UNIVERSITY CREDIT UNION
Cite this
Plain text UNIVERSITY CREDIT UNION. Strategy Studio, nonprofit organization profile, tax years 2010–2024. https://strategystudio.org/org/016028792. Retrieved 2026-10-18.
APA Strategy Studio. (n.d.). UNIVERSITY CREDIT UNION [Nonprofit organization profile; tax years 2010–2024]. Retrieved October 18, 2026, from https://strategystudio.org/org/016028792
MLA “UNIVERSITY CREDIT UNION.” Strategy Studio, tax years 2010–2024, https://strategystudio.org/org/016028792. Accessed 18 Oct. 2026.
Retrieved 2026-10-18; covers tax years 2010–2024. Data: Strategy Studio, CC BY 4.0.
2024 · Form 990 · revenue $29.3M · expenses $28.3M · assets $508.2M
- EIN
- 01-6028792
- Address
- 15 MAIN STREET, ORONO, ME 04473
- Website
- WWW.UCUMAINE.COM
- NTEE code
- -
- Subsection
- -
- Ruling year
- -
- Cross-check
- ProPublica Nonprofit Explorer
Mission
HERE FOR U - DEDICATED TO PROMOTE FINANCIAL WELL-BEING FOR YOU AND YOUR COMMUNITY.
Each tax year counts once: when a return was amended, only the latest return for that period is used below (superseded returns stay listed, greyed, under Finances).
People paid by the organization
32 people paid across every filing: current people first, then by total pay from this organization. Organizations counts every nonprofit each person appears on.
| Name | Latest title | Years | Latest year pay | Total pay from here | Organizations |
|---|---|---|---|---|---|
| Ouellette Renee D | PRESIDENT & CEO | 2020-2024 | $468,011 | $1,908,276 | 1 |
| White-Rideout Deb | EXEC VICE PRESIDENT | 2020-2024 | $288,529 | $1,232,120 | 1 |
| Gleason April | CHIEF LENDING OFFICER | 2020-2024 | $242,736 | $981,737 | 1 |
| Williams Robert | CHIEF FINANCIAL OFFICER (THRU AUG) | 2020-2024 | $156,231 | $883,826 | 1 |
| Byram Eileen | CHIEF RISK OFFICER | 2021-2024 | $222,614 | $774,488 | 1 |
| Freiwald Patricia | FINANCIAL ADVISOR | 2022-2024 | $214,422 | $540,680 | 1 |
| Beck Stephanie | VP OF MARKETING | 2022-2024 | $166,039 | $470,131 | 1 |
| Ward Martha | VP OF TECHNOLOGY & DIGITAL EXPERIENCE | 2023-2024 | $190,130 | $353,759 | 1 |
| Ross Trevor | MORTGAGE LOAN ORIGINATOR | 2024 | $147,131 | $147,131 | 1 |
| Ramsay Abbey | VP OF LENDING | 2024 | $144,069 | $144,069 | 1 |
| Austin Amanda | VP OF FINANCE | 2024 | $42,780 | $42,780 | 1 |
| Pickering Tonya | SECRETARY | 2022-2024 | $0 | $675 | 1 |
| Matthew Walsh (former) | PAST PRESIDENT & CEO | 2010-2019 | $264,722 | $2,577,542 | 1 |
| Renee Ouellette (former) | PRESIDENT & CEO | 2011-2019 | $216,911 | $1,410,731 | 1 |
| Deb White-Rideout (former) | EVP | 2014-2019 | $259,401 | $1,217,032 | 1 |
| Rucker Kyle (former) | MORTGAGE ORIGINATION MANAGER | 2020-2023 | $136,985 | $757,512 | 1 |
| Joseph Gervais (former) | EXEC VICE PRES | 2010-2013 | $102,404 | $651,086 | 1 |
| Carlisle C Jason (former) | MORTGAGE LOAN ORIGINATOR | 2020-2023 | $129,965 | $621,220 | 1 |
| Deb White (former) | VP OF HR & OPER | 2011-2013 | $169,288 | $464,520 | 1 |
| April Gleason (former) | VP OF LENDING | 2017-2019 | $137,482 | $378,308 | 1 |
| Broniarczyk Cory E (former) | MORTGAGE LOAN ORIGINATOR | 2020-2021 | $184,555 | $361,665 | 1 |
| Faloon Cody A (former) | MORTGAGE LOAN ORIGINATOR | 2020-2021 | $175,948 | $349,755 | 1 |
| Young Stacey (former) | VP OF MEMBER SVCS-THRU NOV | 2021-2022 | $144,230 | $269,578 | 1 |
| Eileen Byram (former) | VP OF RISK MGMT | 2018-2019 | $125,911 | $242,124 | 1 |
| Howard Dunn (former) | DIRECTOR | 2010 | $105,903 | $105,903 | 1 |
| Peter Reid (former) | DIRECTOR | 2016-2019 | $1,341 | $1,471 | 1 |
| Carolyn Cheney (former) | DIRECTOR | 2010-2019 | $0 | $1,458 | 1 |
| Ency Whitehill (former) | VICE CHAIR | 2010-2019 | $0 | $1,024 | 1 |
| Gerald Hayman Jr (former) | CHAIR | 2010-2019 | $0 | $884 | 1 |
| Hugh Morrison (former) | SECRETARY | 2010-2019 | $0 | $391 | 1 |
| Richard Borgman (former) | DIRECTOR | 2014-2019 | $0 | $382 | 1 |
| Betsy Uhuad (former) | DIRECTOR | 2015-2019 | $0 | $260 | 1 |
Officers and directors, no compensation reported
18 people listed on the returns with $0 (or no amount) in every compensation column: current people first. Hours are as filed on the latest return each person appears on.
