1.5% |
| All other expenses | $99,041 | $68,798 | $30,243 | - | 1.5% | |
| Insurance | $69,621 | $55,697 | $13,924 | - | 1.0% | |
| Depreciation and depletion | $59,865 | $50,886 | $8,979 | - | 0.9% | |
| Travel | $5,316 | $4,253 | $1,063 | - | 0.1% | |
| Conferences, conventions and meetings | $126 | $101 | $25 | - | 0.0% | |
| Interest | $123 | - | $123 | - | 0.0% | |
| Total | $6,807,417 | 100% |
2019 · Form 990 · $7,033,768 spent · pay $4,085,827 · grants $0 · events $6,177
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,873,916 | $2,368,776 | $505,140 | - | 40.9% | |
| Advertising and promotion | $1,265,816 | $1,256,079 | $9,737 | - | 18.0% | |
| Other employee benefits | $542,857 | $437,919 | $104,938 | - | 7.7% | |
| Pay: officers, directors, trustees, key employees | $408,952 | $81,790 | $327,162 | - | 5.8% | |
| Other (as described) | CREDIT COUNSELING | $362,142 | $362,142 | - | - | 5.1% |
| Office expenses | $315,114 | $254,632 | $60,482 | - | 4.5% | |
| Payroll taxes | $260,102 | $194,971 | $65,131 | - | 3.7% | |
| Other (as described) | BANK FEES | $133,811 | $119,112 | $14,699 | - | 1.9% |
| Information technology | $126,380 | $101,124 | $25,256 | - | 1.8% | |
| All other expenses | $123,891 | $86,543 | $37,348 | - | 1.8% | |
| Other (as described) | BANKRUPTCY COUNSELING | $119,019 | $119,019 | - | - | 1.7% |
| Other (as described) | MISCELLANEOUS | $115,200 | $92,075 | $23,125 | - | 1.6% |
| Fees: investment management | $108,100 | - | $108,100 | - | 1.5% | |
| Fees: other services | $103,152 | $27,249 | $75,903 | - | 1.5% | |
| Insurance | $62,123 | $49,828 | $12,295 | - | 0.9% | |
| Depreciation and depletion | $59,808 | $50,837 | $8,971 | - | 0.9% | |
| Travel | $40,074 | $32,059 | $8,015 | - | 0.6% | |
| Interest | $7,134 | $4,111 | $3,023 | - | 0.1% | |
| Conferences, conventions and meetings | $6,177 | $4,942 | $1,235 | - | 0.1% | |
| Total | $7,033,768 | 100% |
2018 · Form 990 · $8,830,612 spent · pay $4,526,481 · grants $250,000 · events $28,566
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,654,597 | $2,804,382 | $850,215 | - | 41.4% | |
| Advertising and promotion | $2,557,853 | $2,547,559 | $10,294 | - | 29.0% | |
| Other employee benefits | $570,029 | $437,349 | $132,680 | - | 6.5% | |
| Office expenses | $354,258 | $283,408 | $70,850 | - | 4.0% | |
| Payroll taxes | $301,855 | $231,595 | $70,260 | - | 3.4% | |
| Grants to US organizations and governments | $250,000 | $250,000 | - | - | 2.8% | |
| Other (as described) | CREDIT COUNSELING SUPPORT | $219,482 | $219,482 | - | - | 2.5% |
| Fees: legal | $165,295 | $82,648 | $82,647 | - | 1.9% | |
| Information technology | $154,472 | $124,878 | $29,594 | - | 1.7% | |
| Other (as described) | LICENSES AND PERMITS | $121,586 | $97,269 | $24,317 | - | 1.4% |
| Other (as described) | MISCELLANEOUS | $119,316 | $86,979 | $32,337 | - | 1.4% |
| Other (as described) | BANKRUPTCY | $107,264 | $107,264 | - | - | 1.2% |
| Insurance | $70,910 | $56,728 | $14,182 | - | 0.8% | |
| Depreciation and depletion | $51,620 | $43,877 | $7,743 | - | 0.6% | |
| Travel | $46,061 | $36,849 | $9,212 | - | 0.5% | |
| Conferences, conventions and meetings | $28,566 | $23,081 | $5,485 | - | 0.3% | |
| Interest | $24,645 | $16,683 | $7,962 | - | 0.3% | |
| Fees: accounting | $21,790 | - | $21,790 | - | 0.2% | |
| All other expenses | $11,013 | -$82,403 | $93,416 | - | 0.1% | |
| Total | $8,830,612 | 100% |
2017 · Form 990 · $9,011,799 spent · pay $4,377,618 · grants $250,100 · events $31,219
