STERLING GROUP EMPLOYEE BENEFIT TR
Cite this
Plain text STERLING GROUP EMPLOYEE BENEFIT TR. Strategy Studio, nonprofit organization profile, tax years 2020–2024. https://strategystudio.org/org/351968341. Retrieved 2026-10-19.
APA Strategy Studio. (n.d.). STERLING GROUP EMPLOYEE BENEFIT TR [Nonprofit organization profile; tax years 2020–2024]. Retrieved October 19, 2026, from https://strategystudio.org/org/351968341
MLA “STERLING GROUP EMPLOYEE BENEFIT TR.” Strategy Studio, tax years 2020–2024, https://strategystudio.org/org/351968341. Accessed 19 Oct. 2026.
Retrieved 2026-10-19; covers tax years 2020–2024. Data: Strategy Studio, CC BY 4.0.
2024 · Form 990 · revenue $3.6M · expenses $3.4M · assets $247K
- EIN
- 35-1968341
- Address
- 3900 EDISON LAKES PARKWAY, MISHAWAKA, IN 46545-3442
- NTEE code
- Y43
- Subsection
- 501(c)(9)
- Ruling year
- 1997
- Cross-check
- ProPublica Nonprofit Explorer
Mission
Reimbursement of members' covered medical expenses.
Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).
People paid by the organization
None of the 4 people listed on these returns reported compensation from the organization. They are listed below.
Officers and directors, no compensation reported
4 people listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.
| Name | Latest title | Years | Hrs/wk (latest) | Compensation | Organizations |
|---|---|---|---|---|---|
| Larry A Swank | Trustee | 2020-2024 | 0 | $0 reported | 1 |
| Lance A Swank | Trustee | 2020-2024 | 0 | $0 reported | 1 |
| Lance A Swank Ii | Trustee | 2020-2024 | 0 | $0 reported | 1 |
| Robert H Voss | Trustee | 2020-2024 | 0 | $0 reported | 1 |
People by year
2024 · 4 people listed · none paid · 0 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| LARRY A SWANK | Trustee | 0 | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK | Trustee | 0 | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK II | Trustee | 0 | $0 | $0 | $0 | $0 | 1 |
| ROBERT H VOSS | Trustee | 0 | $0 | $0 | $0 | $0 | 1 |
2023 · 4 people listed · none paid · 0 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| LARRY A SWANK | Trustee | - | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK | Trustee | - | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK II | Trustee | - | $0 | $0 | $0 | $0 | 1 |
| ROBERT H VOSS | Trustee | - | $0 | $0 | $0 | $0 | 1 |
2022 · 4 people listed · none paid · 0 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| LARRY A SWANK | Trustee | - | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK | Trustee | - | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK II | Trustee | - | $0 | $0 | $0 | $0 | 1 |
| ROBERT H VOSS | Trustee | - | $0 | $0 | $0 | $0 | 1 |
2021 · 4 people listed · none paid · 0 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| LARRY A SWANK | Trustee | - | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK | Trustee | - | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK II | Trustee | - | $0 | $0 | $0 | $0 | 1 |
| ROBERT H VOSS | Trustee | - | $0 | $0 | $0 | $0 | 1 |
2020 · 4 people listed · none paid · 0 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| LARRY A SWANK | Trustee | 1 | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK | Trustee | 1 | $0 | $0 | $0 | $0 | 1 |
| LANCE A SWANK II | Trustee | 1 | $0 | $0 | $0 | $0 | 1 |
| ROBERT H VOSS | Trustee | 1 | $0 | $0 | $0 | $0 | 1 |
Highest-paid independent contractors
No independent contractors reported.
Who gave
Contributor names are not public for this form type.
Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.
Finances
Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.
| Revenue | Expenses | Assets | Net assets | Contributions | Program revenue | Officer pay | Employees | Volunteers |
|---|---|---|---|---|---|---|---|---|
| 2024 · Form 990 | ||||||||
| $3,635,261 | $3,441,981 | $246,584 | $246,584 | $0 | $0 | $0 | 0 | - |
| 2023 · Form 990 | ||||||||
| $2,293,889 | $2,271,667 | $53,304 | $53,304 | $0 | $0 | - | 0 | - |
| 2022 · Form 990 | ||||||||
| $1,416,117 | $1,490,827 | $31,082 | $31,082 | $0 | $0 | - | 0 | - |
| 2021 · Form 990 | ||||||||
| $1,890,841 | $1,938,907 | $105,792 | $105,792 | $0 | $0 | - | 0 | - |
| 2020 · Form 990 | ||||||||
| $1,504,317 | $1,368,642 | $153,858 | $153,858 | $0 | $0 | - | 0 | - |
Funders of this organization
Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).