| Name | Latest title | Years | Hrs/wk (latest) | Compensation | Organizations |
|---|---|---|---|---|---|
| Cheney Carolyn | DIRECTOR | 2020-2024 | 1 | $0 reported | 1 |
| Borgman Rick | DIRECTOR | 2024 | 1 | $0 reported | 1 |
| Harr Lucy | DIRECTOR | 2022-2024 | 1 | $0 reported | 1 |
| Baillargeon Steve | DIRECTOR | 2023-2024 | 1 | $0 reported | 1 |
| Whitehill Ency | CHAIR | 2020-2024 | 1 | $0 reported | 1 |
| Henderson Jon | VICE CHAIR | 2021-2024 | 1 | $0 reported | 1 |
| Borgman Richard (former) | DIRECTOR | 2020-2023 | 1 | $0 reported | 1 |
| Uhuad Betsy (former) | DIRECTOR | 2020-2022 | 1 | $0 reported | 1 |
| Reid Peter (former) | CHAIRPERSON | 2020-2021 | 1 | $0 reported | 1 |
| Morrison Hugh (former) | SECRETARY | 2020-2021 | 1 | $0 reported | 1 |
| Hayman Gerald (former) | CHAIR | 2020 | 1 | $0 reported | 1 |
| Carolyn Chenney (former) | DIRECTOR | 2016 | 1 | $0 reported | 1 |
| Jay Vetelino (former) | DIRECTOR | 2012-2015 | 1 | $0 reported | 1 |
| Joe Roberts (former) | DIRECTOR | 2010-2014 | 1 | $0 reported | 1 |
| Heather Sanborn (former) | DIRECTOR | 2011-2013 | 1 | $0 reported | 1 |
| Joseph Vetelino (former) | Director | 2011 | 1 | $0 reported | 1 |
| Larry Stanchfield Jr (former) | Director | 2010 | 1 | $0 reported | 1 |
| Joseph Vetalino (former) | Director | 2010 | 1 | $0 reported | 1 |
People by year
2024 · 18 people listed · 11 paid, $2.3M · 115 employees · 9 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| OUELLETTE RENEE D | PRESIDENT & CEO | 40 | $410,165 | $0 | $57,846 | $468,011 | 1 |
| WHITE-RIDEOUT DEB | EXEC VICE PRESIDENT | 40 | $242,921 | $0 | $45,608 | $288,529 | 1 |
| GLEASON APRIL | CHIEF LENDING OFFICER | 40 | $199,909 | $0 | $42,827 | $242,736 | 1 |
| BYRAM EILEEN | CHIEF RISK OFFICER | 40 | $184,980 | $0 | $37,634 | $222,614 | 1 |
| FREIWALD PATRICIA | FINANCIAL ADVISOR | 40 | $185,799 | $0 | $28,623 | $214,422 | 1 |
| WARD MARTHA | VP OF TECHNOLOGY & DIGITAL EXPERIENCE | 40 | $140,330 | $0 | $49,800 | $190,130 | 1 |
| BECK STEPHANIE | VP OF MARKETING | 40 | $153,553 | $0 | $12,486 | $166,039 | 1 |
| WILLIAMS ROBERT | CHIEF FINANCIAL OFFICER (THRU AUG) | 40 | $126,190 | $0 | $30,041 | $156,231 | 1 |
| ROSS TREVOR | MORTGAGE LOAN ORIGINATOR | 40 | $113,104 | $0 | $34,027 | $147,131 | 1 |
| RAMSAY ABBEY | VP OF LENDING | 40 | $107,725 | $0 | $36,344 | $144,069 | 1 |
| AUSTIN AMANDA | VP OF FINANCE | 40 | $40,499 | $0 | $2,281 | $42,780 | 1 |
| CHENEY CAROLYN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| BORGMAN RICK | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| HARR LUCY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| BAILLARGEON STEVE | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| WHITEHILL ENCY | CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| HENDERSON JON | VICE CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| PICKERING TONYA | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
2023 · 17 people listed · 10 paid, $2.1M · 107 employees · 9 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| OUELLETTE RENEE D | PRESIDENT & CEO | 40 | $380,397 | $0 | $59,340 | $439,737 | 1 |
| WHITE-RIDEOUT DEB | EXEC VICE PRESIDENT | 40 | $223,103 | $0 | $45,107 | $268,210 | 1 |
| WILLIAMS ROBERT | CHIEF FINANCIAL OFFICER | 40 | $194,820 | $0 | $43,023 | $237,843 | 1 |
| GLEASON APRIL | CHIEF LENDING OFFICER | 40 | $169,343 | $0 | $40,725 | $210,068 | 1 |
| BYRAM EILEEN | CHIEF RISK OFFICER | 40 | $160,056 | $0 | $36,385 | $196,441 | 1 |
| FREIWALD PATRICIA | FINANCIAL ADVISOR | 40 | $158,433 | $0 | $13,285 | $171,718 | 1 |
| WARD MARTHA | VP OF TECHNOLOGY& DIGITAL EXPERIENCE | 40 | $125,569 | $0 | $38,060 | $163,629 | 1 |
| BECK STEPHANIE | VP OF MARKETING & DEVELOPMENT | 40 | $140,502 | $0 | $12,416 | $152,918 | 1 |
| RUCKER KYLE | MORTGAGE ORIGINATION MANAGER | 40 | $111,525 | $0 | $25,460 | $136,985 | 1 |
| CARLISLE C JASON | MORTGAGE LOAN ORIGINATOR | 40 | $115,547 | $0 | $14,418 | $129,965 | 1 |
| PICKERING TONYA | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| BAILLARGEON STEVE | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| HARR LUCY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| BORGMAN RICHARD | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| HENDERSON JON | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| WHITEHILL ENCY | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| CHENEY CAROLYN | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
2022 · 17 people listed · 11 paid, $2.0M · 113 employees · 9 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| OUELLETTE RENEE D | PRESIDENT & CEO | 40 | $351,591 | $0 | $54,537 | $406,128 | 1 |
| WHITE-RIDEOUT DEB | EXEC VICE PRESIDENT | 40 | $213,399 | $0 | $44,409 | $257,808 | 1 |
| WILLIAMS ROBERT | CHIEF FINANCIAL OFFICER | 40 | $177,813 | $0 | $41,672 | $219,485 | 1 |
| GLEASON APRIL | CHIEF LENDING OFFICER | 40 | $161,521 | $0 | $40,099 | $201,620 | 1 |
| BYRAM EILEEN | CHIEF RISK OFFICER | 40 | $151,219 | $0 | $39,698 | $190,917 | 1 |
| FREIWALD PATRICIA | FINANCIAL ADVISOR | 40 | $134,953 | $0 | $19,587 | $154,540 | 1 |
| RUCKER KYLE | MORTGAGE ORIGINATION MANAGER | 40 | $125,263 | $0 | $26,491 | $151,754 | 1 |
| CARLISLE C JASON | MORTGAGE LOAN ORIGINATOR | 40 | $136,387 | $0 | $14,987 | $151,374 | 1 |
| BECK STEPHANIE | VP OF MARKETING | 40 | $139,289 | $0 | $11,885 | $151,174 | 1 |
| YOUNG STACEY | VP OF MEMBER SVCS-THRU NOV | 40 | $119,184 | $0 | $25,046 | $144,230 | 1 |
| PICKERING TONYA | DIRECTOR | 1 | $675 | $0 | $0 | $675 | 1 |
| UHUAD BETSY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| HENDERSON JON | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| HARR LUCY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| WHITEHILL ENCY | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| BORGMAN RICHARD | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| CHENEY CAROLYN | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
2021 · 17 people listed · 10 paid, $1.9M · 95 employees · 9 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| OUELLETTE RENEE D | PRESIDENT & CEO | 40 | $259,146 | $0 | $47,062 | $306,208 | 1 |
| WHITE-RIDEOUT DEB | EXEC VICE PRESIDENT | 40 | $171,983 | $0 | $41,174 | $213,157 | 1 |
| RUCKER KYLE | MORTGAGE LOAN ORIGINATOR | 40 | $176,074 | $0 | $28,633 | $204,707 | 1 |
| BRONIARCZYK CORY E | MORTGAGE LOAN ORIGINATOR | 40 | $163,629 | $0 | $20,926 | $184,555 | 1 |
| FALOON CODY A | MORTGAGE LOAN ORIGINATOR | 40 | $140,276 | $0 | $35,672 | $175,948 | 1 |
| GLEASON APRIL | CHIEF LENDING OFFICER | 40 | $135,974 | $0 | $38,061 | $174,035 | 1 |
| BYRAM EILEEN | CHIEF RISK OFFICER | 40 | $124,701 | $0 | $39,815 | $164,516 | 1 |
| CARLISLE C JASON | MORTGAGE LOAN ORIGINATOR | 40 | $134,190 | $0 | $27,865 | $162,055 | 1 |
| WILLIAMS ROBERT | CHIEF FINANCIAL OFFICER | 40 | $123,486 | $0 | $32,663 | $156,149 | 1 |
| YOUNG STACEY | VP OF MEMBER SERVICES | 40 | $101,315 | $0 | $24,033 | $125,348 | 1 |