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,480,978 | $2,674,544 | $806,434 | - | 38.6% | |
| Advertising and promotion | $2,507,156 | $2,507,156 | - | - | 27.8% | |
| Other employee benefits | $596,676 | $431,842 | $164,834 | - | 6.6% | |
| Office expenses | $399,109 | $319,267 | $79,842 | - | 4.4% | |
| Payroll taxes | $299,964 | $234,301 | $65,663 | - | 3.3% | |
| Other (as described) | CREDIT COUNSELING SUPPORT | $296,211 | $296,211 | - | - | 3.3% |
| Grants to US organizations and governments | $250,100 | $250,100 | - | - | 2.8% | |
| All other expenses | $186,664 | $87,004 | $99,660 | - | 2.1% | |
| Information technology | $153,004 | $122,403 | $30,601 | - | 1.7% | |
| Fees: legal | $143,020 | $71,510 | $71,510 | - | 1.6% | |
| Other (as described) | BANK FEES | $116,397 | $91,820 | $24,577 | - | 1.3% |
| Fees: investment management | $112,268 | - | $112,268 | - | 1.2% | |
| Other (as described) | LICENSES AND PERMITS | $106,384 | $85,107 | $21,277 | - | 1.2% |
| Other (as described) | BANKRUPTCY | $89,914 | $89,914 | - | - | 1.0% |
| Travel | $73,749 | $58,999 | $14,750 | - | 0.8% | |
| Insurance | $66,677 | $53,342 | $13,335 | - | 0.7% | |
| Depreciation and depletion | $47,021 | $39,968 | $7,053 | - | 0.5% | |
| Conferences, conventions and meetings | $31,219 | $24,975 | $6,244 | - | 0.3% | |
| Interest | $29,196 | $29,196 | - | - | 0.3% | |
| Fees: accounting | $26,092 | - | $26,092 | - | 0.3% | |
| Total | $9,011,799 | 100% |
2016 · Form 990 · $8,595,073 spent · pay $4,118,157 · grants $0 · events $12,702
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,314,432 | $2,817,267 | $497,165 | - | 38.6% | |
| Advertising and promotion | $2,281,283 | $2,281,283 | - | - | 26.5% | |
| Other employee benefits | $523,679 | - | $523,679 | - | 6.1% | |
| Office expenses | $460,573 | $408,691 | $51,882 | - | 5.4% | |
| Payroll taxes | $280,046 | $238,039 | $42,007 | - | 3.3% | |
| Other (as described) | DMP SUPPORTING COSTS | $256,852 | $256,852 | - | - | 3.0% |
| All other expenses | $251,276 | $161,413 | $89,863 | - | 2.9% | |
| Information technology | $239,366 | $203,461 | $35,905 | - | 2.8% | |
| Other (as described) | BANKRUPTCY | $194,920 | $165,682 | $29,238 | - | 2.3% |
| Other (as described) | BAD DEBT | $194,526 | - | $194,526 | - | 2.3% |
| Other (as described) | LICENSES AND PERMITS | $138,302 | $138,302 | - | - | 1.6% |
| Fees: investment management | $103,679 | - | $103,679 | - | 1.2% | |
| Fees: legal | $80,764 | $68,649 | $12,115 | - | 0.9% | |
| Depreciation and depletion | $76,447 | $64,980 | $11,467 | - | 0.9% | |
| Insurance | $63,660 | $54,111 | $9,549 | - | 0.7% | |
| Interest | $55,706 | - | $55,706 | - | 0.6% | |
| Travel | $43,860 | $39,474 | $4,386 | - | 0.5% | |
| Fees: accounting | $23,000 | - | $23,000 | - | 0.3% | |
| Conferences, conventions and meetings | $12,702 | $10,797 | $1,905 | - | 0.1% | |
| Total | $8,595,073 | 100% |
2015 · Form 990 · $18,471,541 spent · pay $4,970,477 · grants $7,415,379 · events $13,836
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Grants to US organizations and governments | $7,415,379 | $7,415,379 | - | - | 40.1% | |
| Other salaries and wages | $4,059,519 | $3,450,591 | $608,928 | - | 22.0% | |
| Advertising and promotion | $2,556,029 | $2,556,029 | - | - | 13.8% | |
| Other employee benefits | $553,820 | $470,747 | $83,073 | - | 3.0% | |
| Information technology | $528,121 | $448,903 | $79,218 | - | 2.9% | |
| Other (as described) | BAD DEBT | $514,731 | $3,333 | $511,398 | - | 2.8% |
| Office expenses | $484,139 | $429,680 | $54,459 | - | 2.6% | |