Similar organizations
Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. Same state only · More (100)
| Organization | State | NTEE | Latest revenue | Latest expenses | Top-paid title | Top pay | Why similar |
|---|---|---|---|---|---|---|---|
| CONSTRUCTION WORKERS OF LAKE COUNTY HRA TRUST FUND | IN | Y43 | $2,186,396 | $302,143 | UNION TRUSEE (SECRETARY) | $360,770 | Same NTEE code Y43, revenue within 2x, same state |
| NISOURCE UNION POST-65 RETIREE MEDICAL BENEFITS VEBA TRUST | IN | Y43 | $3,458,289 | $2,669,502 | AGENT OF PLN ADMINISTRATOR | $0 | Same NTEE code Y43, revenue within 2x, same state |
| IBEW LOCAL 481 SUPPLEMENTAL UNEMPLOYMENT BENEFIT FUND | IN | Y43 | $2,309,817 | $1,338,668 | PLAN ADMINISTRATOR | $234,438 | Same NTEE code Y43, revenue within 2x, same state |
| NISOURCE UNION LIFE INSURANCE BENEFITS VEBA TRUST | IN | Y43 | $3,506,172 | $1,967,714 | AGENT OF PLN ADMINISTRATOR | $0 | Same NTEE code Y43, revenue within 2x, same state |
| STRATEGIC INS TR | IN | Y43 | $4,238,351 | $3,886,292 | PRESIDENT | $0 | Same NTEE code Y43, revenue within 2x, same state |
| INDIANA UNION CONSTRUCTION INDUSTRY SUBSTANCE ABUSE TR FUND | IN | Y43 | $1,858,363 | $1,517,441 | TRUSTEE, CO-CHAIRMAN | $0 | Same NTEE code Y43, revenue within 2x, same state |
| PLUMBERS LOCAL 210 HEALTH AND WELFARE FUND | IN | Y43 | $6,549,064 | $5,621,492 | TRUSTEE | $220,434 | Same NTEE code Y43, revenue within 2x, same state |
| MONETA GROUP EMPLOYEE BENEFIT PLAN TR | MO | Y43 | $6,335,077 | $5,829,149 | TRUSTEE | $0 | Same NTEE code Y43, revenue within 2x, similar name |
| KELLY CONSTRUCTION OF INDIANA INC EMPLOYEE BENEFITS TR | IL | Y43 | $2,065,784 | $2,216,747 | TRUSTEE | $0 | Same NTEE code Y43, revenue within 2x |
| EMPLOYEE HEALTH & WELFARE BENEFIT PLAN TRUST | CA | Y43 | $6,628,674 | $6,591,995 | Trustee | $0 | Same NTEE code Y43, revenue within 2x |
| SOUTHERN STAR VOLUNTARY EMPLOYEE BENEFIT TR VEBA NON UNION | WI | Y43 | $1,969,063 | $1,162,302 | TRUSTEE | $7,500 | Same NTEE code Y43, revenue within 2x |
| TRANSCO MASTER EMPLOYEE WELFARE BENEFITS TRUST | OK | Y43 | $3,817,054 | $1,904,508 | TRUSTEE | $40,423 | Same NTEE code Y43, revenue within 2x |
| TITAN TIRE CORPORATION VOLUNTARY RETIREE BENEFIT TRUST | PA | Y43 | $2,851,798 | $3,202,686 | COMM. MEMBER | $0 | Same NTEE code Y43, revenue within 2x, similar mission |
| SRC OF LEXINGTON EMPLOYEE BENEFITS TR | KY | Y43 | $3,363,884 | $3,374,736 | PLAN ADMINIS | $0 | Same NTEE code Y43, revenue within 2x, similar name |
| UNITIL UNION VOLUNTARY EMPLOYEE BENEFIT TRUST | NH | Y43 | $3,354,741 | $1,307,933 | INSTITUTIONA | $84,001 | Same NTEE code Y43, revenue within 2x |
| REPUBLIC RETIREE VEBA BENEFIT TR | PA | Y43 | $6,978,916 | $8,855,939 | TRUSTEE | $4,667 | Same NTEE code Y43, revenue within 2x |
| L&M COMPANIES INC EMPLOYEE BENEFIT TR | NC | Y43 | $2,738,704 | $2,910,687 | TRUSTEE | $9,090 | Same NTEE code Y43, revenue within 2x |
| NM GROUP GLOBAL LLC HEALTH BENEFIT TR | OH | Y43 | $5,051,751 | $6,142,042 | Trustee | $5,000 | Same NTEE code Y43, revenue within 2x |
| UNITIL NON-UNION VOLUNTARY EMPLOYEE BENEFIT TRUST | NH | Y43 | $2,120,583 | $1,478,826 | INSTITUTIONA | $84,001 | Same NTEE code Y43, revenue within 2x |
| MINNESOTA CREDIT UNION EMPLOYEE BENEFITS PLAN TR | MN | Y43 | $6,311,269 | $6,311,269 | CHAIR | $0 | Same NTEE code Y43, revenue within 2x |
| MAVERICK CAPITAL LTD EMPLOYEE BENEFIT TR | TX | Y43 | $3,711,669 | $3,639,408 | (SEE SCHEDULE O) | $0 | Same NTEE code Y43, revenue within 2x |