| BORGMAN RICHARD | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| CHENEY CAROLYN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| UHUAD BETSY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| HENDERSON JON | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| REID PETER | CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| WHITEHILL ENCY | VICE CHAIRPERSON | 1 | $0 | $0 | $0 | $0 | 1 |
| MORRISON HUGH | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
2020 · 15 people listed · 8 paid, $1.6M · 93 employees · 9 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| OUELLETTE RENEE D | PRESIDENT & CEO | 40 | $242,860 | $0 | $45,332 | $288,192 | 1 |
| RUCKER KYLE | MORTGAGE LOAN ORIGINATOR | 40 | $231,660 | $0 | $32,406 | $264,066 | 1 |
| WHITE-RIDEOUT DEB | EXEC VICE PRESIDENT | 40 | $163,186 | $0 | $41,230 | $204,416 | 1 |
| CARLISLE C JASON | MORTGAGE LOAN ORIGINATOR | 40 | $149,751 | $0 | $28,075 | $177,826 | 1 |
| BRONIARCZYK CORY E | MORTGAGE LOAN ORIGINATOR | 40 | $169,623 | $0 | $7,487 | $177,110 | 1 |
| FALOON CODY A | MORTGAGE LOAN ORIGINATOR | 40 | $140,619 | $0 | $33,188 | $173,807 | 1 |
| GLEASON APRIL | VP OF LENDING | 40 | $124,329 | $0 | $28,949 | $153,278 | 1 |
| WILLIAMS ROBERT | CHIEF FINANCIAL OFFICER | 40 | $89,143 | $0 | $24,975 | $114,118 | 1 |
| BORGMAN RICHARD | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| CHENEY CAROLYN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| REID PETER | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| UHUAD BETSY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| HAYMAN GERALD | CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| WHITEHILL ENCY | VICE CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| MORRISON HUGH | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
2019 · 12 people listed · 6 paid, $1.0M · 106 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | PAST PRESIDENT & CEO | 40 | $240,292 | $0 | $24,430 | $264,722 | 1 |
| DEB WHITE-RIDEOUT | EVP | 40 | $198,980 | $0 | $60,421 | $259,401 | 1 |
| RENEE OUELLETTE | PRESIDENT & CEO | 40 | $156,859 | $0 | $60,052 | $216,911 | 1 |
| APRIL GLEASON | VP OF LENDING | 40 | $123,802 | $0 | $13,680 | $137,482 | 1 |
| EILEEN BYRAM | VP OF RISK MGMT | 40 | $112,674 | $0 | $13,237 | $125,911 | 1 |
| PETER REID | DIRECTOR | 1 | $1,341 | $0 | $0 | $1,341 | 1 |
| GERALD HAYMAN JR | CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| ENCY WHITEHILL | VICE CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| HUGH MORRISON | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| CAROLYN CHENEY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| RICHARD BORGMAN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| BETSY UHUAD | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2018 · 12 people listed · 12 paid, $932K · 101 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | PRESIDENT & CEO | 40 | $272,299 | $0 | $24,430 | $296,729 | 1 |
| DEB WHITE-RIDEOUT | EVP | 40 | $144,156 | $0 | $60,421 | $204,577 | 1 |
| RENEE OUELLETTE | SVP FINANCE | 40 | $130,028 | $0 | $60,052 | $190,080 | 1 |
| APRIL GLEASON | VP OF LENDING | 40 | $108,514 | $0 | $13,680 | $122,194 | 1 |
| EILEEN BYRAM | VP OF RISK MGMT | 40 | $102,976 | $0 | $13,237 | $116,213 | 1 |
| HUGH MORRISON | SECRETARY | 1 | $391 | $0 | $0 | $391 | 1 |
| RICHARD BORGMAN | DIRECTOR | 1 | $382 | $0 | $0 | $382 | 1 |
| GERALD HAYMAN JR | CHAIR | 1 | $368 | $0 | $0 | $368 | 1 |
| ENCY WHITEHILL | VICE CHAIR | 1 | $335 | $0 | $0 | $335 | 1 |
| BETSY UHUAD | DIRECTOR | 1 | $260 | $0 | $0 | $260 | 1 |
| CAROLYN CHENEY | DIRECTOR | 1 | $185 | $0 | $0 | $185 | 1 |
| PETER REID | DIRECTOR | 1 | $130 | $0 | $0 | $130 | 1 |
2017 · 11 people listed · 6 paid, $804K · 108 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | PRESIDENT & CEO | 40 | $262,045 | $0 | $26,136 | $288,181 | 1 |
| DEB WHITE-RIDEOUT | SVP OPERATIONS | 40 | $130,897 | $0 | $70,636 | $201,533 | 1 |
| RENEE OUELLETTE | SVP FINANCE | 40 | $123,465 | $0 | $71,136 | $194,601 | 1 |
| APRIL GLEASON | VP OF LENDING | 40 | $100,328 | $0 | $18,304 | $118,632 | 1 |
| ENCY WHITEHILL | VICE CHAIR | 1 | $689 | $0 | $0 | $689 | 1 |
| GERALD HAYMAN JR | CHAIR | 1 | $516 | $0 | $0 | $516 | 1 |
| HUGH MORRISON | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| CAROLYN CHENEY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| RICHARD BORGMAN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| BETSY UHUAD | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| PETER REID | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2016 · 10 people listed · 3 paid, $693K · 118 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | PRESIDENT & CEO | 40 | $261,225 | $0 | $21,242 | $282,467 | 1 |
| RENEE OUELLETTE | SVP OF FIN/TECH | 40 | $117,985 | $0 | $104,128 | $222,113 | 1 |
| DEB WHITE-RIDEOUT | SVP OF HR & OPER | 40 | $129,346 | $0 | $59,335 | $188,681 | 1 |
| GERALD HAYMAN JR | CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| ENCY WHITEHILL | VICE CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| HUGH MORRISON | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| CAROLYN CHENNEY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| RICHARD BORGMAN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| BETSY UHUAD | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| PETER REID | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2015 · 10 people listed · 4 paid, $594K · 113 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | PRESIDENT & CEO | 40 | $249,241 | $0 | $21,142 | $270,383 | 1 |
| DEB WHITE-RIDEOUT | SVP OF HR & OPER | 40 | $128,746 | $0 | $58,950 | $187,696 | 1 |
| RENEE OUELLETTE | SVP OF FIN/TECH | 40 | $120,085 | $0 | $14,196 | $134,281 | 1 |
| CAROLYN CHENEY | DIRECTOR | 1 | $1,273 | $0 | $0 | $1,273 | 1 |
| GERALD HAYMAN JR | CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| ENCY WHITEHILL | VICE CHAIR | 1 | $0 | $0 | $0 | $0 | 1 |
| HUGH MORRISON | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| JAY VETELINO | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| RICHARD BORGMAN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| BETSY UHUAD | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2014 · 10 people listed · 3 paid, $553K · 117 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | PRESIDENT & CEO | 40 | $208,026 | $0 | $49,837 | $257,863 | 1 |
| DEB WHITE-RIDEOUT | SVP OF HR & OPER | 40 | $116,390 | $0 | $58,754 | $175,144 | 1 |
| RENEE OUELLETTE | SVP OF FIN/TECH | 40 | $106,195 | $0 | $13,495 | $119,690 | 1 |
| GERALD HAYMAN JR | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| ENCY WHITEHILL | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| HUGH MORRISON | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| CAROLYN CHENEY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| JAY VETELINO | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| JOE ROBERTS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| RICHARD BORGMAN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2013 · 11 people listed · 4 paid, $646K · 108 employees · 0 volunteers