| Other (as described) | PROCESSING FEES | $427,334 | $427,334 | - | - | 2.3% |
| Payroll taxes | $357,138 | $303,567 | $53,571 | - | 1.9% | |
| Other (as described) | BANKRUPTCY | $355,748 | $302,386 | $53,362 | - | 1.9% |
| All other expenses | $344,889 | $355,681 | -$10,792 | - | 1.9% | |
| Fees: investment management | $223,581 | - | $223,581 | - | 1.2% | |
| Fees: legal | $206,281 | $175,339 | $30,942 | - | 1.1% | |
| Other (as described) | BANK FEES | $158,626 | $114,662 | $43,964 | - | 0.9% |
| Depreciation and depletion | $97,122 | $82,554 | $14,568 | - | 0.5% | |
| Insurance | $55,061 | $46,802 | $8,259 | - | 0.3% | |
| Travel | $51,069 | $45,962 | $5,107 | - | 0.3% | |
| Interest | $44,304 | - | $44,304 | - | 0.2% | |
| Fees: accounting | $24,814 | - | $24,814 | - | 0.1% | |
| Conferences, conventions and meetings | $13,836 | $11,761 | $2,075 | - | 0.1% | |
| Total | $18,471,541 | 100% |
2014 · Form 990 · $10,758,303 spent · pay $4,264,442 · grants $0 · events $19,912
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,081,439 | $2,883,455 | $197,984 | - | 28.6% | |
| Advertising and promotion | $2,300,090 | $2,300,090 | - | - | 21.4% | |
| Other (as described) | PROCESSING FEES | $1,403,505 | $1,403,505 | - | - | 13.0% |
| Other employee benefits | $541,168 | $459,993 | $81,175 | - | 5.0% | |
| Other (as described) | BANK FEES | $494,804 | $181,027 | $313,777 | - | 4.6% |
| Office expenses | $363,972 | $322,153 | $41,819 | - | 3.4% | |
| Information technology | $356,373 | $302,919 | $53,454 | - | 3.3% | |
| Payroll taxes | $331,296 | $281,602 | $49,694 | - | 3.1% | |
| Pay: officers, directors, trustees, key employees | $310,539 | - | $310,539 | - | 2.9% | |
| Fees: other services | $300,334 | $255,982 | $44,352 | - | 2.8% | |
| All other expenses | $276,528 | $270,725 | $5,803 | - | 2.6% | |
| Other (as described) | COMMUNITY OUTREACH | $266,201 | $227,015 | $39,186 | - | 2.5% |
| Other (as described) | LICENSES AND PERMITS | $199,477 | $199,477 | - | - | 1.9% |
| Depreciation and depletion | $168,168 | $142,943 | $25,225 | - | 1.6% | |
| Fees: legal | $144,533 | $122,853 | $21,680 | - | 1.3% | |
| Travel | $71,286 | $64,157 | $7,129 | - | 0.7% | |
| Insurance | $63,901 | $54,346 | $9,555 | - | 0.6% | |
| Fees: accounting | $29,561 | - | $29,561 | - | 0.3% | |
| Conferences, conventions and meetings | $19,912 | $16,925 | $2,987 | - | 0.2% | |
| Occupancy | $18,273 | $15,794 | $2,479 | - | 0.2% | |
| Interest | $16,943 | - | $16,943 | - | 0.2% | |
| Total | $10,758,303 | 100% |
2013 · Form 990 · $13,096,601 spent · pay $4,200,917 · grants $0 · events $17,188
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,339,532 | $2,838,602 | $500,930 | - | 25.5% | |
| Other (as described) | PROCESSING FEES | $3,223,194 | $3,223,194 | - | - | 24.6% |
| Advertising and promotion | $1,503,617 | $1,503,617 | - | - | 11.5% | |
| Other (as described) | SETTLEMENT | $1,000,000 | - | $1,000,000 | - | 7.6% |
| All other expenses | $750,564 | $687,688 | $62,876 | - | 5.7% | |
| Other employee benefits | $542,919 | $461,481 | $81,438 | - | 4.1% | |
| Other (as described) | BANK FEES | $461,184 | $261,949 | $199,235 | - | 3.5% |
| Fees: legal | $425,744 | $361,883 | $63,861 | - | 3.3% | |
| Other (as described) | CLIENT DISCOUNT BENEFIT | $382,173 | $382,173 | - | - | 2.9% |
| Information technology | $359,272 | $305,382 | $53,890 | - | 2.7% | |
| Office expenses | $336,128 | $273,528 | $62,600 | - | 2.6% | |
| Payroll taxes | $318,466 | $270,696 | $47,770 | - | 2.4% | |