| MONTANA CREDIT UNION LEAGUE GROUP BENEFITS TR | MT | Y43 | $4,455,259 | $3,993,227 | CHAIR | $0 | Same NTEE code Y43, revenue within 2x |
| SECURITY BENEFIT HEALTHCARE REIMBURSEMENT | KS | Y43 | $2,277,273 | $1,579,408 | INSTITUTIONAL TRUSTEE | $0 | Same NTEE code Y43, revenue within 2x |
| JEFFERSON COUNTY VEBA EMPLOYEE PLAN TR | ID | Y43 | $2,922,914 | $3,292,927 | VEBA TRUSTEE | $0 | Same NTEE code Y43, revenue within 2x |
| L&LENTERPRISES EMPLOYEE WELFARE BENEFIT PLAN TRUST | KS | Y43 | $2,209,721 | $1,925,278 | DIRECTOR/PRESIDENT | $0 | Same NTEE code Y43, revenue within 2x |
Who funds organizations like this
Grantors that funded the 100 most similar organizations. Ranked by total given to them. Foundations (990-PF) and donor-advised fund sponsors only. Same matching as Funders above (by EIN, or by name for foundations).
| Grantor | Type | Total given | Grants | Organizations funded | Years | Which ones |
|---|---|---|---|---|---|---|
| THE NEIL FAMILY FOUNDATION INC | Private foundation | $50 | 1 | 1 | 2012–2012 | BUFFALO POLICE BENEVOLENT ASSOCIATION INC |
The full list · all similar organizations
Where the money went
Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.
2024 · Form 990 · $3,441,981 spent · pay $0 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Benefits paid to members | $3,204,722 | - | - | - | 93.1% | |
| Other (as described) | Plan Supervisor Fees | $166,110 | - | - | - | 4.8% |
| Other (as described) | PPO Access Fees | $61,494 | - | - | - | 1.8% |
| Fees: accounting | $9,500 | - | - | - | 0.3% | |
| Other (as described) | Bank & Misc Fees | $155 | - | - | - | 0.0% |
| Total | $3,441,981 | 100% |
2023 · Form 990 · $2,271,667 spent · pay $0 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Benefits paid to members | $1,922,415 | $1,922,415 | - | - | 84.6% | |
| Other (as described) | Plan Supervisor Fees | $215,314 | - | $215,314 | - | 9.5% |
| Other (as described) | Rx Discount Fees | $124,368 | - | $124,368 | - | 5.5% |
| Fees: accounting | $9,500 | - | $9,500 | - | 0.4% | |
| Other (as described) | Bank Fees | $70 | - | $70 | - | 0.0% |
| Total | $2,271,667 | 100% |
2022 · Form 990 · $1,490,827 spent · pay $0 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Benefits paid to members | $1,256,208 | - | - | - | 84.3% | |
| Other (as described) | Plan Supervisor Fees | $176,636 | - | $176,636 | - | 11.8% |
| Other (as described) | Prescription Discount Fees | $48,696 | - | $48,696 | - | 3.3% |
| Fees: accounting | $9,275 | - | $9,275 | - | 0.6% | |
| Other (as described) | Bank Fees | $12 | - | - | - | 0.0% |
| Total | $1,490,827 | 100% |
2021 · Form 990 · $1,938,907 spent · pay $0 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Benefits paid to members | $1,829,637 | $1,829,637 | - | - | 94.4% | |
| Other (as described) | Plan Supervisor Fees | $91,996 | - | $91,996 | - | 4.7% |
| Fees: accounting | $9,114 | - | $9,114 | - | 0.5% | |
| Other (as described) | Rx Discount Fees | $4,860 | - | $4,860 | - | 0.3% |
| Other (as described) | Taxes & Service Fees | $3,300 | - | $3,300 | - | 0.2% |
| Total | $1,938,907 | 100% |
2020 · Form 990 · $1,368,642 spent · pay $0 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Benefits paid to members | $1,244,037 | $1,244,037 | - | - | 90.9% | |
| Other (as described) | Plan Supervisor Fees | $110,969 | - | $110,969 | - | 8.1% |
| Fees: accounting | $9,076 | - | $9,076 | - | 0.7% | |
| Other (as described) | Taxes and Service Fees | $3,300 | - | $3,300 | - | 0.2% |
| Other (as described) | Actuarial Fees | $1,260 | - | $1,260 | - | 0.1% |
| Total | $1,368,642 | 100% |