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | PRESIDENT & CEO | 40 | $204,511 | $0 | $51,500 | $256,011 | 1 |
| DEB WHITE | VP OF HR & OPER | 40 | $115,821 | $0 | $53,467 | $169,288 | 1 |
| RENEE OUELLETTE | VP OF FIN/TECH | 40 | $106,071 | $0 | $12,353 | $118,424 | 1 |
| JOSEPH GERVAIS | EXEC VICE PRES | 40 | $50,313 | $0 | $52,091 | $102,404 | 1 |
| GERALD HAYMAN JR | CHAIRMAN | 1 | $0 | $0 | $0 | $0 | 1 |
| ENCY WHITEHILL | VICE CHAIRMAN | 1 | $0 | $0 | $0 | $0 | 1 |
| HUGH MORRISON | SECRETARY | 1 | $0 | $0 | $0 | $0 | 1 |
| CAROLYN CHENEY | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| JAY VETELINO | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| JOE ROBERTS | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
| HEATHER SANBORN | DIRECTOR | 1 | $0 | $0 | $0 | $0 | 1 |
2012 · 11 people listed · 4 paid, $673K · 100 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | President & CEO | 40 | $178,438 | $0 | $48,750 | $227,188 | 1 |
| JOSEPH GERVAIS | EXEC VICE PRES | 40 | $125,335 | $0 | $62,609 | $187,944 | 1 |
| Deb White | VP of HR & Oper | 40 | $99,624 | $0 | $48,500 | $148,124 | 1 |
| Renee Ouellette | VP of Fin/Tech | 40 | $97,545 | $0 | $11,791 | $109,336 | 1 |
| Heather Sanborn | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| JOE ROBERTS | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| Jay Vetelino | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| Carolyn Cheney | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| Hugh Morrison | Secretary | 1 | $0 | $0 | $0 | $0 | 1 |
| Ency Whitehill | Vice Chairman | 1 | $0 | $0 | $0 | $0 | 1 |
| Gerald Hayman Jr | Chairman | 1 | $0 | $0 | $0 | $0 | 1 |
2011 · 11 people listed · 4 paid, $657K · 103 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | President & CEO | 40 | $172,711 | $0 | $48,109 | $220,820 | 1 |
| JOSEPH GERVAIS | EXEC VICE PRES | 40 | $122,262 | $0 | $61,937 | $184,199 | 1 |
| Deb White | VP of HR | 40 | $98,608 | $0 | $48,500 | $147,108 | 1 |
| Renee Ouellette | VP of Finance | 40 | $94,287 | $0 | $11,008 | $105,295 | 1 |
| Heather Sanborn | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| JOE ROBERTS | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| Joseph Vetelino | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| Carolyn Cheney | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| Hugh Morrison | Secretary | 1 | $0 | $0 | $0 | $0 | 1 |
| Ency Whitehill | Vice Chairman | 1 | $0 | $0 | $0 | $0 | 1 |
| Gerald Hayman Jr | Chairman | 1 | $0 | $0 | $0 | $0 | 1 |
2010 · 10 people listed · 3 paid, $496K · 104 employees
| Name | Title | Hrs/wk | From org | From related | Other | Total | Orgs |
|---|---|---|---|---|---|---|---|
| MATTHEW WALSH | President & CEO | 40 | $165,672 | $0 | $47,506 | $213,178 | 1 |
| JOSEPH GERVAIS | EXEC VICE PRES | 40 | $118,169 | $0 | $58,370 | $176,539 | 1 |
| HOWARD DUNN | DIRECTOR | 0 | $3,494 | $0 | $102,409 | $105,903 | 1 |
| Larry Stanchfield Jr | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| Joseph Vetalino | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| JOE ROBERTS | Director | 1 | $0 | $0 | $0 | $0 | 1 |
| Hugh Morrison | Secretary | 1 | $0 | $0 | $0 | $0 | 1 |
| Gerald Hayman Jr | Chairman | 1 | $0 | $0 | $0 | $0 | 1 |
| Ency Whitehill | Vice Chairman | 1 | $0 | $0 | $0 | $0 | 1 |
| Carolyn Cheney | Director | 1 | $0 | $0 | $0 | $0 | 1 |
Highest-paid independent contractors
2024 · 5 contractors · $3.3M
| Name | Location | Service | Paid |
|---|---|---|---|
| SYNERGENT | WESTBROOK, ME | DATA PROCESSING | $1,576,622 |
| PORTLAND SAFE CONSULTING & DESIGN INC | WINDHAM, ME | EQUIPMENT & SERVICE SUPPORT | $708,019 |
| PRESIDIO NETWORKED SOLUTIONS | NEW YORK, NY | IT SUPPORT | $650,000 |
| CUSAG LLC | SWANZEY, NH | OUTSIDE SERVICES; COLLECTIONS | $168,782 |
| OTELCO | NEW GLOUCESTER, ME | COMMUNICATIONS | $166,418 |
2023 · 5 contractors · $2.4M
| Name | Location | Service | Paid |
|---|---|---|---|
| SYNERGENT | WESTBROOK, ME | DATA PROCESSING | $1,518,605 |
| PORTLAND SAFE CONSULTING & DESIGN INC | WINDHAM, ME | EQUIPMENT & SERVICE SUPPORT | $261,172 |
| M2 THE AGENCY INC | MONTGOMERY, TX | MARKETING | $219,476 |
| SYSTEMS ENGINEERING | PORTLAND, ME | IT SUPPORT | $197,991 |
| OTELCO | NEW GLOUCESTER, ME | COMMUNICATIONS | $154,302 |
2022 · 5 contractors · $2.3M
| Name | Location | Service | Paid |
|---|---|---|---|
| SYNERGENT | WESTBROOK, ME | DATA PROCESSING | $1,459,512 |
| PORTLAND SAFE CONSULTING & DESIGN INC | WINDHAM, ME | EQUIPMENT & SERVICE SUPPORT | $261,901 |
| SYSTEMS ENGINEERING | PORTLAND, ME | IT SUPPORT | $232,021 |
| PROPERTY VALUATION SERVICES INC | SOUTH FREEPORT, ME | APPRAISALS | $175,520 |
| OTELCO | NEW GLOUCESTER, ME | COMMUNICATIONS | $153,261 |
2021 · 5 contractors · $2.1M
| Name | Location | Service | Paid |
|---|---|---|---|
| SYNERGENT | WESTBROOK, ME | DATA PROCESSING | $1,345,151 |
| PORTLAND SAFE CONSULTING & DESIGN INC | WINDHAM, ME | EQUIPMENT & SERVICE SUPPORT | $267,817 |
| PROPERTY VALUATION SERVICES INC | SOUTH FREEPORT, ME | APPRAISALS | $209,385 |
| ST CLAIR MEDIA GROUP | PORTLAND, ME | MARKETING | $164,400 |
| DOCUSIGN INC | SAN FRANCISCO, CA | SOFTWARE SUPPORT | $152,935 |
2020 · 5 contractors · $2.1M
| Name | Location | Service | Paid |
|---|---|---|---|
| SYNERGENT | WESTBROOK, ME | DATA PROCESSING | $1,316,320 |
| PORTLAND SAFE CONSULTING & DESIGN INC | WINDHAM, ME | EQUIPMENT & SERVICE SUPPORT | $211,592 |
| PROPERTY VALUATION SERVICES INC | SOUTH FREEPORT, ME | APPRAISALS | $203,160 |
| MORTGAGECLICK LLC | WOBURN, MA | MORTGAGE LENDING SUPPORT | $166,543 |
| CUNA MUTUAL GROUP | MADISON, WI | INSURANCE SERVICES | $161,452 |
Who the money went to
Grants this organization reported paying: Schedule I Part II of the Form 990, or the grants-paid list on the 990-PF. Open a year for every recipient. Recipients link to their own page when the grant names an EIN we have (990-PF grants list no EIN, so those link only on an exact, unique name and state). Grants to individuals are counted; their names are not shown.
2022 · 2 grants to organizations · $32K
2021 · 4 grants to organizations · $111K
2020 · 3 grants to organizations · $35K
2019 · 1 grant to organizations · $28K
Listed grants add up to $28,500; the return's “grants paid” expense line says $31,500. Returns can differ here (grants paid vs. accrued, items listed elsewhere); check the filing.
Negative amounts are returned or refunded grants; they are listed last and left out of the totals of grants paid.
Who gave
Contributor names are not public for this form type.
Public charities filing Form 990 or 990-EZ report large donors on Schedule B, but the IRS withholds their names and addresses from public copies. Private foundations (990-PF) are different: their contributors are public.