| Depreciation and depletion | $253,682 | $215,630 | $38,052 | - | 1.9% | |
| Travel | $78,125 | $70,313 | $7,812 | - | 0.6% | |
| Insurance | $72,799 | $61,879 | $10,920 | - | 0.6% | |
| Fees: accounting | $32,014 | - | $32,014 | - | 0.2% | |
| Conferences, conventions and meetings | $17,188 | $14,610 | $2,578 | - | 0.1% | |
| Total | $13,096,601 | 100% |
2012 · Form 990 · $14,993,282 spent · pay $3,952,912 · grants $0 · events $42,734
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | PROCESSING FEES | $5,802,614 | $5,802,614 | - | - | 38.7% |
| Other salaries and wages | $2,928,856 | $2,489,527 | $439,329 | - | 19.5% | |
| Office expenses | $787,741 | $713,307 | $74,434 | - | 5.3% | |
| Other (as described) | CLIENT DISCOUNT BENEFIT | $739,456 | $739,456 | - | - | 4.9% |
| Advertising and promotion | $737,035 | $737,035 | - | - | 4.9% | |
| Fees: legal | $724,665 | $615,974 | $108,691 | - | 4.8% | |
| Other (as described) | COMMUNITY OUTREACH | $680,198 | $578,168 | $102,030 | - | 4.5% |
| All other expenses | $357,131 | $352,433 | $4,698 | - | 2.4% | |
| Pay: officers, directors, trustees, key employees | $339,310 | $288,413 | $50,897 | - | 2.3% | |
| Fees: other services | $335,683 | $285,330 | $50,353 | - | 2.2% | |
| Payroll taxes | $303,225 | $257,741 | $45,484 | - | 2.0% | |
| Other employee benefits | $271,461 | $230,742 | $40,719 | - | 1.8% | |
| Depreciation and depletion | $241,383 | $205,175 | $36,208 | - | 1.6% | |
| Information technology | $183,469 | $155,949 | $27,520 | - | 1.2% | |
| Occupancy | $150,000 | $127,500 | $22,500 | - | 1.0% | |
| Pension plan contributions | $110,060 | $93,551 | $16,509 | - | 0.7% | |
| Other (as described) | INCOME TAXES | $77,748 | $77,748 | - | - | 0.5% |
| Travel | $71,094 | $63,984 | $7,110 | - | 0.5% | |
| Insurance | $60,751 | $51,638 | $9,113 | - | 0.4% | |
| Fees: accounting | $48,668 | - | $48,668 | - | 0.3% | |
| Conferences, conventions and meetings | $42,734 | $42,734 | - | - | 0.3% | |
| Total | $14,993,282 | 100% |
2011 · Form 990 · $21,016,479 spent · pay $4,204,069 · grants $0 · events $15,017
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | PROCESSING FEES | $10,060,991 | $10,060,991 | - | - | 47.9% |
| Other salaries and wages | $3,218,695 | $2,735,890 | $482,805 | - | 15.3% | |
| Advertising and promotion | $2,188,526 | $2,188,526 | - | - | 10.4% | |
| Other (as described) | CLIENT DISCOUNT BENEFIT | $1,234,443 | $1,234,443 | - | - | 5.9% |
| Fees: legal | $857,671 | $729,028 | $128,643 | - | 4.1% | |
| Office expenses | $764,052 | $713,193 | $50,859 | - | 3.6% | |
| Fees: other services | $363,526 | $310,250 | $53,276 | - | 1.7% | |
| Other employee benefits | $330,010 | $280,509 | $49,501 | - | 1.6% | |
| All other expenses | $328,593 | $291,515 | $37,078 | - | 1.6% | |
| Payroll taxes | $304,515 | $258,837 | $45,678 | - | 1.4% | |
| Other (as described) | LICENSES AND PERMITS | $245,412 | $245,412 | - | - | 1.2% |
| Other (as described) | INCOME TAXES | $234,442 | $234,442 | - | - | 1.1% |
| Pay: officers, directors, trustees, key employees | $221,658 | $188,409 | $33,249 | - | 1.1% | |
| Depreciation and depletion | $190,992 | $162,344 | $28,648 | - | 0.9% | |
| Information technology | $188,109 | $159,893 | $28,216 | - | 0.9% | |
| Pension plan contributions | $129,191 | $109,812 | $19,379 | - | 0.6% | |
| Travel | $65,378 | $58,839 | $6,539 | - | 0.3% | |
| Insurance | $36,284 | $30,841 | $5,443 | - | 0.2% | |
| Fees: accounting | $30,500 | - | $30,500 | - | 0.1% | |