Finances
Newest first. Each filing: its name on one row, its figures on the row beneath. Greyed filings are superseded by a later return for the same period and are left out everywhere else on this page.
| Revenue | Expenses | Assets | Net assets | Contributions | Program revenue | Officer pay | Employees | Volunteers |
|---|---|---|---|---|---|---|---|---|
| 2024 · Form 990 | ||||||||
| $29,289,979 | $28,299,035 | $508,181,878 | $42,348,898 | $0 | $26,690,652 | $1,415,655 | 115 | 9 |
| 2023 · Form 990 | ||||||||
| $24,246,784 | $22,460,398 | $480,026,796 | $38,687,367 | $0 | $22,392,736 | $1,351,310 | 107 | 9 |
| 2022 · Form 990 | ||||||||
| $21,065,584 | $17,883,590 | $459,586,136 | $36,343,599 | $0 | $19,781,608 | $1,249,152 | 113 | 9 |
| 2021 · Form 990 | ||||||||
| $20,708,166 | $16,129,125 | $424,608,395 | $39,124,300 | $0 | $19,082,321 | $1,013,074 | 95 | 9 |
| 2020 · Form 990 | ||||||||
| $19,858,361 | $16,471,282 | $385,646,309 | $35,811,936 | $0 | $18,159,825 | $540,833 | 93 | 9 |
| 2019 · Form 990 | ||||||||
| $18,930,933 | $16,063,394 | $330,643,520 | $31,076,832 | $0 | $17,529,687 | $742,375 | 106 | 0 |
| 2018 · Form 990 | ||||||||
| $16,924,654 | $15,995,925 | $305,452,117 | $27,200,679 | $0 | $16,809,871 | $488,860 | 101 | 0 |
| 2017 · Form 990 | ||||||||
| $16,750,897 | $15,356,726 | $289,005,755 | $26,498,105 | $0 | $15,583,710 | $483,987 | 108 | 0 |
| 2016 · Form 990 | ||||||||
| $16,270,086 | $14,965,221 | $276,038,532 | $25,166,919 | $0 | $15,120,550 | $693,261 | 118 | 0 |
| 2015 · Form 990 | ||||||||
| $15,443,996 | $14,360,170 | $265,708,967 | $24,153,246 | $0 | $14,405,466 | $594,250 | 113 | 0 |
| 2014 · Form 990 | ||||||||
| $14,365,545 | $12,807,905 | $255,484,769 | $23,175,507 | $0 | $13,508,454 | $552,697 | 117 | 0 |
| 2013 · Form 990 | ||||||||
| $12,748,442 | $11,442,827 | $233,669,869 | $21,551,489 | $0 | $11,890,956 | $480,258 | 108 | 0 |
| 2012 · Form 990 | ||||||||
| $13,006,915 | $11,501,452 | $211,504,702 | $20,262,767 | $0 | $12,087,519 | $488,387 | 100 | - |
| 2011 · Form 990 | ||||||||
| $12,306,999 | $11,088,865 | $192,909,871 | $18,770,219 | $0 | $11,413,874 | $341,987 | 103 | - |
| 2010 · Form 990 | ||||||||
| $12,032,310 | $11,247,797 | $194,407,941 | $17,563,227 | $0 | $11,176,248 | $330,319 | 104 | - |
Funders of this organization
Not reported: no grants to this organization appear in the filings we have (tax years 2010 to 2025).
Similar organizations
Ranked without any AI: same NTEE code first, then the same NTEE group; then revenue within 2x, 5x or 10x; then the same state; then similar name and mission text. Same state only · More (100)
| Organization | State | NTEE | Latest revenue | Latest expenses | Top-paid title | Top pay | Why similar |
|---|---|---|---|---|---|---|---|
| FIVE COUNTY CREDIT UNION | ME | Not reported | $26,215,158 | $23,993,228 | SVP ADMINISTRATION | $731,124 | Similar name, revenue within 2x, same state |
| CPORT CREDIT UNION | ME | Not reported | $29,742,764 | $26,859,358 | PRESIDENT/CEO/DIRECTOR | $522,539 | Similar name, revenue within 2x, same state |
| CLARITY CREDIT UNION | ID | Not reported | $15,997,133 | $13,837,290 | CEO/PRESIDENT | $304,765 | Similar name, revenue within 2x |
| VIBE CREDIT UNION | MI | Not reported | $23,738,462 | $22,180,793 | PRESIDENT/CEO | $529,102 | Similar name, revenue within 2x |
| SIU CREDIT UNION | IL | Not reported | $32,662,757 | $26,386,035 | PRESIDENT/CEO | $321,462 | Similar name, revenue within 2x |
| CITY CREDIT UNION | TX | Not reported | $43,379,959 | $40,106,671 | PRESIDENT/CEO | $957,470 | Similar name, revenue within 2x |
| UNITY ONE CREDIT UNION | TX | Not reported | $16,400,802 | $16,944,931 | PRESIDENT / CEO | $869,394 | Similar name, revenue within 2x |
| UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION | IL | Not reported | $52,742,080 | $52,896,625 | PRESIDENT/CEO | $455,135 | Similar name, revenue within 2x |
| CENTRICITY CREDIT UNION | MN | Not reported | $23,552,068 | $18,836,405 | PRESIDENT/CEO | $414,821 | Similar name, revenue within 2x |
| U S COMMUNITY CREDIT UNION | TN | Not reported | $21,415,746 | $19,652,122 | CEO | $387,342 | Similar name, revenue within 2x |
| MOBILITY CREDIT UNION | TX | Not reported | $21,934,395 | $21,786,953 | CEO | $360,174 | Similar name, revenue within 2x |
| PARK CITY CREDIT UNION | WI | Not reported | $19,596,060 | $16,553,288 | PRESIDENT/CEO | $386,174 | Similar name, revenue within 2x |
| FIRST CITY CREDIT UNION | CA | Not reported | $41,363,905 | $37,175,695 | CEO | $657,060 | Similar name, revenue within 2x |
| REVITY CREDIT UNION | IL | Not reported | $25,020,502 | $24,130,231 | PRESIDENT - THRU 10/24 | $342,232 | Similar name, revenue within 2x |
| MY COMMUNITY CREDIT UNION | TX | Not reported | $44,853,895 | $40,945,666 | CEO | $1,171,701 | Similar name, revenue within 2x |
| PCM CREDIT UNION | WI | Not reported | $25,086,389 | $21,996,195 | PRESIDENT | $360,917 | Similar name, revenue within 2x |
| MY CREDIT UNION | MN | Not reported | $19,141,834 | $18,447,257 | PRESIDENT | $494,293 | Similar name, revenue within 2x |
| VIA CREDIT UNION | IN | W61 | $31,379,952 | $25,479,380 | PRESIDENT/CEO/TREASURER OF THE BOARD | $309,744 | Similar name, revenue within 2x |
| ABRI CREDIT UNION | IL | Not reported | $19,860,291 | $18,592,233 | PRESIDENT/CEO | $947,973 | Similar name, revenue within 2x |
| ONE CREDIT UNION | VT | Not reported | $15,425,844 | $15,723,923 | CEO | $564,250 | Similar name, revenue within 2x |
| SIMPLICITY CREDIT UNION | WI | Not reported | $32,520,313 | $29,733,748 | FINANCIAL ADVISOR | $510,101 | Similar name, revenue within 2x |
| MCT CREDIT UNION | TX | Not reported | $21,743,927 | $20,690,246 | PRESIDENT/CEO | $653,984 | Similar name, revenue within 2x |
| UNITED CREDIT UNION | MO | Not reported | $21,639,053 | $17,483,795 | CEO | $341,601 | Similar name, revenue within 2x |
| 802 CREDIT UNION | VT | Not reported | $30,077,912 | $22,207,914 | Exec Director/CEO | $412,150 | Similar name, revenue within 2x |
| UNCLE CREDIT UNION | CA | Not reported | $42,945,421 | $42,153,211 | CEO | $2,594,846 | Similar name, revenue within 2x |
Who funds organizations like this
Grantors that funded the 100 most similar organizations. Ranked by total given to them. Foundations (990-PF) and donor-advised fund sponsors only. Same matching as Funders above (by EIN, or by name for foundations).
The full list · all similar organizations
Where the money went
Every expense line on each return, biggest first: Form 990 Part IX (with its program, management and fundraising columns), 990-EZ Part I, or 990-PF Part I. Event marks lines the organization itself describes as events. “Events” in each summary adds those lines, conferences and meetings, and the direct costs of fundraising events. Unusual is not the same as improper. Many of these patterns have ordinary explanations. Check the filing.
2024 · Form 990 · $28,299,035 spent · pay $10,626,114 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $7,039,638 | - | - | - | 24.9% | |
| Other (as described) | OPERATIONS EXPENSE | $5,550,560 | - | - | - | 19.6% |
| Benefits paid to members | $4,719,493 | - | - | - | 16.7% | |
| Interest | $2,862,397 | - | - | - | 10.1% | |
| Pay: officers, directors, trustees, key employees | $1,415,655 | - | - | - | 5.0% | |
| Other employee benefits | $1,109,546 | - | - | - | 3.9% | |
| Depreciation and depletion | $744,979 | - | - | - | 2.6% | |
| Advertising and promotion | $728,294 | - | - | - | 2.6% | |
| Occupancy | $725,572 | - | - | - | 2.6% | |
| Other (as described) | LOAN SERVICE EXPENSE | $724,911 | - | - | - | 2.6% |
| Fees: other services | $642,604 | - | - | - | 2.3% | |
| Payroll taxes | $590,940 | - | - | - | 2.1% | |
| Pension plan contributions | $470,335 | - | - | - | 1.7% | |
| Other (as described) | TRAINING AND OTHER G&A | $392,191 | - | - | - | 1.4% |
| Other (as described) | PROVISION FOR LOAN LOSS | $334,187 | - | - | - | 1.2% |
| Travel | $117,516 | - | - | - | 0.4% | |
| Fees: legal | $74,096 | - | - | - | 0.3% | |
| Fees: accounting | $42,181 | - | - | - | 0.1% | |
| Insurance | $13,940 | - | - | - | 0.0% | |
| Total | $28,299,035 | 100% |
2023 · Form 990 · $22,460,398 spent · pay $9,268,704 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $6,022,654 | - | - | - | 26.8% | |
| Other (as described) | OPERATIONS EXPENSE | $4,766,435 | - | - | - | 21.2% |
| Benefits paid to members | $2,807,191 | - | - | - | 12.5% | |
| Interest | $1,965,346 | - | - | - | 8.8% | |
| Pay: officers, directors, trustees, key employees | $1,351,310 | - | - | - | 6.0% | |
| Other employee benefits | $973,951 | - | - | - | 4.3% | |
| Depreciation and depletion | $754,614 | - | - | - | 3.4% | |
| Advertising and promotion | $725,941 | - | - | - | 3.2% | |
| Occupancy | $676,558 | - | - | - | 3.0% | |
| Other (as described) | LOAN SERVICE EXPENSE | $537,252 | - | - | - | 2.4% |
| Payroll taxes | $525,283 | - | - | - | 2.3% | |
| Pension plan contributions | $395,506 | - | - | - | 1.8% | |
| Fees: other services | $339,645 | - | - | - | 1.5% | |
| Other (as described) | TRAINING AND OTHER G&A | $247,935 | - | - | - | 1.1% |
| Other (as described) | PROVISION FOR LOAN LOSS | $131,498 | - | - | - | 0.6% |
| Travel | $120,719 | - | - | - | 0.5% | |
| Fees: legal | $73,214 | - | - | - | 0.3% | |
| Fees: accounting | $31,944 | - | - | - | 0.1% | |
| Insurance | $13,402 | - | - | - | 0.1% | |
| Total | $22,460,398 | 100% |
2022 · Form 990 · $17,883,590 spent · pay $8,726,856 · grants $32,750 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $5,477,905 | - | - | - | 30.6% | |
| Other (as described) | OPERATIONS EXPENSE | $4,431,229 | - | - | - | 24.8% |
| Pay: officers, directors, trustees, key employees | $1,249,152 | - | - | - | 7.0% | |
| Other employee benefits | $1,000,556 | - | - | - | 5.6% | |
| Benefits paid to members | $815,735 | - | - | - | 4.6% | |
| Depreciation and depletion | $777,100 | - | - | - | 4.3% | |
| Occupancy | $656,632 | - | - | - | 3.7% | |
| Advertising and promotion | $634,890 | - | - | - | 3.6% | |
| Payroll taxes | $502,427 | - | - | - | 2.8% | |
| Pension plan contributions | $496,816 | - | - | - | 2.8% | |
| Interest | $433,857 | - | - | - | 2.4% | |
| Other (as described) | LOAN SERVICE EXPENSE | $412,983 | - | - | - | 2.3% |
| Fees: other services | $399,967 | - | - | - | 2.2% | |
| Other (as described) | TRAINING AND OTHER G&A | $185,342 | - | - | - | 1.0% |
| Other (as described) | PROVISION FOR LOAN LOSS | $151,941 | - | - | - | 0.8% |
| Travel | $105,780 | - | - | - | 0.6% | |
| Fees: legal | $70,504 | - | - | - | 0.4% | |
| Fees: accounting | $32,958 | - | - | - | 0.2% | |
| Grants to US organizations and governments | $32,750 | - | - | - | 0.2% | |
| Insurance | $15,066 | - | - | - | 0.1% | |
| Total | $17,883,590 | 100% |
2021 · Form 990 · $16,129,125 spent · pay $7,782,671 · grants $110,926 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $4,904,823 | - | - | - | 30.4% | |
| Other (as described) | OPERATIONS EXPENSE | $3,987,992 | - | - | - | 24.7% |
| Pay: officers, directors, trustees, key employees | $1,013,074 | - | - | - | 6.3% | |
| Other employee benefits | $917,365 | - | - | - | 5.7% | |
| Depreciation and depletion | $872,813 | - | - | - | 5.4% | |
| Benefits paid to members | $724,283 | - | - | - | 4.5% | |
| Occupancy | $608,378 | - | - | - | 3.8% | |
| Advertising and promotion | $577,596 | - | - | - | 3.6% | |
| Pension plan contributions | $509,354 | - | - | - | 3.2% | |
| Other (as described) | LOAN SERVICE EXPENSE | $472,207 | - | - | - | 2.9% |
| Payroll taxes | $438,055 | - | - | - | 2.7% | |
| Fees: other services | $364,233 | - | - | - | 2.3% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $256,938 | - | - | - | 1.6% |
| Other (as described) | TRAINING AND OTHER G&A | $179,567 | - | - | - | 1.1% |
| Grants to US organizations and governments | $110,926 | - | - | - | 0.7% | |
| Travel | $70,853 | - | - | - | 0.4% | |
| Fees: legal | $40,078 | - | - | - | 0.2% | |
| Fees: accounting | $38,477 | - | - | - | 0.2% | |
| Interest | $29,127 | - | - | - | 0.2% | |
| Insurance | $12,986 | - | - | - | 0.1% | |
| Total | $16,129,125 | 100% |
2020 · Form 990 · $16,471,282 spent · pay $7,343,571 · grants $34,575 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $4,990,306 | - | - | - | 30.3% | |
| Other (as described) | OPERATIONS EXPENSE | $3,776,860 | - | - | - | 22.9% |
| Benefits paid to members | $993,073 | - | - | - | 6.0% | |
| Other employee benefits | $916,955 | - | - | - | 5.6% | |
| Depreciation and depletion | $890,455 | - | - | - | 5.4% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $731,274 | - | - | - | 4.4% |
| Occupancy | $601,526 | - | - | - | 3.7% | |
| Advertising and promotion | $589,308 | - | - | - | 3.6% | |
| Other (as described) | LOAN SERVICE EXPENSE | $549,828 | - | - | - | 3.3% |
| Pay: officers, directors, trustees, key employees | $540,833 | - | - | - | 3.3% | |
| Pension plan contributions | $475,424 | - | - | - | 2.9% | |
| Payroll taxes | $420,053 | - | - | - | 2.6% | |
| Fees: other services | $342,224 | - | - | - | 2.1% | |
| Other (as described) | OTHER GENERAL & ADMIN | $262,653 | - | - | - | 1.6% |
| Interest | $242,927 | - | - | - | 1.5% | |
| Fees: legal | $35,103 | - | - | - | 0.2% | |