| Conferences, conventions and meetings | $15,017 | $15,017 | - | - | 0.1% | |
| Occupancy | $7,003 | $5,952 | $1,051 | - | 0.0% | |
| Fees: investment management | $1,471 | - | $1,471 | - | 0.0% | |
| Total | $21,016,479 | 100% |
2010 · Form 990 · $27,618,246 spent · pay $4,868,319 · grants $0 · events $7,009
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | PROCESSING FEES | $13,137,483 | $13,137,483 | - | - | 47.6% |
| Advertising and promotion | $5,218,523 | $5,218,523 | - | - | 18.9% | |
| Other salaries and wages | $3,730,042 | $3,172,595 | $557,447 | - | 13.5% | |
| Other (as described) | CLIENT DISCOUNT BENEFIT | $1,677,206 | $1,677,206 | - | - | 6.1% |
| Office expenses | $898,768 | $838,594 | $60,174 | - | 3.3% | |
| Other employee benefits | $442,493 | $376,120 | $66,373 | - | 1.6% | |
| Payroll taxes | $365,921 | $311,031 | $54,890 | - | 1.3% | |
| Information technology | $343,002 | $291,551 | $51,451 | - | 1.2% | |
| Other (as described) | LICENSES AND PERMITS | $287,214 | $287,214 | - | - | 1.0% |
| Other (as described) | INCOME TAXES | $237,369 | $237,369 | - | - | 0.9% |
| Pay: officers, directors, trustees, key employees | $206,126 | $173,146 | $32,980 | - | 0.7% | |
| Depreciation and depletion | $193,642 | $164,596 | $29,046 | - | 0.7% | |
| All other expenses | $187,199 | $171,009 | $16,190 | - | 0.7% | |
| Fees: legal | $183,246 | $155,759 | $27,487 | - | 0.7% | |
| Pension plan contributions | $123,737 | $105,176 | $18,561 | - | 0.4% | |
| Fees: other services | $117,422 | $99,814 | $17,608 | - | 0.4% | |
| Other (as described) | BAD DEBT | $103,743 | $103,743 | - | - | 0.4% |
| Travel | $47,857 | $43,071 | $4,786 | - | 0.2% | |
| Occupancy | $39,894 | $33,910 | $5,984 | - | 0.1% | |
| Insurance | $32,921 | $27,982 | $4,939 | - | 0.1% | |
| Fees: accounting | $28,060 | - | $28,060 | - | 0.1% | |
| Fees: investment management | $9,369 | - | $9,369 | - | 0.0% | |
| Conferences, conventions and meetings | $7,009 | $7,009 | - | - | 0.0% | |
| Total | $27,618,246 | 100% |
2009 · Form 990 · $33,376,713 spent · pay $4,548,966 · grants $0 · events $10,349
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | PROCESSING FEES | $14,850,797 | $14,850,797 | - | - | 44.5% |
| Other (as described) | PUBLIC AWARENESS | $9,146,106 | $9,146,106 | - | - | 27.4% |
| Other salaries and wages | $3,521,075 | $2,992,911 | $528,164 | - | 10.5% | |
| Other (as described) | MEMBER BENEFIT SERVICES | $1,788,524 | $1,788,524 | - | - | 5.4% |
| Office expenses | $1,019,583 | $970,698 | $48,885 | - | 3.1% | |
| All other expenses | $572,444 | $563,035 | $9,409 | - | 1.7% | |
| Other employee benefits | $500,159 | $425,135 | $75,024 | - | 1.5% | |
| Fees: other services | $415,100 | $352,838 | $62,262 | - | 1.2% | |
| Other (as described) | COMPUTER expenses | $387,865 | $329,685 | $58,180 | - | 1.2% |
| Payroll taxes | $322,924 | $274,484 | $48,440 | - | 1.0% | |
| Other (as described) | income taxes | $221,855 | $221,855 | - | - | 0.7% |
| Pay: officers, directors, trustees, key employees | $204,808 | $174,087 | $30,721 | - | 0.6% | |
| Occupancy | $173,604 | $147,563 | $26,041 | - | 0.5% | |
| Depreciation and depletion | $120,572 | $102,487 | $18,085 | - | 0.4% | |
| Travel | $47,708 | $42,936 | $4,772 | - | 0.1% | |
| Insurance | $41,500 | $35,275 | $6,225 | - | 0.1% | |
| Fees: accounting | $28,938 | - | $28,938 | - | 0.1% | |
| Conferences, conventions and meetings | $10,349 | $10,349 | - | - | 0.0% | |
| Information technology | $2,802 | $2,381 | $421 | - | 0.0% | |
| Total | $33,376,713 | 100% |