| Grants to US organizations and governments | $34,575 | - | - | - | 0.2% | |
| Travel | $32,114 | - | - | - | 0.2% | |
| Fees: accounting | $31,944 | - | - | - | 0.2% | |
| Insurance | $13,847 | - | - | - | 0.1% | |
| Total | $16,471,282 | 100% |
2019 · Form 990 · $16,063,394 spent · pay $6,400,635 · grants $31,500 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $4,070,964 | - | - | - | 25.3% | |
| Other (as described) | OPERATIONS EXPENSE | $3,937,088 | - | - | - | 24.5% |
| Benefits paid to members | $1,260,698 | - | - | - | 7.8% | |
| Depreciation and depletion | $968,997 | - | - | - | 6.0% | |
| Other employee benefits | $869,888 | - | - | - | 5.4% | |
| Pay: officers, directors, trustees, key employees | $742,375 | - | - | - | 4.6% | |
| Interest | $662,957 | - | - | - | 4.1% | |
| Occupancy | $609,980 | - | - | - | 3.8% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $533,846 | - | - | - | 3.3% |
| Advertising and promotion | $528,384 | - | - | - | 3.3% | |
| Other (as described) | LOAN SERVICE EXPENSE | $403,018 | - | - | - | 2.5% |
| Payroll taxes | $362,926 | - | - | - | 2.3% | |
| Pension plan contributions | $354,482 | - | - | - | 2.2% | |
| Fees: other services | $265,748 | - | - | - | 1.7% | |
| Other (as described) | OTHER GENERAL & ADMIN | $194,847 | - | - | - | 1.2% |
| Travel | $149,159 | - | - | - | 0.9% | |
| Fees: legal | $87,497 | - | - | - | 0.5% | |
| Grants to US organizations and governments | $31,500 | - | - | - | 0.2% | |
| Fees: accounting | $29,040 | - | - | - | 0.2% | |
| Total | $16,063,394 | 100% |
2018 · Form 990 · $15,995,925 spent · pay $6,289,953 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | OPERATIONS EXP | $4,410,636 | - | - | - | 27.6% |
| Other salaries and wages | $4,059,134 | - | - | - | 25.4% | |
| Benefits paid to members | $1,646,921 | - | - | - | 10.3% | |
| Occupancy | $1,016,291 | - | - | - | 6.4% | |
| Other employee benefits | $1,011,963 | - | - | - | 6.3% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $991,859 | - | - | - | 6.2% |
| Advertising and promotion | $561,917 | - | - | - | 3.5% | |
| Pay: officers, directors, trustees, key employees | $488,860 | - | - | - | 3.1% | |
| Other (as described) | LOAN SERVICE EXPENSE | $423,410 | - | - | - | 2.6% |
| Pension plan contributions | $376,449 | - | - | - | 2.4% | |
| Payroll taxes | $353,547 | - | - | - | 2.2% | |
| Fees: other services | $228,804 | - | - | - | 1.4% | |
| Other (as described) | OTHER GENERAL AND ADMIN | $178,035 | - | - | - | 1.1% |
| Travel | $124,974 | - | - | - | 0.8% | |
| Fees: legal | $94,085 | - | - | - | 0.6% | |
| Fees: accounting | $29,040 | - | - | - | 0.2% | |
| Total | $15,995,925 | 100% |
2017 · Form 990 · $15,356,726 spent · pay $6,103,161 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | OPERATIONS EXP | $4,090,224 | - | - | - | 26.6% |
| Other salaries and wages | $3,927,243 | - | - | - | 25.6% | |
| Benefits paid to members | $1,362,152 | - | - | - | 8.9% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $1,149,923 | - | - | - | 7.5% |
| Other employee benefits | $1,036,939 | - | - | - | 6.8% | |
| Occupancy | $997,557 | - | - | - | 6.5% | |
| Advertising and promotion | $534,542 | - | - | - | 3.5% | |
| Other (as described) | LOAN SERVICE EXPENSE | $505,012 | - | - | - | 3.3% |
| Pay: officers, directors, trustees, key employees | $483,987 | - | - | - | 3.2% | |
| Payroll taxes | $348,946 | - | - | - | 2.3% | |
| Pension plan contributions | $306,046 | - | - | - | 2.0% | |
| Fees: other services | $229,313 | - | - | - | 1.5% | |
| Other (as described) | OTHER GENERAL AND ADMIN | $145,625 | - | - | - | 0.9% |
| Travel | $121,391 | - | - | - | 0.8% | |
| Fees: legal | $82,786 | - | - | - | 0.5% | |
| Fees: accounting | $35,040 | - | - | - | 0.2% | |
| Total | $15,356,726 | 100% |
2016 · Form 990 · $14,965,221 spent · pay $6,129,167 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other (as described) | OPERATIONS EXP | $3,893,822 | $3,893,822 | - | - | 26.0% |
| Other salaries and wages | $3,642,676 | $3,642,676 | - | - | 24.3% | |
| Benefits paid to members | $1,275,643 | $1,275,643 | - | - | 8.5% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $1,007,276 | $1,007,276 | - | - | 6.7% |
| Occupancy | $969,769 | $969,769 | - | - | 6.5% | |
| Other employee benefits | $886,528 | $886,528 | - | - | 5.9% | |
| Pay: officers, directors, trustees, key employees | $693,261 | $693,261 | - | - | 4.6% | |
| Pension plan contributions | $552,081 | $552,081 | - | - | 3.7% | |
| Advertising and promotion | $497,066 | $497,066 | - | - | 3.3% | |
| Other (as described) | LOAN SERVICE EXPENSE | $490,688 | $490,688 | - | - | 3.3% |
| Payroll taxes | $354,621 | $354,621 | - | - | 2.4% | |
| Other (as described) | OTHER GENERAL AND ADMIN | $243,090 | $243,090 | - | - | 1.6% |
| Fees: other services | $166,112 | $166,112 | - | - | 1.1% | |
| Travel | $149,348 | $149,348 | - | - | 1.0% | |
| Fees: legal | $114,203 | $114,203 | - | - | 0.8% | |
| Fees: accounting | $29,037 | $29,037 | - | - | 0.2% | |
| Total | $14,965,221 | 100% |
2015 · Form 990 · $14,360,170 spent · pay $5,850,856 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,770,896 | $3,770,896 | - | - | 26.3% | |
| Other (as described) | OPERATIONS EXP | $3,678,262 | $3,678,262 | - | - | 25.6% |
| Benefits paid to members | $1,255,765 | $1,255,765 | - | - | 8.7% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $1,072,938 | $1,072,938 | - | - | 7.5% |
| Occupancy | $947,705 | $947,705 | - | - | 6.6% | |
| Other employee benefits | $875,282 | $875,282 | - | - | 6.1% | |
| Pay: officers, directors, trustees, key employees | $594,250 | $594,250 | - | - | 4.1% | |
| Other (as described) | LOAN SERVICE EXPENSE | $539,698 | $539,698 | - | - | 3.8% |
| Advertising and promotion | $456,573 | $456,573 | - | - | 3.2% | |
| Payroll taxes | $343,066 | $343,066 | - | - | 2.4% | |
| Pension plan contributions | $267,362 | $267,362 | - | - | 1.9% | |
| Other (as described) | OTHER GENERAL AND ADMIN | $244,660 | $244,660 | - | - | 1.7% |
| Travel | $163,689 | $163,689 | - | - | 1.1% | |
| Fees: other services | $70,858 | $70,858 | - | - | 0.5% | |
| Fees: legal | $50,214 | $50,214 | - | - | 0.3% | |
| Fees: accounting | $28,952 | $28,952 | - | - | 0.2% | |
| Total | $14,360,170 | 100% |
2014 · Form 990 · $12,807,905 spent · pay $5,434,639 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,526,169 | $3,526,169 | - | - | 27.5% | |
| Other (as described) | OPERATIONS EXP | $3,431,814 | $3,431,814 | - | - | 26.8% |
| Benefits paid to members | $1,049,465 | $1,049,465 | - | - | 8.2% | |
| Other employee benefits | $930,327 | $930,327 | - | - | 7.3% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $897,730 | $897,730 | - | - | 7.0% |
| Occupancy | $760,429 | $760,429 | - | - | 5.9% | |
| Pay: officers, directors, trustees, key employees | $552,697 | $552,697 | - | - | 4.3% | |
| Other (as described) | LOAN SERVICE EXPENSE | $468,202 | $468,202 | - | - | 3.7% |
| Advertising and promotion | $422,263 | $422,263 | - | - | 3.3% | |
| Payroll taxes | $316,855 | $316,855 | - | - | 2.5% | |
| Travel | $147,640 | $147,640 | - | - | 1.2% | |
| Pension plan contributions | $108,591 | $108,591 | - | - | 0.8% | |
| Fees: other services | $89,527 | $89,527 | - | - | 0.7% | |
| Fees: legal | $47,564 | $47,564 | - | - | 0.4% | |
| Other (as described) | OTHER GENERAL AND ADMIN | $29,745 | $29,745 | - | - | 0.2% |
| Fees: accounting | $28,887 | $28,887 | - | - | 0.2% | |
| Total | $12,807,905 | 100% |
2013 · Form 990 · $11,442,827 spent · pay $4,960,991 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,137,476 | $3,137,476 | - | - | 27.4% | |
| Other (as described) | OPERATIONS EXP | $3,015,250 | $3,015,250 | - | - | 26.4% |
| Benefits paid to members | $1,089,703 | $1,089,703 | - | - | 9.5% | |
| Other employee benefits | $936,146 | $936,146 | - | - | 8.2% | |
| Occupancy | $643,165 | $643,165 | - | - | 5.6% | |
| Pay: officers, directors, trustees, key employees | $480,258 | $480,258 | - | - | 4.2% | |
| Other (as described) | PROVISION FOR LOAN LOSS | $446,345 | $446,345 | - | - | 3.9% |
| Other (as described) | LOAN SERVICE EXPENSE | $412,085 | $412,085 | - | - | 3.6% |
| Advertising and promotion | $364,130 | $364,130 | - | - | 3.2% | |
| Payroll taxes | $273,139 | $273,139 | - | - | 2.4% | |
| Other (as described) | NCUSIF STABILIZATION | $137,059 | $137,059 | - | - | 1.2% |
| Pension plan contributions | $133,972 | $133,972 | - | - | 1.2% | |
| Travel | $119,979 | $119,979 | - | - | 1.0% | |
| Fees: other services | $93,481 | $93,481 | - | - | 0.8% | |
| All other expenses | $90,595 | $90,595 | - | - | 0.8% | |
| Fees: legal | $43,625 | $43,625 | - | - | 0.4% | |
| Fees: accounting | $26,419 | $26,419 | - | - | 0.2% | |
| Total | $11,442,827 | 100% |
2012 · Form 990 · $11,501,452 spent · pay $4,793,410 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,031,861 | $3,031,861 | - | - | 26.4% | |
| Other (as described) | OPERATIONS EXP | $2,855,190 | $2,855,190 | - | - | 24.8% |
| Benefits paid to members | $1,373,944 | $1,373,944 | - | - | 11.9% | |
| Other employee benefits | $924,545 | $924,545 | - | - | 8.0% | |
| Other (as described) | Provision for loan losses | $647,326 | $647,326 | - | - | 5.6% |
| Occupancy | $626,752 | $626,752 | - | - | 5.4% | |
| Pay: officers, directors, trustees, key employees | $488,387 | $488,387 | - | - | 4.2% | |
| Other (as described) | LOAN SERVICE EXPENSE | $375,317 | $375,317 | - | - | 3.3% |
| Advertising and promotion | $353,935 | $353,935 | - | - | 3.1% | |
| Payroll taxes | $272,857 | $272,857 | - | - | 2.4% | |
| Other (as described) | NCUSIF STABILIZATION | $156,521 | $156,521 | - | - | 1.4% |
| All other expenses | $99,501 | $99,501 | - | - | 0.9% | |
| Travel | $96,001 | $96,001 | - | - | 0.8% | |
| Pension plan contributions | $75,760 | $75,760 | - | - | 0.7% | |
| Fees: other services | $75,094 | $75,094 | - | - | 0.7% | |
| Fees: accounting | $28,486 | $28,486 | - | - | 0.2% | |
| Fees: legal | $19,975 | $19,975 | - | - | 0.2% | |
| Total | $11,501,452 | 100% |
2011 · Form 990 · $11,088,865 spent · pay $4,503,629 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $2,971,451 | $2,971,451 | - | - | 26.8% | |
| Other (as described) | OPERATIONS EXP | $2,655,367 | $2,655,367 | - | - | 23.9% |
| Benefits paid to members | $1,651,341 | $1,651,341 | - | - | 14.9% | |
| Other employee benefits | $870,114 | $870,114 | - | - | 7.8% | |
| Occupancy | $629,690 | $629,690 | - | - | 5.7% | |
| Other (as described) | NCUSIF STABILIZATION | $369,219 | $369,219 | - | - | 3.3% |
| Other (as described) | Provision for loan losses | $356,462 | $356,462 | - | - | 3.2% |
| Other (as described) | LOAN SERVICE EXPENSE | $352,894 | $352,894 | - | - | 3.2% |
| Pay: officers, directors, trustees, key employees | $341,987 | $341,987 | - | - | 3.1% | |
| Advertising and promotion | $307,935 | $307,935 | - | - | 2.8% | |
| Payroll taxes | $250,852 | $250,852 | - | - | 2.3% | |
| Fees: other services | $95,564 | $95,564 | - | - | 0.9% | |
| Travel | $88,360 | $88,360 | - | - | 0.8% | |
| Pension plan contributions | $69,225 | $69,225 | - | - | 0.6% | |
| Fees: legal | $33,562 | $33,562 | - | - | 0.3% | |
| Other (as described) | OTHER GENERAL AND ADMIN | $29,364 | $29,364 | - | - | 0.3% |
| Fees: accounting | $15,478 | $15,478 | - | - | 0.1% | |
| Total | $11,088,865 | 100% |
2010 · Form 990 · $11,247,797 spent · pay $5,416,612 · grants $0 · events $0
| Line | As described | Total | Program | Management | Fundraising | Share |
|---|---|---|---|---|---|---|
| Other salaries and wages | $3,986,693 | $3,986,693 | - | - | 35.4% | |
| Interest | $2,179,925 | $2,179,925 | - | - | 19.4% | |
| Other (as described) | OPERATIONS EXP | $1,273,442 | $1,273,442 | - | - | 11.3% |
| Other employee benefits | $782,538 | $782,538 | - | - | 7.0% | |
| Occupancy | $571,503 | $571,503 | - | - | 5.1% | |
| Other (as described) | Provision for loan losses | $555,700 | $555,700 | - | - | 4.9% |
| Other (as described) | LOAN SERVICE EXPENSE | $345,244 | $345,244 | - | - | 3.1% |
| Pay: officers, directors, trustees, key employees | $330,319 | $330,319 | - | - | 2.9% | |
| Advertising and promotion | $299,517 | $299,517 | - | - | 2.7% | |
| Payroll taxes | $247,473 | $247,473 | - | - | 2.2% | |
| Other (as described) | OTHER GENERAL AND ADMIN | $181,910 | $181,910 | - | - | 1.6% |
| Other (as described) | NCUSIF STABILIZATION | $175,433 | $175,433 | - | - | 1.6% |
| Fees: other services | $79,365 | $79,365 | - | - | 0.7% | |
| Travel | $78,163 | $78,163 | - | - | 0.7% | |
| Pension plan contributions | $69,589 | $69,589 | - | - | 0.6% | |
| Fees: investment management | $41,509 | $41,509 | - | - | 0.4% | |
| Fees: accounting | $30,418 | $30,418 | - | - | 0.3% | |
| Fees: legal | $19,056 | $19,056 | - | - | 0.2% | |
| Total | $11,247,797 | 100% |